The book is based on extensive interviews with Ghosh, his colleagues, regulators, competitors, and customers, as well as secondary sources such as reports, articles, and data. The book is divided into three parts: The Beginning, The Journey, and The Bank. The first part traces the origins of Bandhan as an NGO that provided microcredit to poor women in rural West Bengal, and how Ghosh transformed it into a non-banking financial company (NBFC) that operated across 22 states. The second part describes the growth and expansion of Bandhan as an NBFC, and how it faced various challenges such as competition, regulation, technology, and governance. The third part narrates the transition of Bandhan from an NBFC to a universal bank, and how it adapted to the new environment of banking licenses, capital requirements, branch network, products, and services.
The book is written in an engaging and accessible style, with anecdotes, stories, and insights that illustrate the key themes and messages. The book also provides a glimpse into the history and culture of eastern India, especially West Bengal, and its role in the evolution of Indian banking. The book is not only a biography of Ghosh and Bandhan Bank, but also a case study of entrepreneurship, innovation, social responsibility, and leadership in the Indian financial sector.
The book is available in both print and digital formats. You can download the pdf version of the book from [here]. You can also read some excerpts from the book [here] and [here].
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