Privacy Policy

Adhar Mahila Nagari Sahakari Patsanstha Maryadit, Pandharpur (“the Society”) respects the privacy of its members and users. This Privacy Policy describes how the Society collects, uses, and protects personal and financial information provided while using our services through branches, website, and mobile application.

Collection of Information

The Society may collect personal and financial information including:

• Member details such as name, address, contact number, email, and date of birth
  
  

• KYC and identity documents such as Aadhaar, PAN, and other valid proofs
  
  

• Account, loan, deposit, and transaction-related information
  
  

• Login details, device data, and usage information while accessing our mobile application
  
  

• Information submitted through physical forms or digital platforms
  
  

Use of Information

Collected information is used to:

• Provide cooperative and financial services to members
  
  

• Maintain member and account records accurately
  
  

• Process financial transactions and service requests
  
  

• Send account-related communication, alerts, and notifications
  
  

• Improve functionality, security, and performance of the mobile application
  
  

• Fulfill legal and regulatory obligations
  
  

Protection of Information

The Society takes reasonable steps to ensure data security:

• Secure storage and encryption of sensitive information
  
  

• Controlled access to member data by authorized staff
  
  

• Secure systems for website and mobile application usage
  
  

• Continuous monitoring to prevent unauthorized access
  
  

Disclosure of Information

The Society does not sell or misuse personal data. Information may be disclosed only:

• When required by law or government authorities
  
  

• To trusted service providers under confidentiality agreements for operational or mobile app-related services
  
  

Member Rights

Members have the right to:

• Access their personal information
  
  

• Request correction of incorrect or outdated data
  
  

• Control non-essential notifications in the mobile application
  
  

• Report any concerns regarding data privacy
  
  

Updates to Privacy Policy

This Privacy Policy may be updated periodically. Changes will be made available through official communication channels, including the website and mobile application.

Contact Information

For privacy-related queries or concerns, please contact:

Adhar Mahila Nagari Sahakari Patsanstha Maryadit, Pandharpur
  📧 Email: aadharmcoso@gmail.com