Privacy Policy
Privacy Policy
The AADHAR MAHILA NAGARI SAHKARI PATHSANSTHA MARYADIT PANDHARPUR MERCHANT APP (“App”, “we”, “our”, or “us”) is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, store, and protect your information when you use our mobile application and related services.
By accessing or using the App, you agree to the collection and use of information in accordance with this Privacy Policy.
We may collect personal information that can identify you directly or indirectly, including:
Mobile number
Name
Email address
Profile photo/image
Account-related information
Other information required for registration or service usage
The App may request access to your profile photo or image to help personalize your profile and improve user experience. This information is collected only with your permission and is stored securely on our servers.
We may collect non-personal information that does not directly identify you, such as:
Device information
Browser type
IP address
Usage statistics
App interaction data
Aggregated or anonymized analytics data
The App may access your device location to provide location-based services, such as identifying nearby bank ATMs or improving service availability.
We use your information for the following purposes:
To provide and maintain our services
To authenticate and authorize users securely
To personalize user experience
To process banking and payment transactions
To improve products and services
To send notifications, alerts, and updates
To respond to customer support requests
To comply with legal and regulatory obligations
We are committed to protecting your personal and financial information.
All sensitive data is transmitted securely using encrypted communication protocols such as HTTPS.
Login PINs and transaction PINs are securely generated and stored in encrypted form.
We implement industry-standard security measures to prevent unauthorized access, misuse, disclosure, alteration, or destruction of data.
Sensitive user information such as names, account numbers, and transaction details is not publicly exposed.
Users will only see personalized content related to their own accounts, generated dynamically and securely.
We retain personal information only for as long as necessary to:
Provide services to users
Maintain accounts
Resolve disputes or complaints
Prevent fraud and financial crime
Meet legal and regulatory requirements
Enforce agreements and legal rights
When information is no longer required, we may securely delete, destroy, or anonymize it.
The App may use or integrate with third-party services, including but not limited to:
Payment gateways
Authentication providers
Analytics services
Cloud hosting services
Notification services such as Firebase
These third-party services may operate under their own privacy policies and terms. We are not responsible for the privacy practices or content of such external services.
Your interactions with third-party services are solely between you and the respective provider.
The App may request the following permissions for proper functionality:
Used to detect nearby bank ATMs and provide location-based services.
Required to connect to online banking services and maintain app functionality.
Used for scanning QR codes for payments and related banking services.
Used to download and store PDF account statements on your device.
Used to send transaction alerts, app updates, security notifications, and promotional messages.
Users may manage certain permissions through their device settings.
Users may register using their mobile number to access banking services associated with their account. The App securely verifies user identity and authenticates account access in accordance with applicable banking and security standards.
The App provides digital payment and banking services, including:
Fund transfers
Mobile and DTH recharge
Bill payments
Insurance payments
Other financial services
To process transactions securely, users may be required to provide banking details and authentication credentials.
All transactions are protected using standard security protocols and encryption technologies.
The App uses Firebase services to deliver notifications, including app update alerts and important service-related communications. Firebase processes data securely in accordance with its own privacy and security standards.
The App is not intended for children under the age of 13. We do not knowingly collect personal information from children.
If we become aware that personal information of a child under 13 has been collected, we will take immediate steps to delete such information from our systems.
Parents or guardians who believe that a child has provided personal information may contact us for assistance.
We may update this Privacy Policy from time to time. Any changes will be reflected by updating the effective date of this policy.
Users are encouraged to review this page periodically to stay informed about how their information is protected.
Continued use of the App after any changes constitutes acceptance of the updated Privacy Policy.
By using the App, you acknowledge and agree to this Privacy Policy. If you do not agree with this policy, please discontinue use of the App.
If you have any questions, concerns, or requests regarding this Privacy Policy or the App, please contact us at:
Email: aadharmcoso@gmail.com