https://sites.google.com/view/118-st-francis-circle-welcome/
TRINITY LAKES
OAK BROOK
JERRY PINTARO
An Illinois Licensed Real Estate Managing Broker
ABOUT
https://flipbooks.fleepit.com/f-42087-resume_jerry_pintaro
630-280-9300
118stfrancis@gmail.com
I HAVE BEEN AN ILLINOIS LICENSED REAL ESTATE BROKER SINCE 1969
I HAVE BEEN A RESIDENTIAL REAL ESTATE APPRAISER SINCE 1972
I HAVE BEEN A NEW AND EXISTING BUILDING INSPECTOR SINCE 1972
I HAVE BEEN A RESIDENTIAL GENERAL CONTRACTOR SINCE 1976
I HAVE LIVED IN OAK BROOK SINCE 1982.
AFTER 56 YEARS OF BEING LICENSED AS A REAL ESTATE BROKER, JEROME A. PINTARO CANCELLED HIS STATE OF ILLINOIS MANAGING REAL ESTATE BROKER'S LICENSE EFFECTIVE 2024, AND HIS STATE OF FLORIDA REAL ESTATE BROKER'S LICENSE, EFFECTIVE 2025
COMPASS SUES ZILLOW AS FIGHT OVER PRIVATELY MARKETED LISTINGS HEATS UP
“AT THE HEART OF THIS ISSUE IS A SIMPLE PRINCIPLE: WHEN A LISTING IS PUBLICLY MARKETED, IT SHOULD BE ACCESSIBLE TO ALL BUYERS—ACROSS ALL PLATFORMS, INCLUDING ZILLOW,” A ZILLOW SPOKESPERSON SAID IN A STATEMENT. “HIDING LISTINGS CREATES A FRAGMENTED MARKET, LIMITS CONSUMER CHOICE AND CREATES BARRIERS TO HOMEOWNERSHIP, WHICH IS BAD FOR BUYERS, SELLERS, AND THE INDUSTRY AT LARGE, ESPECIALLY IN THIS INVENTORY AND AFFORDABILITY-CONSTRAINED ENVIRONMENT.”
Compass sues Zillow as fight over privately marketed listings heats up | CNN Business
COMPASS INC. (COMP) NOSEDIVES 15.7% PM $10-BILLION ALL STOCK MARGER WITH ANYWHERE REAL ESTATE
GOOGLE AI OVERVIEW
PRIVATE REAL ESTATE LISTINGS
AI IS INEFFECTIVE FOR SEARCHING PRIVATE REAL ESTATE LISTINGS BECAUSE THESE PROPERTIES ARE NOT PUBLICLY AVAILABLE TO TRAIN ON. UNLIKE OPEN MARKET LISTINGS, PRIVATE "OFF-MARKET" PROPERTIES ARE HELD CONFIDENTIALLY, CREATING A MAJOR DATA PROBLEM FOR AI. EVEN IF SOME DATA IS ACCESSED, AI MODELS TRAINED ON PUBLIC DATA ARE VULNERABLE TO A VARIETY OF INACCURACIES, BIASES, AND FRAUDULENT MANIPULATIONS THAT ARE MAGNIFIED WHEN APPLIED TO A NON-TRANSPARENT PRIVATE MARKET.
THE CORE PROBLEM: "BAD DATA" FOR A PRIVATE MARKET
AI MODELS RELY ON EXTENSIVE, RELIABLE DATA FOR ACCURATE OUTPUT. HOWEVER, THE PRIVATE REAL ESTATE MARKET IS DEFINED BY A LACK OF PUBLIC DATA, WHICH CAUSES SIGNIFICANT ISSUES FOR AI.
VOLUMINOUS DATA REQUIRED: AI NEEDS A LARGE VOLUME OF DATA TO BE ACCURATE. BECAUSE PRIVATE LISTINGS ARE INTENTIONALLY KEPT OFF THE MULTIPLE LISTING SERVICE (MLS) AND OTHER PUBLIC DATABASES, THEY DO NOT PROVIDE THE NECESSARY DATA FOR AI TO LEARN FROM.
DATA INTEGRITY AND NORMALIZATION: COMMERCIAL REAL ESTATE DATA IS ALREADY FRAGMENTED AND NOT STANDARDIZED, WHICH IS A STUMBLING BLOCK FOR AI EVEN IN THE PUBLIC MARKET. IN THE PRIVATE MARKET, THERE IS EVEN LESS CONSISTENCY AND INTEGRITY, MAKING IT DIFFICULT FOR AI TO MAKE "APPLES-TO-APPLES" COMPARISONS.
ASYMMETRIC INFORMATION: MANY REAL ESTATE PROFESSIONALS WHO WORK WITH PRIVATE LISTINGS RELY ON HAVING EXCLUSIVE, NON-PUBLIC INFORMATION TO GET A COMPETITIVE EDGE. BECAUSE THEY DELIBERATELY KEEP THIS DATA PRIVATE, IT IS UNAVAILABLE FOR AI TO USE FOR ANALYSIS.
FRAUD AND SCAMS ARE MAGNIFIED
WHILE PRIVATE LISTINGS NATURALLY HAVE A SMALLER AUDIENCE, THE OPAQUENESS OF THE MARKET CAN CREATE IDEAL CONDITIONS FOR AI-POWERED FRAUD. BAD ACTORS CAN USE GENERATIVE AI TO CREATE BELIEVABLE, FAKE LISTINGS AND DOCUMENTS THAT ARE DIFFICULT TO VERIFY.
ALTERED LISTINGS: AI CAN BE USED TO ALTER LISTING PHOTOS TO MAKE A PROPERTY SEEM LIKE IT'S IN BETTER CONDITION THAN IT IS.
CONVINCING FAKE DOCUMENTS: SCAMMERS CAN USE AI TO CREATE FORGED DOCUMENTS OR IMPERSONATE PROPERTY OWNERS AND AGENTS TO FACILITATE DEED FRAUD.
DECEPTIVE COMMUNICATIONS: CYBERCRIMINALS CAN USE AI VOICE CLONING TO IMPERSONATE AGENTS, TRICKING BUYERS AND SELLERS INTO SENDING MONEY OR SENSITIVE INFORMATION.
BIAS AND ETHICAL CONCERNS
THE LIMITED AVAILABILITY OF PRIVATE LISTING DATA MAKES IT IMPOSSIBLE FOR AI TO GENERATE A FULL AND FAIR PICTURE OF THE MARKET. BECAUSE AI ALGORITHMS LEARN FROM HUMAN-GENERATED DATA, THEY CAN PERPETUATE AND AMPLIFY EXISTING BIASES, ESPECIALLY WHEN GIVEN INCOMPLETE INFORMATION.
REINFORCING HISTORICAL BIASES: WHEN TRAINED ON HISTORICAL DATA, AI CAN CONTINUE PATTERNS OF DISCRIMINATION IN VALUATIONS OR RECOMMENDATIONS, POTENTIALLY DISADVANTAGING LOW-INCOME INDIVIDUALS AND MINORITIES.
TRANSPARENCY AND ACCOUNTABILITY ISSUES: IF AN AI PRODUCES A BIASED RESULT FOR A PRIVATE LISTING, IT CAN BE EXTREMELY DIFFICULT TO EXPLAIN HOW THE ALGORITHM REACHED ITS CONCLUSION, MAKING IT HARD TO FIX THE PROBLEM.
FAIR HOUSING LAW VIOLATIONS: USING AI-GENERATED CONTENT FOR PRIVATE LISTINGS COULD UNINTENTIONALLY LEAD TO BIASED LANGUAGE THAT VIOLATES FAIR HOUSING LAWS. WITHOUT CAREFUL HUMAN OVERSIGHT, AI COULD GENERATE LISTING DESCRIPTIONS THAT EXCLUDE OR DISCRIMINATE AGAINST CERTAIN GROUPS.
INABILITY TO REPLACE HUMAN EXPERTISE
FOR PRIVATE, OFF-MARKET PROPERTIES, THE "HUMAN TOUCH" OF AN EXPERIENCED AGENT IS ESPECIALLY CRUCIAL. AI'S LIMITATIONS PREVENT IT FROM ACCOUNTING FOR CRITICAL, SUBJECTIVE DETAILS THAT OFTEN INFLUENCE PRIVATE SALES.
LACK OF CONTEXT: AI CANNOT UNDERSTAND THE NUANCES OF A SPECIFIC PROPERTY OR NEIGHBORHOOD, WHICH IS VITAL INFORMATION FOR A HIGH-STAKES, OFF-MARKET TRANSACTION.
MISSING EMOTIONAL FACTORS: FOR MANY, THE PURCHASE OF A HOME IS A DEEPLY EMOTIONAL DECISION. AI, LACKING EMPATHY, CANNOT ACCOUNT FOR THESE PERSONAL CONNECTIONS AND PREFERENCES.
"GARBAGE IN, GARBAGE OUT": WITH PRIVATE MARKET DATA BEING INCONSISTENT AND INCOMPLETE, AI'S OUTPUT IS INHERENTLY UNRELIABLE. HUMAN EXPERTISE REMAINS IRREPLACEABLE FOR VERIFYING INFORMATION AND ASSESSING WHAT CAN AND CAN'T BE TRUSTED.
WHEN APPLIED TO REAL ESTATE, AI SEARCH USING PRIVATE OR "POCKET" LISTINGS IS BAD FOR THE BROADER MARKET AND CONSUMERS. IT REDUCES TRANSPARENCY, LIMITS COMPETITION, AND CREATES AN UNEVEN PLAYING FIELD FOR BUYERS AND SELLERS.
HERE ARE THE PRIMARY REASONS AI SEARCH USING PRIVATE LISTINGS IS PROBLEMATIC:
FOR BUYERS
RESTRICTED ACCESS: AI SEARCH ENGINES THAT PULL FROM PRIVATE LISTING NETWORKS GIVE BUYERS AN INCOMPLETE PICTURE OF AVAILABLE HOMES. THEY ONLY SHOW INVENTORY THAT IS HIDDEN BEHIND AN EXCLUSIVE NETWORK, LEADING BUYERS TO MISS OUT ON PROPERTIES THAT COULD BE THE BEST FIT FOR THEIR NEEDS.
UNFAIR ADVANTAGE: ACCESS TO THESE PRIVATE LISTINGS IS OFTEN LIMITED TO BUYERS WORKING WITH AGENTS FROM THE SPECIFIC BROKERAGE THAT HOLDS THE LISTING. THIS EFFECTIVELY CREATES AN "EXCLUSIVE CLUB" THAT DISADVANTAGES BUYERS WHO CHOOSE AGENTS FROM OUTSIDE THAT BROKERAGE.
INCREASED DUAL AGENCY: PRIVATE LISTINGS INCREASE THE RISK OF DUAL AGENCY, WHERE ONE AGENT REPRESENTS BOTH THE BUYER AND THE SELLER. SINCE THE AGENT'S COMMISSION IS HIGHER IF THEY REPRESENT BOTH PARTIES, IT CREATES A CONFLICT OF INTEREST THAT HARMS BOTH CLIENTS.
FOR SELLERS
LOWER SALES PRICE: RESEARCH SHOWS THAT WHEN HOMES ARE MARKETED TO A LIMITED NETWORK INSTEAD OF THE BROADER PUBLIC THROUGH A MULTIPLE LISTING SERVICE (MLS), THEY SELL FOR LESS MONEY. A ZILLOW STUDY FOUND THAT SELLERS WHO DID NOT LIST ON THE MLS IN 2023 AND 2024 LEFT OVER $1 BILLION ON THE TABLE.
REDUCED MARKET EXPOSURE: SELLERS TYPICALLY WANT THEIR HOME TO BE SEEN BY THE LARGEST POSSIBLE POOL OF POTENTIAL BUYERS TO MAXIMIZE THEIR SALE PRICE. PRIVATE LISTINGS DO THE OPPOSITE BY LIMITING EXPOSURE TO A SMALLER, CURATED GROUP.
MISLEADING ADVICE FROM AGENTS: MANY AGENTS PUSH PRIVATE LISTING NETWORKS AS AN EXCLUSIVE BENEFIT WITHOUT EDUCATING SELLERS ON THE POTENTIAL NEGATIVE IMPACT ON THEIR SALE PRICE.
FOR THE HOUSING MARKET AND FAIR HOUSING
ERODES TRANSPARENCY: PRIVATE LISTINGS OBSCURE IMPORTANT INFORMATION ABOUT AVAILABLE PROPERTIES, DISTORTING MARKET TRENDS AND IMPACTING PROPERTY VALUE ASSESSMENTS.
POTENTIAL FOR DISCRIMINATION: LIMITING THE MARKETING OF A HOME TO A SELECT GROUP RAISES FAIR HOUSING CONCERNS. EVEN UNINTENTIONALLY, IT CAN BE PERCEIVED AS DISCRIMINATORY BY EXCLUDING BUYERS FROM HISTORICALLY MARGINALIZED COMMUNITIES. FAIR HOUSING ADVOCATES HAVE REPEATEDLY CITED THESE ISSUES WITH PRIVATE LISTING NETWORKS.
EXACERBATES THE RACIAL WEALTH GAP: RESEARCH BY ZILLOW SHOWED THAT A SIGNIFICANTLY HIGHER SHARE OF HISPANIC AND BLACK HOME SELLERS WERE RECOMMENDED PRIVATE LISTING NETWORKS BY THEIR AGENTS COMPARED TO WHITE SELLERS. THIS PRACTICE, WHICH OFTEN RESULTS IN A LOWER SALES PRICE, HAS THE POTENTIAL TO FURTHER WIDEN THE RACIAL WEALTH GAP.
DUCKDUCKGO AI SEARCH ASSIST
PRIVATE REAL ESTATE LISTINGS CAN BE DETRIMENTAL TO CONSUMERS AS THEY LIMIT ACCESS TO AVAILABLE PROPERTIES, POTENTIALLY RESULTING IN LOWER SALE PRICES FOR SELLERS AND FEWER OPTIONS FOR BUYERS. RESEARCH INDICATES THAT HOMES LISTED PUBLICLY ON MULTIPLE LISTING SERVICES (MLS) TEND TO SELL FOR MORE AND FASTER COMPARED TO THOSE ON PRIVATE NETWORKS.
IMPACT OF PRIVATE REAL ESTATE LISTINGS ON CONSUMERS
NEGATIVE EFFECTS ON SELLERS
PRIVATE REAL ESTATE LISTINGS, OFTEN REFERRED TO AS "POCKET LISTINGS," CAN SIGNIFICANTLY HARM SELLERS. RESEARCH INDICATES THAT HOMES LISTED ON THE MULTIPLE LISTING SERVICE (MLS) SELL FOR AN AVERAGE OF 17.5% MORE THAN THOSE NOT LISTED PUBLICLY. THIS TRANSLATES TO A POTENTIAL LOSS OF OVER $53,000 FOR THE TYPICAL SELLER. ADDITIONALLY, HOMES LISTED PRIVATELY TEND TO SELL SLOWER, WHICH CAN BE DETRIMENTAL FOR THOSE LOOKING TO SELL QUICKLY.
LIMITATIONS FOR BUYERS
BUYERS ALSO FACE DISADVANTAGES WITH PRIVATE LISTINGS. APPROXIMATELY 91% OF BUYERS BELIEVE THEY SHOULD HAVE ACCESS TO ALL AVAILABLE LISTINGS WITHOUT RESTRICTIONS. PRIVATE NETWORKS LIMIT VISIBILITY, MEANING BUYERS MAY MISS OUT ON HOMES THAT COULD BE IDEAL FOR THEM. ACCESS TO THESE LISTINGS OFTEN REQUIRES WORKING WITH SPECIFIC AGENTS, WHICH CAN CREATE BARRIERS AND REDUCE OVERALL MARKET TRANSPARENCY.
FAIR HOUSING CONCERNS
THE RISE OF PRIVATE LISTING NETWORKS RAISES SIGNIFICANT FAIR HOUSING ISSUES. THESE PRACTICES CAN LEAD TO DISCRIMINATION, AS THEY MAY RESTRICT ACCESS TO CERTAIN GROUPS OF BUYERS. THIS LACK OF TRANSPARENCY CAN OBSCURE HOUSING OPPORTUNITIES, PARTICULARLY FOR MARGINALIZED COMMUNITIES, POTENTIALLY VIOLATING FAIR HOUSING LAWS.
CONCLUSION
OVERALL, PRIVATE REAL ESTATE LISTINGS ARE GENERALLY CONSIDERED DETRIMENTAL TO BOTH SELLERS AND BUYERS. THEY LIMIT MARKET ACCESS, REDUCE POTENTIAL SALE PRICES, AND RAISE CONCERNS ABOUT FAIR HOUSING PRACTICES. THE PREVAILING VIEW IS THAT LISTINGS SHOULD BE MADE PUBLIC THROUGH THE MLS TO ENSURE FAIRNESS AND TRANSPARENCY IN THE REAL ESTATE MARKET.
AI RESPONSES MAY INCLUDE MISTAKES
WEISS RATINGS REAFFIRMS "SELL (D-)" RATING FOR ANYWHERE REAL ESTATE (NYSE:HOUS)
AI OVERVIEW
ZILLOW STRONG GROWTH FORECAST
RECENT FORECASTS AND PERFORMANCE REVIEWS INDICATE THAT ZILLOW IS EXPERIENCING STRONG GROWTH IN KEY BUSINESS AREAS, DESPITE A SLOWER, MORE CHALLENGING HOUSING MARKET. THE COMPANY IS SUCCEEDING BY EXPANDING ITS "HOUSING SUPER APP" STRATEGY, WHICH INTEGRATES ITS OFFERINGS ACROSS RENTALS, MORTGAGES, AND FOR-SALE LISTINGS.
BUSINESS GROWTH DRIVERS
STRONG 2024 PERFORMANCE: ZILLOW POSTED DOUBLE-DIGIT REVENUE GROWTH IN 2024, WITH TOTAL REVENUE UP 15% YEAR-OVER-YEAR TO $2.2 BILLION. THIS INCLUDED A 15% INCREASE IN FOR-SALE REVENUE AND AN IMPRESSIVE 27% INCREASE IN RENTALS REVENUE.
CONTINUED GROWTH INTO 2025:
TOTAL REVENUE: IN THE FIRST QUARTER OF 2025, ZILLOW’S TOTAL REVENUE INCREASED 13% YEAR-OVER-YEAR TO $598 MILLION. IN THE SECOND QUARTER, TOTAL REVENUE WAS $655 MILLION, AN 11% INCREASE YEAR-OVER-YEAR.
RENTALS REVENUE: THIS CATEGORY CONTINUES TO BE A MAJOR GROWTH ENGINE, INCREASING 33% YEAR-OVER-YEAR IN Q1 2025 AND 33% IN Q2. THE COMPANY EXPECTS RENTALS REVENUE TO GROW APPROXIMATELY 40% FOR THE FULL YEAR. THE EXPANSION IS DRIVEN BY STRONG MARKET SHARE IN A LARGE ADDRESSABLE MARKET.
MORTGAGES REVENUE: ZILLOW'S HOME LOANS BUSINESS GREW 32% YEAR-OVER-YEAR IN Q1 2025. THE GROWTH IS SUPPORTED BY INCREASED ADOPTION OF BUNDLED SERVICES WITHIN ITS SUPER APP.
SUPER APP STRATEGY: ZILLOW’S INTEGRATED PLATFORM AND SERVICES ARE SHOWING TRACTION. BY THE END OF 2024, 21% OF ZILLOW CUSTOMERS USED BUNDLED APP SERVICES, AND THE COMPANY AIMS TO INCREASE THAT TO 35% BY THE END OF 2025. BUYERS WHO ENGAGE WITH BOTH ZILLOW HOME LOANS AND A PREMIER AGENT PARTNER ARE MORE LIKELY TO TRANSACT.
HOUSING MARKET CHALLENGES
DESPITE ITS STRONG COMPANY PERFORMANCE, ZILLOW'S FORECASTS FOR THE BROADER HOUSING MARKET ARE MODEST DUE TO PERSISTENT AFFORDABILITY ISSUES.
SLOWER MARKET GROWTH: ZILLOW'S AUGUST 2025 FORECAST PROJECTS U.S. HOME VALUES WILL RISE ONLY 1.2% BETWEEN AUGUST 2025 AND AUGUST 2026. THIS REFLECTS A COOLING MARKET AFTER YEARS OF RAPID APPRECIATION.
REDUCED HOME SALES: THE COMPANY PROJECTS MODEST GROWTH IN EXISTING HOME SALES FOR 2025, FORECASTING 4.09 MILLION TRANSACTIONS, UP JUST 0.6% FROM 2024. HIGH COSTS CONTINUE TO HOLD MANY BUYERS BACK.
LOWER RENT GROWTH: RENT GROWTH IS EXPECTED TO SLOW SIGNIFICANTLY IN 2025 DUE TO A RECENT BOOM IN MULTIFAMILY CONSTRUCTION. HOWEVER, ZILLOW'S STRATEGIC PARTNERSHIPS ARE HELPING IT CAPITALIZE ON RENTAL DEMAND.
STRATEGIC EXPANSION
TARGETED GROWTH INITIATIVES:
ENHANCED MARKETS: ZILLOW IS EXPANDING ITS "ENHANCED MARKETS" WHERE IT PROVIDES AN INTEGRATED HOME BUYING AND SELLING EXPERIENCE. THE COMPANY WAS ON TRACK TO BRING THIS EXPERIENCE TO 35% OF ITS CUSTOMERS BY THE END OF 2025.
PARTNERSHIPS: ZILLOW IS GROWING ITS REACH THROUGH STRATEGIC PARTNERSHIPS, INCLUDING AN AGREEMENT TO PROVIDE MULTIFAMILY LISTINGS TO REDFIN AND ITS AFFILIATED RENTAL SITES.
PRODUCT INNOVATION:
SHOWCASE: THE COMPANY IS EXPANDING ZILLOW SHOWCASE, WHICH USES AI TO CREATE INTERACTIVE HOME LISTINGS. LISTINGS WITH SHOWCASE SELL FASTER AND FOR MORE MONEY THAN SIMILAR NON-SHOWCASE LISTINGS.
REAL-TIME TOURING: THIS FEATURE IS NOW AVAILABLE NATIONWIDE, WITH 33% OF ZILLOW CONNECTIONS COMING FROM IT AS OF THE END OF 2024. TOURING CONNECTIONS CONVERT AT A SIGNIFICANTLY HIGHER RATE THAN OTHER ACTIONS.
AI responses may include mistakes
zillow strong growth forecast - Google Search
AI OVERVIEW
HOUS Q3 2025 EARNINGS REPORT DATE PROJECTIONS
AS OF 10/10/2025 ANYWHERE REAL ESTATE HAS NOT YET RELEASED ITS OFFICIAL THIRD-QUARTER 2025 EARNINGS RESULTS. HOWEVER, SEVERAL FINANCIAL SERVICES FIRMS AND NEWS OUTLETS HAVE PUBLISHED ESTIMATES AND PROJECTED RELEASE DATES.
Q3 2025 EARNINGS ESTIMATES
PROJECTED EARNINGS RELEASE DATE
WHILE THE EXACT DATE HAS NOT BEEN CONFIRMED BY THE COMPANY, FINANCIAL SITES HAVE POSTED PROJECTED RELEASE DATES:
NASDAQ: THURSDAY, NOVEMBER 6, 2025
INVESTING.COM: WEDNESDAY, OCTOBER 22, 2025
MARKETBEAT: THURSDAY, NOVEMBER 6, 2025
TIPRANKS: THURSDAY, OCTOBER 23, 2025
SEEKINGALPHA: OCTOBER 23, 2025 (DURING-MARKET)
https://seekingalpha.com/symbol/HOUS/earnings
AI responses may include mistakes
CISION: ANYWHERE TO RELEASE THIRD QUARTER 2025 FINANCIAL RESULTS AND HOST WEBCAST ON NOVEMBER 4, 2025
https://finance.yahoo.com/news/anywhere-release-third-quarter-2025-110000906.html
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report (Date of Earliest Event Reported): September 22, 2025
https://last10k.com/sec-filings/hous/0001193125-25-210057.htm
AI OVERVIEW
STEERING IN REAL ESTATE BROKERAGE
IN REAL ESTATE, STEERING IS THE ILLEGAL PRACTICE OF GUIDING OR DISCOURAGING BUYERS FROM NEIGHBORHOODS BASED ON PROTECTED CHARACTERISTICS LIKE RACE, COLOR, RELIGION, GENDER, DISABILITY, FAMILIAL STATUS, OR NATIONAL ORIGIN. IT CAN INVOLVE WITHHOLDING PROPERTIES FROM CLIENTS, SHOWING CERTAIN PROPERTIES TO ONE CLIENT BUT NOT ANOTHER WITH SIMILAR NEEDS, OR MAKING SUBJECTIVE REMARKS ABOUT NEIGHBORHOODS TO INFLUENCE A CLIENT'S CHOICE. THIS PRACTICE IS A VIOLATION OF THE FAIR HOUSING ACT AND CAN LEAD TO DISADVANTAGES FOR MINORITY CLIENTS.
HOW STEERING HAPPENS
ADVISING BASED ON RACE:
A BROKER MIGHT SUGGEST A NEIGHBORHOOD TO A CLIENT BECAUSE THE RESIDENTS ARE "LIKE THEM" OR TELL THEM THAT A NEIGHBORHOOD IS NOT A GOOD FIT FOR THEM BASED ON RACE.
FAILING TO SHOW HOMES:
A BROKER MAY NOT SHOW A CLIENT HOMES THAT MEET THEIR CRITERIA BECAUSE OF THE CLIENT'S RACE OR OTHER PROTECTED CHARACTERISTIC, ACCORDING TO WIKIPEDIA.
USING VAGUE TERMS:
A REAL ESTATE PROFESSIONAL CAN STEER A CLIENT BY USING SUBJECTIVE TERMS LIKE "NICE," "GOOD," OR "SAFE" TO INFLUENCE THEIR DECISION ABOUT A NEIGHBORHOOD, ESPECIALLY IF IT'S BASED ON THEIR OWN PERCEPTIONS AND UNCONSCIOUS BIASES, SAYS THE NATIONAL ASSOCIATION OF REALTORS®.
EXAMPLES
AN AGENT SHOWS A BLACK BUYER HOMES IN PREDOMINANTLY MINORITY NEIGHBORHOODS WHILE CONSISTENTLY FAILING TO SHOW THEM PROPERTIES IN WHITE NEIGHBORHOODS, EVEN WHEN THE BUYERS MEET THE CRITERIA FOR BOTH.
A REAL ESTATE AGENT SUGGESTS CERTAIN NEIGHBORHOODS TO A CLIENT OF ASIAN DESCENT BASED ON A COMMENT THAT "THIS IS WHERE YOUR PEOPLE LIVE," ACCORDING TO THE BLOG J. COURTNEY CUNNINGHAM, PLLC.
CONSEQUENCES OF STEERING
LEGAL REPERCUSSIONS:
STEERING IS A VIOLATION OF THE FAIR HOUSING ACT AND IS ILLEGAL UNDER FEDERAL LAW.
DISCRIMINATION:
IT CAN LEAD TO RESIDENTIAL SEGREGATION AND DISADVANTAGE CLIENTS BASED ON THEIR PROTECTED CHARACTERISTICS.
OAK BROOK v. HINSDALE
1990, 2020 U.S. CENSUS DATA
AI OVERVIEW
ACCORDING TO 1990 US CENSUS DATA, OAK BROOK, ILLINOIS, HAD A TOTAL POPULATION OF 9,178. THE CENSUS BUREAU CATEGORIZED THE RACIAL PROFILE IN OAK BROOK AS PREDOMINANTLY WHITE, WITH A NOTABLE AND GROWING ASIAN POPULATION.
THE RACIAL BREAKDOWN WAS AS FOLLOWS:
WHITE: 94.2%
ASIAN OR PACIFIC ISLANDER: 5.3%
BLACK: 0.5%
AI OVERVIEW
IN OAK BROOK, ILLINOIS, THE POPULATION WAS RECORDED AS 56.9% WHITE, 32.8% ASIAN, 4.9% HISPANIC, 1.8% BLACK, AND 3.0% MULTIRACIAL IN THE 2020 CENSUS. THIS DATA PROVIDES A RACIAL BREAKDOWN OF THE VILLAGE'S APPROXIMATELY 8,163 RESIDENTS.
RACIAL/ETHNIC BREAKDOWN (2020 CENSUS)
WHITE:
56.9%
ASIAN:
32.8%
HISPANIC OR LATINO:
4.9%
BLACK OR AFRICAN AMERICAN:
1.8%
MULTIRACIAL:
3.0%
NATIVE AMERICAN/OTHER:
0.6%
KEY DETAILS
TOTAL POPULATION:
8,163
DATA SOURCE:
U.S. CENSUS
AI OVERVIEW
ACCORDING TO 1990 U.S. CENSUS DATA FROM THE CENSUS REPORTER AND STATISTICAL ATLAS, HINSDALE, ILLINOIS, WAS OVERWHELMINGLY WHITE, WITH SMALL MINORITY POPULATIONS.
HINSDALE RACIAL PROFILE IN 1990:
WHITE: 83.6%.
ASIAN: 9.0%.
HISPANIC OR LATINO: 4.4%.
BLACK: 1.2%.
MIXED RACE AND OTHER: 1.9%.
THE TOTAL POPULATION RECORDED DURING THE 1990 CENSUS WAS 16,029 PEOPLE.
AI OVERVIEW
IN 2020, THE HINSDALE, ILLINOIS RACIAL PROFILE WAS APPROXIMATELY 77.3% WHITE, 1.6% AFRICAN AMERICAN, 12.4% ASIAN, AND 5.4% HISPANIC OR LATINO. OTHER RACES AND TWO OR MORE RACES MADE UP THE REMAINDER OF THE POPULATION, WITH SMALLER PERCENTAGES ALSO NOTED FOR NATIVE AMERICAN AND PACIFIC ISLANDER GROUPS.
HERE'S A BREAKDOWN BY RACIAL GROUP ACCORDING TO THE 2020 U.S. CENSUS:
WHITE:
77.33%
ASIAN:
12.44%
HISPANIC OR LATINO (OF ANY RACE):
5.45%
TWO OR MORE RACES:
7.09%
AFRICAN AMERICAN:
1.67%
NATIVE AMERICAN:
0.17%
PACIFIC ISLANDER:
0.03%
FROM OTHER RACES:
1.27%
AI RESPONSES MAY INCLUDE MISTAKES
FEDERAL, STATE OF ILLINOIS, AND LOCAL TAX EVADED ”COFFEE CAN CASH” FOR COLDWELL BANKER LISTED CARRIAGE WAY CONDOMINIUM UNITS, BURR RIDGE, ILLINOIS
COLDWELL BANKER REAL ESTATE LAUNDERED $250,000 OF UNREPORTED FEDERAL, STATE, AND LOCAL TAX EVADED RETAIL SALES, BUSINESS CASH REVENUES FROM UNREPORTED CASH INCOME GENERAGED BY PETER C. POWERS AND ROSEMARY PINTARO POWERS RETAIL SALES, COMMERCIAL RENTALS, AND OTHER BUSINESS INCOME PURSUITS, FOR CASH PURCHASES OF TWO CARRIAGE WAY CONDOMINIUMS, BURR RIDGE, ILLINOIS, BROKERED BY COLDWELL BANKER REAL ESTATE, AND PURCHASED, FOR CASH, BY PETER C. POWERS’ GRANDSTAND SOX LTD, 600 WEST 35TH ST., CHICAGO, IL, FOR HIS TWO DAUGHTERS, THE CONDOMINIUM UNITS WERE CONVEYED DIRCTLY TO ROSE POWERS, A LICENSED ILLINOIS REAL ESTATE BROKER, WHO SUBSEQUENTLY ADDED HER HUSBAND DANIEL MARTH PRIOR TO THE SUBSEQUENT SALE OF THEIR CARRIAGE WAY CONDOMINIUM UNIT , AND STEPHANIE POWERS, WHO ADDED HER HUSBAND, JOSH GANAL, PRIOR TO THE SUBSEQUENT SALE OF THEIR CARRIAGE WAY CONDOMINIUM UNIT
MOST LIKELY WHY ANYWHERE REAL ESTATE'S DEBT SKYROCKETED TO NEARLY $10B IN 2012
IN 2009 JEROME A. PINTARO WENT TO THE FBI CHICAGO OFFICE ON WEST ROOSEVELT RD AND TO THE DOJ, REAL ESTATE ANTITRUST DIVISION DOWNTOWN CHICAGO ON LASALLE ST TO REPORT HOW THE HINSDALE REAL ESTATE BROKERAGE CARTEL WAS MANIPULATING THE OAK BROOK AND HINSDALE RESIDENTIAL REAL ESTATE MARKETS. THE MAIN OFFENDER AT THE TIME WAS COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE WITH OFFICES LOCATED IN BOTH HINSDALE AND OAK BROOK. COLDWELL BANKER RESIDENTIAL REAL ESTATE AT THE TIME ENJOYED AS MUCH AS A SEVENTY PERCENT MARKET SHARE OF THE OAKBROOK RESIDENTIAL REAL ESTATE MARKET WITH EFFECTIVELY LITTLE TO NO COMPETITION. FURTHER SUPRESSING ANY SEMBLANCE OF A COMPETITIVE RESIDENTIAL MARKET IN OAKBROOK WAS COLDWELL BANKER'S EXTENSIVE USE OF "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" TRANSACTIONS WHICH KEPT BOTH SELL SIDE AND BUY SIDE TRANSACTIONS "IN HOUSE" EARNING THEM A "DUAL COMMISSION" AND MORE OFTEN, A "QUADRUPLE COMMISSION" - THAT IS, THE LISTING BROKER AND THE SELLING BROKER WERE BOTH COLDWELL BANKER BROKERS. "DOUBLE DUAL AGENCY" TRANSACTIONS CONSISTED OF A COLDWELL BANKER REAL ESTATE BROKER IN A "TEAR DOWN" TRANSACTION, ACTING AS THE LISTING BROKER FOR THE EXISTING “TEAR DOWN” PROPERTY’S HOMEOWNER, THE SELLER OF AN EXISTING "TEAR DOWN" PROPERTY, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE SAME LISTING BROKER, WHO WAS ESSENTIALLY ACTING AS AN IMPLIED PARTNER WITH THE BUILDER, ACTED AS THE BUYER'S BROKER FOR THE BUILDER OF THE "TEAR DOWN" PROPERTY, AND, IMMEDIATELY, MOST OFTEN, WHILE THE REDEVELOPED PROPERTY WAS STILL UNDER CONSTRUCTION, TYPICALLY WENT UNDER CONTRACT WITH THE SAME LISTING BROKER, AS AN IMPLIED PARTNER OF THE BUILDER, SUBSEQUENTLY ACTING AS THE LISTING BROKER AND AN IMPLIED PARTNER WITH THE BUILDER OF THE REDEVELOPED RESIDENTIAL PROPERTY, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE SAME BROKER ACTED AS THE BUYER'S BROKER FOR THE BUYER OF THE NEWLY REDEVELOPED PROPERTY. A "DOUBLE DUAL AGENCY" TRANSACTION NETTED THE BROKER A "QUADRUPLE" COMMISSION, THE FOUR SIDES OF THE TRANSACTIONS, LIST, SELL AND LIST SELL, WITHOUT HAVING TO FRONT ANY MONEY, NOR ASSUME ANY RISK, NOR ENGAGE IN ANY LABOR, THE BROKER OFTEN EARNING CONSIDERABLY MORE THAN THE BUILDER WHO HAD TO BUILD, FINANCE, AND CARRY THE "TEAR DOWN" "AS IS" PROPERTY AND SUBSEQUENT REDEVELOPEMENT COSTS. THE HUGE BROKERAGE COMMISSIONS, WHICH COULD NOT BE, NOR WERE, ANY MEASURABLE UNIT OF VALUATON COMPARISION IN THE VALUATION PROCESS, WHICH WERE NOT, NOR COULD BE ATTRIBUTABLE TO ANY LABOR, MATERIAL, NOR LAND, WERE SIMPLY AN INFLATED "SURCHARGE" WITH NO CONTRIBUTING MATERIAL VALUE NOR ANY GREATER FUNCTIONAL UTILITY, WHICH ACTED SOLELY TO INFLATE THE SALE PRICE UNTIL THE TIME OF RECKONING, THE FIRST GENERATION RESALE, WHEN THE UNSUSPECTING BUYERS FOUND THAT THEY WERE GROSSLY "UPSIDE DOWN" IN THE MARKET VALUES OF THEIR RECENTLY PURCHASED NEWLY CONSTRUCTED RESIDENCE, SUBSEQUENTYL SUPPORTED BY RECENT, SIMILAR, GERMANE SALES OF EXISTING COMPARABLE PROPERTIES!
JEROME A. PINTARO EXPLAINED TO THE FBI AND THE DOJ, HOW COLDWELL BANKER MAINLY, AS WELL AS OTHER HINSDALE RESIDENTIAL REAL ESTATE BROKERAGE COMPANIES, WERE STEERING MIDDLE EASTERN BUYERS TO OAK BROOK, AND AWAY FROM HINSDALE, STEERING MINORITY BUYERS TO OAK BROOK WITH SIGNIFICANT, BELOW MARKET LIST AND SALES PRICES OF OAK BROOK CUSTOM BUILT HOMES, SCREWING OAK BROOK HOMEOWNERS WHO IN MANY CASES WERE SENIOR CITIZENS. IF THAT WASN'T ENOUGH TO RESTRAIN ANY COMPETIVE FORCES IN THE OAK BROOK RESIDENTIAL MARKET, COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE ALLEGEDLY INVENTORIED RESIDENTIAL LISTINGS OF OAK BROOK HOMES OFF MARKET, ALLEGEDLY, INTENTIONALLY WITHHOLDING LISTINGS FROM OTHER BROKERAGE COMPANIES UNTIL COLDWELL BANKER ALLEGEDLY HAD A CONFIRMED BUYER, AND THEN LISTED THE ALREADY SOLD "OFF MARKET" AND WITHHELD HOME LISTINGS IN THE MLS AS DESIGNATED "SOLD BEFORE PROCESSING" OR SOLD IN 1, 2, OR 3 DAYS, IN AN UNUSUALLY SHORT PERIOD OF TIME WITHOUT ANY MARKET EXPOSURE. OTHER LOCAL REAL ESTATE BROKERAGE COMPAINES WERE OBVIOUSLY UNHAPPY WITH COLDWELL BANKER'S UNCOMPETITVE CONDUCT, SO SOON AFTER "THE PRIVATE LISTING NETWORK" WAS ADOPTED TO "CORRECT" THE ANTICOMPETITIVE BROKERAGE CONDUCT, NOT BY CITING OR RESTRAINING COLDWELL BANKER, OR ENFORCING ANY INJUNCTION AGAINST COLDWELL BANKER AS MEMBERS OF THE MLS, BUT INSTEAD ALLOWING ALL OTHER REAL ESTATE BROKERAGE COMPANIES TO ENGAGE IN THE SAME UNCOMPETIVE CONDUCT THAT COLDWELL BANKER WAS ENGAGED IN! THE MIDWEST REAL ESTATE BROKERAGE MULTIPLE LISTING SERVICE IS "BROKER OWNED" AND LOCAL COLDWELL BANKER BROKERAGE HELD A HIGH, IF NOT THE HIGHEST PERCENTAGE OF UNITS OF OWNERSHIP IN THE MRED.
JEROME A. PINTARO EXPLAINED TO THE FBI AND DOJ IN 2009 THAT WHAT THE HINSDALE REAL ESTATE BROKERAGE CARTEL DID IN OAK BROOK AT THAT TIME AND FOR THE PRIOR NEARLY TWENTY YEARS, THEY DID TO EVEN A GREATER DEGREE IN REVERSE IN HINSDALE. THROUGH THEIR AGGRESSIVE, ANTICOMPETITIVE BROKERAGE CONDUCT, AND AS A RESULT OF "RACIAL AND RELIGIOUS STEERING" ARTIFICIALLY INFLATED, AND MANUFACTURED THE MARKET VALUES OF EXISTING "AS IS," PROPERTIES AND REDEVELOPED NEW CONSTRUCTION FOR A TOTALLY UNSUPPORTED, SPECULATIVE MARKET EXCLUSIVELY FOR "TEAR DOWN AND REDEVELOPMENT". AS A RESULT ,THE HINSDALE RESIDENTIAL REDEVELOPED, NEW CONSTRUCTION MARKET VALUES EXPLODED ONLY TO HAVE HINSDALE REAL ESTATE MARKET VALUES SUBSEQUENTLY IMPLODE UPON SECOND GENERATION RESALES OF PREVIOUSLY ACQUIRED, REDEVELOPED PROPERTIES, SUBSEQUENT UNSUPPORTED MARKET VALUES UPON RESALES OF THE "REDEVELOPED" PROPERTIES BY HOMEOWNERS, WHO WERE "UPSIDE DOWN" IN AN ERODED EQUITY POSTION FROM THEIR ORIGINAL ACQUISITION PRICE, WHICH WERE THEN EVEN FURTHER NEGATIVELY IMPACTED IN MARKET VALUES BY EXPLODING "AD VALOREM" REAL ESTATE PROPERTY TAXES.
COLDWELL BANKER REAL ESTATE AND PERSONS OF INTEREST
RYAN SCHNEIDER, A PREVIOUS CEO OF VARIOUS CAPITAL ONE FINANCIAL CORPORATION SUBSIDIARIES UNTIL DECEMBER 31, 2017, HE SUBEQUENTLY BECAME THE CEO OF REALOGY, THE PARENT COMPANY OF COLDWELL BANKER REAL ESTATE AS OF JANUARY 1, 2018, SHORTLY AFTER RYAN SCHNEIDER BECAME CEO OF REALOGY, REALOGY'S NAME WAS SUBSEQUENTLY CHANGED FROM REALOGY TO ANYWHERE REAL ESTATE
VICTOR CIARDELLI, CEO AND FOUNDER OF GUARANTEED RATE MORTGAGE AND PARTY TO A JOINT VENTURE, GUARANTEED RATE AFFINITY, WHICH IS THE MORTGAGE PARTNER FOR COLDWELL BANKER REAL ESTATE, RECENTLY CHANGED GUARANTEED RATE MORTGAGE'S NAME TO THE RATE MORTGAGE
DAWN MCKENNA, A REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE, HINSDALE, ILLINOIS FOR OVER TWENTY YEARS
RICHARD COAN, A PAST REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE, HINSDALE, ILLINOIS IS NO LONGER LICENSED
ROSEMARY PINTARO POWERS, DAUGHTER OF AUGUST PINTARO WHO WAS THE BROTHER OF JEROME A. PINTARO, AND WIFE OF PETER C. POWERS,
PETER C. POWERS, WAS A PAST REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE, WILLOWBROOK, ILLINOIS AND IS NO LONGER LICENSED
ROSE POWERS MARTH, IS THE DAUGHTER OF PETER C. POWERS IS A CURRENT REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE
PAULA CIARDELLI, IS ALSO A CURRENT REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE AND WAS AT TIMES A PARTNER ON A REAL ESTATE TEAM WITH ROSE POWERS MARTH, DAUGHTER OF PETER C. POWERS
BOB KUZMA OPERATIONS COUNSEL FOR THE LAND TRUST COMPANY FORMERLY KNOWN AS CHICAGO TITLE & TRUST, AND LILLI KUZMA, LAND TRUST OFFICER, CHICAGO TITLE & TRUST HELD LEGAL TITLE TO THE PINTARO’S REAL ESTATE AND PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS IN A CHICAGO TITLE & TRUST LAND TRUST
DANIEL MARTH, THE SON-IN-LAW OF PETER C. POWERS AND ROSEMARY PINTARO POWERS AND THE HUSBAND OF ROSE POWERS MARTH
RMD CONSTRUCTION, A CONSTRUCTION COMPANY OWNED BY ROSE POWERS MARTH, DAUGHTER OF PETER C. POWERS, AND DANIEL MARTH, THE HUSBAND OF ROSE POWERS MARTH AND SON-IN-LAW OF PETER C. POWERS AN ROSEMARY POWERS OWNERS OF THE GRANDSTAND SOX, LTD, 600 WEST 35TH ST, CHICAGO, ILLINOIS
STEPHANIE POWERS GANAL, THE DAUGHTER OF PETER C. POWERS AND WIFE OF JOSH GANAL
JOSH GANAL, THE SON-IN-LAW OF PETER C. POWRS AND THE HUSBAND OF STEPHANIE POWERS GANAL
ASSET FORFEITURE
ASSET FORFEITURE IS A POWERFUL TOOL USED BY LAW ENFORCEMENT AGENCIES, INCLUDING THE FBI, AGAINST CRIMINALS AND CRIMINAL ORGANIZATIONS TO DEPRIVE THEM OF THEIR ILL-GOTTEN GAINS THROUGH SEIZURE OF THESE ASSETS.
https://www.fbi.gov/investigate/white-collar-crime/asset-forfeiture
AI OVERVIEW
YES, MONEY LAUNDERING CAN RESULT IN ASSET FORFEITURE, WHICH IS THE GOVERNMENT'S SEIZURE OF PROPERTY BECAUSE IT WAS USED IN OR OBTAINED THROUGH A CRIME. THIS CAN INCLUDE THE ACTUAL MONEY LAUNDERED, PROPERTY USED TO FACILITATE THE CRIME, OR ANY OTHER ASSETS DERIVED FROM THE ILLEGAL ACTIVITY.
HOW IT WORKS
CONNECTION TO THE CRIME: THE GOVERNMENT CAN SEIZE ASSETS THAT WERE "INVOLVED IN" OR "DERIVED FROM" THE MONEY LAUNDERING OFFENSE.
FACILITATING PROPERTY: THIS CAN INCLUDE PROPERTY USED TO COMMIT THE CRIME, EVEN IF THE PROPERTY ITSELF IS NOT THE MONEY BEING LAUNDERED, SUCH AS A VEHICLE USED TO TRANSPORT FUNDS.
CIVIL AND CRIMINAL CASES: FORFEITURE CAN OCCUR THROUGH A CRIMINAL CASE, WHERE IT'S PART OF THE CRIMINAL PENALTIES, OR THROUGH A SEPARATE CIVIL CASE AGAINST THE PROPERTY ITSELF.
INNOCENT PROPERTY: IN SOME CASES, PROPERTY ACQUIRED BEFORE THE MONEY LAUNDERING OFFENSE OR AFTER IT'S COMPLETED MAY BE PROTECTED FROM FORFEITURE.
WHAT CAN BE FORFEITED
THE LAUNDERED MONEY: THE FUNDS THAT HAVE BEEN PROCESSED THROUGH THE ILLEGAL SCHEME.
BUSINESS ASSETS: IF A BUSINESS IS USED TO FACILITATE MONEY LAUNDERING, ITS ASSETS CAN BE SEIZED.
OTHER PROPERTY: ANYTHING THAT CAN BE PROVEN TO BE INVOLVED IN OR THE RESULT OF THE CRIME, INCLUDING REAL ESTATE, VEHICLES, AND OTHER VALUABLE ITEMS.
DIGITAL ASSETS: CRYPTOCURRENCY AND OTHER DIGITAL ASSETS CAN ALSO BE FORFEITED IF THEY ARE LINKED TO CRIMINAL ACTIVITY LIKE MONEY LAUNDERING, NOTES AN ASSET FORFEITURE ATTORNEY.
IMPORTANT CONSIDERATIONS
NO CONVICTION NEEDED: IN A CIVIL FORFEITURE CASE, PROPERTY CAN BE SEIZED EVEN IF THE OWNER IS NOT CONVICTED OF A CRIME.
"CLEAN" MONEY CAN BE FORFEIT: IN SOME CIRCUMSTANCES, "CLEAN" MONEY CAN BE SUBJECT TO FORFEITURE IF IT WAS USED TO HIDE ILLEGAL FUNDS, ACCORDING TO THE DEPARTMENT OF JUSTICE.
AI RESPONSES MAY INCLUDE MISTAKES
MEGAMERGER TO PROPEL COMPASS’S STRATEGY OF PRIVATE HOME LISTINGS
https://finance.yahoo.com/m/6143b662-feec-3343-b952-36a2a891486f/megamerger-to-propel.html
ANYWHERE KICKS OFF 2025 WITH $78M LOSS, PIVOT ON PRIVATE LISTINGS
https://finance.yahoo.com/news/anywhere-kicks-off-2025-78m-153620144.html
ON PRIVATE LISTINGS, ANYWHERE WILL BE ON THE RIGHT SIDE OF HISTORY, CEO SAYS
RYAN SCHNEIDER OUTLINED POSITION ON CCP AND PRIVATE LISTINGS ON EARNINGS CALL
ANYWHERE WILL BE READY IF PRIVATE LISTINGS GAIN GROUND, CEO SAYS
ANYWHERE’S CEO CLAIMS PRIVATE LISTINGS WILL SHAPE FUTURE SUCCESS
https://noteservicingcenter.com/anywheres-ceo-claims-private-listings-will-shape-future-success/
REAL ESTATE GIANTS WAGE WAR OVER COVETED PRIVATE LISTINGS
ZILLOW AND COMPASS GROUP ARE FACING OFF OVER SO-CALLED HIDDEN HOMES — EXCLUSIVE PROPERTIES MOST WOULD-BE BUYERS CAN'T SEE
Real estate giants wage war over coveted private listings
ANYWHERE REAL ESTATE'S Q1 2025: NAVIGATING CONTRADICTIONS IN LISTINGS, COMMISSIONS, AND AI IMPACT
APPROACH TO PRIVATE LISTINGS AND CLEAR COOPERATION POLICY
IT INVOLVES THE COMPANY'S STANCE ON PRIVATE LISTINGS AND THE CLEAR COOPERATION POLICY, WHICH ARE CRUCIAL FOR STRATEGIC POSITIONING AND CUSTOMER EXPERIENCE.
COMPASS TO ACQUIRE ANYWHERE, CREATING WORLD’S LARGEST BROKERAGE
THE COMBINED COMPANIES WOULD BE WORTH $10 BILLION, WITH ROUGHLY 340,000 REAL ESTATE PROFESSIONALS SERVICING ABOUT 120 COUNTRIES AND TERRITORIES, COMPASS SAID.
MORE PRIVATE EXCLUSIVES?
COMPASS HAS SPENT THE LAST YEAR RETOOLING ITS BROKERAGE STRATEGY AND MANY OF ITS DIGITAL PLATFORMS TO FOCUS ON ITS 3-PHASE MARKETING STRATEGY AND PRIVATE EXCLUSIVES EFFORT. BUT DESPITE COMPASS' COMMITMENT TO "SELLER CHOICE" AND OFF-MLS LISTINGS, SCHNEIDER HAS REPEATEDLY TOLD INVESTORS — AND THE BROADER INDUSTRY — THAT HE DOES NOT RECOMMEND THAT ANYWHERE AND OTHERS GO THAT ROUTE. HOWEVER, DURING JULY'S EARNINGS CALL, SCHNEIDER SAID THAT THE COMPANY WAS PREPARED TO "TURN ON PRIVATE LISTINGS" FOR AGENTS AND SELLERS "IF THE MARKET GOES THAT WAY."
THE REAL ESTATE WORLD IS FIGHTING OVER SECRET LISTINGS AND THE FUTURE OF HOW HOMES ARE SOLD
A CONTROVERSIAL POLICY ENACTED IN 2020 WAS DESIGNED TO REDUCE SO-CALLED POCKET LISTINGS, WHICH NEVER HIT ONLINE REAL ESTATE SITES
BARELY A YEAR AFTER THE NATIONAL ASSOCIATION OF REALTORS SETTLED A LAWSUIT AND REWROTE THE RULES FOR HOW AGENTS GET PAID, THE POWERFUL TRADE GROUP IS EXAMINING THE FATE OF ANOTHER POLICY THAT COULD CHANGE HOW HOMES ARE BOUGHT AND SOLD ACROSS THE COUNTRY.
THE POLICY, KNOWN AS CLEAR COOPERATION, REQUIRES AGENTS TO LIST HOMES ON SHARED DATABASES KNOWN AS MULTIPLE LISTING SERVICES (MLS) WITHIN ONE BUSINESS DAY OF BEGINNING TO MARKET THE PROPERTIES. THE RULE IS DESIGNED TO CUT DOWN ON WHAT ARE KNOWN AS “OFF-MARKET” OR “POCKET” LISTINGS, WHERE A HOME FOR SALE IS MARKETED SEMI-PRIVATELY TO SMALL POOLS OF POTENTIAL BUYERS WITHOUT BEING ADVERTISED WIDELY ON THE MLS.
ANYWHERE REAL ESTATE INVESTOR ALERT BY THE FORMER ATTORNEY GENERAL OF LOUISIANA: KAHN SWICK & FOTI, LLC INVESTIGATES ADEQUACY OF PRICE AND PROCESS IN PROPOSED SALE OF ANYWHERE REAL ESTATE INC. – HOUS
$HAREHOLDER ALERT: THE M&A CLASS ACTION FIRM IS INVESTIGATING THE MERGER – MTSR, HOUS, PINC, AND FNBT
SHAREHOLDER ALERT: THE ADEMI FIRM INVESTIGATES WHETHER ANYWHERE REAL ESTATE INC. IS OBTAINING A FAIR PRICE FOR ITS PUBLIC SHAREHOLDERS
ANYWHERE REAL ESTATE ATE (HOUS) STOCK FORECAST & PRICE TARGET
https://www.tipranks.com/stocks/hous/forecast
COMPASS (COMP) STOCK FORECAST & PRICE TARGET
https://www.tipranks.com/stocks/comp/forecast
EXCLUSIVE-US WATCHDOG PROBES REAL ESTATE FIRM DOUGLAS ELLIMAN OVER ANYWHERE BID
ELLIMAN-ANYWHERE MERGER TALKS TRIGGERED INSIDER TRADING PROBE
SOON AFTER ANYWHERE REPORTEDLY PURSUED A DEAL WITH DOUGLAS ELLIMAN, NEWLY OBTAINED LETTERS REVEAL A REGULATORY AGENCY BEGAN ASKING WHO KNEW WHAT — AND WHEN
Elliman-Anywhere merger talks triggered insider trading probe
EXCLUSIVE: US WATCHDOG PROBES REAL ESTATE FIRM DOUGLAS ELLIMAN OVER ANYWHERE BID
Exclusive: US watchdog probes real estate firm Douglas Elliman over Anywhere bid | Reuters
ANYWHERE REAL ESTATE (HOUS) SEC FILINGS & 10K FORM
Anywhere Real Estate (HOUS) 10K Form and SEC Filings 2025
EDGAR | COMPANY SEARCH RESULTS: ANYWHERE REAL ESTATE INC. HOUS ON NYSE
https://www.sec.gov/edgar/browse/?CIK=1398987&owner=exclude
ANYWHERE REAL ESTATE ATE (HOUS) EARNINGS DATES, CALL SUMMARY & REPORTS
HOUS EARNINGS HISTORY
Earnings Data
Report Date
Oct 23, 2025
TBA (Not Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
0.12
Last Year’s EPS
0.06
Same Quarter Last Year
Hold
Based on 3 Analysts Ratings
Anywhere Real Estate Inc. (HOUS) Earnings Dates, Call Summary & Reports
COMPASS ANNOUNCES COMBINATION WITH ANYWHERE REAL ESTATE IN ALL-STOCK TRANSACTION
ANYWHERE REAL ESTATE STOCK JUMPS ON $10 BILLION COMPASS MERGER
COLDWELL BANKER REALTY
https://www.investopedia.com/anywhere-real-estate-stock-jumps-on-10-billion-compass-merger-11814320
[8-K] ANYWHERE REAL ESTATE INC. REPORTS MATERIAL EVENT
HOUS STOCK ALERT: HALPER SADEH LLC IS INVESTIGATING WHETHER THE SALE OF ANYWHERE REAL ESTATE INC. IS FAIR TO SHAREHOLDERS
COMP STOCK ALERT: HALPER SADEH LLC IS INVESTIGATING WHETHER THE MERGER OF COMPASS, INC. IS FAIR TO SHAREHOLDERS
RACKETEER INFLUENCED CORRUPT CONSPIRATOR AND MULTI-MILLION DOLLAR TAX EVADER PETER C. POWERS, GRANDSTAND SOX, LTD., 600 WEST 35TH ST, CHICAGO, IL,
CERTAIN CO-CONSPIRATORS OF ANYWHERE REAL ESTATE (HOUS),
CERTAIN CO-CONSPIRATORS OF ANYWHERE REAL ESTATE’S BRAND, COLDWELL BANKER RESIDENTIAL, DUPAGE COUNTY, IL, ARE ALL PARTY TO A CRIMINAL CONSPIRACY TO STEAL JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL
PETER C. POWERS ADMITTED TO A CONSPIRACY INVOLVING LAUNDERING OF $250,000 OF INCOME TAX EVADED RETAIL BUSINESS CASH REVENUES FROM HIS RETAIL BUSINESS, GRANDSTAND SOX, LTD, 600 WEST 35 TH ST., CHICAGO, IL, LOCATED 1,000’ WEST OF VICTOR CIARDELLI’S NAMESAKE, “THE RATE," FORMERLY KNOWN AS “GUARANTEED RATE FIELD,” THROUGH ANYWHERE REAL ESTATE’S BRAND, COLDWELL BANKER REAL ESTATE, LOCATED IN DUPAGE COUNTY, ILLINOIS, WITH THE PURCHASE OF TWO CONDOMINIUM UNITS IN THE CARRIAGE WAY CONDOMINIUM COMMUNITY LOCATED IN SUBURBAN, BURR RIDGE, IN COOK COUNTY ILLINOIS. PETER C. POWERS WAS AN ILLINOIS LICENSED REAL ESTATE BROKER LICENSED WITH COLDWELL BANKER REAL ESTATE AT THE TIME OF THE CASH LAUNDERING EVENT WHICH ALSO INVOLVED THE COLDWELL BANKER REAL ESTATE BROKERAGE. THE $250,000 REPRESENTED A FRACTION OF THE ALLEGED MULTI MILLION DOLLAR TAX EVASION CONSPIRACY BY PETER C. POWERS WHICH TOOK PLACE OVER A PERIOD OF YEARS BEGINNING IN 2005, WHCH ALLEGEDLY ALSO INCLUDED MONEY LAUNDERING IN REAL ESTATE AND NEW CONSTRUCTION BETWEEN 2012 THROUGH 2024
THE TWO CARRIAGE WAY CONDOMINIUM UNITS PURCHASED WERE CONVEYED TO PETER C. POWERS TWO DAUGHTERS, ROSE (POWERS) MARTH WHO IS AN ILLINOIS REAL ESTATE BROKER LICENSED WITH COLDWELL BANKER REAL ESTATE AND STEPHANIE (POWERS) GANAL, BOTH OF WHOM SUBSEQUENTLY SOLD THE UNITS PURCHASED WITH THE ILLICIT FUNDS TO ALLEGEDLY UNAWARE PURCHASERS
WHEN PETER C. POWERS EVADES PAYING LOCAL, STATE, AND FEDERAL TAXES, ALL OTHER LOCAL, STATE, AND FEDERAL TAX PAYERS HVE TO "PONY UP" FOR HIS CRIMINAL INDESCRETIONS, MANY OF WHOM ARE NOT NEARLY FINANCIALLY AS WELL OFF
WHEN PETER C. POWERS AND COLDWELL BANKER ENGAGE N MONEY LAUNDERING OF THESE TAX EVADED ILLICIT CASH FUNDS, THEY ADDITIONALLY HAVE TO ENGAGE IN FILING FRAUDULENT LOCAL, STATE, AND FEDERAL TAX RETURNS
THERE ARE NO LOCAL, STATE, OR FEDERAL BUSINESS OR PERSONAL "TAX DEDUCTIONS OR EXEMPTIONS" FOR "CASH MONEY LAUNDERING" WHICH RESULTS IN FURTHER ADDITIONAL, LOCAL, STATE, AND FEDERAL EVENTS OF TAX EVASION AND MONEY LAUNDERING
COOK COUNTY PROPERTY TAX BILLS SKYROCKETED FOR TENS OF THOUSANDS OF RESIDENTS THIS YEAR, WITH INCREASES UP TO 1000% FOR SOME. HERE'S HOW TO APPEAL. COOK COUNTY, ILL. (WLS) -- YOU MAY BE ONE OF THOUSANDS OF PEOPLE FACING SKY-HIGH COOK COUNTY PROPERTY TAX BILLS
https://abc7chicago.com/cook-county-property-tax-bill-appeal-taxes/12848190/
COOK COUNTY TREASURER PAPPAS' STUDY SHOWS SHIFT IN PROPERTY TAX BURDEN
THE STUDY REVEALS A $2-BILLION DOLLAR SHIFT IN THE PROPERTY TAX BURDEN FROM BUSINESS OWNERS TO HOME OWNERS OVER THE COURSE OF THREE YEARS
NEARLY $2 BILLION IN COOK COUNTY PROPERTY TAXES SHIFTED FROM BUSINESSES TO LOW-INCOME HOMEOWNERS, STUDY FINDS
A STUDY FROM THE COOK COUNTY TREASURER'S OFFICE FOUND NEARLY $2 BILLION IN PROPERTY TAXES SHIFTED FROM COUNTY BUSINESSES TO THE LOWEST INCOME HOMEOWNERS OVER JUST THREE YEARS
THE STUDY FOUND PROPERTY TAX ASSESSMENT APPEALS SUBMITTED BY BUSINESSES IN COOK COUNTY CAUSED THEIR COLLECTIVE TAX BILL TO DROP BY $3.3 BILLION, WHILE RESIDENTIAL TAX BILLS WENT UP $1.9 BILLION
THE STUDY ALSO FOUND THE ADDITIONAL TAX BURDEN ON HOMEOWNERS FELL MAINLY ON LOW-INCOME BLACK AND LATIN HOMEOWNERS WHO MAKE LESS THAN $50,000 A YEAR, WHO CONTESTED THEIR ASSESSED VALUES AT A MUCH LOWER RATE THAN WEALTHIER WHITE HOMEOWNERS
'BROKEN SYSTEM' OF PROPERTY TAX APPEALS PUT EXTRA $2 BILLION ON COOK COUNTY HOMEOWNERS, TREASURER SAYS
CHICAGO HAD SOME OF THE WORST DISPARITIES IN THE COUNTY, WITH BUSINESSES’ TAX BILLS DROPPING NEARLY 20% WHILE RESIDENTIAL BILLS INCREASED BY MORE THAN 16% DURING THE 2021 TO 2023 REASSESSMENT CYCLE
WITH A $1.12 BILLION BUDGET SHORTFALL AND $3 BILLION MORE IN FEDERAL FUNDS ON THE CHOPPING BLOCK, MAYOR BRANDON JOHNSON ON MONDAY CRACKED THE DOOR OPEN TO THE PROSPECT OF LAYOFFS AND SERVICE CUTS THAT HE HAS PREVIOUSLY RULED OUT
BRANDON JOHNSON: TARIFFS ARE COSTING CITY, I WANT TO RAISE TAXES
JERRY PINTARO NEW PPO PRIVATE HEALTHCARE OPTIONS TAILORED FOR NAR MEMBERS & FAMILIES. TEXT YES TO GET YOUR DISCOUNTED PRICING, TEXT “0” TO OPT OUT, SATURDAY 4/19/2025
JERRY PINTARO THERE’S NEW PPO PRIVATE HEALTHCARE PLANS MADE FOR NAR AGENTS & FAMLIES. PLEASE REPY YES TO GET YOUR COMPETITIVE ESTIMATES NOW! SUNDAY 4/20/2025
36-YEAR-OLD MAN FATALLY SHOT OUTSIDE HIS CAR IN BRIDGEPORT
NICHOLAS PINTO WAS GETTING OUT OF HIS CAR AROUND 11:20 P.M. IN THE 2500 BLOCK OF SOUTH HILLOCK AVENUE WHEN A RED SUV PULLED UP AND SOMEONE INSIDE FIRED SEVERAL SHOTS AT HIM, ACCORDING TO POLICE AND THE COOK COUNTY MEDICAL EXAMINER’S OFFICE
ANYWHERE FACES RACKETEERING CHARGES IN MINNESOTA LAWSUIT BY BROOKLEE HAN FOR HOUSINGWIRE
ANYWHERE ACCUSED OF RACKETEERING IN MINNESOTA LAWSUIT
FRAUD
THE PLAINTIFFS CLAIM THAT ANYWHERE FALSIFIED FINANCIAL STATEMENTS TO INFLATE ITS STOCK VALUE, MISLEADING INVESTORS ABOUT THE COMPANY’S TRU FINANCIAL HEALTH
BRIBERY
ALLEGATIONS SUGGEST THAT ANYWHERE ENGAGED IN BRIBERY TO SECURE LUCRATIVE CONTRACTS AND FAVORABLE REGULATORY DECISIONS
MONEY LAUNDERING
THE LAWSUIT ACCUSES ANYWHERE OF USING COMPLEX FINANCIAL TRANSACTIONS TO CONCEAL THE ORIGINS OF ILLICIT FUNDS
https://bayarearealestate.io/anywhere-accused-of-racketeering-in-minnesota-lawsuit/
15 U.S. CODE § 78I - MANIPULATION OF SECURITY PRICES
https://www.law.cornell.edu/uscode/text/15/78i
ITEM 6. INDEMNIFICATION OF DIRECTORS AND OFFICERS.
THE REGISTRANT'S AMENDED AND RESTATED CERTIFICATE OF INCORPORATION LIMITS THE LIABILITY OF ITS DIRECTORS AND OFFICERS TO THE MAXIMUM EXTENT PERMITTED BY DELAWARE LAW. DELAWARE LAW PROVIDES THAT DIRECTORS AND CERTAIN OFFICERS WILL NOT BE PERSONALLY LIABLE FOR MONETARY DAMAGES FOR BREACH OF THEIR FIDUCIARY DUTIES AS DIRECTORS OR OFFICERS, EXCEPT WITH RESPECT TO LIABILITY OF:
•A DIRECTOR OR OFFICER FOR ANY BREACH OF THE DIRECTOR’S OR OFFICER’S DUTY OF LOYALTY TO THE REGISTRANT OR ITS STOCKHOLDERS;
•A DIRECTOR OR OFFICER FOR ACTS OR OMISSIONS NOT IN GOOD FAITH OR THAT INVOLVE INTENTIONAL MISCONDUCT OR A KNOWING VIOLATION OF LAW;
•A DIRECTOR FOR ANY UNLAWFUL PAYMENTS OF DIVIDENDS OR UNLAWFUL STOCK REPURCHASES OR REDEMPTIONS AS PROVIDED IN SECTION 174 OF THE DELAWARE GENERAL CORPORATION LAW (THE “DGCL”);
•A DIRECTOR OR OFFICER FOR ANY TRANSACTION FROM WHICH THE DIRECTOR OR OFFICER DERIVED ANY IMPROPER PERSONAL BENEFIT; OR
•AN OFFICER IN ANY ACTION BY OR IN THE RIGHT OF THE REGISTRANT.
https://finance.yahoo.com/sec-filing/HOUS/0001398987-25-000069_1398987/
IDENTIFYING MARKET MANIPULATION: 5 PRACTICAL EXAMPLES
LAYERING, MARKING THE CLOSE, AND PUMP AND DUMP SCHEMES, AMONGST OTHERS, ARE SOME OF THE MOST COMMON FORMS OF MARKET MANIPULATION. IN THIS ARTICLE, WE'LL SHOW YOU 5 COMMON EXAMPLES OF MARKET MANIPULATION AND HOW YOU CAN IDENTIFY THEM
FEDERAL SECURITIES MANIPULATION (15 U.S.C. § 78J(B))
· INTENT TO DECEIVE: THE ACCUSED MUST HAVE KNOWINGLY ENGAGED IN DECEPTIVE PRACTICES WITH THE INTENT TO MISLEAD INVESTORS.
· MANIPULATION OF STOCK PRICES: ACTIONS TAKEN MUST HAVE DIRECTLY OR INDIRECTLY MANIPULATED STOCK PRICES TO CREATE A FALSE MARKET IMPRESSION.
· IMPACT ON MARKET OR INVESTORS: THE DECEPTIVE PRACTICES MUST HAVE HAD A SIGNIFICANT IMPACT ON THE MARKET OR MISLED INVESTORS.
https://leppardlaw.com/federal/fraud/federal-securities-manipulation-15-u-s-c-%C2%A7-78jb/
PENALITIES FOR FEDERAL SECURITIES MANIPULATION: WHAT YOU NEED TO KNOW
· STOCK PRICE MANIPULATION: THIS INVOLVES ARTIFICIALLY INFLATING OR DEFLATING A STOCK’S PRICE TO CREATE A FALSE IMPRESSION OF MARKET ACTIVITY. TACTICS INCLUDE PUMP AND DUMP SCHEMES, WHERE MISLEADING INFORMATION IS SPREAD TO DRIVE UP STOCK PRICES BEFORE SELLING OFF SHARES FOR A PROFIT.
· INSIDER TRADING: THE ILLEGAL TRADING OF SECURITIES BASED ON NON-PUBLIC, MATERIAL INFORMATION. THIS UNFAIR ADVANTAGE UNDERMINES THE TRUST AND TRANSPARENCY THAT ARE ESSENTIAL TO THE MARKET’S FUNCTIONING.
· SPREADING FALSE INFORMATION: DISSEMINATING INCORRECT OR MISLEADING INFORMATION TO INFLUENCE STOCK PRICES OR MARKET PERCEPTIONS. THIS CAN BE DONE THROUGH FALSE PRESS RELEASES, SOCIAL MEDIA, OR OTHER CHANNELS.
MARKET MANIPULATION EXPLAINED
UNFORTUNATELY, MARKETS ARE MANIPULATED. BUT KNOWING WHEN AND HOW THEY'RE BEING MANIPULATED IS ESSENTIAL TO KEEPING YOUR ASSETS SAFE
https://tokenist.com/investing/market-manipulation/
IS ANYWHERE TRYING TO BUY DOUGLAS ELLIMAN?
https://www.realestatenews.com/2025/05/23/is-anywhere-trying-to-buy-douglas-elliman
DOUGLAS ELLIMAN STOCK SURGES ON MERGER RUMORS, BUT REPORT SAYS DEAL MAY NOT HAPPEN
DOUGLAS ELLIMAN, INC. (DOUG) BALANCE SHEET
https://www.barchart.com/stocks/quotes/DOUG/balance-sheet/annual
ANYWHERE REAL ESTATE INC (HOUS) BALANCE SHEET
https://www.barchart.com/stocks/quotes/HOUS/balance-sheet/annual
THE PERILS OF A THINLY TRADED STOCK
https://www.fa-mag.com/news/the-perils-of-a-thinly-traded-stock-63581.html
WHAT ARE THINLY TRADED STOCKS: HOW DO THEY WORK, BENEFITS & RISKS
https://www.kotaksecurities.com/investing-guide/share-market/what-are-thinly-traded-stocks/
MAY 16, 2025
ANYWHERE REAL ESTATE IS A REAL ESTATE SERVICE COMPANY LOCATED IN NEW JERSEY, UNITED STATES, WHICH IS PART OF THE REAL ESTATE SECTOR, AND IS TRADED UNDER THE TICKER HOUS ON THE NYSE EXCHANGE.
ANYWHERE REAL ESTATE STOCK LAST CLOSED AT $3.68, DOWN 1.87% FROM THE PREVIOUS DAY, AND HAS DECREASED 32.1% IN ONE YEAR. IT HAS UNDERPERFORMED OTHER STOCKS IN THE REAL ESTATE SERVICES INDUSTRY BY 0.21 PERCENTAGE POINTS. ANYWHERE REAL ESTATE STOCK IS CURRENTLY +35.79% FROM ITS 52-WEEK LOW OF $2.71, AND -38.15% FROM ITS 52-WEEK HIGH OF $5.95.
AT THE MOMENT, THERE ARE 111.81M SHARES OF HOUS OUTSTANDING. THE MARKET CAPITALIZATION OF HOUS IS $411.44M. IN THE PAST 24 HOURS, 439,375 HOUS SHARES WERE TRADED.
https://www.wallstreetzen.com/how-to-buy-anywhere-real-estate-stock
UNITED STATES DISTRICT COURT
FOR THE
DISTRICT OF MINNESOTA
MICHAEL R. CAMPOLI, an individual,
and
LAUREN J. C. CAMPOLI, an individual,
Case No. 24-CV-04481
Plaintiffs,
v.
(1) ANYWHERE REAL ESTATE INC.,
a New Jersey company,
(2) ANYWHERE INTEGRATED
SERVICES LLC, a New Jersey
Corporation,
(3) BURNET REALTY LLC d/b/a
COLDWELL BANKER REALTY, a
New Jersey corporation,
(4) BURNET TITLE, a Minnesota
corporation,
(5) SANDY GLIEDEN, an individual,
(6) TITLENEXUS LLC, a Minnesota
company,
(7) BRIAN HOELSCHER, an individual,
(8) DEENA COLE, an individual,
(9) TRUSTFUNDS LLC, a Minnesota
company,
(10) LYNN LEEGARD, an individual,
(11) UBS FINANCIAL SERVICES INC.,
a foreign bank,
(12) UBS BANK USA, a Utah corporation,
(13) WHITNEY J. WARD, an individual,
(14) UMB BANK N.A., a Missouri
corporation,
FIRST AMENDED
COMPLAINT FOR FRAUD,
RACKETEERING, FALSE
ADVERTISING,
CIVIL CONSPIRACY,
TORTIOUS INTERFERENCE,
BREACH OF CONTRACT,
UNJUST ENRICHMENT,
BREACH OF FIDUCIARY
DUTIES, SLANDER OF TITLE,
NEGLIGENCE, NEGLIGENCE
IN SUPERVISION,
NEGLIGENCE IN RETENTION,
ABUSE OF PROCESS
DEMAND FOR JURY TRIAL
CASE 0:24-cv-04481-JMB-SGE Doc. 8 Filed 12/17/24 Page 1 of 415
(15) TIMOTHY “TJ” MUNDY, an
individual,
(16) MATTHEW S. BAKER, an
individual,
(17) ANTHONY J. MAURER, an
individual,
(18) THOMAS REHMAN, an individual,
(19) MARK D. GRIEGER, an individual,
(20) CHELSEY R. HAGEN–BYRD, an
individual,
(21) ISAIAH M. BYRD, an individual,
(22) WEXFORD REAL ESTATE LLC, a
Minnesota company,
(23) JOEL A. BURGER, an individual,
(24) FAIRWAYS AND GREENS, LLC, a
Minnesota company,
(25) JESSE J. BULL, an individual,
(26) LEE A. BULL, an individual,
(27) RYAN J. TRUCKE, an individual,
(28) BRUTLAG, TRUCKE &
DOHERTY, P.A., a Minnesota
corporation,
(29) MATTHEW SLONEKER, an
individual,
(30) LIND, JENSEN, SULLIVAN, &
PETERSON, P.A., a Minnesota
corporation,
(31) LEWIS J. ROTMAN, aka LJ
ROTMAN, an individual,
(32) SACHIN J. DARJI, an individual,
(33) REGIONAL MULTIPLE LISTING
SERVICE OF MINNESOTA, INC.
d/b/a NORTHSTARMLS, a
Minnesota corporation, and
(34) JOHN/JANE DOE(S),
EUR 158.60 FOR BUSINESS ACCOUNTS ONLY MOODY'S AFFIRMS ANYWHERE REAL ESTATE'S B1 CFR, B2 SR UNSEC AND BA1 SR SEC RATINGS; OUTLOOK REVISED TO NEGATIVE FROM POSITIVE ON CONTINUING US HOUSING MARKET SOFTENING MOODY'S INVESTORS SERVICE ("MOODY'S") REVISED ANYWHERE REAL ESTATE GROUP LLC'S ("ANYWHERE REAL ESTATE" AND "ANYWHERE") OUTLOOK TO NEGATIVE FROM POSITIVE. MOODY'S ALSO AFFIRMED ANYWHERE'S CORPORATE FAMILY RATING ("CFR") AT B1, PROBABILITY OF DEFAULT RATING ("PDR") AT B1-PD, SENIOR SECURED BANK CREDIT
ANYWHERE REAL ESTATE GROUP LLC DOWNGRADED TO ‘B+’ ON ELEVATED LEVERAGE, DECLINING U.S. HOME SALES; OUTLOOK NEGATIVE
https://disclosure.spglobal.com/ratings/en/regulatory/article/-/view/type/HTML/id/2955430
ANYWHERE REAL ESTATE GROUP LLC DOWNGRADED TO 'B' FROM 'B+' ON HIGH LEVERAGE FROM PROTRACTED WEAK SALES; OUTLOOK STABLE
https://disclosure.spglobal.com/ratings/es/regulatory/article/-/view/type/HTML/id/3081707
ANYWHERE REAL ESTATE GROUP LLC'S UNSECURED DEBT REMOVED FROM CREDITWATCH, LOWERED TO 'B-'; SECOND-LIEN NOTES RATED 'B+'
https://disclosure.spglobal.com/ratings/en/regulatory/article/-/view/sourceId/12824124
ANYWHERE REAL ESTATE COMPLETES OPPORTUNISTIC DEBT EXCHANGE - 2Q23 CREDIT REPORT
IT HAS BEEN 883 DAYS SINCE DUPAGE COUNTY, THE WEALTHIEST COUNTY IN THE STATE OF ILLINOIS, WITHOUT DUE PROCESS, WITHOUT ANY PROBABLE CAUSE, WITHOUT ANY VALID COURT ORDER, ARRESTED AND INCARCERATED JEROME A. PINTARO IN THE DUPAGE COUNTY PRISON AND THEN PROCEEDED TO SEARCH AND SEIZE THE PINTARO RESIDENCE, EVICT THE REMAINING MEMBERS OF THE PINTARO FAMILY, STEAL THE PINTARO RESIDENCE WHICH ITS FAMILY OCCUPIED FOR THE PRIOR 24 YEARS ALONG WITH ITS ENTIRE CONTENTS OF PERSONAL PROPERTY ACQUIRED BY JEROME A. PINTARO AND MARILYN PINTARO OVER THE PRIOR EIGHTY YEARS, THEN PROCEEDED TO ALLOW A DIMITRI A. SAYEGH TO CHANGE ALL THE LOCKS IN THE PINTARO’S OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL
Recent Booking / Mugshot for JEROME PINTARO in DuPage County, Illinois
$50,000.00
MONETARY REWARD
DIMITRI A. SAYEGH
FOR INFORMATION LEADING TO THE ARREST AND CONVICTION OF DIMITRI A. SAYEGH UNDER THE RACKETEER INFLUENCED AND CORRUPT ORGANIZATION ACT, A UNITED STATES FEDERAL LAW THAT PROVIDES FOR EXTENDED CRIMINAL PENALTIES AND A CIVIL CAUSE OF ACTION FOR ACTS PERFORMED AS PART OF AN ONGOING CRIMINAL ORGANIZATION. R.I.C.O. LAW PUNISHES THE PRINCIPALS OF CRIME WHO ORDER OR SOLICIT SUBORDINATES TO CARRY OUT CRIMINAL ACTIVITIES FOR THEM, SO THESE MASTER CRIMINALS COULD CLAIM INNOCENCE BECAUSE THEY TECHNICALLY WERE NOT THE ONES THAT CARRIED OUT THE CRIMES. RACKETEERING ACTIVITY AS DEFINED BY UNITED STATES FEDERAL LAW, IS ANY CRIME INVOLVING ROBBERY, BRIBERY, THEFT, EXTORTION, BANKRUPTCY FRAUD, MORTGAGE FRAUD, FORECLOSURE FRAUD, MONEY LAUNDERING, OBSTRUCTION OF JUSTICE, AMONGST OTHERS, AS WELL AS A CLEAR PATTERN OF VIOLATIONS OF THE ANTI-SLAPP LAWS WHICH PROTECT VICTIMS FROM CRIMINALS WHO CREATE FALSE LEGAL CLAIMS AS RETALIATION AND PUNISHMENT OF THE VICTIM
$50,000.00
MONETARY
REWARD
MAJD G. KHOURY
FOR INFORMATION LEADING TO THE ARREST AND CONVICTION OF MAJD G KHOURY UNDER THE RACKETEER INFLUENCED AND CORRUPT ORGANIZATION ACT, A UNITED STATES FEDERAL LAW THAT PROVIDES FOR EXTENDED CRIMINAL PENALTIES AND A CIVIL CAUSE OF ACTION FOR ACTS PERFORMED AS PART OF AN ONGOING CRIMINAL ORGANIZATION. R.I.C.O. LAW PUNISHES THE PRINCIPALS OF CRIME WHO ORDER OR SOLICIT SUBORDINATES TO CARRY OUT CRIMINAL ACTIVITIES FOR THEM, SO THESE MASTER CRIMINALS COULD CLAIM INNOCENCE BECAUSE THEY TECHNICALLY WERE NOT THE ONES THAT CARRIED OUT THE CRIMES. RACKETEERING ACTIVITY AS DEFINED BY UNITED STATES FEDERAL LAW, IS ANY CRIME INVOLVING ROBBERY, BRIBERY, THEFT, EXTORTION, BANKRUPTCY FRAUD, MORTGAGE FRAUD, FORECLOSURE FRAUD, MONEY LAUNDERING, OBSTRUCTION OF JUSTICE, AMONGST OTHERS, AS WELL AS A CLEAR PATTERN OF VIOLATIONS OF THE ANTI-SLAPP LAWS WHICH PROTECT VICTIMS FROM CRIMINALS WHO CREATE FALSE LEGAL CLAIMS AS RETALIATION AND PUNISHMENT OF THE VICTIM
MISUSE OF POSITION AND GOVERNMENT RESOURCES
https://www.justice.gov/jmd/misuse-position-and-government-resources
BANK OF NEW YORK MELLON CORP CUTS STOCK HOLDINGS IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS)
ANYWHERE REAL ESTATE INC - HOUS - MORNINGSTAR RATING
https://www.morningstar.com/stocks/xnys/hous/financials
CRIMINAL RESOURCE MANUAL
916. FALSE STATEMENTS TO A FEDERAL INVESTIGATOR
https://www.justice.gov/archives/jm/criminal-resource-manual
U.S. CODE CHAPTER 73 – OBSTRUCTION OF JUSTICE
https://www.law.cornell.edu/uscode/text/18/part-I/chapter-73
OBSTRUCTION OF JUSTICE: BREAKING DOWN 18 U.S.C. § 1503
OBSTRUCTION OF JUSTICE UNDER 18 U.S.C. § 1503 REFERS TO ACTIONS THAT IMPEDE THE DUE ADMINISTRATION OF JUSTICE. THIS INCLUDES THREATS, INTIMIDATION, EVIDENCE DESTRUCTION, AND MISLEADING STATEMENTS AIMED AT INFLUENCING JUDICIAL PROCESSES. THE LAW MANDATES PROOF OF INTENT, EMPHASIZING THE IMPORTANCE OF DEMONSTRATING A CORRUPT MOTIVE LINKED TO JUDICIAL PROCEEDINGS. PENALTIES ARE SEVERE, WITH POTENTIAL FELONY CHARGES LEADING TO SIGNIFICANT IMPRISONMENT AND FINES. KEY CASES ILLUSTRATE THE COMPLEXITIES SURROUNDING INTENT AND MATERIALITY IN OBSTRUCTION CLAIMS. A NUANCED UNDERSTANDING OF THESE PROVISIONS REVEALS THE CRITICAL ROLE THEY PLAY IN ENSURING JUDICIAL INTEGRITY AND ACCOUNTABILITY
https://www.mastersonhall.com/obstruction-of-justice-breaking-down-18-usc-1503/
IS BEING A VIGILANTE ILLEGAL? LAWS AND CONSEQUENCES EXPLAINED
CIVIL LIABILITY FOR VIGILANTE ACTIONS
VIGILANTE ACTIONS CAN RESULT IN SIGNIFICANT CIVIL LIABILITY, HOLDING INDIVIDUALS FINANCIALLY RESPONSIBLE FOR THE HARM THEY CAUSE. CIVIL CASES FOCUS ON COMPENSATING VICTIMS FOR THEIR LOSSES. WHEN VIGILANTES CAUSE INJURY OR DAMAGE, AFFECTED PARTIES MAY SUE FOR DAMAGES UNDER TORT LAW PRINCIPLES, SUCH AS NEGLIGENCE OR INTENTIONAL HARM. THESE LAWSUITS CAN IMPOSE SUBSTANTIAL FINANCIAL BURDENS ON THOSE FOUND LIABLE
https://legalclarity.org/is-being-a-vigilante-illegal-laws-and-consequences-explained/
LYING TO A FEDERAL INVESTIGATOR IS A CRIME UNDER 18 U.S.C. SECTION 1001, WHICH PROHIBITS MAKING FALSE STATEMENTS TO FEDERAL AGENTS REGARDING ANY MATTER WITHIN THEIR JURISDICTION. THIS INCLUDES BOTH VERBAL AND WRITTEN STATEMENTS, AND CAN LELAD TO SERIOUS LEGAL CONSEQUENCES, INCLUDING FINE AND IMPRISONMENT
LEGAL IMPLICATIONS OF LYING TO U.S. FEDERAL INVESTIGATORS
THE CORE OF THIS ISSUE LIES IN 18 U.S.C. § 1001, A STATUTE THAT CRIMINALIZES THE ACT OF KNOWINGLY AND WILLFULLY MAKING FALSE OR FRAUDULENT STATEMENTS WITHIN THE JURISDICTION OF THE FEDERAL GOVERNMENT. THIS LAW IS A POWERFUL TOOL FOR FEDERAL PROSECUTORS, ENABLING THEM TO PURSUE CHARGES EVEN IF THE FALSE STATEMENT DID NOT RESULT IN ANY MATERIAL HARM OR OBSTRUCTION TO THE INVESTIGATION
MAKING FALSE STATEMENTS TO FEDERAL INVESTIGATORS CAN RESULT IN UP TO FIVE YEARS IN PRISON AND SUBSTANTIAL FINES. THE EXACT PENALTIES VARY BASED ON THE CASE SPECIFICS AND THE DISCRETION OF THE COURT
https://leppardlaw.com/federal/white-collar/legal-implications-of-lying-to-us-federal-investigators/
18 U.S. CODE § 1512 - TAMPERING WITH A WITNESS, VICTIM, OR AN INFORMANT
(B)WHOEVER KNOWINGLY USES INTIMIDATION, THREATENS, OR CORRUPTLY PERSUADES ANOTHER PERSON, OR ATTEMPTS TO DO SO, OR ENGAGES IN MISLEADING CONDUCT TOWARD ANOTHER PERSON, WITH INTENT TO—
(1)INFLUENCE, DELAY, OR PREVENT THE TESTIMONY OF ANY PERSON IN AN OFFICIAL PROCEEDING;
(2)CAUSE OR INDUCE ANY PERSON TO—
(A)WITHHOLD TESTIMONY, OR WITHHOLD A RECORD, DOCUMENT, OR OTHER OBJECT, FROM AN OFFICIAL PROCEEDING;
(B)ALTER, DESTROY, MUTILATE, OR CONCEAL AN OBJECT WITH INTENT TO IMPAIR THE OBJECT’S INTEGRITY OR AVAILABILITY FOR USE IN AN OFFICIAL PROCEEDING;
(C)EVADE LEGAL PROCESS SUMMONING THAT PERSON TO APPEAR AS A WITNESS, OR TO PRODUCE A RECORD, DOCUMENT, OR OTHER OBJECT, IN AN OFFICIAL PROCEEDING; OR
(D)BE ABSENT FROM AN OFFICIAL PROCEEDING TO WHICH SUCH PERSON HAS BEEN SUMMONED BY LEGAL PROCESS; OR
(3)HINDER, DELAY, OR PREVENT THE COMMUNICATION TO A LAW ENFORCEMENT OFFICER OR JUDGE OF THE UNITED STATES OF INFORMATION RELATING TO THE COMMISSION OR POSSIBLE COMMISSION OF A FEDERAL OFFENSE OR A VIOLATION OF CONDITIONS OF PROBATION [1] SUPERVISED RELEASE,,[1] PAROLE, OR RELEASE PENDING JUDICIAL PROCEEDINGS;
SHALL BE FINED UNDER THIS TITLE OR IMPRISONED NOT MORE THAN 20 YEARS, OR BOTH
(C)WHOEVER CORRUPTLY—
(1)ALTERS, DESTROYS, MUTILATES, OR CONCEALS A RECORD, DOCUMENT, OR OTHER OBJECT, OR ATTEMPTS TO DO SO, WITH THE INTENT TO IMPAIR THE OBJECT’S INTEGRITY OR AVAILABILITY FOR USE IN AN OFFICIAL PROCEEDING; OR
(2)OTHERWISE OBSTRUCTS, INFLUENCES, OR IMPEDES ANY OFFICIAL PROCEEDING, OR ATTEMPTS TO DO SO,
SHALL BE FINED UNDER THIS TITLE OR IMPRISONED NOT MORE THAN 20 YEARS, OR BOTH.
(D)WHOEVER INTENTIONALLY HARASSES ANOTHER PERSON AND THEREBY HINDERS, DELAYS, PREVENTS, OR DISSUADES ANY PERSON FROM—
(1)ATTENDING OR TESTIFYING IN AN OFFICIAL PROCEEDING;
(2)REPORTING TO A LAW ENFORCEMENT OFFICER OR JUDGE OF THE UNITED STATES THE COMMISSION OR POSSIBLE COMMISSION OF A FEDERAL OFFENSE OR A VIOLATION OF CONDITIONS OF PROBATION 1 SUPERVISED RELEASE,,1 PAROLE, OR RELEASE PENDING JUDICIAL PROCEEDINGS;
(3)ARRESTING OR SEEKING THE ARREST OF ANOTHER PERSON IN CONNECTION WITH A FEDERAL OFFENSE; OR
(4)CAUSING A CRIMINAL PROSECUTION, OR A PAROLE OR PROBATION REVOCATION PROCEEDING, TO BE SOUGHT OR INSTITUTED, OR ASSISTING IN SUCH PROSECUTION OR PROCEEDING;
OR ATTEMPTS TO DO SO, SHALL BE FINED UNDER THIS TITLE OR IMPRISONED NOT MORE THAN 3 YEARS, OR BOTH
https://www.law.cornell.edu/uscode/text/18/1512
FELONY VEHICLE ASSSET FORFEITURE REFERS TO THE LEGAL PROCESS WHERE LAW ENFORCEMENT CAN SEIZE A VEHICLE IF IT IS BELIEVED TO BE INVOLVED IN A CRIME, EVEN IF THE OWNER HAS NOT BEEN CONVICTED
RICO - FORFEITURE
https://casetext.com/analysis/rico-forfeiture
RICO ASSET FORFEITURE IN US FEDERAL PROSECUTIONS
THE RACKETEER INFLUENCED AND CORRUPT ORGANIZATIONS ACT, COMMONLY KNOWN AS RICO, PLAYS A PIVOTAL ROLE IN THE FIGHT AGAINST ORGANIZED CRIME AND CORRUPTION IN THE UNITED STATES. ENACTED IN 1970, RICO HAS BEEN INSTRUMENTAL IN DISMANTLING CRIMINAL ENTERPRISES BY ALLOWING FEDERAL PROSECUTORS TO SEIZE ASSETS CONNECTED TO ILLEGAL ACTIVITIES. BUT WHAT EXACTLY DOES RICO ASSET FORFEITURE ENTAIL, AND HOW DOES IT IMPACT THOSE INVOLVED IN FEDERAL PROSECUTIONS?
https://leppardlaw.com/federal/forfeiture-seizure/rico-asset-forfeiture-in-us-federal-prosecutions/
PROPERTY SUBJECT TO FORFEITURE
IN ILLINOIS, THE SCOPE OF PROPERTY SUBJECT TO FORFEITURE IS EXPANSIVE, REFLECTING THE STATE’S FOCUS ON CURBING ILLEGAL ACTIVITIES, PARTICULARLY DRUG OFFENSES. THE ILLINOIS DRUG ASSET FORFEITURE PROCEDURE ACT AND THE ILLINOIS CONTROLLED SUBSTANCES ACT DELINEATE THE TYPES OF PROPERTY THAT CAN BE SEIZED, INCLUDING TANGIBLE ASSETS SUCH AS CASH, VEHICLES, AND REAL ESTATE. THESE ASSETS MAY EITHER BE THE PROCEEDS OF CRIME OR TOOLS USED TO FACILITATE CRIMINAL OPERATIONS.
THE LAW’S BROAD REACH EXTENDS TO PROPERTY BASED ON ITS ALLEGED INVOLVEMENT IN ILLEGAL ACTIVITIES. CURRENCY IS FREQUENTLY SEIZED UNDER THE PRESUMPTION THAT LARGE SUMS INDICATE DRUG TRANSACTIONS. VEHICLES USED TO TRANSPORT ILLEGAL SUBSTANCES AND HOMES OR BUILDINGS WHERE DRUGS ARE MANUFACTURED OR SOLD ARE ALSO TARGETS. EVEN PROPERTY INDIRECTLY RELATED TO CRIMINAL ACTS MAY BE SUBJECT TO FORFEITURE, CREATING A WIDE NET TO DISRUPT CRIMINAL ENTERPRISES.
ILLINOIS LAW ALSO ALLOWS FOR THE FORFEITURE OF PROPERTY NOT DIRECTLY LINKED TO A CRIME BUT ALLEGED TO HAVE BEEN ACQUIRED THROUGH CRIMINAL MEANS. THIS INCLUDES ASSETS PURCHASED WITH PROCEEDS FROM ILLEGAL ACTIVITIES, SUCH AS LUXURY ITEMS OR INVESTMENTS. THE PRINCIPLE IS TO DISMANTLE THE FINANCIAL UNDERPINNINGS OF CRIME BY DEPRIVING OFFENDERS OF THEIR ILL-GOTTEN GAINS.
https://legalclarity.org/illinois-civil-forfeiture-laws-a-guide-for-property-owners/
U.S. DEPARTMENT OF JUSTICE ASSET FORFEITURE PROGRAM
THE MISSION OF THE DEPARTMENT OF JUSTICE (DOJ) ASSET FORFEITURE PROGRAM (AFP OR THE PROGRAM) IS TO USE ASSET FORFEITURE AS A TOOL TO DETER, DISRUPT AND DISMANTLE CRIMINAL ENTERPRISES, DENYING THEM THE PROCEEDS AND THE INSTRUMENTS OF CRIMINAL ACTIVITY. THE AFP INVOLVES FEDERAL, STATE, TRIBAL AND LOCAL LAW ENFORCEMENT AGENCIES ACROSS THE COUNTRY
https://www.justice.gov/criminal/criminal-mlars/file/1123146/dl
FBI ASSET FORFEITURE
ASSET FORFEITURE IS A POWERFUL TOOL USED BY LAW ENFORCEMENT AGENCIES, INCLUDING THE FBI, AGAINST CRIMINALS AND CRIMINAL ORGANIZATIONS TO DEPRIVE THEM OF THEIR ILL-GOTTEN GAINS THROUGH SEIZURE OF THESE ASSETS
https://www.fbi.gov/investigate/white-collar-crime/asset-forfeiture
LAWFARE!
LAWFARE IS THE USE OF LEGAL SYSTEMS, PRINCIPLES, AND INSTITUTIONS TO DAMAGE OR DELEGITAMIZE AN INDIVIDUAL(S) BY WASTING THEIR TIME AND MONEY; IN THE PROCESS DESTROYING THEM FINANCIALLY, OR DETERING AN INDIVIDUAL’S USAGE OF THEIR LEGAL RIGHTS. IT CAN DESCRIBE A TACTIC USED BY CORRUPT COURTS, JUDGES, AND ASSISTANT STATES’ ATTORNEYS TO LABEL AND DISCOURAGE INDIVIDUALS FROM CLAIMING THEIR LEGAL RIGHTS THROUGH ESTABLISHED LEGAL SYSTEMS. THIS IS ESPECIALLY COMMON IN SITUATIONS WHEN INDIVIDUALS USE NON-VIOLENT METHODS TO HIGHLIGHT OR OPPOSE DISCRIMINATION, PERSECUTION, CORRUPTION, LACK OF DEMOCRACY, LIMITING FREEDOM OF SPEECH, VIOLATIONS OF HUMAN RIGHTS AND VIOLATIONS OF INTERNATIONAL HUMANITARIAN LAW. IN OUR CASE IT WAS CORRUPTION BY DUPAGE COUNTY GOVERNMENT AND THEIR SOLICITED PARTNERS, THE HINSDALE REAL ESTATE CARTEL, SOLICITED REAL ESTATE BROKERS, SOLICITED PHYSICIANS AND HOSPITALS, AND AN AMBUSH, ATTACK, AND UNCONSTITUTIONAL PROSECUTION, UNCONSTITUTIONAL PERSECUTION, CRUEL AND UNUSUAL PUNISHMENT, MULTIPLE FALSE ARRESTS AND INCERCERATIONS, STEALING AND HOLDING OUR OAK BROOK HOME HOSTAGE RENDERING MY WIFE AND I "HOMELESS" SINCE DECEMBER 6, 2022, BLOCKING ANY EFFORTS FOR US TO SECURE ANY SHELTER OTHER THAT VERY COSTLY HOTELS AT A COST OF WELL OVER $100,000 SINCE THE DATE OF THE THEFT OUR HOME, HAVING TO SLEEP IN OUR CARS SEVERAL DAYS BECAUSE OF THE DUPAGE COUNTY AND HINSDALE REAL ESTATE CARTEL BOYCOTT AGAINST US, INFLICTING FINANCIAL LOSSES, PHYSICAL PAIN AND SUFFERING, SYSTEMATIC MISTREATMENT, HARASSSMENT, REPUTATION ASSASSINATION, UNFAIR AND ABUSIVE TREATMENT, UNCONSTITUTIONAL ARRESTS AND INCARCERATION BY A JUDCIAL, RACKETEER INFLUENCED CORRUPT DUPAGE COUNTY ORGAIZATION, A SUB-CULTURE OF MALICIOUSLY CORRUPT DUPAGE COUNTY, 18TH JUDICIAL CIRCUIT COURT JUDGES, CORRUPT DUPAGE COUNTY ASSISTANT STATE’S ATTORNEYS, AND SOLICITED GOVERNMENT “ACTORS” FRAUDULENTLY USING THE DUPAGE JUDICIAL COURT ARCHITECTURE TO LIMIT THE U.S. CONSTITUTIONAL RIGHTS OF JEROME A. PINTARO AND HIS WIFE MARILYN PINTARO
OBSTRUCTION OF JUSTICE: BREAKING DOWN 18 U.S.C. § 1503
OBSTRUCTION OF JUSTICE UNDER 18 U.S.C. § 1503 REFERS TO ACTIONS THAT IMPEDE THE DUE ADMINISTRATION OF JUSTICE. THIS INCLUDES THREATS, INTIMIDATION, EVIDENCE DESTRUCTION, AND MISLEADING STATEMENTS AIMED AT INFLUENCING JUDICIAL PROCESSES. THE LAW MANDATES PROOF OF INTENT, EMPHASIZING THE IMPORTANCE OF DEMONSTRATING A CORRUPT MOTIVE LINKED TO JUDICIAL PROCEEDINGS. PENALTIES ARE SEVERE, WITH POTENTIAL FELONY CHARGES LEADING TO SIGNIFICANT IMPRISONMENT AND FINES. KEY CASES ILLUSTRATE THE COMPLEXITIES SURROUNDING INTENT AND MATERIALITY IN OBSTRUCTION CLAIMS. A NUANCED UNDERSTANDING OF THESE PROVISIONS REVEALS THE CRITICAL ROLE THEY PLAY IN ENSURING JUDICIAL INTEGRITY AND ACCOUNTABILITY
https://www.mastersonhall.com/obstruction-of-justice-breaking-down-18-usc-1503/
RESIDENTIALL REAL ESTATE BROKERAGE ANTITRUST IN DUPAGE COUNTY REAL ESTATE!
TAX EVASION!
MONEY LAUNDERING!
MEDICARE FRAUD!
ILLINOIS WORKERS' COMPENSATION COMMISSION FRAUD!
FRAUD ON THE COURTS!
FRAUD BY THE COURTS!
IF YOU SEE SOMETHING!
SAY SOMETHING!
I SAW SOMETHING!
I SAID SOMETHING!
AND THIS IS WHAT HAPPENED TO ME!
RETRIBUTION FROM THE HINSDALE REAL ESTATE BROKERAGE CARTEL, THE MAINSTREET ORGANIZATION OF REALTORS, THE MIDWEST REAL ESTATE DATA, MLS AND THE NATIONAL ASSOCIATION OF REALTORS FOR SAYING SOMETHING WHEN I SAW SOMETHING!
MINNESOTA
RACKETEER INFLUENCED AND CORRUPT ORGANIZATIONS CASES, DOCKETS AND FILINGS
CASES FILED
CAMPOLI ET AL V. ANYWHERE REAL ESTATE INC. ET AL
https://www.pacermonitor.com/public/case/56177874/Campoli_et_al_v_Anywhere_Real_Estate_Inc_et_al
https://dockets.justia.com/docket/minnesota/mndce/0:2024cv04481/221603
BASED ON STATE COUNTS, NATIONAL ASSOCIATION OF REALTORS MEMBERSHIP TOTALED 1.498 MILLION AT THE START OF JANUARY
1,498,000 VOTES
EXCESSIVE PROFITS BREEDS RUINOUS COMPETION AND GOVERNMENT CORRUPTION
MISSOURI WOMAN PLEADS GUILT TO FEDERAL CHARGES IN PLOT TO SELL GRACELAND
Missouri woman pleads guilty to federal charge in plot to sell Graceland | AP News
WARREN BUFFETT IS PREPARING TO MAKE HIS BIGGEST DUMP YET. IS A FINANCIAL CRISIS ON THE WAY?
NOW, REPORTS SAY HE MAY BE OFFLOADING HOMESERVICES OF AMERICA, ONE OF THE LARGEST REAL ESTATE BROKERAGES IN THE COUNTRY. THE INDUSTRY IS STRUGGLING—LOW SALES, HIGH PRICES, AND LIMITED INVENTORY HAVE MADE IT A NIGHTMARE FOR BUYERS AND SELLERS ALIKE. IF WARREN IS PULLING OUT, IT COULD MEAN HE SEES NO FUTURE FOR THE MARKET
IS COMPASS ACQUIRING HOMESERVICES OF AMERICA?
INVESTORS IN ANYWHERE REAL ESTATE (NYSE:HOUS) HAVE UNFORTUNATELY LOST 79% OVER THE LAST THREE YEARS
Investors in Anywhere Real Estate (NYSE:HOUS) have unfortunately lost 79% over the last three years
THIS WAS THE CONDITION OF OUR HOME ON DECEMBER 6, 2022 WHEN DUPAGE COUNTY, STATE OF ILLINOIS, EXECUTED BY TWO DUPAGE COUNTY SHERIFF DEPUTIES EVICTED OUR FAMILY FROM OUR HOME AND GAVE OUR HOME AND ALL OUR PERSONAL PROPERTY WITHIN OUR HOME TO DIMITRI A. SAYEGH
THE DUPAGE COUNTY, 18TH JUDICIAL CIRCUIT COURT JUDGES, THE ILLINOIS APPELLATE COURT JUDGES, THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS JUDGES, AND THE 7TH CIRCUIT FEDERAL COURT OF APPEALS COURT JUDGES
THE ABOVE COURTS, JUDGES, AND CLERKS OF THE COURTS, INDIVIDUALLY AND COLLECTIVELY VIOLATED MY, JEROME A. PINTARO'S RIGHTS UNDER THE FOLLOWING CONSTITUTIONAL AMENDMENTS
1ST AMENDMENT: GUARANTEES THE RIGHT TO THE FREEDOMS OF SPEECH, PRESS, AND RELIGION. PROTECTS THE RIGHT TO PETITION THE GOVERNMENT.
2ND AMENDMENT: GUARANTEES THE PEOPLE’S RIGHT TO OWN AND BEAR ARMS FOR THEIR DEFENSE.
4TH AMENDMENT: CITIZENS CANNOT BE FORCED TO SUBJECT THEMSELVES TO SEIZURE AND SEARCH WITHOUT A SEARCH WARRANT AND PROBABLE CAUSE.
5TH AMENDMENT: PROHIBITS ABUSE OF GOVERNMENTAL AUTHORITY IN LEGAL PROCEDURES. ESTABLISHES RULES FOR INDICTMENT BY EMINENT DOMAIN AND GRAND JURY. GUARANTEES THE DUE PROCESS RIGHTS. PROTECTS CITIZENS FROM SELF-INCRIMINATION AND DOUBLE JEOPARDY.
6TH AMENDMENT: GUARANTEES FAIR AND SPEEDY JURY TRIAL AND THE RIGHTS TO KNOW THE ACCUSATION, THE ACCUSER, AND TO FIND COUNSEL AND WITNESSES.
7TH AMENDMENT: RESERVES INDIVIDUALS’ RIGHTS TO JURY TRIAL DEPENDING ON THE CIVIL CASE, AND CASES ALREADY EXAMINED BY NOT BE RE-OPENED BY ANOTHER COURT.
8TH AMENDMENT: FORBIDS EXORBITANT BAILS AND FINES AND PUNISHMENT THAT IS UNUSUAL OR CRUEL.
9TH AMENDMENT: RESERVES THE RIGHTS OF CITIZENS WHICH ARE NOT SPECIFICALLY MENTIONED BY THE U.S. CONSTITUTION.
10TH AMENDMENT: RESERVES POWERS THAT ARE NOT GIVEN TO THE U.S. GOVERNMENT UNDER THE CONSTITUTION, NOR PROHIBITED TO A STATE OF THE U.S., TO THE PEOPLE AND THE STATES.
14TH AMENDMENT: DETAILS EQUAL PROTECTION CLAUSE, DUE PROCESS CLAUSE, CITIZENSHIP CLAUSE, AND CLAUSES DEALING WITH THE CONFEDERACY AND ITS OFFICIALS.
26TH AMENDMENT: RESERVES THE RIGHT FOR CITIZENS 18 AND OLDER TO VOTE.
THE WEAPONIZATION AND PROLIFERATION OF CORRUPT GOVERNMENT OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED WITH THEIR SOLICTED "GOVERNMENT ACTORS"
FORGET ABOUT DRAINING THE SWAMP, A SEPTIC TANK OF POLITICAL AND JUDICIAL EXTORTION, A CONSPIRACTY OF FEDERAL, STATE, COUNTY, LOCAL GOVERNMENTS, AND GOVERNMENT AGENCIES, POLITICIANS, JUDGES, ATTORNEYS, POLICE POWER, GOVERNMENT EMPLOYEES ELECTED, APPOINTED, AND EMPLOYED, SOLICITED AND CONJURED GOVERNMENT ACTORS, PROFESSIONS, SPECIAL INTEREST GROUPS, AND INDIVIDUALS, JOINED TOGETHER WITH A CONSPIRATORIAL COMMON GOAL TO USE THE EXECUTIVE, LEGISLATIVE, AND JUDICIAL BRANCHES OF GOVERRNMENT INFRASTRUCTURE TO VIOLATE AND ILLEGALLY STRIP U.S. CITIZENS OF RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED THEM BY THE U.S. CONSTITUTION AND THE FEDERAL LAWS OF THE LAND
OVER THE PAST YEAR, 2024, I WAS ILLEGALLY MANDATED BY THE JUDGES OF THE DUPAGE COUNTY, 18TH JUDICIAL CIRCUIT COURT TO WEAR A GPS MONITORING DEVICE ANKLE BRACELET WHICH WAS CHANGED AT LEAST A DOZEN TIMES TO ELIMINATE EVIDENCE OF TRACKING AND JUDICIAL FRAUD, THE LINK TO THE GPS TRACKING DEVICE WAS DISTRIBUTED TO HUNDREDS OF GOVERNMENT ACTORS AS DEFINED BY THE U.S. CONSTITUTION WHO PHYSICALLY TRACKED MY MOVEMENTS AND HARASSED MY WIFE AND I 24/7
DURING CALENDAR YEAR 2024, I WAS ARRESTED AND JAILED IN THE DUPAGE COUNTY PRISON FIVE TIMES FOR A TOTAL OF 14 DAYS AND NIGHTS FOR COMMITTING ABSOLUTELY NO CRIMINAL OFFENSES, WAS ADDITIONALLY AND ILLEGALLY CHARGED WITH THE CRIMES OF “ASSAULT” BY THE DUPAGE COUNTY SHERIFF, AND THE CRIME OF “DOMESTIC VIOLENCE” BY THE VILLAGE OF OAK BROOK POLICE DEPARTMENT WHICH IS LOCATED IN DUPAGE COUNTY, AND WAS ALSO ARRESTED BY THE VILLAGE OF WESTMONT POLICE, ALSO LOCATED IN DUPAGE COUNTY, ON AN OUTSTANDING WARRANT ISSUED BY DUPAGE COUNTY JUDGES OF WHICH I RECEIVED NO NOTICE OF
I WAS FORCED TO SUBMIT TO MONTHLY DRUG TESTS BY MEANS OF URINE TESTS BY MY PAROLE OFFICER, JACQUELINE DUCKWORTH HAVING BEEN GIVEN THE CHOICE OF SUBMITTING TO THE MONTHLY URINE DRUG TESTS OR RETURNING TO THE DUPAGE COUNTY PRISON FOR THE SIXTH TIME IN CALENDAR YEAR 2024 TO SERVE A ONE YEAR PRISON TERM
A DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT ORDER IMPOSED ON ME, JEROME A. PINTARO, A 5,000’ MINIMUM DISTANCE TO BE MAINTAINED AWAY FROM MY STOLEN RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523, A 5,000’ MINIMUM DISTANCE TO BE MAINTAINED BY ME, JEROME A. PINTARO, AWAY FROM DIMITRI A. SAYEGH’S RESIDENCE LOCATED AT 46 N. MILL RD, ADDISON, IL, AND A 5,000’ DISTANCE BE MAINTAINED BY ME, JEROME A. PINTARO FROM DIMITRI A. SAYEGH’S DES PLAINES, IL, ALLEGED PLACE OF EMPLOYMENT, ALL OF WHICH WERE MONITORED BY GPS MONITORING DEVICE, ANKLE BRACELET AS WELL AS MONITORED BY PROBATION OFFICER JACQUELINE DUCKWORTH, ON A MONTHLY BASIS
DUPAGE COUNTY PROBATION OFFICER JACQUELINE DUCKWORTH, "GO BACK TO PRISON FOR A YEAR!"
https://flipbooks.fleepit.com/f-83821-duckworth
Recent Booking / Mugshot for JEROME PINTARO in DuPage County, Illinois
I WAS SIMULTANEOUSLY BARRED FROM ENTERING INTO OR UPON ANY VILLAGE OF OAK BROOK OWNED PROPERTY, LOCATED IN DUPAGE COUNTY, ALLEGEDLY BY THE VILLAGE OF OAK BROOK MAYOR, THE VILLAGE OF OAK BROOK VILLAGE MANAGER, THE VILLAGE OF OAK BROOK TRUSTEES, AND ALL VILLAGE OF OAK BROOK KEY PERSONNEL, PURSUANT TO AN OUTSTANDING VILLAGE OF OAK BROOK POLICE ORDER UNDER JURISDICTION OF THE ENTIRE VILLAGE OF OAK BROOK, DELIVERED AND EXECUTED AT THE VILLAGE OF OAK BROOK LIBRARY, INDIVIDUALLY AND COLLECTIVELY, BY VILLAGE OF OAK BROOK POLICE OFFICERS TIMOTHY WALSH, VICTOR GADJASKI, MICHAEL ADDISON, AND PAUL PLINSKE, ON SUNDAY, APRIL 20,2024, AT 3:40 PM. AT THAT TIME OAK BROOK POLICE OFFICER MICHAEL ADDISON CONFISCATED MY ILLINOIS F.O.I.D CARD. PRIOR TO THE AFOREMENTIONED EXECUTED POLICE ORDER, JEROME A. PINTARO WAS ARRESTED ON 2/10/2024 FOR “DOMESTIC VIOLENCE” BY OAK BROOK POLICE OFFICERS MICHAEL ADDISON AND PAUL PLINSKE, PURSUANT TO JEROME A. PINTARO CALLING 911 TO REQUEST AN OAK BROOK POLICE ESCORT TO JEROME A. PINTARO’S STOLEN RESIDENCE WHICH HAD PREVIOUSLY BEEN REPORTED VACANT BY DUPAGE COUNTY FOR SEVERAL MONTHS. JEROME A. PINTARO WAS REACTING TO A WARNING FROM THE VILLAGE OF OAK BROOK WATER DEPARTMENT PERSONNEL WHO VERBALLY INDICATED IN PERSON TO JEROME A. PINTARO IN THE VILLAGE HALL THAT VILLAGE POTABLE WATER RECORDS INDICATED AN ELEVATED POTABLE WATER CONSUMPTION OCCURRING AFTER A SUSTAINED PERIOD OF SUB-ZERO TEMPERATURES AT THE HOME STOLEN FROM JEROME A. PINTARO BY DUPAGE COUNTY
JEROME A. PINTARO’S BAN FROM THE VILLAGE OF OAK BROOK WHICH IS LOCATED IN DUPAGE COUNTY, ILLINOIS, DUPAGE COUNTY BEING THE REPORTED AS THE “WEALTHIEST” COUNTY IN THE STATE OF ILLINOIS, PURSUANT TO THE 18TH JUDICIAL CIRCUIT COURT ORDER AS WELL AS THE VILLAGE OF OAK BROOK’S STANDING POLICE ORDER DENIED JEROME A. PINTARO THE ABILITY TO VISIT OAK BROOK’S U.S. POST OFFICE TO COLLECT HIS MAIL FOR THE PAST YEAR AS WELL AS DENIED JEROME A. PINTARO’S U.S. CONSTITUTIONAL RIGHT TO VOTE IN THE PAST NOVEMBER, 2024 PRESIDENTIAL ELECTION
JEROME A. PINTARO HAS BEEN BANNED FROM ENTERING THE VILLAGE OF OAK BROOK, LOCATED IN DUPAGE COUNTY, INSPITE OF THE FACT THAT JEROME A. PINTARO HAS OWNED REAL ESTATE IN THE VILLAGE OF OAK BROOK FOR THE PAST 43 YEARS AND HAS PAID OVER $750,000 IN OAK BROOK AND DUPAGE COUNTY REAL ESTATE PROPERTY TAXES
WORD ON THE STREET INDICATES THAT JEROME A. PINTARO’S AND MARILYN PINTARO’S STOLEN OAK BROOK PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, HAS SUSTAINED AS MUCH AS $2M OR MORE IN PROPERTY DAMAGE AND IS ALLEGEDLY REPORTED TO BE CURRENTLY UNINHABITABLE, WHICH MAY BE THE REAL REASON WHY THE 18TH JUDICIAL CIRCUIT COURT ORDER WAS FILED BY THE 18TH JUDICIAL CIRCUIT COURT REQUIRING JEROME A. PINTARO TO MAINTAIN A MINIMUM DISTANCE OF 5,000', NEARLY A MILE, AWAY FROM HIS STOLEN OAK BROOK PRINCIPAL RESIDENCE, AND WHY THE VILLAGE OF OAK BROOK POLICE DEPARTMENT IMPOSED A STANDING ORDER PHYSICALLY BANNING JEROME A. PINTARO FROM ENTERING INTO OR UPON THE CORPORATE LIMITS OF THE VILLAGE OF OAK BROOK AND/OR ANY OAK BROOK OWNED PUBLIC PARKS, PUBLIC PROPERTIES, PUBLIC FACILITIES, PUBLIC BUILDINGS
I WAS DENIED ACCESS TO THE FBI CHICAGO OFFICE 19 TIMES OVER THE PAST SIX YEARS, I RECENTLY FILED A WRITTEN REQUEST FOR ASSISTANCE TO THE INDIANAPOLIS, INDIANA, FBI OFFICE THE WEEK OF JANUARY 27, 2025, AND RECEIVED NO RESPONSE, I WAS DENIED ACCESS TO THE U.S. ATTORNEY/DOJ MAIN CHICAGO OFFICE LOCATED IN THE FEDERAL BUILDING, DOWNTOWN CHICAGO, AS WELL AS THE U.S. ATTORNEY/DOJ, REAL ESTATE DIVISION LOCATED ON LASALLE STREET, DOWNTOWN CHICAGO, I WAS FURTHER DENIED ACCESS TO THE CHICAGO OFFICE OF THE SECRET SERVICE, DOWNTOWN CHICAGO, AS WELL AS DENIED ACCESS TO THE U.S. MARSHALL’S OFFICE IN CHICAGO LOCATED IN THE FEDERAL BUILDING, DOWNTOWN CHICAGO, ON FEBRUARY 7, 2025, I FILED A COMPLAINT WITH THE MILWAUKEE OFFICE OF THE FBI LOCATED AT 3600 S. LAKE DR., MILWAUKEE WISCONSIN.
OUR OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS WAS HELD IN A LAND TRUST WITH CHICAGO TITLE AND TRUST, WITH NO EXISTING MORTGAGE(S), WITH NO EXISTING LIENS, WITH NO EXISTING ENCUMBRANCES OF ANY KIND, WAS STOLEN FROM MY WIFE AND I BY THE DUPAGE COUNTY, ILLINOIS, 18TH JUDICIAL CIRCUIT COURT ON DECEMBER 6, 2022, AT WHICH TIME MY FAMILY AND I WERE PHYSICALLY EVICTED BY TWO DUPAGE COUNTY SHERIFF DEPUTIES ARMED WITH FRAUDULENT COURT PAPERS ALONG WITH ALL OUR PERSONAL PROPERTY SO SITUATED WITHIN OUR HOME AT THE TIME OF EVICTION, WHICH MY WIFE AND I HAD ACCUMULATED OVER THE PAST SEVENTY-NINE YEARS.
SINCE THE DATE OF EVICTION, OVER TWO YEARS AGO, MY WIFE AND I HAVE HAD TO LIVE IN HOTELS AT A COST WELL OVER $100,000, HAD OFTEN HAD TO SLEEP IN OUR CARS, AS A DIRECT RESULT OF THE LOCAL DUPAGE COUNTY, HINSDALE, AND OAK BROOK REAL ESTATE BROKERAGE CARTEL WHICH HAS REIGNED IN THE HINSDALE AND OAK BROOK COMMUNITIES FOR THE PAST FOUR DECADES
JEROME A. PINTARO, BORN 1945, ILLINOIS NATIONAL GUARD, 1966, LOYOLA UNIVERSITY, BACHELOR OF BUSINESS SCIENCE 1969. MARRIED 55 YEARS TO MARILYN PINTARO, BORN 1946, THREE CHILDREN WITH BACHELOR’S DEGREE, MASTER’S DEGREE, AND LAW DEGREE. THE PINTARO’S WERE RESIDENTS OF OAK BROOK, DUPAGE CTY ILLINOIS, 1982 – 1994, NAPLES, FLORIDA, 1994 – 1997, OAK BROOK, ILLINOIS, DUPAGE CTY, 1998 -2022. JEROME A. PINTARO, MARILYN PINTARO, AND CHRISTOPHER J. PINTARO, WERE EVICTED FROM THEIR PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS, ON DECEMBER 6, 2022, BY TWO DUPAGE CTY SHERIFF’S POLICE AT 9: 00 A.M. SHORTLY AFTER ARRIVAL OF THE DUPAGE CTY SHERIFF’S, JEROME A. PINTARO WAS ARRESTED FOR “ASSAULT” FOR WALKING UP TO A PERSON WHO WAS IDENTIFIED BY THE DUPAGE COUNTY SHERIFF’S POLICE AS DIMITRI SAYEGH, THE OWNER OF THE PINTARO’S PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS PURSUANT TO AN ALLEGED FORECLOSURE BY THE DUPAGE CTY 18TH JUDICIAL CIRCUIT COURT, THE PROPERTY THAT THE PINTARO FAMILY WERE AT THE TIME RESIDING IN ON THE DATE OF EVICTION BY DUPAGE CTY. JEROME A. PINTARO WAS HANDCUFFED AND SHACKLED AND BROUGHT TO THE DUPAGE CTY JAIL. AFTER JEROME A. PINTARO HAD BEEN INCARCERATED, THE DUPAGE CTY SHERIFF’S POLICE SEARCHED AND SEIZED THE PINTARO’S PRINCIPAL RESIDENCE WITH A LIFETIME OF ACQUIRED HIGH END FURNITURE AND PERSONAL PROPERTY AND FURTHER ALLOWED DIMITRI SAYEGH WITH SEVEN OF HIS COHORTS TO REPLACE ALL THE EXTERIOR DOOR LOCKS ON THE PINTARO’S RESIDENCE AND PROCEEDED TO REMOVE ALL THE PERSONAL PROPERTY THAT JEROME A. PINTARO AND MARILYN PINTARO HAD ACQUIRED OVER THEIR LIFETIMES INTO THE 4 CAR BUILT IN GARAGE WHICH A MONTH LATER WAS MOVED BACK INTO THE PINTARO RESIDENCE FOR DIMITRI SAYEGH’S FAMILY USE.
JEROME A. PINTARO, WHO ON THE DATE OF EVICTION WAS 77 YEARS OLD, HAD NEVER IN HIS LIFETIME BEEN PARTY TO ANY LAWSUIT OR LEGAL LITIGATION OF ANY KIND, WAS NEVER ACCUSED OR ARRESTED FOR ANY CRIME OR OFFENSE, NEITHER CIVIL OR CRIMINAL, PERSONALLY OR IN ANY OF HIS CAREER PURSUITS UNTIL 10/2018. AT THAT TIME A FRIVOLOUS LAWSUIT TO COLLECT A DEBT THAT WAS NEITHER OWED NOR DUING WAS FILED BY HUSBAND AND WIFE PLAINTIFFS WHO WERE RELATED TO JEROME A. PINTARO. JEROME A. PINTARO WAS WELL AWARE THAT THE RELATED PLAINTIFFS HAD ALLEGEDLY EVADED FEDERAL AND STATE OF ILLINOIS INCOME TAXES ON THEIR BUSINESS REVENUES ALLEGEDLY ON AMOUNTS AS MUCH AS $7M AND ALLEGEDLY LAUNDERED THE EVADED TAX REVENUES IN CASH REAL ESTATE PURCHASES. JEROME A. PINTARO WAS ALSO AWARE THAT THE PLAINTIFFS IN THIS ACTION HAD FRAUDULENTLY STOLEN $600,000 IN MORTGAGE PAYMENTS FROM JEROME A. PINTARO ON A $1.5M MORTGAGE LOAN WHICH WAS ORIGINATED ON MARCH, 2008 WITH ING DIRECT ON THE PINTARO’S OAK BROOK PRINCIPAL RESIDENCE AND SUBSEQUENTLY PURCHASED BY CAPITAL ONE FINANCIAL CORPORATION ON FEBRUARY, 2012. THE STOLEN MORTGAGE PAYMENTS OCCURRED BETWEEN FEBRUARY, 2012 AND MAY, 2018, ON THE MORTGAGE LOAN THAT WAS ALLEGEDLY SERVICED DURING THAT TIME BY CAPITAL ONE BANK, N.A., A WHOLLY OWNED BANK HOLDING OF CAPITAL ONE FINANCIAL CORPORATION, AND NOT BY THE ALLEGED PURCHASER OF THE MORTGAGE ON JUNE, 2011 CAPITAL ONE FINANCIAL CORPORATION.
A CONSPIRACY TO DEFRAUD, A RACKETEER INFLUENCED CORRUPT ORGANIZATION ALLEGEDLY CONSISTING OF THE CRIMINALS, DUPAGE CTY GOVERNMENT, THE 18TH JUDICIAL CIRCUIT COURT, THE VILLAGE OF OAK BROOK, THE VILLAGE OF OAK BROOK POLICE DEPARTMENT, THE VILLAGE OF WESTMONT POLICE DEPARTMENT, COOK CTY GOVERNMENT, THE STATE OF ILLINOIS, THE OFFICE OF THE STATE OF ILLINOIS SECRETARY OF STATE, THE OFFICE OF THE ILLINOIS WORKER’S COMPENSATION COMMISSION, INCLUDING BUT NOT LIMITED TO UNTOLD OTHER SOLICITED INDIVIDUALS, DOCTORS, HOSPITALS, BUSINESSES, CORPORATIONS, REAL ESTATE BROKERAGE COMPANIES, MORTGAGE COMPANIES, FINANCIAL INSTITUTIONS, AUTO DEALERSHIPS, AND MEMBERS OF JEROME A. PINTARO’S IMMEDIATE AND EXTENDED FAMILIES, WERE ACTIVE, WILLING, PARTICIPATING MEMBERS OF A CONSPIRACY TO DEFRAUD JEROME A. PINTARO AND MARILYN PINTARO OF THEIR LIFE SAVINGS AND THEIR OAK BROOK PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS.
A VOID JUDGMENT IS NOT ENTITLED TO THE RESPECT ACCORDED A VALID ADJUDICATION, BUT MAY BE ENTIRELY DISREGARDED, OR DECLARED INOPERATIVE BY ANY TRIBUNAL IN WHICH EFFECT IS SOUGHT TO BE GIVEN TO IT. IT IS ATTENDED BY NONE OF THE CONSEQUENCES OF A VALID ADJUDICATION
SUPREME COURT OF THE UNITED STATES
https://www.supremecourt.gov/DocketPDF/18/18-7070/76529/20181218092909982_00000008.pdf
THE LAW OF VOID JUDGMENTS AND DECISIONS SUPREME COURT DECISIONS ON VOID ORDERS
Microsoft Word - The Law of Void Judgments and Decisions Supreme Court Decisions on Void Orders.doc
CONSTITUTIONAL CASE LAW
http://www.voidjudgements.net/suedc/constitutionalcaselaw.pdf
VOID ORDERS
http://www.iviewit.tv/Simon%20and%20Shirley%20Estate/5void%20orders.pdf
MOTION FOR RELIEF FROM FRAUD AND VOID ORDERS AND JUDGMENT
Turner v. Godinez, Case No. 2015-CV-0343 | Casetext Search + Citator
DIMITRI A. SAYEGH AN ILLINOIS LICENSED REAL ESTATE BROKER
ILLINOIS LICENSED REAL ESTATE BROKER
REAL ESTATE MORTGAGE FRAUDSTER
CLASS X FELON
PERJURER
LIBELER
SLANDERER
R.I.C.O. CONSPIRATOR
EXTORTIONER
LIAR
INVADER OF PRIVACY – FALSELIGHT
DIMITRI SAYEGH'S BROKERAGE HE IS LICENSED WITH
ARNI REALTY INCORPORATED
REALTY ASSOCIATES NETWORK INCORPORATED
CORPORATE OFFICE:
21 N. BROADWAY
DES PLAINES, IL 60016
License Details:
Illinois Department of Financial and Professional Regulation
Contact
Contact Information
Name
City/State/Zip
DBA / AKA
DIMITRI A SAYEGH
ADDISON, IL 60101
Primary Credential
Primary Credential Information
License Number
Description
Status
First Effective Date
Effective Date
Expiration Date
Managing Broker
Ever Disciplined
475148757
Licensed Real Estate Broker
ACTIVE
06/11/2012
03/31/2024
04/30/2026
WILLIAM G EHLERS
Superior Credential
Superior Credential Information
License Number
Description
Status
First Effective Date
Effective Date
Expiration Date
Supervisor
Relationship Status
Ever Disciplined
478027272
Licensed Real Estate Broker Corporation
ACTIVE
06/13/2019
10/10/2024
10/31/2026
ARNI REALTY INCORPORATED
Active
Other Licenses
Other Licenses
License Number
Description
Status
First Effective Date
Effective Date
Expiration Date
Ever Disciplined
476339617
Licensed Real Estate Salesperson
CANCELLED
06/15/1993
04/13/2009
04/30/2012
RELIABLE PUMP SERVICES
BLUE ISLAND, ILLINOIS
PUMPRITE, INC.
RELIABLE PUMP SERVICES
46 N. MILL RD
ADDISON, ILLINOIS 60101
DIMITRI A. SAYEGH
OWNER OF RECORD
DUPAGE COUNTY RECORDER
CLICK ON SIDE MENU FOR ACCESS TO WEBSITE
"REPAIR"
GEORGE A. SAYEGH
MAJD "GEORGE" KHOURY
DIMITRI A. SAYEGH
DIMITRI A. SAYEGH IS THE CRIMINAL WHO THE DUPAGE COUNTY SHERIFF’S OFFICE OFFICIALLY RECORDED ON THE DUPAGE COUNTY SHERIFF’S FRAUDULENT FORECLOSURE “CERTIFICATE OF SALE” ON THE DUPAGE COUNTY RECORD AS THE WINNING BIDDER OF THE FRAUDULENT FORECLOSURE SALE CONDUCTED BY THE DUPAGE COUNTY SHERIFF’S OFFICE OF JEROME AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL. THE OWNER OF RECORD ON THE DATE OF THE DUPAGE COUNTY SHERIFF’S SALE WAS NOT JEROME A. PINTARO AND MARILYN PINTARO BUT IN FACT A CHICAGO TITLE AND TRUST LAND TRUST OF WHICH JEROME AND MARILYN PINTARO WERE THE SOLE BENEFICIARIES OF THE TRUST FOR THE PREVIOUS FORTY-TWO YEARS DATING BACK TO 1979
MAJD G. KHOURY WAS THE CRIMINAL WHO THE DUPAGE COUNTY SHERIFF’S OFFICE FRAUDULENTLY CONVEYED TITLE TO AS THE GRANTEE PURSUANT TO THE DUPAGE COUNTY SHERIFF’S OFFICE FRAUDULENT FORECLOSURE DEED OFFICIALLY RECORDED TO THE DUPAGE COUNTY RECORD FRAUDULENTLY CONVEYING INTEREST TO MAJD G. KHOURY OF JEROME AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, PURSUANT TO THE FRAUDULENT DUPAGE COUNTY SHERIFF’S FORECLOSURE SALE CONDUCTED BY THE DUPAGE COUNTY SHERIFF’S OFFICE
MAJD “GEORGE” KHOURY WAS NAMED ON COURT DOCUMENTS AS THE “WIFE” OF DIMITRI A. SAYEGH AND MOTHER OF THEIR TWO ALLEGED MINOR CHILDREN AND FRAUDULENT OWNER OF JEROME AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL AND THE GRANTEE ON THE FRAUDULENT DUPAGE COUNTY SHERIFF’S DEED CONVEYANCE INSTRUMENT
2022CM001855, A DUPAGE COUNTY COMPLAINT FILED BY DIMITRI A. SAYEGH AND THE DUPAGE COUNTY SHERIFF AGAINST JEROME A. PINTARO FOR THE FRAUDULENT CRIME OF ASSAULT
2024DV000299, A FRAUDULENT DUPAGE COUNTY COMPLAINT FILED BY DIMITRI A. SAYEGH AND HIS WIFE MAJD “GEORGE” KHOURY AND THE OAK BROOK POLICE DEPARTMENT AGAINST JEROME A. PINTARO FOR A FRAUDULENT “DOMESTIC VIOLENCE” COMPLAINT BY THE OAK BROOK POLICE DEPARTMENT AND DIMITRI A. SAYEGH AND HIS “WIFE” MAJD “GEORGE” KHOURY
2023OP000074, A DUPAGE COUNTY COMPLAINT, A FRAUDULENT ORDER OF PROTECTION, NO CONTACT ORDER FILED BY THE DUPAGE COUNTY SHERIFF AND DIMITRI A. SAYEGH, HIS WIFE MAJD “GEORGE” KHOURY, AND HIS TWO MINOR CHILDREN WAS FILED AGAINST JEROME A. PINTARO, A FRAUDULENT COMPLAINT FILED BY THE WESTMONT POLICE DEPARTMENT AGAINST JEROME A. PINTARO PURSUANT TO A “DUPAGE COUNTY WARRANT” FOR THE IMMEDIATE ARREST AND INCARCERATION OF JEROME A. PINTARO, THE CONFISCATION OF JEROME A. PINTARO’S VEHICLE AT THE TIME OF ARREST BY THE WESTMONT POLICE REPORT MYSTERIOUSLY DISSAPPEARED FROM THE DUPAGE COUNTY RECORD
JEROME A. PINTARO WAS ARRESTED FIVE TIMES BY DUPAGE COUNTY SHERIFFS, BY THE OAK BROOK POLICE DEPARTMENT, BY THE WESTMONT POLICE DEPARTMENT, HELD IN JAIL FOR A TOTAL OF FOURTEEN DAYS, HELD IN A CONCRETE AND STEEL, “HIGH RISK” SOLITARY CONFINEMENT, 6’ X 10’ DUPAGE COUNTY JAIL CELL WITHOUT WINDOWS OR BARS, HAD TO BE RUSHED TO THE EMERGENCY ROOM OF CENTRAL DUPAGE HOSPITAL FROM THE JAIL A TOTAL OF THREE TIMES FOR MEDICAL CONDITIONS AND INJURIES PURSUANT TO HIS ARRESTS AND INCARCERATIONS, WAS NOT GIVEN ANY FOOD OR WATER FOR A CONTINUOUS PERIOD OF EIGHT DAYS, WAS PLACED ON PROBATION FOR NEARLY A YEAR, WAS REQUIRED TO WEAR A GPS MONITORING ANKLE BRACELET, WAS COERCED AND REQUIRED TO PROVIDE URINE SAMPLES REGULARLY FOR MONTHS FOR DRUG TESTING OR BE JAILED FOR ONE YEAR IN THE DUPAGE COUNTY JAIL, AND THIS IS ONLY THE BEGINNING
PETER C. POWERS, A MULTI MILLION DOLLAR FEDERAL AND STATE INCOME TAX EVADER, PETER C. POWERS, PARTY TO THE THEFT OF $600,000 OF FRAUDULENT MORTGAGE PAYMENTS MADE BY JEROME A. PINTARO AND MARILYN PINTARO BETWEEN FEBRUARY, 2012 THROUGH MAY, 2018, IN A CONSPIRACY WITH RYAN M. SCHNEIDER, PREVIOUS CEO AT CAPITAL ONE FINANCIAL CORPORATION AND CURRENT CEO OF ANYWHERE R.E., HOLDING COMPANY OF COLDWELL BANKER REAL ESTATE, AND VICTOR CIARDELLI, CEO OF THE PREVIOUS GUARANTEED RATE MORTGAGE, PETER C. POWERS WAS A PREVIOUSLY LICENSED REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE, ROSE MARTH, RELATED TO INCOME TAX EVADER, PETER C. POWERS IS A CURRENTLY LICENSED REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE AS WELL AS PAULA CIARDELLI, RELATED TO VICTOR CIARDELLI, BOTH ROSE MARTH AND PAULA CIARDELLI WERE BOTH PARTNERS OF A BROKERAGE TEAM IN THE PAST AT THE TIME OF THE DUPAGE COUNTY UNCONSTITUTIONAL CONFISCATION OF JEROME AND MARILYN PINTARO’S PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL
RYAN M. SCHNEIDER, CEO OF ANYWHERE R.E. FORMERLY KNOWN AS REALOGY, AND HOLDING COMPANY OF COLDWELL BANKER REAL ESTATE
COLDWELL BANKER REAL ESTATE HINSDALE, ILLINOIS, MONEY LAUNDERING OF FEDERAL AND STATE TAX EVADED REVENUES THROUGH “CASH” REAL ESTATE PURCHASES BY TAX EVADER PETER C. POWERS
VICTOR CIARDELLI, CEO OF RATE MORTGAGE COMPANY, FORMERLY KNOWN AS GUARANTEED RATE MORTGAGE
THE “DAWN MCKENNA GROUP” A COLDWELL BANKER HINSDALE, ILLINOIS REAL ESTATE TEAM
Dawn McKenna Group: #4 Real Estate Team in the United States
LEVERAGE PUSHED OUT TO 2030 BUT AT STEEP 9.75% COST; LIQUIDITY IMPROVES, INTEREST BURDEN RISES.
EXTENSION BENEFIT: RETIRING 87% OF THE 2026 EXCHANGEABLES REMOVES THE LARGEST NEAR-TERM MATURITY, EASING REFINANCING PRESSURE AND POTENTIAL COVENANT STRESS.
COST TRADE-OFF: SWAPPING 0.25% PAPER FOR 9.75% SECOND-LIEN ADDS ~600 BP TO BLENDED COUPON AND LIFTS ANNUAL CASH INTEREST BY ~$49 MILLION, PRESSURING EBITDA COVERAGE.
SECURITY PACKAGE: SECOND-LIEN ON SUBSTANTIALLY ALL ASSETS RANKS BEHIND REVOLVER BUT PARI-PASSU WITH EXISTING 7.00% NOTES, LEAVING SECURED CAPACITY LIMITED.
COVENANT FLEXIBILITY: STANDARD BASKETS; EQUITY-CLAW OPTIONAL REDEMPTION ADDS CAPITAL-STRUCTURE AGILITY.
NET EFFECT: LIQUIDITY BETTER, LEVERAGE THE SAME, FIXED-CHARGE COVERAGE WEAKER—OVERALL NEUTRAL FOR BONDHOLDERS AND EQUITY.
THE COMPANY REPLACES LOW-COST CONVERTIBLE DEBT WITH HIGH-COST SECURED NOTES, INCREASING SECURED LEVERAGE AND SHRINKING THE COLLATERAL CUSHION FOR EXISTING LENDERS. ASSUMING UNCHANGED EBITDA, INTEREST COVERAGE DROPS BY ALMOST ONE TURN; THE 9.75% COUPON SIGNALS LIMITED MARKET APPETITE AND POSSIBLE RATING PRESSURE. WHILE LIQUIDITY BENEFITS FROM MATURITY EXTENSION AND REVOLVER PAY-DOWN, THE TIGHTER COVENANT PACKAGE COULD RESTRICT STRATEGIC FLEXIBILITY. OVERALL, THE TRANSACTION SKEWS CREDIT RISK HIGHER IN EXCHANGE FOR TIME.
ANYWHERE REAL ESTATE SELLS $500M 9.75% NOTES, CUTS 2026 DEBT LOAD | HOUS SEC FILING - FORM 8-K
MOODY’S AFFIRMS ANYWHERE REAL ESTATE’S B3 CFR, ADJUSTS DEBT RATINGS
THE RATING AGENCY MAINTAINED ANYWHERE’S PROBABILITY OF DEFAULT RATING AT B3-PD AND SENIOR SECURED FIRST LIEN BANK CREDIT FACILITY RATING AT BA3. AT THE SAME TIME, MOODY’S DOWNGRADED THE COMPANY’S BACKED SENIOR SECURED SECOND LIEN NOTES TO B3 FROM B2 AND THE SENIOR UNSECURED NOTES TO CAA2 FROM CAA1.
TSX rises as investors assess US-Canada trade talks By Reuters
ANYWHERE REAL ESTATE: EXCESSIVE LEVERAGE AMID A BEAR MARKET
https://seekingalpha.com/article/4794964-anywhere-real-estate-excessive-leverage-amid-a-bear-market
ANYWHERE REAL ESTATE SWAPS 0.25% NOTES FOR 9.75% DEBT IN KEY REFINANCING
THE 9.75% NOTES ARE SENIOR SECURED OBLIGATIONS, RANKING PARI PASSU WITH EXISTING 7.00% SECOND LIEN SENIOR SECURED NOTES DUE 2030 AND EFFECTIVELY SENIOR TO UNSECURED NOTES. HOWEVER, THEY ARE EFFECTIVELY JUNIOR TO THE REVOLVING CREDIT FACILITY AND ANY OTHER SENIOR LIEN INDEBTEDNESS TO THE EXTENT OF THE VALUE OF THE COLLATERAL. THE NOTES ARE SECURED BY SECOND-PRIORITY LIENS ON SUBSTANTIALLY ALL OF THE ISSUERS' AND GUARANTORS' TANGIBLE AND INTANGIBLE ASSETS.
THE INDENTURE FOR THE NEW NOTES INCLUDES COVENANTS THAT LIMIT THE COMPANY'S ABILITY TO INCUR ADDITIONAL DEBT, PAY DIVIDENDS, REPURCHASE STOCK, OR MAKE ACQUISITIONS, AMONG OTHER ACTIONS. THESE COVENANTS, COMMON IN DEBT AGREEMENTS, CAN BE SUSPENDED IF THE NOTES ACHIEVE AN INVESTMENT-GRADE RATING FROM BOTH S&P AND MOODY'S, PROVIDING A POTENTIAL FUTURE INCENTIVE FOR IMPROVED FINANCIAL HEALTH. THE COMPANY ALSO RETAINS OPTIONS FOR EARLY REDEMPTION, INCLUDING AT A PREMIUM WITH PROCEEDS FROM EQUITY OFFERINGS PRIOR TO APRIL 2027.
https://www.panabee.com/news/anywhere-real-estate-swaps-0-25-notes-for-9-75-debt-in-key-refinancing
EX-21.1 4 EX211ANYWHEREREALESTATEINC.HTM SUBSIDIARIES OF ANYWHERE REAL ESTATE INC. AND ANYWHERE REAL ESTATE GROUP LLC.
ANYWHERE REAL ESTATE INC. SUBSIDIARIES
https://www.sec.gov/Archives/edgar/data/1355001/000139898723000016/ex211anywhererealestateinc.htm
THE LAND TITLE INSURANCE INDUSTRY IS EXPERIENCING DISRUPTION PRIMARILY DUE TO THE EMERGENCE OF STARTUPS THAT AIM TO SIMPLIFY AND MODERNIZE THE TITLE INSURANCE PROCESS, MAKING IT MORE EFFICIENT AND TRANSPARENT. THESE CHANGES ARE DRIVEN BY ADVANCEMENTS IN TECHNOLOGY, SUCH AS AUTOMATION AND BLOCKCHAIN, WHICH CHALLENGE TRADITIONAL METHODS AN COULD RESHAPE THE MARKET SIGNIFICANTLY
THE TRUMP ADMINISTRATION’S POLICIES, SUCH AS INCREASED TARIFFS, AND POTENTIAL REGULATORY ROLLBACKS, COULD LEAD TO HIGHER COSTS AND UNCERTAINTY IN THE REAL ESTATE MARKET, WHICH MAY NEGATIVELY AFFECT LAND TITLE COMPANIES BY REDUCING TRANSACTION VOLUMES AND INCREASING OPERATIONAL CHALLENGES. ADDITIONALLY, CHANGES IN IMMIGRATION POLICIES COULD ALSO IMPAC THE AVAILABILITY OF SKILLED LABOR, FURTHER COMPLICATING THE INDUSTRY
https://ititletransfer.com/wp-content/uploads/2021/11/12_Title-Insurance-Facing-Disruption.pdf
"THE NOTES WILL BE GUARANTEED ON AN UNSECURED SENIOR SUBORDINATED BASIS BY THE COMPANY, AND ON A SENIOR SECURED SECOND PRIORITY LIEN BASIS BY ANYWHERE INTERMEDIATE HOLDINGS LLC"
SECOND-LIEN DEBT: DEFINITION, RISKS, EXAMPLE
SPECIAL CONSIDERATIONS
SECONDARY LIENS CARRY MORE RISK FOR LENDERS AND INVESTORS THAN SENIOR DEBT DUE TO THE SUBORDINATED CALL ON THE PLEDGED COLLATERAL. THESE LOANS USUALLY HAVE HIGHER BORROWING RATES AND FOLLOW MORE STRINGENT PROCESSES FOR APPROVAL AS A RESULT OF THIS ELEVATED RISK.
CREDITORS MAY FORECLOSE AND SELL THE HOME IF A BORROWER IS IN DEFAULT ON A REAL ESTATE LOAN WITH A SECOND MORTGAGE. THE DISTRIBUTION OF ANY REMAINING PROCEEDS GOES TO THE LENDER ON THE SECOND MORTGAGE FOLLOWING FULL PAYMENT OF THE BALANCE OF THE FIRST MORTGAGE.
https://www.investopedia.com/terms/s/secondliendebt.asp
ANYWHERE ANNOUNCES PROPOSED OFFERING OF SENIOR SECURED SECOND LIEN NOTES
ANYWHERE REAL ESTATE TO OFFER $500 MILLON IN SR. NOTES
https://www.nasdaq.com/articles/anywhere-real-estate-offer-500-mln-sr-notes
MOODY’S AFFIRMS ANYWHERE REAL ESTATE’S B3 CFR, ADJUSTS DEBT RATINGS
ANYWHERE ANNOUNCES PROPOSED OFFERING OF SENIOR SECURED SECOND LIEN NOTES
ANYWHERE REAL ESTATE (NYSE: HOUS) ANNOUNCED A PROPOSED PRIVATE OFFERING OF $500 MILLION SENIOR SECURED SECOND LIEN NOTES DUE 2030 THROUGH ITS SUBSIDIARIES. THE NOTES WILL BE GUARANTEED ON AN UNSECURED SENIOR SUBORDINATED BASIS BY THE COMPANY AND SECURED BY SECOND PRIORITY LIENS FROM VARIOUS SUBSIDIARIES. THE NOTES WILL BE JUNIOR TO EXISTING AND FUTURE SENIOR-SECURED INDEBTEDNESS. THE COMPANY PLANS TO USE THE PROCEEDS TO REPURCHASE ITS 0.25% EXCHANGEABLE SENIOR NOTES DUE 2026 AND REPAY PART OF ITS REVOLVING CREDIT FACILITY BORROWINGS. THE OFFERING IS LIMITED TO QUALIFIED INSTITUTIONAL BUYERS UNDER RULE 144A AND NON-U.S. INVESTORS UNDER REGULATION S.
ANYWHERE REAL ESTATE INC
WARNING! GURUFOCUS DETECTED 3 SEVERE WARNING SIGNS WITH HOUS
https://www.gurufocus.com/stock/HOUS/summary?search=hous
ANYWHERE REAL ESTATE ACCUSED OF RACKETEERING IN MINNESOTA LAWSUIT
MINNESOTA LAWSUIT ACCUSES ANYWHERE OF RACKETEERING, ALLEGING FRAUDULENT PRACTICES AND SEEKING ACCOUNTABILITY FOR DECEPTIVE BUSINESS OPERATIONS
THE LAWSUIT, FILED BY A GROUP OF PLAINTIFFS, CLAIMS THAT ANYWHERE ORCHESTRATED A SCHEME TO MANIPULATE PROPERTY VALUES AND DECEIVE BOTH BUYERS AND SELLERS. THIS ALLEGED SCHEME INVOLVED INFLATING PROPERTY APPRAISALS AND MISREPRESENTING MARKET CONDITIONS TO SECURE HIGHER COMMISSIONS AND PROFITS. AS THE CASE UNFOLDS, IT IS CRUCIAL TO EXAMINE THE ROLES OF THE INDIVIDUALS AND ENTITIES INVOLVED, AS THEIR ACTIONS AND DECISIONS ARE CENTRAL TO UNDERSTANDING THE BROADER IMPLICATIONS OF THE LAWSUIT.
https://sellingmorerealestate.com/anywhere-accused-of-racketeering-in-minnesota-lawsuit/
ANYWHERE FACES RACKETEERING CHARGES IN MINNESOTA LAWSUIT BY BROOKLEE HAN FOR HOUSINGWIRE
ANYWHERE ACCUSED OF RACKETEERING IN MINNESOTA LAWSUIT
https://bayarearealestate.io/anywhere-accused-of-racketeering-in-minnesota-lawsuit/
A DEFENDANT IN A RICO ACTION CAN POTENTIALLY BE TRIED MORE THAN ONCE BY DIFFERENT PLAINTIFFS, AS DOUBLE JEOPARDY PROTECTIONS TYPICALLY APPLY ONLY TO CRIMINAL CASES AND NOT TO CIVIL SUITS. EACH PLAINTIFF CAN BRING THEIR OWN CASE BASED ON THE SAME UNDERLYING CONDUCT IF THEY CAN DEMONSTRATE THEIR OWN DAMAGES
MOST LIKELY WHY ANYWHERE REAL ESTATE'S LONG TERM DEBT SKYROCKETED TO NEARLY $10B IN 2012
IN 2009 JEROME A. PINTARO WENT TO THE FBI CHICAGO OFFICE ON WEST ROOSEVELT RD AND TO THE DOJ, REAL ESTATE ANTITRUST DIVISION DOWNTOWN CHICAGO ON LASALLE ST TO REPORT HOW THE HINSDALE REAL ESTATE BROKERAGE CARTEL WAS MANIPULATING THE OAK BROOK AND HINSDALE RESIDENTIAL REAL ESTATE MARKETS. THE MAIN OFFENDER AT THE TIME WAS COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE WITH OFFICES LOCATED IN BOTH HINSDALE AND OAK BROOK. COLDWELL BANKER RESIDENTIAL REAL ESTATE AT THE TIME ENJOYED AS MUCH AS A SEVENTY PERCENT MARKET SHARE OF THE OAKBROOK RESIDENTIAL REAL ESTATE MARKET WITH EFFECTIVELY LITTLE TO NO COMPETITION. FURTHER SUPRESSING ANY SEMBLANCE OF A COMPETITIVE RESIDENTIAL MARKET IN OAKBROOK WAS COLDWELL BANKER'S EXTENSIVE USE OF "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" TRANSACTIONS WHICH KEPT BOTH SELL SIDE AND BUY SIDE TRANSACTIONS "IN HOUSE" EARNING THEM A "DUAL COMMISSION" AND A "QUADRUPLE COMMISSION" - THAT IS THE LISTING BROKER AND THE SELLING BROKER WERE BOTH COLDWELL BANKER BROKERS. "DOUBLE DUAL AGENCY" TRANSACTIONS CONSISTED OF A REAL ESTATE BROKER IN A "TEAR DOWN" TRANSACTION, ACTING AS THE LISTING BROKER FOR THE HINSDALE HOMEOWNER SELLER OF AN EXISTING "TEAR DOWN" PROPERTY AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE LISTING BROKER, WHO WAS ESSENTIALLY ACTING AS AN IMPLIED PARTNER WITH THE BUILDER, ACTED AS THE BUYER'S BROKER FOR THE BUILDER OF THE "TEAR DOWN" PROPERTY, AND, IMMEDIATELY, MOST OFTEN, WHILE THE REDEVELOPED PROPERTY WAS STILL UNDER CONSTRUCTION, TYPICALLY WENT UNDER CONTRACT WITH THE NOW LISTING BROKER AND IMPLIED PARTNER OF THE BUILDER, SUBSEQUENTLY ACTING AS THE LISTING BROKER AND AN IMPLIED PARTNER WITH THE BUILDER OF THE REDEVELOPED RESIDENTIAL PROPERTY, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE BROKER ACTED AS THE BUYER'S BROKER FOR THE BUYER OF THE NEWLY REDEVELOPED PROPERTY. A "DOUBLE DUAL AGENCY" TRANSACTION NETTED THE BROKER A "QUADRUPLE" COMMISSION, WITHOUT HAVING TO FRONT ANY MONEY, NOR ASSUME ANY RISK, NOR ENGAGE IN ANY LABOR, THE BROKER OFTEN EARNING CONSIDERABLY MORE THAN THE BUILDER WHO HAD TO BUILD, FINANCE, AND CARRY THE "TEAR DOWN" "AS IS" PROPERTY AND SUBSEQUENT REDEVELOPEMENT. THE HUGE BROKERAGE COMMISSIONS, WHICH COULD NOT BE, AND WERE NOT ANY MEASURABLE UNIT OF VALUATON COMPARISION IN THE VALUATION PROCESS, WHICH COULD NOT BE ASSIGNED NOR ATTRIBUTABLE TO LABOR, MATERIAL, NOR LAND, WERE SIMPLY AN INFLATED "SURCHARGE" WITH NO CONTRIBUTING MATERIAL VALUE, WHICH SOLELY INFLATED THE SALE PRICE UNTIL THE TIME OF RECKONING, THE FIRST GENERATION RESALE WHEN THE UNSUSPECTING BUYERS FOUND THAT THEY WERE "UPSIDE DOWN" IN THE MARKET VALUE AS NOW SUPPORTED BY RECENT, SIMILAR, GERMANE SALES OF EXISTING COMPARABLE PROPERTIES!
JEROME A. PINTARO EXPLAINED TO THE FBI AND THE DOJ, HOW COLDWELL BANKER MAINLY, AS WELL AS OTHER HINSDALE RESIDENTIAL REAL ESTATE BROKERAGE COMPANIES, WERE STEERING MIDDLE EASTERN BUYERS TO OAK BROOK, AND AWAY FROM HINSDALE, STEERING MINORITY BUYERS TO OAK BROOK WITH SIGNIFICANTLY, BELOW MARKET LIST PRICES OF OAK BROOK CUSTOM BUILT HOMES, SCREWING OAK BROOK HOMEOWNERS WHO IN MANY CASES WERE SENIOR CITIZENS. IF THAT WASN'T ENOUGH TO RESTRAIN ANY COMPETIVE FORCES IN THE OAK BROOK MARKET, COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE ALLEGEDLY INVENTORIED RESIDENTIAL LISTINGS OF OAK BROOK HOMES OFF MARKET, ALLEGEDLY, INTENTIONALLY WITHHOLDING LISTINGS FROM OTHER BROKERAGE COMPANIES UNTIL COLDWELL BANKER ALLEGEDLY HAD A CONFIRMED BUYER AND THEN LISTED THE ALREADY SOLD "OFF MARKET" AND WITHHELD HOME LISTINGS IN THE MLS AS DESIGNATED "SOLD BEFORE PROCESSING" OR SOLD IN 1, 2, OR 3 DAYS, IN AN UNUSUALLY SHORT PERIOD OF TIME WITHOUT ANY MARKET EXPOSURE. OTHER LOCAL REAL ESTATE BROKERAGE COMPAINES WERE OBVIOUSLY UNHAPPY WITH COLDWELL BANKER'S UNCOMPETITVE CONDUCT, SO SOON AFTER ENTER "THE PRIVATE LISTING NETWORK" WHICH WAS ADOPTED TO "CORRECT" THE ANTICOMPETITIVE BROKERAGE CONDUCT, NOT BY CITING OR RESTRAINING COLDWELL BANKER OR ENFORCING ANY INJUNCTION AGAINST COLDWELL BANKER AS MEMBERS OF THE MLS, BUT BY ALLOWING ALL THE OTHER REAL ESTATE BROKERAGE COMPANIES TO ENGAGE IN THE SAME UNCOMPETIVE CONDUCT THAT COLDWELL BANKER WAS PRACTICING! AND BY THE WAY, THE MIDWEST REAL ESTATE BROKERAGE MULTIPLE LISTING SERVICE IS "BROKER OWNED" AND LOCAL COLDWELL BANKER BROKERAGE HELD A HIGH, IF NOT THE HIGHEST PERCENTAGE OF UNITS OF OWNERSHIP IN THE MRED.
IN SEPTEMBER, 2001, JEROME A. PINTARO, BEING AN ILLINOIS LICENSED REAL ESTATE BROKER SINCE 1969 AND MEMBER OF THE MRED/MLS LISTED MY HOME ON THE MLS. IN THE FOLLOWING SIX MONTHS, JEROME A. PINTARO HAD OVER TWO HUNDRED (200) SHOWINGS ALMOST EXCLUSIVELY BY LOCAL HINSDALE CARTEL BROKERS WHO HAD NO INTENTION OF SELLING MY HOME, BUT EVERY INTENTION OF KEEPING MY HOME FROM BEING SOLD AT ANYWHERE NEAR TRUE MARKET VALUE, IN ORDER TO PROTECT THEIR PUBLIC, FRAUDULENT PUBLIC PERCEPTION OF OAK BROOK HAVING SIGNIFICANTLY BELOW MARKET SALE PRICES WHICH THE CARTEL, AND MORE SPECIFICALLY COLDWELL BANKER RESIDENTIAL REAL ESTATE HAD CULTIVATED OVER THE PAST DECADE. BEING AWARE OF WHAT WAS HAPPENING, JEROME A. PINTARO REQUIRED THAT ANY BUYER THAT WANTED TO SEE HIS HOME BE PREAPPROVED OR HAVE A SOURCE OF FUNDS STATEMENT PRIOR TO THE SHOWING. FROM THAT POINT FORWARD TO 2O20, OVER A TERM OF THE NEXT NEARLY TWENY YEARS, JEROME A. PINTARO DIDN'T RECIEVE A SINGLE REQUEST FOR SHOWING WITH THE PREAPPROVAL OR SOURCE OF FUNDS REQUIREMENT REQUIRED.
JEROME A. PINTARO EXPLAINED TO THE FBI AND DOJ IN 2009 THAT WHAT THE HINSDALE REAL ESTATE BROKERAGE CARTEL DID IN OAK BROOK FOR THE PAST NEARLY TWENTY YEARS AT THE TIME, THEY DID TO EVEN A GREATER DEGREE IN REVERSE IN HINSDALE. THROUGH THEIR AGGRESSIVE, ANTICOMPETITIVE BROKERAGE CONDUCT, TO A LARGE EXTENT, AND AS A RESULT OF "RACIAL AND RELIGIOUS STEERING" ARTIFICIALLY INFLATING, AND MANUFACTURING THE MARKET VALUES OF EXISTING "AS IS," PROPERTIES, FOR A TOTALLY UNSUPPORTED, SPECULATIVE MARKET EXCLUSIVELY FOR "TEAR DOWN" AND "REDEVELOPMENT," "PRICE FIXING," MARKET ALLOCATION," "GROUP BOYCOTTS," "RACIAL AND RELIGIOUS STEERING," "DISCRIMINATION," "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" JUST TO START, WITH UNSUPPORTED BROKERAGE COMMISSIONS OF AS MUCH AS A QUARTER MILLION DOLLARS AND MORE ON A SINGLE "TEAR DOWN" "DOUBLE DUAL AGENCY" TRANSACTION, BASED ON "INFLATED," "MANUFACTURED," REDEVELOPED PROPERTY SALES' PRICES, TOTALLY UNSUPPORTED BY THE TRUE HINSDALE RESIDENTIAL REAL ESTATE MARKET. AS A CONSEQUENCE, HINSDALE RESIDENTIAL MARKET VALUES EXPLODED ONLY TO HAVE HINSDALE REAL ESTATE MARKET VALUES SUBSEQUENTLY IMPLODE UPON SECOND GENERATION SALES OF PREVIOUSLY ACQUIRED, REDEVELOPED PROPERTIES, SUBSEQUENT UNSUPPORTED MARKET VALUES UPON RESALES OF THE "REDEVELOPED" PROPERTIES BY HOMEOWNERS, WHO WERE "UPSIDE DOWN" IN AN ERODED EQUITY POSTION FROM THEIR ORIGINAL ACQUISITION PRICE, WHICH WERE THEN EVEN FURTHER NEGATIVELY IMPACTED IN MARKET VALUES BY EXPLODING "AD VALOREM" REAL ESTATE PROPERTY TAXES
ZACKS RESEARCH: HOUS IS NOT CURRENTLY HELD IN ANY OF OUR PORTFOLIOS
https://www.zacks.com/registration//ultimatetrader/welcome/eoffer/3393/?t=HOUS
HOW LONG CAN A STOCK STAY BELOW $1 BEFORE DELISTING?
https://financeband.com/how-long-can-a-stock-stay-below-1-before-delisting#google_vignette
ANYWHERE REAL ESTATE (HOUS) INSTITUTIONAL OWNERSHIP
Current
Institutional Ownership
Percentage
97.56%
Number of
Institutional Buyers
(last 12 months)
91
Total
Institutional Inflows
(last 12 months)
$91.07M
Number of
Institutional Sellers
(last 12 months)
55
Total
Institutional Outflows
(last 12 months)
$37.99M
https://www.marketbeat.com/stocks/NYSE/HOUS/institutional-ownership/
VANGUARD GROUP INC. HAS $33.10 MILLION STAKE IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS)
ANYWHERE REAL ESTATE INC. (NYSE:HOUS) SHARES SOLD BY EXODUSPOINT CAPITAL MANAGEMENT LP
ANYWHERE REAL ESTATE INC STOCK
https://www.wallstreetzen.com/stocks/us/nyse/hous
HOW TO BUY ANYWHERE REAL ESTATE STOCK
https://www.wallstreetzen.com/how-to-buy-anywhere-real-estate-stock
LONGLEAF PARTNERS SMALL-CAP FUND Q1 2025 COMMENTARY
DURING THE QUARTER WE PURCHASED THREE NEW POSITIONS IN THE PORTFOLIO: A TELECOMMUNICATIONS COMPANY WITH STEADILY GROWING RECURRING REVENUE, A DIGITAL DISTRIBUTION COMPANY THAT WE HAVE OWNED BEFORE AND A BEVERAGE COMPANY THAT WE KNOW WELL. WE LOOK FORWARD TO DISCUSSING OUR CASE FOR THESE HOLDINGS IN THE COMING MONTHS. WE ALSO EXITED TWO POSITIONS, ANYWHERE REAL ESTATE (HOUS) AND LIBERTY LIVE (LLYVK)(LLYVA) (OTCQB:LLYVB), FOR VERY DIFFERENT REASONS. AT ANYWHERE, OUR INVESTMENT CASE CHANGED AS THE COMPANY STRUGGLED WITH ITS LEVERAGE AND MULTIPLE INDUSTRY HEADWINDS, SO WE ENDED UP EXITING AND BOOKING A LOSS. ON THE OTHER HAND, LIBERTY LIVE (LYV) WORKED OUT MORE QUICKLY THAN EXPECTED, WITH LIVE NATION TRADING WELL THROUGH ITS APPRAISAL VALUE DURING THE QUARTER AND THE DISCOUNT AT LIBERTY LIVE NARROWING MEANINGFULLY
https://seekingalpha.com/article/4774814-longleaf-partners-small-cap-fund-q1-2025-commentary
RECENT REALOGY HOLDINGS CORPORATION INSIDER TRADING
ON MONDAY MORNING 04/21/2025 THE REALOGY HOLDINGS CORP SHARE STARTED TRADING AT THE PRICE OF $2.92. COMPARED TO THE CLOSING PRICE ON FRIDAY 04/18/2025 ON BTT OF $2.98, THIS IS A DROP OF 2.01%. THERE ARE 111.80 M SHARES OUTSTANDING IN REALOGY HOLDINGS CORP, WHICH VALUES THE COMPANY AT $268.38 M.
Name
Date
shares traded
shares held
Price
type (sell/buy)
option
02/28/2025
2,132.00
239,753.00
3.47
Sell
No
02/28/2025
4,263.00
707,442.00
3.47
Sell
No
02/28/2025
5,466.00
815,796.00
3.47
Sell
No
02/28/2025
28,417.00
2,857,108.00
3.47
Sell
No
02/27/2025
7,295.00
241,885.00
3.47
Sell
No
02/27/2025
4,414.00
249,180.00
3.47
Sell
No
02/27/2025
22,086.00
711,705.00
3.47
Sell
No
02/27/2025
22,088.00
821,262.00
3.47
Sell
No
02/27/2025
94,232.00
2,885,525.00
3.47
Sell
No
02/27/2025
103,746.00
253,594.00
n/a
Buy
No
02/27/2025
259,365.00
733,791.00
n/a
Buy
No
02/27/2025
259,365.00
843,350.00
n/a
Buy
No
02/27/2025
922,190.00
2,979,757.00
n/a
Buy
No
02/21/2025
11,124.00
149,848.00
3.73
Sell
No
02/21/2025
89,848.00
2,057,567.00
3.73
Sell
No
02/21/2025
15,347.00
478,078.00
3.73
Sell
No
02/21/2025
12,923.00
85,599.00
3.73
Sell
No
02/21/2025
25,567.00
583,985.00
3.73
Sell
No
https://markets.businessinsider.com/stocks/hous-stock?miRedirects=1
HOW TO SPOT AND AVOID REAL ESTATE SCAMS IN 2025
https://www.kiplinger.com/real-estate/how-to-spot-and-avoid-real-estate-scams
MORTGAGE BROKER THAT RAN A PONZI SCHEME, FRAUDULENTLY ACQUIRED CARES ACT SBA LOANS, AND FILED A FALSE TAX RETURN IS SENTENCED TO FEDERAL PRISON
FRAUD, NEGLIGENCE & LIABILITY
https://www.nar.realtor/fraud-negligence-liability
MASSIVE $119 MILLION MORTGAGE FRAUD SCHEME UNVEILED: THREE REAL ESTATE INVESTORS PLEAD GUILTY
REAL ESTATE AGENT CHARGED IN DEED FRAUD SCHEME TARGETING SENIORS
DEFENDANTS ALLEGEDLY STOLE THREE HOMES FROM RIGHTFUL OWNERS
https://therealdeal.com/new-york/2025/03/19/queens-da-charges-four-in-deed-fraud-scheme/
FBI WARNS NEW ENGLANDERS ABOUT RISE IN FRAUD REGARDING QUIT CLAIM DEEDS
FBI WARNS ABOUT SCAM THAT HAS COST MASS. HOMEOWNERS $46M SINCE 2019
DEED THEFT IS ON THE RISE, FBI WARNS: HERE’S HOW TO PROTECT YOURSELF
FBI WARNS PROPERTY OWNERS, REAL ESTATE AGENTS ABOUT STOLEN LAND SCAMS
https://www.yahoo.com/news/fbi-warns-property-owners-real-221105479.html
I-TEAM: FBI WARNS PROPERTY OWNERS, REALTORS ABOUT "TITLE PIRATES"
CHICAGO REAL ESTATE BROKER SENTENCED TO MORE THAN FOUR YEARS IN PRISON FOR BILKING INVESTORS OUT OF MORE THAN $3 MILLION
ELDERLY VICTIMS TARGETED IN BANK AND REAL ESTATE SCHEMES, POLICE SAY. TWO MEN ARRESTED, ONE AT LARGE
WHO OWNS THAT PENTHOUSE? NOW NO ONE WILL KNOW
https://www.msn.com/en-us/news/us/who-owns-that-penthouse-now-no-one-will-know/ar-AA1CiYas
DIRTY MONEY STILL HAS AN ADDRESS: UNVEILING THE OPACITY IN REAL ESTATE OWNERSHIP INDEX
A NEW ANALYSIS FROM TRANSPARENCY INTERNATIONAL AND THE ANTI-CORRUPTION DATA COLLECTIVE HAS RANKED 24 JURISDICTIONS ON THEIR ABILITY TO PROTECT PROPERTY MARKETS FROM ILLICIT FUNDS
https://www.transparency.org/en/news/unveiling-opacity-in-real-estate-ownership-index
COMPLYING WITH THE NEW MONEY LAUNDERING REPORTING RULE FOR REAL ESTATE
FINCEN ISSUES FINAL RULE: IMPLICATIONS FOR REAL ESTATE MONEY LAUNDERING
https://natlawreview.com/article/fincen-issues-final-rule-implications-real-estate-money-laundering
FINCEN ISSUES FINAL ANTI-MONEY LAUNDERING RULE FOR REAL ESTATE
FINCEN ISSUES NEW ANTI-MONEY LAUNDERING RULE FOR REAL ESTATE
NEW MONEY LAUNDERING REPORTING RULES COMING
ARE YOU PREPARED FOR DECEMBER 2025?
(FAILURE TO DO SO COULD SUBJECT YOU TO CIVIL AND CRIMINAL PENALTIES)
https://www.knightbarry.com/new-reporting-rules-for-december-2025
FINCEN ISSUES NEW REPORTING RULES FOR REAL ESTATE TRANSACTIONS
https://www.pbmares.com/fincen-issues-new-reporting-rules-for-real-estate-transactions/
FINCEN’S RESIDENTIAL REAL ESTATE RULE APPLICABLE TO NON-FINANCED RESIDENTIAL ENTITY REAL ESTATE TRANSFERS EFFECTIVE DECEMBER 1, 2025
FINCEN REGULATIONS THAT ARE COMBATTING CORRUPTION AND IMPACTING THE REAL ESTATE INDUSTRY
REAL ESTATE AGENT CONVICTED OF MONEY LAUNDERING IN LANDMARK CASE TIED TO RUSSIAN OLIGARCHS’ LUXE MIAMI CONDOS
FINCEN’S NEW RULE TO PROTECT U.S. REAL ESTATE FROM ILLICIT FINANCE
https://fincrimecentral.com/fincen-real-estate-rule-compliance-aml/
PRUDENTIAL FINANCIAL INC. HAS $1.93 MILLION STOCK HOLDINGS IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS)
PRUDENTIAL FINANCIAL INC. LOWERED ITS STAKE IN SHARES OF ANYWHERE REAL ESTATE INC. (NYSE:HOUS – FREE REPORT) BY 51.2% DURING THE 4TH QUARTER, ACCORDING TO ITS MOST RECENT FORM 13F FILING WITH THE SECURITIES AND EXCHANGE COMMISSION. THE FIRM OWNED 584,159 SHARES OF THE COMPANY’S STOCK AFTER SELLING 611,881 SHARES DURING THE PERIOD. PRUDENTIAL FINANCIAL INC. OWNED APPROXIMATELY 0.53% OF ANYWHERE REAL ESTATE WORTH $1,928,000 AS OF ITS MOST RECENT FILING WITH THE SECURITIES AND EXCHANGE COMMISSION
ANYWHERE REAL ESTATE INC. (NYSE:HOUS) HOLDINGS TRIMMED BY PRUDENTIAL FINANCIAL INC.
PRUDENTIAL FINANCIAL INC. CUT ITS HOLDINGS IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS - FREE REPORT) BY 51.2% DURING THE 4TH QUARTER, ACCORDING TO ITS MOST RECENT DISCLOSURE WITH THE SECURITIES & EXCHANGE COMMISSION. THE INSTITUTIONAL INVESTOR OWNED 584,159 SHARES OF THE COMPANY'S STOCK AFTER SELLING 611,881 SHARES DURING THE QUARTER. PRUDENTIAL FINANCIAL INC. OWNED APPROXIMATELY 0.53% OF ANYWHERE REAL ESTATE WORTH $1,928,000 AT THE END OF THE MOST RECENT REPORTING PERIOD.
A NUMBER OF OTHER INSTITUTIONAL INVESTORS AND HEDGE FUNDS HAVE ALSO BOUGHT AND SOLD SHARES OF THE COMPANY. INTECH INVESTMENT MANAGEMENT LLC ACQUIRED A NEW STAKE IN ANYWHERE REAL ESTATE IN THE THIRD QUARTER VALUED AT APPROXIMATELY $233,000. FMR LLC LIFTED ITS STAKE IN ANYWHERE REAL ESTATE BY 32.1% IN THE THIRD QUARTER. FMR LLC NOW OWNS 612,697 SHARES OF THE COMPANY'S STOCK WORTH $3,113,000 AFTER PURCHASING AN ADDITIONAL 148,938 SHARES DURING THE LAST QUARTER. TOWNSQUARE CAPITAL LLC BOUGHT A NEW STAKE IN ANYWHERE REAL ESTATE IN THE 3RD QUARTER WORTH $52,000. UBS AM A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC BOOSTED ITS HOLDINGS IN ANYWHERE REAL ESTATE BY 4.2% IN THE THIRD QUARTER. UBS AM A DISTINCT BUSINESS UNIT OF UBS ASSET MANAGEMENT AMERICAS LLC NOW OWNS 245,270 SHARES OF THE COMPANY'S STOCK VALUED AT $1,246,000 AFTER ACQUIRING AN ADDITIONAL 9,958 SHARES IN THE LAST QUARTER. FINALLY, WALLEYE CAPITAL LLC PURCHASED A NEW POSITION IN ANYWHERE REAL ESTATE DURING THE 3RD QUARTER VALUED AT ABOUT $450,000. INSTITUTIONAL INVESTORS AND HEDGE FUNDS OWN 97.56% OF THE COMPANY'S STOCK.
ANYWHERE REAL ESTATE (HOUS) SEC FILINGS & 10K FORM
https://www.marketbeat.com/stocks/NYSE/HOUS/sec-filings/
CHARLES SCHWAB INVESTMENT MANAGEMENT INC. HAS $3.56 MILLION STAKE IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS)
CHARLES SCHWAB INVESTMENT MANAGEMENT INC. DECREASED ITS STAKE IN SHARES OF ANYWHERE REAL ESTATE INC. (NYSE:HOUS - FREE REPORT) BY 16.7% DURING THE 4TH QUARTER, ACCORDING TO THE COMPANY IN ITS MOST RECENT FILING WITH THE SEC. THE FIRM OWNED 1,079,647 SHARES OF THE COMPANY'S STOCK AFTER SELLING 216,249 SHARES DURING THE QUARTER. CHARLES SCHWAB INVESTMENT MANAGEMENT INC. OWNED 0.97% OF ANYWHERE REAL ESTATE WORTH $3,563,000 AS OF ITS MOST RECENT FILING WITH THE SEC
ANYWHERE REAL ESTATE INC. (NYSE:HOUS) SHORT INTEREST UPDATE
ANYWHERE REAL ESTATE INC. (NYSE:HOUS - GET FREE REPORT) WAS THE TARGET OF A SIGNIFICANT GROWTH IN SHORT INTEREST IN THE MONTH OF MARCH. AS OF MARCH 15TH, THERE WAS SHORT INTEREST TOTALLING 4,680,000 SHARES, A GROWTH OF 44.0% FROM THE FEBRUARY 28TH TOTAL OF 3,250,000 SHARES. APPROXIMATELY 4.5% OF THE COMPANY'S STOCK ARE SHORT SOLD. BASED ON AN AVERAGE DAILY VOLUME OF 1,200,000 SHARES, THE DAYS-TO-COVER RATIO IS CURRENTLY 3.9 DAYS
STOCK PRICE FORECAST
THE 1 ANALYST WITH A 12-MONTH PRICE FORECAST FOR ANYWHERE REAL ESTATE STOCK HAS A TARGET OF 3.00, WHICH PREDICTS NO CHANGE FROM THE CURRENT STOCK PRICE OF 3.00
https://stockanalysis.com/stocks/hous/forecast/
ANYWHERE REAL ESTATE SELLS STAKE IN SUBSIDIARIES
ANYWHERE REAL ESTATE INC. (NYSE:HOUS), A PROMINENT PLAYER IN REAL ESTATE MANAGEMENT WITH ANNUAL REVENUE OF $5.69 BILLION, HAS ENTERED INTO A SIGNIFICANT TRANSACTION WITH RE CLOSING BUYER CORP., INVOLVING THE SALE OF PREFERRED EQUITY IN TWO OF ITS SUBSIDIARY AGENCIES. THE DEAL, FINALIZED TODAY, VALUES THE COMBINED ENTERPRISE AT $188 MILLION, REPRESENTING ABOUT HALF OF THE COMPANY’S CURRENT MARKET CAPITALIZATION OF $371.61 MILLION. ACCORDING TO INVESTINGPRO ANALYSIS, HOUS APPEARS UNDERVALUED AT ITS CURRENT TRADING PRICE OF $3.34
BANK OF NEW YORK MELLON CORP CUTS STOCK HOLDINGS IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS)
ANYWHERE REAL ESTATE INC - HOUS - MORNINGSTAR RATING
https://www.morningstar.com/stocks/xnys/hous/financials
ANYWHERE REAL ESTATE INC. (NYSE:HOUS) SHARES SOLD BY SWISS NATIONAL BANK
SWISS NATIONAL BANK LESSENED ITS HOLDINGS IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS – FREE REPORT) BY 8.3% IN THE 4TH QUARTER, ACCORDING TO THE COMPANY IN ITS MOST RECENT FORM 13F FILING WITH THE SEC. THE INSTITUTIONAL INVESTOR OWNED 179,667 SHARES OF THE COMPANY’S STOCK AFTER SELLING 16,333 SHARES DURING THE QUARTER. SWISS NATIONAL BANK’S HOLDINGS IN ANYWHERE REAL ESTATE WERE WORTH $593,000 AT THE END OF THE MOST RECENT REPORTING PERIOD
VIRTU FINANCIAL LLC ACQUIRES 10,895 SHARES OF ANYWHERE REAL ESTATE INC. (NYSE:HOUS)
VIRTU FINANCIAL LLC RAISED ITS STAKE IN SHARES OF ANYWHERE REAL ESTATE INC. (NYSE:HOUS – FREE REPORT) BY 71.2% DURING THE 4TH QUARTER, HOLDINGS CHANNEL.COM REPORTS. THE FUND OWNED 26,200 SHARES OF THE COMPANY’S STOCK AFTER ACQUIRING AN ADDITIONAL 10,895 SHARES DURING THE PERIOD. VIRTU FINANCIAL LLC’S HOLDINGS IN ANYWHERE REAL ESTATE WERE WORTH $86,000 AS OF ITS MOST RECENT SEC FILING
ANYWHERE REAL ESTATE INC. (NYSE:HOUS) SHORT INTEREST UP 44.0% IN MARCH
ANYWHERE REAL ESTATE INC. (NYSE:HOUS - GET FREE REPORT) WAS THE RECIPIENT OF A LARGE INCREASE IN SHORT INTEREST DURING THE MONTH OF MARCH. AS OF MARCH 15TH, THERE WAS SHORT INTEREST TOTALLING 4,680,000 SHARES, AN INCREASE OF 44.0% FROM THE FEBRUARY 28TH TOTAL OF 3,250,000 SHARES. BASED ON AN AVERAGE DAILY TRADING VOLUME, OF 1,200,000 SHARES, THE DAYS-TO-COVER RATIO IS CURRENTLY 3.9 DAYS. APPROXIMATELY 4.5% OF THE SHARES OF THE STOCK ARE SHORT SOLD
LONG VS. SHORT POSITION: A BREAKDOWN OF STOCK POSITIONS
TAKING A SHORT POSITION ALLOWS YOU TO BENEFIT WHEN A STOCK DECLINES IN PRICE. SHORTSTRATEGIES USE MORE COMPLICATED FINANCIAL INSTRUMENTS TO ACCESS POTENTIALLY UNLIMITEDGAINS (AND LOSSES) DEPENDING ON HOW THE UNDERLYING STOCK CHANGES IN VALUE. UNLIKE LONGPOSITIONS, SHORT INVESTORS DO NOT OWN THE SHARES THEY TRADE ON — PART OF THE REASON
WHY THIS STRATEGY IS RISKIER
https://www.marketbeat.com/learn/long-vs-short-position-a-breakdown-of-stock-positions/
RAYMOND JAMES FINANCIAL INC. MAKES NEW $543,000 INVESTMENT IN ANYWHERE REAL ESTATE INC.
ARROWSTREET CAPITAL LIMITED PARTNERSHIP INCREASED ITS HOLDINGS IN SHARES OF ANYWHERE REAL ESTATE INC. RAYMOND JAMES FINANCIAL INC. BOUGHT A NEW STAKE IN ANYWHERE REAL ESTATE INC. (NYSE:HOUS – FREE REPORT) DURING THE FOURTH QUARTER, HOLDINGSCHANNEL.COM REPORTS. THE FUND BOUGHT 164,582 SHARES OF THE COMPANY’S STOCK, VALUED AT APPROXIMATELY $543,000
ARROWSTREET CAPITAL LIMITED PARTNERSHIP HAS $4.97 MILLION STOCK HOLDINGS IN ANYWHERE
REAL ESTATE INC. (NYSE:HOUS)
ARROWSTREET CAPITAL LIMITED PARTNERSHIP INCREASED ITS HOLDINGS IN SHARES OF ANYWHERE REAL ESTATE INC. (NYSE:HOUS – FREE REPORT) BY 3.4% DURING THE 4TH QUARTER, HOLDINGS CHANNEL.COM REPORTS. THE FUND OWNED 1,504,807 SHARES OF THE COMPANY’S STOCK AFTER ACQUIRING AN ADDITIONAL 48,992 SHARES DURING THE PERIOD. ARROWSTREET CAPITAL LIMITED PARTNERSHIP’S HOLDINGS IN ANYWHERE REAL ESTATE WERE WORTH $4,966,000 AT THE END OF THE MOST RECENT REPORTING PERIOD
ANYWHERE REAL ESTATE (HOUS) SHORT INTEREST RATIO & SHORT VOLUME
ANYWHERE REAL ESTATE (HOUS) HAS A SHORT INTEREST OF 4.68 MILLION SHARES, REPRESENTING 4.53% OF THE FLOAT (THE NUMBER OF SHARES AVAILABLE FOR TRADING BY THE PUBLIC). THIS MARKS A 44.00% INCREASE IN SHORT INTEREST FROM THE PREVIOUS MONTH. THE SHORT INTEREST RATIO (DAYS TO COVER) IS 3.9, INDICATING THAT IT WOULD TAKE 3.9 DAYS OF THE AVERAGE TRADING VOLUME OF 1.34 MILLION SHARES TO COVER ALL SHORT POSITIONS
https://www.marketbeat.com/stocks/NYSE/HOUS/short-interest/
ROCKET TO BUY MR. COOPER FOR $9.4 BILLION. THE DEAL WOULD CREATE A MORTGAGE GIANT
ROCKET COS.’ $9.4 BILLION PLANNED ACQUISITION OF LOAN SERVICER MR. COOPER GROUP WOULD PUT ONE IN SIX U.S. MORTGAGES UNDER ROCKET’S PURVIEW, ACCORDING TO THE COMPANIES. THAT WOULD CREATE A MORTGAGE BEHEMOTH.
THE DEAL FOLLOWS A MARCH 10 ANNOUNCEMENT BY ROCKET, A LOAN ORIGINATOR, THAT IT WOULD ACQUIRE LISTING PORTAL AND BROKERAGE REDFIN. THE MR. COOPER ACQUISITION IS PART OF ROCKET’S STRATEGY TO CREATE A FULL-SERVICE PLATFORM FOR HOME BUYERS AND OWNERS, CEO VARUN KRISHNA TOLD BARRON’S. “WE WANT TO GROW IN SERVICING, WE WANT TO GROW IN SEARCH, WE WANT TO BUILD AN INTEGRATED PLATFORM WITH ORIGINATION IN THE MIDDLE,” HE SAID. “THIS ONE REALLY JUST CHECKS ALL THOSE BOXES FOR US”
ROCKET BUYS LARGEST MORTGAGE SERVICER
(CNN)– MORTGAGE GIANT ROCKET IS BUYING THE LARGEST MORTGAGE SERVICER IN THE U.S., “MISTER COOPER GROUP,” FOR $9.4 BILLION. IF THE ACQUISITION CLOSES AS EXPECTED IN THE FOURTH QUARTER, IT WOULD BE THE SECOND-LARGEST DEAL EVER IN THE MORTGAGE INDUSTRY. ROCKET WHICH IS THE THIRD-LARGEST MORTGAGE LENDER IN THE U.S. SAYS THE COMBINED COMPANY WOULD SERVICE ABOUT ONE IN EVERY SIX MORTGAGES IN THE NATION.
IN MARCH, ROCKET ANNOUNCED PLANS TO BUY REAL ESTATE BROKERAGE “REDFIN” FOR NEARLY $1.8
BILLION
https://www.abccolumbia.com/2025/04/02/rocket-buys-largest-mortgage-servicer/
THE REAL ESTATE WORLD IS FIGHTING OVER SECRET LISTINGS AND THE FUTURE OF HOW HOMES ARE SOLD
“IT EXACERBATES POTENTIAL SEGREGATION AND DISCRIMINATION,” SAID LAURIE BRENNER, ASSOCIATE VICE PRESIDENT OF HOUSING AND COMMUNITY DEVELOPMENT FOR THE NATIONAL FAIR HOUSING ALLIANCE. “WHEN THESE LISTINGS ARE DEEMED AS BEING EXCLUSIVE, THAT, BY DEFINITION, MEANS THAT PEOPLE ARE BEING EXCLUDED.”
THE NONPROFIT GROUP CONSUMER FEDERATION OF AMERICA BELIEVES THAT POCKET LISTINGS HARM BOTH BUYERS AND SELLERS, AND HAS ADVOCATED THAT THE NAR RESTRICT THE USE OF “OFFICE EXCLUSIVES” AS WELL.
The real estate world is fighting over secret listings and the future of how homes are sold
ANYWHERE CEO: PRIVATE LISTINGS PUSH IS ‘SHORT-SIGHTED’
RYAN SCHNEIDER REAFFIRMED ANYWHERE’S "RELAX, NOT REPEAL" POSITION ON CLEAR COOPERATION AND REASSURED INVESTORS THE COMPANY HAS THE TECH AND PEOPLE TO COMPETE.
https://www.realestatenews.com/2025/02/13/anywhere-ceo-private-listings-push-is-short-sighted
INVESTORS IN ANYWHERE REAL ESTATE (NYSE:HOUS) HAVE UNFORTUNATELY LOST 79% OVER THE LAST THREE YEARS
https://finance.yahoo.com/news/investors-anywhere-real-estate-nyse-150212873.html
HERE’S WHY ANYWHERE REAL ESTATE (HOUS) DETRACTED BOTH IN THE YEAR AND Q4
https://finance.yahoo.com/news/why-anywhere-real-estate-hous-143216840.html
IN ILLINOIS, REAL ESTATE ADVERTISING MUST CLEARLY IDENTIFY THE SPONSORING BROKER’S NAME AND ENSURE THAT THE LICENSEE’S NAME IS NOT MORE PROMINENT THAN THE BROKERAGE’S NAME. ADDITIONALLY, ALL ADVERTISING MUST COMPLY WITH THE ILLINOIS REAL ESTATE LICENSING ACT AND THE REALTOR CODE OF ETHICS TO AVOID MISLEADING CONSUMERS
https://www.ilga.gov/legislation/ilcs/fulltext.asp?DocName=022504540K10-30
EVERYWHERE R.E., HOLDING COMPANY OF COLDWELL BANKER RESIDENTIAL R.E. CURRENTLY HAS $118M IN CASH AND CASH EQUIVALENCIES, AND $3.07B (BILLION) IN DEBT, WITH WORKING CAPITAL OF (MINUS) -$808M, A NET CASH POSITION OF - $2.95B, OR -$26.49 PER SHARE, AND IS CURRENTLY TRADING AT A POSITIVE STOCK PRICE OF $3+ PER SHARE
ANYWHERE REAL ESTATE DEBT TO EQUITY RATIO 2011-2024 | HOUS
https://www.macrotrends.net/stocks/charts/HOUS/anywhere-real-estate/debt-equity-ratio
ANYWHERE REAL ESTATE - TOTAL DEBT ON BALANCE SHEET (FROM 2010 TO 2024)
https://companiesmarketcap.com/anywhere-real-estate/total-debt/
IS ANYWHERE REAL ESTATE (NYSE:HOUS) USING TOO MUCH DEBT?
LEGENDARY FUND MANAGER LI LU (WHO CHARLIE MUNGER BACKED) ONCE SAID, 'THE BIGGEST INVESTMENT RISK IS NOT THE VOLATILITY OF PRICES, BUT WHETHER YOU WILL SUFFER A PERMANENT LOSS OF CAPITAL.' WHEN WE THINK ABOUT HOW RISKY A COMPANY IS, WE ALWAYS LIKE TO LOOK AT ITS USE OF DEBT, SINCE DEBT OVERLOAD CAN LEAD TO RUIN. AS WITH MANY OTHER COMPANIES ANYWHERE REAL ESTATE INC. (NYSE:HOUS) MAKES USE OF DEBT. BUT IS THIS DEBT A CONCERN TO SHAREHOLDERS?
WHY DOES DEBT BRING RISK?
DEBT AND OTHER LIABILITIES BECOME RISKY FOR A BUSINESS WHEN IT CANNOT EASILY FULFILL THOSE OBLIGATIONS, EITHER WITH FREE CASH FLOW OR BY RAISING CAPITAL AT AN ATTRACTIVE PRICE. IF THINGS GET REALLY BAD, THE LENDERS CAN TAKE CONTROL OF THE BUSINESS. HOWEVER, A MORE COMMON (BUT STILL PAINFUL) SCENARIO IS THAT IT HAS TO RAISE NEW EQUITY CAPITAL AT A LOW PRICE, THUS PERMANENTLY DILUTING SHAREHOLDERS. OF COURSE, PLENTY OF COMPANIES USE DEBT TO FUND GROWTH, WITHOUT ANY NEGATIVE CONSEQUENCES. WHEN WE THINK ABOUT A COMPANY'S USE OF DEBT, WE FIRST LOOK AT CASH AND DEBT TOGETHER.
ANYWHERE REAL ESTATE INC
https://markets.ft.com/data/equities/tearsheet/profile?s=04M:STU
ANYWHERE REAL ESTATE (HOUS) SEC FILINGS & 10K FORM
https://www.marketbeat.com/stocks/NYSE/HOUS/sec-filings/
UNITED STATES SECURITY AND EXCHANGE COMMISSION, WASHINGTON D.C.
ANYWHERE REAL ESTATE (HOUS) INSTITUTIONAL OWNERSHIP
Anywhere Real Estate (HOUS) Institutional Ownership 2025
ANYWHERE REAL ESTATE INC. (HOUS)
Anywhere Real Estate Inc. (HOUS) Company Profile & Facts - Yahoo Finance
SHAREHOLDER ALERT: POMERANTZ LAW FIRM INVESTIGATES CLAIMS ON BEHALF OF INVESTORS OF ANYWHERE REAL ESTATE INC. – HOUS
ANYWHERE REAL ESTATE, INC. SECURITIES CLASS ACTION
COMPANY NAME: ANYWHERE REAL ESTATE, INC. (HOUS)
https://pomlaw.com/recent-case-form?type=investigative&company=HOUS
SHAREHOLDER ALERT: POMERANTZ LAW FIRM INVESTIGATES CLAIMS ON BEHALF OF INVESTORS OF ANYWHERE REAL ESTATE INC. – HOUS
ANYWHERE REAL ESTATE INC. (HOUS)
https://stockanalysis.com/stocks/hous/statistics/
DEBT JUNKIES: REALOGY PAYS OFF DEBT WITH YET MORE DEBT
Today is a day many have dreaded. It's the first day that a company has actually used a much-maligned financing structure that allows them to pay debt with debt……….
https://www.wsj.com/articles/BL-DLB-2238
REALOGY ANNOUNCES UPSIZING AND PRICING OF ITS $1 BILLION OFFERING OF SENIOR NOTES
REALOGY RESTRUCTURING DEBT
https://www.inman.com/2010/12/22/realogy-restructuring-debt/
REALOGY ANNOUNCES PROPOSED $550 MILLION OFFERING OF SENIOR NOTES
REALOGY ANNOUNCES PROPOSED $300 MILLION OFFERING OF EXCHANGEABLE SENIOR NOTES
https://anywhere.re/realogy-announces-proposed-300-million-offering-of-exchangeable-senior-notes/
ANYWHERE REAL ESTATE MANAGEMENT
ANYWHERE REAL ESTATE'S CEO IS RYAN SCHNEIDER, APPOINTED IN OCT 2017, HAS A TENURE OF 7.42 YEARS. TOTAL YEARLY COMPENSATION IS $10.06M, COMPRISED OF 9.9% SALARY AND 90.1% BONUSES, INCLUDING COMPANY STOCK AND OPTIONS. DIRECTLY OWNS 2.57% OF THE COMPANY’S SHARES, WORTH $9.43M. THE AVERAGE TENURE OF THE MANAGEMENT TEAM AND THE BOARD OF DIRECTORS IS 7.1 YEARS AND 8.6…………
ICAHN WINS ROUND IN REALOGY BATTLE
MR. ICAHN’S INVESTMENT FIRM, HIGH RIVER LP, SUED A REAL ESTATE COMPANY CONTROLLED BY MR. BLACK’S PRIVATE EQUITY FIRM, APOLLO MANAGEMENT, ON NOV. 26. MR. ICAHN IS SEEKING TO PREVENT THE COMPANY, REALOGY, FROM REFINANCING $1.1 BILLION OF DEBT, ASSERTING THE MOVE WOULD HURT CERTAIN REALOGY BONDHOLDERS AND DELAY THE INEVITABLE FAILURE OF THE COMPANY
RESPA CONSUMER CLASS ACTION LAWSUIT FILED AGAINST REALOGY, PHH CORP, TRG, NRT, AND OTHERS SURROUNDING THEIR AFFILIATED BUSINESS ARRANGEMENTS
https://www.respalawyer.com/respa_consumer_class_action_la_1/
REALOGY, GUARANTEED RATE ANNOUNCE NEW MORTGAGE VENTURE AS PHH BACKS OUT
REALOGY HOLDINGS CORP, A FULL-SERVICE RESIDENTIAL REAL ESTATE SERVICES COMPANY, AND GUARANTEED RATE, AN INDEPENDENT RETAIL MORTGAGE COMPANY, ANNOUNCED ON WEDNESDAY A NEW JOINT VENTURE, GUARANTEED RATE AFFINITY, WHICH IS EXPECTED TO BEGIN DOING BUSINESS IN JUNE 2017
PHH SELLS CERTAIN ASSETS OF HOME LOANS BUSINESS TO GUARANTEED RATE, REALOGY JV
$20M REALOGY SETTLEMENT RESOLVES CLASS ACTION LAWSUIT OVER ALLEGED TCPA VIOLATIONS
REALOGY SLAPPED WITH CLASS-ACTION SUIT FOR SECURITIES FRAUD
ACCUSES BROKERAGE OF DEFRAUDING INVESTORS BY NOT DISCLOSING BUYER BROKER COMPENSATION ISSUES
ANYWHERE ANNOUNCES TERMS OF NATIONWIDE SETTLEMENT AGREEMENT IN BURNETT AND MOEHRL ANTITRUST CLASS ACTIONS
$980M REAL ESTATE FEES CLASS ACTION SETTLEMENT
https://openclassactions.com/settlements/mls-real-estate-class-action.php
WE THINK ANYWHERE REAL ESTATE (NYSE:HOUS) IS TAKING SOME RISK WITH ITS DEBT
ABOUT $3 BILLION OF RATED DEBT - MOODY'S INVESTORS SERVICE
https://duckduckgo.com/?t=ffab&q=anywhere+real+estate+debt&ia=web
ABOUT $4.0 BILLION OF RATED DEBT - MOODY'S INVESTORS SERVICE
https://ratings.moodys.com/api/rmc-documents/389855
ASSESSING DEBT LEVELS AT ANYWHERE REAL ESTATE (NYSE:HOUS)
LEGENDARY FUND MANAGER LI LU ONCE SAID, "THE BIGGEST INVESTMENT RISK IS NOT THE VOLATILITY OF PRICES, BUT WHETHER YOU WILL SUFFER A PERMANENT LOSS OF CAPITAL." WHEN EVALUATING A COMPANY'S RISK LEVEL, DEBT USAGE IS A CRUCIAL FACTOR TO CONSIDER, AS EXCESSIVE DEBT CAN LEAD TO FINANCIAL RUIN. ANYWHERE REAL ESTATE INC. (NYSE:HOUS) USES DEBT, BUT DOES THIS POSE A CONCERN FOR SHAREHOLDERS?
https://realestate.news/news/assessing-debt-levels-at-anywhere-real-estate-nysehous-5158
ANYWHERE REAL ESTATE GROUP LLC'S UNSECURED DEBT REMOVED FROM CREDITWATCH, LOWERED TO 'B-'; SECOND-LIEN NOTES RATED 'B+' ... WE REVISED OUR RECOVERY RATING ON THE COMPANY'S SENIOR UNSECURED DEBT TO REFLECT THE LOWER RECOVERY PROSPECTS FOR ITS LENDERS IN OUR SIMULATED DEFAULT SCENARIO DUE TO THE………….
ON THE FACE OF IT, ANYWHERE REAL ESTATE'S EBIT GROWTH RATE LEFT US TENTATIVE ABOUT THE STOCK, AND ITS LEVEL OF TOTAL LIABILITIES WAS NO MORE ENTICING THAN THE ONE EMPTY RESTAURANT ON THE BUSIEST NIGHT OF THE YEAR. BUT AT LEAST ITS CONVERSION OF EBIT TO FREE CASH FLOW IS NOT SO BAD. CONSIDERING ALL THE FACTORS PREVIOUSLY MENTIONED, WE THINK THAT ANYWHERE REAL ESTATE REALLY IS CARRYING TOO MUCH DEBT. TO US, THAT MAKES THE STOCK RATHER RISKY, LIKE WALKING THROUGH A DOG PARK WITH YOUR EYES CLOSED. BUT SOME INVESTORS MAY FEEL DIFFERENTLY. THE BALANCE SHEET IS CLEARLY THE AREA TO FOCUS ON WHEN YOU ARE ANALYSING DEBT. BUT ULTIMATELY, EVERY COMPANY CAN CONTAIN RISKS THAT EXIST OUTSIDE OF THE BALANCE SHEET. FOR INSTANCE, WE'VE IDENTIFIED 1 WARNING SIGN FOR ANYWHERE REAL ESTATE THAT YOU SHOULD BE AWARE OF
ANYWHERE REAL ESTATE STOCK PROBABILITY OF FUTURE STOCK PRICE FINISHING OVER 3.30
ANYWHERE REAL ESTATE HAS HIGH LIKELIHOOD TO EXPERIENCE SOME FINANCIAL DISTRESS IN THE NEXT 2 YEARS
https://www.macroaxis.com/future-stock-price/HOUS
THE MAINSTREET ORGANIZATION OF REALTORS
THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE
THE CHICAGO TITLE AND TRUST
FRAUD AT ALL LEVELS THE JUDICIARY FROM DUPAGE COUNTY, ILLINOIS THROUGH THE 7TH CIRCUIT COURT OF APPEALS
CASES MATCHING "JEROME A. PINTARO"
Cases matching "JEROME A. PINTARO" | Justia Dockets & Filings
FRAUD BY THE
U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS
CASE NO. 1:2023cv01425
PINTARO ET AL V. OREL ET AL
Pintaro et al v. Orel et al (1:23-cv-01425), Illinois Northern District Court
FRAUD BY THE
U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS
CASE NO. 23-cv-2008
PINTARO v. GRANADA, ET AL
INITIALLY ASSIGNED TO AND IMMEDIATELY TRANSFERED FROM JUDGE SHARON JOHNSON COLEMAN TO JUDGE THOMAS M. DURKIN, JUDGE DURKIN, A LIFE LONG DUPAGE COUNTY RESIDENT WHO NEVER HEARD OR PRESIDED OVER THIS THIS CASE IN FEDERAL COURT, THIS CASE'S HEARINGS WERE NEVER HEARD IN OPEN COURT, WERE NEVER HEARD VIA A ZOOM TYPE VIDEO CONNECTION, AND IN FACT WERE HEARD OVER A WEBEX STYLE PHONE CONNECTION, THIS CASE WAS PRESIDED OVER AND HEARD BY AN UNKNOWN IMPOSTER WHO DEFINITELY WAS NOT JUDGE THOMAS M. DURKIN
ANOTHER CASE OF FRAUD BY THE U.S. DISTRICT COURT AND FRAUD ON THE U.S. DISTRICT COURT
THIS U.S. DISTRICT COURT CASE FILED WITH THE UNITED STATES DISTRICT COURT ORIGINALLY ASSIGNED TO JUDGE SHARON JOHNSON COLEMAN WAS REASSIGNED TO JUDGE THOMAS M. DURKIN WHO ALSO FRAUDULENTLY, NEVER PROSECUTED CASE NO. 23-cv-2008, A SIMILAR SECTION 42 U.S. CODE 1983, FOR DEPRIVATION OF CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE U.S. CONSTITUTION OF THE LAWS OF THE UNITED STATES, JEROME A. PINTARO, PLAINTIFF v. IWCC ARBITRATOR GERALD GRANADA, ATTORNEY CATHERINE M. LEVINE, EVELYN MARTINEZ, CLAIMS ADJUSTER FOR CINCINNATI INSURANCE CO., NICHOLAS TAYLOR, PACE SYSTEMS, INC., DR. BRYAN J. COLE, MIDWEST ORTHOPAEDICS AT RUSH UNIVERSITY MEDICAL CENTER, AND DR. RICHARD B. FOULKES, FOULKES VISION
https://flipbooks.fleepit.com/f-81071-u_s_district_courtof_the_northern_district_of_illinois
https://flipbooks.fleepit.com/f-84036-alaly
MALICIOUS INTENTIONAL MEDICAL ATROCITY #1
JEROME A. PINTARO’S LEFT EYE WAS OPERATED ON IN 2019 TO REMOVE A CATARACT. THE PHYSICIAN WAS DR. RICHARD B. FOULKES, LOMBARD, ILLINOIS. DR. FOULKES INTENTIONALLY LEFT APPROXIMATELY TWENTY-FIVE PERCENT OF THE CATARACT IN JEROME A. PINTARO’S EYE AND THEN ACTUALLY TOOK A PICTURE OF JEROME A. PINTARO’S EYE WITH HIS CELL PHONE SHOWING THE AMOUNT OF CATARACT THAT HE DID NOT REMOVE AND THEN USED A YAG LAZER TO DISPERSE THE REMAINING CATARACT WHICH TO THE TIME OF THIS WRITING HAS NOT BEEN REMOVED AND HAS DEVELOPED IN FLOATERS. AT THE TIME OF THE LAZERING FOR REMOVAL OF THE CATARACT JEROME A. PINTARO COULD SMELL WHAT APPEARED TO BE EMITTING WHILE THE LAZERING WAS BEING DONE. DR. FOULKES THEN GAVE JEROME A. PINTARO A BOX OF MEDICATIONS TO APPLY TO HIS EYE OVER A SIX WEEK PERIOD WHEN JEROME A. PINTARO WAS TO RETURN FOR A FOLLOW UP VISIT. JEROME A. PINTARO WAS INSTRUCTED TO APPLY ALL THE MEDICATIONS PRIOR TO THE SIX WEEK RETURN. THE INSTRUCTIONS OF THE MEDICATIONS INDICATED ANY LONG TERM APPLICATIONS COULD RESULT IN PERMANENT EYE DAMAGE
SINCE JUNE, 2019, JEROME A. PINTARO WAS INTENTIONALLY AND MALICIOUSLY DEPRIVED OF MEDICAL TREATMENT AND/OR WAS THE RECIPIENT OF INTENTIONAL MEDICAL MALPRACTICE IN A CONSPRIRACY BY HUMANA HEALTH INSURANCE IN CONCERT WITH THE MEDICAL ESTABLISHMENT, BOTH PHYSICIANS, MEDICAL LABORATORIES, AND HOSPITALS IN A CRIMINAL CONSPIRACY OF EXTORTION BY A RACKETEER INFLUENCED CORRUPT ORGANIZATION JEROME A. PINTARO
THESE MEDICAL PROVIDERS ARE AS FOLLOWS, WITH THE EXCEPTION OF NICHOLAS TAYLOR, PACE SYSTEMS, INC., IN NAPERVILLE IL., WHO IS A CO-CONSPIRATOR WITH INCOME TAX EVADER, PETER C. POWERS
HUMANA HEALTH INSURANCE
DR. DANIEL GRZEGOREK
DUPAGE MEDICAL GROUP
DULY MEDICAL GROUP
UNIVERSITY OF ILLINOIS GENERAL EYE CLINIC
ROSIN EYECARE
DR. RICHARD B. FOULKES
DR. BALAJI GUPTA
DR. SHANTAN REDDY
DR. ARUN SAMY
DR. EDWARD SUNG
WHEATON EYE CLINIC
NICHOLAS TAYLOR, PACE SYSTEMS, INC.
THE FOLLOWING HEARINGS WERE ALL CLOSED CASES AND WERE UNANNOUNCED IN ANY OTHER WAY OTHER THAN A TEXT MESSAGE TO MY PHONE AS FOLLOWS:
ORIGINATING TEXT MESSAGE PHONE NUMBER PHONE NUMBER 844-808-7500:
TEXT MESSAGE:
REMINDER: DUPAGE CASE 2022cm001855 IN COURTROOM 4005 WILL BE HEARD ON 07/10/2024 AT 08:30 AM. FOR MORE INFORMATION VISIT https://18thjudicial.org
ON AT LEAST TWO OF THE OCCASSIONS, JEROME A. PINTARO WAS NOTIFIED OF TWO HEARINGS BEING HEARD AT THE SAME TIME ON THE SAME DATE AND THE JUDGES REQUIRED JEROME A. PINTARO ATTEND BOTH OF THE HEARINGS AT THE SAME TIME
UPON ARRIVING AT THE TIME CITED IN THE TEXT MESSAGE, 8:30 A.M., THE INFORMATION OR A SIGN TAPED TO THE COURTROOM DOOR OR A MESSAGE ON THE COURTROOM VIDEO SCREEN ABOVE THE CITED TEXT MESSAGE COURTROOM NUMBER, REDIRECTED JEROME A. PINTARO TO ANOTHER COURTROOM NUMBER ASSIGNED TO A DIFFERENT JUDGE AND NOT THE ROOM NUMBER AND ASSIGNED JUDGE THE TEXT MESSAGE INDICATED IN THE MAJORITY OF THE FOLLOWING HEARING TIMES AD DATES
2022CM001855 7/10/2024
2024DV000299 7/31/2024
2022CM001855 8/1/2024
2024DV000299 10/29/2024
2024DV000299 11/26/2024
2022CM001855 12/11/2025
2024DV000299 12/26/2025
2024DV000299 1/30/25
2023OP000074 2/21/2025
“DOMESTIC VIOLENCE”
A MALICIOUS, FRADULENT “DOMESTIC VIOLENCE” COMPLAINT FILED BY THE VILLAGE OF OAK BROOK POLICE AGAINST JEROME A. PINTARO BY COMPLAINTANT DIMITRI A. SAYEGH, DIMITRI A. SAYEGH’S WIFE MADJ GEORGE KHOURY AND THEIR TWO CHILDREN
THE UNITED STATES DEPARTMENT OF JUSTICE DEFINES “DOMESTIC VIOLENCE” AS A PATTERN OF ABUSIVE BEHAVIOR IN ANY RELATIONSHIP THAT IS USED BY ONE PARTNER TO GAIN OR MAINTAIN CONTROL OVER ANOTHER INTIMATE PARTNER
“DOMESTIC VIOLENCE OCCURS WHEN A PERSON CONSISTENTLY AIMS TO CONTROL THEIR “PARTNER” THROUGH PHYSICAL, SEXUAL, OR EMOTIONAL ABUSE
DOMESTIC VIOLENCE IS A VIOLENCE THAT OCCURS IN A DOMESTIC SETTING, SUCH IN A MARRIAGE OR COHABITATION, WHICH IS COMMITTED BY ONE OF THE PEOPLE IN AN INTIMATE RELATIONSHIP AGAINST THE OTHER, AND CAN TAKE PLACE IN RELATIONSHIPS BETWEEN FORMER PARTNERS
ON FEBRUARY 10, 2024, THE VILLAGE OF OAK BROOK POLICE ARRESTED JEROME A. PINTARO FOR “DOMESTIC VIOLENCE” PROCEEDED TO TRANSPORT JEROME A. PINTARO TO THE DUPAGE COUNTY PRISON WHICH REFUSED TO ADMIT JEROME A. PINTARO BECAUSE OF HIS ALLEGED ELEVATED BLOOD PRESSURE. THE DUPAGE COUNTY PRISON INSTRUCTED THE VILLAGE OF OAK BROOK POLICE TO THEN TRANSPORT JEROME A. PINTARO AS A PRISONER TO THE NORTHWESTERN, CENTRAL DUPAGE HOSPITAL WHERE JEROME A. PINTARO WITHOUT HIS CONSENT OR PERMISSION WAS MANDATED TO UNDERGO A SERIES OF MAJOR MEDICAL TESTS WHILE HIS LEG WAS IN LEG IRONS AND HIS ARM IN HANDCUFFS, LOCKED TO THE HOSPITAL GURNEY WHICH WAS REQUIRED BY NORTHWESTERN, CENTRAL DUPAGE HOSPITAL BECAUSE JEROME A. PINTARO WAS CONSIDERED TO BE A “VIOLENT” DUPAGE COUNTY PRISONER INMATE. THE VILLAGE OF OAK BROOK POLICE STAYED WITH PRISONER JEROME A. PINTARO UNTIL NEARLY MIDNIGHT WHEN THE OAK BROOK POLICE TOLD JEROME A. PINTARO THAT THE OAK BROOK POLICE WERE LEAVING JEROME A. PINTARO AT THE HOSPITAL, FURTHER PROCLAIMING, THE ARREST WOULD BE REVISITED THE FOLLOWING WEEK. JEROME A. PINTARO ASKED FOR HIS WALLET AND ITS CONTENTS INCLUDING HIS DRIVERS LICENSED, MEDICARE CARD, CREDIT CARDS, MONEY, AND OTHER PERSONAL ITEMS BACK, HIS COAT, HIS SHOESTRINGS, AND OTHER PERSONAL ITEMS WHICH WERE TAKEN FROM JEROME A. PINTARO AT THE TIME OF ARREST BY THE VILLAGE OF OAK BROOK POLICE, WHICH WAS REFUSED BY THE VILLAGE OF OAK BROOK POLICE, WHO TOLD JEROME A. PINTARO THAT HE HAD TO PICK UP HIS PERSONAL PROPERTY AT THE VILLAGE OF OAK BROOK POLICE DEPARTMENT THE FOLLOWING WEEK. THE VILLAGE OF OAK BROOK POLICE STOLE JEROME A. PINTARO’S WALLET AND PERSONAL PROPERTY AND HELD IT FOR A WEEK. UPON JEROME A. PINTARO RECEIVING HIS FOLLOWING HUMANA MEDICARE DESCRIPTION OF MEDICAL COVERAGES RECEIVED THE PREVIOUS PERIOD, HE FOUND THAT $55,000 IN FRAUDULENT MEDICAL SERVICES WHILE IN THE CUSTODY OF THE VILLAGE OF OAK BROOK POLICE AND THE DUPAGE COUNTY PRISON HAD BEEN CLAIMED ON JEROME A. PINTARO’S MEDICARE ACCOUNT, WHILE JEROME A. PINTARO’S WALLET CONTAINING HIS MEDICARE CARD AND ALL THE INFORMATION RELATING TO SAME WAS IN THE POSSESSION OF THE VILLAGE OF OAK BROOK POLICE DEPARTMENT
TO DATE, WITH ALL THE ARRESTS, THE IMPRISONMENTS, THE TORTURE, BY DUPAGE COUNTY, THED VILLAGE OF OAK BROOK POLICE, THE VILLAGE OF WESTMONT POLICE, AND THE DUPAGE COUNTY SHERIFF, NEARLY $100,000 IN CLAIMS HAVE BEEN FRAUDULENTLY CLAIMED ON JEROME A. PINTARO’S MEDICARE ACCOUNT
PACE SYSTEMS, INC.
PACE SYSTEMS HAS A LONG HISTORY PROVIDING SERVICES TO MULTIPLE DUPAGE COUNTY AND STATE OF ILLINOIS GOVERNMENT INCLUDING POLICE DEPARTMENT SCHEDULING SOFTWARE, THE DUPAGE COUNTY PRISON, THE DUPAGE COUNTY, AND 18TH JUDICIAL COURT PROPERTIES, AND STATE OF ILLINOIS PROPERTIES
NICHOLAS TAYLOR, PACE SYSTEMS, INC., NAPERVILLE, IL, PAST EMPLOYER OF JEROME A. PINTARO, AND NICHOLAS T. PINTARO, SON OF JEROME A. PINTARO, ARE ACQUAINTED WITH EACH OTHER.
NICHOLAS T. PINTARO, SON OF JEROME A. PINTARO AND MARILYN PINTARO WAS THE PERSON WHO RECOMMENDED TO NICHOLAS TAYLOR, PACE SYSTEMS, INC., THAT JEREOME A. PINTARO BE CONSIDERED FOR AN EMPLOYMENT POSITION WITH PACE SYSTEMS, INC.
NICHOLAS T. PINTARO, IS BEING LEGALLY REPRESENTED BY ATTORNEY AMANDA N. KING, HIS SISTER, AND ALSO DAUGHTER OF JEROME A. PINTARO AND MARILYN PINTARO. JEROME A. PINTARO, HAD PREVIOUSLY MOTIONED THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, THAT WAS SUPPOSED TO BE PRESIDED OVER BY FEDERAL JUDGE THOMAS M. DURKIN BUT WAS IN FACT BEING PRESIDED OVER BY AN UNKNOWN IMPOSTER, TO INCLUDE NICHOLAS T. PINTARO AND AMANDA N. KING AS PARTY DEFENDANTS
JEROME A. PINTARO HAS A PENDING WORKER’S COMPENSATION LAWSUIT AGAINST PACE SYSTEMS, INC. FOR INJURIES SUSTAINED WHILE IN THE EMPLOY OF PACE SYSTEMS, INC.
CATHERINE M. LEVINE IS NICHOLAS TAYLOR, PACE SYSTEMS, INC. ATTORNEY IN THE IWCC LAWSUIT JEROME A. PINTARO FILED AGAINST NICHOLAS TAYLOR AND PACE SYSTEMS, INC.
CATHERINE M. LEVINE UNIVERSALLY PROCLAIMED ON HER PAST EMPLOYMENT HISTORY THAT SHE WAS AN ASSISTANT STATE’S ATTORNEY WITH DUPAGE COUNTY IN CHARGE OF ALL WORKMAN’S COMP CLAIMS AGAINST DUPAGE COUNTY
JEROME A. PINTARO’S ENTIRE MEDICAL HISTORY INCLUDING URINE TESTS MADATED BY THE DUPAGE COUNTY PROBATION OFFICER JACQUELINE DUCKWORTH HAVE BEEN PROVIDED TO NICHOLAS TAYLOR, PACE SYSTEMS, INC.
NICHOLAS TAYLOR, PACE SYSTEMS, CATHERINE M. LEVINE, ATTORNEY FOR NICHOLAS TAYLOR, PACE SYSTEMS, INC., EVELYN MARTINEZ, INSURANCE ADJUSTER FOR CINCINNATTI INSURANCE COMPANY, GERALD GRANADA, IWCC ADMINISTRATIVE JUDGE, DR. BRIAN J. COLE, RUSH UNIVERSITY MEDICIAL CENTER, AND DR. RICHARD B. FOULKES, ARE FRAUDULENT ATTEMPTING TO HAVE JUDGE J. THARP, JR., UNITED STATES DISTRICT JUDGE, FRAUDULENTLY DISMISS THE FEDERAL CLAIMS AGAINST THEM BY JEROME A. PINTARO
DR. BRIAN J. COLE, RUSH UNIVERSITY MEDICAL CENTER HAS AMONGST HIS GROUP OF ATTORNEYS REPRESENTING HIM IN THIS FEDERAL COMPLAINT, ILLINOIS ATTORNEY GENERAL, KWAME RAOUL, ACCORDING TO BRIEFS FLED BY DR. BRIAN J. COLE’S ATTORNEYS
THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT (HIPAA) OF 1996 ESTABLISHES FEDERAL STANDARDS PROTECTING SENSITIVE HEALTH INFORMATION FROM DISCLOSURE WITHOUT PATIENT'S CONSENT. THE US DEPARTMENT OF HEALTH AND HUMAN SERVICES ISSUED THE HIPAA PRIVACY RULE TO IMPLEMENT HIPAA REQUIREMENTS
THE DUPAGE COUNTY SHERIFF, THE DUPAGE COUNTY PRISON, THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT, DUPAGE COUNTY PROBATION, THE DUPAGE COUNTY PROBATION OFFICER, JACQULINE DUCKWORTH, THE VILLAGE OF OAK BROOK, THE VILLAGE OF WESTMONT, AND OTHER DUPAGE COUNTY GOVERNMENTAL ENTITIES AND GOVERNMENT ACTORS, HUMANA HEALTH INSURANCE, NORTHWESTERN, CENTRAL DUPAGE HOSPITAL, EDWARD ELMHURST HOSPITAL, GOOD SAMARITAN HOSPITAL, RUSH UNIVERSITY MEDICAL CENTER, THE UNIVERSITY OF ILLINOIS HOSPITAL AND HEALTH, GENERAL EYE CLINIC, THE WHEATON EYE CLINIC, AND ROSIN EYECARE, PACE SYSTEMS, INC., AS WELL AS OTHERS TO BE NAMED, INTENTIONALLY AND MALICIOUSLY VIOLATED JEROME A. PINTARO’S SENSITIVE HEALTH INFORMATION UNDER HIPPA
THINK THIS IS A MALICIOUS ACT, WAIT TILL I VISIT THE MALICIOUS INTENTIONAL MALPRACTICE OF A ROTATOR CUFF SURGERY COMPLETED BY DR. BRIAN J. COLE MD, RUSH UNIVERSITY HOSPITAL, AND INITIALLY EXAMINED AND DIAGNOSED BY DR. KEVIN WALSH, CENTRAL DUPAGE, NORTHWESTER HOSPITAL, WHICH HAVE LEFT BOTH MY RIGHT ARM THAT WAS OPERATED ON AS WELL AS MY LEFT ARM VIRTUALLY UNUSABLE
FIVE ANTITRUST ISSUES THAT REAL-ESTATE PROFESSIONALS SHOULD KNOW AND UNDERSTAND:
1. PRICE-FIXING IS A PER SE ANTITRUST VIOLATION.
REAL-ESTATE BROKERS TYPICALLY—BUT NOT ALWAYS—PRICE THEIR SERVICES BASED UPON A PERCENTAGE (KNOWN AS A COMMISSION) OF THE SALES PRICE. AT THE SAME TIME, THEY USUALLY OFFER A PUBLICLY-ANNOUNCED SHARE OF THAT COMMISSION TO A BROKER THAT BRINGS IN A BUYER. FROM MY OWN EXPERIENCE IN VARIOUS REAL-ESTATE MARKETS, IT APPEARS THAT THESE COMMISSIONS AND OFFERED-COMMISSION-SPLITS ARE SURPRISINGLY SIMILAR—ALMOST STANDARD—WITHIN CERTAIN MARKETS.
THAT IS NOT TO SAY THAT THEY ARE FIXED; THERE ARE MANY REASONS THEY COULD END UP AT THE SAME LEVEL—CONSCIOUS PARALLELISM (ADVANCED ANTITRUST CONCEPT), SIMILAR COST STRUCTURES, ETC. BUT REAL-ESTATE BROKERS SHOULD UNDERSTAND THAT ANY AGREEMENT, EXPRESS OR IMPLIED, WITH A COMPETING BROKERAGE TO CHARGE A CERTAIN COMMISSION, OR OFFER THE SAME COMMISSION SPLITS, IS A PER SE VIOLATION OF THE ANTITRUST LAWS, WITH BOTH CRIMINAL AND CIVIL CONSEQUENCES. BROKERS SHOULD INDEPENDENTLY SET THEIR PRICES OR RISK ANTITRUST LIABILITY. OF COURSE, BROKERS NEGOTIATING A PARTICULAR TRANSACTION MUST DISCUSS PRICING (FOR THAT TRANSACTION).
FINALLY, IT MIGHT BE TEMPTING FOR A BROKER TO RESPOND TO A CUSTOMER INQUIRY ABOUT A COMMISSION THAT THE PRICE IS STANDARD OR IS WHAT SOME REAL-ESTATE ASSOCIATION SUGGESTS THEY CHARGE. THAT SHOULD NOT, HOWEVER, BE THE RESPONSE. REAL-ESTATE ASSOCIATIONS WITH EVEN A MODICUM OF ANTITRUST COUNSELING WOULD NEVER SUGGEST A COMMISSION, AND A BROKER SHOULD NOT SUGGEST THAT PRICES ARE SET COLLECTIVELY IN ANY WAY.
IN A RELATED POST, I DISCUSS THE QUESTION “DO REAL-ESTATE BROKERS VIOLATE THE ANTITRUST LAWS BY CHARGING IDENTICAL COMMISSIONS?”
2. MARKET OR CUSTOMER-ALLOCATION IS A PER SE ANTITRUST VIOLATION.
BROKERS SHOULD NOT AGREE TO DIVIDE TERRITORIES (AND THIS IS NOT LIMITED TO WRITTEN AGREEMENTS). SO IF THERE ARE TWO MAJOR BROKERAGE FIRMS IN A SMALLER TOWN DIVIDED BY A RIVER, THEY SHOULD NOT DECIDE BETWEEN THEM THAT ONE WILL TAKE PROPERTIES NORTH OF THE RIVER, WHILE THE OTHER STAYS TO THE SOUTH. ANY SUCH AGREEMENT VIOLATES THE ANTITRUST LAWS.
ANOTHER TYPE OF PER SE VIOLATION IS AN AGREEMENT TO ALLOCATE CUSTOMERS. THIS IS HOW THE MUSIC TEACHERS NATIONAL ASSOCIATION (MTNA) FOUND THEMSELVES IN HOT WATER WITH THE FTC. BROKERS SHOULD NOT AGREE TO STAY AWAY FROM EACH OTHER’S CLIENTS OR FORMER CLIENTS. POACHING MAY SEEM IMPOLITE, BUT AGREEING NOT TO DO IT CAN VIOLATE THE ANTITRUST LAWS. INDEED, IN THIS WAY, THE ANTITRUST LAWS ENCOURAGE STEALING (OF CUSTOMERS).
3. BID-RIGGING IS A PER SE ANTITRUST VIOLATION.
REAL-ESTATE PROPERTIES, PARTICULARLY FORECLOSURES, ARE OFTEN SOLD VIA AUCTION. THESE AUCTIONS ARE OFTEN LOCAL (WITHIN A COUNTY) WITH THE SAME PLAYERS AS PARTICIPANTS. BIDDERS SHOULD NOT MAKE ANY AGREEMENTS ABOUT THEIR BIDS OR LACK OF BIDS. IN FACT, IT IS BEST NOT TO DISCUSS THIS SENSITIVE INFORMATION WITH COMPETITORS AT ALL.
IF YOU DON’T BELIEVE ME, YOU CAN READ ABOUT THE DEPARTMENT OF JUSTICE CRIMINAL INVESTIGATION THAT HAS YIELDED OVER 40 GUILTY PLEAS IN BID-RIGGING IN NORTHERN CALIFORNIA FORECLOSURE AUCTIONS.
4. GROUP BOYCOTTS ARE PER SE ANTITRUST VIOLATIONS.
SENSING A PATTERN YET? OVER THE YEARS, LOWER-COST BROKERS AND UNIQUE BUSINESS MODELS HAVE ENTERED MOST REAL-ESTATE BROKERAGE MARKETS TO CHALLENGE THE TRADITIONAL FULL-SERVICE BROKERAGE MODEL.
THIS SORT OF ENTRY HAPPENS QUITE OFTEN IN MARKETS, AND IT IS NOT UNCOMMON FOR EXISTING COMPETITORS—WHO ARE RATHER HAPPY ABOUT THE CURRENT OR TRADITIONAL STATE OF THE MARKET—TO REACT WITH ANTICOMPETITIVE CONDUCT. INSTEAD OF COMPETING BETTER FOR CUSTOMERS, THE INITIAL MARKET PLAYERS WILL INSTEAD COMPETE AGAINST THE NEW ENTRANTS. THIS IS A DANGEROUS STRATEGY THAT OFTEN LEADS TO ANTITRUST LIABILITY.
WHEN TWO OR MORE MARKET PARTICIPANTS AGREE—AND REMEMBER AN ORAL AGREEMENT CAN VIOLATE THE ANTITRUST LAWS—TO REFUSE TO DO BUSINESS WITH A NEW ENTRANT, IT CAN BE A PER SE ANTITRUST VIOLATION (NOTE THAT NOT ALL GROUP BOYCOTTS ARE PER SE VIOLATIONS, BUT THE EXACT CONTOURS OF THE DOCTRINE ARE BEYOND THE SCOPE OF THIS ARTICLE. YOU CAN READ MORE ABOUT GROUP BOYCOTTS HERE AND HERE.).
YOU CAN SEE HOW THIS COULD EASILY HAPPEN IN REAL ESTATE. A DISCOUNT BROKER MIGHT PUT A HOUSE ON THE MARKET FOR A CLIENT, BUT TWO EXISTING BROKERS, WHO AGREED NOT TO DO BUSINESS WITH THAT DISCOUNT BROKER, COLLECTIVELY REFUSE TO SHOW THE HOUSE TO THEIR BUYER CLIENTS, EVEN THOUGH THE HOUSE MIGHT BE SUITABLE AND APPROPRIATELY PRICED. THAT AGREEMENT COULD VIOLATE THE ANTITRUST LAWS.
5. REAL-ESTATE BROKERS CONSTANTLY WORK COLLECTIVELY.
FROM ACTIVE REAL ESTATE AND BROKER ASSOCIATIONS TO COLLECTIVELY-RUN MULTIPLE-LISTING SERVICES, REAL-ESTATE PROFESSIONALS, DESPITE COMPETING ON A DAILY BASIS, WORK TOGETHER ALL THE TIME. THIS PRESENTS MANY OPPORTUNITIES FOR ILLEGAL COLLECTIVE ACTIVITY.
INDEED, THE CASE REPORTS—AS WELL AS GOVERNMENT ANTITRUST INVESTIGATIONS AND CONSENT DECREES—ARE FULL OF DISPUTES ABOUT ANTITRUST CHALLENGES TO MLS POLICIES. A MULTIPLE LISTING SERVICE SERVES THE PROCOMPETITIVE FUNCTION OF CENTRALIZING THE HOMES IN A MARKET FOR SALE, ALONG WITH RELEVANT INFORMATION ABOUT THE PROPERTIES AND THEIR ASKING PRICES AND TERMS. THIS IS GREAT FOR BUYERS AND SELLERS ALIKE.
BUT THE MLSS ARE OFTEN RUN COLLECTIVELY BY LOCAL REAL-ESTATE ASSOCIATIONS. IF THEIR ACCESS POLICIES DISCRIMINATE AGAINST CERTAIN BROKERS OR INDIVIDUALS, THEY MIGHT INVITE ANTITRUST SCRUTINY. THE TRIALS AND TRIBULATIONS OF MLS POLICIES AND CHALLENGES ARE BEYOND THE SCOPE OF THIS POST, BUT ANYONE INVOLVED IN RUNNING OR ORGANIZING AN MLS SHOULD SEEK ANTITRUST COUNSEL BECAUSE IT IS VERY EASY TO CROSS THE LINE INTO ANTICOMPETITIVE TERRITORY.
YOU CAN ACCESS THE SLIDESHOW OF THE PRESENTATION, “ANTITRUST AND REAL ESTATE,” HERE.
1969 – I BECAME LICENSED AS AN ILLINOIS LICENSED REAL ESTATE BROKER
1972 – I BEGAN A CAREER WITH THE FEDERAL HUD/FHA, HOUSING AND URBAN DEVELOPMENT, FEDERAL HOUSING ADMINISTRATION, CHICAGO REGIONAL AND AREA OFFICES AS A RESIDENTIAL REAL ESTATE APPRAISER AND ELEVATED TO THE RANK OF DEPUTY CHIEF APPRAISER WITHIN SIX YEARS PRIOR TO LEAVING FEDERAL GOVERNMENT SERVICE TO BECOME SELF-EMPLOYED AS A RESIDENTIAL REAL ESTATE APPRAISER, A REAL ESTATE BROKER, AND REAL ESTATE BUILDER/DEVELOPER
1982 – I BECAME A MEMBER OF THE DUPAGE COUNTY REALTOR ASSOCIATION AND THE MIDWEST REAL ESTATE DATA MULTIPLE LISTING SERVICE.
9/2001 – 12/2022 – AS A LICENSED REAL ESTATE BROKER AND MEMBER OF MAINSTREET ORGANIZATION OF REALTORS AND THE NAR, I LISTED MY PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523 FOR SALE IN THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE WHICH REMAINED ON THE MARKET UNSOLD, AND FOR SALE FOR NEARLY 20 YEARS, FROM 9/9/2001 UNTIL 12/6/2022 AS A RESULT THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL BOYCOTT AGAINST ME. TWO DUPAGE COUNTY, ILLINOIS SHERIFF’S POLICE ARRESTED ME AT 9 a.m. ON 12/6/2022, THEN PROCEEDED TO HAVE ME TRANSPORTED TO THE DUPAGE COUNTY PRISON WHERE I WAS CARCERATED, WHILE DIMITRI A. SAYEGH, THE PERSON WHO CLAIMED TO BE THE OWNER OF OUR PRINCIPAL OAK BROOK RESIDENCE, WHICH WAS FURTHER FULLY ATTESTED TO BY THE DUPAGE COUNTY SHERIFF’S POLICE WHO INDICATED DIMITRI A. SAYEGH WAS THE LEGAL OWNER OF OUR HOME THAT I HAD BUILT IN 1999 AND LIVED IN FOR TWENTY-TWO YEARS PRIOR. UPON EXAMINING THE COURT DOCUMENTS, THE DUPAGE COUNTY SHERIFFS POSSESSED, I CLEARLY INDICATED TO THE TWO EVICTING SHERIFFS THAT THE DOCUMENTS WERE FRAUDULENT, THE RANKING EVICTING SHERIFF WAVED THE FRAUDULENT PAPERWORK OVER HIS HEAD AND DECLARED “IT DOESN’T MATTER, BECAUSE THE 18TH JUDICIAL CIRCUIT COURT JUDGES HAVE COMPLETE IMMUNITY” WHICH WAS, AND IS NOT TRUE. DIMITRI A. SAYEGH AND SIX OF HIS COHORTS, WITH THE ASSISTANCE OF THE TWO DUPAGE COUNTY SHERIFFS EVICTED MY FAMILY, STOLE ALL OUR FURNITURE AND ALL OUR PERSONAL PROPERTY SO SITUATED WITHIN OUR RESIDENCE WHICH WE HAD ACCUMULATED OVER A LIFETIME OF NEARLY EIGHTY YEARS.
2/2023 – 10/2024 – AS A BUYER’S BROKER REPRESENTING MY SON WHO WAS IN THE MARKET TO PURCHASE A HOME, I SUBMITTED OVER A DOZEN OFFERS TO PURCHASE ON HIS BEHALF TO REAL ESTATE BROKERS WHO WERE ALSO MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MLS AS I WAS, MANY OF THE OFFERS TO PURCHASE WHICH I SUBMITTED WERE IN EXCESS OF THE ASKING LIST PRICE BY TENS OF THOUSANDS OF DOLLARS, INCLUDING A FORCLOSURE AUCTION OF WHICH MY SON’S OFFER WAS REPORTED TO BE THE HIGHEST AND BEST OFFER RECEIVED, ALL OF WHICH WERE SUMMARILY REJECTED BY OTHER LOCAL REAL ESTATE BROKER MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MLS. SHORTLY AFTER, IN NOVEMBER, 2024, I PROCEEDED TO TERMINATE MY AFFILIATION WITH THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA MLS. ON NOVEMBER 1, 2024, APPROXIMATELY A MONTH AFTER MY WITHDRAWL FROM THE REALTOR ORGANIZATION AND MLS, MY SON WAS ABLE TO PURCHASE A CONDOMINIUM WHICH WAS LISTED AND SOLD BY BROKER MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MLS.
1982-2024 – NUMBER OF REAL ESTATE PROPERTIES LISTED AND/OR SOLD BY JEROME A. PINTARO AS LISTING OR BUYER’S BROKER WHILE A MEMBER OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MLS, 1 (ONE) PROPERTY OVER FORTY-TWO YEARS
WHEN IS THE LAST TIME YOU EXPERIENCED EXISTING HOMES ON AVERAGE SELLING FOR $1,900 MORE THAN THE AVERAGE PRICE OF A NEW HOME? BUILDER’S AREN’T STUPID, IF THEY DIDN’T SEE SOMETHING COMING, THEY WOULD NOT STOP BUILDING HOMES
Median Sales Price of Existing Homes (HOSMEDUSM052N)
Median Sales Price of Existing Homes (HOSMEDUSM052N) | FRED | St. Louis Fed (stlouisfed.org)
Median Sales Price for New Houses Sold in the United States (MSPNHSUS)
https://fred.stlouisfed.org/series/MSPNHSUS
U.S. HOME PRICES JUST HIT ANOTHER HIGH, PUBLISHED JULY 8, 2024
https://www.foxbusiness.com/economy/us-home-prices-just-hit-another-all-time-high
UNITED STATES HOUSING STARTS
https://tradingeconomics.com/united-states/housing-starts
MORTGAGE COMPANY GUARANTEED RATE CHANGING ITS NAME TO "RATE"
https://www.chicagotribune.com/2024/06/22/guaranteed-rate-name-change/
WHITE SOX STADIUM SPONSOR FACES BACKLASH, ANNOUNCES MAJOR NAME CHANGE
https://fanrecap.com/white-sox-stadium-sponsor-faces-backlash-announces-major-name-change/
CAPITAL ONE TO PAY $210M OVER MARKETING TACTICS
https://finance.yahoo.com/news/capital-one-pay-210m-over-200141789.html
REALOGY NAMES SUCCESSOR TO CEO AFTER 21 YEARS, RYAN SCHNEIDER COMES FROM CAPITAL ONE
https://therealdeal.com/new-york/2017/10/23/realogy-names-successor-to-ceo-richard-smith-after-21-years/
REALOGY CORPORATION, WITH ITS BRAND COLDWELL BANKER REAL ESTATE CHANGES ITS NAME TO"ANYWHERE(SM)"
https://www.prnewswire.com/news-releases/welcome-to-anywheresm-301546301.html
MORTGAGE COMPANY GUARANTEED RATE CHANGING ITS NAME TO "RATE"
https://www.chicagotribune.com/2024/06/22/guaranteed-rate-name-change/
PETER C. POWERS AND ROSEMARY POWERS CHANGE NAMES AS OWNERS OF RECORD ON THEIR OWNED COMMERCIAL PROPERTIES CONFERING THE PROPERTIES INTO ILLINOIS CORPORATION OWNERSHIPS
FRAUD UPON THE COURT, FRAUD BY THE COURT, U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, FRAUD UPON AND FRAUD BY THE 7TH CIRCUIT COURT OF APPEALS JEROME PINTARO, ET AL V. PETER POWERS, ET AL
https://dockets.justia.com/docket/circuit-courts/ca7/23-2829
JEROME PINTARO, ET AL V. PETER POWERS, ET AL
https://www.pacermonitor.com/public/case/50635891/Jerome_Pintaro,_et_al_v_Peter_Powers,_et_al
MOTION TO DISMISS PETER C. POWERS AS IMPROPER PARTY DEFENDANT, LACKING STANDING TO BE ADDED, SUBSTITUTED, OR JOINED, AS A PARTY TO EXISTING CASE NO. 230-cv-1425; PINTARO, et. al. v. OREL, et. al. ……….
https://flipbooks.fleepit.com/f-41623-peter_c_powers
OVER HALF MILLION DOLLARS, $600,000+/- WAS STOLEN FROM JEROME A. PINTARO AND MARILYN PINTARO IN FRAUDULENT MORTGAGE PAYMENTS MADE BY THE PINTARO'S TO CAPITAL ONE BANK, N.A. BETWEEN FEBRUARY, 2012 AND MAY, 2018, STOLEN BY PETER C. POWERS AND ROSEMARY POWERS, WITH THE ASSISTANCE OF RYAN M. SCHNEIDER, CEO PREVIOUS CEO OF CAPITAL ONE BANK, N.A., NOW CEO OF ANYWHERE REAL ESTATE AND ITS BRAND COLDWELL BANKER REAL ESTATE, AND VICTOR CIARDELLI, CEO OF GUARANTEED RATE MORTGAGE, BUT THAT WASN'T ENOUGH MONEY FOR PETER C. POWERS AND ROSEMAR POWERS, SO THEY SOLICITED THE DUPAGE COUNTY GOVERNMENT OFFICIALS, THE POLITICIANS, ELECTED AND APPOINTED, THE DUPAGE COUNTY GOVERNMENT OFFICIALS, AND THE 18th JUDICIAL CIRCUIT COURT JUDGES, AND CLERK OF THE CIRCUIT COURT, AND THE DUPAGE COUNTY SHERIFF TO EVICT JEROME A. PINTARO AND MARILYN PINTARO AND STEAL AND HOLD HOSTAGE THEIR HOME AND ALL THEIR PERSONAL BELONGINGS SITUATED WITHIN THEIR HOME, ON DECEMBER 6, 2022 REQUIRING JEROME A. PINTARO AND MARILYN PINTARO TO LIVE IN HOTELS FOR THE PAST NEARLY TWO YEARS, AND THAT STILL WASN'T ENOUGH, SO DUPAGE COUNTY JUDGES FILED FRAUDULENT "ASSAULT" CHARGES AGAINST JEROME A. PINTARO, THEN FILED FRUADULENT "EMERGENCY, NO CONTACT ORDERS AND ORDERS OF PROTECTION" FOR DIMITRI A. SAYEGH, A PERSON WHO NEVER HELD ANY INTEREST IN THE PINTARO'S OAK BROOK RESIDENCE, THE PERSON WHO WAS IDENTIFIED BY DUPAGE COUNTY SHERIFFS AT THE TIME OF THE EVICTION ON DECEMBER 6, 2022, AS THE OWNER OF THE PINTARO'S RESIDENCE, AS THE PURCHASER OF THE PINTARO'S RESIDENCE PURSUANT TO A FRAUDULENT DUPAGE COUNTY SHERIFF'S FORECLOSURE SALE, AND AN ORDER OF PROTECTION FOR A PERSON WHO DOESN'T, AND NEVER EXISTED, MAJD G. KHOURY, AGAINST JEROME A. PINTARO. THE DUPAGE COUNTY STATE'S ATTORNEY'S OFFICE THEN FILED "DOMESTIC VIOLENCE" CHARGES AGAINST JEROME A. PINTARO, DOMESTIC VIOLENCE AGAINST MAJD G. KHOURY, A PERSON WHO DOESN'T EXIST, FELONY DOMESTIC VIOLENCE CHARGES AGAINST JEROME A. PINTARO FRAUDULENTLY ALLEGED BY A VILLAGE OF OAK BROOK POLICE OFFICER, MICHAEL ADDISON AND THE DUPAGE COUNTY STATE'S ATTORNEY'S OFFICE TO KEEP JEROME A. PINTARO A MINIMUM OF 1,000' AWAY FROM HIS OAK BROOK RESIDENCE, AND THAT STILL WASN'T ENOUGH, SO JUDGES FROM THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT HAD JEROME A. PINTARO ARRESTED THREE TIMES, BY THE DUPAGE COUNTY SHERIFF, BY THE VILLAGE OF OAK BROOK, AND BY THE VILLAGE OF WESTMONT, INCARCERATING JEROME A. PINTARO IN THE DUPAGE COUNTY JAIL, UNDER FRAUDULENT CIVIL AND CRIMINAL CHARGES, THE DUPAGE COUNTY JUDGES THEN ORDERED A GPS TRACKING DEVICE BE INSTALLED ON JEROME A. PINTARO'S LEG AND PROVIDED THE APP TO TRACK JEROME A. PINTARO LOCATION TO POLICE AND HUNDREDS OF OTHER PERSONS WHO HAVE BEEN TRACKING JEROME A. PINTARO'S AND MARILYN PINTARO'S VEHICLES, HARASSING AND INTIMIDATING THEM FOR THE PAST 6 MONTHS, THE JUDGES ORDERING THE GPS TRACKING DEVICE ON JEROME A. PINTARO'S LEG BECAUSE THE 18th JUDICIAL COURT JUDGES CLAIMED THAT JEROME A. PINTARO WAS A DANGER TO THE PUBLIC, A DANGER TO SOCIETY, AND NOW THEY'RE GOING TO ARREST JEROME A. PINTARO AGAIN WITH NOT ONE BUT TWO COURT HEARINGS AND A TRIAL SCHEDULED FOR JULY 10, 2024, AT THE DUPAGE COUNTY COURTHOUSE, AND THE CLERK OF THE COURT REFUSES TO PROVIDE ANY COURT INFORMATION TO JEROME A. PINTARO, IF JEROME A. PINTARO AND MARILYN PINTARO DON'T CONFER THEIR INTEREST IN THEIR OAK BROOK PRINCIPAL RESIDENCE THAT IS BEING HELD HOSTAGE BY THE DUPAGE COUNTY GOVERNMENT AND THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT JUDGES TO PETER C. POWERS AND ROSEMARY POWERS, AND THE 18th JUDICIAL COURT IS ALSO EXTORTING JEROME A. PINTARO TO STOP HIS ALLEGATIONS OF HIS INDISPUTABLE CLAIMS OF ANTITRUST VIOLATION CONDUCT BY CERTAIN REAL ESTATE BROKERAGE COMPANIES AND REAL ESTATE BROKER MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE!
ABOUT PETER C. POWERS AND ROSEMARY POWERS
ROSEMARY POWERS IS JEROME A. PINTARO'S NIECE, HIS BROTHERS DAUGHTER, PETER C. POWERS IS HER HUSBAND, THEY HAD A BABY, ROSE MARTH, WHO IS NOW AN ILLINOIS LICENSED REAL ESTATE BROKER WORKING AT BAIRD AND WARNER REAL ESTATE WHEN PETER C. POWERS WAS 19 YRS OLD. THEY WERE LIVING IN A GARAGE AT 29TH & LOWE AVE, BRIDGEPORT, NOT A HOUSE, BUT A CONVERTED GARAGE ON A PUBLIC ALLEY WITH A NEW BORN BABY. PETER C. POWERS EMPLOYMENT CONSISTED OF SELLING HOT DOGS FROM A HOT DOG CART AND WORKED AT DOMINIC’S FOOD STORE PART TIME. I TOLD AT THE TIME I THEM IF THEY SAVED THEIR MONEY, I WOULD GET A HOUSE BUILT FOR THEM.
JEROME A. PINTARO WORKED FOR THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, FEDERAL HOUSING ADMINISTRATION AT THE TIME, AS DEPUTY CHIEF APPRAISER WITH JURISDICTION OVER THE 19 NORTHERN COUNTIES OF ILLINOIS. JEROME A. PINTARO HAD SUPERVISION OVER 240 GOVERNEMENT EMPLOYEE STAFF AND GOVERNMENT APPROVED CONTRACT FEE APPRAISERS.
JEROME A. PINTARO WAS ABLE TO HIRE ROSEMARY POWERS IN THE VALUATION AND CONSTRUCTION SECTION THAT HE HAD SUPERVISION OVER. HUD/FHA HAD A REQUIREMENT THAT PROHIBITED RELATED PERSONS FROM WORKING WITHIN THE SAME AGENCY DEPARTMENT. IN ORDER TO HIRE ROSEMARY POWERS JEROME A. PINTARO HAD TO RESIGN FROM THE GOVERNMENT AGENCY. HE RESIGNED TO ALLOW ROSEMARY POWERS TO BE HIRED, JEROME A. PINTARO LEAVING BEHIND A $72,000 JOB IN 1978.
JEROME A. PINTARO TAUGHT PETER C. POWERS HOW TO DO APPRAISALS, THEN GOT HIM APPROVED WITH THE FHA AS A FEE APPRAISER, AND HE BEGAN HIS CAREER AS AN APPRAISER WORKING WITH JEROME A. PINTARO IN HIS REAL ESTATE APPRAISAL FIRM.
JEROME A. PINTARO WAS THE CATALYST THAT GOT THE POWERS FROM LIVING IN THE GARAGE TO BEING ABLE TO PURCHASE A NEW HOME AND LIVING IN A NEWLY CONSTRUCTED SPLIT-LEVEL HOME IN ORLAND PARK IN LESS THAN TWO YEARS.
SHORTLY AFTER JEROME A. PINTARO AND MARILYN PINTARO SOLD PETER C. POWERS AND ROSEMARY POWERS A SUMMER HOME ON CONTRACT ON BIG CROOKED LAKE IN DOWAGIAC MICHIGAN. LESS THAN A YEAR AFTER THE SUMMER HOME WAS SOLD TO THEM, THEY START FALLING BEHIND ON THEIR PAYMENTS.
PETER C. POWERS AND ROSEMARY POWERS WERE PARTNERS WITH PETER C. POWERS MOTHER AND FATHER. SOON AFTER THE BUSINESS WAS STARTED AT ITS FIRST LOCATION ON 31st AND WALLACE, PETER C. POWERS SUED HIS MOTHER AND FATHER AND FORCED THEM OUT OF THE BUSINESS.
IN 2009, RIGHT AFTER THE REAL ESTATE CRASH, PETER C. POWERS ASKED JEROME A. PINTARO IF I COULD HELP HIM DEVELOP 32 ACRES OF LAND IN OAK FOREST, ILLINOIS WHICH PETER C. POWERS WAS A PARTNER IN WITH THREE ATTORNEYS. PETER C. POWERS INDICATED THAT HE AND HIS PARTNERS WERE TRYING TO DEVELOP A USE AND LAND PLAN FOR THE PREVIOUS 2 YRS THAT THEY OWNED THE PROPERTY BUT WERE UNSUCCESSFUL. WITHIN A WEEK, JEROME A. PINTAO WAS ABLE TO PROPOSE A USE AS AN AGE RESTRICTED COMMUNITY AND HAD COMPLETED A PRELIMINARY LAND PLAN SKETCH. HE WORKED ON THE DEVELOPMENT FOR ABOUT FIVE YEARS COMPLETING PRELIMINARY ENGINEERING PLANS AND ALL THE REQUIRED DUE DILLIGENCE IN SPITE OF THE FACT THAT HE HAD PROBLEMS GETTING THE ENGINEERS AND OTHER REQUIRED PROJECT CONTRIBUTORS PAID BY POWERS. THE LEAD PROJECT ENGINEER JEROME A. PINTARO HAD HIRED, DECIDED TO QUIT AND MOVED TO ANOTHER STATE. IN APPROXIMATELY 2014, THE MWRD, METROPOLITAIN WATER RECLAMATION DISTRICT INDICATED THAT FINAL ENGINEERING PLANS HAD TO BE COMPLETD WITHIN A YEAR, BY 2015, ON DEVELOPMENTS IN PROGRESS OR THE EXISTING ENGINEERING PLANS WOULD EXPIRE WITH NEW REQUIREMENTS MANDATED AFTER THE EXPIRATION DATE, PETER C. POWERS AND HIS PARTNERS DID NOT COMPLY WITH THE DEADLINE.
JEROME A. PINTARO INITIALLY DEVELOPED THE USE FOR 32 ACRES OF VACANT LAND, AS AN AGE RESTRICTED COMMUNITY DEVELOPMENT OF 104 DUPLEX RESIDENTIAL RANCH STYLE RESIDENCES, PROVIDED ARCHITECTURAL PROTOTYPE PLANS FOR THE DUPLEX RESIDENCES, INITALIZED THE REZONING PROCESS REQUIREMENTS, ZONING VARIANCES, THE SITE PLAN, PRELIMINARY METROPOLITAIN WATER RECLAMATION DISTRICT PLELIMINARY APPROVAL, LOCAL, STATE, AND FEDERAL ENTITLEMENT REQUIREMENTS, FLOOD PLAIN AND WETLAND MITIGATION, (UCACE) UNITED STATES ARMY CORPS OF ENGINEERS’ APPROVALS, FOR THE 32 ACRE SITE KNOWN AS THE PRIORY ESTATES, AGE RESTRICTED COMMUNITY AT 5800 W. 151st ST, OAK FOREST, IL
THE CHICAGO TRIBUNE RAN AN ARTICLE ABOUT THE PROPOSED PROJECT:
AN AGE-RESTRICTED AND AFFORDABLE LIVING COMMUNITY COULD BE COMING TO OAK FOREST ONCE DEVELOPERS RESOLVE CONCERNS OVER AMENITIES, TRAFFIC AND FLOODING.
WESO DEVELOPMENT OF CHICAGO UNVEILED PLANS FOR PRIORY ESTATES, A HOUSING DEVELOPMENT FOR PEOPLE 55 AND OLDER ON NEARLY 32 ACRES, AT A RECENT PUBLIC HEARING BEFORE THE CITY’S PLANNING AND ZONING COMMISSION. THE DEVELOPMENT WOULD HAVE 55 RANCH DUPLEX UNITS, MOST WITH TWO BEDROOMS, TWO BATHS AND TWO-CAR GARAGES. THE UNITS WOULD COST $250,000.
“THE COMMUNITY, I FEEL, WILL BE AN EXTREME ASSET TO THE AREA,” SAID JERRY PINTARO, ONE OF THE DEVELOPERS.
THE SITE, AT 5820 W. 151ST ST., IS NEAR SOUTHWEST COOK COUNTY COOPERATIVE ASSOCIATION FOR SPECIAL EDUCATION, HILLE MIDDLE SCHOOL AND THE CITY’S CONVENT PARK. THE DEVELOPERS BOUGHT THE PROPERTY FROM OUR LADY OF SORROWS CONVENT, WHICH STIPULATED IT BE USED FOR SENIORS.
https://www.chicagotribune.com/2010/12/22/oak-forest-officials-hear-plan-for-senior-housing/
THE FOLLOWING ARE A BRIEF LIST OF PROJECTS JEROME A. PINTARO COMPLETED FOR PETER C. POWERS AND NEVER RECEIVED A PENNY, BUT MORE IMPORTANT, WAS HOW PETER C. POWERS AND ROSEMARY POWERS STOLE $600,000 FROM JEROME A. PINTARO AND MARILYN PINTARO, THEN LAUNDERED THE CASH THROUGH THEIR SON-IN-LAW DAN MARTH, AND DAUGHTER, ROSE MARITH.
JEROME A. PINTARO WORKED FOR PETER C. POWERS AND ROSEMARY POWERS FOR SIX YEARS, FROM 2009 UNTIL 2015 AND NEVER RECEIVED A PENNY.
JEROME A. PINTARO WAS WORKING FOR “ZIP” “NADA” “ZERO” “FOR NOTHING” FOR PETER C. POWERS AND ROSEMARY POWERS FROM FEBRUARY 2012 UNTIL MAY, 2018, PETER C. POWERS AND ROSEMARY POWERS, JEROME A. PINTARO'S NIECE, HIS BROTHER’S DAUGHTER, WERE COLLECTING AS MUCH AS $10,000 PER MONTH IN FRAUDULENT MORTGAGE PAYMENTS THAT PETER C. POWERS, WITH THE AID OF RYAN M. SCHNEIDER, CEO OF CAPITAL ONE BANK, N.A. AT THE TIME, THE SAME RYAN M. SCHNEIDER WHO LATER BECAME CEO OF REALOGY, AND ITS COLDWELL BANKER REAL ESTATE BRAND, WHICH SUBSEQUENTLY CHANGED ITS NAME IN 2022 TO ANYWHERE REAL ESTATE, AND WITH THE AID OF VICTOR CIARDELLI, CEO OF WHAT WAS PREVIOUSLY KNOWN AS GUARANTEED RATE MORTGAGE WITH RECENT NAME CHANGE TO THE “RATE” MORTGAGE WERE STEALING OVER $600,000 WELL OVER HALF A MILLION DOLLARS, TAX FREE, WHICH PETER C. POWERS AND ROSEMARY POWERS LATER SET UP AND MADE COMPLICIT IN A FEDERAL AND STATE MONEY LAUNDERING SCHEME, THEIR DAUGHTER, ROSE MARTH AND SON-IN-LAW DAN MARTH, TO ASSIST PETER C. POWERS AND ROSEMARY POWERS IN LAUNDERING WELL OVER A HALF MILLION DOLLARS OF JEROME A. PINTARO’S AND MARILYN PINTARO’S FRAUDULENTLY STOLEN MONEY, BY BURYING THE CASH IN THE CONSTRUCTION OF A RESIDENCE WHICH IS PRESENTLY OWNED BY SON-IN-LAW, DAN MARTH AND DAUGHTER, ROSE MARTH, AT 7210 GIDDINGS AVE., BURR RIDGE, IL.
JEROME A. PINTARO WORKED IN PETER C. POWERS, GRANDSTANDSOX, LTD RETAIL SPORTS STORE FOR TWO YEARS, FROM 2009 TO 2011, TWELVE HOURS A DAY, HE NEVER RECEIVED A PENNY.
MANAGED NUMEROUS ROOF REPAIRS INCLUDING BUILDING A ROOF DRAINAGE SYSTEM FOR A MASSIVE BOW TRUSS ROOF, HE NEVER RECEIVED A PENNY.
MANAGED THE REPAIR OF THE COLLAPSE OF A SECTION OF THE ROOF WHEN A BOW TRUST FAILED, HE NEVER RECEIVED A PENNY.
MANAGED MASONRY TUCKPOINTING AND MAJOR MASONRY WEST PARAPET WALL REBUILDING, AND MASONRY DETERIORATION ON PETER C. POWERS’ MASSIVE, NEARLY BLOCK LONG BUILDING AND NEVER RECEIVED A PENNY.
MANAGED THE R&R OF AN OLD DOOR AND OPENING REPLACED WITH A REINFORCED STEEL SECURITY DOOR AND NEVER RECEIVED A PENNY.
LISTED AND RESOLD THE CONDOMINIUM IN THE CARRIAGE WAY DEVELOPMENT THAT PETER C. POWERS HAD PURCHASED WITH LAUNDERED CASH WHICH WAS BROKERED BY COLDWELL BANKER REAL ESTATE. THE LISTING BROKERAGE COMMISSION WAS APPROXIMATELY $5,500, HE NEVER RECIEVE A PENNY.
IN 2014, PETER C. POWERS PURCHASED THE COMMERCIAL AUTO PARTS STORE BUILDING WHICH HAD GONE INTO FORECLOSURE AND WAS TAKEN BACK BY THE LENDER, THE BUILDING LOCATED AT 3459 S. WALLACE, AKA, 558 W. 35TH ST, CHICAGO, IL. PETER C. POWERS WAS READY TO PAY THE BANK THEIR SELLING PRICE OFO $610,000+/- WHICH I KNEW WAS WELL OVER THE MARKET VALUE DURING THE TIME OF THE GREATEST REAL ESTATE CRASH SINCE THE DEPRESSION. I, JEROME A. PINTARO WAS THE CAUSATION THAT ULTIMATELY RECOMMENDED THAT AN APPRAISAL BE COMPLETED BY A COMMERCIAL APPRAISER THAT I KNEW AND HIGHLY RECOMMENDED, WHO APPRAISED THE BUILDING FOR PETER C. POWERS. POWERS SUBSEQUENTLY PURCHASED THE BUILDING FROM THE FORECLOSING BANK FOR $475,000, NOT THE $610,000 THE BANK WANTED SAVING PETER C. POWERS $135,000, HE NEVER RECEIVED A PENNY.
https://crs.cookcountyclerkil.gov/Document/Detail?dId=NDIxNjk3NDg1&hId=ZmY4NDExOGRiMTM3MTAwNjA4YTgyZDkyYWM5NmE4ODQ0MmY2MGI2MmY2NTE2NjMwNTg2YzNiMzBhODRlZmE3Ng2
AS A LICENSED REAL ESTATE BROKER LISTING BROKER FOR PETER C. POWERS, JEROME A. PINTARO LISTED AND SECURED A 5 YEAR, LONG-TERM COMMERCIAL LEASE FOR APPROXIMATELY $1.5M LEASE FOR PETER C. POWERS’ AND ROSEMARY POWERS’ AS LISTING BROKER ON THE 558 W. 35TH ST, CHICAGO, IL BUILDING PETER C. POWERS HAD BOUGHT FROM THE ORIGINATING LENDER WHO FORECLOSED ON THE BUILDING. THE LONG-TERM LEASE WAS WITH A NATIONAL, PHYSICAL THERAPY ORGANIZATION TO BE USED AS A PHYSICAL THERAPY FACILITY. THE LONG-TERM LEASE WOULD HAVE GENERATED A $75,000 BROKERAGE COMMISSION, HE NEVER RECEIVED A PENNY. AS OF THIS WRITING, THE PHYSICAL THERAPY ORGANIZATION STILL OCCUPIES THE PROPERTY, SO ASSUMEDLY THEY RENEWED THE LEASE FOR AN ADDITIONAL 5 YEARS.
IN THE INTERIM OVER THE SIX YEARS, JEROME A. PINTARO APPEALED THE REAL ESTATE TAXES ON ALL PETER C. POWERS’ AND ROSEMARY POWERS’ COMMERCIAL PROPERTIES AND WAS SUCCESSFUL IN RECEIVING REDUCTIONS IN MOST ALL OF THE PROPERTIES, THE LARGEST REDUCTION BEING $38,000 ON PETER C. POWERS’ AND ROSEMARY POWERS’ COMMERCIAL BUILDING LOCATED AT 600 W. 35TH ST.
PETER C. POWERS ASKED IF JEROME A. PINTARO COULD SECURE A $50,000 SPIF GRANT FROM THE CITY OF CHICAGO BECAUSE HIS SON-IN-LAW DAN MARTH HAD BEEN TRYING FOR A YEAR TO GET AN APPROVAL FOR THE GRANT, BUT FAILED TO GET ANYTHING ACCOMPLISHED. PETER C. POWERS FURTHER INDICATED THAT THE GRANT, WHICH WAS BEING OFFERED AT THE TIME TO SPECIFICALLY REMODEL COMMERCIAL BUILDING FACADES, WAS EXPIRING IN LESS THAN A MONTH. JEROME A. PINTARO HAD THE APPROVAL FOR THE $50,000 GRANT APPROVED IN LESS THAN TWO WEEKS, HE NEVER RECEIVED A PENNY.
MANAGED COMPLETELY REMODELED R&R THE 350’ LONG BUILDING FAÇADE, TWENTY FEET HIGH WITH ALL NEW MATERIALS, NEW WINDOWS, NEW PARAPET WALL COPING, NEW MAIN SECURITY ACCESS DOOR, NEW AWNINGS, TOTAL MODERNIZAITON AND UPGRADING, A YEAR LONG PROJECT, HE NEVER RECEIVED A PENNY.
https://www.chicagocityscape.com/address.php?lat=41.831026&lng=-87.641743
PETER C. POWERS REFUSED TO REPLACE THE SERIOUSLY DETERIORATED, AND IN JEROME A. PINTARO'S OPINION AT THE TIME, IN DANGER OF IMMINENT FAILURE, THE STRUCTURAL STEEL I-BEAM LINTEL ENCASED IN THE SOLID MASONRY WALL ABOVE THE AUTO REPAIR SHOP'S COMMERCIAL WINDOW AND CUSTOMER DOOR FOR INGRESS AND EGRESS, LOCATED AT 610 W. 35TH ST, CHICAGO, IL, PETER C. POWERS' AND ROSEMARY POWERS' COMMERCIAL TENANT. THE DETERIORATED STRUCTURAL STEEL LINTEL CARRIES THE ENTIRE LOAD OF THE SOLID MASONRY STRUCTURAL PERIMETER WALL AND PARAPET WALL EXTENDING ABOVE THE ROOF LEVEL FROM THE TOP OF THE COMMERCIAL WINDOW AND DOOR OPENINGS TO THE COPING ON TOP OF THE PARAPET WALL.
THERE’S MORE, BUT JEROME A. PINTARO BELIEVES THAT THE ABOVE IS A FAIR REPRESENTATION OF WHAT JEROME A. PINTARO WAS DOING FOR PETER C. POWERS AND ROSEMARY POWERS WHILE THEY WERE STEALING, $600,000, OVER A HALF MILLION DOLLARS FROM JEROME A. PINTARO AND MARILYN PINTARO, BETWEEN FEBRUARY, 2012, AND MAY, 2018.
PETER C. POWERS AND ROSEMARY POWERS
FEDERAL INCOME TAX AND STATE OF ILLINOIS TAX EVASION IN THE AMOUNT OF $5M, ON BUSINESS REVENUES COLLECTED FROM RETAIL SALES, COMMERCIAL PROPERTY RENTALS, AND WHITE SOX, GURARANTEED RATE FIELD (NOW KNOWN AS THE WHITE SOX, RATE FIELD) PRIVATE PARKING LOT REVENUES
7210 GIDDINGS AVENUE
BURR RIDGE, ILLINOIS 60527
THE FOLLOWING SINGLE-FAMILY DETACHED HOME BUILT IN 2018 WAS BUILT BY DAN MARTH D/B/A/ RMD CONSTRUCTION, WHO IS MARRIED TO ROSE MARTH, WHO IS AN ILLINOIS LICENSED REAL ESTATE BROKER WITH BAIRD AND WARNER REAL ESTATE. DUPAGE COUNTY RECORDS INDICATE THERE WAS NO EVIDENCE OF A CONSTRUCTION LOAN RECORDED, THERE WAS NO EVIDENCE OF A MORTGAGE LOAN RECORDED, THE PROPERTY CONVEYANCES WERE SKETCHY AT BEST, AND THE PROPERTY IS OWNED FREE AND CLEAR, "CASH" ACCORDING TO DUPAGE COUNTY PUBLIC RECORDS.
ROSE MARTH IS THE DAUGHTER OF PETER C. POWERS AND ROSEMARY POWERS, THE SAME PETER C. POWERS AND ROSEMARY POWERS WHO EVADED FEDERAL AND STATE INCOME TAXES ON $5M OF RETAIL BUSINESS AND COMMERCIAL RENTAL REVENUES BUT CONTINUES TO DEFY THE GRAVITY OF THE ACCUSATIONS.
RYAN M. SCHNEIDER WAS THE CEO OF CAPITAL ONE BANK N.A. BETWEEN FEBRARY, 2012 AND DECEMBER, 31, 2017. RYAN M. SCHNEIDER BECAME THE CEO OF REALOGY, WHICH WAS THE HOLDER OF THE COLDWELL BANKER BRAND ON JANUARY 1, 2018.
REALOGY CHANGED ITS NAME FOUR YEARS LATER IN 2022 TO “EVERYWHERE REAL ESTATE”
VICTOR CIARDELLI IS THE CEO OF GUARANTEED RATE MORTGAGE COMPANY, WHO PURCHASED NAMING RIGHTS FOR THE WHITE SOX PARK, GUARANTEED RATE FIELD. VICTOR CIARDELLI ANNOUNCED THIS PAST WEEK THAT HE IS NOW CHANGING THE NAME OF GUARANTEED RATE MORTGAGE COMPANY TO THE “RATE.”
PETER C. POWERS, RYAN M. SCHNEIDER, AND VICTOR CIARDELLI, AND MOST OTHERS WERE ALLEGEDLY COMPLICIT IN THE THEFT OF $600,000+ IN FRAUDULENT MORTGAGE LOAN PAYMENTS FRAUDULENTLY BILLED BY CAPITAL ONE BANK, N.A. AND FRAUDULENTLY COLLECTED BY CAPITAL ONE BANK, N.A. PAID BY JEROME A. PINTARO AND MARILYN PINTARO BETWEEN FEBRUARY, 2012 AND MAY, 2018.
ROSE MARTH, AN ILLINOIS LICENSED REAL ESTATE BROKER AND PAULA CIARDELLI, AN ILLINOIS LICENSED REAL ESTATE BROKER, WERE A BROKERAGE TEAM AT THE FORMER d'ABRILE PROPERTIES LOCATED IN HINSDALE, ILLINOIS. d'APRILE PROPERTIES WAS REPORTED TO HAVE BEEN ACQUIRED BY COLDWELL BANKER REAL ESTATE GROUP. ROSE MARTH AND PAULA CIARDELLI ARE CURRENTLY BOTH ILLINOIS LICENSED REAL ESTATE BROKERS AT BAIRD AND WARNER REAL ESTATE.
RYAN M. SCHNEIDER WAS CEO OF CAPITAL ONE BANK, N.A. ON FEBRUARY, 2012, AT THE TIME OF THE BEGINNING OF THE BILLING CYCLE OF FRAUDULENT MORTGAGE PAYMENTS AND WAS SUBSEQUENTLY THE CEO OF REALOGY, HOLDER OF THE COLDWELL BANKER REAL ESTATE BRAND ON MAY, 2018, AT THE END OF THE CYCLE OF FRAUDULENT PAYMENTS BY PAID BY JEROME. A. PINTARO AND MARILYN PINTARO. BEGINNING IN JUNE, 2018 JEROME A. PINTARO AND MARILYN PINTARO REFUSED TO MAKE ANY FURTHER FRAUDULENT PAYMENTS UPON THE REALIZATION THAT THE PAYMENTS WERE BEING FRAUDULENTLY BILLED AND COLLECTED BY CAPITAL ONE, N.A. UNDER THE DIRECITON OF CEO BRYAN M. SCHNEIDER WITH THE ASSISTANCE OF VICTOR CIARDELLI, THE FRAUDULENT MORTGAGE PAYMENTS WERE BEING COLLECTED ON BEHALF OF PETER C. POWERS AND ROSEMARY POWERS WHO ALLEGEDLY LAUNDERED THE FRAUDULENT MORTGAGE PAYMENTS THROUGH BUSINESS ENTITY, "RMD CONSTRUCTION," A CONSTRUCTION COMPANY OWNED BY PETER C. POWERS AND ROSEMARY POWERS DAUGHTER AND SON-IN-LAW, DAN AND ROSE MARTH, EVADING FEDERAL AND STATE INCOME TAXES ON THE FRAUDULENTLY COLLECTED FUNDS.
JEROME A. PINTARO IS ALLEDGING THAT THE HOME BUILT BY "RMD CONSTRUCTION" WHOM DUPAGE COUNTY PUBLIC RECORDS INDICATE THE HOME IS CURRENTLY OWNED BY DAN AND ROSE MARTH, WAS BUILT TO LAUNDER THE ILLICIT $600,000 IN FRAUDULENT MORTGAGE PAYMENTS BILLED AND PAID BY JEROME A. PINTARO AND MARILYN PINTARO, WHICH WERE FRAUDULENTLY BILLED AND COLLECTED IN THE NAME OF CAPITAL ONE BANK, N.A., THE FRAUDULENT SERVICER OF THE FRAUDULENT MORTGAGE LOAN AND COLLECTOR OF THE PAYMENTS, PURSUANT TO RYAN M. SCHNEIDER’S DIRECTION AS CEO OF BOTH CAPITAL ONE, N.A. AND REALOGY, THE HOLDER OF THE COLDWELL BANKER REAL ESTATE BRAND.
ON OCTOBER, 2018, PETER C. POWERS AND ROSEMARY POWERS FILED A FRAUDULENT COMPLAINT AGAINST JEROME A. PINTARO AND MARILYN PINTARO, TO COLLECT ON A FRAUDULENT ORAL DEBT THAT NEVER EXISTED.
ON JUNE, 2019, PETER C. POWERS AND ROSEMARY POWERS PRIVATELY REFINANCED THEIR COMMERCIAL RETAIL STORE AT 600 WEST 35TH STREET, IN AN AMOUNT OF $475,000 ORIGINATED BY A PRIVATE LENDER.
"THE QUESTION FOR THE FEDERAL AND STATE COURTS IS, ARE DAN AND ROSE MARTH, AND "RMD CONSTRUCTION" COMPLICIT AND GUILTY OF MONEY LAUNDERING, AND FEDERAL AND STATE INCOME TAX EVASION AS PARTIES TO A CONSPIRACY TO DEFRAUD AND EXTORT $600,000+ FROM JEROME A. PINTARO AND MARILYN PINTARO BY PETER C. POWERS, ROSEMARY POWERS, RYAN M. SCHNEIDER, AND VICTOR CIARDELLI?"
https://flipbooks.fleepit.com/f-60013-listing_photos
https://flipbooks.fleepit.com/f-60014-marth_parcel_search
https://flipbooks.fleepit.com/f-60015-deeds
https://flipbooks.fleepit.com/f-60016-search
https://flipbooks.fleepit.com/f-60019-trust_to_rmd
LAUNDERING "CASH" INTO REAL ESTATE
PETER C. POWERS AND ROSEMARY POWERS LAUNDERED $500,000 OF CASH BUSINESS REVENUES FROM THEIR BUSINESS OPERATONS INTO A SINGLE REAL ESTATE VENTURE.
PETER C. POWERS AND ROSEMARY POWERS WERE ALLEGEDLY COMPLICIT IN 20 YEARS OF COOK COUNTY PROPERTY TAX FRAUD.
PREVENTION OF MONEY LAUNDERING ACT, 2002 (PMLA)
https://cleartax.in/s/prevention-of-money-laundering-act-2002
THE MONEY LAUNDERING CONTROL ACT OF 1986: AN OVERVIEW FOR AML COMPLIANCE PROFESSIONALS
https://alessa.com/blog/money-laundering-control-act/
U.S. DEPARTMENT OF THE TREASURY
MONEY LAUNDERING
MONEY LAUNDERING GENERALLY REFERS TO FINANCIAL TRANSACTIONS IN WHICH CRIMINALS, INCLUDING TERRORIST ORGANIZATIONS, ATTEMPT TO DISGUISE THE PROCEEDS, SOURCES OR NATURE OF THEIR ILLICIT ACTIVITIES. MONEY LAUNDERING FACILITATES A BROAD RANGE OF SERIOUS UNDERLYING CRIMINAL OFFENSES AND ULTIMATELY THREATENS THE INTEGRITY OF THE FINANCIAL SYSTEM.
https://home.treasury.gov/policy-issues/terrorism-and-illicit-finance/money-laundering#:~:text=Money%20laundering%20generally%20refers%20to%20financial%20transactions%20in,ultimately%20threatens%20the%20integrity%20of%20the%20financial%20system
FINCEN IS A BUREAU OF THE U.S. DEPARTMENT OF THE TREASURY.
WHAT WE DO
What We Do | FinCEN.gov
NEED TO FILE A BENEFICIAL OWNERSHIP INFORMATION REPORT?
MANY COMPANIES ARE REQUIRED TO REPORT INFORMATION TO FINCEN ABOUT THE INDIVIDUALS WHO ULTIMATELY OWN OR CONTROL THEM.
FINCEN BEGAN ACCEPTING REPORTS ON JANUARY 1, 2024.
United States Department of the Treasury Financial Crimes Enforcement Network | FinCEN.gov
EX-ILLINOIS LAWMAKER ABRUPTLY PLEADS GUILTY TO FRAUD AND MONEY LAUNDERING, HALTING FEDERAL TRIAL
FORMER ILLINOIS LAWMAKER AND GUBERNATORIAL CANDIDATE WILLIAM “SAM” MCCANN ABRUPTLY PLEADED GUILTY ON THURSDAY TO NINE FELONY COUNTS OF WIRE FRAUD, MONEY LAUNDERING AND TAX EVASION, HALTING HIS FEDERAL CORRUPTION TRIAL OVER MISUSING UP TO $550,000 IN CAMPAIGN CONTRIBUTIONS.
https://apnews.com/article/illinois-senator-sam-mccann-fraud-guilty-plea-0bbf4c04e6ff831132237e2e9800f5e9B
U.S. DEPARTMENT OF JUSTICE
2101.
MONEY LAUNDERING OVERVIEW
https://www.justice.gov/archives/jm/criminal-resource-manual-2101-money-laundering-overview
INTERNAL REVENUE SERVICE
FEDERAL GRAND JURY INDICTMENT CHARGES MONEY LAUNDERING, OBSTRUCTION, AND FALSIFYING DOCUMENTS
https://www.irs.gov/compliance/criminal-investigation/federal-grand-jury-indictment-charges-money-laundering-obstruction-and-falsifying-documents
ANTI-MONEY LAUNDERING AND COUNTERING THE FINANCING OF TERRORISM
MONEY LAUNDERING IS THE PROCESS OF MAKING THE PROCEEDS OF CRIMINAL ACTIVITY APPEAR TO HAVE BEEN LEGALLY OBTAINED. ACCORDING TO THE IMF AND WORLD BANK, CRIMINALS LAUNDER AN ESTIMATED TWO TO NEARLY FOUR TRILLION DOLLARS EACH YEAR.
https://www.state.gov/anti-money-laundering-and-countering-the-financing-of-terrorism/
DUPAGE COUNTY, COLDWELL BANKER REAL ESTATE BROKERAGE
DUPAGE COUNTY, COLDWELL BANKER REAL ESTATE BROKERAGE “MONEY LAUNDERING” OF “CASH PURCHASES” MADE BY PETER C. POWERS AND ROSEMARY POWERS OF TWO CONDOMINIUM UNITS PURCHASED IN “CARRIAGE WAY CONDOMINIMS” IN BURR RIDGE, ILLINOIS FOR THEIR TWO DAUGHTERS
LOCAL REAL ESTATE BROKERAGE ANTITRUST CONDUCT RELATING TO THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE “PRIVATE LISTING NETWORK”
A CONCERTED EFFORT BY DUPAGE COUNTY GOVERNMENT AND LOCAL REAL ESTATE BROKERS TO INTIMIDATE AND HARASS JEROME A. PINTARO AND VIOLATE HIS U.S. CONSTITUTIONAL RIGHT TO FREEDOM OF SPEECH
JEROME A. PINTARO AND MARILYN PINTARO CONTINUE TO BE HARASSED, INTMIDATED, AND ASSAULTED IN COMMERCIAL STORES, RESTAURANTS, ANYWHERE AND EVERYWHERE IN PUBLIC ESTABLISHMENTS, AND AT HOTELS THAT THEY HAVE BEEN COMMITTED TO STAYING AT FOR THE PAST EIGHTEEN MONTHS AS A RESULT OF DUPAGE COUNTY GOVERNMENT STEALING THEIR PRINCIPAL, DUPAGE COUNTY, OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS, THE THEFT BY DUPAGE COUNTY GOVERNMENT TO EXTORT JEROME A. PINTARO AND MARILYN PINTARO TO CONFER INTEREST AND EQUITY IN THE PINTARO’S OAK BROOK RESIDENCE TO PETER C. POWERS AND ROSEMARY POWERS WHO HAVE ALREADY STOLEN $600,000 IN FRAUDULENT MORTGAGE PAYMENTS FROM JEROME A. PINTARO AND MARILYN PINTARO, WITH THE ASSISTANCE OF RYAN C. SCHNEIDER, CEO OF ANYWHERE REAL ESTATE, FORMERLY KNOWN AS REALOGY, AND VICTOR CIARDELLI, PRIOR CEO OF GUARANTEED RATE MORTGAGE, MOST RECENTLY NOW KNOWN AS THE RATE MORTGAGE COMPANY, ATTACKS ON PUBLIC THOROUGHFARES THROUGH COORDINATION OF MULTIPLE VEHICLES ACTING UNIFORMLY IN AN AGGRESSIVE, HOSTILE, DANGEROUS. AND ILLEGAL MANNER FOR THE PURPOSE OF INDUCING INTIMIDATION, HARASSMENT, AND FEAR. THESE DRIVERS MANAGE THEIR ATTACKS BY A DUPAGE COUNTY GPS TRACKING DEVICE ILLEGALLY INSTALLED ON JEROME A. PINTARO’S LEG.
THE U.S. ANTITRUST LAWS PERMIT PRIVATE PLAINTIFFS TO RECOVER THREE TIMES THE DAMAGES THEY PROVE THEY HAVE SUFFERED
ANTITRUST COLLUSION AND CONSPIRACY
MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE’S,
“PRIVATE, ANTITRUST, UNCOMPETITIVE, MARKET/CUSTOMER ALLOCATED, GROUP BOYCOTT, PRICE FIXING, NETWORK!”
IF A HOME IS LISTED FOR SALE WITH A LIST PRICE SUPPORTED BY UNMANIPULATED, GERMANE, MARKET DATA, AND THE HOME GOES UNDER CONTRACT IN A FEW DAYS, ITS LIKELY, BUT NOT GUARANTEED, THAT THE REAL ESTATE LISTING BROKER HAD IT SOLD PRIOR TO THE HOME EVER BEING LISTED AND EXPOSED FOR SALE. THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE’S “PRIVATE LISTING NETWORK” ALLOWS REAL ESTATE BROKERS TO MANIPULATE AND VIRTUALLY ELIMINATE PUBLIC EXPOSURE TIME IN ANY DEFINED RESIDENTIAL MARKET AREA, EXPOSURE TIME, THE MOST WIDELY ACCEPTED COMPONENT OF TRUE MARKET VALUE. THE CONCEPT IS SIMPLE, STRAIGHT FORWARD, AND OBVIOUS, IF YOU CONFINE AND COMPRESS THE EXPOSURE TIME OF A PROPERTY FOR SALE TO ONE DAY, WITH FEW POTENTIAL PURCHASERS, WE WILL FOR THIS ILLUSTRATION ASSUME FIVE POTENTIAL PURCHASERS WHO ATTEND AN OPEN HOUSE, THE SALE OF THE HOME IS CONTINGENT UPON A LIMITED POPULATION OF POTENTIAL PURCHASERS WHICH HISTORY HAS SHOWN WILL MOST LIKELY RESULT, BUT WILL NOT GUARANTEE, THAT THE HOME WILL SELL WITH A LOWER POTENTIAL OFFER PRICE SIMPLY A RESULT OF A LIMITED NUMBER OF POTENTIAL PURCHASERS. IF THE EXPOSURE TIME IS INCREASED TO THIRTY DAYS WITH WIDER PUBLIC EXPOSURE, THE RESULT WILL MOST LIKELY, BUT NOT BE GUARANTEED, TO RESULT IN HIGHER POTENTIAL OFFERS, BY VIRTUE OF A HIGHER NUMBERS OF OFFERS.
THE “PRIVATE LISTING NETWORK” ALLOWS REAL ESTATE BROKERS TO ENGAGE IN REAL ESTATE ANTITRUST CONDUCT. IT ALLOWS REAL ESTATE BROKERS TO ENGAGE IN “MARKET/CUSTOMER ALLOCATION,” BY DISALLOWING AND DISCOURAGING ANY COMPETITIVE OPPORTUNITIES FROM OTHER COMPETING REAL ESTATE BROKERS AND PURCHASERS TO PURCHASE THE SUBJECT PROPERTY WHICH THE LISTING BROKER HAS TAKEN LISTING OWNERSHIP OF IN THE "PRIVATE LISTING NETWORK,” SIMPLY A RESULT OF THE LISTING BROKER’S EXCLUSIVE ADVANTAGE AND ABILITY TO SELL THE LISTED PROPERTY FROM WITHIN THE “PRIVATE LISTING NETWORK” OR FROM THE OPEN PUBLIC MARKET AFTER IT HAS ALREADY BEEN COMMITTED TO A PURCHASER IN THE “PRIVATE LISTING NETWORK” AND PRIOR TO ANY SIGNIFICANT EXPOSURE TIME IN THE OPEN PUBLIC MARKET FROM EITHER PROSPECTIVE PURCHASERS OR OTHER COMPETING REAL ESTATE BROKERS. THIS CONDUCT ESSENTIALLY RESULTS IN A “GROUP BOYCOTT” WHEN MEMBERS OF LOCAL REAL ESTATE CARTELS WHO ENJOY MARKET DOMINANCE IN ANY DEFINED RESIDENTIAL MARKET AREA BAND TOGETHER TO KEEP THEIR LISTINGS WITHIN THEIR OWN BROKERAGE FIRMS AND AMONGST THEIR CARTEL GROUP MEMBERS. IT ALSO RELATES TO REAL ESTATE ANTITRUST LISTING “PRICE FIXING” BY SELLING THE “PRIVATE LISTING NETWORK” AT DISCOUNT, MANIPULATED, UNDERPRICED MARKET LIST PRICES WELL BELOW TRUE MARKET VALUE, AND FURTHER ADVANTAGES THE LISTING BROKER(S) IN BUILDING AN INVENTORY OF POTENTIAL REAL ESTATE PURCHASERS ON THEIR EXCLUSIVE, ILLEGAL, REAL ESTATE, ANTITRUST CONDUCT.
TREBLE, TREBLE TOIL AND TROUBLE: THE NEW PER SE RULE AS A PROTECTION AGAINST THE
CURSE OF THE “SUPREME EVIL”
THE SUPREME COURT HAS CALLED COLLUSION BETWEEN FIRMS THE “SUPREME EVIL” OF ANTITRUST. DESPITE PUBLIC AND PRIVATE ENFORCEMENT EFFORTS, COLLUSIVE FIRMS AND THE CARTELS THEY FORM COST AMERICAN CONSUMERS BILLIONS OF DOLLARS A YEAR AND UNDERMINE THE VIRTUES OF OUR FREE MARKET ECONOMY. THE CHICAGO SCHOOL THEORY OF ANTITRUST ENFORCEMENT, WHICH HAS DOMINATED ANTITRUST SCHOLARSHIP, VEHEMENTLY DISAPPROVES OF PRIVATE ANTITRUST ACTIONS THAT ENABLE PLAINTIFFS TO RECOVER TREBLE DAMAGES. RECENT SCHOLARSHIP, HOWEVER, HAS REJECTED THE CHICAGO SCHOOL’S CONCERNS OF OVERDETERRENCE AND EMBRACED THE TREBLE DAMAGES REMEDY. THIS NOTE FOLLOWS THE RECENT SCHOLARSHIP AND PROPOSES THE NEW PER SE RULE, WHICH WOULD IMPOSE PER SE CIVIL LIABILITY—INCLUDING TREBLE DAMAGES—ON FIRMS THAT ARE CRIMINALLY CONVICTED OF COLLUSION AND THOSE FIRMS’ EXECUTIVES, REGARDLESS OF WHETHER OR NOT THE EXECUTIVES ARE INDIVIDUALLY PROSECUTED OR CONVICTED. THE NEW PER SE RULE WILL RADICALLY ALTER THE DECISION-MAKING FORMULAS OF FIRMS AND THEIR AGENTS, LIKELY TRANSFORMING COLLUSION FROM A RATIONAL AND PROFITABLE BUSINESS STRATEGY INTO AN IRRATIONAL AND UNPROFITABLE ONE. MORE IMPORTANTLY, THE NEW PER SE RULE WILL STRIKE AT THE ROOT CAUSE OF COLLUSION: FIRM EXECUTIVES. THE NEW PER SE RULE WILL MAKE IT IRRATIONAL FOR FIRM EXECUTIVES TO ENGAGE IN OR ALLOW THE FIRM THEY COMMAND TO ENGAGE IN COLLUSIVEACTIVITY. ONCE COLLUSION IS IRRATIONAL, THE “SUPREME EVIL” WILL CEASE TO PLAGUE OUR ECONOMY.
https://scholarship.law.wm.edu/cgi/viewcontent.cgi?article=1214&context=wmblr
WHAT IS A CARTEL? DEFINITION, EXAMPLES, AND LEGALITY
https://www.investopedia.com/terms/c/cartel.asp#:~:text=A%20cartel%20is%20a%20collection,in%20agreement%20with%20one%20another.
COLLUSION IS GENERALLY CONSIDERED ILLEGAL AND UNETHICAL BECAUSE IT UNDERMINES THE PROPER FUNCTIONING OF A COMPETITIVE MARKET, LEADING TO NEGATIVE CONSEQUENCES FOR CONSUMERS AND THE ECONOMY AS A WHOLE.
https://www.superfastcpa.com/what-is-collusion/#:~:text=Collusion%20is%20generally%20considered%20illegal,the%20economy%20as%20a%20whole.
COLLUSION IS GENERALLY CONSIDERED ILLEGAL AND UNETHICAL BECAUSE IT UNDERMINES THE PROPER FUNCTIONING OF A COMPETITIVE MARKET, LEADING TO NEGATIVE CONSEQUENCES FOR CONSUMERS AND THE ECONOMY AS A WHOLE.
https://www.superfastcpa.com/what-is-collusion/#:~:text=Collusion%20is%20generally%20considered%20illegal,the%20economy%20as%20a%20whole.
COLLUSION IS A NON-COMPETITIVE, SECRET, AND SOMETIMES ILLEGAL AGREEMENT BETWEEN RIVALS THAT ATTEMPTS TO DISRUPT THE MARKET'S EQUILIBRIUM. THE ACT OF COLLUSION INVOLVES PEOPLE OR COMPANIES THAT WOULD TYPICALLY COMPETE AGAINST EACH OTHER BUT WHO CONSPIRE TO WORK TOGETHER TO GAIN AN UNFAIR MARKET ADVANTAGE.
https://www.investopedia.com/terms/c/collusion.asp#:~:text=Collusion%20is%20a%20non%2Dcompetitive,gain%20an%20unfair%20market%20advantage.
CIVIL LIABILITIES
(740 ILCS 10/) ILLINOIS ANTITRUST ACT.
IN AN ACTION FOR DAMAGES, IF INJURY IS FOUND TO BE DUE TO A VIOLATION OF SUBSECTIONS (1) OR (4) OF SECTION 3 OF THIS ACT, THE PERSON INJURED SHALL BE AWARDED 3 TIMES THE AMOUNT OF ACTUAL DAMAGES RESULTING FROM THAT VIOLATION, TOGETHER WITH COSTS AND REASONABLE ATTORNEY'S FEES.
https://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=2020&ChapterID=57#:~:text=In%20an%20action%20for%20damages,costs%20and%20reasonable%20attorney's%20fees.
THE MOST WIDELY ACCEPTED COMPONENTS OF MARKET VALUE ARE INCORPORATED IN THE FOLLOWING DEFINITION:
THE MOST PROBABLE PRICE, AS OF A SPECIFIED DATE, IN CASH, OR IN TERMS EQUIVALENT TO CASH, OR IN OTHER PRECISELY REVEALED TERMS, FOR WHICH THE SPECIFIED PROPERTY RIGHTS SHOULD SELL AFTER REASONABLE EXPOSURE IN A COMPETITIVE MARKET, UNDER ALL CONDITIONS REQUISITE TO A FAIR SALE, WITH THE BUYER AND SELLER EACH ACTING PRUDENTLY, KNOWLEDGEABLY, AND FOR SELF-INTEREST, AND ASSUMING THAT NEITHER IS UNDER UNDUE DURESS. [EMPHASIS ADDED] BECAUSE MARKET VALUE DEFINITIONS TYPICALLY INCLUDE A CONDITION THAT A REASONABLE TIME IS ALLOWED FOR EXPOSURE IN THE OPEN MARKET, THE CONCEPT OF EXPOSURE TIME HAS AN IMPORTANT ROLE IN THE APPRAISAL PROCESS. APPRAISERS MUST DEVELOP AN OPINION OF THE EXPOSURE TIME LINKED TO THE VALUE OPINION BECAUSE REASONABLE EXPOSURE IN THE MARKET IS A CONDITION OF THE DEFINITION OF MARKET VALUE. THE APPRAISAL INSTITUTE’S THE DICTIONARY OF REAL ESTATE APPRAISAL, 6TH EDITION, DEFINES “EXPOSURE TIME” AS: THE ESTIMATED LENGTH OF TIME THAT THE PROPERTY INTEREST BEING APPRAISED WOULD HAVE BEEN OFFERED ON THE MARKET PRIOR TO THE HYPOTHETICAL CONSUMMATION OF A SALE AT MARKET VALUE ON THE EFFECTIVE DATE OF THE APPRAISAL; COMMENT: EXPOSURE TIME IS A RETROSPECTIVE OPINION BASED ON AN ANALYSIS OF PAST EVENTS ASSUMING A COMPETITIVE AND OPEN MARKET.
AUCTIONS THAT AREN’T AUCTIONS, WHICH HAVE NO RULES THAT ARE ANYTHING BUT TRANSPARENT, THAT ALLEGEDLY VIOLATE BOTH STATE AND FEDERAL LAW
AS A SELLER, AM I SELLING MY HOME AT AUCTION?
IF YOU ARE, OR WERE A REAL ESTATE CONSUMER PARTY TO AN “AUCTION TYPE” SALE OR PURCHASE OF A RESIDENTIAL REAL ESTATE PROPERTY IN ILLINOIS, AND YOUR HOME WAS LISTED BY AN ILLINOIS LICENSED REAL ESTATE BROKER, OR YOU WERE THE PURCHASER OF A HOME REPRESENTED BY AN ILLINOIS LICENSED REAL ESTATE BUYERS’ BROKER, WHO ARE MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE, YOU MAY HAVE LEGAL GROUNDS FOR BOTH A STATE OF ILLINOIS COMPLAINT AND A FEDERAL ANTITRUST COMPLAINT AGAINST THE REAL ESTATE LICENSEES, THE MAINSTREET ORGANIZATION OF REALTORS, THE MIDWEST REAL ESTATE DATA MULTIPLE LISTING SERVICE, AND OTHERS.
TAKE NOTE: I AM NOT AN ATTORNEY AND THE ABOVE INFORMATION SHOULD NOT BE ASSUMED OR TAKEN TO BE LEGAL ADVICE, YOU SHOULD CONTACT AN ATTORNEY OR LAW FIRM LOCATED WITHIN THE STATE OF ILLINOIS (GOOD LUCK WITH THAT) OR NATIONALLY, OUTSIDE THE STATE OF ILLINOIS, WHO IS LICENSED TO PRACTICE LAW AND FAMILIAR WITH STATE OF ILLINOIS AUCTION LAW, REAL ESTATE BROKERAGE LAW, AND REAL ESTATE LAW.
HOMES THAT WERE LISTED BY ILLINOIS LICENSED REAL ESTATE BROKERS WELL BELOW MARKET VALUE AS “STARTING BIDS” FOLLOWED UP BY A LISTING BROKER PROCLAMATION THAT “MULTIPLE OFFERS RECEIVED, HIGHEST AND BEST OFFERS DUE AT A SPECIFIC DATE AND TIME” MAY HAVE VIOLATED ILLINOIS REAL ESTATE BROKERAGE LICENSE LAWS, ILLINOIS LICENSE AUCTION LAWS, AND THE FIDUCIARY DUTIES THAT REAL ESTATE BROKER LICENSEES OWE THEIR CLIENTS.
THESE SELF DIRECTED, ALLEGEDLY UNLICENSED, ONLINE AUCTION PROTOTYPE MRED/MLS LISTINGS BEING UTILIZED BY LOCAL ILLINOIS LICENSED REAL ESTATE BROKERS, THEIR BROKERAGE FIRMS, AND THEIR MANAGING BROKERS, HAVE NO AUCTION RULES, AND ARE SERIOUSLY, FINANCIALLY HARMING THE LOCAL RESIDENTIAL REAL ESTATE MARKET AND REAL ESTATE PROPERTY OWNERS/SELLERS AND RESIDENTIAL REAL ESTATE PURCHASERS AS WELL AS OTHER LICENSEES WHO ARE BEING BOYCOTTED AND KEPT OUT OF THE LOOP OF THE LOCAL BOYCOTTING BROKER ILLEGAL ORGANIZATION.
THESE ALLEGEDLY ILLEGAL AUCTIONS KEEP SELLERS COMPLETELY UNDERGROUND, NOT KNOWING HOW MANY PURCHASE OFFERS HAVE ACTUALLY BEEN RECEIVED, ACCEPTED, OR REJECTED BY THE LICENSED BROKER PARTY TO THE TRANSACTION WITHOUT EVER INFORMING THE SELLERS. THE LISTING BROKER COULD RECEIVE PURCHASE OFFERS THOUSANDS OVER THE “PUBLISHED” LIST PRICE AND NEVER REALIZE THAT THEIR LISTING BROKER THREW THEM UNDER THE BUS AND SOLD THE HOME TO THE LISTING BROKER’S FRIEND, RELATIVE, OR A BUYER WHO SOMEHOW FINANCIALLY INCENTIVIZED THE BROKER, FOR THOUSANDS UNDER MARKET VALUE, CONSIDERING THESE AUCTION TYPE LISTINGS TYPICALLY START WITH A LIST PRICE THOUSANDS BELOW MARKET VALUE TO START.
IF YOU ARE A BUYER OR A SELLER AND BELIEVE THAT YOU HAVE BEEN VIOLATED BY THIS ALLEGED UNLAWFUL CONDUCT BY ILLINOIS LICENSED REAL ESTATE BROKERS PARTY TO THESE REAL ESTATE PROPERTY TRANSACTIONS, AND/OR ALLEGED UNLAWFUL CONDUCT UNDER FEDERAL ANTITRUST LAWS, BRINGING THESE ALLEGED VIOLATIONS TO A COURT OF LAW MAY IN FACT DETERMINE THAT THE EFFECTED REAL ESTATE TRANSACTIONS THAT YOU WERE PARTY TO WERE NOT ONLY FRAUD ALLEGEDLY DIRECTED TOWARDS YOU AS REAL ESTATE CONSUMERS BUT ALSO BANK FRAUD DIRECTED TOWARDS THE APPRAISER WHO COMPLETED THE REAL ESTATE MORTGAGE APPRAISAL ON THESE PROPERTIES AND AGAINST THE LENDER WHO ORIGINATED THE MORTGAGE ON THESE PROPERTIES SOLD UNDER THESE AUCTION TYPE TERMS OF SALES.
WHAT PROOF IS THERE THAT BROKERS WOULD DO THIS, CONSIDER THIS?
95%, IF NOT MORE OF THE MAINSTREET ORGANIZATION OF REALTORS AND MRED/MLS MEMBERS INSTALL SHOWINGTIME ELECTRONIC LOCKBOXES ON ALL THEIR PROPERTY LISTINGS. THESE LOCKBOXES PROVIDE ELECTRONIC EVIDENCE OF WHO, WHAT, WHERE, AND WHEN THE PROPERTY IS SHOWN, AND BY HOW MANY BROKERS, ALL OF WHOM ARE PERSONALLY RECORDED IN THE LOCKBOX MEMORY BANK THAT WERE IN THE PROPERTY.
SINCE I RECENTLY EXPOSED THIS ALLEGEDLY FRAUDULENT “AUCTION TYPE” LISTING CONDUCT BY LOCAL REAL ESTATE BROKER LICENSEES, THE VAST MAJORITY OF BROKERS, INCLUDING THOSE THAT I, JEROME A. PINTARO HAVE PERSONALLY MADE APPOINTMENTS WITH OVER SHOWINGTIME TO SHOW THEIR PROPERTY LISTINGS, THOSE RESPECTIVE REAL ESTATE BROKERS WHO LISTED AND SOLD THE PROPERTIES AS "AUCTION TYPE" TRANSACTIONS, HAVE IMMEDIATELY CHANGED AND ELIMINATED THEIR SHOWINGTIME, ELECTRONIC LOCKBOX ACCESS, CHANGING THE ELECTRONIC BOX ACCESS IN THE MRED/MLS ONLINE LISTINGS AS WELL AS THE SHOWINGTIME ELECTRONIC BOXES ON THE PROPERTY FOR BROKER ACCESS, TO COMBINATION TYPE, MANUAL, "DUMB," NON-ELECTRONIC LOCKBOXES TO ALLEGEDLY CONCEAL THE ACTUAL SHOWING TRAFFIC OF THEIR "AUCTION TYPE" LISTINGS AND OTHER RECORDED INFORMATION ON THEIR "AUCTION TYPE" LISTINGS . IN ONE PARTICULAR CASE, THE LISTING BROKER LISTED THE PROPERTY AND TWO DAYS LATER INDICATED THAT “MULTIPLE OFFERS WERE RECEIVED!”
THIS ILLEGAL “AUCTION TYPE” REAL ESTATE BROKER CONDUCT BY REAL ESTATE BROKERS LISTING SELLER’S PROPERTIES AT WELL BELOW MARKET, STARTING LIST PRICES, CREATES A BUYERS’ FRENZY WHICH NEGATIVELY IMPACTS SOME PURCHASERS’ RATIONALES, MINDS, THOUGHT PROCESSES, AND LACK OF KNOWLEDGE’ WHICH LEAD THEM TO PAYING IN SOME CASES THOUSANDS MORE THAN THE PROPERTY’S MARKET VALUE. MARKET VALUE IS BASICALLY THE REPLACEMENT COST VALUE, LESS DEPRECIATION, THE COST TO CURE, AND THAT’S WHERE MORTGAGE DEFAULTS AND FORECLOSURES ORIGINATE. WHEN A PERSON CONSIDERS A PROPERTY’S MARKET VALUE THEY HAVE TO CONSIDER THE “COST TO CURE” THE ACCRUED DEPRECIATION FROM ALL SOURCES, PHYSICAL, FUNCTIONAL, AND ECONOMIC OR LOCATIONAL WHICH IS ALMOST IMPOSSIBLE TO CURE, IF THE PROPERTY IS LOCATED NEXT TO AN AIRPORT RUNWAY, IT IS UNLIKELY THAT CONDITION WILL EVER CHANGE. IF THE PROPERTY’S MARKET VALUE IS $250,000 AND THERE IS $50,000 IN ACCRUED DEPRECIATION AND THE BUYER PAYS $250,000 FOR THE PROPERTY, “AS IS”, THE BUYER, IN FACT, HAS PAID $300,000 FOR THE PROPERTY, THE $250,000 SALE PRICE AND ANOTHER $50,000 TO RETURN THE PROPERTY TO A CONDITION THAT IS TYPICAL FOR IT’S AGE AND THE MARKET AREA WHERE THE PROPERTY IS LOCATED.
AS A REAL ESTATE CONSUMER YOUR RIGHTS UNDER FEDERAL LAW MAY HAVE ALSO BEEN VIOLATED BY REAL ESTATE BROKER MISCONDUCT.
FIVE ANTITRUST CONCERNS FOR REAL-ESTATE PROFESSIONALS
PRICE-FIXING IS A PER SE ANTITRUST VIOLATION
MARKET OR CUSTOMER-ALLOCATION IS A PER SE ANTITRUST VIOLATION
BID-RIGGING IS A PER SE ANTITRUST VIOLATION
GROUP BOYCOTTS ARE PER SE ANTITRUST VIOLATIONS
REAL-ESTATE BROKERS CONSTANTLY WORK COLLECTIVELY
https://www.theantitrustattorney.com/five-antitrust-concerns-real-estate-professionals/
THIS NOTIFICATION IS BEING PROVIDED BY JEROME A. PINTARO, AN ILLINOIS LICENSED MANAGING BROKER, CONTINUOUSLY LICENSED IN STATE OF ILLINOIS SINCE 1969, AND LICENSED IN THE STATE OF FLORIDA SINCE 1994 AND A MEMBER OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE.
FOR THE PAST 18 MONTHS, ACTING IN THE CAPACITY OF AN ILLINOIS LICENSED REAL ESTATE BROKER REPRESENTING A CLIENT WHO IS RELATED TO ME, I HAVE SUBMITTED NUMEROUS OFFERS ON NEARLY TWENTY RESIDENTIAL REAL ESTATE PROPERTIES ON BEHALF OF MY CLIENT WHO IS RELATED TO ME, WITH FULL DISCLOSURE OF THE FAMILIAL RELATIONSHIP, WITH OFFERS PRESENTED TO LISTING REAL ESTATE BROKERS ON THEIR LISTINGS, AT PURCHASE PRICE OFFERS NEARLY EXCLUSIVELY AT LIST PRICE AND AS MUCH AS $35,000 ABOVE LIST PRICE, AND PRICES IN REPORTED AUCTIONED CORPORATE OWNED RESIDENTIAL PROPERTIES, AGAIN WHERE MY CLIENT’S OFFER PRICE WAS ABOVE THE “WINNING” OFFER PURCHASE PRICES, AND HAVE EXCLUSIVELY BEEN DENIED THE OFFERS BY THE LISTING BROKERS WHO IN ADDITION REFUSED TO COMPLY WITH ILLINOIS REAL ESTATE LICENSE LAW WHICH REQUIRES ALL OFFERS BE PRESENTED IN A TIMELY MANNER, WHEN BUYER REQUESTED VERIFICATION THAT THE PURCHASE OFFER WAS PRESENTED.
ILLINOIS DEPARTMENT OF FINANCIAL AND PROFESSIONAL REGULATION REQUIREMENTS FOR ONLINE, INTERNET AUCTIONS
IDFPR AUCTION LICENSE INFORMATION
https://idfpr.illinois.gov/profs/auctioneers.html
AUCTION FIRM 444 APPLICATION FOR LICENSURE UNDER THE AUCTION LICENSE ACT PUBLIC ACT 91-0603
https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/forms/dre/auction-firm-licns.pdf
ILLINOIS AUCTIONEER LICENSE REQUIREMENTS
https://www.auctionschools.com/resources/state-auctioneer-license-requirements/illinois-auctioneer-license-requirements/
ILLINOIS STATE AUCTIONEERS ASSOCIATION
https://illinoisauctioneers.org/
AUCTIONEERS LICENSE REQUIREMENTS AND QUALIFICATIONS; IDFPR DIVISION OF REAL ESTATE
https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/forms/dre/dre-auctioneer-license-application-process-chart.pdf
2021 ILLINOIS COMPILED STATUTES; CHAPTER 225 - PROFESSIONS, OCCUPATIONS, AND BUSINESS OPERATIONS; 225 ILCS 407/ - AUCTION LICENSE ACT.
https://law.justia.com/codes/illinois/2021/chapter-225/act-225-ilcs-407/
RESIDENTIAL REAL ESTATE ANTITRUST
HERE’S WHAT BROKERAGES AND LOCAL REAL ESTATE ASSOCIATIONS NEED TO KNOW:
BULLET #1: COLLUSION OFTEN TAKES PLACE AFTER MAJOR INDUSTRY DISRUPTIONS LIKE THIS ONE. COMPETITORS PANIC AND SEEK COMFORT IN KNOWING HOW OTHERS IN THE INDUSTRY PLAN TO COPE – WE COULD CALL THEM “CRISIS CARTELS.” IN THIS CASE, BROKERAGES WHO ARE SUPPOSED TO BE COMPETING SHOULD NOT DISCUSS WITH ONE ANOTHER HOW THEY PLAN TO REACT TO THE ERADICATION OF THE MANDATORY COMMISSION RULE. EACH BROKERAGE SHOULD DETERMINE BY ITSELF HOW IT WILL COMPETE, WHAT COMMISSIONS IT WILL SEEK, AND FROM WHOM.
BULLET #2: BROKERAGES NEED TO ENSURE THAT THERE ISN’T A REVERSION BACK TO A DE FACTO MANDATORY COMMISSION RULE. WHILE SOME COMMENTARY SUGGESTS THAT DISCLOSING TO SELLERS AND BUYERS THAT COMMISSIONS ARE NEGOTIABLE MAY BE ENOUGH, WE THINK THAT, IN ADDITION TO DISCLOSURES, THERE MUST BE AN ACCESSIBLE PROCESS THAT PROMPTS AND FACILITATES BONA FIDE ARMS-LENGTH NEGOTIATIONS OVER COMMISSIONS. COMMISSION NEGOTIATIONS SHOULD NOT BE DISCOURAGED IN ANY WAY. DISCLOSURES TO HOME SELLERS AND BUYERS THAT COMMISSIONS ARE NEGOTIABLE SHOULD BE UNDERSTANDABLE, EASY TO FIND AND ACCOMPANIED BY AN EXPLANATION OF THE ACTUAL PROCESS FOR NEGOTIATING.
BULLET #3: BUY-SIDE COMMISSIONS SHOULD BE COMMENSURATE WITH THE “VALUE ADD” BROUGHT BY THE BUY-SIDE BROKER. THIS MAY REQUIRE DETACHING THE BUY-SIDE COMMISSION FROM THE SALE PRICE OF THE HOME AND DOCUMENTING THE RATIONALE BEHIND THE FINAL RATE CHOSEN. THIS SHOWS THAT THE RATE IS COMPETITIVE AND NOT AN “INDUSTRY-STANDARD” OR “FIXED” COMMISSION.
BULLET #4: NO STEERING. BUY-SIDE BROKERS SHOULD PRESENT TO CLIENTS, EQUALLY AND FAIRLY, ALL HOMES THAT FALL WITHIN THEIR SPECIFICATIONS. AND CONVERSELY, SALE-SIDE BROKERS SHOULD TREAT ALL OFFERS EQUALLY NOTWITHSTANDING COMMISSIONS. BROKERAGES MUST BE CAREFUL NOT TO STEER CLIENTS TOWARDS DEALING WITH OTHER BROKERAGES THAT ARE KNOWN TO “COOPERATE” WITH RESPECT TO COMMISSION SHARING, AND MUST NOT STEER CLIENTS AWAY FROM DEALING WITH BROKERAGES THAT ARE “UNCOOPERATIVE,” I.E., TAKING A UNIQUE APPROACH TO COMPETITION FOR CLIENTS.
BULLET #5: BROKERAGES SHOULD DISCONNECT FROM LOCAL NAR GROUPS THAT REQUIRE ADHERENCE TO ANTICOMPETITIVE RULES IN EXCHANGE FOR ACCESS TO THE MLS, OR BROKERAGES SHOULD NEGOTIATE NEW MEMBERSHIP TERMS WITH THEIR LOCAL NAR GROUP. LIKE ALL TRADE ASSOCIATIONS, THE BENEFITS OF INVOLVEMENT IN THE NAR AND LOCAL REALTOR ASSOCIATIONS CAN BE OVERSHADOWED BY ANTITRUST RISK.
https://www.theantitrustattorney.com/if-i-were-youid-listen-to-this-podcast-about-residential-real-estate-antitrust/#more-2604
https://www.bonalaw.com/insights/podcasts-and-webinars/the-nar-antitrust-settlement-and-how-residential-real-estate-brokerages-should-react
MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE’S
“PRIVATE LISTING NETWORK”
“AUCTION TYPE MARKETING PLAN”
PRICE FIXING, MARKET ALLOCATION, BID-RIGGING, AND GROUP BOYCOTTS
DURING THE PAST SIX MONTHS, SIX OUT OF TEN, OR SIXTY PERCENT OF THE CONDOMINIUMS SOLD IN HINSDALE, BURR RIDGE, OAK BROOK, DOWNERS GROVE, WESTMONT, AND LOMBARD, “SOLD WITH TEN DAYS OR LESS MARKET TIME EXPOSURE” IN THEIR LOCAL MARKETS
DURING THE PAST SIX MONTHS, SIX OUT OF TEN, OR SIXTY PERCENT OF THE CONDOMINIUMS SOLD IN HINSDALE, BURR RIDGE, OAK BROOK, DOWNERS GROVE, WESTMONT, AND LOMBARD, “SOLD FOR MORE THAN THE ORIGINAL LIST PRICE” THAT THE PROPERTY WAS ORIGINALLY LISTED ON THE MARKET AT
https://flipbooks.fleepit.com/f-60119-original_list_sold_market_time
HOW CONDOMINIUM VALUES HAVE AND CONTINUE TO BE UNDERVALUED IN YORK AND DOWNERS GROVE TOWNSHIPS, DUPAGE COUNTY
MY LOCAL REAL ESTATE LISTING BROKER SUGGESTED A LIST PRICE OF $185,000 FOR MY 1,060 SQ. FT., TWO BEDROOM, TWO BATH CONDOMINIUM WITH TWO ASSIGNED OPEN PARKING SPACES, WITH NO GARAGE, THAT WAS BUILT IN 1980 IN YORK OR DOWNERS GROVE TOWNSHIP, DUPAGE COUNTY. THE CONDOMINIUM BUILDING IS SOLID MASONRY, FLEXICORE CONSTRUCTION WITH NO AMENITY PACKAGE SUCH AS A POOL, CLUBHOUSE, ETC. AND NO UMBRELLA ASSOCIATION WHICH WOULD INCLUDE OTHER CONDOMINIUM OWNERS’ ASSOCIATIONS OTHER THAN MINE. IS THE LIST PRICE OF $185,000 A REASONABLY ACCURATE CURRENT VALUE?
ANSWER:
INDIVIDUAL CONDOMINIUM UNIT APPRAISAL REPORT
FREDDIE MAC FORM 465 MARCH 2005
FANNIE MAE FORM 1073 MARCH 2005
APPRAISER’S CERTIFICATION: THE APPRAISER CERTIFIES AND AGREES THAT:
4. I DEVELOPED MY OPINION OF THE MARKET VALUE OF THE REAL PROPERTY THAT IS THE SUBJECT OF THIS REPORT BASED ON THE SALES COMPARISON APPROACH TO VALUE. I HAVE ADEQUATE COMPARABLE MARKET DATA TO DEVELOP A RELIABLE SALES COMPARISON APPROACH FOR THIS APPRAISAL ASSIGNMENT. I FURTHER CERTIFY THAT I CONSIDERED THE COST AND INCOME APPROACHES TO VALUE BUT DID NOT DEVELOP THEM, UNLESS OTHERWISE INDICATED IN THIS REPORT.
THE COST APPROACH TO VALUE OF A CONDOMINIUM IS REQUIRED IF NECESSARY TO ESTABLISH A TRUE MARKET VALUE OF AN INDIVIDUAL CONDOMINIUM UNIT.
THE TYPICAL NEW, MASONRY CONSTRUCTED, FLEXICORE CONDOMINIUM UNIT BUILT IN 1980 WOULD, SIMILAR TO ALL OTHER ATTACHED CONDOMINIUM UNITS, HAVE HAD AN INDIVISIBLE LAND VALUE ATTRIBUTED TO THE CONDOMINIUM UNIT. A TYPICAL THE LAND VALUE IN 1980 ATTRIBUTABLE TO A CONDOMINIUM UNIT WOULD HAVE AD AN APPROXIMATE VALUE OF $20,000. THE CONSTRUCTION COST OF THE ABOVE-DESCRIBED UNIT IN A TWELVE LIVING UNIT CONDOMINIUM BUILDING WOULD TYPICALLY HAVE BEEN APPROXIMATELY $80,000 IN 1980, THE TOTAL COST OF THE INDIVIDUAL CONDOMINIUM UNIT $100,000 INCLUDING ITS INDIVISIBLE SHARE OF THE LAND AS WELL AS THE UNIT. THE TOTAL LAND VALUE FOR THE TWELVE UNIT CONDOMINIUM BUILDING WOULD HAVE BEEN APPROXIMATELY $240,000 AND THE CONSTRUCTION COSTS OF THE BUILDING AND SITE IMPROVEMENTS APPROXIMATELY $960,000, WITH A TOTAL COST OF $1,200,000 INCLUDING BUILDER’S OVERHEAD AND PROFIT FOR THE NEW CONSTRUCTION. LET’S ASSUME FOR OUR ILLUSTRATION THAT THE $1,200,000 WAS ALSO EQUIVALENT TO THE CURRENT MARKET VALUE AT THE TIME FOR THE TWELVE CONDOMINIUM UNITS WHICH WERE ALL SIMILAR IN SIZE AND FLOOR PLAN TO BE $100,000 EACH.
NOW, LET’S LOOK AT THE MARKET VALUE OF THIS SAME CONDOMINIUM UNIT IN JULY, 2024, FORTY-FOUR YEARS LATER, BASED ON THE REPLACEMENT COST APPROACH TO VALUE, ONE OF THE THREE APPROACHES TO MARKET VALUE, NAMELY, THE REPLACEMENT COST (WHICH REFLECTS THE LAND VALUE,) INCOME (RENTAL) CAPITALIZATION APPROACH, AND THE MARKET COMPARISON APPROACH, COMPARISON WITH SIMILAR CONDOMINIUM UNITS THAT HAVE RECENTLY SOLD IN THE IMMEDIATE, SUBJECT MARKET AREA.
FIRST, WE LOOK AT A REASONABLE, MARKET SUPPORTED, LAND VALUE ATTRIBUTABLE TO THE CONDOMINIUM UNIT CURRENTLY BEING LISTED, IN DEVELOPING AN ESTIMATE OF CURRENT MARKET VALUE UTILIZING THE COST APPROACH TO VALUE. THE CURRENT FULLY IMPROVED LAND VALUE ATTRIBUTABLE TO THE SAME UNIT IN THE CURRENT MARKET WOULD TYPICALLY BE APPROXIMATELY $125,000, THE REPLACEMENT, CONSTRUCTION COST OF THE PREVIOUSLY DESCRIBED UNIT WOULD BE APPROXIMATELY $350,000, OR APPROXIMATELY $330 SQ. FT. TOTAL INDIVIDUAL REPLACEMENT COST FOR AN INDIVIDUAL UNIT, LAND AND IMPROVEMENTS, $475,000. EXTENDING IT OUT ON THE TOTAL, TWELVE UNIT BUILDING INCLUDING LAND AND SITE IMPROVEMENTS WOULD BE VALUED AT APPROXIMATELY, $5,700,000 AT CURRENT REPLACEMENT COST NEW OF THE ENTIRE TWELVE UNIT CONDOMINIUM BUILDING AND SITE.
SECOND, WE CONSIDER AN ESTIMATE OF DEPRECIATION OVER THE PAST FORTY-FOUR YEARS, SINCE THE CONDOMINIUM UNIT WAS ORIGINALLY BUILT IN 1980 TO PRESENT, 2024. IF THE CONDOMINIUM UNIT WE ARE CURRENTLY VALUATING HAD VIRTUALLY NO INTERIOR UPGRADING AND MODERNIZATION, WE COULD SAFELY ASSUME A DEPRECIATION RATE FOR THE UNIT IMPROVEMENTS OVER THE PAST FORTY-FOUR YEARS TO BE APPROXIMATELY 1% PER YEAR DEPRECIATON LOSS DUE TO PHYSICAL WEAR AND TEAR TO BE APPLIED TO THE CURRENT REPLACEMENT COST NEW RESULTING IN A 44% LOSS IN REPLACEMENT COST VALUE OF $350,000 DUE TO PHYSICAL DEPRECIATION FROM WEAR AND TEAR OF $154,000. WE WILL FURTHER ASSUME THAT 10% FUNCTIONAL ABSOLESCENCE EXISTS IN OVERALL DESIGN AND STYLE IN THE AMOUNT OF AN ADDITIONAL $35,000, AND EXTERNAL DEPRECIATION DOES NOT APPLY. IT WOULD RESULT IN THE REPLACEMENT COST OF THE UNIT IN TODAY’S ECONOMY TO BE $350,000, LESS $189,000 OF TOTAL DEPRECIATION, $161,000 PHYSICAL AND $35,000 FUNCTIONAL, RESULTING IN A DEPRECIATED CURRENT VALUE OF THE IMPROVEMENTS ESTIMATED TO BE $161,000, BUT THE MOST IMPORTANT CONSIDERATION AT THIS POINT IS THE VALUE OF THE LAND THAT HAS APPRECIATED FROM $20,000 IN 1980 TO $125,000 CURRENTLY IN 2024. APPLYING THE VALUE OF THE LAND ATTRIBUTABLE TO THE CONDOMINIUM UNIT IS NOT $20,000 CURRENTLY, IN 2024, BUT IS IN FACT $125,000 IN 2024.
THIRD, THE INDICATED VALUE OF THE CONDOMINIUM UNIT BUILT IN 1980 EMPLOYING THE COST APPROACH TO VALUE IN 2024 WOULD BE $286,000, $161,000 IN DEPRECIATED IMPROVEMENT VALUE PLUS $125,000 IN CURRENT LAND VALUE. THE COST OF THE CONDOMINIUM UNIT IMPROVEMENTS MAY HAVE DEPRECIATED OVER THE PAST FORTY-FOUR YEARS, AND THE COST OF THE COMMON ELEMENTS MAY HAVE DEPRECIATED OVER THE PAST FORTY-FOUR YEARS, BUT THE VALUE OF THE LAND HAS DEFINITELY APPRECIATED OVER THE PAST FORTY-FOUR YEARS. EACH AND EVERY CONDOMINIUM UNIT OWNER OWNS THEIR INDIVIDUAL UNITS PLUS, IN THIS CASE, AN INDIVISBLE ONE TWELFTH OWNERSHIP IN THE CONDOMINIM COMMON ELEMENTS WHICH INCLUDES THE PARCEL OF LAND THAT THE CONDOMINIUM BUILDING IS BUILT UPON. WE HAVE TO APPLY THE CURRENT, 2024 MARKET VALUE OF THE LAND ATTRIBUTABLE TO THE CONDOMINIUM UNIT, NAMELY, $125,000, TO THE CURRENT, 2024 DEPRECIATED VALUE OF THE CONDOMINIUM UNIT IMPROVEMENTS, $161,000, FOR A CURRENT ESTIMATE OF REPLACEMENT COST MARKET VALUE TO BE $286,000. TYPICALLY FOR A CONDOMINIUM BUILT IN 1980, THIS ILLUSTRATION ASSUMES THAT THIS CONDOMINUM UNIT IS FULLY DEPRECIATED AT A RATE OF 1% PER YEAR FOR THE PAST FORTY-FOUR YEARS WITH LITTLE OR NO UPGRADNG AND MODERNZATION PLUS SUFFERS FROM FUNCTIONAL OBSOLESCENCE OF 10%, OR $35,000, FOR AN INDICATED VALUE BY THE COST APPROACH OF $286,000. THIS ILLUSTRATION WOULD TYPICALLY INDICATE VALUES IN EXESS OF $286,000 IF THE CONDOMINIUM UNIT WAS SUBSTANTIALLY UPRGRADED AND MODERIZED AT TIME OF VALUATION FOR LISTING FOR SALE. THIS IS OVER 35% MORE THAN LOCAL REAL ESTATE BROKERS ARE LISTING YORK AND DOWNERS GROVE TOWNSHIP INDIVIDUAL CONDOMINIUM UNITS AT AND ADDITIONALLY REPRESENTS A LOSS TO CONDOMINIUM OWNERS OF OVER A THIRD OF THE ACTUAL, SUPPORTED, MARKET VALUES TYPICALLY RESULTING IN LOSSES OF OVER $100,000 OF HOMEOWNER PROPERTY APPRECIATON TO CONDOMINIUM OWNERS AT THE TIME OF THE SALE OF THEIR CONDOMINIUMS.
IT IS OBVIOUS EITHER BY INTENTIONAL DESIGN, LACK OF APPRAISAL EDUCATION AND EXPERIENCE, NEGLIGENCE, OR ANITTRUST CONDUCT, WHATEVER THE REASON, LOCAL REAL ESTATE BROKERS ARE NOT REFLECTING THE APPRECIATED LAND VALUE IN THEIR LISTING ESTIMATES OF THE INDIVIDUAL CONDOMINIUM UNIT’S VALUES. THIS ILLUSTRATION CLEARLY IDENTIFIES THAT THE DEPRECIATED VALUE OF THE IMPROVEMENTS, $161,000, PLUS THE 1980 LAND WOULD OF $20,000 WOULD RESULT IN AN INCORRECT ESTIMATE OF CURRENT MARKET VALUE TO BE APPROXIMATELY $181,000 WHICH WOULD TYPICALLY, BASED ON HISTORICAL CONDOMINIUM MARKET DATA, LEAD A REAL ESTATE BROKER TO LIST THE PROPERTY INCORRECTLY AT $185,000. THIS ERROR IN ESTIMATING MARKET VALUES, AND REAL ESTATE BROKER LIST AN SALES PRICES, HAS IN THE PAST AND CONTINUES TO PENALIZE CONDOMINIUM OWNER SELLERS OF THE ACCUMULATED APPRECIATED VALUES OF THEIR CONDOMINIUM UNITS. REAL ESTATE ANTITRUST CONDUCT BY THE LOCAL LISTING REAL ESTATE BROKERS HAVE ALLOWED THEM TO MANIPULATE THE LOCAL REAL ESTATE MARKETS IN YORK AND DOWNERS GROVE TOWNSHIPS, IN DUPAGE COUNTY ILLINOIS. REAL ESTATE BROKERS ARE REQUIRED BY LAW TO ESTABLISH ACCURATE ESTIMATES OF VALUE, THEY SIMPLY ARE NOT! THEY ARE INTENTIONALLY INCURRING LOSSES TO YORK AND DOWNERS GROVE TOWNSHIP CONDOMINIUM OWNERS OF MILLIONS OF DOLLARS OF LOST APPRECIATION WITH THEIR MARKET MANIPULATION.
FACT:
THE NEW CONSTRUCTION PREMIUM OVER EXISTING RESIDENTIAL SALES HAS TYPICALLY AVERAGED 16%, THAT IS THE NEW CONSTRUCTION PREMIUM OVER EXISTING CONSTRUCTION. AN EXISTING CONDOMINIUM UNIT WOULD HAVE HISTORICALLY SOLD FOR AN AVERAGE OF 16% LESS THAN NEW CONSTRUCTION AND THAT IS NO LONGER TRUE. SALES PRICES OF EXISTING CONSTRUCTION ARE APPROACHING THE SALES PRICES OF NEW CONSTRUCTION WHICH CREATES EVEN GREATER LOSSES TO YORK AND DOWNERS GROVE TOWNSHIP CONDOMINUM OWNERS’ LOSSES DUE TO THE ALLEGED INTENTIONAL ANTITRUST CONDUCT OF THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL.
AND YOU SAY, WHAT ABOUT CURRENT SALES OF SIMILAR CONDOMINIUMS, AND I SAY, IT HAS BEEN COMPLETELY CORRUPTED BY THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL FOR THE PAST FORTY YEARS, BY MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS, AND THE FABRICATION OF THE MIDWEST REAL ESTATE DATA, MULTIPE LISTING SERVICE’S “PRIVATE LISTING NETWORK’S” WHICH CLEARLY PROMOTES REAL ESTATE ANTITRUST CONDUCT AMONGST LOCAL REAL ESTATE BROKER MEMBERS OF MAINSTREET, AND MRED/MLS.
THE FOUNDATIONS OF APPRAISAL WERE BASED UPON THREE INDEPENDENT APPROACHES TO VALUE. A SYSTEM, WHEN DEVELOPED CORRECTLY, PRESENTS A CHECK AND BALANCE WITHIN THE REPORT. THE IDEA BEING THAT WHEN AN APPRAISER TAKES THE TIME TO DEVELOP EACH REPORT, THE DATA WILL SHOW THREE INDEPENDENT MOTIVATIONS AND THREE SEPARATE VALUE CONCLUSIONS. NONETHELESS, THE CONCLUSIONS WILL SUPPORT ONE ANOTHER BECAUSE THE UNDERLYING PRINCIPLE FOR EACH APPROACH IS THE PRINCIPAL OF SUBSTITUTION.
FOR THE PURPOSES OF VALUATION OR REAL ESTATE APPRAISAL, THE PRINCIPLE OF SUBSTITUTION IS DEFINED BY PRACTICAL APPLICATION. SIMPLY THE IDEA THAT A PROSPECTIVE PURCHASER WILL PAY NO MORE FOR A PROPERTY THAN THE COST OF ACQUISITION OF AN EQUALLY DESIRABLE SUBSTITUTE HAVING EQUAL UTILITY AND ACQUIRED WITHIN AN EQUAL AMOUNT OF TIME. THIS PRINCIPLE IS ACCURATELY ASSUMED TO BE THE UNDERLYING PRINCIPLE OF THE DIRECT SALES COMPARISON; HOWEVER, IT SHOULD BE RECOGNIZED THAT THE PRINCIPAL OF SUBSTITUTION IS ALSO THE UNDERLYING PRINCIPLE FOR THE COST APPROACH WAS WELL.
THE COST APPROACH, WHEN COMPLETED IN A SERIOUS AND PROFESSIONAL WAY, IS NOT ONLY CRUCIAL TO THE APPRAISAL OF RESIDENTIAL REAL ESTATE, BUT ALSO CRUCIAL FOR AN UNDERWRITER TO PROPERLY UNDERSTAND OTHER FACTORS THAT INFLUENCE THE VALUE OF THE SUBJECT.
ALTHOUGH CONDOMINIUM SALES HAVE BEEN HIGHLIGHTED IN THIS ILLUSTRATION, THE OVERALL ALLEGATION IS THAT LOCAL REAL ESTATE BROKERS ARE EXERCISING ANTITRUST CONTROL OVER THE ABOVE IDENTIFIED MARKET AREAS. FOR YEARS THEY HAVE OVERVALUED PROPERTIES IN HINSDALE WHILE UNDERVALUING PROPERTIES IN OAK BROOK. THEY HAVE BEEN SUCCESSFULE ARE SUCCESSFUL AT DOING SO BECAUSE THEY HAVE MONOPOLY POWER AND EXERCISE MONOPOLY CONTROL OVER THE LOCAL RESIDENTIAL REAL ESTATE MARKETS IN DUPAGE COUNTY.
https://www.in2013dollars.com/Housing/price-inflation/1980-to-2024?amount=1200000
https://www.fhfa.gov/data/hpi
https://calcinflation.com/house-inflation-calculator/
https://fred.stlouisfed.org/series/QUSR628BIS
https://fred.stlouisfed.org/series/USSTHPI
WHAT ARE THE ELEMENTS FOR A MONOPOLIZATION CLAIM UNDER THE FEDERAL ANTITRUST LAWS?
Here are the elements of a claim for monopolization under Section 2 of the Sherman Act:
THE POSSESSION OF MONOPOLY POWER IN THE RELEVANT MARKET.
MONOPOLY POWER IS THE POWER TO CONTROL PRICE (OR OUTPUT) OR EXCLUDE COMPETITION WITHIN THE AFFECTED MARKET.·
TO DETERMINE WHETHER AN ENTITY HAS MONOPOLY POWER, COURTS AND AGENCIES USUALLY FIRST DEFINE THE RELEVANT MARKET, THEN ANALYZE WHETHER THE FIRM HAS “MONOPOLY” POWER WITHIN THAT MARKET.
THE WILLFUL ACQUISITION OR MAINTENANCE OF THAT POWER AS DISTINGUISHED FROM GROWTH OR DEVELOPMENT AS A CONSEQUENCE OF A SUPERIOR PRODUCT, BUSINESS ACUMEN, OR HISTORIC ACCIDENT.
ULTIMATELY, THE QUESTION FOR THE COURT IS WHETHER THE MONOPOLIST IS COMPETING ON THE MERITS OR ENGAGING IN EXCLUSIONARY CONDUCT WITHOUT A RATIONAL BUSINESS PURPOSE, APART FROM ANTICOMPETITIVE GOALS.
https://www.theantitrustattorney.com/elements-monopolization-claim-federal-antitrust-laws/
BUYERS SHOULD NOT PAY MORE FOR A HOME THAN WHAT IS SUPPORTED BY THE TRUE FORCES OF RESIDENTIAL SUPPLY AND DEMAND.
SELLERS SHOULD NOT RECEIVE LESS FOR A HOME THAN WHAT IS SUPPORTED BY THE TRUE FORCES OF SUPPLY AND DEMAND.
EQUILIBRIUM IS THE STATE IN WHICH MARKET SUPPLY AND DEMAND BALANCE EACH OTHER, AND AS A RESULT PRICES BECOME STABLE. GENERALLY, AN OVER-SUPPLY OF GOODS OR SERVICES CAUSES PRICES TO GO DOWN, WHICH RESULTS IN HIGHER DEMAND—WHILE AN UNDER-SUPPLY OR SHORTAGE CAUSES PRICES TO GO UP RESULTING IN LESS DEMAND.
REAL ESTATE CONSUMERS NEED TO HAVE ACCESS TO THE ENTIRE INVENTORY OF HOMES IN A RESIDENTIAL REAL ESTATE MARKET AVAILABLE FOR SALE INCLUDING THE HOMES BEING CONCEALED BY LOCAL REAL ESTATE BROKER MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE’S “PRIVATE LISTING NETWORK” WHICH IS OWNED BY REAL ESTATE BROKERS. PROHIBITING ACCESS TO THE ENTIRE INVENTORY OF EXISTING HOMES WILL RESULT IN A FALSE INDICATION OF A LOWER THAN ACTUAL INVENTORY OF EXISTING HOMES FOR SALE.
SOME LOCAL REAL ESTATE BROKERS ARE SELLING SOME EXISTING HOMES, TOWNHOUSES, AND CONDOMINIUMS IN YORK AND DOWNERS GROVE TOWNSHIPS AT DEEP DISCOUNTED LIST PRICES AT A TIME WHEN THE NEW CONSTRUCTION PRICE PREMIUM BETWEEN NEW CONSTRUCTION AND EXISTING HOMES IS AS LOW OR LOWER THAN IT HISTORICALLY EVER WAS. THE NEW CONSTRUCTION PREMIUM OVER EXISTING HOMES HAS TYPICALLY AVERAGED 16% HISTORICALLY. CURRENTLY, THE PRICE OF EXISTING HOMES LISTED AND SOLD ON THE MARKET IS APPROACHING THE PRICE OF NEW CONSTRUCTION. SELLERS ARE RELUCTANT TO PLACE THEIR HOMES ON THE MARKET IF THEY ARE NOT ABLE TO PURCHASE ANOTHER HOME AT A RELATIVELY COMPETING PURCHASE PRICE. AS THE MARKET FOR EXISTING HOME PRICES INCREASE, THE NUMBER OF SELLERS OF EXISTING HOMES WILL INCREASE BUT THE RESIDENTIAL REAL ESTATE INVENTORY SHORTAGE WILL LIKELY CONTINUE FOR THE NEXT DECADE.
LOCAL REAL ESTATE BROKERS ARE MANIPULATING AND CONCEALING EXISTING HOME LISTINGS FOR SALE IN YORK AND DOWNERS GROVE TOWNSHIPS. EXISTING HOMES FOR SALE ARE BEING OMITTED FROM REAL ESTATE CONSUMERS SEARCHING THE PUBLIC, MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE. REAL ESTATE BROKERS ARE CONCEALING EXISTING HOMES FOR SALE IN THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE “PRIVATE LISTING NETWORK,” A PRIVATE MULTIPLE LISTING SERVICE AVAILABLE ONLY TO BROKERS, WHICH IS CONCEALED FROM THE EYES OF REAL ESTATE CONSUMERS WHO ARE SEARCHING FOR HOMES ON THE INTERNET. EXISTING HOME PRICES ARE ALSO BEING SUPRESSED BY LOCAL REAL ESTATE BROKERS EMPLOYING MARKET MANIPULATING “AUCTION TYPE,” REAL ESTATE, MARKETING PROGRAMS IN VIOLATION OF REAL ESTATE ANTITRUST LAWS.
THE CURRENT RESIDENTIAL REAL ESTATE HOME INVENTORY SHORTAGES NATIONALLY MAY CONTINUE FOR THE NEXT TEN OR MORE YEARS.
CONSTRUCTION MATERIAL PRICES
GET THE LATEST U.S. RETAIL PRICES AND VIEW HISTORICAL TRENDS FOR COMMON BUILDING MATERIALS.
Construction Materials Price Tracker | Procore
WHY MORTGAGE INTEREST RATES HAVE NOWHERE TO GO BUT UP!
BILLIONAIRES JAMIE DIMON AND RAY DALIO SOUND THE ALARM ON SOARING US GOVERNMENT DEBT
https://www.cnn.com/2024/05/16/business/jamie-dimon-ray-dalio-us-government-debt/index.html
U.S. NATIONAL DEBT CLOCK
https://www.usdebtclock.org/
HOME PRICES JUST HIT A RECORD HIGH. HERE ARE 4 THINGS TO KNOW ABOUT HOUSING
·
NOT MANY PEOPLE ARE BUYING OR SELLING
AT LEAST INTEREST RATES ARE NOT AS HIGH AS THEY WERE
A FEW MORE "FOR SALE" SIGNS ARE POPPING UP
BUT BUILDERS ARE NO LONGER COMING TO THE RESCUE
THE SHORTAGE OF EXISTING HOMES ON THE MARKET HAS CREATED AN OPENING FOR BUILDERS, AND FOR A TIME NEWLY-BUILT HOUSES WERE HELPING TO FILL THE GAP IN THE MARKET. IN APRIL, NEARLY A THIRD OF ALL HOMES FOR SALE WERE NEWLY BUILT — COMPARED TO 13% BEFORE THE PANDEMIC.
NEW HOME CONSTRUCTION IS SLOWING, HOWEVER, WHICH COULD WORSEN THE SHORTAGE OF HOMES FOR SALE. BUILDERS BROKE GROUND ON 5.2% FEWER SINGLE-FAMILY HOMES IN MAY THAN THEY DID IN APRIL. BUILDING PERMITS FOR FUTURE CONSTRUCTION WERE ALSO DOWN 2.9%.
https://www.npr.org/2024/06/22/nx-s1-5015076/home-prices-housing-record-high-mortgage-rates-interest-rates
PRICES OF NEW HOUSES V. EXISTING HOUSES: WHY NEW-HOUSE SALES HELD UP AS EXISTING-HOUSE SALES PLUNGED
Prices of New Houses v. Existing Houses: Why New-House Sales Held Up as Existing-House Sales Plunged | Wolf Street
NEW VERSUS EXISTING U.S. HOME PRICES: WHY THE DIVERGENCE?
TD Economics - New Versus Existing U.S. Home Prices: Why the Divergence?
NEW HOMES VS. EXISTING HOMES: THE PRICE GAP IS CLOSING
New Homes vs. Existing Homes: The Price Gap is Closing (joynerhomesonline.com)
BEING ATTACKED ON THE STREETS BY OFF-DUTY POLICE!
OFF DUTY POLICE PERSONNEL ARE EMPLOYING DANGEROUS TACTICS TO HARASS AND INTIMIDATE JEROME A. PINTARO ON PUBLIC ROADWAYS. THE OFF-DUTY PERSONAL VEHICLES INCLUDE PICK UP TRUCKS, SUV’S AND SEDANS. OVER THE PAST SEVERAL WEEKS, JEROME A. PINTARO HAS BEEN HARASSED AND INTIMIDATED BY ALLEGED OFF DUTY POLICE PERSONNEL IN THEIR PERSONAL VEHICLES. AGGRESSIVE ASSAILANT TACTICS HAVE INLCUDED APPROACHING JEROME A. PINTARO’S VEHICLE FROM THE REAR AT A SPEED IN EXCESS OF ONE HUNDRED MILES PER HOUR, PROCEEDING TO OVERTAKE JEROME A. PINTARO’S VEHICLE WITHIN INCHES OF SIDESWIPING HIS VEHICLE, BEING SURROUNDED BY THREE OR FOUR VEHICLES, TWO TO THE RIGHT AND LEFT OF THE QUARTER REAR PANELS ON THE SIDES, A VEHICLE DIRECTLY IN FRONT AND A VEHICLE TRAILING CLOSELY TO THE REAR, NOT ALLOWING JEROME A. PINTARO OUT OF THIS CONFIGURATION, FORCING JEROME A. PINTARO TO TAKE EMERGENCY BRAKING MANEUVERS ON PUBLIC, HIGHLY TRAVELLED MAIN ARTERIAL THOROUGHFARES WHEN THE LEAD VEHICLE INTENTIONALLY, ABRUPTLY STOPS. MANY OF THESE PRIVATE VEHICLES HAD “WHITE SOX” VANITY LICENSE PLATE BACKROUNDS.
TAX EVADER PETER C. POWERS AND TAX EVADER ROSEMARY POWERS ARE PERSONAL FRIENDS OF COOK COUNTY SHERIFF TOM DART, THE TWO TAX EVADERS HAVE ATTORNEYS AS BUSINESS PARTNERS, THE TWO TAX EVADERS HAVE FRIENDS WHO ARE ILLINOIS STATE POLICE PERSONNEL, THE TWO TAX EVADERS HAVE MANY FRIENDS WHO ARE CHICAGO POLICE PERSONNEL, EITHER A FRIENDSHIP RELATIONSHIP AND/OR AN EMPLOYER RELATIONSHIP WORKING FOR THEIR WHITE SOX RETALE STORE AT 600 WEST 35th ST, CHICAGO, ILLINOIS AND THEIR NEARBY PARKING LOTS BUSINESSES.
ROLLING ROADBLOCK – USING TWO OR MORE LAW ENFORCEMENT VEHICLES TO SURROUND THE VEHICLE TO BE STOPPED IN A COORDINATED MANNER AND INFLUENCING THE VEHICLE TO STOP. THIS IS DIFFERENTIATED FROM A STATIONARY ROADBLOCK.
https://isp.illinois.gov/StaticFiles/docs/DepartmentDirectives/OPS-003%20DIR.pdf
THESE ASSAILANTS KNOW WHERE JEROME A. PINTARO IS EVERY SECOND OF THE DAY BECAUSE THEY AND COUNTLESS OTHER ASSAILANTS HAVE BEEN GIVEN THE SENTINAL GPS LOCATION TRACKING ANKLE BRACELET DEVICE PHONE APP FOR THE GPS TRACKING DEVICE FRAUDULENTLY LOCKED ON JEROME A. PINTARO’S RIGHT LEG ANKLE FOR THE PAST FOUR MONTHS BY THE DUPAGE COUNTY PROBATION AND COURT SERVICES AGENCY. THERE WERE SIX DIFFERENT GPS ANKLE BRACELETS REMOVED AND INSTALLED BY DUPAGE COUNTY PROBATION AND COURT SERVICES ON JEROME A. PINTARO’S ANKLE OVER THE PAST FOUR MONTHS.
WHAT IS AN ANKLE MONITOR USED FOR IN THE CRIMINAL JUSTICE SYSTEM?
AN ANKLE MONITOR IS COMMONLY USED IN THE CRIMINAL JUSTICE SYSTEM AS AN ALTERNATIVE TO INCARCERATION. IT ALLOWS INDIVIDUALS TO BE MONITORED WHILE SERVING THEIR SENTENCE IN THE COMMUNITY. THIS IS OFTEN DONE FOR INDIVIDUALS WHO POSE A LOW RISK TO PUBLIC SAFETY.
WHO WEARS ANKLE MONITORS?
ANKLE MONITORS ARE WORN BY INDIVIDUALS WHO HAVE BEEN PLACED UNDER HOUSE ARREST, PROBATION, PAROLE, OR OTHER FORMS OF COURT-ORDERED SUPERVISION. THEY ARE OFTEN USED FOR INDIVIDUALS AWAITING TRIAL, SERVING A SENTENCE, OR TRANSITIONING BACK INTO SOCIETY AFTER INCARCERATION.
https://epn.org/what-is-ankle-monitor-for/
UP UNTIL DECEMBER 6, 2022, JEROME A. PINTARO, A VETERAN AND FORMER MEMBER OF THE ILLINOIS NATIONAL GUARD, WAS NEVER ARRESTED IN HIS LIFETIME, OVER SEVENTY-SEVEN YEARS, WHEN HE WAS ARRESTED BY TWO DUPAGE COUNTY SHERIFFS FOR THE CRIME OF ASSAULT, FOR APPROACHING DIMITRI A. SAYEGH, THE PERSON WHO THE SHERIFFS CLAIMED TO BE THE CURRENT OWNER OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL PURSUANT TO A FRAUDULENT FORECLOSURE COMPLAINT FILED BY ATTORNEY IRA T. NEVEL, ON BEHALF OF A FRAUDULENT TRUST, CSMC 2018-SP3 TRUST, A COPY OF WHICH WAS NEVER PROVIDED TO THE COURT, AN ALLEGED FRAUDULENT DOCUMENT FILED WITHOUT ANY TRUSTEE, DIMITRI A. SAYEHG, WHO HAD FILED A FRAUDULENT DUPAGE COUNTY 18TH JUDICIAL COURT EVICTION NOTICE WITH HIS ATTORNEY ADHAM ALAILY, THREE WEEKS PRIOR TO THE DUPAGE COUNTY SHERIFF JAMES MENDRICK HAVING ALLEGEDLY CONFERRED INTEREST IN THE PINTARO’S PRINCIPAL OAK BROOK RESIDENCE ON DECEMBER 23, 2022, TO MAJD G. KHOURY, A NON-PERSON, WHO DOES NOT EXIST, A STRAW BUYER, BY FICTICIOUS NAME.
JEREOME A. PINTARO AND MARILY PINTARO WERE FRAUDULENTLY EVICTED FROM THEIR OAK BROOK RESIDENCE ON DECEMBER 6, 2022 AND HAVE BEEN CONFINED TO A HOTEL ROOM FOR 557 DAYS AND HAD TO SLEEP IN THEIR CAR FOR FOUR NIGHTS AT A COST OF OVER $100,000 FOR THE PAST 18 MONTHS, HAD THEIR PRINCIPAL OAK BROOK HOME STOLEN FROM THEM, HAD ALL THEIR PERSONAL PROPERTY, FURNIISHINGS, RECORDS, COURT DOCUMENTS, EVERYTHING THAT WAS SO SITUATED WITHIN THEIR RESIDENCE AT THE TIME OF THE FRAUDULENT EVICTION STOLEN FROM THEM, JEROME A. PINTARO WAS FRAUDULENTLY ARRESTED AND JAILED THREE TIMES,
THE SECOND ARREST WAS CONDUCTED ON FEBRUARY, 2024 BY TWO VILLAGE OF OAK BROOK POLICE OFFICERS WHO JEROME A. PINTARO AND MARILYN PINTARO HAD CALLED TO ACCOMPANY JEROME A. PINTARO AND MARILYN PINTARO TO THEIR OAK BROOK RESIDENCE AS A RESULT OF THE VILLAGE OF OAK BROOK WATER DEPARTMENT INDICATING THAT THERE WAS RECENTLY A LARGE AMOUNT OF WATER CONSUMPTION INDICATING THAT THERE MAY HAVE BEEN AN ISSUE WITH FROZEN WATER PIPES AFTER SEVERAL DAYS OF BELOW ZERO TEMPERATURES. JEROME A. PINTARO WAS ARRESTED FOR VIOLATION OF AN ORDER OF PROTECTION AGAINST DIMITRI A. SAYEGH WHO WAS NOT AT THE PINTARO’S RESIDENCE UNTIL HE WAS CALLED AND TOLD TO APPEAR.
THE THIRD ARREST WAS BY TWO VILLAGE OF WESTMONT POLICE OFFICERSS FOR AN ALLEGED COURT ORDERED WARRANT FOR FAILURE TO APPEAR AT AN ALLEGED COURT HEARING ON MARCH 1, 2024, FOR PRESENTATION OF A MOTION TO REVOKE, FILED BY A DUPAGE COUNTY ASSISTANT STATE’S ATTORNEY, WHO NEVER FILED NOTICE OF THE MOTION TO REVOKE, AN ASSISTANT DUPAGE COUNTY STATE’S ATTORNEY WHO MAILED A COPY OF HIS MOTION TO REVOKE TO JEROME A. PINTARO TWO DAYS PRIOR TO THE COURT DATE FOR THE MOTION PRESENTAION HEARING. THERE WAS NEVER A COURT ORDER TO APPEAR, THERE WAS NEVER A PRELIMINARY HEARING FOR THE MOTION TO REVOKE, THERE WAS NEVER A NOTICE OF MOTION MAILED, EMAILED, OR DELIVERED TO JEROME A. PINTARO.
OM500 | GPS Location Tracking Ankle Monitor (sentineladvantage.com)
01.OM500.Basic.Sales.Information LaNelle.indd (sentineladvantage.com)
HARASSMENT IS A FORM OF EMPLOYMENT DISCRIMINATION THAT VIOLATES TITLE VII OF THE CIVIL RIGHTS ACT OF 1964, THE AGE DISCRIMINATION IN EMPLOYMENT ACT OF 1967, (ADEA), AND THE AMERICANS WITH DISABILITIES ACT OF 1990, (ADA).
EMPLOYER LIABILITY FOR HARASSMENT
THE EMPLOYER IS AUTOMATICALLY LIABLE FOR HARASSMENT BY A SUPERVISOR THAT RESULTS IN A NEGATIVE EMPLOYMENT ACTION SUCH AS TERMINATION, FAILURE TO PROMOTE OR HIRE, AND LOSS OF WAGES. IF THE SUPERVISOR'S HARASSMENT RESULTS IN A HOSTILE WORK ENVIRONMENT, THE EMPLOYER CAN AVOID LIABILITY ONLY IF IT CAN PROVE THAT: 1) IT REASONABLY TRIED TO PREVENT AND PROMPTLY CORRECT THE HARASSING BEHAVIOR; AND 2) THE EMPLOYEE UNREASONABLY FAILED TO TAKE ADVANTAGE OF ANY PREVENTIVE OR CORRECTIVE OPPORTUNITIES PROVIDED BY THE EMPLOYER.
THE EMPLOYER WILL BE LIABLE FOR HARASSMENT BY NON-SUPERVISORY EMPLOYEES OR NON-EMPLOYEES OVER WHOM IT HAS CONTROL (E.G., INDEPENDENT CONTRACTORS OR CUSTOMERS ON THE PREMISES), IF IT KNEW, OR SHOULD HAVE KNOWN ABOUT THE HARASSMENT AND FAILED TO TAKE PROMPT AND APPROPRIATE CORRECTIVE ACTION.
WHEN INVESTIGATING ALLEGATIONS OF HARASSMENT, THE EEOC LOOKS AT THE ENTIRE RECORD: INCLUDING THE NATURE OF THE CONDUCT, AND THE CONTEXT IN WHICH THE ALLEGED INCIDENTS OCCURRED. A DETERMINATION OF WHETHER HARASSMENT IS SEVERE OR PERVASIVE ENOUGH TO BE ILLEGAL IS MADE ON A CASE-BY-CASE BASIS.
CIVIL RIGHTS CONSPIRACY
18 U.S.C. § 241
SECTION 241 MAKES IT UNLAWFUL FOR TWO OR MORE PERSONS TO AGREE TO INJURE, THREATEN, OR INTIMIDATE A PERSON IN THE UNITED STATES IN THE FREE EXERCISE OR ENJOYMENT OF ANY RIGHT OR PRIVILEGE SECURED BY THE CONSTITUTION OR LAWS OF THE UNITED STATES OR BECAUSE OF HIS OR HER HAVING EXERCISED SUCH A RIGHT.
UNLIKE MOST CONSPIRACY STATUTES, §241 DOES NOT REQUIRE, AS AN ELEMENT, THE COMMISSION OF AN OVERT ACT.
THE OFFENSE IS ALWAYS A FELONY, EVEN IF THE UNDERLYING CONDUCT WOULD NOT, ON ITS OWN, ESTABLISH A FELONY VIOLATION OF ANOTHER CRIMINAL CIVIL RIGHTS STATUTE. IT IS PUNISHABLE BY UP TO TEN YEARS IMPRISONMENT UNLESS THE GOVERNMENT PROVES AN AGGRAVATING FACTOR (SUCH AS THAT THE OFFENSE INVOLVED KIDNAPPING AGGRAVATED SEXUAL ABUSE, OR RESULTED IN DEATH) IN WHICH CASE IT MAY BE PUNISHED BY UP TO LIFE IMPRISONMENT AND, IF DEATH RESULTS, MAY BE ELIGIBLE FOR THE DEATH PENALTY.
SECTION 241 IS USED IN LAW ENFORCEMENT MISCONDUCT AND HATE CRIME PROSECUTIONS. IT WAS HISTORICALLY USED, BEFORE CONSPIRACY-SPECIFIC TRAFFICKING STATUTES WERE ADOPTED, IN HUMAN TRAFFICKING PROSECUTIONS.
DEPRIVATION OF RIGHTS UNDER COLOR OF LAW
18 U.S.C. § 242
MISCONDUCT BY LAW ENFORCEMENT & OTHER GOVERNMENT ACTORS
THIS PROVISION MAKES IT A CRIME FOR SOMEONE ACTING UNDER COLOR OF LAW TO WILLFULLY DEPRIVE A PERSON OF A RIGHT OR PRIVILEGE PROTECTED BY THE CONSTITUTION OR LAWS OF THE UNITED STATES. IT IS NOT NECESSARY THAT THE OFFENSE BE MOTIVATED BY RACIAL BIAS OR BY ANY OTHER ANIMUS.
DEFENDANTS ACT UNDER COLOR OF LAW WHEN THEY WIELD POWER VESTED BY A GOVERNMENT ENTITY. THOSE PROSECUTED UNDER THE STATUTE TYPICALLY INCLUDE POLICE OFFICERS, SHERIFF’S DEPUTIES, AND PRISON GUARDS. HOWEVER OTHER GOVERNMENT ACTORS, SUCH AS JUDGES, DISTRICT ATTORNEYS, OTHER PUBLIC OFFICIALS, AND PUBLIC-SCHOOL EMPLOYEES CAN ALSO ACT UNDER COLOR OF LAW AND CAN BE PROSECUTED UNDER THIS STATUTE.
CRIMINAL OFFENSES
(720 ILCS 5/) CRIMINAL CODE OF 2012.
(720 ILCS 5/ART. 12, SUBDIV. 15 HEADING)
SUBDIVISION 15. INTIMIDATION
(SOURCE: P.A. 96-1551, EFF. 7-1-11.)
(720 ILCS 5/12-6) (FROM CH. 38, PAR. 12-6)
SEC. 12-6. INTIMIDATION.
(A)
A PERSON COMMITS INTIMIDATION WHEN, WITH INTENT TO CAUSE ANOTHER TO PERFORM OR TO OMIT THE PERFORMANCE OF ANY ACT, HE OR SHE COMMUNICATES TO ANOTHER, DIRECTLY OR INDIRECTLY BY ANY MEANS, A THREAT TO PERFORM WITHOUT LAWFUL AUTHORITY ANY OF THE FOLLOWING ACTS:
(1) INFLICT PHYSICAL HARM ON THE PERSON THREATENED OR ANY OTHER PERSON OR ON PROPERTY; OR
(2) SUBJECT ANY PERSON TO PHYSICAL CONFINEMENT OR RESTRAINT; OR
(3) COMMIT A FELONY OR CLASS A MISDEMEANOR; OR
(4) ACCUSE ANY PERSON OF AN OFFENSE; OR
(5) EXPOSE ANY PERSON TO HATRED, CONTEMPT OR RIDICULE; OR
(6) TAKE ACTION AS A PUBLIC OFFICIAL AGAINST ANYONE OR ANYTHING, OR WITHHOLD OFFICIAL ACTION, OR CAUSE SUCH ACTION OR WITHHOLDING; OR
(7) BRING ABOUT OR CONTINUE A STRIKE, BOYCOTT OR OTHER COLLECTIVE ACTION.
(B) SENTENCE.
INTIMIDATION IS A CLASS 3 FELONY FOR WHICH AN OFFENDER MAY BE SENTENCED TO A TERM OF IMPRISONMENT OF NOT LESS THAN 2 YEARS AND NOT MORE THAN 10 YEARS.
(SOURCE: P.A. 96-1551, EFF. 7-1-11.)
(720 ILCS 5/12-7.3) (FROM CH. 38, PAR. 12-7.3)
SEC. 12-7.3. STALKING.
(A)
A PERSON COMMITS STALKING WHEN HE OR SHE KNOWINGLY ENGAGES IN A COURSE OF CONDUCT DIRECTED AT A SPECIFIC PERSON, AND HE OR SHE KNOWS OR SHOULD KNOW THAT THIS COURSE OF CONDUCT WOULD CAUSE A REASONABLE PERSON TO:
(1) FEAR FOR HIS OR HER SAFETY OR THE SAFETY OF A THIRD PERSON; OR
(2) SUFFER OTHER EMOTIONAL DISTRESS.
(A-3) A PERSON COMMITS STALKING WHEN HE OR SHE, KNOWINGLY AND WITHOUT LAWFUL JUSTIFICATION, ON AT LEAST 2 SEPARATE OCCASIONS FOLLOWS ANOTHER PERSON OR PLACES THE PERSON UNDER SURVEILLANCE OR ANY COMBINATION THEREOF AND:
(1) AT ANY TIME TRANSMITS A THREAT OF IMMEDIATE OR FUTURE BODILY HARM, SEXUAL ASSAULT, CONFINEMENT OR RESTRAINT AND THE THREAT IS DIRECTED TOWARDS THAT PERSON OR A FAMILY MEMBER OF THAT PERSON; OR
(2) PLACES THAT PERSON IN REASONABLE APPREHENSION OF IMMEDIATE OR FUTURE BODILY HARM, SEXUAL ASSAULT, CONFINEMENT OR RESTRAINT TO OR OF THAT PERSON OR A FAMILY MEMBER OF THAT PERSON.
(A-5) A PERSON COMMITS STALKING WHEN HE OR SHE HAS PREVIOUSLY BEEN CONVICTED OF STALKING ANOTHER PERSON AND KNOWINGLY AND WITHOUT LAWFUL JUSTIFICATION ON ONE OCCASION:
(1) FOLLOWS THAT SAME PERSON OR PLACES THAT SAME PERSON UNDER SURVEILLANCE; AND
(2) TRANSMITS A THREAT OF IMMEDIATE OR FUTURE BODILY HARM, SEXUAL ASSAULT, CONFINEMENT OR RESTRAINT TO THAT PERSON OR A FAMILY MEMBER OF THAT PERSON.
(A-7) A PERSON COMMITS STALKING WHEN HE OR SHE KNOWINGLY MAKES THREATS THAT ARE A PART OF A COURSE OF CONDUCT AND IS AWARE OF THE THREATENING NATURE OF HIS OR HER SPEECH.
(B) SENTENCE. STALKING IS A CLASS 4 FELONY; A SECOND OR SUBSEQUENT CONVICTION IS A CLASS 3 FELONY.
(C) DEFINITIONS. FOR PURPOSES OF THIS SECTION:
(1) "COURSE OF CONDUCT" MEANS 2 OR MORE ACTS, INCLUDING BUT NOT LIMITED TO ACTS IN WHICH A DEFENDANT DIRECTLY, INDIRECTLY, OR THROUGH THIRD PARTIES, BY ANY ACTION, METHOD, DEVICE, OR MEANS FOLLOWS, MONITORS, OBSERVES, SURVEILS, THREATENS, OR COMMUNICATES TO OR ABOUT, A PERSON, ENGAGES IN OTHER NON-CONSENSUAL CONTACT, OR INTERFERES WITH OR DAMAGES A PERSON'S PROPERTY OR PET. A COURSE OF CONDUCT MAY INCLUDE CONTACT VIA ELECTRONIC COMMUNICATIONS.
(2) "ELECTRONIC COMMUNICATION" MEANS ANY TRANSFER OF SIGNS, SIGNALS, WRITINGS, SOUNDS, DATA, OR INTELLIGENCE OF ANY NATURE TRANSMITTED IN WHOLE OR IN PART BY A WIRE, RADIO, ELECTROMAGNETIC, PHOTOELECTRIC, OR PHOTO-OPTICAL SYSTEM. "ELECTRONIC COMMUNICATION" INCLUDES TRANSMISSIONS BY A COMPUTER THROUGH THE INTERNET TO ANOTHER COMPUTER.
(3) "EMOTIONAL DISTRESS" MEANS SIGNIFICANT MENTALSUFFERING, ANXIETY OR ALARM.
(4) "FAMILY MEMBER" MEANS A PARENT, GRANDPARENT, BROTHER, SISTER, OR CHILD, WHETHER BY WHOLE BLOOD, HALF-BLOOD, OR ADOPTION AND INCLUDES A STEP-GRANDPARENT, STEP-PARENT, STEP-BROTHER, STEP-SISTER OR STEP-CHILD. "FAMILY MEMBER" ALSO MEANS ANY OTHER PERSON WHO REGULARLY RESIDES IN THE HOUSEHOLD, OR WHO, WITHIN THE PRIOR 6 MONTHS, REGULARLY RESIDED IN THE HOUSEHOLD.
(5) "FOLLOWS ANOTHER PERSON" MEANS (I) TO MOVE IN RELATIVE PROXIMITY TO A PERSON AS THAT PERSON MOVES FROM PLACE TO PLACE OR (II) TO REMAIN IN RELATIVE PROXIMITY TO A PERSON WHO IS STATIONARY OR WHOSE MOVEMENTS ARE CONFINED TO A SMALL AREA. "FOLLOWS ANOTHER PERSON" DOES NOT INCLUDE A FOLLOWING WITHIN THE RESIDENCE OF THE DEFENDANT.
(6) "NON-CONSENSUAL CONTACT" MEANS ANY CONTACT WITH THE VICTIM THAT IS INITIATED OR CONTINUED WITHOUT THE VICTIM'S CONSENT, INCLUDING BUT NOT LIMITED TO BEING IN THE PHYSICAL PRESENCE OF THE VICTIM; APPEARING WITHIN THE SIGHT OF THE VICTIM; APPROACHING OR CONFRONTING THE VICTIM IN A PUBLIC PLACE OR ON PRIVATE PROPERTY; APPEARING AT THE WORKPLACE OR RESIDENCE OF THE VICTIM; ENTERING ONTO OR REMAINING ON PROPERTY OWNED, LEASED, OR OCCUPIED BY THE VICTIM; OR PLACING AN OBJECT ON, OR DELIVERING AN OBJECT TO, PROPERTY OWNED, LEASED, OR OCCUPIED BY THE VICTIM.
(7) "PLACES A PERSON UNDER SURVEILLANCE" MEANS: (1) REMAINING PRESENT OUTSIDE THE PERSON'S SCHOOL, PLACE OF EMPLOYMENT, VEHICLE, OTHER PLACE OCCUPIED BY THE PERSON, OR RESIDENCE OTHER THAN THE RESIDENCE OF THE DEFENDANT; OR (2) PLACING AN ELECTRONIC TRACKING DEVICE ON THE PERSON OR THE PERSON'S PROPERTY.
(8) "REASONABLE PERSON" MEANS A PERSON IN THE VICTIM'S SITUATION.
(9) "TRANSMITS A THREAT" MEANS A VERBAL OR WRITTEN THREAT OR A THREAT IMPLIED BY A PATTERN OF CONDUCT OR A COMBINATION OF VERBAL OR WRITTEN STATEMENTS OR CONDUCT.
(D) EXEMPTIONS. (1) THIS SECTION DOES NOT APPLY TO ANY INDIVIDUAL OR ORGANIZATION (I) MONITORING OR ATTENTIVE TO COMPLIANCE WITH PUBLIC OR WORKER SAFETY LAWS, WAGE AND HOUR REQUIREMENTS, OR OTHER STATUTORY REQUIREMENTS, OR (II) PICKETING OCCURRING AT THE WORKPLACE THAT IS OTHERWISE LAWFUL AND ARISES OUT OF A BONA FIDE LABOR DISPUTE, INCLUDING ANY CONTROVERSY CONCERNING WAGES, SALARIES, HOURS, WORKING CONDITIONS OR BENEFITS, INCLUDING HEALTH AND WELFARE, SICK LEAVE, INSURANCE, AND PENSION OR RETIREMENT PROVISIONS, THE MAKING OR MAINTAINING OF COLLECTIVE BARGAINING AGREEMENTS, AND THE TERMS TO BE INCLUDED IN THOSE AGREEMENTS.
(2) THIS SECTION DOES NOT APPLY TO AN EXERCISE OF THE RIGHT TO FREE SPEECH OR ASSEMBLY THAT IS OTHERWISE LAWFUL.
(3) TELECOMMUNICATIONS CARRIERS, COMMERCIAL MOBILE SERVICE PROVIDERS, AND PROVIDERS OF INFORMATION SERVICES, INCLUDING, BUT NOT LIMITED TO, INTERNET SERVICE PROVIDERS AND HOSTING SERVICE PROVIDERS, ARE NOT LIABLE UNDER THIS SECTION, EXCEPT FOR WILLFUL AND WANTON MISCONDUCT, BY VIRTUE OF THE TRANSMISSION, STORAGE, OR CACHING OF ELECTRONIC COMMUNICATIONS OR MESSAGES OF OTHERS OR BY VIRTUE OF THE PROVISION OF OTHER RELATED TELECOMMUNICATIONS, COMMERCIAL MOBILE SERVICES, OR INFORMATION SERVICES USED BY OTHERS IN VIOLATION OF THIS SECTION.
(D-5) THE INCARCERATION OF A PERSON IN A PENAL INSTITUTION WHO COMMITS THE COURSE OF CONDUCT OR TRANSMITS A THREAT IS NOT A BAR TO PROSECUTION UNDER THIS SECTION.
(D-10) A DEFENDANT WHO DIRECTED THE ACTIONS OF A THIRD PARTY TO VIOLATE THIS SECTION, UNDER THE PRINCIPLES OF ACCOUNTABILITY SET FORTH IN ARTICLE 5 OF THIS CODE, IS GUILTY OF VIOLATING THIS SECTION AS IF THE SAME HAD BEEN PERSONALLY DONE BY THE DEFENDANT, WITHOUT REGARD TO THE MENTAL STATE OF THE THIRD PARTY ACTING AT THE DIRECTION OF THE DEFENDANT.
(SOURCE: P.A. 102-547, EFF. 1-1-22.)
IT HAS BEEN OVER 565 DAYS FROM THE DAY THAT THE DUPAGE COUNTY GOVERNMENT FRAUDULENTLY EVICTED US FROM OUR HOME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS 60523
IT HAS BEEN OVER 565 DAYS FROM THE DAY THAT THE DUPAGE COUNTY GOVERNMENT FRAUDULENTLY EVICTED US FROM OUR HOME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS 60523
IT HAS BEEN OVER 565 DAYS FROM THE DAY THAT DUPAGE COUNTY GOVERNMENT FRAUDULENTLY EVICTED US FROM OUR HOME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS 60523 AND STOLE ALL OUR PERSONAL PROPERTY SITUATED WITHIN OUR HOME!
IT HAS BEEN OVER 565 DAYS FROM THE DAY THAT DUPAGE COUNTY GOVERNMENT FRAUDULENTLY EVICTED US FROM OUR HOME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS 60523, OVER 565 DAYS THAT DUPAGE COUNTY HAS RESTRICTED OUR "FREEDOM OF MOVEMENT" TO A HOTEL ROOM!
https://flipbooks.fleepit.com/f-58675-complaint
A CONSPIRACY UNDER COLOR OF OFFICIAL RIGHT!
DUPAGE COUNTY EXTORTION, INTIMIDATION, INTERFERENCE, TAMPERING, RETALIATION
DUPAGE COUNTY GOVERNMENT AGENCIES, THE 18TH JUDICIAL CIRCUIT COURT GOVERNMENT, THE DUPAGE COUNTY PROBATION AND COURT SERVICES WHO HAS FRAUDULENTLY AND UNCONSTITUTIONALLY INSTALLED A GPS TRACKER TO JEROME A. PINTARO’S RIGHT LEG, SOLICITED INCENTIVIZED EXTORTION ON BEHALF OF CONSPIRATOR AND TAX EVADER PETER C. POWERS, CONSPIRATOR AND TAX EVADER ROSEMARY POWERS, CONSPIRATOR RYAN M. SCHNEIDER AND COLDWELL BANKER REAL ESTATE, AND VICTOR CIARDELLI WHO WANT TO COVER UP THE $600,000 THEFT OF MORTGAGE PAYMENTS STOLEN FROM JEROME A. PINTARO AND MARILYN PINTARO BETWEEN FEBRUARY, 2012 AND MAY, 2018 AND COMPLET THE THEFT OF JEROME A. PINTARO’S PRINCIPAL RESIDENCE LOCATED TO 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL WHICH WAS FRAUDULENTLY AND UNCONSTITUTIONALLY STOLEN BY THE DUPAGE COUNTY GOVERNMENT ON DECEMBER 6, 2022.
CONSUMER AFFAIRS – COLDWELL BANKER CONSUMER REVIEWS
https://www.consumeraffairs.com/housing/coldwell-banker-realtors.html
ON OR ABOUT MAY 17 JEROME A. PINTARO AND MARILYN PINTARO WHILE STAYING AT THE WOODSPRINGS SUITES HOTEL IN DOWNERS GROVE, 2751 OGDEN AVENUE, DOWNERS GROVE, IL 60515, WHEN THEY DISCOVERED THAT ALL THEY’RE PERSONAL ELECTRICAL APPLIANCES, HAIR DRYER KIT WITH ATTACHMENTS, CURLING IRON, REUSABLE HEAVY DUTY SHOWER CAPS, HAND HELD SHAVERS, ELECTRIC HAIR AND MOUSTACHE CLIPPERS KIT WITH ALL ATTACHMENTS, HAIR ACCESSORIES, HIAR CLIPS, HAIR BRUSHES, COMBS, AND SEVERAL OTHER PERSONAL HYGIENE ITEMS AND PERSONAL PROPERTY THAT WERE EXPOSED, NOT COVERED, IN A NEW, CLEAN, LARGE PLASTIC GARBAGE CAN WITH A LARGE SIGN PREDOMINATELY TAPED TO THE FRONT OF THE PLASITC CONTAINER WITH A LARGE MARKER PEN, “NOT GARBAGE” “DO NOT THROW AWAY” WERE MISSING, A $125+ LOSS FOR THE ITEMS.
WOODSPRINGS SUITES BATH ROOMS HAVE NO SHELFING, NO CABINETS, NO DRAWERS, ONLY A SHELF TYPE COUNTER WITH A BUILT IN WASH BASIN COMPLETELY OPEN BENEATH AND TO THE SIDES, A TOILET, AND A SHOWER. THERE WAS NO PLACE WITHIN THE BATHROOM THAT WOULD ACCOMMODATE ANY OF THE ABOVE PERSONAL GROOMING OR HYGIENE ITEMS. THE KITCHEN, WHICH HAD THE SAME SIZE PLASTIC GARBAGE CAN, WAS OVERFLOWING WITH GARBAGE IN A PLASTIC BAG LINER. THE OVERFLOWING KITCHEN GARBAGE CAN FULL OF GARBAGE WAS LEFT BEHIND, NEVER REMOVED BUT THE PLASTIC GARBAGE CAN WITH NO PLASTIC LINER OVERFLOWING WITH PERSONAL HYGIENE APPLIANCES CLEARLY MARKED WITH A LARGE SIGN WAS TAKEN. WHEN JEROME A. PINTARO AND MARILYN PINTARO REPORTED THE THEFT TO THE MANAGER, MINEY MINA, SHE INDICATED SHE HAD TO SPEAK WITH HER SUPERVISOR, THE REGIONAL MANAGER TO DETERMINE A RESOLUTION. WHEN JEROME A. PINTARO AND MARILY PINTARO RETURNED TO SPEAK TO HER LATER, SHE TOLD THEM THAT SHE WAS NOT GOING TO REIMBURSE THE PINTARO’S FOR THEIR LOSS AND THE PINTARO’S WOULD HAVE TO LEAVE BECAUSE SHE DOES NOT ALLOW JAIL PEOPLE WHO ARE WEARING GPS TRACKING DEVICES STAY IN HER HOTEL. THIS WAS FIVE WEEKS AFTER JEROME A. PINTARO OCCUPIED THE HOTEL WITH NO ISSUES, NO COMPLAINTS OTHER THAN IT WAS APPARENT THAT OUR HOTEL ROOM WAS BEING VISITED OFTEN WHILE WE WERE OUT AND WHEN THERE WAS NO HOUSEKEEPING TO BE DONE OR REASON FOR ANYONE TO ENTER OUR ROOM. HOUSEKEEPING WAS DONE EVERY TWO WEEKS.
MARILYN PINTARO IS NOT A JAIL PEOPLE AND SHE DID NOT HAVE A GPS TRACKING DEVICE FRAUDULENTLY AND UNCONSTITUTIONALLY PERMANENTLY AFFIXED TO HER LEG BUT SHE WAS NEVERTHELESS EVICTED WITH JEROME A. PINTARO.
WHEN WE WERE EVICTED FROM WOODSPRINGS BY MANAGER MINEY MINA, WE COULD NOT GET ANOTHER ROOM BECAUSE OF THE APPROACHING MEMORIAL DAY WEEKEND. WE HAD TO SLEEP IN OUR CAR THAT NIGHT IN THE WESTMONT JEWEL OSCO AS WE DID TWO OTHER TIMES TO DATE AS A RESULT OF HAVING TO LEAVE OR BEING EVICTED BY THE HOTEL.
https://flipbooks.fleepit.com/f-58982-police_report
AN ILLINOIS LAND TRUST: IS IT WORTH IT?
JEROME A. PINTARO AND MARILYN PINTARO THROWN UNDER THE BUS BY CHICAGO TITLE & TRUST!
CHICAGO TITLE AND TRUST'S RESPONSE TO JEROME A. PINTARO'S INQUIRY TO CHICAGO TITLE AND TRUST CONCERNING THE THEFT OF THE PINTARO'S OAK BROOK RESIDENCE, THEY HANDED JEROME A. PINTARO A COPY OF THE FRAUDULENT DUPAGE COUNTY SHERIFF'S DEED CONFERRING INTEREST TO A PERSON WHO DOES NOT EXIST!
OWNERSHIP TITLE TO JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523 WAS IN A CHICAGO TITLE AND TRUST LAND TRUST AT THE TIME OF THE FRAUDULENT AND UNCONSTITUTIONAL THEFT BY THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT AND BY THE DUPAGE COUNTY SHERIFF ON DECEMBER 6, 2022. TITLE WAS NOT HELD IN THE NAMES OF JEROME A. PINTARO AND MARILYN PINTARO, IT WAS HELD IN THE NAME OF A CHICAGO TITLE AND TRUST LAND TRUST. JEROME A. PINTARO AND MARILYN PINTARO RECEIVED ABSDOLUTELY NO NOTIFICATION WHATSOEVER, NO NOTICE OF THE FRAUDULENT AND UNCONSTITUTIONAL FOECLOSURE PROCEEDING, NEITHER WRITTEN NOR VERBAL, NO ACKNOWLEDGEMENT OF THE IMPENDING OR COMPETED DUPAGE COUNTY THEFT OF THE PROPERTY, NO OPINION OF THE QUALITY OF THE CONVEYANCE AS EVIDENCED BY THE DUPAGE COUNTY RECORDER OF DEEDS OR BY ANY TITLE REPORT, IN SPITE OF THE FACT THAT CHICAGO TITLE AND TRUST IS ONE OF THE LARGEST TITLE COMPANIES IN THE UNITED STATES, AND UPON NUMEROUS REQUESTS BY JEROME A. PINTARO AS TO THE INDEMNIFICATION BY MORTGAGE TITLE INSURANCE AS TO THE QUALITY, AUTHTENTICITY, AND LEGALITY OF THE OWNERSHIP HAVING BEEN CONFERRED BY THE SHERIFF OF DUPAGE COUNTY TO THE NAME OF A FICTICIOUS PERSON WHO IS A NON-BEING, A GRANTEE WHICH IS A FABRICATED NAME, A STRAW BUYER WHO SIMPLY DOES NOT EXIST.
FACT: JEROME A. PINTARO AND MARILYN PINTARO INIITIATED THEIR CHICAGO TITLE AND TRUST LAND TRUST NEARLY FIFTY YEARS AGO PAYING ANNUALLY, PAYING FOR SERVICES OVER NEARLY FIVE DECADES
https://www.nestmann.com/land-trust-illinois
RESIDENTIAL REAL ESTATE BROKERS HAVE A PREDISPOSITION TO CONVOLUTED RESIDENTIAL REAL ESTATE MARKETS
WHEN A RESIDENTIAL PROPERTY IS PRICED SIGNIFICANTLY BELOW TRUE MARKET VALUE UNTRAINED RESIDENTIAL REAL ESTATE CONSUMERS, BOTH SELLERS AND BUYERS HAVE NO FRAME OF REFERENCE TO ESTABLISH A TRUE MARKET VALUE IN ANY DEFINED RESIDENTIAL MARKET AREA. WHEN A LIST PRICE IS OUT OF “SYNC” WITH A SALES PRICE THE “SALE TO LIST PRICE RATIO” IS INTENTIONALLY MISINTERPRETED WHICH CREATES A CONVOLUTED RESIDENTIAL MARKET WITH WIDE VARIATIONS IN LIST AND SALES PRICE RANGES. IF A CONDOMINIUM’S TRUE MARKET VALUE IS IN THE VICINITY OF $250,000 AND OTHER SIMILAR COMPETING CONDOMINIUMS ARE LISTED AND SOLD FOR AS HIGH AS $300,000 AND AS LOW AS $150,000, AND THE SUBJECT PROPERTY IS LISTED FOR $175,000, IT ONLY ACTS TO CONFUSE BOTH THE HOME SELLER AND THE PROSPECTIVE PURCHASER AS TO THE TRUE MARKET VALUE AND THE DYNAMICS OF THE RESIDENTIAL REAL ESTATE MARKET. THIS WILL TYPICALLY RESULT IN ONE, OR BOTH OF THE PARTIES GETTING SCREWED
WHAT IS THE SALE-TO-LIST PRICE RATIO, AND WHY DOES IT MATTER?
https://streeteasy.com/blog/sale-to-list-price-ratio/
FHFA HOUSE PRICE INDEX
FHFA House Price Index | FEDERAL HOUSING FINANCE AGENCY
MEDIAN SALES PRICE OF HOUSES SOLD FOR THE UNITED STATES (MSPUS)
https://fred.stlouisfed.org/series/MSPUS
S&P CORELOGIC CASE-SHILLER U.S. NATIONAL HOME PRICE INDEX (CSUSHPINSA)
S&P CoreLogic Case-Shiller U.S. National Home Price Index (CSUSHPINSA) | FRED | St. Louis Fed (stlouisfed.org)
CHARTED: U.S. MEDIAN HOUSE PRICES VS. INCOME
Charted: Median House Prices vs. Income in the U.S. (visualcapitalist.com)
S&P CORELOGIC CASE-SHILLER 20-CITY COMPOSITE HOME PRICE INDEX (SPCS20RSA)
S&P CoreLogic Case-Shiller 20-City Composite Home Price Index (SPCS20RSA) | FRED | St. Louis Fed (stlouisfed.org)
S&P CORELOGIC CASE-SHILLER IL-CHICAGO HOME PRICE INDEX (CHXRSA)
S&P CoreLogic Case-Shiller IL-Chicago Home Price Index (CHXRSA) | FRED | St. Louis Fed (stlouisfed.org)
WHY PROPERTY TAXES SHOULD BE A PRIMARY CONSIDERATION OF EVERY HOME BUYER WHEN PURCHASING A HOME
THE IMPENDING REDUCTION IN THE COMMERCIAL PROPERTY TAX BASE WILL MOST LIKELY SHIFT THE COMMERCIAL PROPERTY TAX BURDEN TO RESIDENTIAL PROPERTIES
CHICAGO’S COMMERCIAL REAL ESTATE & AN 89% LOSS
https://www.reallawchicago.com/chicagos-commercial-real-estate-an-89-loss/
COMMERCIAL PROPERTY TAXES
https://www.bomachicago.org/property-tax-overview/
https://growthzonecmsprodeastus.azureedge.net/sites/1817/2021/04/boma-chicago-property-tax-facts-2019-f4f3a99c-3de4-44eb-9eab-8256dca1736a.pdf
HOW COMMERCIAL PROPERTIES ARE VALUED
https://www.cookcountyassessor.com/how-commercial-properties-are-valued
HIGHER INTEREST RATES COULD CAUSE THE NATIONAL DEBT TO SKYROCKET
THE NATIONAL DEBT IS PROJECTED TO CLIMB RAPIDLY OVER THE NEXT SEVERAL YEARS, AND HIGHER INTEREST RATES COULD MAKE THE NATION’S FISCAL OUTLOOK EVEN WORSE. THE CONGRESSIONAL BUDGET OFFICE (CBO) RELEASED LONG-TERM PROJECTIONS IN MARCH, SHOWING THAT DEBT HELD BY THE PUBLIC WOULD CLIMB FROM 99 PERCENT OF GROSS DOMESTIC PRODUCT (GDP) IN 2024 TO 166 PERCENT IN 2054 IF NO CHANGES TO CURRENT LAW ARE MADE. RISING INTEREST RATES ARE A SIGNIFICANT CONTRIBUTOR TO THAT GROWTH IN DEBT.
THE NATIONAL DEBT IS ALREADY ON AN UNSUSTAINABLE PATH, CAUSED BY A STRUCTURAL MISMATCH BETWEEN SPENDING AND REVENUES, AND RISING INTEREST RATES COULD EXACERBATE THAT PROBLEM. EVEN IF INTEREST RATES DECLINE FROM TODAY’S LEVELS AND STAY LOW, DEBT WILL EXCEED ITS HISTORIC HIGH AND CONTINUE TO RISE. TO MITIGATE THE RISKS OF POTENTIALLY HIGHER INTEREST RATES CAUSING ECONOMIC DAMAGE, POLICYMAKERS SHOULD WORK TOGETHER TO PUT THE NATION ON A SUSTAINABLE FISCAL PATH.
https://www.pgpf.org/blog/2024/05/higher-interest-rates-could-cause-the-national-debt-to-skyrocket
DOES THE FOLLOWING LOCAL REAL ESTATE BROKER ACTIVITY CONSTITUTE A PER-SE ANTITRUST VIOLATION BY LOCAL REAL ESTATE BROKER MEMBERS OF THE MAINSTREET ORGANIZATION OF REALTORS, AND THE MIDWEST REAL ESTATE DATA MULTIPLE LISTING SERVICE?
THE “MULTIPLE OFFERS RECEIVED, FINAL OFFERS ARE REQUIRED TO BE SUBMITTED AT A SPECIAL DATE AND SPECIAL TIME OF DAY" SCENARIO”
DID LOCAL REAL ESTATE BROKERS WHO LISTED AND SOLD HOMES WITH OBVIOUS, WELL BELOW MARKET LIST PRICES IN YORK AND DOWNERS GROVE TOWNSHIPS FAIL TO DISCLOSE TO THE BUYERS AND SELLERS THAT THEY WERE IN FACT CREATING AN AUCTION SCENARIO AND WERE ALLEGEDLY ACTING IN THE ROLE OF AN AUCTIONEER?
THE MIDWEST REAL ESTATE DATA, MRED/MLS HAS A SPECIFIC SEPARATE SECTION OF THE MLS FOR COMPILATION OF AUCTION LISTINGS, WERE LOCAL REAL ESTATE BROKERS WHO SOLD HOMES WITH OBVIOUSLY LOW LIST PRICES WHICH DEVELOPED INTO A “MULTIPLE OFFERS RECEIVED, FINAL OFFERS ARE REQUIRED TO BE SUBMITTED AT A SPECIAL DATE AND TIME OF DAY SCENARIO” IN COMPLIANCE WITH LOCAL MRED/MLS RULES?
ARE LOCAL BROKERS LEGALLY LIABLE FOR ANY VIOLATIONS OF THE MRED/MLS RULES, AND/OR REAL ESTATE LICENSE ACT (RELA SECTION 15-15); RULE SECTION 1450.715(G); 5-20(13); OR RELA SECTION 10-30(A) OF THE ACT?
IN MANY CASES, ALTHOUGH IT MAY HAVE NOT BEEN THE ORIGINAL INTENT OF THE SELLER, THE MANNER IN WHICH BUYERS ARE DIRECTED TO PRESENT OFFERS MIGHT ACTUALLY CREATE AN AUCTION SCENARIO. FOR EXAMPLE, IF A SELLER AND REALTOR® ADVERTISE THAT ALL BUYERS SHOULD SUBMIT SEALED BIDS ON A PROPERTY, FURTHER STATING THAT THE PROPERTY WILL GO TO THE HIGHEST BIDDER, IT IS QUITE LIKELY AN AUCTION.
IN ILLINOIS, LICENSED REAL ESTATE BROKERS MAY AUCTION REAL PROPERTY WITHOUT ADDITIONAL LICENSING. HOWEVER, BECAUSE IT IS A LICENSED ACTIVITY UNDER THE REAL ESTATE LICENSE ACT (RELA), THE LISTING BROKER WHO BECOMES INVOLVED IN AUCTIONING MUST COMPLY WITH ALL DUTIES OUTLINED BY RELA. FOR EXAMPLE, LICENSEES MUST MEET ALL OF THE DUTIES TO THEIR SELLERS AS OUTLINED IN RELA SECTION 15-15, WHICH INCLUDES:
PERFORMING THE TERMS OF THE BROKERAGE AGREEMENT;
PUTTING THE INTERESTS OF THE CLIENT FIRST; AND
KEEPING CONFIDENTIAL INFORMATION OF THE CLIENT CONFIDENTIAL.
RULE SECTION 1450.715(G) SPECIFICALLY STATES AUCTION ADVERTISING MUST CONTAIN, WHEN APPLICABLE, THE NAMES AND ADDRESSES OF:
THE LICENSED BROKER OR MANAGING BROKER;
THE LICENSED AUCTIONEER;
THE LICENSED AUCTIONEER OR ANY INDIVIDUAL HOLDING A REAL ESTATE AUCTION CERTIFICATION; OR
THE LICENSED BROKER OR MANAGING BROKER AND ANY INDIVIDUAL HOLDING A REAL ESTATE LICENSE CERTIFICATION, WHO IS NOT EXEMPT UNDER 5-20(13) OF THE ACT.
ANY BROKERAGES ADVERTISING REAL ESTATE AUCTIONS MUST COMPLY WITH RELA SECTION 10-30(A) WHICH PROHIBITS DECEPTIVE AND MISLEADING ADVERTISING. IN ADDITION, ALL ADVERTISING FOR AUCTIONS MUST CONTAIN ALL NECESSARY INFORMATION TO THE PUBLIC IN AN ACCURATE, DIRECT AND READILY COMPREHENSIBLE MANNER. AUCTION ADVERTISEMENTS MUST MAKE IT CLEAR TO THE PUBLIC THE TYPE OF AUCTION, TERMS OF THE AUCTION, THE AMOUNT SET FOR PRESENTATION OF MINIMUM BIDS AND ANY TIME FRAMES SET FOR ACCEPTANCE. FOR EXAMPLE, UNDER THE SEALED BID SCENARIO, THE BUYERS/BIDDERS SHOULD BE AWARE OF ALL TERMS AND CONDITIONS FOR ACCEPTANCE AND WHETHER THE SELLER IS RESERVING THE RIGHT TO REJECT ALL BIDS SUBMITTED. IF ALL BIDS ARE REJECTED, IT WILL BE IMPORTANT TO INFORM BIDDERS WHAT THE NEXT STEPS WILL BE AND THEN CONTACT THE HIGHEST BIDDERS TO ENGAGE IN TRADITIONAL MULTIPLE OFFER NEGOTIATIONS, TAKING CARE NOT TO SELL THE ONE PROPERTY TO MORE THAN ONE BUYER/BIDDER.
AUCTION ADVERTISING SHOULD DESCRIBE THE TYPE OF AUCTION AS WELL AS ALL APPLICABLE TERMS. NOT ALL AUCTIONS INVOLVE “QUICK-TALKING” AUCTIONEERS STANDING AT PODIUMS, SELLING BY PUBLIC OUTCRY. AUCTIONS CAN INCLUDE THESE TYPES:
MINIMUM BID – IN THIS STYLE OF AUCTION, A THRESHOLD PRICE IS ESTABLISHED AND IF NO ONE BIDS AT THAT PRICE, THE SALE DOES NOT TAKE PLACE.
RESERVE BID – IN THIS SCENARIO, THE HIGHEST BID FUNCTIONS AS A PURCHASE OFFER, AND THE SELLER HAS THE OPTION OF REJECTING ALL BIDS (USUALLY THE SELLER MUST DECIDE WHETHER TO ACCEPT OR REJECT BIDS WITHIN A CERTAIN TIME FRAME, SUCH AS 72 HOURS).
ABSOLUTE AUCTION – IN THIS CASE, A PROPERTY WILL SELL IF SOMEONE MAKES AN OFFER. (HOWEVER, THE SELLER TAKES A RISK THAT HE OR SHE MAY RECEIVE MUCH LESS THAN WHAT THE PROPERTY IS WORTH).
SEALED BID AUCTION – ALL BIDDERS SIMULTANEOUSLY SUBMIT SEALED OFFERS TO THE AUCTIONEER AND DO NOT KNOW THE AMOUNTS OTHER PARTICIPANTS HAVE TENDERED. THE BIDS ARE OPENED ON
THE ADVERTISED DATE, AND THE HIGHEST BIDDER IS USUALLY DECLARED THE “WINNER.”
LICENSEES WHO BECOME INVOLVED IN AUCTIONING SHOULD ALSO BECOME FAMILIAR WITH ANY LOCAL MLS RULES WHICH MAY REQUIRE AUCTIONS BE LISTED IN A SEPARATE SECTION OF THE MLS COMPILATION OF LISTINGS.
IF THE PROPERTY TO BE AUCTIONED WILL BE LISTENED IN THE MLS, BECOME FAMILIAR WITH YOUR MLS RULES WHICH TYPICALLY REQUIRE AUCTIONS TO BE LISTED IN A SEPARATE SECTION OF THE MLS.
AUCTIONING REAL ESTATE GENERALLY REQUIRES A PROPERLY SPONSORED BROKER OR MANAGING BROKER’S LICENSE, SUBJECT TO A COUPLE EXCEPTIONS:
AN AUCTION LICENSEE IS “GRANDFATHERED” INTO SELLING REAL ESTATE BY AUCTION (AND ONLY BY PUBLIC OUTCRY) DUE TO MANY YEARS OF PRIOR AUCTION EXPERIENCE. CHECK THE SPECIFIC QUALIFICATIONS FOR GRANDFATHER “LICENSING.” (RELA SECTION 5-20(13).
AN AUCTION LICENSEE UNDER THE ILLINOIS AUCTION LICENSE ACT HAS OBTAINED THE AUCTION CERTIFICATION UNDER RELA SECTION 5-32 WHICH ONLY ALLOWS CERTIFICATE HOLDERS TO “BROKER” REAL ESTATE BY MEANS OF AUCTION. OTHERWISE, AN AUCTION LICENSEE MANY ONLY AUCTION PERSONALTY.
MAKE SURE TO CHECK WITH YOUR DESIGNATED MANAGING BROKER TO BE SURE THIS PRACTICE IS ACCEPTABLE FOR YOUR SPONSORING COMPANY.
ALL COMPENSATION FOR LICENSED ACTIVITIES, INCLUDING AUCTIONING REAL ESTATE, MUST FLOW THROUGH YOUR SPONSORING BROKER.
IF YOU HOLD AN AUCTION LICENSE AND DO NOT HAVE A GRANDFATHER EXCEPTION OR AN AUCTION CERTIFICATION, YOU COULD ONLY ENGAGE IN REAL ESTATE AUCTIONING AS A REAL ESTATE LICENSEE UNDER YOUR SPONSORING BROKER.
https://www.illinoisrealtors.org/blog/caution-rela-sometimes-classifies-multiple-offer-situations-as-auctions/
"PLACE YOUR BIDS"
"AND GET TRAPPED!"
"A LOW STARTING PRICE LEADS TO A HIGH FINAL PRICE!"
“IN A PAPER PUBLISHED IN THE JOURNAL OF PERSONALITY AND SOCIAL PSYCHOLOGY, THE RESEARCHERS SHOW THAT LOW RATHER THAN HIGH OPENING BIDS—FOR A VARIETY OF PRODUCTS FROM SHIRTS TO FANCY RUGS IN ONLINE AUCTIONS—GENERATE HIGH SELLING PRICES”
WHEN THE RESEARCHERS COMPARED TWO DIFFERENT STARTING PRICES—$9 .99 AND $24.99—THEY FOUND THAT THE MORE TIME BIDDERS SANK INTO THE AUCTION THE GREATER THE FINAL SELLING PRICE. “BECAUSE YOU LOWER BARRIERS TO AN AUCTION, YOU GET THEM TO INVEST TIME AND RESOURCES,” GALINSKY SAID. “THEY GET TRAPPED.”
THE STRENGTH OF THE STUDY WAS THE CONSISTENCY OF A LOW STARTING PRICE LEADING TO A HIGH FINAL PRICE FOR ALL KINDS OF PRODUCTS. “IT WAS TRUE FOR THREE REALLY DIFFERENT KINDS OF ITEMS,” SAID MURNIGHAN OF THE SHIRT, CAMERA, AND RUG. “FOR THE PHENOMENON TO OCCUR WITH ALL THREE GIVES ME A LOT OF CONFIDENCE. TRAFFIC IS REALLY THE KEY.”
https://insight.kellogg.northwestern.edu/article/place_your_bids
ARE LOCAL REAL ESTATE BROKERS ENGAGING IN PER-SE ANTITRUST VIOLATIONS BY LISTING HOMES AND CONDOMINIUMS WELL BELOW THEIR TRUE MARKET VALUES?
ARE LOCAL REAL ESTATE BROKER MEMBERS OF NAR VIOLATING NAR CODE OF ETHICS & STANDARDS OF PRACTICE ENGAGING IN THIS CONDUCT?
IS THE “PRIVATE LISTING NETWORK” THAT IS SANCTIONED BY MAINSTREET ORGANIZATION OF REALTORS AND THE MIDWEST REAL ESTATE DATA WHICH IS OWNED BY REALTORS ALLOWING REAL ESTATE BROKER MEMBERS TO ENGAGE IN AN ANTI-COMPETITIVE CONDUCT?
LOCAL DUPAGE COUNTY REAL ESTATE BROKERS IN YORK AND DOWNERS GROVE TOWNSHIPS ARE LIST PRICING RESIDENTIAL REAL ESTATE PROPERTIES, SINGLE FAMILY DETACHED HOMES, TOWNHOUSES, AND CONDOMINIUMS WELL BELOW MARKET VALUES AND ACTUAL CASH VALUES. CONDOMINIUMS IN PARTICULAR ARE BEING LISTED AT 33% TO 50% BELOW REPLACEMENT COST NEW. ALTHOUGH A CONDOMINIUM IS NOT DIRECTLY ASSOCIATED WITH LAND, A CONDOMINIUM HAS AN INDIVISIBLE INTEREST IN THE LAND PARCEL THE CONDOMINIUM STRUCTURE IS SITUATED UPON.
WHILE A REPLACEMENT COST VALUATION IS BASED ON WHAT YOU WOULD HAVE TO PAY TO REBUILD YOUR HOME IN TODAY'S MARKET CONDITIONS, ACTUAL CASH VALUE (ACV) IS THE COST TO REBUILD YOUR HOME MINUS DEPRECIATION. DEPRECIATION IS THE AMOUNT OF VALUE YOUR HOME LOSES OVER TIME DUE TO ALL CONDITIONS REQUISITE TO OBSOLESCENCE, WEAR AND TEAR. DEPRECIATION OF THE IMPROVEMENTS CAN BE REVERSED THROUGH MAINTENANCE, UPDATING, AND MODERNIZATION.
THE MOST IMPORTANT CONSIDERATION TO CLEARLY UNDERSTAND IS THAT LAND, WHICH THE RESIDENTIAL PROPERTY IMPROVEMENTS ARE SITUATED UPON, WHETHER IT BE SINGLE FAMILY OR MULTI-FAMILY, DOES NOT DEPRECIATE AND IS NOT SUBJECT TO THE DEPRECIATION RATE OF THE IMPROVEMENTS.
TYPICALLY, AS THE IMPROVEMENTS DEPRECIATE THE LAND APPRECIATES AND IS COUNTER MEASURE OF VALUE IN DETACHED AND ATTACHED RESIDENTIAL PROPERTIES.
THE ANATOMY OF A PER-SE-ANTITRUST VIOLATION
IN THE US, CERTAIN CONDUCT IS SO OBVIOUSLY ANTI-COMPETITIVE THAT ANTITRUST LAW LABELS IT PER SE ILLEGAL. THESE RESTRAINTS LACK REDEEMING PRO-COMPETITIVE VALUE IN ALMOST ALL INSTANCES, SO THE LAW ALLOWS PLAINTIFFS AN IMPORTANT SHORT-CUT TO PLEADING AND PROVING SUCH A CLAIM.
THE SHORT-CUT IS THAT A PLAINTIFF ASSERTING A PER-SE-ANTITRUST CLAIM NEED NOT DEMONSTRATE ANTI-COMPETITIVE HARM. THE LAW PRESUMES SUCH HARM. THIS IS HUGE BECAUSE THIS ELEMENT IS ONE OF THE MOST DIFFICULT AND EXPENSIVE TO PROVE.
PRICE-FIXING AGREEMENTS USUALLY COME TO MIND AS THE PROTOTYPICAL PER SE ANTITRUST VIOLATION (KEEP IN MIND THAT ANTITRUST VIEWS AGREEMENTS TO LIMIT VOLUME AS EFFECTIVELY THE SAME THING). OTHER EXAMPLES ARE MARKET-ALLOCATION AGREEMENTS AND CERTAIN BOYCOTTS.
MARKET ALLOCATION IS AN ANTITRUST PROBLEM BECAUSE COMPETITORS ARE AGREEING NOT TO COMPETE. THE MOST SIMPLE MARKET-ALLOCATION AGREEMENT IS GEOGRAPHIC — “YOU TAKE CUSTOMERS WEST OF THE MISSISSIPPI, AND WE WILL TAKE THE ONES TO THE EAST.”
https://www.theantitrustattorney.com/anatomy-per-se-antitrust-violation/
2024 CODE OF ETHICS & STANDARDS OF PRACTICE
PURPOSE OF VALUATION POLICY
RESPONSIBLE VALUATION POLICY
REALTORS® SUPPORT AND ENCOURAGE CREDIBLE1, INDEPENDENT VALUATIONS OF REAL PROPERTY BECAUSE:
CREDIBLE INDEPENDENT VALUATIONS OF REAL PROPERTY ARE CRITICAL TO THE HEALTH OF THE OVERALL REAL ESTATE INDUSTRY. A TRUSTWORTHY VALUATION OF REAL PROPERTY 1) ENSURES THE REAL PROPERTY VALUE IS SUFFICIENT TO COLLATERALIZE THE MORTGAGE, 2) PROTECTS THE MORTGAGOR, 3) ALLOWS SECONDARY MARKETS TO HAVE CONFIDENCE IN THE MORTGAGE PRODUCTS AND MORTGAGE BACKED SECURITIES, AND 4) BUILDS PUBLIC TRUST IN THE REAL ESTATE PROFESSION.
PROFESSIONALLY DEVELOPED VALUATIONS PROVIDE AN INDEPENDENT, OBJECTIVE ANALYSIS OF REAL PROPERTY.
VALUATIONS THAT ARE NOT CREDIBLE OR NOT INDEPENDENT HARM COMMUNITIES AND RESULT IN UNINTENDED CONSEQUENCES. THE PURCHASE OF REAL PROPERTY IS THE LARGEST INVESTMENT MOST PEOPLE MAKE. A VALUATION THAT DOES NOT PROPERLY REFLECT THE OWNER’S EQUITY MAY REQUIRE THE OWNER TO PAY INCREASED FEES OR INJECT UNNEEDED ADDITIONAL LIQUIDITY INTO A COLLATERALIZED LOAN TO MEET HIGHER LENDING REQUIREMENTS. VALUATIONS OF REAL PROPERTY THAT ARE TOO HIGH GIVE A FALSE SENSE OF SECURITY TO MORTGAGORS SEEKING ACCESS TO THE EQUITY IN THEIR REAL PROPERTY AND TO LENDERS MAKING A DETERMINATION AS TO THE SECURITY OF THEIR LOAN. VALUATIONS THAT ARE TOO LOW MAY CREATE A DOWNWARD CYCLE OF ECONOMIC DETERIORATION FOR NEIGHBORHOODS AND COMMUNITIES AND CAUSE INCREASED CASH REQUIREMENTS ON LENDERS.
https://www.nar.realtor/appraisal-valuation/responsible-valuation-policy
ANTITRUST GROUP BOYCOTTS: MY COMPETITORS ARE CONSPIRING AGAINST ILLINOIS LICENSED MANAGING REAL ESTATE BROKER JEROME A. PINTARO
A PARTICULAR LOCAL HINSDALE AND OAK BROOK RESIDENTIAL REAL ESTATE BROKERAGE COMPANY HAS CONSPIRED, SOLICITED AND RECRUITED OTHER LOCAL ILLINOIS LICENSED REAL ESTATE BROKERAGE COMPETITORS AND COMPETING, INDIVIDUAL ILLINOIS LICENSED REAL ESTATE BROKERS TO BE PARTY TO A CONSPIRATORIAL PER-SE ANTITRUST GROUP BOYCOTT AGAINST ILLINOIS LICENSED MANAGING BROKER, JEROME A. PINTARO.
THE “MULTIPLE OFFERS RECEIVED, FINAL OFFERS ARE REQUIRED TO BE SUBMITTED AT A SPECIAL DATE AND SPECIAL TIME OF DAY" SCENARIO”
THE PARTICULAR CONSPIRATORIAL PER-SE ANTITRUST COMPONENT KEEPS PRIVATE THE TERMS OF THE “MULTIPLE” OFFERS, IF ANY, A REAL ESTATE BROKERAGE COMPANY MAY RECEIVE ON AN “AUCTION” TYPE, MRED/MLS MISCLASSIFIED LISTING AS DESCRIBED ABOVE.
MAYBE EVERYONE REALLY IS CONSPIRING AGAINST YOU. IF THEY ARE COMPETITORS WITH EACH OTHER, THAT IS IF THEY HAVE A HORIZONTAL RELATIONSHIP, THEY MAY EVEN BE COMMITTING A PER SE ANTITRUST VIOLATION
A GROUP BOYCOTT OCCURS WHENTWO OR MORE PERSONS OR ENTITIES CONSPIRE TO RESTRICT THE ABILITY OF SOMEONE TO COMPETE. THIS IS SOMETIMES CALLED A CONCERTED REFUSAL TO DEAL, WHICH UNLIKE A STANDARD REFUSAL TO DEAL REQUIRES, NOT SURPRISINGLY, TWO OR MORE PEOPLE OR ENTITIES.
PERPETRATORSS OF GROUP-BOYCOTT ACTIVITY, BY CONSTRAST, USUALLY DRECT THEIR ACTIO TOWARD ONE, OR A VERY FEW VICTIMS. THE HARM IS NOT DIFFUSED, IT IS CONCENTRATED. AND IT IS OFTEN AGAINST A COMPETITOR THAT IS TRYING TO ESTABLISH ITSELF IN THE MARKET. THE VICTIM IS OFTEN A PERSON OR COMPANY THAT SEEKS TO DISRUPT THE MARKET, CREATING A THREAT TO THE ESTABLISHED PLAYERS
GROUP BOYCOTT ACTIVITY OFTEN OCCURS WHEN SOMEONE NEW ENTERS A MARKET WITH A DIFFERENT OR BETTER IDEA OR WAY OF DOING BUSINES. THE CURRENT COMPETITORS, WHO LIKE THINGS JUST THE WAY THEY ARE, BAND TOGETHER TO USE THEIR JOINT POWER TO KEEP THE ENTERPRISING COMPETITOR FROM SUCCEEDING, THAT IS, STEALING THEIR CUSTOMERS AND MARKET SHARE
AS THE U.S. SUPREME COURT CASE LAW STANDS NOW, IF YOU WANT THE PER SE STANDARD FOR YOUR GROUP-BOYCOTT CLAIM, YOU NEED TO SHOW A HORIZONTAL ELEMENT TO THE CONSPIRACY. THAT IS THE GROUP-BOYCOTT ACTIVITY MUST INVOLVE TWO OR MORE COMPETITORS. THEY DO NOT, HOWEVER, NECESSARILY HAVE TO BE YOUR COMPETITORS
SOMETIMES GROUP-BOYCOTT CLAIMS ARE FURTHER COMPLICATED WHEN THE ESTABLISHED COMPETITORS—THE BULLIES—USE THEIR RELATIONSHIPS WITH GOVERNMENT POWER TO FURTHER SUPPRESS COMPETITION. INDEED, SOMETIMES THE COMPETITORS ACTUALLY EXERCISE GOVERNMENTAL POWER.
THIS, IN MY OPINION, IS THE MOST DISGUSTING OF ANTITRUST VIOLATIONS: A GROUP OF BULLIES ENGAGING GOVERNMENT POWER TO KNOCK OUT INNOVATION AND COMPETITION. AND WE, AT LEAST IN THE PAST, HAVE WATCHED THE FEDERAL TRADE COMMISSION TAKE A PRO-ACTIVE ROLE AGAINST SUCH ANTICOMPETITIVE THUGGERY.
WHEN ARE GROUP BOYCOTTS PER SE ANTITRUST VIOLATIONS?
PER SE ANTITRUST CLAIMS ARE MUCH EASIER TO PROVE THAN RULE OF REASON CLAIMS BECAUSE THE PLAINTIFF NEED NOT DEMONSTRATE EVERY ELEMENT THAT IS TYPICALLY REQUIRED OF AN ANTITRUST CLAIMANT—LIKE MARKET POWER, FOR EXAMPLE.
I WILL JUST GIVE YOU THE BOTTOM LINE: AS THE US SUPREME COURT CASE LAW STANDS NOW, IF YOU WANT THE PER SE STANDARD FOR YOUR GROUP-BOYCOTT CLAIM, YOU NEED TO SHOW A HORIZONTAL ELEMENT TO THE CONSPIRACY. THAT IS, THE GROUP-BOYCOTT ACTIVITY MUST INVOLVE TWO OR MORE COMPETITORS. THEY DO NOT, HOWEVER, NECESSARILY HAVE TO BE YOUR COMPETITORS; THE CONDUCT MAY, FOR EXAMPLE, INVOLVE AN AGREEMENT AMONG TWO OR MORE OF YOUR SUPPLIERS AND YOUR COMPETITOR.
THE STRONGEST GROUP BOYCOTT CLAIMS THUS INVOLVE AGREEMENTS AMONG COMPETITORS, AT LEAST, TO ENGAGE IN THE EXCLUSIONARY CONDUCT. SOMETIMES THE AGREEMENT WILL ALSO HAVE WHAT IS CALLED A VERTICAL ASPECT, WHICH MEANS THAT A SUPPLIER OR CUSTOMER OF THE COMPETITORS MAY ALSO BE PART OF THE AGREEMENT.
https://www.theantitrustattorney.com/antitrust-group-boycotts-competitors-conspiring/
THE “PRIVATE LISTING NETWORK”
THE MIDWEST REAL ESTATE DATA MULTIPLE LISTING SERVICE WHICH IS OWNED BY LOCAL REAL ESTATE BROKERAGE COMPANIES WHICH CONCENTRATE THEIR REAL ESTATE BROKERAGE BUSINESS PURSUITS WITHIN DUPAGE COUNTY’S YORK AND DOWNERS GROVE TOWNSHIPS, UTILIZING MRED’S “PRIVATE LISTING NETWORK” AS A TOOL TO BOYCOTT COMPETING REAL ESTATE BROKERAGE COMPANIES AND BROKDERS OUTSIDE OF THEIR TARGET MARKET ALLOCATED AREAS
A GROUP BOYCOTT CAN CREATE PER SE ANTITRUST LIABILITY. BUSINESS PRACTICES CONSIDERED PER SE ILLEGAL UNDER ANTITRUST LAWS INCLUDE: (A) HORIZONTAL AGREEMENTS TO FIX PRICES, (B) HORIZONTAL MARKET ALLOCATION AGREEMENTS, (C) BID RIGGING AMONG COMPETITORS; (D) CERTAIN HORIZONTAL GROUP BOYCOTTS BY COMPETITORS; AND (E) SOMETIMES TYING ARRANGEMENTS.
A GROUP BOYCOTT OCCURS WHEN TWO OR MORE PERSONS OR ENTITIES CONSPIRE TO RESTRICT THE ABILITY OF SOMEONE TO COMPETE. THIS IS SOMETIMES CALLED A CONCERTED REFUSAL TO DEAL, WHICH UNLIKE A STANDARD REFUSAL TO DEAL REQUIRES, NOT SURPRISINGLY, TWO OR MORE PEOPLE OR ENTITIES. THIS ANTITRUST CLAIM FITS INTO SECTION 1 OF THE SHERMAN ACT, WHICH REQUIRES A MEETING OF THE MINDS, I.E AN AGREEMENT OR CONSPIRACY.
A GROUP BOYCOTT CAN CREATE PER SE ANTITRUST LIABILITY. BUT THE PER SE RULE IS APPLIED TO GROUP BOYCOTTS LIKE IT IS APPLIED TO TYING CLAIMS, WHICH MEANS ONLY SOMETIMES. BY CONTRAST, HORIZONTAL PRICE-FIXING, MARKET ALLOCATION, AND BID-RIGGING CLAIMS ARE ALMOST ALWAYS PER SE ANTITRUST VIOLATIONS.
1. IS THERE AN AGREEMENT?
2. DOES THE CONDUCT INVOLVE A COMMERCIAL RATHER THAN A SOCIAL OR POLITICAL PURPOSE?
3. DO THE ENTITIES THAT MAKE UP THE ALLEGED GROUP BOYCOTT HAVE MARKET POWER OR HORIZONTAL CONTROL OVER AN ESSENTIAL FACILITY OR RESOURCE?
4. IS THE ALLEGED AGREEMENT HORIZONTAL OR VERTICAL?
5. IS THERE A PLAUSIBLE PROCOMPETITIVE JUSTIFICATION?
Does the Group Boycott Violate the Antitrust Laws? Five Questions You Should Ask (bonalaw.com)
UNETHICAL MARKETING
FIVE ANTITRUST CONCERNS FOR REAL-ESTATE PROFESSIONALS
1. PRICE-FIXING IS A PER SE ANTITRUST VIOLATION.
2. MARKET OR CUSTOMER-ALLOCATION IS A PER SE ANTITRUST VIOLATION
3. BID-RIGGING IS A PER SE ANTITRUST VIOLATION.
4. GROUP BOYCOTTS ARE PER SE ANTITRUST VIOLATIONS.
5. REAL-ESTATE BROKERS CONSTANTLY WORK COLLECTIVELY.
https://www.theantitrustattorney.com/five-antitrust-concerns-real-estate-professionals/
THE “PRIVATE LISTING NETWORK” IS A TOOL AVAILBLE FOR LOCAL REAL ESTATE BROKERS TO “STEER” REAL ESTATE CONSUMERS
STEERING OCCURS, FOR EXAMPLE, WHEN REAL ESTATE AGENTS DO NOT TELL BUYERS ABOUT AVAILABLE PROPERTIES THAT MEET THEIR CRITERIA, OR EXPRESS VIEWS ABOUT COMMUNITIES, WITH THE PURPOSE OF DIRECTING BUYERS AWAY FROM OR TOWARDS CERTAIN NEIGHBORHOODS DUE TO THEIR RACE OR OTHER PROTECTED CHARACTERISTIC. IF A CLIENT REQUESTS A “NICE,” “GOOD,” OR “SAFE” NEIGHBORHOOD, A REAL ESTATE PROFESSIONAL COULD UNINTENTIONALLY STEER A CLIENT BY EXCLUDING CERTAIN AREAS BASED ON HIS OR HER OWN PERCEPTIONS OF WHAT THOSE TERMS MEANS.
“STEERING” IS THE PRACTICE OF INFLUENCING A BUYER’S CHOICE OF COMMUNITIES BASED UPON ONE OF THE PROTECTED CHARACTERISTICS UNDER THE FAIR HOUSING ACT, WHICH ARE RACE, COLOR, RELIGION, GENDER, DISABILITY, FAMILIAL STATUS, OR NATIONAL ORIGIN. STEERING OCCURS, FOR EXAMPLE, WHEN REAL ESTATE AGENTS DO NOT TELL BUYERS ABOUT AVAILABLE PROPERTIES THAT MEET THEIR CRITERIA, OR EXPRESS VIEWS ABOUT COMMUNITIES, WITH THE PURPOSE OF DIRECTING BUYERS AWAY FROM OR TOWARDS CERTAIN NEIGHBORHOODS DUE TO THEIR RACE OR OTHER PROTECTED CHARACTERISTIC. IF A CLIENT REQUESTS A “NICE,” “GOOD,” OR “SAFE” NEIGHBORHOOD, A REAL ESTATE PROFESSIONAL COULD UNINTENTIONALLY STEER A CLIENT BY EXCLUDING CERTAIN AREAS BASED ON HIS OR HER OWN PERCEPTIONS OF WHAT THOSE TERMS MEANS.
https://www.nar.realtor/fair-housing-corner/steer-clear-of-steering
STEERING CAN PRESENT ITSELF IN DIFFERENT WAYS; IT DOESN'T NECESSARILY NEED TO BE DONE BY THE REAL ESTATE AGENT. THIS DISCRIMINATORY PRACTICE CAN BE RECOGNIZED RELATIVELY EASILY. IT COULD BE ANYTHING FROM AN OUTRIGHT REFUSAL TO SHOW YOU HOMES IN SPECIFIC AREAS TO A SUBTLE SUGGESTION OR STATEMENT LIKE:
"YOU'D BE MORE COMFORTABLE IN THIS OTHER NEIGHBORHOOD."
"YOU WOULDN'T LIKE THIS HOUSE."
"THIS ISN'T A GREAT NEIGHBORHOOD FOR YOUR (CULTURE, FAMILY TYPE, RELIGION)."
"THIS IS A BETTER NEIGHBORHOOD FOR YOU."
STEERING CAN ALSO OCCUR IF AGENTS DO NOT SHOW ALL PROPERTIES THAT MEET YOUR CRITERIA. IF THEY SHUFFLE THROUGH THE LISTINGS, SAYING SOMETHING SIMILAR TO THE PREVIOUS STATEMENTS, IT MIGHT INDICATE THAT THEY ARE DOING SOMETHING THEY SHOULDN'T BE. REALTORS SHOULD MAKE AN EFFORT TO SHOW YOU ALL PROPERTIES THAT MEET YOUR CRITERIA, GIVE YOU INFORMATION ABOUT THE AREA, AND LET YOU DECIDE WHETHER YOU'D LIKE IT OR NOT.
https://www.thebalancemoney.com/what-is-steering-in-real-estate-5216074
PER-SE ANTITRUST VIOLATION
AS THE U.S. SUPREME COURT CASE LAW STANDS NOW, IF YOU WANT THE PER SE STANDARD FOR YOUR GROUP-BOYCOTT CLAIM, YOU NEED TO SHOW A HORIZONTAL ELEMENT TO THE CONSPIRACY. THAT IS THE GROUP-BOYCOTT ACTIVITY MUST INVOLVE TWO OR MORE COMPETITORS. THEY DO NOT, HOWEVER, NECESSARILY HAVE TO BE YOUR COMPETITORS
SOMETIMES GROUP-BOYCOTT CLAIMS ARE FURTHER COMPLICATED WHEN THE ESTABLISHED COMPETITORS—THE BULLIES—USE THEIR RELATIONSHIPS WITH GOVERNMENT POWER TO FURTHER SUPPRESS COMPETITION. INDEED, SOMETIMES THE COMPETITORS ACTUALLY EXERCISE GOVERNMENTAL POWER.
THIS, IN MY OPINION, IS THE MOST DISGUSTING OF ANTITRUST VIOLATIONS: A GROUP OF BULLIES ENGAGING GOVERNMENT POWER TO KNOCK OUT INNOVATION AND COMPETITION. AND WE, AT LEAST IN THE PAST, HAVE WATCHED THE FEDERAL TRADE COMMISSION TAKE A PRO-ACTIVE ROLE AGAINST SUCH ANTICOMPETITIVE THUGGERY.
MRED/MLS REAL ESTATE BROKER MEMBERS ARE USING THE PRIVATE LISTING NETWORK AS A HORIZONTAL ELEMENT TO A CONSPIRACY TO BOYCOTT ACCESS TO THE MRED/MLS PRIVATE LISTING NETWORK WHICH IS EXCLUSIVELY AVAILABLE TO BROKERS ONLY.
MRED/MLS REAL ESTATE BROKER MEMBERS ARE USING THE PRIVATE LISTING NETWORK TO MANIPULATE THE FORCES OF SUPPLY AND DEMAND AND RESIDENTIAL PROPERTY PRICES IN DEFINED RESIDENTIAL MARKET AREAS.
RESIDENTIAL LISTINGS IN THE PRIVATE LISTING NETWORK ARE NOT EXPOSED TO THE OVERALL PUBLIC MARKET AND ARE NOT BEING EXPOSED TO BUYERS NOR SELLERS.
THE CONCEPT OF EXPOSURE TIME HAS AN IMPORTANT ROLE IN THE APPRAISAL PROCESS. APPRAISERS MUST DEVELOP AN OPINION OF THE EXPOSURE TIME LINKED TO THE VALUE OPINION BECAUSE REASONABLE EXPOSURE IN THE MARKET IS A CONDITION OF THE DEFINITION OF MARKET VALUE.
THE PRIVATE LISTING NETWORK
HOW THE PRIVATE LISTING NETWORK IS NEGATIVELY IMPACTING DEFINED RESIDENTIAL MARKET AREAS, AND NEGATIVELY IMPACTING RESIDENTIAL REAL ESTATE CONSUMERS BOTH BUYERS AND SELLERS!
“EXPOSURE TIME IS A RETROSPECTIVE OPINION BASED ON AN ANALYSIS OF PAST EVENTS ASSUMING A COMPETITIVE AND OPEN MARKET”
“MARKETING TIME IS DEEMED TO START AT THE EFFECTIVE DATE OF THE APPRAISAL, LOOKING FORWARD IN TIME. IT IS A PREDICTION OF HOW LONG A PROPERTY WOULD REQUIRE EXPOSURE TO THE MARKET IN ORDER TO FIND A BUYER, UNDER EITHER TYPICAL OR PRESCRIBED CIRCUMSTANCES.”
MIDWEST REAL ESTATE DATA MLS PRIVATE LISTING NETWORK
A PRIVATE LISTING NETWORK LISTING AS OPPOSED TO A STANDARD LISTING:
LISTING MARKET TIME WILL NOT ACCRUE UNTIL THE PRIVATE LISTING GOES UNDER CONTRACT OR IS TRANSITIONED TO A STANDARD LISTING, WHICHEVER COMES FIRST.
DOES MARKET TIME ACCRUE WHILE IN THE PRIVATE LISTING NETWORK? NO. MARKET TIME WILL NOT ACCRUE WHILE IN THE PLN. MARKET TIME WILL ALSO NOT BE ADDED FOR THE PERIOD THE PROPERTY IS IN PRIVATE STATUS IF TRANSITIONED TO THE SLN. DAYS ON MARKET CALCULATIONS WILL START ONCE THE LISTING IS ACTIVATED IN THE STANDARD LISTING NETWORK EITHER AS A NEW OR CLSD LISTING.
PRIVATE LISTINGS MAY BE VIEWED EXCLUSIVELY BY PARTICIPANTS OF MRED’S MLS SYSTEM AND ARE NOT INCLUDED IN MRED’S IDX/BROKER (LISTING MANAGEMENT).
CAN I PRINT A LISTING REPORT FROM THE PRIVATE LISTING NETWORK AND GIVE IT TO MY CLIENT? NO. THE REPORT IS FOR BROKERS ONLY AND CONTAINS SENSITIVE BROKER-ONLY INFORMATION. YOU MAY SHARE THE NON-SENSITIVE INFORMATION OF THE PRIVATE LISTING WITH YOUR CLIENT, BUT THERE IS ONLY ONE REPORT FOR PRIVATE LISTINGS AND IT IS AN AGENT-ONLY REPORT.
THE PRIVATE LISTING NETWORK PROVIDES MRED CUSTOMERS A SECURE NETWORK IN WHICH TO ENTER THEIR "COMING SOON" LISTINGS WITH AN OPPORTUNITY TO PREMARKET THEM TO PEERS IN THE SPIRIT OF COOPERATION AND COMPENSATION.
GUIDE NOTES TO THE STANDARDS OF PROFESSIONAL PRACTICE OF THE APPRAISAL INSTITUTE
GUIDE NOTE 14 - THE CONCEPT OF EXPOSURE TIME
THE MOST WIDELY ACCEPTED COMPONENTS OF MARKET VALUE ARE INCORPORATED IN THE FOLLOWING DEFINITION:
THE MOST PROBABLE PRICE, AS OF A SPECIFIED DATE, IN CASH, OR IN TERMS EQUIVALENT TO CASH, OR IN OTHER PRECISELY REVEALED TERMS, FOR WHICH THE SPECIFIED PROPERTY RIGHTS SHOULD SELL AFTER REASONABLE EXPOSURE IN A COMPETITIVE MARKET, UNDER ALL CONDITIONS REQUISITE TO A FAIR SALE, WITH THE BUYER AND SELLER EACH ACTING PRUDENTLY, KNOWLEDGEABLY, AND FOR SELF-INTEREST, AND ASSUMING THAT NEITHER IS UNDER UNDUE DURESS. [EMPHASIS ADDED] BECAUSE MARKET VALUE DEFINITIONS TYPICALLY INCLUDE A CONDITION THAT A REASONABLE TIME IS ALLOWED FOR EXPOSURE IN THE OPEN MARKET, THE CONCEPT OF EXPOSURE TIME HAS AN IMPORTANT ROLE IN THE APPRAISAL PROCESS. APPRAISERS MUST DEVELOP AN OPINION OF THE EXPOSURE TIME LINKED TO THE VALUE OPINION BECAUSE REASONABLE EXPOSURE IN THE MARKET IS A CONDITION OF THE DEFINITION OF MARKET VALUE. THE APPRAISAL INSTITUTE’S THE DICTIONARY OF REAL ESTATE APPRAISAL, 6TH EDITION, DEFINES “EXPOSURE TIME” AS: THE ESTIMATED LENGTH OF TIME THAT THE PROPERTY INTEREST BEING APPRAISED WOULD HAVE BEEN OFFERED ON THE MARKET PRIOR TO THE HYPOTHETICAL CONSUMMATION OF A SALE AT MARKET VALUE ON THE EFFECTIVE DATE OF THE APPRAISAL; COMMENT: EXPOSURE TIME IS A RETROSPECTIVE OPINION BASED ON AN ANALYSIS OF PAST EVENTS ASSUMING A COMPETITIVE AND OPEN MARKET.
MARKETING TIME IS DEEMED TO START AT THE EFFECTIVE DATE OF THE APPRAISAL, LOOKING FORWARD IN TIME. IT IS A PREDICTION OF HOW LONG A PROPERTY WOULD REQUIRE EXPOSURE TO THE MARKET IN ORDER TO FIND A BUYER, UNDER EITHER TYPICAL OR PRESCRIBED CIRCUMSTANCES.
CONFUSION BETWEEN EXPOSURE TIME AND MARKETING TIME CAN ARISE BECAUSE MOST SOURCES OF MARKET INFORMATION REPORT HISTORICAL INFORMATION ABOUT DAYS ON MARKET AS “MARKETING TIME.” IN THIS CONTEXT, THE MARKETING TIME IS A HISTORICAL NUMBER THAT REFLECTS THE LENGTH OF TIME A PROPERTY WAS EXPOSED TO THE MARKET PRIOR TO SALE. THIS, BY DEFINITION, IS EXPOSURE
THE CONFUSION SURROUNDING EXPOSURE TIME AND MARKETING TIME SOMETIMES LEADS TO GENERALIZED STATEMENTS OF THE EXPOSURE TIME FOR A MARKET AREA OR PROPERTY TYPE. PROVIDING GENERAL EXPOSURE TIME OPINIONS FAILS TO RECOGNIZE THAT EXPOSURE TIME OPINIONS ARE PROPERTY SPECIFIC AND ARE LINKED TO A SPECIFIC VALUE OPINION.
BECAUSE EXPOSURE TIME IS A COMPONENT OF THE DEFINITION OF MARKET VALUE, IT IS SOMETIMES REFERRED TO AS AN ASSUMPTION OF THE ASSIGNMENT. THIS IS A MISCONCEPTION BECAUSE EXPOSURE TIME IN A MARKET VALUE ASSIGNMENT IS AN OPINION BASED ON MARKET ANALYSES, NOT AN ASSUMPTION THAT IS ACCEPTED AS A CONDITION OF THE ASSIGNMENT. STATEMENTS THAT “THE VALUE OPINION ASSUMES THE PROPERTY HAS BEEN EXPOSED TO THE MARKET FOR A PERIOD OF X MONTHS” ARE INAPPROPRIATE.
ANOTHER MISCONCEPTION CONCERNS THE SELECTION OF COMPARABLE SALES IN AN ASSIGNMENT. IS THE EXPOSURE TIME OPINION BASED ON THE COMPARABLE SALES USED IN AN ANALYSIS, OR ARE THE COMPARABLE SALES SELECTED BASED ON THE EXPOSURE TIME? THE SELECTION OF COMPARABLE SALES PRECEDES FORMING AN OPINION OF THE REASONABLE EXPOSURE TIME. COMPARABLE SALES ARE SELECTED BASED ON THE RELEVANT ELEMENTS OF COMPARISON FOR THE PROPERTY AND MARKET CHARACTERISTICS. THE MARKET DATA GATHERED IN THE INVESTIGATION AND ANALYSIS OF COMPARABLE SALES THEN INFORMS AND AIDS IN THE PROCESS OF DEVELOPING AN OPINION OF THE REASONABLE EXPOSURE TIME.
AI_Guide_Notes (appraisalinstitute.org)
FRAUD BY FEDERAL, STATE, COUNTY, AND LOCAL GOVERNMENTS, JUDGES, AND COURTS
FEDERAL, STATE, AND COUNTY COURTS COMMITTING FRAUD ON BEHALF OF WOULD BE INCOME TAX EVADERS AND FELONS
THE COUNTY OF DUPAGE, THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT, THE VILLAGE OF OAK BROOK, THE VILLAGE OF WESTMONT, THE U.S. DISTRICT COURT OF NORTHERN DISTRICT OF ILLINOIS, THE U.S. 7TH COURT OF APPEALS, MALICIOUS COVER-UP, MALICIOUS VIOLATIONS OF THE CIVIL RIGHTS OF JEROME A. PINTARO AND MARILYN PINTARO
UP UNTIL OCTOBER, 2018, THE DATE OF THE FILING OF CASE NO. 2018L001177, POWERS v. PINTARO, JEROME A. PINTARO AND/OR MARILYN PINTARO WERE NEVER PARTY TO ANY LAWSUITS IN THEIR ENTIRE LIVES, NEITHER A CIVIL COMPLAINT OR A CRIMINAL COMPLAINT
THERE WAS NO SWORN TESTIMONY BY ANY OF THE PARTIES TO THESE LAWSUITS OTHER THAT A MOCK, FRAUDULENT JURY AT A MOCK, FRAUDULENT TRIAL
THERE WERE NO COURT APPEARANCES OF PARTIES TO THESE FRAUDULENT COMPLAINTS
A PARTY TO THESE FRAUDULENT LAWSUITS EXISTED IN NAME ONLY, A FICTITIOUS NAME OF A PERSON WHO DID NOT EXIST FILED TO STATE, COUNTY AND FEDERAL COURTS BY CORRUPT LAWYERS
A PLAINTIFF WAS SUBPOENAED BY A JUDGE TO TESTIFY AS A WITNESS FOR HIMSELF AT A MOCK, FRAUDULENT TRIAL
THE JURY WAS SWORN IN AT THE TRIAL, THE WITNESS FOR HIMSELF AS THE PLAINTIFF WAS NOT SWORN IN
ORDERS FROM THE FRAUDULENT TRIAL WENT MISSING IN OFFICIAL COURT RECORDS
JEROME A. PINTARO IS A VICTIM OF DOUBLE JEOPARDY AT THE HANDS OF A DUPAGE COUNTY JUDGE
THERE WERE FRAUDULENT COURT ROOM ASSIGNMENTS TO SUPPORT FRAUDULENT FELONY CHARGES
JUDGES IMPERSONATED OTHER JUDGES AT COURT HEARINGS
COURT ORDERS WERE SIGNED AND CERTIFIED BY A DIFFERENT JUDGE OTHER THAN THE JUDGE THAN PRESIDED OVER THE HEARING
COURT ROOM ASSIGNMENTS WERE FRAUDULENTLY REPORTED ON COURT ORDERS
NOT A WORD OF ORAL TESTIMONY IN COURT WAS PRESENTED BY THE PARTIES
ATTORNEYS PROVIDED ORAL TESTIMONY FOR THEIR CLIENTS
COURT TITLES WERE FRAUDULENTLY CHANGED
DEFENDANTS WERE FRAUDULENTLY CHANGED
THE FINAL JUDGEMENT IN THE FEDERAL DISTRICT COMPLAINTS CITED THE WRONG DEFENDANTS
THE FEDERAL APPELLATE FINAL JUDGEMENT BY A THREE PANEL APPELLATE COURT CITED THE WRONG DEFENDANTS
A FEDERAL COURT FRAUDULENTLY REPLACED THE ORIGINAL DEFENDANTS WITH OTHER FRAUDULENT NAMED DEFENDANTS
A FEDERAL COURT THAT FRAUDULENTLY REPORTED THE DEFENDANTS WHO WERE NEVER SERVED OR PARTY TO THE SPECIFIC COMPLAINT IN A FINAL JUDGEMENT TO INSURE THAT THEY COULD NOT BE SUED AGAIN
ANY ABSOLUTE MOCKERY, TRAVESTY OF JUSTICE FOR THE FEDERAL COURTS, THE STATE COURTS, AND THE COUNTY COURTS
EVIDENCE WAS ORDERED DESTROYED BY THE JUDGE AFTER A MOCK, FRAUDULENT TRIAL WAS CONDUCTED
THESE ARE ALL FRAUDULENT CASES, PARTIES WERE ALLOWED TO LIE WITH IMPUNITY BY THE COURTS AND JUDGES, TITLES WERE CHANGED, DOCUMENTS DELETED, NAMES OF PARTIES TO THE COMPLAINTS CHANGED
IF YOU SEE SOMETHING AND YOU SAY SOMETHING IN DUPAGE COUNTY CONTRARY TO WHAT THE NATIONAL CAMPAIGN THAT RAISE AWARENESS OF THE SIGNS OF TERRORISM AND WHAT YOU SEE AND SAY EXPOSES A DUPAGE COUNTY CRONY, OR BFF, LIKE TAX EVADER PETER C. POWERS OR TAX EVADER ROSEMARY POWERS, OR MONEY LAUNDER COLDWELL BANKER REAL ESTATE OR CONSPIRATOR RYAN M. SCHNEIDER, CEO OF ANYWHERE REAL ESTATE AND ITS BRAND COLDWELL BANKER RESIDENTIAL, AND PARTNER IN GUARANTEED RATE AFFINITY, OR CONSPIRATOR VICTOR CIARDELLI, CEO OF GUARANTEED RATE MORTGAGE, AND PARTNER IN GUARANTEED RATE AFFINITY, YOU WILL MOST LIKELY BE TERRORIZED HAVE YOUR HOME STOLEN FROM YOU, HAVE YOUR PERSONAL PROPERTY YOU HAVE ACCUMULATED OVER A LIFETIME STOLEN FROM YOU, HAVE YOUR MONEY STOLEN FROM YOU, BE SUBJECT TO NUMEROUS FALSE ARRESTS, BE IMPRISONED, BE EXTORTED, BE INTIMIDATED, BE COERCED, BE PHYSICALLY ASSAULTED, BE A VICTIM OF AGGRAVATED ASSAULT WITH A MOTOR VEHICLE, BE RETALIATED AGAINST, BE MADE A PARIAH OF, BY DUPAGE COUNTY GOVERNMENT, DUPAGE COUNTY LOCAL GOVERNMENTS, AND THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT, ALONG WITH GOVERNMENT ACTORS UNDER COLOR OF LAW AS DEFINED BY THE U.S. CONSTITUTION RECRUITED AND SOLICITED TO INFLICT INTENTIONAL MEDICAL MALPRACTICE, RECRUITED AND SOLICITED TO LIE TO THE CIRCUIT COURT CONSPIRING TO CREATE FRAUD ON THE COURT WHICH RESULTS IN FRAUD BY THE COURT, AND RECRUITED AND SOLICITED TO BE PARTY TO A RACKETEER INFLUENCED CORRUPT ORGANIZATION TO DEPRIVE YOU OF YOUR CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED YOU BY THE U.S. CONSTITUTION AND THE F LAWS OF THE UNITED STATES.
JEROME A. PINTARO AND/OR MARILYN PINTARO ARE DEFENDANTS IN THE FOLLOWING DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT FRAUDULENT LAWSUITS:
2018L001177: ROSEMARY POWERS ET AL. -VS- JEROME A PINTARO ET AL.
2020CH000378: CSMC 2018-SP3 TRUST V. JEROME A. PINTARO & MARILYN PINTARO; CASE TITLE CHANGED TO: WILMINGTON SAVINGS FUND SOCUETY FSB NOT IN ITS INDIVIDUAL CAPACITY BUT SOLEY AS OWNER TRUSTEE OF CSMC2018 SP3 TRUST -VS- JEROME A PINTARO
2023OP000074: DIMITRI A SAYEGH -VS- JEROME A PINTARO; ORDERS OF PROTECTION
2024DV000186 VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON; PEOPLE OF THE STATE OF ILLINOIS -VS- JEROME A PINTARO; VIOLATION OF ORDER OF PROTECTION
OW202400001639 VILLAGE OF OAK BROOK POLICE; VIOLIATION OF ORDER OF PROTECTION, POLICE OFFICERS MICHAEL ADDISION AND PAUL PLINSKE
2024TR010477 VILLAGE OF WESTMONT -VS- JEROME A PINTARO; EXPIRED LICENSE; JEROME A. PINTARO ARRESTED AND HIS CAR IMPOUNDED AND TOWED
90285501 VILLAGE OF WESTMONT -VS- JEROME A PINTARO
VILLAGE OF WESTMONT ARRESTED JEROME A. PINTARO FOR OUTSTANDING WARRANT
2024DV000299; VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON V JEROME A PINTARO DOMESTIC VIOLENCE; PEOPLE OF THE STATE OF ILLINOIS -VS- JEROME A PINTARO; DOMESTIC VIOLENCE
2024DV000186; VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON V JEROME A PINTARO VIOLATION OF ORDER OF PROTECTION; PEOPLE OF THE STATE OF ILLINOIS -VS- JEROME A PINTARO
JEROME A. PINTARO IS THE PLAINTIFF IN THE FOLLOWING STATE OF ILLINOIS ADMINISTRATIVE COURT:
ILLINOIS WORKER’S COMPENSATION COMMISSION
18 wc 032482
JEROME A. PINTARO IS THE PLAINTIFF IN THE FOLLOWING U.S. DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS
23-cv-1425
23-cv-2008
JEROME A. PINTARO IS THE PLAINTIFF IN THE FOLLOWING U.S. 7TH CIRCUIT COURT OF APPEALS:
23-2829
THE FOLLOWING ARE ONLY A FEW OF THE NUMEROUS HOSTILE ATTEMPTS OVER THE PAST 550 DAYS, SINCE DUPAGE COUNTY IN CONCERT WITH THE VILLAGE OF OAK BROOK, THE VILLAGE OF WESTMONT, THE DUPAGE COUNTY SHERIFF’S POLICE, SERGEANT EDUARDO CASTILLO AND SHERIFF KRISTOPHER GRAVEL, OAK BROOK POLICE OFFICERS PAUL PLINSKE AND MICHAEL ADDISON, AND THE WESTMONT POLICE OFFICERS JOHN MAJESKI AND JONATHAN LONGINI, FRAUDULENTLY ARRESTED AND INCARCERATED JEROME A. PINTARO ON THREE DIFFERENT OCCASIONS ALL FOR FRAUDULENT, UNWARRANTED CHARGES, TO INTIMIDATE HIM INTO SUBMISSION, THE MOST MALICIOUS BEING THE VILLAGE OF OAK BROOK’S POLICE OFFICER MICHAEL ADDISON’S FRAUDULENT, UNTRUE ACCUSATION, THAT JEROME A. PINTARO WAS GUILTY OF DOMESTIC VIOLENCE. AS A RESULT, A GPS ANKLE BRACELET MONITOR WAS INSTALLED ON JEROME A. PINTARO MARCH 8, 2024, FOR THE PAST THREE MONTHS, FOR AN ALLEGED FELONY ACCUSATION OF DOMESTIC VIOLENCE AGAINST JEROME A. PINTARO THAT WAS FILED WITH THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT, DEFENDANT JEROME A. PINTARO FRAUDULENTLY ACCUSED OF A CRIME OF DOMESTIC VIOLENCE, A FELONY CHARGE, DOMESTIC VIOLENCE ON AN ALLEGED VICTIM WHO IS NOT A MEMBER OF THE PINTARO HOUSEHOLD, AN ALLEGED VICTIM WHO IS NOT A MEMBER OF THE PINTARO FAMILY, IMMEDIATE OR EXTENDED, AN ALLEGED FABRICATED VICTIM WHICH IS A FABRICATED NON-PERSON, AN ALLEGED VICTIM THAT DOES NOT EXIST, AN ALLEGED VICTIM IN FICTICIOUS NAME ONLY, BROUGHT TO THE COURTS BY THE VILLAGE OF OAK BROOK THROUGH ITS POLICE OFFICER MICHAEL ADDISON, AN ABSOLUTELY FRAUDULENT, UNSUBSTANTIATED, FABRICATED FELONY ALLEGATION OF DOMESTIC VIOLENCE
JEROME A. PINTARO’S AND MARILYN PINTARO’S VEHICLES HAVE BEEN TRACKED FOR THE PAST 550 DAYS BY THE COOK COUNTY SHERIFF’S OFFICE, JEROME A. PINTARO’S AND MARILYN PINTARO’S CELL PHONES HAVE BEEN HACKED INTO BY DUPAGE COUNTY GOVERNMENT ACTORS UNDER COLOR OF LAW, JEROME A. PINTARO’S AND MARILYN PINTARO’S COMPUTERS WERE NOT ONLY HACKED INTO OVER THE LOMBARD MARRIOT HOTEL WIFI SYSTEM, THEY WERE DESTROYED BY DUPAGE COUNTY GOVERNMENT ACTORS UNDER COLOR OF LAW, A GPS ANKLE BRACELET WAS ILLEGALLY ORDERED BY THE COURT ON A FABRICATED, FRAUDULENT ALLEGED FELONY, SPECIFICALLY TO TRACK JEROME A. PINTARO'S PERSONAL LOCATION, TO EXTORT, INTIMIDATE, AND HARASS, ON MARCH 8, 2024 BY ORDER OF THE 18TH JUDICIAL CIRCUIT COURT BASED ON THE LYING VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON’S CLAIM OF DOMESTIC VIOLENCE, THE CORRUPT DUPAGE COUNTY COURT MOST RECENTLY ORDERED THE MOST RECENT OF SIX DIFFERENT GPS MONITORS INSTALLED SINCE MARCH 8, 2024, THE MOST RECENT HAVING CAPABILITIES OF NOT ONLY GPS BUT ALSO A MICROPHONE, THE GPS APP WAS THEN DISTRIBUTED TO HUNDREDS OF PEOPLE WHO HAVE BEEN HARASSING, INTIMIDATING, THREATENING, COMMITTING AGGRAVATED ASSAULTS WITH MOTOR VEHICLES UPON JEROME A. PINTARO AND MARILYN PINTARO, AT LEAST 20-30 ENCOUNTERS A DAY WHERE JEROME A. PINTARO WAS TRACKED BY HUNDREDS OF GOVERNMENT ACTORS UNDER COLOR OF LAW, AT PUBLIC LIBRARIES, AT GROCERY STORES, AT RESTAURANTS, AT HOTELS, EVERYWHERE JEROME A. PINTARO GO THEY ARE BEING HARASSED, EXTORTED, AND INTIMIDATED. JEROME A. PINTARO CONTINUES TO RECEIVED HUNDREDS OF HARASSING SPOOFED PHONE CALLS, EMAILS SUGGESTING THAT HE NEED HEALTH INSURANCE, INNUENDOS THAT SUGGESTED THAT JEROME A. PINTARO WOULD BE INJURED IF NOT KILLED IF HE DIDN’T STOP HIS EXPOSE OF THE DUPAGE COUNTY GOVERNMENT.
THE MOST RECENT OF NUMEROUS AGGRAVATED ASSAULTS WITH MOTOR VEHICLES WAS THE MOST THREATENING. ON WEDNESDAY, MAY 29, 2024, AT APPROXIMATELY 2:30 PM, JEROME A. PINTARO WAS DRIVING WEST ON ROOSEVELT RD WEST OF YORK RD APPROACHING THE ROUTE 83 NORTH ENTRANCE RAMP IN THE CENTER LANE WHEN HE HEARD AND VISUALLY OBSERVED A BLACK JEEP CHEROKEE ABOUT 500’ BEHIND HIM AGGRESSIVELY ACCELERATING AT AN EXTREMELY HIGH RATE OF SPEED OF 100+ MILES PER HOUR COMING WITHIN A FEW FEET OF THE BACK OF JEROME A. PINTARO'S VEHICLE AT WHICH TIME THE DRIVER OF THE BLACK CHEROKEE SHARPLY SWERVED AROUND JEROME A. PINTARO'S VEHICLE’S REAR QUARTER PANEL TO THE LEFT OF HIS VEHICLE IN AN ATTEMPT TO SIDESWIPE PINTARO'S VEHICLE, AND IF JEROME A. PINTARO HADN’T MADE A COUNTER MOVE TO THE RIGHT AWAY FROM THE BLACK JEEP CHEROKEE, THE VEHICLE WOULD HAVE RIPPED OFF JEROME A. PINTARO’S LEFT REAR VIEW MIRROR AND DO SIGNIFICANT DAMAGE TO PINTARO'S VEHICLE, THE BLACK JEEP CHEROKEE CONTINUED SWERVING AROUND THE LEFT FRONT FENDER OF PINTARO'S VEHICLE AT A SHARP, NEARLY 90 DEGREE HORIZONTAL ANGLE, ACROSS TWO LANES OF TRAFFIC. THE OFFENDER, BARELY ABLE TO CONTROL HIS VEHICLE’S ACCESS TO THE ROUTE 83 NORTH ENTRANCE RAMP, NEARLY COLLIDED INTO THE VEHICLES EXITING ON THE RAMP IN FRONT OF THE BLACK JEEP CHEROKEE
INTIMIDATION
https://www.law.cornell.edu/wex/intimidation
ASSAULT
https://www.law.cornell.edu/wex/assault
10 U.S. Code § 928 - Art. 128. Assault
https://www.law.cornell.edu/uscode/text/10/928
18 U.S. Code § 113 - Assaults within maritime and territorial jurisdiction
https://www.law.cornell.edu/uscode/text/18/113
ILLINOIS COMPILED STATUTES
https://ilga.gov/legislation/ilcs/fulltext.asp?DocName=072000050K12-2
42 U.S. Code § 3617 - Interference, coercion, or intimidation
https://www.law.cornell.edu/uscode/text/42/3617
18 U.S. Code § 1513 - Retaliating against a witness, victim, or an informant
https://www.law.cornell.edu/uscode/text/18/1513
18 U.S. Code § 1512 - Tampering with a witness, victim, or an informant
https://www.law.cornell.edu/uscode/text/18/1512
42 U.S. Code § 1985 - Conspiracy to interfere with civil rights
https://www.law.cornell.edu/uscode/text/42/1985
2404. Hobbs Act -- Under Color Of Official Right
https://www.justice.gov/archives/jm/criminal-resource-manual-2404-hobbs-act-under-color-official-right
SUPREME COURT RULES CAR CAN BE ‘WEAPON’
https://health.wusf.usf.edu/health-news-florida/2018-11-05/supreme-court-rules-car-can-be-weapon
CIVIL RIGHTS DIVISION – STATUTES ENFORCED BY THE CRIMINAL SECTION
CONSPIRACY AGAINST RIGHTS
THE OFFENSE IS ALWAYS A FELONY, EVEN IF THE UNDERLYING CONDUCT WOULD NOT, ON ITS OWN, ESTABLISH A FELONY VIOLATION OF ANOTHER CRIMINAL CIVIL RIGHTS STATUTE. IT IS PUNISHABLE BY UP TO TEN YEARS IMPRISONMENT UNLESS THE GOVERNMENT PROVES AN AGGRAVATING FACTOR (SUCH AS THAT THE OFFENSE INVOLVED KIDNAPPING AGGRAVATED SEXUAL ABUSE, OR RESULTED IN DEATH) IN WHICH CASE IT MAY BE PUNISHED BY UP TO LIFE IMPRISONMENT AND, IF DEATH RESULTS, MAY BE ELIGIBLE FOR THE DEATH PENALTY.
DEPRIVATION OF RIGHTS UNDER COLOR OF LAW
THIS PROVISION MAKES IT A CRIME FOR SOMEONE ACTING UNDER COLOR OF LAW TO WILLFULLY DEPRIVE A PERSON OF A RIGHT OR PRIVILEGE PROTECTED BY THE CONSTITUTION OR LAWS OF THE UNITED STATES. IT IS NOT NECESSARY THAT THE OFFENSE BE MOTIVATED BY RACIAL BIAS OR BY ANY OTHER ANIMUS.
DEFENDANTS ACT UNDER COLOR OF LAW WHEN THEY WIELD POWER VESTED BY A GOVERNMENT ENTITY. THOSE PROSECUTED UNDER THE STATUTE TYPICALLY INCLUDE POLICE OFFICERS, SHERIFF’S DEPUTIES, AND PRISON GUARDS. HOWEVER OTHER GOVERNMENT ACTORS, SUCH AS JUDGES, DISTRICT ATTORNEYS, OTHER PUBLIC OFFICIALS, AND PUBLIC-SCHOOL EMPLOYEES CAN ALSO ACT UNDER COLOR OF LAW AND CAN BE PROSECUTED UNDER THIS STATUTE.
FEDERAL CIVIL RIGHTS STATUTES
WHAT THE FBI IS SUPPOSED TO INVESTIGATE
https://www.fbi.gov/investigate/civil-rights/federal-civil-rights-statutes
DUPAGE COUNTY GOVERNMENT’S COVERT RELATIONSHIP WITH ANYWHERE REAL ESTATE AND ITS BRAND COLDWELL BANKER REAL ESTATE
“DUPAGE COUNTY STATE SPONSORED TERRORISM”
STATE SPONSORED TERRORISM IS VIOLENCE CARRIED OUT WITH ACTIVE SUPPORT OF STATE, COUNTY, AND LOCAL GOVERNMENT ASSISTANCE PROVIDED TO LOCAL GOVERNMENT ACTORS ACTING UNDER THE COLOR OF LAW AS DEFINED BY THE U.S. CONSTITUTION
STATE SPONSORED TERRORISM IS THE USE OF COVERT GOVERNMENT VIOLENCE AGAINST CIVILIAN TARGETS, COVERT GOVERNMENT VIOLENCE WHICH IN APPEARANCE APPEARS TO BE PRIVATE BUT ARE SUPPORTED BY COVERT STATE, COUNTY, AND LOCAL GOVERNMENT SPONSORSHIP INCLUDING BUT NOT LIMITED TO PROVIDING UNCONSTITUTIONAL, ILLEGAL POLICE POWER MISCONDUCT, PROVIDING SAFEHAVENS FOR THE GOVERNMENT ACTORS ILLEGALLY ACTING UNDER THE COLOR OF LAW, PROVIDING FINANCIAL BACKING AND LOGISTIC AND/OR OTHER SUPPORT ASSISTING IN JUDICIAL FRAUD ON THE COURTS AND JUDICIAL FRAUD BY THE COURTS, VIOLATIONS OF THE HOBBS ACT UNDER COLOR OF RIGHT OF LAW, WHICH RESULT IN DEPRIVATION OF RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE UNITED STATES CONSTITUTION AND FEDERAL LAWS OF THE UNITED STATES, FEDERAL LAWS THAT ADDRESS POLICE MISCONDUCT BOTH CRIMINAL AND CIVIL THAT COVER THE ACTIONS OF THE STATE, COUNRTY AND LOCAL POLICE OFFICES INCLUDING THOSE WHO ARE EMPLOYED IN PRISONS AND JAILS.
ADDRESSING POLICE MISCONDUCT LAWS ENFORCED BY THE DEPARTMENT OF JUSTICE
"POLICE MISCONDUCT PROVISION"
THIS LAW MAKES IT UNLAWFUL FOR STATE OR LOCAL LAW ENFORCEMENT OFFICERS TO ENGAGE IN A PATTERN OR PRACTICE OF CONDUCT THAT DEPRIVES PERSONS OF RIGHTS PROTECTED BY THE CONSTITUTION OR LAWS OF THE UNITED STATES. (34 U.S.C. § 12601). THE TYPES OF CONDUCT COVERED BY THIS LAW CAN INCLUDE, AMONG OTHER THINGS, EXCESSIVE FORCE, DISCRIMINATORY HARASSMENT, FALSE ARRESTS, COERCIVE SEXUAL CONDUCT, AND UNLAWFUL STOPS, SEARCHES OR ARRESTS. IN ORDER TO BE COVERED BY THIS LAW, THE MISCONDUCT MUST CONSTITUTE A "PATTERN OR PRACTICE" -- IT MAY NOT SIMPLY BE AN ISOLATED INCIDENT.
CORRECTIONS
(730 ILCS 5/) Unified Code of Corrections.
https://www.ilga.gov/legislation/ilcs/ilcs4.asp?DocName=073000050HCh%2E+V+Art%2E+8A&ActID=1999&ChapterID=55&SeqStart=37200000&SeqEnd=38600000
WHAT KIND OF OFFENDERS WEAR ANKLE MONITORS?
ANKLE MONITORS ARE TYPICALLY USED FOR INDIVIDUALS WHO ARE ON PROBATION OR PAROLE OR FOR THOSE WHO ARE AWAITING TRIAL. THEY CAN ALSO BE USED FOR INDIVIDUALS CONVICTED OF A CRIME BUT ARE CONSIDERED LOW-RISK AND NOT A DANGER TO THE COMMUNITY.
https://www.awmlaw.com/blog/2023/01/ankle-monitors-as-an-alternative-to-prison/
WHAT CAN CAUSE YOU TO GET AN ANKLE MONITOR?
SEX OFFENDERS, DOMESTIC VIOLENCE OFFENDERS, THOSE INVOLVED IN DRUG CRIMES, PRIOR DUI'S, FLIGHT RISKS, AND OTHERS ON PAROLE OR PROBATION CAN BE ORDERED TO WEAR A PROBATION ANKLE MONITOR. COURT-ORDERED GPS MONITORS ARE OFTEN USED IF YOU ARE ON HOUSE ARREST OR COMMUNITY CONTROL.
SEX OFFENDER REG-E MONITORING
https://www.ilga.gov/legislation/BillStatus.asp?DocNum=4323&GAID=17&DocTypeID=HB&LegId=151209&SessionID=112&GA=103
ILLINOIS NETWORK FOR PRETRIAL JUSTICE OPPOSES THE STATEWIDE EXPANSION OF ELECTRONIC MONITORING
https://endmoneybond.org/2023/08/30/the-illinois-network-for-pretrial-justice-opposes-the-statewide-expansion-of-electronic-monitoring/
ELECTRONIC SURVEILLANCE AND THE USA PATRIOT ACT
https://www.aclu.org/issues/national-security/privacy-and-surveillance/surveillance-under-patriot-act
ELECTRONIC MONITORING IS AN EXTENSION OF MASS INCARCERATION
https://www.vera.org/news/electronic-monitoring-is-an-extension-of-mass-incarceration
STREET LEVEL SURVEILLANCE
https://sls.eff.org/technologies/electronic-monitoring
DO ANKLE BRACELETS HAVE MICROPHONES?
https://www.aerlawgroup.com/blog/do-ankle-bracelets-have-microphones/
DO ANKLE BRACELETS HAVE MICROPHONES?
https://www.suhrelaw.com/blog/do-ankle-bracelets-have-microphones/
CAN YOUR PHONE BE UNDER SURVEILLANCE?
LAWFUL INTERCEPTION. GOVERNMENTS MAY SOMETIMES LEGALLY MONITOR MOBILE PHONE COMMUNICATIONS - A PROCEDURE KNOWN AS LAWFUL INTERCEPTION. IN THE UNITED STATES, THE GOVERNMENT PAYS PHONE COMPANIES DIRECTLY TO RECORD AND COLLECT CELLULAR COMMUNICATIONS FROM SPECIFIED INDIVIDUALS.
https://en.wikipedia.org/wiki/Cellphone_surveillance
WHAT ARE THE PROBLEMS WITH ELECTRONIC MONITORING?
THE LIVED EXPERIENCE OF INDIVIDUALS SUBJECTED TO MONITORING REVEALS A SYSTEM PERMEATED BY EXCESSIVE SURVEILLANCE AND ABUSE. FAR FROM AN ALTERNATIVE TO INCARCERATION, EM OFTEN REPRODUCES THE HARMS OF INCARCERATION — LIMITING ONE'S LIBERTY, ABILITY TO WORK, AND FAMILY AND COMMUNITY CONNECTIONS.
https://www.aclu.org/wp-content/uploads/publications/2022-09-22-electronicmonitoring.pdf
AVAILABLE LOCATION MONITORING EQUIPMENT
https://www.uscourts.gov/services-forms/probation-and-pretrial-services/supervision/how-location-monitoring-works
ILLINOIS STATE POLICE
SPECIAL INVESTIGATIVE UNIT
File a Citizen Complaint of an Elected Official, Appointee, or Employee of a Public Body
Please read the following statements carefully and if you agree please check the boxes below and click the submit button. Checking the boxes and submitting will take you to the form to fill out.
The Special Investigations Unit’s investigative priorities are public corruption crimes, and criminal misconduct by elected officials and government appointees at the state, county, and local levels.
Public corruption is a breach of the public’s trust by government officials who use their office to obtain personal gain. Examples of public corruption crimes include Fraud as it relates to government procurement contracts, Embezzlement, Bribery, Kickbacks, Extortion, Bid-Rigging, Influence-Peddling, and Graft (misuse of government funds).
An elected official or government appointee is an official who is involved in public administration or government, through either an official election or appointed by an elected official (e.g. Mayor, Village Manager, Township Commissioner, Board Member, Trustee, County Clerk, Treasurer, etc.)
Top of Form
I declare that the allegations contained in this complaint are against elected or appointed government officials.
I declare that the allegations contained in this complaint are true.
(PREVIOUSLY SUBMITTED ONLINE BY: JEROME A. PINTARO)
WHAT GOVERNOR JB PRITZKER SHOULD KNOW
WHAT THE DIVISION OF CRIMINAL INVESTIGATION SHOULE KNOW
WHAT COLONEL JW PRICE SHOULD KNOW
WHAT LIEUTENANT COLONEL DANIEL LIKENS SHOULD KNOW
WHAT LIEUTENANT COLONEL SCOTT AHRENS SHOULD KNOW
I RECEIVED A CELL PHONE CALL OVER VOICE MAIL ON MAY 7, 2024, MY CALLER ID INDENTIED THE CALL AS 464-203-5070 ORIGINATING FROM OAK FOREST SOUTH, OR COUNTRY CLUB HILLS, ILLINOIS. A FEMALE WHO IDENTIFIED HERSELF AS MONIKA CIZEK INDICATED THAT SHE WAS CALLING FROM THE ILLINOIS STATE POLICE, CRIMINAL INVESTIGATION UNIT PURSUANT TO JEROME A. PINTARO’S SUBMISSION OF AN ONLINE CITIZEN COMPLAINT OF ELECTED OFFICIALS, APPOINTEES, AND EMPLOYEES OF A PUBLIC BODY, HER CALL WAS TO DISCUSS THE EVIDENCE I WAS PREPARED TO SUMBIT TO THE ILLINOIS STATE POLICE THROUGH HER, OF THE DETAILS OF THE MATTER. WHEN I RETURNED THE CALL DAYS LATER THERE WAS A PROLONGED PERIOD OF TIME PRIOR TO THE PHONE CONNECTING, APPEARING AS THOUGH THE CALL WAS BEING TRANSFERRED IN THE INTERIM. AFTER HAVING CALLED THE NUMBER, THERE WAS NO LONGER A LISTING FOR THE ILLINOIS STATE POLICE AT THE 464-203-5070 NUMBER ONLINE.
I REFUSED TO DISCUSS THE DETAILS WITH HER OF SUCH SENSITIVE AND OFFICIAL INFORMATION AND REQUESTED THAT I BE ALLOWED TO VISIT A STATE OF ILLINOIS FACILITY TO FURTHER DISCUSS THE DETAILS OF MY COMPLAINT, SHE RESPONDED INDICATING THAT SHE WOULD TRY TO HAVE SOMEONE ASSIGNED TO THE REQUEST.
THE ONLINE COMPLAINT SUBMITTED TO THE STATE OF ILLINOIS CRIMINAL INVESTIGATIVE UNIT WAS PURSUANT TO POLITICAL AND JUDICIAL TERRORISM JEROME A. PINTARO HAS BEEN SUBJECT TO FOR THE PAST SIX YEARS, IMPOSED BY DUPAGE COUNTY GOVERNMENT, BY THE DUPAGE COUNTY POLICE, BY THE VILLAGE OF OAK BROOK, AND BY THE VILLAGE OF WESTMONT, JEROME A. PINTARO HAVING BEEN FRAUDULENTLY AND FALSELY ARRESTED AND JAILED ON THREE DIFFERENT OCCASSIONS FOR FRAUDULENT REASONS, MAINLY ON FRAUDULENT WARRANTS ISSUED BY DUPAGE COUNTY, 18TH JUDICIAL CIRCUIT COURT JUDGES, JEROME A. PINTARO BEING FALSELY ARRESTED AND CONTINUALLY HARASSED BY DUPAGE COUNTY POLICE, BEING FALSELY ARRESTED AND HARASSED BY VILLAGE OF OAK BROOK POLICE, AND BY VILLAGE OF WESTMONT POLICE, AND MOST RECENTLY BY THE COOK COUNTY POLICE AS WELL AS VARIOUS COMMUNITY POLICE DEPARTMENTS LOCATED IN COOK COUNTY, PURSUANT TO FRAUDULENT DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT’S, FRAUDULENT JUDGES’ COURT ORDERS, FRAUDULENT CRIMINAL CHARGES OF VIOLATIONS OF A FRAUDULENT ORDERS OF PROTECTION, VIOLATIONS OF FRAUDULENT CHARGES OF DOMESTIC VIOLENCE BY A PERSON WHO DOES NOT EXIST, WHO NEVER EXISTED, WHO WAS IN NO WAY RELATED OR EVER A RESIDENT OR MEMBER OF THE PINTARO FAMILY OR HOUSEHOLD. SIX YEARS OF TERRORISM AND EXTORTION, FRAUD, CRIMINAL ACTS, PUBLIC CORRUPTION, CRIMES BY CRIMINAL GOVERNMENT OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, CRIMES BY DUPAGE COUNTY GOVERNMENT AGENCIES, CRIMES AND VIOLATIONS OF THE HOBBS ACT BY DUPAGE COUNTY ATTORNEYS, CRIMES, FRAUD, AND EXTORTION BY DUPAGE COUNTY GOVERNMENT OFFICIALS ELECTED, APPOINTED, AND EMPLOYED, CRIMINAL CONDUCT BY THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT JUDGES AND VIOLATIONS OF THE HOBBS ACT, CRIMINAL CONDUCT AND VIOLATIONS OF THE HOBBS ACT BY THE STATE OF ILLINOIS APPELLATE COURT SECOND DISTRICT JUDGES, CRIMINAL CONDUCT AND VIOLATIONS OF THE HOBBS ACT BY THE STATE OF ILLINOIS APPELLATE COURT, THIRD DISTRICT JUDGES, CRIMINAL CONDUCT AND VIOLATIONS OF THE HOBBS ACT BY A U.S. DISTRICT COURT JUDGE, CRIMINAL CONDUCT AND VIOLATIONS OF THE HOBBS ACT BY THREE U.S. 7TH CIRCUIT COURT OF APPEALS JUDGES, VIOLATIONS AND DEPRIVATIONS OF CIVIL RIGHTS, VIOLATIONS OF HUMAN RIGHTS, FALSE ARREST, FALSE IMPRISONMENT, CLASS X FELONY IN EXCESS OF $1M, FEDERAL AND STATE INCOME TAX EVASION AMOUNTING TO $5M OR MORE BY “FRIENDS” OF DUPAGE COUNTY GOVERNMENTS, FICA EMPLOYMENT TAX EVASION, STATE OF ILLINOIS SALES TAX EVASION, MONEY LAUNDERING BY GOVERNMENT ACTORS AS DEFINED BY THE U.S. CONSTITUTION, CRIMINAL CONDUCT BY THE VILLAGE OF OAK BROOK, DEPRIVATION OF U.S. CONSTITUTIONAL RIGHTS AND CRIMINAL CONDUCT BY THE VILLAGE OF OAK BROOK POLICE DEPARTMENT, VIOLATIONS OF THE RIGHT TO TRAVEL PURSUANT TO PRIVILEGES UNDER THE PRIVILEGES AND IMMUNITIES CLAUSE OF THE U.S. CONSTITUTION, VIOLATIONS OF FREEDOM OF MOVEMENT UNDER STATE OF ILLINOIS LAW PURSUANT TO DUPAGE COUNTY AND COOK COUNTY POLICE HARASSMENT, THE DUPAGE COUNTY FRAUDULENT AND MALICIOUS IMPOSITION OF JEROME A. PINTARO HAVING TO WEAR A GPS ANKLE MONITOR FOR THE PAST THREE MONTHS, FRAUDULENT AND MALICIOUS IMPOSITION OF JEROME A. PINTARO’S VEHICLES HAVING BEEN TRACKED BY GPS FOR THE PAST SIX YEARS, FRAUDULENT AND MALICIOUS IMPOSITION OF JEROME A. PINTARO’ PHONES HACKED INTO AND MONITORED FOR THE PAST SIX YEARS, THEFT OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE BY A RACKATEER INFLUENCED CORRUPT ORGANIZATION, DEPRIVATION OF MEDICAL SERVICES FOR THE PAST SIX YEARS, CONSPIRATORIAL SOLICITATION OF INTENTIONAL MEDICAL MALPRACTICE BY GOVERNMENT AND GOVERNMENT ACTORS, MEDICARE FRAUD, INSURANCE FRAUD, AND THIS IS ONLY THE BEGINNING!
DON'T BELIEVE EVERYTHING YOU SEE ON THE DUPAGE COUNTY GOVERNMENT WEBSITES FOR:
THE DUPAGE COUNTY RECORDER OF DEEDS
THE DUPAGE COUNTY TREASURER - TAX COLLECTOR - TAX INFORMATION
THE DUPAGE COUNTY PROPERTY RECORD INFORMATION, OWNERSHIP INFORMATION, TAX INFORMATION, ON THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS WHICH IS ABSOLUTE FRAUD, BY A CONSPIRACY OF A RACKETEER INFLUENCED CORRUPT ORGAINZATION, A CONSPRIRACY BY THE PERSONS THAT DUPAGE COUNTY PROPERTY OWNERS ELECTED, THE KEEPERS OF THE GATE, THE PERSONS THAT ARE SUPPOSED TO BE PROTECTING AND GUARDING THE GATE!
THE PEOPLE WHO WE ELECTED ARE COMPLICIT IN THE FRAUDULENT CONDUCT OF PETER C. POWERS AND ROSEMARY POWERS, PETER C. POWERS AND ROSEMARY POWERS WHO HAVE EVADED FEDERAL AND STATE INCOME AND OTHER TAXES ON $5M OVER THE PAST 20 YEAR, PETER C. POWERS WHO FRAUDULENTLY STOLE $600,000 FROM JEROME A. PINTARO AND MARILYN PINTARO BETWEEN FEBRUARY, 2012 AND MAY, 2018, AND WHO, WITH A CONSPIRACY OF DUPAGE COUNTY JUDGES AND OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, HAVE BEEN TRYING TO STEAL JEROME A. PINTARO'S AND MARILYN PINTARO'S HOME FOR THE PAST THIRTEEN YEARS, SINCE FEBRUARY, 2012
THE PEOPLE WHO WE ELECTED ARE COMPLICIT IN THE FRAUDULENT CONDUCT OF THE CEO OF ANYWHERE REAL ESTATE RYAN M. SCHNEIDER, AND IT'S HOLDING COLDWELL BANKER REAL ESTATE
THE PEOPLE WHO WE ELECTED ARE COMPLICIT IN THE FRAUDULENT CONDUCT OF THE CEO OF GUARANTEED RATE MORTGAGE, VICTOR CIARDELLI
THE PEOPLE WHO WE ELECTED ARE COMPLICIT IN THE FRAUDULENT CONDUCT OF THE DUPAGE COUNTY RECORDER OF DEEDS' OFFICE, KATHLEEN CARRIER
THE PEOPLE WHO WE ELECTED ARE COMPLICIT IN THE FRAUDULENT CONDUCT OF THE DUPAGE COUNTY TREASURER'S OFFICE, GWEN HENRY
https://flipbooks.fleepit.com/f-57626-fraudulent_khoury_property_taxes
RYAN M. SCHNEIDER
ANYWHERE R.E.
COLDWELL BANKER REAL ESTATE
IN 2009 I WENT TO THE FBI CHICAGO OFFICE ON WEST ROOSEVELT RD AND TO THE DOJ, REAL ESTATE ANTITRUST DIVISION DOWNTOWN CHICAGO ON LASALLE ST TO REPORT HOW THE HINSDALE REAL ESTATE BROKERAGE CARTEL WAS MANIPULATING THE OAK BROOK AND HINSDALE RESIDENTIAL REAL ESTATE MARKETS. THE MAIN OFFENDER AT THE TIME WAS COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE WITH OFFICES LOCATED IN BOTH HINSDALE AND OAK BROOK. COLDWELL BANKER RESIDENTIAL REAL ESTATE AT THE TIME ENJOYED AS MUCH AS A SEVENTY PERCENT MARKET SHARE OF THE OAKBROOK RESIDENTIAL REAL ESTATE MARKET WITH EFFECTIVELY LITTLE TO NO COMPETITION. FURTHER SUPRESSING ANY SEMBLANCE OF A COMPETITIVE RESIDENTIAL MARKET IN OAKBROOK WAS COLDWELL BANKER'S EXTENSIVE USE OF "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" TRANSACTIONS WHICH KEPT BOTH SELL SIDE AND BUY SIDE TRANSACTIONS "IN HOUSE" EARNING THEM A "DUAL COMMISSION" AND A "QUADRUPLE COMMISSION" - THAT IS THE LISTING BROKER AND THE SELLING BROKER WERE BOTH COLDWELL BANKER BROKERS. "DOUBLE DUAL AGENCY" TRANSACTIONS CONSISTED OF A REAL ESTATE BROKER IN A "TEAR DOWN" TRANSACTION, ACTING AS THE LISTING BROKER FOR THE HINSDALE HOMEOWNER SELLER OF AN EXISTING "TEAR DOWN" PROPERTY AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE LISTING BROKER, WHO WAS ESSENTIALLY ACTING AS AN IMPLIED PARTNER WITH THE BUILDER, ACTED AS THE BUYER'S BROKER FOR THE BUILDER OF THE "TEAR DOWN" PROPERTY, AND, IMMEDIATELY, MOST OFTEN, WHILE THE REDEVELOPED PROPERTY WAS STILL UNDER CONSTRUCTION, TYPICALLY WENT UNDER CONTRACT WITH THE NOW LISTING BROKER AND IMPLIED PARTNER OF THE BUILDER, SUBSEQUENTLY ACTING AS THE LISTING BROKER AND AN IMPLIED PARTNER WITH THE BUILDER OF THE REDEVELOPED RESIDENTIAL PROPERTY, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE BROKER ACTED AS THE BUYER'S BROKER FOR THE BUYER OF THE NEWLY REDEVELOPED PROPERTY. A "DOUBLE DUAL AGENCY" TRANSACTION NETTED THE BROKER A "QUADRUPLE" COMMISSION, WITHOUT HAVING TO FRONT ANY MONEY, NOR ASSUME ANY RISK, NOR ENGAGE IN ANY LABOR, THE BROKER OFTEN EARNING CONSIDERABLY MORE THAN THE BUILDER WHO HAD TO BUILD, FINANCE, AND CARRY THE "TEAR DOWN" "AS IS" PROPERTY AND SUBSEQUENT REDEVELOPEMENT. THE HUGE BROKERAGE COMMISSIONS, WHICH COULD NOT BE, AND WERE NOT ANY MEASURABLE UNIT OF VALUATON COMPARISION IN THE VALUATION PROCESS, WHICH COULD NOT BE ASSIGNED NOR ATTRIBUTABLE TO LABOR, MATERIAL, NOR LAND, WERE SIMPLY AN INFLATED "SURCHARGE" WITH NO CONTRIBUTING MATERIAL VALUE, WHICH SOLELY INFLATED THE SALE PRICE UNTIL THE TIME OF RECONNING, THE FIRST GENERATION RESALE WHEN THE UNSUSPECTING BUYERS FOUND THAT THEY WERE "UPSIDE DOWN" IN THE MARKET VALUE AS NOW SUPPORTED BY RECENT, SIMILAR, GERMANE SALES OF EXISTING COMPARABLE PROPERTIES!
I EXPLAINED TO THE FBI AND THE DOJ, HOW COLDWELL BANKER MAINLY, AS WELL AS OTHER HINSDALE RESIDENTIAL REAL ESTATE BROKERAGE COMPANIES, WERE STEERING MIDDLE EASTERN BUYERS TO OAK BROOK, AND AWAY FROM HINSDALE, STEERING MINORITY BUYERS TO OAK BROOK WITH SIGNIFICANTLY, BELOW MARKET LIST PRICES OF OAK BROOK CUSTOM BUILT HOMES, SCREWING OAK BROOK HOMEOWNERS WHO IN MANY CASES WERE SENIOR CITIZENS. IF THAT WASN'T ENOUGH TO RESTRAIN ANY COMPETIVE FORCES IN THE OAK BROOK MARKET, COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE ALLEGEDLY INVENTORIED RESIDENTIAL LISTINGS OF OAK BROOK HOMES OFF MARKET, ALLEGEDLY, INTENTIONALLY WITHHOLDING LISTINGS FROM OTHER BROKERAGE COMPANIES UNTIL COLDWELL BANKER ALLEGEDLY HAD A CONFIRMED BUYER AND THEN LISTED THE ALREADY SOLD "OFF MARKET" AND WITHHELD HOME LISTINGS IN THE MLS AS DESIGNATED "SOLD BEFORE PROCESSING" OR SOLD IN 1, 2, OR 3 DAYS, IN AN UNUSUALLY SHORT PERIOD OF TIME WITHOUT ANY MARKET EXPOSURE. OTHER LOCAL REAL ESTATE BROKERAGE COMPAINES WERE OBVIOUSLY UNHAPPY WITH COLDWELL BANKER'S UNCOMPETITVE CONDUCT, SO SOON AFTER ENTER "THE PRIVATE LISTING NETWORK" WHICH WAS ADOPTED TO "CORRECT" THE ANTICOMPETITIVE BROKERAGE CONDUCT, NOT BY CITING OR RESTRAINING COLDWELL BANKER OR ENFORCING ANY INJUNCTION AGAINST COLDWELL BANKER AS MEMBERS OF THE MLS, BUT BY ALLOWING ALL THE OTHER REAL ESTATE BROKERAGE COMPANIES TO ENGAGE IN THE SAME UNCOMPETIVE CONDUCT THAT COLDWELL BANKER WAS PRACTICING! AND BY THE WAY, THE MIDWEST REAL ESTATE BROKERAGE MULTIPLE LISTING SERVICE IS "BROKER OWNED" AND LOCAL COLDWELL BANKER BROKERAGE HELD A HIGH, IF NOT THE HIGHEST PERCENTAGE OF UNITS OF OWNERSHIP IN THE MRED.
IN SEPTEMBER, 2001, I, BEING AN ILLINOIS LICENSED REAL ESTATE BROKER SINCE 1969 AND MEMBER OF THE MRED/MLS LISTED MY HOME ON THE MLS. IN THE FOLLOWING SIX MONTHS, I HAD OVER TWO HUNDRED (200) SHOWINGS ALMOST EXCLUSIVELY BY LOCAL HINSDALE CARTEL BROKERS WHO HAD NO INTENTION OF SELLING MY HOME, BUT EVERY INTENTION OF KEEPING MY HOME FROM BEING SOLD AT ANYWHERE NEAR TRUE MARKET VALUE, IN ORDER TO PROTECT THEIR PUBLIC, FRAUDULENT PUBLIC PERCEPTION OF OAK BROOK HAVING SIGNIFICANTLY BELOW MARKET SALE PRICES WHICH THE CARTEL, AND MORE SPECIFICALLY COLDWELL BANKER RESIDENTIAL REAL ESTATE HAD CULTIVATED OVER THE PAST DECADE. BEING AWARE OF WHAT WAS HAPPENING, I REQUIRED THAT ANY BUYER THAT WANTED TO SEE MY HOME BE PREAPPROVED OR HAVE A SOURCE OF FUNDS STATEMENT PRIOR TO THE SHOWING. FROM THAT POINT FORWARD TO 2O20, OVER A TERM OF THE NEXT NEARLY TWENY YEARS, I DIDN'T RECIEVE A SINGLE REQUEST FOR SHOWING WITH THE PREAPPROVAL OR SOURCE OF FUNDS REQUIREMENT REQUIRED.
I EXPLAINED TO THE FBI AND DOJ IN 2009 THAT WHAT THE HINSDALE REAL ESTATE BROKERAGE CARTEL DID IN OAK BROOK FOR THE PAST NEARLY TWENTY YEARS AT THE TIME, THEY DID TO EVEN A GREATER DEGREE IN REVERSE IN HINSDALE. THROUGH THEIR AGGRESSIVE, ANTICOMPETITIVE BROKERAGE CONDUCT, TO A LARGE EXTENT, AND AS A RESULT OF "RACIAL AND RELIGIOUS STEERING" ARTIFICIALLY INFLATING, AND MANUFACTURING THE MARKET VALUES OF EXISTING "AS IS," PROPERTIES, FOR A TOTALLY UNSUPPORTED, SPECULATIVE MARKET EXCLUSIVELY FOR "TEAR DOWN" AND "REDEVELOPMENT," "PRICE FIXING," MARKET ALLOCATION," "GROUP BOYCOTTS," "RACIAL AND RELIGIOUS STEERING," "DISCRIMINATION," "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" JUST TO START, WITH UNSUPPORTED BROKERAGE COMMISSIONS OF AS MUCH AS A QUARTER MILLION DOLLARS AND MORE ON A SINGLE "TEAR DOWN" "DOUBLE DUAL AGENCY" TRANSACTION, BASED ON "INFLATED," "MANUFACTURED," REDEVELOPED PROPERTY SALES' PRICES, TOTALLY UNSUPPORTED BY THE TRUE HINSDALE RESIDENTIAL REAL ESTATE MARKET. AS A CONSEQUENCE, HINSDALE RESIDENTIAL MARKET VALUES EXPLODED ONLY TO HAVE HINSDALE REAL ESTATE MARKET VALUES SUBSEQUENTLY IMPLODE UPON SECOND GENERATION SALES OF PREVIOUSLY ACQUIRED, REDEVELOPED PROPERTIES, SUBSEQUENT UNSUPPORTED MARKET VALUES UPON RESALES OF THE "REDEVELOPED" PROPERTIES BY HOMEOWNERS, WHO WERE "UPSIDE DOWN" IN AN ERODED EQUITY POSTION FROM THEIR ORIGINAL ACQUISITION PRICE, WHICH WERE THEN EVEN FURTHER NEGATIVELY IMPACTED IN MARKET VALUES BY EXPLODING "AD VALOREM" REAL ESTATE PROPERTY TAXES.
"THE FRAUDULENT TREATMENT" "HIGH SEVERITY"
DUPAGE COUNTY IN A CONSPIRACY WITH HUMANA INSURANCE AND MEDICAL PROVIDERS HAVE SOLICITED THE MEDICAL COMMUNITY TO INTENTIONALLY SABOTAGE MY MEDICAL PROCEDURES OVER THE PAST SIX YEARS AND THEN WITHHOLD THE CORRECTION OF THE SABOTAGED MEDICAL TREATMENT AS AN INSTRUMENT OF EXTORTION TO TRY TO VIOLATE NOT ONLY MY U.S. CONSTITUTIONAL RIGHT TO FREE SPEECH BUT ADDITIONALLY TO DEPRIVE ME OF MY U.S. CONSTITUTIONAL RIGHTS AND THE RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED ME BY THE U.S. CONSTITUTION AND THE FEDERAL LAWS OF THE UNITED STATES
EVERY 18TH JUDCIAL CIRCUIT COURT ORDER, EVERY 18TH JUDICIAL CIRCUIT COURT ACTION, EVERY APPEAL TO THE STATE OF ILLINOIS APPELLATE COURTS FROM THE SECOND AND THIRD DISTRICTS, EVERY ONE OF THE THREE FALSE ARRESTS, INJURIES AND INCARCERATIONS BY THE DUPAGE COUNTY SHERIFFS, THE 24/7 GPS, WIFI, AND CELLULAR MONITORING BY ANKLE BRACELET MANAGED BY PROBATION OFFICER ANTHONY ROCCO, THE HARASSMENT BY HUNDREDS OF PERSONS WHO WERE GIVEN THE ANKLE BRACELET APP TO FOLLOW MY EVERY MOVE TO HARASS ME AND MY WIFE, THE 24/7 MONITORING OF MY FAMILY CELL PHONES, THE DESTRUCTION OF MY HALF DOZEN COMPUTERS TO INVADE AND BLOCK BY RIGHT TO FREE SPEECH TOO DEFEND MYSELF AGAINS THEIR CONSPIRATORIAL CONDUCT, THE GPS TRACKING OF MY VEHICLES BY THE SHERIFF OF COOK COUNTY, THE VILLAGE OF OAK BROOK POLICE, THE VILLAGE OF WESTMONT POLICE, BY OVER TWO DOZEN DUPAGE COUNTY 18TH JUDICIAL CIRCUIT'S JUDGES, BY THE FIVE DOZEN PRIVATE ATTORNEYS AND ASSISTANT STATES' ATTORNEYS OVER THE PAST SIX YEARS ARE TOTALLY DEFICIENT AT LAW, AND IN VIOLATION OF MY U.S. CONSTITUTIONAL RIGHTS
DUPAGE COUNTY OFFICIALS, ELECTED, APPONTED, AND EMPLOYED, ARE LITERALLY TRYING TO KILL ME BY INTENTIONALLY DIAGNOSING AND TREATING IRRELEVANT PHANTOM MEDICAL CONDITIONS IN ORDER TO AVOID TREATMENT OF THE MALICIOUSLY SOLICITED MEDICAL MALPRACTICE THAT THEY MALICIOUSLY CREATED ON ME, INTENTIONALLY RUNNING UP HUGE MEDICAL BILLS OF AS MUCH AS $53,000 PER MONTH ON CONDITIONS THAT THEY CREATED AND THEY ORDERED TREATMENT FOR AT NORTHWESTERN CENTRAL DUPAGE HOSPITAL
MEDICAL TREATMENT FOR JEROME A. PINTARO OVER THE PAST SIX YEARS HAS EXCLUSIVELY BEEN ASSIGNED, ADMINISTERED AND CONFINED ONLY TO MEDICAL GROUPS, PHYSICIANS, MAINLY DUPAGE MEDICAL GROUP, NOW KNOWN AS DULY, AND PHYSICIANS AND HOSPITALS WHICH WERE PARTY TO AND SYMPATHETIC TO THE DUPAGE COUNTY RACKETEER INFLUENCED CORRUPT ORGANIZATION
VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON ABANDONED ME AT NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL STEALING MY PERSONAL PROPERTY, MY WALLET, MY CREDIT CARDS, MY MEDICARE CARD WITH MY MEDICARE ACCOUNT NUMBER WHICH HE ALLEGEDLY PROVIDED NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL WHICH IS ATTEMPTING TO CHARGE MY MEDICARE ACCOUNT AND ME FOR WHAT THE VILLAGE OF OAK BROOK AND OFFICER MICHAEL ADDISON AND OFFICER PAUL PLINSKE DID TO ME
THE SERVICE DATES DATED FEBRUARY 10, 2024 WERE A RESULT OF THE FOLLOWING
NORTHWESTERN MEDICINE - CENTRAL DUPAGE HOSPITAL EMERGENCY ROOM
EMERGENCY ROOM COVER UP FRAUD AT NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL’S EMERGENCY ROOM
OAK BROOK OFFICER MICHAEL ADDISON HAD MY LEFT ARM HANDCUFFED TO THE HOSPITAL GURNEY AT NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL’S EMERGENCY ROOM. AS A RESULT OF PAUL PLINSKE AND MICHAEL ADDISON FORCING BY INJURED ARMS BEHIND MY BACK AND LIFTING MY ARMS UPWARDS LITERALLY ALMOST FACE PLANING ME ONTO THE SAINT FRANCIS CIRCLE STREET IN FRONT OF THE 120 SAINT FRANCIS CIRCLE RESIDENCE, MY RIGHT ARM WAS IN SEVERE PAIN FROM THE ARREST TACTICS AND AS A RESULT OF THE NURSES AND DOCTORS TREATING MY RIGHT ARM INJURY, AN XRAY WAS TAKEN OF MY RIGHT ARM WHILE I WAS HANDCUFFED TO THE HOSPITAL GURNEY BY AN XRAY TECHNICIAN THAT WHEELED A PORTABLE XRAY MACHINE IN AND TOOK THE XRAY. NO MENTION OF THE INJURY TO MY ARM WAS INCLUDED IN THE DESCRIPTION OF MEDICAL TREATMENTS AND NO XRAY IS ALLEGEDLY AVAILABLE FROM NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL’S EMERGENCY ROOM.
AFTER THE VILLAGE OF OAK BROOK POLICE OFFICERS MICHAEL ADDISON AND PAUL PLINSKE ARRESTED ME, OFFICER MICHAEL ADDISON DELIVERED ME TO THE DUPAGE COUNTY JAIL WHICH REFUSED MY BEING ADMITTED TO THE JAIL BECAUSE OF MY ELEVATED BLOOD PRESSURE. VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON THEN BROUGHT ME TO NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL WHERE I WAS BROUGHT TO THE EMERGENCY ROOM HANDCUFFED TO THE HOSPITAL GURNEY WHERE I WAS FORCED INTO BEING EXAMINED WHILE I WAS UNDER ARREST AND UNDER THE CONTROL OF VILLAGE OF OAK BROOK POLICE OFFICER MICHAEL ADDISON. AFTER HOURS OF TESTS THAT I WAS REQUIRED TO SUBMIT TO, VILLAGE OF OAK BROOK POLICE OFFICER ABRUPTLY STATED TO ME THAT I WAS BEING “DE-ARRESTED” OFFICER MICHAEL ADDISON STATING, “I WILL CATCH UP TO YOU NEXT WEEK” AND WE WILL RESUME THIS PROCESS. I WAS HANDCUFFED TO THE HOSPITAL GURNEY AND HAD TO ASK ADDISON TO UNCUFF ME BEFORE HE LEFT. VILLAGE OF OAK BROOK OFFICER MICHAEL ADDISON THEN LEFT TAKING MY CLOTHES, MY COAT, IN FREEZING WEATHER, MY SHOE LACES, NO LONGER BEING ABLE TO WALK IN MY SHOES WITHOUT THEM FALLING OFF, MY WALLET WITH ALL MY IDENTIFICATION, MY CREDIT CARDS, AND MY MEDICARE CARD WITH MY MEDICARE ACCOUNT NUMBER ON IT, MONEY, OTHER TYPES OF IDENTITY CARDS, EVERYTHING I HAD IN MY WALLET AND LEFT ME STRANDED, ABANDONED, WITH NO WAY OF GETTING BACK THE HOTEL I WAS STAYING AT AT 10 P.M. THAT EVENING, AND NO WAY TO PAY FOR TRANSPORTATION BACK TO THE HOTEL.
https://flipbooks.fleepit.com/f-57627-humana_fraud
HOW YOUR MORTGAGE PAYMENTS AND YOUR HOME WERE STOLEN FROM YOU AND HOW THE GOVERNEMENT WAS COMPLICIT!
CFPB DISTRIBUTES $384 MILLION TO 191,000 VICTIMS OF THINK FINANCE’S ILLEGAL LENDING PRACTICES
CFPB DISTRIBUTES $384 MILLION TO 191,000 VICTIMS OF THINK FINANCE’S ILLEGAL LENDING PRACTICES
WASHINGTON, D.C. (MAY 14, 2024) — THE CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) TODAY DISTRIBUTED MORE THAN $384 MILLION TO ABOUT 191,000 CONSUMERS HARMED BY THINK FINANCE. THINK FINANCE, A TEXAS-BASED ONLINE LENDER, DECEIVED BORROWERS INTO REPAYING LOANS THEY DID NOT OWE.
https://www.cuinsight.com/press-release/cfpb-distributes-384-million-to-191000-victims-of-think-finances-illegal-lending-practices/
https://www.cnn.com/2024/05/15/business/inflation-biden-rate-fed/index.html
https://www.cbsnews.com/news/refund-scam-cfpb-think-finance-loan-repayment-victims/
https://chicago.suntimes.com/money/2024/05/14/13-000-illinoisans-divvy-up-15-million-financial-scam-settlement-think-finance-cfpb-regulations
https://www.pymnts.com/news/cfpb/2024/cfpb-gives-384-million-to-victims-of-think-finance-scheme/
https://www.stamfordadvocate.com/business/article/ct-think-finance-cfpb-lieberman-victory-park-19457178.php
https://www.consumerfinance.gov/about-us/newsroom/cfpb-settles-lawsuit-against-think-finance-entities/
https://www.attorneygeneral.gov/taking-action/ag-shapiro-shuts-down-think-finance-wins-debt-relief-for-pa-consumers/
https://www.attorneygeneral.gov/taking-action/ag-shapiro-announces-relief-for-80000-pennsylvanians-targeted-by-online-payday-loan-scheme/
https://www.consumerfinance.gov/about-us/newsroom/cfpb-sues-think-finance-collecting-debts-consumers-did-not-legally-owe/
https://vplc.org/years-of-litigation-come-to-a-close/
https://www.prnewswire.com/news-releases/think-finance-reorganizes-and-exits-bankruptcy-protection-300974184.html
https://www.wsj.com/articles/think-finance-will-cancel-loans-in-nationwide-settlement-11560546374
https://flipbooks.fleepit.com/f-56381-powerscashloan
ILLINOIS BUSINESSMAN SENTENCED TO NINE YEARS IN PRISON FOR FRAUD AND TAX EVASION
CHICAGO — AN ILLINOIS BUSINESSMAN HAS BEEN SENTENCED TO NINE YEARS IN FEDERAL PRISON FOR EVADING NEARLY HALF A MILLION DOLLARS IN TAXES AND ENGAGING IN A VARIETY OF FRAUD SCHEMES.
THE SENTENCE WAS ANNOUNCED BY MORRIS PASQUAL, ACTING UNITED STATES ATTORNEY FOR THE NORTHERN DISTRICT OF ILLINOIS, JUSTIN CAMPBELL, SPECIAL AGENT-IN-CHARGE OF THE IRS CRIMINAL INVESTIGATION CHICAGO FIELD OFFICE, HANNIBAL WARE, INSPECTOR GENERAL OF THE U.S. SMALL BUSINESS ADMINISTRATION, AND ANDREA M. KROPF, SPECIAL AGENT-IN-CHARGE OF THE U.S. DEPARTMENT OF TRANSPORTATION’S OFFICE OF INSPECTOR GENERAL IN CHICAGO. THE GOVERNMENT WAS REPRESENTED BY ASSISTANT U.S. ATTORNEYS TIMOTHY J. CHAPMAN AND MICHELLE M. PETERSEN.
https://www.justice.gov/usao-ndil/pr/illinois-businessman-sentenced-nine-years-prison-fraud-and-tax-evasion
SUBURBAN CHICAGO ACCOUNTANT GUILTY OF EVADING $3.4 MILLION IN FEDERAL AND STATE INCOME TAXES
CHICAGO — A SUBURBAN CHICAGO ACCOUNTANT HAS PLEADED GUILTY TO A FEDERAL TAX OFFENSE FOR WILLFULLY EVADING MORE THAN $3.4 MILLION IN FEDERAL AND STATE INCOME TAXES.
IMRAN MAHMOOD, 56, OF SOUTH BARRINGTON, ILL., PLEADED GUILTY THURSDAY TO A TAX EVASION CHARGE BEFORE U.S. DISTRICT JUDGE SARA L. ELLIS. THE CONVICTION IS PUNISHABLE BY A MAXIMUM SENTENCE OF FIVE YEARS IN FEDERAL PRISON. JUDGE ELLIS SET SENTENCING FOR JUNE 11, 2024, AT 10:30 A.M.
https://www.justice.gov/usao-ndil/pr/suburban-chicago-accountant-guilty-evading-34-million-federal-and-state-income-taxes
CHICAGO CONSULTANT CONVICTED OF FEDERAL TAX OFFENSES
THE JURY IN U.S. DISTRICT COURT IN CHICAGO CONVICTED ANNAZETTE COLLINS OF CHICAGO, ON FOUR TAX COUNTS, INCLUDING TWO COUNTS OF WILLFULLY FILING A FALSE INDIVIDUAL INCOME TAX RETURN, ONE COUNT OF WILLFULLY FAILING TO FILE A CORPORATE INCOME TAX RETURN, AND ONE COUNT OF WILLFULLY FAILING TO FILE AN INDIVIDUAL INCOME TAX RETURN. THE JURY ACQUITTED COLLINS ON TWO OTHER TAX COUNTS.
https://www.irs.gov/compliance/criminal-investigation/chicago-consultant-convicted-of-federal-tax-offenses
HOW THE TOP 1% EVADE TAXES – AND GET AWAY WITH IT
IT IS NO SECRET THAT THE RICH HATE PAYING TAXES. A RECENT PROPUBLICA INVESTIGATION OF TAX RETURNS REVEALED THAT THE 25 RICHEST AMERICANS PAID A TRUE TAX RATE OF 3.4% ON THE WEALTH THEY ACCUMULATED FROM 2014 TO 2018 THROUGH ENTIRELY LEGAL MEANS. AT THE SAME TIME, THERE ARE TROVES OF WEALTHY AMERICANS WHO FIND COMPLEX WAYS TO UNDER-REPORT THEIR INCOME ILLEGALLY. THE DEPARTMENT OF TREASURY ESTIMATES THAT IN 2019, THE AMOUNT OF TAX THAT SHOULD HAVE BEEN COLLECTED, BUT WAS NOT, AMOUNTED TO $600 BILLION. OUR TAX CODE BENEFITS THE RICH BECAUSE THE INCOME THEY EARN DISPROPORTIONATELY COMES FROM NON-LABOR INCOME STREAMS THAT ARE BOTH TAXED AT LOWER RATES AND MORE DIFFICULT FOR THE IRS TO VERIFY. AS A RESULT, THE TOP 1% IS RESPONSIBLE FOR 36% OF ALL UNPAID INDIVIDUAL INCOME TAXES ANNUALLY.
https://chicagopolicyreview.org/2021/11/15/how-the-top-1-evade-taxes-and-get-away-with-it/
PETER C. POWERS AND ROSEMARY POWERS EVADED FEDERAL AND STATE OF ILLINOIS INCOME, SALES, AND OTHER FEDERAL AND STATE TAXES DUE AND OWING ON $5M OF CASH SALES REVENUES FOR THE PAST TWENTY YEARS. PETER C. POWERS AND ROSEMARY POWERS LAUNDERED FEDERAL AND STATE OF ILLINOIS, TAX EVADED CASH SALES REVENUES FROM THEIR BUSINESSES KNOWN AS ‘GRANDSTANDSOX LTD.’ LOCATED IN AND AROUND 600 W. 35TH ST., CHICAGO, IL, LOCATED WITHIN 1,000’ OF GUARANTEED RATE FIELD, WHITE SOX PARK, AS WELL AS CASH COLLECTED FROM THEIR COMMERCIAL RENTALS, CONCESSIONS, AND OTHER BUSINESSES. PETER C. POWERS LAUNDERED THESE TAX EVADED CASH REVENUES THROUGH CASH REAL ESTATE PURCHASES MADE THROUGH COLDWELL BANKER REAL ESTATE, DUPAGE COUNTY, IL, A RESIDENTIAL REAL ESTATE BROKERAGE COMPANY WHERE PETER C. POWERS AND ROSE MARTH HIS DAUGHTER, WERE LICENSED IN THE PAST AS ILLINOIS LICENSED REAL ESTATE BROKERS.
PETER C. POWERS AND ROSEMARY POWERS, ENTERED INTO A CONSPIRACY WITH RYAN M. SCHNEIDER, CURRENT CEO OF ANYWHERE R.E., A COMPANY FORMERLY KNOWN AS REALOGY WITH FRANCHISE HOLDINGS INCLUDING, COLDWELL BANKER REAL ESTATE LOCATED IN DUPAGE COUNTY, IL., RYAN M. SCHNEIDER, AND PAST CEO OF CAPITAL ONE BANK, N.A., DURING THE YEARS BETWEEN FEBRUARY, 2012 AND MAY, 2018, IN A CONSPRIACY WITH VICTOR CIARDELLI, CEO OF GUARANTEED RATE MORTGAGE, IN A CONSPRIRACY WHICH FRAUDULENTLY STOLE $600,000 OF FRAUDULENT MORTGAGE PAYMENTS FROM JEROME A. PINTARO AND MARILYN PINTARO ON A MORTGAGE ORIGINATED ON 3/28/2008 BY ING DIRECT, FSB, ON JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL. ING DIRECT, FSB A COMPANY WHICH SOLD AND LIQUIDATED ITS ONLINE ACCOUNTS AND MORTGAGES TO CAPITAL ONE FINANICAL CORPORATION IN JUNE, 2011 AND SUBSEQUENTLY CEASED ALL BUSINESS OPERATIONS IN THE UNITED STATES AS OF NOVEBMER, 2011, PURSUANT TO THE SALE OF ING DIRECT, FSB (UNITED STATES), A HOLDING OF ING BANK, N.V., (AMSTERDAM, HOLLAND,) ING DIRECT, FSB WHICH WAS PURCHASED BY CAPITAL ONE FINANCIAL CORPORATION, NOT CAPITAL ONE BANK, N.A. OF WHICH RYAN M. SCHNEIDER WAS CEO OF ON JUNE, 2011, THE APPROXIMATE DATE WHEN ING DIRECT, FSB, (UNITED STATES) WAS SOLD TO CAPITAL ONE FINANCIAL CORPORATION AND NO LONGER EXISTED DURING THE YEARS BETWEEN FEBRUARY, 2012 AND MAY, 2018 WHEN PETER C. POWERS, RYAN M. SCHNEIDER, AND VICTOR CIARELLI ENTERED INTO A CONSPRIRACY TO FRAUDULENTLY EXTORT AND STEAL $600,000 IN FRAUDULENT MORTGAGE PAYMENTS FROM JEROME A. PINTARO AND MARILYN PINTARO.
PETER C. POWERS AND ROSEMARY POWERS HAVE STOLEN $600,000 FROM JEROME A. PINTARO AND MARILYN PINTARO (WITH THE ASSISTANCE OF RYAN M. SCHNEIDER, ANYWHERE R.E., FORMERLY KNOWN AS REALOGY, OF WHICH ONE OF ITS HOLDINGS INCLUDE COLDWELL BANKER R.E., AND VICTOR CIARDELLI, PARTNER WITH RYAN M. SCHNEIDER IN ANYWHERE R.E., GUARANTEED RATE AFFINITY) IN FRAUDULENT MORTGAGE PAYMENTS ON A MORTGAGE THAT NO LONGER EXISTED ON THE PINTARO'S OAK BROOK RESIDENCE, BETWEEN FEBRUARY, 2012 AND MAY 2018, AFTER JEROME A. PINTARO DISCOVERED THE POWERS' MORTGAGE FRAUD CONSPIRACY WITH SCHNEIDER AND CIARDELLI, JEROME A. PINTARO HALTED ANYMORE FRAUDULENT MORTGAGE PAYMENTS TO PETER C. POWERS AND ROSEMARY POWERS, A YEAR LATER, IN JUNE, 2019, PETER C. POWERS BORROWED ANOTHER $475,000, WHICH IS DUE AN PAYABLE ON AUGUST 1, 2026, YET PETER C. POWERS AND ROSEMARY POWERS ARE CURRENTLY MONTHS IN ARREARS ON PAYMENT ON THEIR 2023 COMMERCIAL PROPERTY TAXES ON THEIR RETAIL, COMMERCIAL BUILDING LOCATED AT 600 WEST 35th ST. CHICAGO, IL
GOVERNMENT ACTORS PETER C. POWERS AND ROSEMARY POWERS FRAUDULENTLY CONSPIRED WITH RYAN M. SCHNEIDER, CEO OF ANYWHERE R.E., FORMER CEO OF REALOGY, AND FORMER CEO OF CAPITAL ONE BANK, N.A. AND VICTOR CIARDELLI, CEO OF GUARANTEED RATE MORTGAGE AND PARTNER IN ANYWHERE R.E., GUARANTEED RATE AFFINITY WITH RYAN M. SCHNEIDER, AND CERTAIN REAL ESTATE BROKERS ASSOCIATED WITH DUPAGE COUNTY, COLDWELL BANKER R.E., TO CONSPIRATORILLY, STEAL, WITHOUT ANY LEGAL RIGHT OR PERMISSION, OVER $600,000 IN FRAUDULENT MORTGAGE PAYMENTS MADE BY JEROME A. PINTARO, BETWEEN FEBRUARY, 2012 AND MAY, 2018. ON A MORTGAGE THAT NO LONGER EXISTED, AND FURTHER ENGAGED IN IN A FRAUDULENT MORTGAGE FORECLOSURE CONSPIRACY PURSUANT TO A FRAUDULENT MORTGAGE FORECLOSURE COMPLAINT FILED IN DUPAGE COUNTY IN APRIL, 2020, TITLED AS CSMC 2018-SP3 TRUST (FILED WITH NO NAMED TRUSTEE AT THE TIME OF FILING) v. JEROME A. PINTARO AND MARILYN PINTARO, CASE NO. 2020CH000378, ON A PROPERTY OWNED BY A CHICAGO TITLE AND TRUST, LAND TRUST OF WHICH JEROME A. PINTARO AND MARILYN PINTARO WERE PRIMARY BENEFICIARIES OF THE LAND TRUST, LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523.
PETER C. POWERS AND ROSEMARY POWERS WITH DECADES LONG HISTORY OF CASH LAUNDERING, WITH THE ENGAGED COMPLICITY OF THE DUPAGE COUNTY GOVERNMENT, THE DUPAGE COUNTY SHERIFF’S OFFICE, THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT, THE CLERK OF THE CIRCUIT COURT’S OFFICE, THE VILLAGE OF OAK BROOK, OAK BROOK’S POLICE DEPARTMENT, THE VILLAGE OF WESTMONT, WESTMONT’S POLICE DEPARTMENT, AND THE STATE OF ILLINOIS, ILLINOIS WORKER’S COMPENSATION COMMISSION, THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, THE U.S. 7TH CIRCUIT APPELLATE COURT, THE FEDERAL BUREAU OF INVESTIGATION, AND THE DEPARTMENT OF JUSTICE, INDIVIDUALLY AND COLLECTIVELY DEPRIVED JEROME A. PINTARO AND MARILYN PINTARO OF RIGHTS, PRIVILEGES, AND IMMUNITIES GUARATEED BY THE U.S. CONSTITUTION AND THE FEDERAL LAWS OF THE UNITED STATES.
PETER C. POWERS AND ROSEMARY POWERS AIDED BY THE AFOREMENTIONED LOCAL, COUNTY, STATE, AND FEDERAL GOVERNMENTS, MALICIOUSLY DEPRIVED JEROME A. PINTARO AND MARILYN PINTARO AND THEIR FAMILIES OF SIX IRREPLACEABLE YEARS OF THEIR LIVES IN THEIR LATE SEVENTIES, IN A MALICIOUS CONSPIRACY TO EXTORT $5M OF FRAUDULENT MORTGAGE PAYMENTS, THE FILING OF A FRAUDULENT FORECLOSURE COMPLAINT, NUMEROUS FRAUDULENT CIVIL AND CRIMINAL COMPLAINTS, THE FRAUDULENT ARRESTS AND INCARCERATIONS OF JEROME A. PINTARO SEVERAL TIMES BY THE DUPAGE COUNTY SHERIFF, THE OAK BROOK POLICE, AND THE WESTMONT POLICE DEPARTMENTS, AND THE THEFT OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE BY DUPAGE COUNTY DUPAGE COUNTY SHERIFF CASTILLO AND DUPAGE COUNTY SHERIFF GRAVEL ON DECEMBER 6 2022, A FRAUDULENT CRIMINAL COMPLAINT FOR ASSAULT FILED BY PETITIONER DIMITRI A. SAYEGH WHO FRAUDULENTLY REPRESENTED HIMSELF TO THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURTS AND THE DUPAGE COUNTY SHERIFF AS THE OWNER OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE, DIMITRI A. SAYEGH, THE PERSON WHO THE DUPAGE COUNTY SHERIFF SURRENDERED POSSESSION OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE WITH ALL PERSONAL PROPERTY SITUATED WITHIN ON DECEMBER, 6, 2022 PURSUANT TO A FRAUDULENT FORECLOSURE AND FRAUDULENT EVICTION, DIMITRI A. SAYEGH, THE PETITIONER WHO FILED A FRAUDULENT ORDER OF ORDER OF PROTECTION, AND A MALICIOUS, RIDICULOUS COMPLAINT BY MADJ G. KHOURY, THE FRAUDULENT, FABRICATED NAME OF A PERSON WHO DOES NOT EXIST, THE NAME OF THE STRAW BUYER WHO WAS REPORTED BY DUPAGE COUNTY AS THE OWNER PURSUANT TO THE FRAUDULENT DUPAGE COUNTY FORECLOSURE OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE, A CRIMINAL COMPLAINT BY MADJ G. KHOURY, A PERSON WHO DOES NOT EXIST, FILED WITH THE DUPAGE COUNTY STATE’S ATTORNEY FOR “DOMESTIC VIOLENCE” A NON-EXISTENT PERSON WHO IS NOT AND NEVER WAS A MEMBER OF THE IMMEDIATE OR DISTANT PINTARO FAMILY, MADJ G. KHOURY, A FABRICATED NAME BY DUPAGE COUNTY, WHO IS NOT NOR EVER WAS A MEMBER OR OCCUPANT OF THE PINTARO HOUSEHOLD.
PETER C. POWERS AND ROSEMARY POWERS HAVE ALLEGEDLY EVADED AND LAUNDERED BUSINESS REVENUES FROM THEIR RETAIL BUSINESSES LOCATED AT 600 WEST 35TH STREET, CHICAGO, IL, KNOWN AS GRANDSTANDSOX, LTD., AND HAVE ADDITIONALLY EVADED AND LAUNDERED CASH FROM THEIR COMMERCIAL RENTALS, FOR THE PAST DECADES THROUGH CASH REAL ESTATE PURCHASES BROKERED THROUGH COLDWELL BANKER R.E. OFFICES LOCATED IN DUPAGE COUNTY WHERE PETER C. POWERS AND HIS DAUGHTER ROSE MARTH WERE LICENSED REAL ESTATE BROKERS IN THE PAST.
DUPAGE COUNTY ELECTIONS
NOVEMBER 5, 2024
IF YOU LIVE IN DUPAGE COUNTY AND YOU DON'T WANT TO LOSE SIX YEARS OF YOUR LIFE AND MORE, YOU MAY WANT TO CONSIDER WHO YOU VOTE FOR IN DUPAGE COUNTY
DUPAGE COUNTY FRAUD
DEPARTMENT OF JUSTICE OFFICIALS ARE COMPLICIT AND PARTY TO THIS CONSPIRACY TO DEFRAUD JEROME A. PINTARO AND MARILYN PINTARO. JEROME A. PINTARO REPORTED THIS CONSPIRACY TO DEFRAUD AT LEAST A HALF DOZEN TIMES TO THE DOJ AND WAS TOLD BY DOJ OFFICIALS THAT THE DOJ IS NOT A POLICING AGENCY, THE DOJ DID NOT HAVE JURISDICTION OVER FORECLOSURE FRAUD, AND THAT JEROME A. PINTARO AND MARILYN PINTARO AND WAS TOLD TO CONTACT THE FBI WHICH DOES HAVE JURISDICTION.
FEDERAL BUREAU OF INVESTIGATION OFFICIALS ARE COMPLICIT AND PARTY TO THIS CONSPIRACY TO DEFRAUD JEROME A. PINTARO AND MARILYN PINTARO. JEROME A. PINTARO AND MARILYN PINTARO ATTEMPTED TO SPEAK TO AN FBI AGENT AT THE FBI MAIN ROOSEVELT RD CHICAGO LOCATION MORE THAN A DOZEN TIMES AND WERE REFUSED ENTRY TO THE BUILDING AND MEETING WITH AN FBI AGENT.
PETER C. POWERS’ ATTORNEY AND BUSINESS PARTNER IS RELATED TO AN FBI AGENT
COLDWELL BANKER, A BRAND OF ANYWHERE R.E., RYAN M. SCHNEIDER, CEO OF ANYWHERE R.E., VICTOR CIARDELLI CEO OF GUARANTEED RATE MORTGAGE AND PARTNER WITH RYAN M. SCHNEIDER IN GUARANTEED RATE AFFINITY, PETER C. POWERS, ROSEMARY POWERS AND OTHERS ARE CONSPIRATORS IN A CRIMINAL CONSPIRACY TO DEFRAUD AND STEAL JEROME A. PINTARO’S AND MARILYN PINTARO’S HOME LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523
DUPAGE COUNTY PROPERTY TAX RECORDS CLEARLY INDICATE UNDER THE “PROPERTY TRANSFER HISTORY’ TAB AND THE “CONVEYANCE HISTORY” TAB, THAT THE PINTARO’S OAK BROOK RESIDENCE WAS FRAUDULENTLY REPORTED TO HAVE BEEN SOLD AT A FRAUDULENT FORECLOSURE AUCTION BY THE DUPAGE COUNTY SHERIFF, CONVEYANCE OF WHICH WAS CONFERRED BY AN “EXECUTOR’S DEED” NOT THE DUPAGE COUNTY REQUIRED SHERIFF’S FORECLOSURE DEED.
https://propertylookup.dupagecounty.gov/datalets/datalet.aspx?mode=tax_all&sIndex=0&idx=1&LMparent=20
(SEARCH BY PARCEL NUMBER (PIN) 06-34-201-011
WHAT IS AN EXECUTOR'S DEED?
WHEN A PERSON DIES TESTATE (WITH A WILL), AN EXECUTOR’S DEED IS USED TO TRANSFER THE DECEASED’S REAL PROPERTY TO THE PERSON OR PEOPLE INDICATED IN THE WILL. REAL PROPERTY REFERS TO THE LAND AND ANYTHING ATTACHED TO IT. IF THE DECEASED PERSON (DECEDENT) PASSES AWAY WITHOUT A WILL, AN ADMINISTRATIVE DEED WOULD BE USED IN PLACE OF AN EXECUTOR’S DEED.
AN EXECUTOR'S DEED IS A SPECIAL DOCUMENT USED BY THE EXECUTOR OF A DECEDENT'S ESTATE TO TRANSFER REAL PROPERTY OUT OF THAT ESTATE. THIS DOCUMENT MUST MEET THE SAME FORM AND CONTENT STANDARDS AS SO-CALLED "REGULAR" WARRANTY OR QUITCLAIM DEEDS, AND INCORPORATE ADDITIONAL INFORMATION RELATED TO THE SPECIFIC TRANSACTION. THE DETAILS MAY VARY BASED ON THE SITUATION, BUT TYPICALLY INCLUDE FACTS ABOUT THE DECEDENT AND THE NATURE OF THE PROBATE CASE. 765 ILCS 5/12)
AN EXECUTOR’S DEED IS NOT THE LEGAL CONVEYANCE INSTRUMENT THAT THE SHERIFF OF DUPAGE COUNTY WOULD USE TO CONVEY THE PINTARO’S PRINCIPAL OAK BROOK RESIDENCE WHICH WAS FRAUDULENTLY REPORTED TO HAVE SOLD AT A DUPAGE COUNTY SHERIFF’S FORECLOSURE SALE TO THE HOLDER OF THE CERTIFICATE OF SALE, IN THIS CASE, DIMITRI A. SAYEGH.
MAJD G. KHOURY WAS NOT THE PERSON ON THE FRAUDULENT DUPAGE COUNTY SHERIFF’S CERTIFICATE OF SALE REPORTED BY THE DUPAGE COUNTY SHERIFF PURSUANT TO THE FRAUDULENTLY REPORTED SALE OF THE PINTARO’S PRINCIPAL OAK BROOK RESIDENCE.
THE HOLDER OF THE FRAUDULENT CERTIFICATE OF SALE WAS NOT MAJD G. KHOURY, IT WAS DIMITRI A. SAYEGH.
DIMITRI A. SAYEGH WAS NOT THE GRANTEE ON THE DUPAGE COUNTY FRAUDULENT SHERIFF’S DEED, IT WAS A FRAUDULENT MAJD G. KHOURY, A FRAUDULENT NON-PERSON STRAW BUYER.
DUPAGE COUNTY PROPERTY RECORDS INDICATE THE 2022 REAL ESTATE PROPERTY TAX FOR THE PINTARO’S OAK BROOK RESIDENCE WAS PAID BY A MAJD G. KHOURY IN 2023, DIFFICULT TO ACHIEVE IF MAJD G. KHOURY DOES NOT EXIST OTHER THAN BY A FRAUDULENT NAME. MORE FRAUD BY THE DUPAGE COUNTY GOVERNMENT AND THE RECORDER OF DEEDS, TAX COLLECTOR, ETC., EVERYTHING DUPAGE.
GWEN HENRY, DUPAGE COUNTY TREASURER, REFUSED TO ACCEPT A REAL PERSON, JEROME A. PINTARO’S PAYMENT FOR THE 2022 TAXES ON MAY 2, 2023.
https://propertylookup.dupagecounty.gov/datalets/datalet.aspx?mode=tax_all&sIndex=0&idx=1&LMparent=20
(SEARCH BY PARCEL NUMBER (PIN) 06-34-201-011
MAJD G. KHOURY DOES NOT EXIST AND IS SOLELY A NAME BEING USED AS A FRAUDULENT STRAW BUYER IN A DUPAGE COUNTY CONSPRIRACY TO ENCUMBER AND STEAL JEROME A. PIINTARO’S AND MARILYN PINTARO’S OAK BROOK PRINCIPAL RESIDENCE FOR THE FINANCIAL GAIN OF PETER C. POWERS AND ROSEMARY POWERS, AND POSSIBLY OTHERS.
JEROME A. PINTARO AND MARILYN PINTARO WERE SOLE, PRIMARY BENEFICIARIES OF A CHICAGO TITLE & TRUST LAND TRUST WITH CONTINGENT BENEFICIARIES PRIOR TO THE FILING A FRAUDULENT LIS PENDENS FILED IN APRIL, 2020, AND THE SUBSEQUENT FABRICATED DUPAGE COUNTY FORCLOSURE SALE.
THE IMPLICATION THAT THE DUPAGE COUNTY RECORDS CLEARLY INDICATE THAT THE CONVEYANCE INSTRUMENT CONFERRING INTEREST IN THE PINTARO’S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE PURSUANT TO A FRAUDULENT, DUPAGE COUNTY FABRICATED FORECLOSURE SALE BY MEANS OF AN EXECUTOR’S DEED AND NOT A DUPAGE COUNTY SHERIFF’S DEED, PURSUANT TO THE AFOREMENTIONED, FABRICATED FORECLOSURE COMPLAINT, IMPLIES THAT JEROME A. PINTARO AND MARILYN PINTARO ARE CURRENTLY DEAD, AND AS SUCH AN EXECUTOR’S DEED WOULD BE REQUIED TO CONVEY OWNERSHIP TO THE PINTARO’S HEIRS, THEIR DAUGHTER, OR THEIR SONS, OR ANY OTHER CRIMINAL PERSON OR ENTITY JUST LIKE DUPAGE COUNTY DID WITH THE FABRICATED FORECLOSURE SALE GRANTEE, THE NON-PERSON, MAJD G. KHOURY, STRAW BUYER.
WHEN A PERSON DIES TESTATE (WITH A WILL), AN EXECUTOR’S DEED IS USED TO TRANSFER THE DECEASED’S REAL PROPERTY TO THE PERSON OR PEOPLE INDICATED IN THE WILL. REAL PROPERTY REFERS TO THE LAND AND ANYTHING ATTACHED TO IT. IF THE DECEASED PERSON (DECEDENT) PASSES AWAY WITHOUT A WILL, AN ADMINISTRATIVE DEED WOULD BE USED IN PLACE OF AN EXECUTOR’S DEED.
DUPAGE COUNTY RECORDS AS FRAUDULENTLY REPORTED AND PUBLISHED, SUGGEST THAT JEROME A. PINTARO’S AND MARILYN PINTARO’S HOME WAS CONVEYED TO ONE OR MORE OF THEIR HEIRS USING AN EXECUTOR’S DEED AS THE CONVEYING INSTRUMENT BY DUPAGE COUNTY OFFICIAL CRIMINALS PARTY TO A CONSPIRACY TO DEFRAUD. BECAUSE NOBODY WOULD BE AWARE OF THE CONTENTS OF THE LAND TRUST AGREEMENT, AND BECAUSE THE LAND TRUST AGREEMENT WOULD NOT FOLLOW THE PRIVACY OF THE LAND TRUST, SUCH A CONVEYANCE WOULD FRAUDULENTLY RESULT IN THE THEFT OF JEROME A. PINTARO’S AND MARILYN PINTARO’S PRINCIPAL OAK BROOK RESIDENCE AS IT HAS.
https://propertylookup.dupagecounty.gov/datalets/datalet.aspx?mode=tax_all&sIndex=0&idx=1&LMparent=20
(SEARCH BY PARCEL NUMBER (PIN) 06-34-201-011
PETER C. POWERS AND ROSEMARY POWERS ARE GUILTY OF FEDERAL AND STATE OF ILLINOIS INCOME TAX EVASION
PETER C. POWERS IS GUILTY OF FEDERAL AND STATE EMPLOYMENT TAX FRAUD
PETER C. POWERS HAS DECADES LONG HISTORY OF PAYING HIS EMPLOYEES IN "CASH" TO ELIMINATE HAVING TO PAY ANY FICA TAXES WHICH AMOUNTS TO STEALING FROM HIS EMPLOYEES FUTURE RETIREMENT BENEFITS AND STEALING FROM THE SOCIAL SECURITY FUND!
THIS LAW MANDATES THAT EMPLOYERS WITHHOLD TAXES FROM EMPLOYEES PAY AND MAKE MATCHING CONTRIBUTIONS TO FUND THE SOCIAL SECURITY AND MEDICARE PROGRAMS.
https://money.usnews.com/money/retirement/social-security/articles/what-is-the-fica-tax
PETER C. POWERS AND ROSEMARY POWERS DON’T PAY THEIR PROPERTY TAXES!
https://www.cookcountypropertyinfo.com/pinresults.aspx
PETER C. POWERS AND ROSEMARY POWERS ARE STEALING U.S. SENIOR CITIZENS’ SOCIAL SECURITY RETIREMENT FUNDS
THE NUMBER OF AMERICANS AGE 60 AND OLDER INCREASED BY 34% FROM 55.7 MILLION TO 74.6 MILLION. IN 2019, 30 MILLION WOMEN AND 24.1 MILLION MEN WERE AGE 65 AND OLDER. THAT'S 125 WOMEN FOR EVERY 100 MEN. AT AGE 85 AND OLDER, THIS RATIO INCREASED TO 178 WOMEN FOR EVERY 100 MEN.
JEROME A. PINTARO HAS BEEN DESIGNATED AS “UNDESIRABLE” BY THE VILLAGE OF OAK BROOK AND ITS POLICE DEPARTMENT
JEROME A. PINTARO BANNED FROM THE VILLAGE OF OAK BROOK BY ORDER OF THE MAYOR OF OAK BROOK, THE OAK BROOK VILLAGE MANAGER, THE OAK BROOK TRUSTEES, AND ALL KEY OAK BROOK PERSONNEL
OAK BROOK STANDING POLICE ORDER THROUGHOUT THE VILLAGE OF OAK BROOK, JEROME A. PINTARO WHO WAS DESIGNATED BY THE VILLAGE OF OAK BROOK POLICE DEPARTMENT AND ALL VILLAGE OF OAK BROOK OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED WILL BE ARRESTED AND INCARCERATED BY THE VILLAGE OF OAK BROOK POLICE IF JEROME A. PINTARO SETS FOOT ON ANY PUBLIC OAK BROOK PROPERTY INCLUDING ALL OAK BROOK PARKS, PARK FACILITIES, ANYTHING AND EVERYTHING THAT THE VILLAGE OF OAK BROOK IS OWNER OF RECORD.
ON SUNDAY, APRIL 20, 2024 AT 3:40 PM, JEROME A. PINTARO AND MARILYN PINTARO BOTH OF WHOM HAVE CURRENT OAK BROOK LIBRARY CARDS FOR THE PAST FORTY YEARS HAD JUST ARRIVED AT THE OAK BROOK PUBLIC LIBRARY. WHILE JEROME A. PINTARO WAS IN THE PROCESS OF LOGGING ONTO A LIBRARY COMPUTER, THREE OAK BROOK POLICE OFFICERS, TIMOTHY WALSH, VICTOR GADJANSKI, AND MICHAEL ADDISON WHO PREVIOUSLY ARRESTED JEROME A. PINTARO ON FEBRUARY 10, 2024 AFTER JEROME A. PINTARO AND MARILYN PINTARO HAD CALLED THE OAK BROOK POLICE FOR ASSISTANCE, ENTERED THE OAK BROOK LIBRARY AND TOLD JEROME A. PINTARO HE HAD TO LEAVE THE OAK BROOK PUBLIC LIBRARY IMMEDIATELY OR HE WOULD BE ARRESTED FOR TRESPASSING ON VILLAGE OF OAK BROOK PUBLIC PROPERTY. THE THREE OAK BROOK POLICE OFFICERS STATED THAT THE MANAGEMENT OF THE OAK BROOK PUBLIC LIBRARY CALLED THE OAK BROOK POLICE AND ASKED THEM TO REMOVE JEROME A. PINTARO FROM THE LIBRARY BUILDING BECAUSE LIBRARY MANAGEMENT AND OAK BROOK PUBLIC OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED CONSIDERED JEROME A. PINTARO TO BE AN “UNDESIRABLE.” THE THREE OAK BROOK POLICE OFFICERS ASKED JEROME A. PINTARO WITHOUT ANY PROBABLE CAUSE OR ACTIVITY OTHER THAN LEGALLY USING THE OAK BROOK LIBRARY, IF HE HAD ANY WEAPONS ON HIS PERSON AND THEN COMMANDED THAT JEROME A. PINTARO STAND UP TO BE SEARCHED IN THE MIDDLE OF THE OAK BROOK PUBLIC LIBRARY IN THE PRESENCE OF ALL PERSONS IN THE LIBRARY. AFTER THE BODY SEARCH WAS CONDUCTED IN THE OAK BROOK PUBLIC LIBRARY, JEROME A. PINTARO WAS PHYSICALLY REMOVED FROM THE OAK BROOK PUBLIC LIBRARY BY THE THREE OAK BROOK POLICE OFFICERS, TIMOTHY WALSH, VICTOR GADJANSKI, AND MICHAEL ADDISON. OUTSIDE THE FRONT OF THE LIBRARY WERE THREE MORE OAK BROOK POLICE OFFICERS, OFFICER PAUL PLINSKE ALONG WITH OFFICER MICHAEL ADDISON WHO BOTH PREVIOUSLY ARRESTED JEROME A. PINTARO ON FEBRUARY 10, 2024, ANOTHER UNKNOWN POLICE OFFICER, AN UNKNOWN SUPERVISORY POLICE OFFICER OUTSIDE OF THE LIBRARY SITTING IN HIS UNMARKED POLICE CAR, “ASSISTING” THE FIVE OTHER OAK BROOK POLICE OFFICERS WHO ESCORTED JEROME A. PINTARO OUT OF THE LIBRARY. JEROME A. PINTARO AND MARILYN PINTARO ASKED WHAT THEY HAD DONE TO DESERVE SUCH MALICIOUS AND AGREGIOUS TREATMENT BY THE OAK BROOK POLICE DEPARTMENT AND BY THE VILLAGE OF OAK BROOK, WHERE JEROME A. PINTARO HAD RESIDED FOR THE PAST FORTY EARS. THE POLICE EMPHATICALLY STATED THAT THE WHOLE VILLAGE OF OAK BROOK INCLUDING ALL ELECTED, APPOINTED, AND EMPLOYED OAK BROOK PERSONNEL HAD FIRMLY AGREED THAT JEROME A. PINTARO WAS AN “UNDESIRABLE” PERSON AND AS SUCH WAS OFFICIALLY BANNED BY THE VILLAGE OF OAK BROOK FROM ENTERING ANY AND ALL VILLAGE PROPERTY. OFFICER PAUL PLINSKE WHO WITH OFFICER MICHAEL ADDISON HAD PREVIOUSLY ARRESTED JEROME A. PINTARO ON FEBRUARY 10, 2024, PRESENT AT THE TIME, TOLD JEROME A. PINTARO TO IMMEDIATELY GET OFF THE VILLAGE’S LIBRARY PROPERTY OR JEROME A. PINTARO WOULD BE ARRESTED AND INCARCERATED.
VILLAGE OF LISLE PUBLIC LIBRARY
JEROME A. PINTARO’S VEHICLE INTENTIONALLY TAMPERED WITH AND MECHANICALLY IMPAIRED AT THE VILLAGE OF LISLE PUBLIC LIBRARY PARKING LOT ON MONDAY, APRIL 22, 2024 BETWEEN THE HOURS OF 7 PM AND 8:30 PM
DUPAGE COUNTY GOVERNMENT IS TRYING TO KILL ME!
DUPAGE THE COUNTY SHERIFF POLICE, THE OAK BROOK POLICE, AND THE WESTMONT POLICE HAVE ARRESTED ME THREE TIMES. AFTER HAVING NEVER BEEN STOPPED BY THE POLICE OR CITED FOR ANY VIOLATIONS FOR THE PAST NEARLY FORTY YEARS, BEING STOPPED OR FOLLOWED BY THE POLICE IS NEARLY A DAILY ROUTINE TO INTIMIDATE ME AND VIOLATE MY 1ST AMENDMENT RIGHT TO FREEDOM OF SPEECH!
THE OAK BROOK POLICE AND THE DUPAGE COUNTY SHERIFF POLICE HAD TO RUSH ME TO NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL TWICE AFTER BEING ARRESTED BECAUSE OF MY ELEVATED BLOOD PRESSURE DUE TO DUPAGE COUNTY LOCKING ME UP IN A JAIL CELL FOR AS LONG AS TWO DAYS. NOW THAT THEY ARE AWARE THAT MY BLOOD PRESSURE SKYROCKETS EVERYTIME THEY ARREST AND LOCK ME UP, THEY ARE GOING TO CONTINUE TO ARREST ME AND LOCK ME UP UNTIL IT EVENTUALLY KILLS ME!
DUPAGE COUNTY GOVERNMENT WANTS TO KEEP OUR HOME THAT THEY HAVE ILLEGALLY AND FRAUDULENTLY STOLEN FROM US - THEY WANT THE MONEY, DUPAGE COUNTY GOVERNMENT OFFICIALS FROM THE DUPAGE COUNTY STATE'S ATTORNEY'S OFFICE DOWN TO THE SITTING JUDGES HAVE CONSPIRED WITH OTHER GOVERNMENT ACTORS, SOME RELATED TO ME, TO KILL ME IF THEY HAVE TO, TO STEAL OUR HOME, OUR PERSONAL PROPERTY, AND OUR LIFE SAVINGS FROM MY WIFE MARILYN AND I.
DUPAGE COUNTY GOVERNMENT AND THEIR GOVERNMENT ACTORS HAVE SABOTAGED OUR PRO-SE DEFENSE FOR THE PAST NEARLY SIX YEARS
https://www.internetsociety.org/resources/doc/2020/fact-sheet-government-hacking
FIVE LAPTOPS, TWO OF WHICH WERE NEWLY PURCHASED WERE HACKED INTO AND PERMANENTLY DISABLED WHILE MY WIFE AND I WERE LIVING AT THE TOWNE PLACE SUITES BY MARRIOTT AT 455 E. 22nd ST., LOMBARD, IL, USING MARRIOTT'S PUBLIC WIFI AND PACE SYSTEMS, INC's GOOGLE WORKSPACE ORGANIZATION, A COMPANY I WAS PREVIOUSLY ASSOCIATED, REBEKKA BURTON IS THE MANAGER OF THE HOTEL
ALL OUR PHONES WITH T-MOBILE CELL PHONE SERVICE HAVE BEEN HACKED INTO AND ALSO SABOTAGED AND TRACKED
OUR VEHICLES HAVE BEEN TRACKED BY THE PROPRIETARY MANUFACTURER'S GPS ONBOARD SYSTEM - WHEN I DISCONNECTED ONE OF THE VEHICLE'S ONBOARD GPS SYSTEM, A TRACKING DEVICE WAS INSTALLED IN THE VEHICLE IN AN INACCESSIBLE LOCATION WHILE THE VEHICLE WAS BEING SERVICED
MOST RECENTLY, A GPS TRACKING DEVICE WAS ORDERED BY A JUDGE WHILE I WAS INCARCERATED AT THE DUPAGE COUNTY JAIL. THE DEVICE WAS REMOVED AND A NEW DEVICE INSTALLED WHILE I WAS AT THE DUPAGE COUNTY COURTHOUSE, IMMEDIATELY AFTER THE NEW DEVICE WAS INSTALLED, I WAS ARRESTED IN THE DUPAGE COUNTY COURTHOUSE AND THE SECOND DEVICE REMOVED WHILE I WAS INCARCERATED AT THE DUPAGE COUNTY JAIL FOR TWO DAYS. WHEN I WAS RELEASED, THE DUPAGE COUNTY JAIL WOULD NOT RELEASE ME UNTIL ANOTHER GPS TRACKING DEVICE WAS INSTALLED ON MY ANKLE
ATTEMPTS TO FILE AN APPEAL TO THE UNITED STATES SUPREME COURT HAVE BEEN CONTINUALLY OBSTRUCTED AND DELETED NUMEROUS TIMES FROM OUR COMPUTERS BEFORE I COULD COMPLETE AND FILE THE APPEAL. THE U.S. DISTRICT COURT JUDGE ASSIGNED TO MY APPEAL FOR DEPRIVATION OF CIVIL RIGHTS COMPLAINT, THE DISTRICT COURT JUDGE AND THE CLERK OF THE DISTRICT COURT DELETED THE TWENTY FIVE DEFENDANTS, MAINLY ALL DUPAGE COUNTY PUBLIC OFFICIALS, JUDGES, CORRUPT LAWYERS, AND DUPAGE COUNTY GOVERNMENT ACTORS, ONE OF WHICH IS A NAME ONLY, A PERSON WHO DOES NOT EXIST, WERE ALL SUMMARILY DELETED FROM THE COMPLAINT AND THE COURT RECORD AND ALL TWENTY-FIVE DEFENDANTS ON THE ORIGINAL COMPLAINT REPLACED WITH THE NAMES OF TWO PARTIES THAT WERE NOT DEFENDANTS AND WERE NEVER SERVED. WHEN I APPEALED TO THE U.S. 7TH CIRCUIT COURT OF APPEALS, THE THREE JUDGE APPELLATE COURT DENIED THE CASE BASED ON THE SUBSTITUTED NAMED DEFENDANTS THAT WERE NEVER PARTY TO THE CIVIL RIGHTS COMPLAINT. THE NAMES THAT THE U.S. DISTRICT COURT CLERK FRAUDULENTLY REPLACED DELETING THE TWENTY-FIVE ORIGINAL DEFENDANTS THAT WERE FILED TO THE U.S. DISTRICT COURT, WERE PETER C. POWERS AND ROSEMARY POWERS, THE OWNERS OF THE GRANDSTAND LTD, 600 WEST 35th ST, CHICAGO, ILLINOIS WHO HAVE EVADED FEDERAL INCOME TAXES AND STATE OF ILLINOIS INCOME AND SALES TAXES ON AS MUCH AS $5M OF BUSINESS REVENUES SINCE 2005
AT LEAST 18 DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT SITTING JUDGES, THE DUPAGE COUNTY CLERK OF THE CIRCUIT COURT, TWO UNITED STATES SITTING DISTRICT JUDGES FROM THE NORTHERN DISTRICT OF ILLINOIS, ONE OF WHICH WITHDREW FROM THE CASE PRIOR TO MAKING ANY DECISIONS, THE OTHER OF WHICH CONCEALED HIS UNOFFICIAL AND ILLEGAL DELEGATION OF HIS ASSIGNMENT TO AN IMPOSTER UNKNOWN WHO FRAUDULENTLY MISREPRESENTED THAT HE WAS THE ASSIGNED JUDGE, THE CLERK OF BOTH THE UNITED STATES DISTRICT COURT, NORTHERN DISTRICT OF ILLINOIS AS WELL AS THE 7TH CIRCUIT COURT OF APPEALS, AND THREE JUDGES FROM THE 7TH CIRCUIT COURT OF APPEALS, ALLIED THEIR JUDICIAL POSITIONS TO UNJUSTLY, FRAUDULENTLY, ILLEGALLY, AND MALICIOUSLY ACCOMMODATE PETER C. POWERS AND ROSEMARY POWERS
PETER C. POWERS IS GUILTY OF FEDERAL INCOME TAX EVASION
PETER C. POWERS IS GUILTY OF STATE OF ILLINOIS INCOME TAX EVASION
PETER C. POWERS IS GUILTY OF FEDERAL AND STATE EMPLOYMENT TAX FRAUD
PETER C. POWERS HAS DECADES LONG HISTORY OF PAYING HIS EMPLOYEES IN "CASH" TO ELIMINATE HAVING TO PAY ANY FICA TAXES WHICH AMOUNTS TO STEALING FROM HIS EMPLOYEES FUTURE RETIREMENT BENEFITS AND STEALING FROM THE SOCIAL SECURITY FUND!
THIS LAW MANDATES THAT EMPLOYERS WITHHOLD TAXES FROM EMPLOYEES PAY AND MAKE MATCHING CONTRIBUTIONS TO FUND THE SOCIAL SECURITY AND MEDICARE PROGRAMS.
https://money.usnews.com/money/retirement/social-security/articles/what-is-the-fica-tax
WILL SOCIAL SECURITY STILL BE AROUND WHEN I RETIRE? THE SOCIAL SECURITY TAXES YOU NOW PAY GO INTO THE SOCIAL SECURITY TRUST FUNDS AND ARE USED TO PAY BENEFITS TO CURRENT BENEFICIARIES. THE SOCIAL SECURITY BOARD OF TRUSTEES NOW ESTIMATES THAT BASED ON CURRENT LAW, IN 2041, THE TRUST FUNDS WILL BE DEPLETED
PETER C. POWERS IS GUILTY OF ILLINOIS SALES TAX FRAUD
PETER C. POWERS IS GUILTY OF FEDERAL AND STATE OF ILLINOIS BANK FRAUD
PETER C. POWERS IS GUILTY OF FEDERAL AND STATE OF ILLINOIS FORECLOSURE FRAUD
NOT PAYING FEDERAL AND STATE OF ILLINOIS TAXES PAYS OFF BIG!
WANT TO SEE WHAT PETER C. POWERS' EVADED FEDERAL AND STATE INCOME TAXES AND ILLINOIS SALES TAXES THAT YOU CONTRIBUTED WITH YOUR RETAIL PURCHASES MADE AT THE GRANDSTAND LTD. BOUGHT POWERS & COMPANY OVER THE PAST TWENTY YEARS, EVADED SALES TAX PAYMENTS TO THE STATE OF ILLINOIS THAT PETER C. POWERS EVADED PAYMENTS OF?
DRIVE EAST ON 35th STREET FROM LOWE AVENUE TO NORMAL AVENUE, NORTH SIDE OF THE STREET, THE MAJORITY OF THAT REAL ESTATE BELONGS TO PETER C. POWERS
WITHIN THE PAST 5 +/- YEARS, PETER C. POWERS AND ROSEMARY POWERS, OF BURR RIDGE, ILLINOIS ALLEGEDLY FILED FOR BANKRUPTCY PROTECTION
PETER C. POWERS DOESN'T PAY HIS REAL ESTATE PROPERTY TAXES EITHER!
https://flipbooks.fleepit.com/f-53877-petercpowersretaxes
COLDWELL BANKER ALLEGEDLY ASSISTED PETER C. POWER IN MONEY LAUNDERING SCAM WITH THE CASH PURCHASES OF TWO CARRIAGE WAY CONDOMINIUMS IN BURR RIDGE, ILLINOIS FOR HIS DAUGHTERS
SEVERAL YEARS AGO PETER C. POWERS ALLEGEDLY LAUNDERED UNTAXED CASH FOR THE PURCHASE OF TWO CONDOMINIUM UNITS LOCATED IN THE CARRIAGE WAY CONDOMINIUM NEIGHBORHOOD IN BURR RIDGE, ILLINOIS. PETER C. POWERS INDICATED THAT RICHARD COAN, A COLDWELL BANKER BROKER AT THE TIME WAS PARTY TO THIS COLDWELL BANKER BROKERAGE TRANSACTION. THE CONDOMINIUMS WERE PURCHASED FROM COLDWELL BANKER RESIDENTIAL IN THE NAMES OF PETER C. POWERS' TWO DAUGHTERS, STEPHANIE POWERS (NOW KNOWN AS STEPHANIE GANAL) AND ROSE POWERS (NOW KNOWN AS ROSE MARTH.) ROSE POWERS (NOW KNOWN AS ROSE MARTH), A CURRENT ILLINOIS LICENSED REAL ESTATE BROKER, WAS A PARTNER WITH PAULA CIARDELLI ON A REAL ESTATE TEAM WITH D’APRILE REAL ESTATE LOCATED IN HINSDALE, ILLINOIS. PAULA CIARDELLI IS ALLEGEDLY RELATED TO VICTOR CIARDELLI, CEO OF GUARANTEE RATE MORTGAGE, A COMPANY FOR WHICH WHITE SOX PARK IS NAMED AFTER. VICTOR CIARDELLI IS PARTNERS WITH RYAN M. SCHNEIDER, THE FORMER PRESIDENT OF CAPITAL ONE FINANCIAL CORPORATION AND CAPITAL ONE BANK N.A., AND SUBSEQUENTLY THE FORMER CEO OF REALOGY, NOW KNOWN AS ANYWHERE R.E., THE HOLDING COMPANY OF COLDWELL BANKER RESIDENTIAL LOCATED IN HINSDALE. ANYWHERE R.E. UNDER THE LEADERSHIP OF RYAN M. SCHNEIDER AND VICTOR CIARDELLI, CEO OF GUARANTEE RATE MORTGAGE ARE PARTNERS IN GUARANTEE RATE AFFINITY, A HOLDING OF ANYWHERE R.E. PETER C. POWERS, ROSE POWERS (NOW KNOWN AS ROSE MARTH), AND PAULA CIARDELLI WERE ALL LICENSED AT SOME TIME WITH COLDWELL BANKER RESIDENTIAL.
ROSEMARY POWERS AND ROSE (POWERS) MARTH WERE THE PRIMARY KEEPERS OF THE FINANCIAL BOOKS FOR THE GRANDSTAND LTD, 600 WEST 35th ST., CHICAGO, IL, 60616, OWNED BY PETER C. POWERS AND ROSEMARY POWER
ROSE MARTH AND PAULA CIARDELLI, BOTH ILLINOIS LICENSED REAL ESTATE BROKERS, WERE PARTNERS ON A REAL ESTATE BROKERAGE TEAM WITH D’APRILE PROPERTIES LOCATED IN HINSDALE, ILLINOIS
PAULA CIARDELLI IS ALLEGEDLY RELATED TO VICTOR CIARDELLI, CEO OF GUARANTEED RATE MORTGAGE COMPANY FOR WHICH THE WHITE SOX FIELD IS NAMED
VICTOR CIARDELLI, CEO OF GUARANTEED RATE MORTGAGE, AND RYAN M. SCHNEIDER ARE ALLEGED PARTNERS IN GUARANTEED RATE AFFINITY, GUARANTEED RATE AFFINITY IS A PARTNERSHIP BETWEEN ANYWHERE R.E., INC., FORMERLY KNOWN AS REALOGY, AND GUARANTEED RATE
THE FLORIDA HOMESTEAD LAW MAKES PURCHASING A PRIMARY RESIDENCE EXCEPTIONALLY ATTRACTIVE AS IT PROTECTS A FLORIDA RESIDENT'S PRIMARY HOME FROM A JUDGMENT CREDITOR. THIS MEANS THAT, SHOULD YOU HAVE A RECORDED JUDGMENT AGAINST YOU, THAT JUDGMENT CANNOT ATTACH TO OR BECOME A LIEN ON YOUR HOMESTEAD
ANYWHERE R.E. INC., IS A FRANCHISER OF REAL ESTATE BRANDS INCLUDING COLDWELL BANKER, SOTHEBY’S INTERNATIONAL REALTY, AND BETTER HOMES AND GARDENS, ALL OF WHICH ARE LOCATED IN HINSDALE, ILLINOIS
RYAN M. SCHNEIDER BECAME ANYWHERE REAL ESTATE INC.'S CHIEF EXECUTIVE OFFICER EFFECTIVE DECEMBER 31, 2017 AND IS A MEMBER OF THE BOARD OF DIRECTORS. HE JOINED THE COMPANY AS PRESIDENT AND CHIEF OPERATING OFFICER IN OCTOBER 2017 AFTER NEARLY 15 YEARS OF SENIOR LEADERSHIP EXPERIENCE AT CAPITAL ONE FINANCIAL CORPORATION
RYAN M. SCHNEIDER WAS PRESIDENT OF CAPITAL ONE FINANCIAL CORPORATION AT THE TIME THAT CAPITAL ONE FINANCIAL CORPORATION ACQUIRED ING DIRECT PRIOR TO RYAN M. SCHNEIDER BECOMING CEO OF REALOGY ON DECEMBER 31, 2017, NOW KNOWN AS ANYWHERE R.E. CORP.
MCLEAN, VA., FEB. 17, 2012 /PRNEWSWIRE/ -- CAPITAL ONE FINANCIAL CORPORATION (NYSE: COF) ANNOUNCED THAT IT HAD COMPLETED ITS ACQUISITION OF THE ING DIRECT BUSINESS IN THE UNITED STATES FROM ING GROEP FOR $6.3 BILLION IN CASH AND APPROXIMATELY 54 MILLION CAPITAL ONE SHARES, REPRESENTING A 9.7 PERCENT OWNERSHIP STAKE
CAPITAL ONE BANK, N.A., A WHOLLY OWNED BANK HOLDING OF CAPITAL ONE FINANCIAL CORPORATION, WHILE UNDER THE LEADERSHIP AND PRESIDENCY OF RYAN M. SCHNEIDER, CAPITAL ONE BANK, N.A., FRAUDULENTLY COLLECTED APPROXIMATELY $600,000 IN MORTGAGE PAYMENTS WHICH CAPITAL ONE BANK, N.A. WAS NOT LEGALLY ENTITLED TO, FROM JEROME A. PINTARO WHILE RYAN M. SCHNEIDER WAS PRESIDENT OF CAPITAL ONE FINANCIAL CORPORATION, PETER C. POWERS, AND OTHERS, WHO WILL REMAIN NAMELESS AT THIS TIME, WERE ALLEGEDLY PARTY TO THIS BANK FRAUD.
BARCHART.COM TECHNICAL OPINION RATING AND PRICE OVERVIEW OF ANYWHERE R.E. THE HOLDER OF THE COLDWELL BANKER BRAND WITH LEADERSHIP BY RYAN M. SCHNEIDER INDICATES A 72% SELL WITH A STRENGTHENING SHORT-TERM OUTLOOK ON MAINTAINING THE CURRENT DIRECTION, LONG TERM INDICATORS FULLY SUPPORTING A CONTINUATION OF THE TREND
https://www.barchart.com/stocks/quotes/HOUS/overview
https://www.barchart.com/story/news/25733670/anywhere-real-estate-nysehous-misses-q1-sales-targets
https://www.barchart.com/story/news/25698396/anywhere-real-estate-earnings-what-to-look-for-from-hous
https://www.benzinga.com/sec/insider-trades/0001420501/ryan-m-schneider
IN APRIL, 2020, A FRAUDULENT FORECLOSURE ACTION WAS FILED IN DUPAGE COUNTY, CASE NO. 2020CH000378, PLAINTIFF: CSMC 2018-SP3 TRUST, A TRUST FILED WITH NO TRUSTEE v. JEROME A. PINTARO & MARILYN PINTARO. THE PROPERTY, LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523
https://flipbooks.fleepit.com/f-53068-gps_contract
https://flipbooks.fleepit.com/f-53069-westmont_arrest
https://flipbooks.fleepit.com/f-53070-2024dv000299
https://flipbooks.fleepit.com/f-53071-gps_tracker
https://flipbooks.fleepit.com/f-53072-release
https://flipbooks.fleepit.com/f-53073-bench_warrant
https://flipbooks.fleepit.com/f-53075-northwestern_medicine
https://flipbooks.fleepit.com/f-53588-2018001177
https://flipbooks.fleepit.com/f-53589-2018001177_2
https://flipbooks.fleepit.com/f-53592-2020ch000378
https://flipbooks.fleepit.com/f-53593-2020ch000378_2
https://flipbooks.fleepit.com/f-53594-2020ch000378_3
https://flipbooks.fleepit.com/f-53595-2022cm001855_pdf
https://flipbooks.fleepit.com/f-53596-2022cm001855_2_pdf
https://flipbooks.fleepit.com/f-53598-2022cm001855_3_pdf
https://flipbooks.fleepit.com/f-53599-2023op000074_pdf
https://flipbooks.fleepit.com/f-53600-2024dv000186_2_pdf
https://flipbooks.fleepit.com/f-53601-2024dv000186_pdf
https://flipbooks.fleepit.com/f-53602-2024dv000299_pdf
https://flipbooks.fleepit.com/f-53603-2024dv000299_2_pdf
https://flipbooks.fleepit.com/f-53604-2024tr010477_pdf
https://flipbooks.fleepit.com/f-53605-2024tr010477_2
https://flipbooks.fleepit.com/f-53538-0299
https://flipbooks.fleepit.com/f-53539-1855
DR. BRIAN J. COLE WAS SOLICITED TO INTENTIONALLY COMMIT MEDICAL MALPRACTICE
BRIAN J. COLE IS AN AMERICAN ORTHOPEDIC SURGEON, PROFESSOR AND CHAIRMAN OF THE DEPARTMENT OF ORTHOPAEDICS AT RUSH UNIVERSITY MEDICAL CENTER IN CHICAGO, AND THE CHAIRMAN OF SURGERY AT OAK PARK HOSPITAL IN OAK PARK, ILLINOIS. HE IS THE MANAGING PARTNER OF MIDWEST ORTHOPAEDICS AT RUSH, A TOP-RANKED ORTHOPAEDIC DEPARTMENT IN THE UNITED STATES
BRIAN J. COLE COMPLETED A ROTATOR CUFF REPAIR ON MY RIGHT ARM AND SHOULDER. BRIAN J. COLE TOLD ME THAT A REPAIR OF THE “MASSIVE” ROTATOR CUFF TEAR WAS A PERMANENT SOLUTION FOR MY ARM AND SHOULDER. THE ROTATOR CUFF REPAIR WAS AN “INSTANT” FAILURE. BRIAN J. COLE REFUSED TO PERFORM A FOLLOW UP MRI FOR A YEAR AFTER THE FAILED SURGERY. WHEN I ASKED WHY I WAS TOLD THAT DOING THE REASON A FOLLOW UP MRI WASN’T COMPLETED WAS BECAUSE OF THE LIABILITY.
WHAT TO DO WHEN YOU’RE ROTATOR CUFF SURGERY FAILS
THE REAL KEY TO DETERMINING WHAT TO DO NEXT DEPENDS ON WHAT IS CAUSING THE PERSISTENT SHOULDER PAIN AND SYMPTOMS. FOR EXAMPLE, WITHOUT A NORMAL HEALTHY ROTATOR CUFF DOING ITS JOB, THE HEAD OF THE HUMERUS STARTS TO MOVE UP PUTTING PRESSURE ON THE SUPRASCAPULAR NERVE. RELIEVING TENSION ON THE NERVE MAY REDUCE PAINFUL SYMPTOMS.
https://eorthopod.com/news/what-to-do-when-your-rotator-cuff-surgery-fails/
MY ROTATOR CUFF TEAR WAS “MASSIVE”
THE INJURY WAS A WORK RELATED INJURY THAT OCCURRED AT PACE SYSTEMS, INC., NEARLY SEVEN YEARS AGO IN NAPERVILLE, IL. I FILED TWO LAWSUITS AGAINST DR. BRIAN J. COLE, AN ILLINOIS WORKMAN’S COMP CLAIM AND A 42 U.S. CODE § 1983 – CIVIL ACTION FOR DEPRIVATION OF RIGHTS. NEITHER WERE EVER RULED UPON AND IN BOTH ACTIONS MY CIVIL RIGHTS AS DEFINED BY THE U.S. CONSTITUTION WERE VIOLATED BY THE ADMINISTRATIVE JUDGE IN THE STATE CLAIM AND THE FEDERAL JUDGE IN THE FEDERAL CLAIM. DR. BRIAN J. COLE NEVER PROVIDED A SINGLE WORD OF SWORN TESTIMONY RELATIVE TO THE STATE AND FEDERAL CLAIMS FILED AGAINST HIM BY ME.
WHAT ARE THE CHANCES A TEAR WILL HEAL WITH SURGERY
THERE HAVE BEEN MANY STUDIES THAT TELL US APPROXIMATE ODDS OF TENDONS HEALING WITH SURGERY DEPEND UPON THE SIZE OF THE TENDON. IT HAS BEEN DEMONSTRATED THAT SMALL FULL THICKNESS TEARS THE SIZE OF A FINGERNAIL (ONE CENTIMETER) (FIGURE 7) HEAL IN A MAJORITY OF CASES, BUT APPROXIMATELY 5% WILL NOT HEAL FOR THE REASONS MENTIONED IN THE DISCUSSION ABOVE. FOR FULL THICKNESS TEARS THAT ARE MODERATE SIZE (ONE TO THREE CENTIMETERS), THE RE-TEAR RATE IS AROUND 20% (FIGURE 8). FOR LARGE TEARS (THREE BY FIVE CENTIMETERS), THE RE-TEAR RATE IS APPROXIMATELY 27% (FIGURE 9). FOR MASSIVE TEARS (WHERE ONE TENDON IS LARGELY OR COMPLETELY GONE OR MORE THAN ONE TENDON IS TORN), THE RE-TEAR RATE IS ANYWHERE FROM 50 TO 90% (FIGURE 10). THE REASON FOR THIS HIGH FAILURE RATE WITH LARGE TO MASSIVE TEARS IS BECAUSE THERE IS A HOLE TOO LARGE TO BE FILLED BY STRETCHING THE REMAINING TENDON, AND THE EDGES OF THE TENDON WILL NOT HOLD THE STITCHES USED IN THE REPAIR OF THE TENDONS.
https://www.hopkinsmedicine.org/health/treatment-tests-and-therapies/failed-rotator-cuff-repairs
EMERGENCY ROOM VISITS ELMHURST HOSPITAL
EMERGENCY ROOM COVER-UP
https://flipbooks.fleepit.com/f-54614-4_10_24
https://flipbooks.fleepit.com/f-54615-4_13_24
INTENTIONAL MEDICAL SABOTAGE BY MEMBERS OF THE MEDICAL PROFESSION, MEDICAL TREATMENT, DIAGNOSIS, AND CARE HAS BEEN USED TO DENY MY U.S.CONSTITUTIONAL RIGHT TO FREE SPEECH
HOW MUCH DAMAGE DID DR. BRIAN J. COLE ACTUALLY DO TO ME!
MY ROTATOR CUFF SURGERY WAS AN IMMEDIATE FAILURE
IT COULDN’T BE VERIFIED BECAUSE DR. BRIAN J. COLE AND HIS STALL REFUSED TO DO A FOLLOW UP MRI
I HAVE LIVED WITH THIS FOR FIVE YEARS
BECAUSE I COULDN’T USE MY DOMINANT RIGHT ARM AND SHOULDER DUE TO THE WEAKNESS AND PAIN, I OVER-RELIED ON MY LEFT SHOULDER AND ARM WHICH CREATED MY LEFT ROTATOR CUFF TO TEAR TWO YEARS AGO
THE PAIN IS EXTREME, TO THE POINT OF PASSING OUT!
I CANNOT LIE ON MY BACK AND LIFT MY HEAD WITHOUT ME LIFTING MY HEAD PLACING MY LEFT HAND AND ARM UNDER MY HEAD AND LIFTING AS I SIT UP, OR HAVING SOMEONE LIFT MY HEAD WITH A TOWEL WRAPPED AROUND IT WHILE I ATTEMPT TO SIT UP FROM A FLAT PRONE POSITION
MY NECK HAS BEEN CROOKED SINCE THIS SURGICAL FAILURE, IT IS PULLING DOWN AND TO THE RIGHT, THE ELMHURST EMERGENCY ROOM DOCTORS INDICATED THAT IT WAS NOTHING TO WORRY ABOUT, JUST A KNOT IN MY SWOLLEN NECK
LEVATOR SCAPULAE. THE LEVATOR SCAPULAE MUSCLE IS ATTACHED AT THE TOP FOUR CERVICAL VERTEBRAE (C1 TO C4) AND RUNS DOWN THE SIDE OF THE NECK TO ATTACH AT THE TOP OF THE SHOULDER BLADE (SCAPULA). THIS MUSCLE HELPS WITH LIFTING THE SHOULDER BLADE, BENDING THE NECK TO THE SIDE, AND ROTATING THE HEAD.
NECK MUSCLES AND OTHER SOFT TISSUES
https://www.spine-health.com/conditions/spine-anatomy/neck-muscles-and-other-soft-tissues
LEVATOR SCAPULAE MUSCLE
https://www.physio-pedia.com/Levator_Scapulae
WHAT ARE THE SYMPTOMS OF A TORN LEVATOR SCAPULAE?
WHAT ARE THE SYMPTOMS?
PAIN – MILD TO MODERATE; DULL, ACHY, DEEP. NECK PAIN (CAN CAUSE HEADACHES) SHOULDER BLADE.
STIFFNESS/INABILITY TO MOVE THE NECK OR SHOULDER.
TENDERNESS.
REDUCED RANGE OF MOVEMENT – NECK/ARMS.
SWELLING/INFLAMMATION.
MUSCLE SPASMS AND/OR WEAKNESS.
DIFFICULTY SLEEPING.
THE ROLE OF SCAPULAR DYSKINESIS ON ROTATOR CUFF TEARS: A NARRATIVE REVIEW OF CURRENT KNOWLEDGE
https://www.ncbi.nlm.nih.gov/pmc/articles/PMC8559559/
SHOULDER THE PAIN NO MORE: EFFECTIVE TREATMENTS FOR LEVATOR SCAPULAE MUSCLE INJURIES
https://athleteschoicemassage.ca/home-care/levator-scapulae-muscle-injuries-treatment/
ROTATOR CUFF INJURY
https://emedicine.medscape.com/article/92814-overview?form=fpf
LEVATOR SCAPULAE MUSCLE
https://www.sciencedirect.com/topics/neuroscience/levator-scapulae-muscle
ANATOMY, BACK, TRAPEZIUS
https://www.ncbi.nlm.nih.gov/books/NBK518994/
ANOTHER EMERGENCY ROOM COVER UP FRAUD AT NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL’S EMERGENCY ROOM
OAK BROOK OFFICER MICHAEL ADDISON HAD MY LEFT ARM HANDCUFFED TO THE HOSPITAL GURNEY AT NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL’S EMERGENCY ROOM. AS A RESULT OF PAUL PLINSKE AND MICHAEL ADDISON FORCING BY INJURED ARMS BEHIND MY BACK AND LIFTING MY ARMS LITERALLY ALMOST FACE PLANING ME ONTO THE SAINT FRANCIS CIRCLE STREET IN FRONT OF THE 120 SAINT FRANCIS CIRCLE RESIDENCE, MY RIGHT ARM WAS IN SEVERE PAIN FROM THE ARREST TACTICS AND AS A RESULT OF THE NURSES AND DOCTORS TREATING MY RIGHT ARM INJURY, AN XRAY WAS TAKEN OF MY RIGHT ARM WHILE I WAS HANDCUFFED TO THE HOSPITAL GURNEY BY AN XRAY TECHNICIAN THAT WHEELED A PORTABLE XRAY MACHINE IN AND TOOK THE XRAY. NO MENTION OF THE INJURY TO MY ARM WAS INCLUDED IN THE DESCRIPTION OF MEDICAL TREATMENTS AND NO XRAY IS ALLEGEDLY AVAILABLE FROM NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL’S EMERGENCY ROOM.
DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT CORRUPTION, HAS SPREAD TO THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS CORRUPTION, TO THE 7TH CIRCUIT, UNITED STATES COURT OF APPEALS CORRUPTION
HOW THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT AND THE DUPAGE COUNTY STATE’S ATTORNEY’S OFFICE CRIMINAL CHARGE OF “ASSAULT” AGAINST JEROME A. PINTARO STARTED ON DECEMBER 6, 2022
JEROME A. PINTARO WAS ARRESTED ON DECEMBER 6, 2022 BY DUPAGE COUNTY SHERIFF, SERGEANT EDUARDO CASTILLO, AND DEPUTY KRISTOPHER GRAVEL FOR WALKING TOWARDS DIMITRI A. SAYEGH, THE PERSON THAT THE DUPAGE COUNTY SHERIFFS ATTESTED TO OWNING THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, A HOME THAT WAS OWNED BY A CHICAGO TITLE AND TRUST LAND TRUST OF WHICH JEROME A. PINTARO AND MARILYN PINTARO WERE BENEFICIARIES. THE TWO DUPAGE COUNTY SHERIFFS, CASTILLO AND GRAVEL ARRESTED JEROME A. PINTARO ON A CHARGE OF “ASSAULT” FOR WALKING IN THE DIRCTION OF DIMITRI A. SAYEGH, WITHOUT EVER PHYSICALLY CONTACTING OR IN ANYWAY TOUCHING DIMITRI A. SAYEGH, WITHOUT THE PHYSICAL POSSIBILITY OF JEROME A. PINTARO EVER BEING ABLE TO STRIKE OR RAISE HIS RIGHT ARM, BEING RIGHT-HANDED AS A RESULT OF, AT THE TIME, THE RECENT TOTAL SURGICAL DESTRUCTION OF JEROME A. PINTARO’S RIGHT ARM AND SHOULDER BY A SURGICAL PROCEDURE COMPLETED BY BRIAN J. COLE, MIDWEST ORTHOPAEDICS, ASSOCIATED WITH RUSH UNIVERSITY MEDICAL CENTER, AT RUSH MEDICAL CENTER.
FACT: DIMITRI A. SAYEGH WAS NEVER FOR A SECOND, EVER LEGALLY IN TITLE OF THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, 60523!
FACT: DIMITRI A. SAYEGH WAS SOLICITED TO FILE THE CHARGE OF ASSAULT TOWARDS JEROME A. PINTARO BY BOTH DUPAGE COUNTY SHERIFF’S DEPUTIES AT THE TIME OF ARREST!
HOW THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT AND THE DUPAGE COUNTY STATE’S ATTORNEY’S OFFICE’S CRIMINAL CHARGES EVOLVED FROM A FRAUDULENT “MISDEMEANOR” CHARGE OF JEROME A. PINTARO WALKING TOWARDS DIMITRI A. SAYEGH TO THE CURRENT FRAUDULENT CRIMINAL CHARGE OF “DOMESTIC VIOLATION” TOWARDS THE NON-EXISTENT, SUB-HUMAN, FRAUDULENT AND FICTITIOUS NAME OF MAJD G. KHOURY.
https://flipbooks.fleepit.com/f-53703-sayegh_certificate_of_sale
https://flipbooks.fleepit.com/f-53704-sheriffs_deed
https://flipbooks.fleepit.com/f-53710-executor_s_deed
https://flipbooks.fleepit.com/f-53712-ptax
https://flipbooks.fleepit.com/f-53538-0299
MAJD G. KHOURY DOES NOT EXIST!
MAJD G. KHOURY IS A FICTICIOUS NAME, A “STRAW BUYER” THAT NEVER EXISTED!
THE ABOVE FRAUDULENT DUPAGE COUNTY SHERIFF’S CERTIFICATE OF SALE DATED JUNE 16, 2022, ON THE FRAUDULENT FORECLOSURE OF 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523, NAMED DIMITRI A. SAYEGH AS THE FRAUDULENT WINNING BIDDER.
ON THE SAME DATE, JUNE 16, 2022, THE ABOVE FRAUDULENT DUPAGE COUNTY SHERIFF’S DEED NAMES MAJD G. KHOURY AS THE GRANTEE AND HOLDER OF THE CERTIFICATE OF SALE.
I WAS SET UP BY THE VILLAGE OF OAK BROOK WATER DEPARTMENT AND VILLAGE OF OAK BROOK POLICE DEPARTMENT
I CALLED 911 ON 12:16 P.M. ON FEBRUARY 10, 2024 REQUESTING THAT A POLICE OFFICER ACCOMPANY ME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL
OAK BROOK POLICE OFFICERS PAUL PLINSKE AND MICHAEL ADDISON RESPONDED AND WITHOUT ANY WARNING VIOLENTLY ARRESTED ME!
https://flipbooks.fleepit.com/f-53700-911
https://flipbooks.fleepit.com/f-53073-bench_warrant
THE REASON WE HAVE PREDATORS ON THE STREETS KILLING INNOCENT PEOPLE IS BECAUSE OUR JUDICIAL SYSTEM IS MAKING KILLERS OUT OF PEOPLE WHO HAVE BEEN SUBJECT TO OUR DEFUNCT JUDICIAL SYSTEM AND JAILS
IF YOU TREAT A PERSON AS IF THEY WERE AN ANIMAL, YOU WILL INVARIABLY MAKE AN ANIMAL OUT OF THEM
WE HAVE SOME REALLY BAD PEOPLE WORKING FOR THE DUPAGE COUNTY GOVERNMENT, PEOPLE WHO WERE ELECTED, PEOPLE WHO WERE APPOINTED, AND PEOPLE WHO ARE EMPLOYED WHO ARE SOLICITING BOTH, OTHER GOVERNMENT OFFICIALS, INDIVIDUALS, AGENCIES, AND GOVERNMENTS AND NON GOVERNMENT INDIVIDUALS, COMPANIES, AND ORGANIZATIONS TO VIOLATE U.S. CONSTITUTIONAL LAWS
I HAVE ATTEMPTED TO NOTIFY THE FBI OF THIS DOZENS OF TIMES BOTH LOCALLY IN THE CHICAGO OFFICE AND NATIONALLY IN WASHINGTON D.C.
I HAVE ATTEMPTED TO NOTIFY THE DOJ ALSO DOZENS OF TIMES, BOTH LOCALLY IN CHICAGO AND NATIONALLY IN WASHINGTON D.C.
FROM 1/13/2024 – 1/22/2024, THE VILLAGE OF OAK BROOK EXPERIENCED SUSTAINED BELOW ZERO WEATHER TEMPERATURES AS LOW AS -30 DEGREES BELOW ZERO IN JANUARY, 2024, I, JEROME A. PINTARO VISITED THE VILLAGE OF OAK BROOK WATER DEPARTMENT CONCERNING BILLS RECEIVED FOR WATER USAGE AT THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL
I WAS ALERTED IN LATE JANUARY, 2024 AFTER A WEEK OF BELOW ZERO SUSTAINED OAK BROOK TEMPERATURES, BY VILLAGE OF OAK BROOK WATER DEPARTMENT EMPLOYEES UPON INQUIRY OF WATER BILLS ALLEGEDLY DUE AND PAYABLE ACCORDING TO VILLAGE OF OAK BROOK BY JEROME A. PINTARO, WATER BILLS ON THE HOME LOCATED AT 118 SAINT FRANCIS CIRCLE, THAT EXCESSIVE WATER USAGE HAD OCCURRED IN THE PROPERTY ACCORDING TO VILLAGE OF OAK BROOK WATER DEPARTMENT RECORDS, WATER DEPARTMENT EMPLOYEES SUGGESTING FOR THAT TIME OF YEAR, MAY HAVE BEEN THE RESULT OF FROZEN WATER PIPES AT THE HOME THAT JEROME A. PINTARO AND MARILYN PINTARO WERE LEGAL BENEFICIARIES OF A CHICAGO TITLE AND TRUST LAND TRUST THAT OWNED THE RESIDENCE, A HOME THAT WAS ILLEGALLY, FRAUDULENTLY, AND MALICIOUSLY STOLEN BY THE DUPAGE COUNTY GOVERNMENT, SPECIFICALLY BY DUPAGE COUNTY SERGEANT SHERIFF EDUARDO CASTILLO AND DUPAGE COUNTY DEPUTY KRISTOPHER GRAVEL, BOTH HAVING CONDUCTED AN ILLEGAL EVICTION OF JEROME A. PINTARO, MARILYN PINTARO, AND CHRISTOPHER J PINTARO, AND A SUBSEQUENT SEARCH, AND SEIZURE OF THE HOME LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, A YEAR PRIOR ON 12/6/2022, AND PRIOR TO THE UNCONSTITUTIONAL EVICTION, SEARCH, AND SEIZURE, UNCONSTITUTIONALLY, FRAUDULENTLY, AND MALICIOUSLY SHERIFF DEPUTIES CASTILLO AND GRAVEL HAVING ARRESTED ME, JEROME A. PINTARO, PRIOR TO CONDUCTING THE ILLEGAL, MALICIOUS, AND UNCONSTITUTIONAL, EVICTION, SEARCH, AND SEIZURE, FOR AN ALLEGED ASSAULT ON A DIMETRI A. SAYEGH, A FRAUDULENT CRIMINAL CHARGE OF ASSAULT THAT I WAS CHARGED WITH WHICH NEVER HAPPENED, DIMITRI A. SAYEGH, PRESENT ON THAT DATE, ACCOMPANIED BY SIX ADDITIONAL INDIVIDUALS WHO WERE THERE TO REMOVE ALL OUR PERSONAL PROPERTY TO THE FRONT YARD, BUT IN FACT, MOVED OUR PERSONAL PROPERTY TO THE GARAGE, ALL THE PERSONAL PROPERTY SO SITUATED WITHIN THE PINTARO RESIDENCE AT THAT TIME, CONDUCTED BY DIMITRI A. SAYEGH WHO ON THAT DATE IDENTIFIED HIMSELF TO JEROME A. PINTARO, MARILYN PINTARO, CHRISTOPHER J. PINTARO, AND THE DUPAGE COUNTY SHERIFFS AS THE LEGAL “OWNER” OF OUR PRINCIPAL RESIDENCE, THE RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK HOME, DIMITRI A. SAYEGH, A PERSON WHO NEVER, INCLUDING UP UNTIL THE TIME OF THIS WRITING, AS DUPAGE COUNTY RECORDS WILL ATTEST TO, EVER HELD ANY LEGAL INTEREST IN THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS, 60523, A PROPERTY WITHIN THE JURISDICTION OF DUPAGE COUNTY AND THE VILLAGE OF OAK BROOK, AND OAK BROOK POLICE DEPARTMENT.
AFTER TWO WEEKS OF CONCERN BY JEROME A. PINTARO AND MARILYN PINTARO, NOT KNOWING IF THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE WAS OCCUPIED OR VACANT, CONCERN DERIVED EXCLUSIVELY FROM STATEMENTS MADE BY VILLAGE OF OAK BROOK WATER DEPARTMENT EMPLOYEES AS TO THE PROBABILITY OF FROZEN PIPES AND POTENTIAL CATASTROPHIC DAMAGE TO THE OAK BROOK RESIDENCE, ON FEBRUARY 10, 2024, JEROME A. PINTARO AND MARILYN PINTARO CALLED 911 AT 12:18 P.M. TO REQUEST THAT OAK BROOK POLICE MEET THE PINTARO’S AT THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, A PROPERTY LOCATED WITHIN THE JURISDICTION OF THE VILLAGE OF OAK BROOK, AND OAK BROOK POLICE DEPARTMENT. BECAUSE AN EXISTING, UNCONSTITUTIONAL, FRAUDULENT, AND LEGALLY INSUFFICIENT, AND MALICIOUS “NO CONTACT ORDER” WAS PREVIOUSLY ISSUED BY DUPAGE COUNTY JUDGE JEFFREY MACKAY WHICH MANDATED THAT JEROME A. PINTARO MAINTAIN A 1,000’ DISTANCE FROM DIMITRI A. SAYEGH, THE 911 CALL WAS MADE A DISTANCE SUFFICIENTLY AWAY FROM THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, WHICH THE “NO CONTACT ORDER” ISSUED BY DUPAGE COUNTY JUDGE JEFFREY MACKAY ISSUED AT THE REQUEST OF DIMITRI A. SAYEGH AND HIS ATTORNEY WHO SIGNED THE “NO CONTACT ORDER” ATTORNEY ADHAM ALAILY INDICATED WAS THE RESIDENCE WHICH DIMITRI A. SAYEGH OWNED.
MINUTES AFTER THE PINTARO’S CELL PHONE CALL TO 911 REQUESTING OAK BROOK POLICE MEET JEROME A. PINTARO AND MARILYN PINTARO AT THE PROPERTY LOCATED IN THE TRINITY LAKES SUBDIVISION TO MAKE CERTAIN THE PROPERTY WAS OCCUPIED AND THAT NO CATASTROPHIC DAMAGE OCCURRED AS A RESULT OF THE BELOW ZERO TEMPERATURES, TWO OAK BROOK POLICE SQUADS ARRIVED AT THE ENTRANCE TO THE TRINITY LAKES SUBDIVISION, ACCESSING THE HOME LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL. JEROME A. PINTARO AND MARILYN PINTARO ONLY AFTER WITNESSING THAT TWO POLICE CARS HAD ENTERED THE SUBDIVISION, ENTERED THE SUBDIVISION FROM THE OPPOSITE DIRECTION AND PARKED IN FRONT OF THE HOME LOCATED IMMEDIATELY SOUTH OF 118 SAINT FRANCIS CIRCLE, IN FRONT OF 120 SAINT FRANCIS CIRCLE. THE TWO OFFICERS WHO RESPONDED INDENTIFIED THEMSELVES AS PAUL PLINSKE AND MICHAEL ADDISON. AFTER EXPLAINING WHY THE PINTARO’S MADE THE CALL TO THE OAK BROOK POLICE, AND EXPLAINING TO OAK BROOK POLICE OFFICER PAUL PLINSKE, THAT THE PINTAROS WERE APPREHENSIVE ABOUT ENTERING THE TRINITY LAKES SUBDIVISION BECAUSE AN EXISTING, FRAUDULENT, UNCONSTITUTIONAL, AND LEGALLY INSUFFICIENT “NO CONTACT ORDER” EXISTED, FRAUDULENTLY ORDERED BY JUDGE JEFFREY MACKAY, OFFICER PLINSKE ASKED JEROME A. PINTARO AND MARILYN PINTARO TO WAIT WHILE HE WENT TO HIS SQUAD CAR AND WAS MET THERE BY OFFICER MICHAEL ADDISON. AFTER A SHORT PERIOD OF TIME WAITING ON THE SAINT FRANCIS CIRCLE STREET IN FRONT OF 120 SAINT FRANCIS CIRCLE, THE TWO OFFICERS RETURNED, AND WITHOUT NOTICE, WITHOUT PROVOCATION, PHYSICALLY ATTACKED JEROME A. PINTARO, GRABBING HIM BY HIS ARMS AND SHOULDERS, VIOLENTLY PULLING JEROME A. PITNARO’S ARMS BEHIND HIS BACK WHILE LIFTING HIS ARMS UP NEARLY FACE PLANTING HIM ON THE SAINT FRANCIS CIRCLE PAVEMENT, JEROME A. PINTARO SCREAMED OUT IN ABSOLUTE AGONY FROM THE PAIN ENDURED AT THE HANDS OF THE TWO POLICE OFFICERS, MARILYN PINTARO SCREAMING AND CRYING, TRYING TO EXPLAIN THAT JEROME A. PINTARO HAD SEVERE SHOULDER, ARM, AND NERVE INJURIES AS A RESULT OF THE CATASTROPHIC DAMAGE DONE TO HIS RIGHT SHOULDER BY DR. BRIAN J. COLE, ORTHOPEDIC SURGEON, MIDWEST ORTHOPEDICS AT RUSH UNIVERSITY MEDICAL CENTER, THE RESULT OF AN ILLINOIS WORKER’S COMPENSATION CLAIM FROM AN INJURY SUSTAINED IN THE EMPLOY OF PACE SYSTEMS, INC., NAPERVILLE, ILLINOIS.
THE TWO OAK BROOK POLICE OFFICERS TOLD MARILYN PINTARO TO LEAVE, BECAUSE HER HUSBAND, JEROME A. PINTARO WAS BEING ARRESTED, AND THAT SHE SHOULD GO TO THE OAK BROOK POLICE DEPARTMENT WHERE JEROME A. PINTARO WAS BEING BOOKED AND BEING SENT TO THE DUPAGE COUNTY JAIL WHERE HE WAS BOOKED IN AND INCARCERATED.
AFTER BEING BOOKED AT THE OAK BROOK POLICE DEPARTMENT BY POLICE OFFICERS PAUL PLINSKE AND MICHAEL ADDISON, JEROME A. PINTARO WAS TRANSFERRED BY MICHAEL ADDISON TO THE DUPAGE COUNTY JAIL WHERE JEROME A. PINTARO WAS DENIED ENTRY BECAUSE OF SEVERAL BLOOD PRESSURE READINGS OF 250/15O TAKEN AT THE JAIL. POLICE OFFICER MICHAEL ADDISON WAS INSTRUCTED BY THE DUPAGE COUNTY JAIL INTAKE NURSE TO TAKE, ME JEROME A. PINTARO TO NORTHWESTERN MEDICINE CENTRAL DUPAGE HOSPITAL WHERE JEROME A. PINTARO WAS WALKED THROUGH THE HOSPITAL HANDCUFFED, WITH SHOES FALLING OFF HIS FEET BECAUSE THE JAIL HAD CONFISCATED HIS SHOE LACES, BROUGHT TO THE EMERGENCY ROOM BY OFFICER MICHAEL ADDISON AND HANDCUFFED TO THE GURNEY WHILE TESTS WERE TAKEN FOR THE NEXT SEVERAL HOURS. AT APPROXIMATELY 9:00 PM, OFFICER MICHAEL ADDISON WHO WAS GUARDING THE HANDCUFFED JEROME A. PINTARO, GOT UP, AND TOLD JEROME A. PINTARO THAT HE WAS BEING “TEMPORARILY DE-ARRESTED” AND THAT OAK BROOK POLICE OFFICER MICHAEL ADDISON WOULD “RE-ARREST” HIM THE FOLLOWING WEEK TO BE TRIED IN THE DUPAGE COUNTY COURT SYSTEM. JEROME A. PINTARO ASKED OAK BROOK OFFICER FOR HIS SHOE LACES AND ALL HIS PERSONAL PROPERTY THAT WAS ILLEGALLY SEARCHED AND SEIZED BY OAK BROOK OFFICER PAUL PLINSKE AND MICHAEL ADDISON, MICHAEL ADDISON REFUSED SAYING THAT HE WASN’T GOING TO WALK TO HIS CAR AND BACK JUST TO RETURN JEROME A. PINTARO’S WALLET, AND ALL HIS OTHER PERSONAL PROPOPERTY, AND SUGGESTED THAT JEROME A. PINTARO COULD HAVE MARILYN PINTARO, HIS WIFE, GO TO THE OAK BROOK POLICE DEPARTMENT THE FOLLOWING WEEK TO PICK THEM UP. JEROME A. PINTARO ASKED OAK BROOK OFFICER MICHAEL ADDISON HOW HE WAS GOING TO GET BACK TO THE HOTEL THAT JEROME A. PINTARO WAS STAYING AT, OFFICER MICHAEL TOLD JEROME A. PINTARO TO STAY AT THE HOSPITAL BECAUSE HE COULDN’T BRING HIM BACK TO HIS HOTEL. OAK BROOK OFFICER MICHAEL ADDISON THEN REMOVED THE HANDCUFFS AND LEFT THE HOSPITAL STRANDING JEROME A. PINTARO AT THE HOSPITAL WITH NO COAT, NO PERSONAL PROPERTY, NO MONEY, NO CREDIT CARDS, ALL OF WHICH OAK BROOK POLICE OFFICER MICHAEL ADDISON MAINTAINED POSSESSION OF FOR THREE DAYS. WHEN MARILYN PINTARO PICKED UP JEROME A. PINTARO’S PROPERTY FROM THE OAK BROOK POLICE DEPARTMENT THREE DAYS LATER, JEROME A. PINTARO'S WALLET WAS RETURNED MISSING ITEMS IN HIS WALLET INCLUDING JEROME A. PINTARO’S ILLINOIS FIREARMS LICENSE.
THERE WAS A THIRD OF THREE FALSE, UNCONSTITUTIONAL ARRESTS AND INCARCERATIONS IN THE DUPAGE COUNTY JAIL BY VARIOUS DUPAGE COUNTY GOVERNMENTS, THE THIRD OF WHICH WAS AN UNCONSTITUTIONAL, FRAUDULENT, ARREST BY THE VILLAGE OF WESTMONT POLICE DEPARTMENT, JEROME A. PINTARO’S VEHICLE WAS CONFISCATED AT THE TIME OF ARREST AND TOWED INCURRING A $365 TOWING BILL PLUS A $164 TRAFFIC CITATION FOR AN EXPIRED LICENSE STICKER.THE ARRESTING POLICE OFFICERS WERE JOHN MAJESKI AND JONATHAN LONGINI. JEROME A. PINTARO'S PERSONAL PROPERTY TAKEN FROM HIS CAR WHICH WAS SEARCHED AND SEIZED WITHOUT ANY PROBABLE CAUSE, AND INCLUDED MARILYN PINTARO’S PURSE AND JEROME A. PINTARO’S BACKPACK, THE CONTENTS OF WHICH WERE SEARCH, SEIZED, WITHOUT ANY PROBABLE CAUSE, BROUGHT INTO THE WESTMONT POLICE DEPARTMENT BY THE TWO ARRESTING WESTMONT POLICE OFFICERS WHO EMPTIED MARILYN PINTARO'S PURSE AND JEROME A. PINTARO'S BACKPACK, GOING THROUGH ALL THEIR PERSONAL PROPERTY PRIOR TO GIVING THE PROPERTY TO CHRISTOPHER PINTARO.
JEROME A. PINTARO WAS AGAIN TRANSPORTED TO THE DUPAGE COUNT Y JAIL WHERE JEROME A. PINTARO WAS STRIPPED NAKED, WAS REQUIRED TO WEAR AN ORANGE DUPAGE COUNTY JAIL JUMP SUIT, SIZE 3X, ON A MEDIUM BODY SIZE, PUT IN LEG IRONS, HANDCUFFED, AND ARMS SHACKLED TO HIS BODY, JAILED IN AN ABSOLUTE FILTHY, DISGUSTING DUPAGE COUNTY JAIL CELL, THE CEILING, LIGHT FIXTURE, AND WALLS COVERED WITH URINE SOAKED TOILET PAPER, WITH TRACES OF BLOOD AND FECES, HAVING TO SLEEP ON A VINYL MATTRESS, FILTHY, SO FILTHY THAT THE CLEAR VINYL WAS BLACK WITH PRIOR BODY FLUIDS, SWEAT, URINE, AND GOD KNOWS WHAT ELSE.
BECAUSE ALL OUR PERSONAL COMPUTERS HAVE ALL BEEN SABOTAGED BY DUPAGE COUNTY AND SOLICITED DUPAGE COUNTY GOVERNMENT ACTORS, WE HAVE BEEN FORCED TO UTILIZE COMPUTERS AT THE BELOW PUBLIC LIBRARIES. THE COMPUTERS AT THESE LIBRARIES ARE ACCESSIBLE TO THE DUPAGE COUNTY GOVERNMENT AND ITS SOLICITED GOVERNMENT ACTORS. AT EACH AND EVERY ONE OF THESE LIBRARIES, OUR DOCUMENTS HAVE BEEN SABOTAGED AND DELETED
RIVERSIDE PUBLIC LIBRARY
BROOKFIELD PUBLIC LIBRARY
WESTMONT PUBLIC LIBRARY
VILLA PARK PUBLIC LIBRARY
LOMBARD PUBLIC LIBRARY
DOWNERS GROVE PUBLIC LIBRARY
OAK BROOK PUBLIC LIBRARY
LISLE PUBLIC LIBRARY
ELMHURST PUBLIC LIBRARY
ELMHURST COLLEGE LIBRARY
ACCESS TO MY, JEROME A. PINTARO’S, PERSONAL CREDIT REPORTS FROM THE CREDIT REPORTING AGENCIES, TRANSUNION, EQUIFAX, AND EXPERIAN HAVE BEEN BLOCKED SINCE 2020 WHEN A FRAUDULENT FORECLOSURE COMPLAINT WAS FILED IN APRIL, 2020 ON MY HOME LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL. MY CREDIT MONITORING SERVICE WHICH I SUBSCRIBED TO FOR SEVERAL YEARS, COMPLETE ID, SPONSORED BY COSTCO WAS TERMINATED AT THE APPROXIMATELY THE SAME TIME FOR NO APPARENT REASON. I WAS NOT ALLOWED TO RE-SUBSRIBE TO THE SERVICE AT THE TIME WHILE IT WAS STILL BE OFFERED BY COSTCO. ON SATURDAY, MARCH 30, 2024, I ATTEMPTED TO OBTAIN A COPY OF MY CREDIT REPORT THROUGH ANNUALCREDITREPORT.COM USING A COMPUTER AT ONE OF THE ABOVE REFERENCED LIBRARIES. I WAS NOT ABLE TO VIEW THE REPORT IN DETAIL UNLESS I DOWNLOADED IT AND ATTEMPTED TO DOWNLOAD THE REPORT FOR ACCESS. WHEN I BEGAN THE DOWNLOAD THE WEBSITE WAS DISCONNECTED AND THE COMPUTER TERMINAL ABRUBTLY SHUT DOWN. THE LIBRARY EMPLOYEE TOLD ME THE DISCONNECTION WAS AN ACCIDENT AND NOT INTENTIONAL. BECAUSE I ALREADY ACCESSED THE ANNUAL CREDIT REPORT, I WAS NOT ABLE TO LOG BACK IN TO OBTAIN A COPY. THE EVENT CERTAINLY APPEARED TO BE A CONTINUATION OF CONDUCT THAT I WAS SUBJECT TO FOR THE PAST FIVE. I RESPECTFULLY ASKED FOR THE NAME OF THE EMPLOYEE, HE INDICATED THAT HE HAD TO CONTACT HIS SUPERVISOR, WHICH HE DID, AND I RECEIVED WHAT THEY INDICATED WAS BOTH THEIR NAMES.
A GPS MONITORING DEVICE HAS BEEN INSTALLED ON MY ANKLE FOR SEVERAL WEEKS. IT WAS EITHER CONSENT TO THE MONITORING DEVICE OR STAY IN JAIL FOR A MONTH OR MORE. FOR THE PAST FIVE PLUS YEARS, MY WIFE AND I HAVE BEEN THE TARGET OF STALKING 24/7. THERE WAS NEVER ANY AGGRESSION, THE STALKERS’ APPARENT GOAL WAS TO INTIMIDATE ME PERSONALLY. THEIR CONDUCT WAS ALWAYS THE SAME, THEIR PHYSICAL SIGNAL, OR IDENTIFYING CONDUCT WAS ALWAYS THE SAME. THESE STALKERS TYPICALLY APPEARED AT PARKING LOTS, IN THEIR VEHICLES, WITH THEIR LIGHTS ON, ALL IN CLOSE PROXIMITY TO OUR VEHICLE WHICH WAS PARKED WHILE I/WE WERE SHOPPING.
SINCE THE GPS MONITORING DEVICE WAS INSTALLED ON MY ANKLE, THE STALKING HAS INCREASED TENFOLD, OCCURRING MOST OFTEN IN BUSINESSES, LIBRARIES, AND MOST ALL PUBLIC ESTABLISHMENTS. THEIR CONDUCT AND PHYSICAL DEMEANOR IS ALWAYS THE SAME, “THEY WANT ME TO KNOW” THEY ARE PRESENT.
THE GPS MONITORING APP CONSTANTLY TRACKS WHEREVER I AM, FROM MY BED, TO TAKING A SHOWER, DRIVING, WHEREVER I AM, EVERY SECOND OF THE DAY. THE APP AND THE MONITORING DEVICE INDENTIFICATION HAS BEEN WIDELY DISTRIBUTED TO EVIDENTLY A LARGE NUMBER OF STALKERS, BECAUSE WHEN THEY APPEAR, THEY APPEAR IN NUMBERS, AND WANT ME TO KNOW OF THEIR PRESENCE AS AN ACT OF INTIMIDATION. AS I WRITE THIS IN ONE OF THE ABOVE LISTED LIBRARIES ON A LIBRARY COMPUTER AT LEAST A HALF DOZEN OF WHAT I WILL IDENTIFY AS GOVERNMENT ‘ACTOR’ STALKERS SOLICITED BY GOVERNMENT, ARE HOVERING AROUND ME. SINCE THE GPS ANKLE MONITOR HAS BEEN INSTALLED ON MY LEG FOR THE PAST FEW WEEKS, I HAVE HAD 163 CONFIRMED STALKINGS TO DATE
JEROME A. PINTARO HAS BEEN SUBJECT TO NEARLY SIX YEARS OF FINANCIAL LOSSES, DUPAGE COUNTY GOVERNMENT INFUSED TERROR, PHYSICAL AND MEDICAL ATROCITIES AND INJURIES, EMOTIONAL TERROR RESULTING IN PHYSICAL AND MENTAL INJURIES BY DUPAGE COUNTY GOVERNMENT, AND OTHER DUPAGE COUNTY AGENCIES AND GOVERNMENTS, AND DUPAGE COUNTY GOVERNMENT SOLICITED ACTORS, INDIVIDUAL AND COLLECTIVELY, AS DEFINED BY THE U.S. CONSTITUTION.
DUPAGE COUNTY GOVERNMENT, THE 18TH JUDICIAL CIRCUIT COURT AND OTHER DUPAGE COUNTY AGENCIES AND GOVERNMENTS, AND DUPAGE COUNTY GOVERNMENT SOLICITED ACTORS, INDIVIDUAL AND COLLECTIVELY, AS DEFINED BY THE U.S. CONSTITUTION IS RESPONSIBLE FOR MEDICAL CARE BEING WITHHELD FROM JEROME A. PINTARO FOR NEARLY SIX YEARS, DUPAGE COUNTY GOVERNMENT SOLICITED ACTORS, INDIVIDUAL AND COLLECTIVELY, AND SOLICITED MEDICAL SABOTAGE HAS BEEN INFLICTED BY DR. BRIAN J. COLE RUSH UNIVERSITY MEDICAL CENTER WHICH HAS RENDERED JEROME A. PINTARO’S RIGHT ARM AND SHOULDER USELESS AND UNUSABLE, NERVE DAMAGED, IN CONSTANT AGONIZING PAIN, DR. RICHARD B. FOULKES, OPHTHALMOLOGIST, HAS INFLICTED EYE DAMAGE TO JEROME A. PINTARO’S LEFT EYE, ALLEGEDLY RESULTING IN A DETACHED RETINA, AND OTHER DAMAGE AND IN CONSTANT PAIN FOR THE PAST FIVE YEARS.
THE MOST RECENT WITHHOLDING OF HEALTH CARE:
ROSIN EYECARE
ON 12/29/2023 I, JEROME A. PINTARO ORDERED EYE GLASSES FROM ROSIN EYECARE. THEY CONTINUE TO SABOTAGE MY ORDER FOR GLASSES THE MOST RECENT EXCUSE BEING THE GLASSES WERE BROKEN AND HAD TO BE REDONE.
THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT JUDGES, THE FEDERAL DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS JUDGE, AND THE FEDERAL 7th CIRCUIT COURT OF APPEALS JUDGES, ENGAGED IN A CRIMINAL CONSPIRACY AND VIOLATIONS OF THE RACKETEER INFLUENCED AND CORRUPT ORGANIZATION ACT, A CONSPIRACY TO DEPRIVE JEROME A. PINTARO AND MARILYN PINTARO OF CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE UNITED STATES CONSTITUTION AND THE FEDERAL LAWS OF THE UNITED STATES, AND VIOLATIONS OF THE HOBBS ACT, THE FIRST, SECOND, FOURTH, FIFTH, SIXTH, SEVENTH, EIGHTH, AND FOURTEENTH AMENDMENTS OF THE UNITED STATES CONSTITUTION AND THE FEDERAL LAWS OF THE UNITED STATES
WHERE DOES A DUPAGE COUNTY RESIDENT AND PROPERTY OWNER GO TO REPORT CRIMES OF CONSPIRACY BY A RACKETEER INFLUENCED AND CORRUPT DUPAGE COUNTY GOVERNMENT THAT CONSPIRED TO DEFRAUD, THAT ENGAGES IN CONSPIRACY, BRIBERY, LARCENY, EXTORTION, OBSTRUCTION OF JUSTICE, PERJURY, MAIL FRAUD, BANK FRAUD, FORECLOSURE FRAUD, AND MORE, WHEN THE PRIMARY CONSPIRATORS ARE THE CORRUPT DUPAGE COUNTY GOVERNMENT AGENCIES, CORRUPT DUPAGE COUNTY DEPARTMENT OF LAW ENFORCEMENT, CORRUPT DUPAGE COUNTY RECORDER OF DEEDS, THE CORRUPT DUPAGE COUNTY TREASURER, CORRUPT DUPAGE COUNTY POLITICIANS, AND CORRUPT DUPAGE COUNTY OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, AND THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURTS' CORRUPT JUDGES ELECTED AND APPOINTED, THE CORRUPT OFFICE OF THE 18th JUDICIAL CIRCUIT COURT CLERK, AND NOT ONE BUT TWO STATE OF ILLINOIS, CORRUPT COURTS OF APPEAL, AND CORRUPT CLERKS OF THE STATE OF ILLINOIS APPELLATE COURTS, IN ELGIN, ILLINOIS AND IN OTTAWA, ILLINOIS, ALL ACTING IN CONCERT AS CORRUPT, CONSPIRING, PARTICIPANTS OF A CONSPIRATORIAL RACKETEER INFLUENCED AND CORRUPT DUPAGE COUNTY ORGANIZATION WHICH RECRUITED HUNDREDS, IF NOT THOUSANDS OF ELECTED, APPOINTED, AND EMPLOYED PARTICIPANT ACTORS, AND JUDGES, FROM DUPAGE COUNTY CIRCUIT COURT, JUDGES FROM FEDERAL DISTRICT COURT, AND JUDGES FROM THE FEDERAL CIRCUIT COURTS OF APPEAL, AND STATE OF ILLINOIS GOVERNMENTAL AGENCIES, RECRUITED PRIVATE INDIVIDUAL GOVERNMENT ACTORS, ATTORNEYS, LAW FIRMS, POLICE DEPARTMENTS, MUNICIPALITIES, VILLAGES, STATE OF ILLINOIS COUNTIES, THE STATE OF ILLINOIS, THE ILLINOIS WORKERS' COMPENSATION COMMISSION, PUBLIC UTILITY COMPANIES, DUPAGE COUNTY PUBLIC LIBRARIES, SCHOOL BOARDS, CEO's OF THE RESIDENTIAL REAL ESTATE INDUSTRY, CEO's OF THE MORTGAGE INDUSTRY, CEO's OF BANKS AND FINANCIAL INSTITUTIONS, BUSINESS ENTERPRISES, HEALTH AND CASUALTY INSURANCE COMPANIES, PHYSICIANS, HOSPITALS, MEDICAL CENTERS, AND OTHER INDIVIDUAL PARTY PARTICIPANT GOVERNMENT ACTORS, AT LEAST ONE CO-CONSPIRATOR OF WHICH HAS ADMITTED TO FEDERAL AND STATE OF ILLINOIS INCOME TAX EVASION ON $5M OF BUSINESS REVENUES? A RACKETEER INFLUENCED AND CORRUPT DUPAGE COUNTY GOVERNMENT ORGANIZATION WHICH SOLICITED CO-CONSPIRATOR, GOVERNMENT ACTORS, WHICH WERE RECRUITED BY DUPAGE COUNTY SPONSORED RACKETEER INFLUENCED, AND CORRUPT GOVERNMENT CONSPIRATORS, TO FURTHER FRADULENTLY DEPRIVE UNDER COLOR OF LAW THAT DUPAGE COUNTY RESIDENT OF INALIENABLE CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE UNITED STATES CONSTITUTION, AND THE LAWS OF THE FEDERAL GOVERNMENT?
THAT DUPAGE COUNTY RESIDENT THEN APPEALS TO THE FEDERAL JUDICIARY, THE UNITED STATES DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, WHICH HAS BEEN RECRUITED BY AND JOINS IN THE CONSPIRACY WITH THE CORRUPT DUPAGE COUNTY GOVERNMENT'S RACKETEER INFLUENCED AND CORRUPT GOVERNMENT ORGANIZATION, WHICH FURTHERS THE CONSPIRACY TO FRAUDULENTLY DENY THAT DUPAGE COUNTY RESIDENT'S INALIENABLE CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE UNITED STATES CONSTITUTION AND THE LAWS OF THE FEDERAL GOVERNMENT.
THAT DUPAGE COUNTY RESIDENT AND PROPERTY OWNER, THEN APPEALS TO THE FEDERAL 7th CIRCUIT APPELLATE COURT JUDICIARY, WHICH IS RECRUITED BY AND JOINS THE CORRUPT DUPAGE COUNTY GOVERNMENT'S RACKETEER INFLUENCED AND CORRUPT ORGANIZATION CONSPIRACY, THE UNITED STATES DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS' CONSPIRACY, WHICH FURTHERS THE CONSPIRACY TO FRAUDULENTLY DENY THAT DUPAGE COUNTY RESIDENT'S INALIENABLE CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE UNITED STATES CONSTITUTION AND THE LAWS OF THE FEDERAL GOVERNMENT?
https://flipbooks.fleepit.com/f-48247-transfer_of_case_to_executive_committee
https://flipbooks.fleepit.com/f-48246-circuit_court_of_appeals_lack_of_jurisdiction
https://flipbooks.fleepit.com/f-48543-mandate
WHILE RICO WAS ORIGINALLY AIMED AT THE MAFIA, OVER THE PAST 53 YEARS, PROSECUTORS HAVE USED IT TO ATTACK MANY FORMS OF ORGANIZED CRIME: STREET GANGS, GANG CARTELS, CORRUPT POLICE DEPARTMENTS AND EVEN POLITICIANS, AND NOW IT WILL ATTACK CONSPIRATORIAL CONDUCT OF CORRUPT JUDGES OF THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT, A FEDERAL DISTRICT JUDGE FROM THE FEDERAL DISTRICT COURT OF THE NORTHERN DISTRICT OF THE STATE OF ILLINOIS, AND THREE FEDERAL CIRCUIT COURT OF APPEAL JUDGES FROM THE FEDERAL, 7th CIRCUIT COURT OF APPEALS.
CRIMINAL RICO
TO VIOLATE RICO, A PERSON MUST ENGAGE IN A PATTERN OF RACKETEERING ACTIVITY CONNECTED TO AN ENTERPRISE. THE LAW DEFINES 35 OFFENSES AS CONSTITUTING RACKETEERING, INCLUDING GAMBLING, MURDER, KIDNAPPING, ARSON, DRUG DEALING, BRIBERY. SIGNIFICANTLY, MAIL AND WIRE FRAUD ARE INCLUDED ON THE LIST. THESE CRIMES ARE KNOWN AS "PREDICATE" OFFENSES. TO CHARGE UNDER RICO, AT LEAST TWO PREDICATE CRIMES WITHIN 10 YEARS MUST HAVE BEEN COMMITTED BY AND THROUGH THE RACKETEERING ENTERPRISE.
NOTE THAT AN ENTERPRISE IS REQUIRED TO VIOLATE RICO. THIS MIGHT BE A CRIME FAMILY, A STREET GANG OR A DRUG CARTEL. BUT IT MAY ALSO BE A CORPORATION, A POLITICAL PARTY, OR A MANAGED CARE COMPANY. THE ENTERPRISE JUST HAS TO BE A DISCRETE ENTITY; BUT AN ENTERPRISE IS NOT THE SAME AS AN INDIVIDUAL. THUS, A CORPORATION MAY BE THE ENTERPRISE THROUGH WHICH INDIVIDUALS COMMIT CRIMES, BUT IT CAN'T BE BOTH AN INDIVIDUAL AND THE ENTERPRISE.
THE CRIMINAL RICO STATUTE PROVIDES FOR PRISON TERMS OF 20 YEARS AND SEVERE FINANCIAL PENALTIES. THE LAW ALSO ALLOWS PROSECUTORS TO ATTACH ASSETS, SO THEY CAN'T BE REMOVED FROM THE UNITED STATES BEFORE JUDGMENT.
ORGANIZATIONS AND PEOPLE THAT HAVE FACED RICO CHARGES:
DONALD TRUMP
MAJOR LEAGUE BASEBALL
GREENPEACE
THE CATHOLIC CHURCH
LOS ANGELES POLICE DEPARMENT
PRO-LIFE ACTIVISTS
R. KELLY
THE FIVE FAMILIES, KNOWN AS THE BONANNO, COLOMBO, GAMBINO, GENOVESE, AND LUCCHESE FAMILIES, THAT CONTROLLED CRIME IN NEW YORK CITY
GANGSTER DISCIPLES
ENRON EXECUTIVES KEN LAY AND JEFFREY SKILLING
JOHN GOTTI
KU KLUX KLAN
HELL'S ANGELS
MICHAEL MILKEN, THE "JUNK BOND KING
A PERSON WHO IS CONVICTED OF MAIL FRAUD UNDER THE RICO ACT MAY BE CHARGED WITH BOTH MAIL FRAUD AND RICO PENALTIES.
RACKETEER INFLUENCED AND CORRUPT ORGANIZATIONS ACT (RICO), U.S. FEDERAL STATUTE TARGETING ORGANIZED CRIME AND WHITE-COLLAR CRIME. SINCE BEING ENACTED IN 1970, IT HAS BEEN USED EXTENSIVELY AND SUCCESSFULLY TO PROSECUTE THOUSANDS OF INDIVIDUALS AND ORGANIZATIONS IN THE UNITED STATES.
PART OF THE ORGANIZED CRIME CONTROL ACT OF 1970, THE RACKETEER INFLUENCED AND CORRUPT ORGANIZATIONS ACT (RICO) MAKES IT UNLAWFUL TO ACQUIRE, OPERATE, OR RECEIVE INCOME FROM AN ENTERPRISE THROUGH A PATTERN OF RACKETEERING ACTIVITY. GEARED TOWARD ONGOING ORGANIZED CRIMINAL ACTIVITIES, THE UNDERLYING TENET OF RICO IS TO PROVE AND PROHIBIT A PATTERN OF CRIMES CONDUCTED THROUGH AN “ENTERPRISE,” WHICH THE STATUTE DEFINES AS “ANY INDIVIDUAL, PARTNERSHIP, CORPORATION, ASSOCIATION, OR OTHER LEGAL ENTITY, AND ANY UNION OR GROUP OF INDIVIDUALS ASSOCIATED IN FACT ALTHOUGH NOT A LEGAL ENTITY.”
UNDER RICO, IT IS A CRIME FOR AN INDIVIDUAL TO BELONG TO AN “ENTERPRISE” THAT IS INVOLVED IN A PATTERN OF RACKETEERING, EVEN IF THE RACKETEERING WAS COMMITTED BY OTHER MEMBERS. SPECIFICALLY, SECTION 1962 OF RICO PROHIBITS “ANY PERSON” FROM: (A) USING INCOME RECEIVED FROM A PATTERN OF RACKETEERING ACTIVITY OR FROM THE COLLECTION OF AN UNLAWFUL DEBT TO ACQUIRE AN INTEREST IN AN ENTERPRISE AFFECTING INTERSTATE COMMERCE; (B) ACQUIRING OR MAINTAINING THROUGH A PATTERN OF RACKETEERING ACTIVITY OR THROUGH COLLECTION OF AN UNLAWFUL DEBT AN INTEREST IN AN ENTERPRISE AFFECTING INTERSTATE COMMERCE; (C) CONDUCTING OR PARTICIPATING IN THE CONDUCT OF THE AFFAIRS OF AN ENTERPRISE AFFECTING INTERSTATE COMMERCE THROUGH A PATTERN OF RACKETEERING ACTIVITY OR THROUGH COLLECTION OF AN UNLAWFUL DEBT; OR (D) CONSPIRING TO PARTICIPATE IN ANY OF THESE ACTIVITIES.
IN ORDER FOR AN INDIVIDUAL OR ORGANIZATION TO BE CONVICTED OF RACKETEERING UNDER RICO, THERE MUST BE PROOF OF A “PATTERN” OF ILLEGAL OFFENSES, WHICH RICO DEFINES AS THE COMMISSION OF AT LEAST TWO IDENTIFIED CRIMINAL OFFENSES WITHIN A 10-YEAR PERIOD. RICO DEFINES RACKETEERING IN AN EXTREMELY BROAD MANNER AND INCLUDES MANY OFFENSES THAT DO NOT ORDINARILY VIOLATE FEDERAL STATUTES, SUCH AS ANY ACT OR THREAT INVOLVING MURDER, KIDNAPPING, GAMBLING, ARSON, ROBBERY, BRIBERY, EXTORTION, OR DEALING IN NARCOTIC OR OTHER DANGEROUS DRUGS.
IN ADDITION, RICO LISTS NUMEROUS FEDERAL OFFENSES THAT THE STATUTE DEFINES AS RACKETEERING: BRIBERY, SPORTS BRIBERY, COUNTERFEITING, EMBEZZLEMENT FROM UNION FUNDS, LOAN SHARKING, MAIL FRAUD, WIRE FRAUD, OBSTRUCTION OF JUSTICE, TRAFFICKING IN CONTRABAND CIGARETTES, PROSTITUTION AND TRAFFICKING IN PEOPLE, BANKRUPTCY FRAUD, DRUG VIOLATIONS, AND OBSCENITY. AS LONG AS THE “RACKETEERING ACTIVITY” IS “CHARGEABLE” OR “INDICTABLE” UNDER AN APPLICABLE CRIMINAL STATUTE, THE SUBSTANTIVE RICO CHARGE IS AVAILABLE.
RICO CREATES OFFENSES AND PENALTIES ABOVE AND BEYOND THOSE PRESCRIBED FOR SPECIFIC CRIMINAL OFFENSES FOR THOSE INVOLVED IN AN ONGOING ILLEGAL ENTERPRISE THAT ENGAGES IN RACKETEERING. THE MAXIMUM CRIMINAL PENALTIES FOR VIOLATING RICO INCLUDE A $25,000 FINE AND IMPRISONMENT FOR 20 YEARS. THESE PENALTIES ARE IMPOSED ON TOP OF THE CRIMINAL PENALTIES RESULTING FROM TWO OR MORE SUBSTANTIVE OFFENSES THAT THE INDIVIDUAL OR ORGANIZATION HAS COMMITTED IN THE 10-YEAR PERIOD. IN ADDITION TO THE CRIMINAL PENALTIES, THERE ARE FORFEITURE PROVISIONS REQUIRING THE VIOLATORS TO FORFEIT ANY BUSINESS OR PROPERTY DERIVED FROM THEIR ILLEGAL OFFENSES.
EXTORTION, THE UNLAWFUL EXACTION OF MONEY OR PROPERTY THROUGH INTIMIDATION. EXTORTION WAS ORIGINALLY THE COMPLEMENT OF BRIBERY, BOTH CRIMES INVOLVING INTERFERENCE WITH OR BY PUBLIC OFFICIALS. BUT EXTORTION AND, TO A LIMITED EXTENT, BRIBERY HAVE BEEN EXPANDED TO INCLUDE ACTIONS BY PRIVATE CITIZENS AS WELL.
EXTORTION MAY INCLUDE THREATS OF HARM TO A PERSON OR HIS PROPERTY, THREATS TO ACCUSE HIM OF A CRIME, OR THREATS TO REVEAL EMBARRASSING INFORMATION. SOME FORMS OF THREAT ARE OCCASIONALLY SINGLED OUT FOR SEPARATE STATUTORY TREATMENT UNDER THE DESIGNATION “BLACKMAIL.”
THE CRIME OF EXTORTION IS DEFINED TO EXCLUDE LAWFUL BARGAINING PROCESSES; FOR EXAMPLE, A UNION OFFICIAL MAY THREATEN TO CALL A STRIKE FOR HIGHER WAGES. SUCH THREATS ARE CRIMINAL ONLY IF USED TO OBTAIN MONEY OR PROPERTY FOR THE PERSONAL GAIN OF THE ACTOR.
BRIBERY, THE ACT OF PROMISING, GIVING, RECEIVING, OR AGREEING TO RECEIVE MONEY OR SOME OTHER ITEM OF VALUE WITH THE CORRUPT AIM OF INFLUENCING A PUBLIC OFFICIAL IN THE DISCHARGE OF HIS OFFICIAL DUTIES. WHEN MONEY HAS BEEN OFFERED OR PROMISED IN EXCHANGE FOR A CORRUPT ACT, THE OFFICIAL INVOLVED NEED NOT ACTUALLY ACCOMPLISH THAT ACT FOR THE OFFENSE OF BRIBERY TO BE COMPLETE. THE CRIME IS TYPICALLY PUNISHABLE AS A FELONY.
ALTHOUGH BRIBERY ORIGINALLY INVOLVED INTERFERENCE WITH JUDGES, ITS DEFINITION HAS SINCE BEEN EXPANDED TO INCLUDE ACTIONS BY ALL SORTS OF GOVERNMENT OFFICIALS, FROM THE LOCAL TO THE NATIONAL LEVEL, AND TO COVER ALL PUBLIC EMPLOYEES. SPECIAL PROVISIONS ALSO HAVE BEEN ENACTED IN VARIOUS JURISDICTIONS TO PUNISH THE BRIBING OF VOTERS, JURORS, WITNESSES, AND OTHER LAY PARTICIPANTS IN OFFICIAL PROCEEDINGS. SOME CODES ALSO PENALIZE BRIBERY IN DESIGNATED CLASSES OF PRIVATE OR COMMERCIAL TRANSACTIONS (E.G., BRIBERY OF LABOR-UNION OFFICIALS BY EMPLOYERS).
AS TO THE NATURE OF THE MONEY OR FAVOR GIVEN OR RECEIVED, THE MAIN ISSUE IN DRAFTING LAWS AGAINST BRIBERY HAS BEEN WHETHER TO LIMIT THE CRIME TO CASES IN WHICH MONEY OR PROPERTY IS THE INDUCEMENT OR TO EXTEND IT TO CASES IN WHICH ANY BENEFIT OR ADVANTAGE IS CONFERRED OR PROMISED, AS MOST STATUTES NOW DO. PRACTICAL LIMITATIONS ON THE INTERPRETATION OF SUCH BROAD LANGUAGE ARE INEVITABLE, HOWEVER, BECAUSE THE PRINCIPLE, IF APPLIED FULLY, WOULD CRIMINALIZE MOST LEGISLATIVE AND EXECUTIVE COMPROMISES. ONE LIMITATION ON ANY CHARGE OF BRIBERY IS THAT SOME ELEMENT OF “CORRUPT PURPOSE” MUST BE IMPLIED OR PROVED, WHICH MEANS THAT IN THE ABSENCE OF A COMPLETE STATUTORY PROHIBITION ON THE GRANTING OF FAVORS TO A PUBLIC OFFICIAL, A GIFT IS NOT A BRIBE UNLESS THERE HAS BEEN SOME INTENT TO INFLUENCE THE OFFICIAL BEHAVIOR OF THE RECIPIENT. THUS, GIVING A GIFT OR TIP TO A CIVIL SERVANT OUT OF GENERAL FRIENDSHIP OR GRATITUDE AND WITHOUT AN INTENT TO INFLUENCE HIS OFFICIAL BEHAVIOR IS NOT PUNISHABLE AS BRIBERY, THOUGH IT MAY BE PROHIBITED UNDER OTHER LEGISLATION LIMITING CORRUPT PRACTICES. ONE RECURRING DIFFICULTY IN EXAMINING CASES OF PUBLIC CORRUPTION IS DISCOVERING WHICH OF THE PARTIES INVOLVED TOOK THE INITIATIVE IN THE TRANSACTION—I.E., WHETHER THE PAYMENT WAS OFFERED TO A PUBLIC OFFICIAL IN ORDER TO INFLUENCE HIS OFFICIAL BEHAVIOR (BRIBERY) OR DEMANDED BY HIM IN EXCHANGE FOR SPECIAL CONSIDERATION OR SERVICES (EXTORTION).
LARCENY, IN CRIMINAL LAW, THE TRESPASSORY TAKING AND CARRYING AWAY OF PERSONAL GOODS FROM THE POSSESSION OF ANOTHER WITH INTENT TO STEAL. LARCENY IS ONE OF THE SPECIFIC CRIMES INCLUDED IN THE GENERAL CATEGORY OF THEFT.
HISTORICALLY, THE PROPERTY SUBJECT TO LARCENY IN COMMON LAW CONSISTED OF TANGIBLE PERSONAL GOODS. MODERN LEGISLATION HAS EXPANDED THE SCOPE OF THE OFFENSE BY MAKING LARCENABLE SUCH OBJECTS AS CROPS AND FIXTURES ATTACHED TO THE LAND AND DOCUMENTS EVIDENCING LEGAL CLAIMS. LARCENY REQUIRES A TRESPASSORY TAKING; THAT IS, THE GOODS MUST BE TAKEN FROM THE POSSESSION OF ANOTHER WITHOUT CONSENT. THE EXPANSION OF THE LARCENY OFFENSE AT COMMON LAW OCCURRED PRINCIPALLY BY EXTENDING THE NOTION OF PROPERTY IN THE POSSESSION OF ANOTHER. THUS, POSSESSION OF PROPERTY ENTRUSTED BY A MASTER TO A SERVANT WAS REGARDED AS REMAINING IN THE MASTER; HENCE A CONVERSION OF SUCH PROPERTY BY THE SERVANT WAS LARCENY. SO ALSO, WHEN A DEFENDANT GAINS CONTROL OR POSSESSION OF GOODS, AS DISTINCT FROM THE PROPERTY IN THEM, BY TRICK OR FALSE REPRESENTATIONS, POSSESSION IS DEEMED NOT TO PASS TO THE OFFENDER, AND A MISAPPROPRIATION BY THE LATTER IS LARCENY. WHEN THE OWNER IS INDUCED TO CONSENT TO PARTING WITH THE PROPERTY IN GOODS BY A FALSE REPRESENTATION, THE OFFENSE IS OBTAINING GOODS BY FALSE PRETENSES, OR FRAUD.
THE GOODS MUST NOT ONLY BE TAKEN BUT “CARRIED AWAY.” THE LATTER REQUIREMENT IS HIGHLY FORMALISTIC AND IS SATISFIED BY ANY MOVEMENT OF THE ENTIRE OBJECT, HOWEVER SLIGHT. THERE MUST, FINALLY, BE AN INTENT TO STEAL, WHICH IS ORDINARILY DEFINED AS AN INTENT TO DEPRIVE THE OWNER PERMANENTLY OF THE GOODS. THUS, AN UNAUTHORIZED BORROWING OF ANOTHER’S PROPERTY IS NOT LARCENY IF THERE WAS AN INTENT TO RETURN THE PROPERTY. MOREOVER, ONE WHO TAKES GOODS ERRONEOUSLY BELIEVING THEM TO BE ONE’S OWN DOES NOT COMMIT THE OFFENSE.
A HISTORY OF FEDERAL PROSECUTION OF PUBLIC CORRUPTION IN THE UNITED STATES
https://flipbooks.fleepit.com/f-48696-history_of_public_corruption_in_the_united_states
"CRIMINAL CHARGES FILED AGAINST JEROME A. PINTARO BY DUPAGE COUNTY GOVERNMENT"
"ARMED & CONSIDERED TO BE DANGEROUS"
AFTER DUPAGE COUNTY SHERIFF SERGEANT EDUARDO P. CASTILLO AND DEPUTY KRISTOPHER M. GRAVEL INVADED AND CONFISCATED JEROME A. PINTARO'S AND MARILYN PINTARO'S OAK BROOK HOME WITH 78 YEARS OF ACCUMULATED AND PRIVATE PERSONAL PROPERTY, RECORDS, VALUABLES, EVERYTHING THAT EXISTED IN THE PINTARO'S OAK BROOK RESIDENCE AT THE TIME OF THE "TAKING" THE TIME OF THE HOME INVASION BY DUPAGE COUNTY SHERIFFS, STOLEN, WITH NO PROBABLE CAUSE, WITHOUT ANY U.S. CONSTITUTIONAL MANDATED COURT ORDER, THE DUPAGE COUNTY SHERIFFS ARMED ONLY WITH A FRAUDULENT EVICTION ORDER ISSUED BY DUPAGE COUNTY JUDGE CRAIG R. BELFORD TO DIMITRI A. SAYEGH, A PERSON WHO WAS NEVER IN TITLE TO THE HOME, A TOTALLY UNKNOWN PERSON WHO APPEARED ON DECEMBER 6, 2022 CLAIMING HE OWNED THE PINTARO RESIDENCE, AND HIS ATTORNEY ADHAM J. ALAILY, ALAILY & EGAN LAW FIRM ATTESTING TO THE SAME, THE ATTORNEY REPRESENTING DIMITRI A. SAYEGH, WITHOUT ANY COURT ORDER, ATTORNEY ADHAM J. ALAILY, THE ATTORNEY WHO REPRESENTED DIMITRI A. SAYEGH, THE ATTORNEY WHO APPLIED TO THE THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT AND RECEIVED THE FRAUDULENT ORDER OF EVICTION FROM JUDGE CRAIG R. BELFORD, AND UPON JEROME A. PINTARO INDICATING TO THE DUPAGE COUNTY SHERIFF SERGEANT EDUARDO P. CASTILLO THAT THE EVICTION ORDER WAS FRAUDULENT, SERGEANT CASTILLO WAIVED THE FRAUDULENT EVICTION ORDER OVER HIS HEAD AND SAID, "IT DOESN'T MATTER, DUPAGE COUNTY JUDGES HAVE ABSOLUTE IMMUNITY," AND THEN PROCEEDED TO ALLOW DIMITRI A. SAYEGH, AN ILLINOIS LICENSED REAL ESTATE BROKER, TO CHANGE ALL THE LOCKS ON THE PINTARO RESIDENCE, THE SHERIFF DEPUTIES CONFISCATED ALL THE PINTARO FAMILY MEMBERS' KEYS, AND GAVE DIMITRI A. SAYEGH THE PINTARO'S RESIDENCE.
SHORTLY AFTERWARDS ATTORNEY ADHAM J. ALAILY, ALAILY & EGAN LAW FIRM, ON BEHALF OF HIS CLIENTS DIMITIRI A. SAYEGH, AND MADJ G. KHOURY, A "SUBHUMAN" WHO EXISTS IN NAME ONLY, A "STRAW BUYER" IN NAME ONLY, ALLEGEDLY FABRICATED BY ATTORNEY ADHAM J. ALAILY AND DIMITRI A. SAYEGH, THE NAME OF THE "GRANTEE" ON DUPAGE COUNTY SHERIFF JAMES MENDRICK'S SHERRIFF'S DEED CONFERRING TITLE ON A DEED DATED DECEMBER 23, 2022, NEARLY THREE WEEKS AFTER THE FRAUDULENT INVASION AND THEFT OF THE PINTARO'S OAK BROOK RESIDENCE AND ALL THEIR PERSONAL PROPERTY.
"NO CONTACT ORDERS PROHIBITED JEROME A. PINTARO FROM BEING ANY CLOSER THAN 1,000' FROM HIS OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL TO ELIMINATE ANY POSSIBILITY OF HIS BEING ABLE TO RETRIEVE ANY OF HIS PERSONAL PROPERTY OR HIS HOME WITHOUT BEING ARRESTED AND JAILED.
BEGINNING ON JANUARY 18, 2023, ATTORNEY ADHAM J. ALAILY, ALAILY & EGAN LAW, FILED:
"SUMMONS - STALKING NO CONTACT ORDER"
"VERIFIED PETITION OF STALKING NO CONTACT ORDER"
"STALKING NO CONTACT ORDER"
"EMERGENCY STALKING NO CONTACT ORDER"
"A PLENARY STALKING NO CONTACT ORDER"
"ORDER FOR EXTENSION AND/OR MODIFICATION OF STALKING NO CONTACT ORDER"
"INDICATING JEROME A. PINTARO WAS CONSIDERED TO BE ARMED AND DANGEROUS"
WHICH WAS FILED WITH ALL LAW ENFORCEMENT AGENCIES IN THE STATE OF ILLINOIS
BY PETITIONER DIMITRI A. SAYEGH, PETITIONER, AND THE FICTICIOUS "SUBHUMAN" MAJD G. KHOURY NAMED AS A "OTHER PROTECTED PARTY"
18th JUDICIAL CIRCUIT COURT JUDGE JEFFREY MACKAY HELD A TRIAL ON MARCH 2, 2023 WITHOUT ANY PRIOR NOTICE, WITHOUT ANY WITNESSES, AND AT THAT TIME JUDGE JEFFREY MACKAY ISSUED A "PLENARY STALKING NO CONTACT ORDER" FOR TWO YEARS, UNTIL FEBRUARY 28, 2025, CONTACTED ALL STATE OF ILLINOIS AGENCIES, JEROME A. PINTARO WAS TO MAINTAIN A MINIMUM DISTANCE OF 1,000' FROM DIMITRI A. SAYEGH AND THE FICTICIOUS "SUBHUMAN" MAJD G. KHOURY THAT DIDN'T EXIST.
ASSOCIATED WITH THE FRAUDULENT PETITIONS FILED BY ATTORNEY ADHAM J. ALAILY AND DIMITRI A. SAYEGH WAS THE FOLLOWING FRAUDULENT CRIMINAL COMPLAINT AGAINST JEROME A. PINTARO
https://flipbooks.fleepit.com/f-46643-criminal_sentence_order
https://flipbooks.fleepit.com/f-46644-criminal_financial_sentencing_order
https://flipbooks.fleepit.com/f-46645-peoples_witness_list
PROFILE OF JUDGE MONIQUE O'TOOLE
https://www.dcba.org/mpage/judgeO’Toole
OAK BROOK POLICE ARREST
ON FEBRUARY 10, 2024, AT 12:18 PM, I CALLED 911 TO REQUEST OAK BROOK POLICE TO ACCOMPANY ME TO MY HOME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL WHICH THE DUPAGE COUNTY GOVERNMENT STOLE FROM ME ON DECEMBER 6, 2022. WHEN I CALLED 911 AND CONTACTED THE POLICE DISPATCHER, I WAS IN THE TRINITY LAKES SUBDIVISION WHERE OUR STOLEN HOME WAS LOCATED AT 118 SAINT FRANCIS CIRCLE. WHEN I CALLED 911, I MAINTAINED THE REQUIRED DISTANCE IN COMPLIANCE WITH A FRAUDULENT OUTSTANDING ORDER OF PROTECTION THAT WAS FRAUDULENTLY FILED BY JUDGE JEFFREY MACKAY AT THE REQUEST OF THE PETITIONER DIMITRI A. SAYEGH AND HIS ATTORNEY, ADHAM ALAILY. WHEN THE OAK BROOK POLICE ARRIVED AT 118 SAINT FRANCIS CIRCLE MINUTES LATER, I APPROACHED THEM AND PARKED IN FRONT OF 120 SAINT FRANCIS CIRCLE THE PROPERTY IMMEDIATELY SOUTH OF OUR STOLEN HOME. MY WIFE MARILYN PINTARO WAS WITH ME AT THE TIME.
THE OAK BROOK POLICE WHO RESPONDED WERE PAUL PLINSKE AND MICHAEL M. ADDISON. THEY BOTH BEGAN TO QUESTION MY WIFE AND I ABOUT WHY WE CALLED THEM AND WE EXPLAINED THAT WE WERE THE VICTIMS OF THE DUPAGE COUNTY GOVERNMENT WHICH ILLEGALLY CONFISCATED OUR HOME AND EVERYTHING SITUATED WITHIN THE HOME, ALL OUR PERSONAL PROPERTY ACCUMULATED OVER THE PAST NEARLY EIGHTY YEARS WHICH WAS STOLEN FROM US BY DUPAGE COUNTY GOVERNMENT AND SPECIFICALLY SERGEANT EDUARDO CASTILLO AND DEPUTY KRISTOPHER GRAVEL WHO CONDUCTED AN ILLEGAL EVICTION WITH FRAUDULENT, ILLEGAL PAPERWORK WHICH SERGEANT EDUARDO CASTILLO INDICATED DIDN’T MATTER AS TO THE EVICTION PAPERWORK'S AUTHENTICITY BECAUSE DUPAGE COUNTY GOVERNMENT JUDGES ENJOYED ABSOLUTE IMMUNITY. THE EVICTION NOTICE IDENTIFIED JEROME A. PINTARO AND MARILYN PINTARO AS OWNERS OF THE PROPERTY SITUATED AT 118 SAINT FRANCIS CIRCLE. JEROME A. PINTARO AND MARILYN PINTARO WERE NOT THE OWNERS OF RECORD BUT WERE IN FACT AND STILL ARE BENEFICIARIES OF A LAND TRUST HELD BY CHICAGO TITLE AND TRUST, A LAND TRUST WHICH WAS ORIGINATED IN 1979, A LAND TRUST WHICH WAS THE OWNER OF RECORD OF THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL. THE SAME EVICTION NOTICE ALSO IDENTIFIED CHRISTOPHER J. PINTARO WHO WAS EVICTED WHO WAS NOT AN OWNER OR BENEFICIARY OF THE TRUST WHICH OWNERS JEROME A. PINTARO AND MARILYN PINTARO WERE. CHRISTOPHER J. PINTARO HAD BEEN A NON-OWNER RESIDENT OF THE PINTARO RESIDENCE FOR THE PREVIOUS TWENTY YEARS AND SON OF THE PINTARO’S. FOLLOWING THE FRAUDULENT EVICTION ON DECEMBER 6, 2022, THE VILLAGE OF OAK BROOK WATER DEPARTMENT RECORDS INDICATED THAT FOR SEVERAL MONTHS THERE WAS NO WATER USAGE AND MOST RECENTLY WATER DEPARTMENT RECORDS INDICATING THAT OVER THE RECENT SUSTAINED BELOW FREEZING WEATHER, IN JANUARY AND FEBRUARY, 2024, AN EXTRAORDINARY VOLUME OF WATER USAGE WAS RECORDED BY THE VILLAGE OF OAK BROOK WATER DEPARTMENT, THE OAK BROOK GOVERNMENT OFFICIALS SUGGESTING TO MY WIFE AND I THAT THERE MAY HAVE BEEN FROZEN PIPES AND WATER DAMAGE IN MY STOLEN HOME.
I EXPLAINED TO THE OAK BROOK POLICE THAT I DID HAVE A FRAUDULENT ORDER OF PROTECTION ILLEGALLY PLACED AGAINST ME BY JUDGE MACKAY AT THE REQUEST OF A PETITIONER DIMITRI A. SAYEGH AND HIS ATTORNEY ADHAM ALAILY. AT THAT POINT BOTH OFFICERS WENT BACK TO THEIR POLICE CARS AND RETURNED AND WITHOUT ANY PROVOCATION, AND WITHOUT ANY RESISTANCE BY MYSELF, BOTH POLICE OFFICERS PAUL PLINSKE AND MICHAEL M. ADDISON GRABBED HOLD OF EACH MY ARMS AND PULLED AND LIFTED MY ARMS BEHIND MY BACK AND UPWARD NEARLY FACE PLANTING ME ONTO SAINT FRANCIS CIRCLE PAVEMENT. I RESPONDED IN ABSOLUTE PAIN SCREAMING THAT I HAD A SHOULDER INJURY DUE TO DR. BRIAN J. COLE, MIDWEST ORTHOPAEDIC, RUSH UNIVERSITY HOSPITAL HAVING SURGICALLY CONDUCTED A FAILED SURGERY ON MY RIGHT ARM IN JUNE, 2019. THE TWO OAK BROOK POLICE OFFICERS CONTINUED TO PULL MY ARMS BACK AND UP TRYING TO HANDCUFF MY ARMS BEHIND MY BACK TELLING ME NOT TO RESIST WHILE THEY WERE CREATING UNBEARABLE PAIN. MY WIFE, MARILYN WAS SCREAMING AT BOTH OFFICERS TELLING THEM THAT I HAD SHOULDER, NECK, AND ARM INJURIES AND THE OAK BROOK POLICE RESPONDED BY TELLING HER THAT IF SHE INTERFERED, SHE WOULD BE ARRESTED AND DIRECTED HER TO LEAVE AND GO TO THE OAK BROOK POLICE DEPARTMENT AND WAIT THERE FOR HER HUSBAND, JEROME A. PINTARO. MARILYN PINTARO REFUSED TO LEAVE. THE OAK BROOK POLICE OFFICERS HANDCUFFED AND SHACKLED MY ARMS TO MY BODY AND TRANSPORTED ME TO THE OAK BROOK POLICE DEPARTMENT DETENTION CENTER WHERE I WAS BOOKED, FINGERPRINTED AND PHOTOGRAPHED. I WAS NEVER READ MY MIRANDA RIGHTS BY NEITHER OF THE OAK BROOK POLICE OFFICERS AT ANY TIME BEFORE, DURING, OR AFTER THE ARREST. THE OAK BROOK POLICE CONFISCATED, SEARCHED, AND SEIZED MY WALLET AND ITS ENTIRE CONTENTS WITHOUT PROBABLE CAUSE AT THE TIME OF BEING ARRESTED, AT APPROXIMATELY 12:47 PM, FEBRUARY 10, 2024 AND REFUSED TO RETURN MY WALLET UNTIL TWO DAYS LATER ON FEBRUARY 12, 2024.
WHILE AT THE OAK BROOK POLICE DEPARTMENT BEING BOOKED THE ARRESTING OAK BROOK POLICE OFFICERS PLINSKE AND ADDISON AND OTHER OAK BROOK POLICE OFFICERS ENGAGED IN CONVERSATION INDICATING THAT I WAS BEING CHARGED AS A FELON, WITH FELONY CHARGES BEING ASSESSED AGAINST ME. AFTER BEING HELD AT THE OAK BROOK DETENTION CENTER, I WAS SECURED IN AN OAK BROOK POLICE SQUAD AND TRANSPORTED TO THE DUPAGE COUNTY JAIL. THE ENTIRE TIME FROM THE TIME OF ARREST IN FRONT OF 120 SAINT FRANCIS CIRCLE UNTIL BEING TRANSPORTED TO THE DUPAGE COUNTY JAIL, I WAS HANDCUFFED AND MY ARMS WERE SHACKLED TO MY BODY CREATING UNBEARABLE PAIN DUE TO MY PREVIOUS FAILED SHOULDER SURGERY BY DR. BRIAN J. COLE, MIDWEST ORTHOPEDICS, RUSH UNIVERSITY MEDICAL CENTER. MY WIFE MARILYN PINTARO WAS NEVER GIVEN THE OPPORTUNITY TO TALK TO ME PRIOR TO BEING TRANSPORTED TO THE DUPAGE COUNTY JAIL.
UPON ARRIVING AT THE DUPAGE COUNTY JAIL I WAS IN EXTREME PAIN, MY RIGHT ARM, SHOULDER, AND NECK FELT BADLY INJURED, I WAS IN CATASTROPHIC PAIN AS WELL AS MY LEFT ARM AND SHOULDER HAVING BEEN TRAUMATIZED BY THE PHYSICAL ATTACK BY OAK BROOK POLICE OFFICERS PLINSKE AND ADDISON. AT THE DUPAGE COUNTY JAIL NORMAL PROCEDURE IS FOR THE JAIL NURSE TO CONDUCT A PHYSICAL ASSESSMENT OF ANY PRISONER BEING ADMITTED TOO THE JAIL. THE NURSE BEGAN THE ASSESSMENT WITH MY BLOOD PRESSURE READING WHICH WAS 239/140 AND RESPONDED THAT SUCH A HIGH READING HAD TO OBVIOUSLY BE IN ERROR. THE NURSE WENT TO RETRIEVE ANOTHER, SECOND BLOOD PRESSURE MONITOR WHICH CONFIRMED THE PREVIOUS 240/140 READING. SHE TOLD THE ARRESTING OAK BROOK POLICE OFFICER THAT SHE WOULD NOT BE ABLE TO ACCEPT ME AS A PRISONER AND SHE SUGGESTED THAT OAK BROOK POLICE OFFICER ADDISON RUSH ME TO THE NEAREST HOSPITAL. THE NEAREST HOSPITAL WAS NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL BEFORE I HAD A STROKE. DURING ALL THIS TIME I REMAINED HANDCUFFED AND SHACKLED CREATING MORE PAIN AND INJURY TO BOTH MY ARMS AND SHOULDERS. MY WALLET AND ITS CONTENTS WHICH WAS PREVIOUSLY CONFISCATED AS WELL AS THE SHOE STRINGS ON MY SHOES WERE ALSO TAKEN FROM ME SO I HAD A VERY DIFFICULT TIME WALKING BECAUSE I KEPT ON WALKING OUT OF MY SHOES AS A RESULT OF THE MISSING SHOESTRINGS HAVING BEEN TAKEN FROM ME.
WHILE HANDCUFFED AND SHACKLED AT NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL, I WAS PARADED THROUGH THE HOSPITAL WITH MY SHOES WITHOUT SHOESTRINGS CONTINUALLY FALLING OFF. PEOPLE IN THE HOSPITAL WERE STARING AT ME HANDCUFFED AND SHACKLED WONDERING WHAT I COULD HAVE DONE TO BE TRANSPORTED IN SUCH A MANNER. WHEN ARRIVING AT THE EMERGENCY ROOM I WAS HANDCUFFED TO A GURNEY PENDING MEDICAL TREATMENT. I ASKED NUMEROUS TIME TO HAVE THE HANDCUFFS REMOVED BUT THE OAK BROOK POLICE OFFICER INDICATED THAT BECAUSE I WAS A CRIMINAL AND CONSIDERED DANGEROUS, NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL REQUIRED THAT I BE HANDCUFFED TO THE GURNEY AND IMMOBILIZED AT ALL TIMES.
I WAS ASKED BY EMERGENCY ROOM PERSONNEL WHAT MY MEDICAL CONCERNS WERE AND I INDICATED THAT MY ARMS AND SHOULDERS WERE IN EXTREME PAIN, MY RIGHT ARM AND SHOULDER A RESULT OF THE PHYSICAL ATTACK BY OAK BROOK POLICE OFFICERS PAUL PLINSKE AND MICHAEL M. ADDISON EARLIER THAT DAY, THE PAIN CAUSING MY NECK AND SHOULDER TO FEEL STIFF AND NEARLY IMMOBILIZED BY THE PAIN AND A PINS AND NEEDLES SENSATION IN MY LOWER FOREARM AND THE BACK OF MY HAND.
NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL DOCTORS AND MEDICAL ASSISTANTS KEPT TELLING ME THAT I WAS HAVING A STROKE AND THAT WAS WHY MY BLOOD PRESSURE READINGS WERE 240/140, WHY MY ARM WAS IN SUCH PAIN, AND WHY I HAD THE PINS AND NEEDLES SENSATION IN MY LOWER ARM, WRIST, AND THE BACK OF MY HAND. AFTER BEING TREATED WITH SEVERAL TESTS TO DETERMINE THE EXTENT OF THE EMERGENCY ROOM DIAGNOSIS OF THE POSSIBILITY OF A STROKE, AN X-RAY OF MY RIGHT SHOULDER WAS TAKEN BY A TECHNICIAN WITH A PORTABLE X-RAY MACHINE BROUGHT INTO THE ROOM WHERE I WAS BEING “TREATED.” THE X-RAY WAS TAKEN WHILE I WAS HANDCUFFED TO THE HOSPITAL GURNEY.
"YOU ARE DE-ARRESTED!"
MINUTES LATER APPARENTLY AFTER HAVING READ THE RESULTS OF THE X-RAY AND THE EXTENT OF THE DAMAGE THAT WAS INFLICTED BY OFFICERS PLINSKE AND ADDISON TO MY RIGHT ARM AND SHOULDER BY THE OAK BROOK POLICE, OAK BROOK POLICE OFFICER MICHAEL M. ADDISON WHO HAD ME IN CUSTODY THE ENTIRE TIME FROM 12:47 P.M. UNTIL NEARLY 9:00 P.M. ON SATURDAY, FEBRUARY 10, 2024, ABRUPTLY TOLD ME THAT I WAS BEING “DE-ARRESTED” AND THAT MY ARREST WOULD HAVE TO BE COMPLETED ON MONDAY, FEBRUARY 12, 2024, WHEN AT THAT TIME I SHOULD “SURRENDER” MYSELF TO THE VILLAGE OF OAK BROOK POLICE DEPARTMENT TO “FINALIZE” MY ARREST. THE OAK BROOK POLICE OFFICER REFUSED TO RETURN MY WALLET, MY COAT, AND MY SHOE LACES, AND LEFT ME AT THE NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL, LEAVING ME WITH NO WAY TO GET BACK HOME AND WITHOUT MY WALLET AND ITS CONTENTS, MY COAT, AND MY SHOELACES. HE INDICATED THAT MY PERSONAL PROPERTY INCLUDING MY WALLET WOULD BE RETURNED WHEN I SURRENDERED TO THE VILLAGE OF OAK BROOK POLICE DEPARTMENT OR WOULD BE GIVEN TO MY WIFE MARILYN PINTARO WHERE SHE COULD PICK THEM UP AT THE OAK BROOK POLICE DEPARTMENT. WHEN MY WALLET WAS RETURNED TO MY WIFE MARILYN PINTARO, ALL MY CREDIT CARDS WERE PLACED IN THE WALLET LENGTHWISE PROTRUDING FROM MY WALLET, OBVIOUSLY INDICATING THAT THE WALLET HAD BEEN SEIZED AND SEARCHED. ITEMS WERE MISSING FROM MY WALLET INCLUDING MY LEGALLY OBTAINED ILLINOIS F.O.I.D. CARD. BECAUSE MY WALLET WAS SEARCHED AND SEIZED WITHOUT ANY PROBABLE CAUSE BY THE VILLAGE OF OAK BROOK POLICE AND WAS HELD FOR THREE DAYS BEFORE BEING RETURNED, I IMMEDIATELY PLACED A REPORT INDICATING MY CREDIT AND DEBIT CARDS WERE STOLEN ON FEBRUARY 10, 2024 AT APPROXIMATELY 12:47 AM THE TIME OF MY ARREST.
NORTHWESTERN UNIVERSITY, CENTRAL DUPAGE HOSPITAL "AFTER VISIT SUMMARY" INDICATED THE REASON FOR THE VISIT WAS "JAIL CLEARANCE" 1. DIZZINESS, UNCERTAIN CAUSE, 2. HIGH BLOOD PRESSURE, CONTROLLING, 3. PARESTHIA. THE “AFTER VISIT SUMMARY” INTENTIONALLY AND FRAUDULENTLY OMMITTING THE X-RAY AND CONDITIONS AND COMMENTS OF THE REASON FOR MY EXTREMELY HIGH BLOOD PRESSURE A DIRECT RESULT OF THE PAIN OF MY RIGHT INJURED ARM AND SHOULDER AND MY LEFT SHOULDER AS A RESULT OF THE INJURY SUSTAINED IN THE ARREST BY OAK BROOK POLICE PLINSKE AND ADDISON.
https://flipbooks.fleepit.com/f-51392-motion_to_revoke
https://flipbooks.fleepit.com/f-51507-complaint_blacked_out
https://flipbooks.fleepit.com/f-51395-northwestern_medicine
https://flipbooks.fleepit.com/f-51396-criminal_lawyers
"AN UNBIASED TRIBUNAL"
-NOTICE OF THE PROPOSED ACTION AND THE GROUNDS ASSERTED FOR IT.
-OPPORTUNITY TO PRESENT REASONS WHY THE PROPOSED ACTION SHOULD NOT BE TAKEN.
-THE RIGHT TO PRESENT EVIDENCE, INCLUDING THE RIGHT TO CALL WITNESSES.
-THE RIGHT TO KNOW OPPOSING EVIDENCE.
-THE RIGHT TO CROSS-EXAMINE ADVERSE WITNESSES.
-A DECISION BASED EXCLUSIVELY ON THE EVIDENCE PRESENTED.
-OPPORTUNITY TO BE REPRESENTED BY COUNSEL.
-REQUIREMENT THAT THE TRIBUNAL PREPARE A RECORD OF THE EVIDENCE PRESENTED.
-REQUIREMENT THAT THE TRIBUNAL PREPARE WRITTEN FINDINGS OF FACT AND REASONS FOR ITS DECISION.
THE FIFTH AMENDMENT'S REFERENCE TO “DUE PROCESS” IS ONLY ONE OF MANY PROMISES OF PROTECTION THE BILL OF RIGHTS GIVES CITIZENS AGAINST THE FEDERAL GOVERNMENT. ORIGINALLY THESE PROMISES HAD NO APPLICATION AT ALL AGAINST THE STATES; THE BILL OF RIGHTS WAS INTERPRETED TO ONLY APPLY AGAINST THE FEDERAL GOVERNMENT, GIVEN THE DEBATES SURROUNDING ITS ENACTMENT AND THE LANGUAGE USED ELSEWHERE IN THE CONSTITUTION TO LIMIT STATE POWER. (SEE BARRON V CITY OF BALTIMORE (1833)). HOWEVER, THIS CHANGED AFTER THE ENACTMENT OF THE FOURTEENTH AMENDMENT AND A STRING OF SUPREME COURT CASES THAT BEGAN APPLYING THE SAME LIMITATIONS ON THE STATES AS THE BILL OF RIGHTS. INITIALLY, THE SUPREME COURT ONLY PIECEMEAL ADDED BILL OF RIGHTS PROTECTIONS AGAINST THE STATES, SUCH AS IN CHICAGO, BURLINGTON & QUINCY RAILROAD COMPANY V. CITY OF CHICAGO (1897) WHEN THE COURT INCORPORATED THE FIFTH AMENDMENT'S TAKINGS CLAUSE INTO THE FOURTEENTH AMENDMENT. THE COURT SAW THESE PROTECTIONS AS A FUNCTION OF THE DUE PROCESS CLAUSE OF THE FOURTEENTH AMENDMENT ONLY, NOT BECAUSE THE FOURTEENTH AMENDMENT MADE THE BILL OF RIGHTS APPLY AGAINST THE STATES. LATER, IN THE MIDDLE OF THE TWENTIETH CENTURY, A SERIES OF SUPREME COURT DECISIONS FOUND THAT THE DUE PROCESS CLAUSE "INCORPORATED" MOST OF THE IMPORTANT ELEMENTS OF THE BILL OF RIGHTS AND MADE THEM APPLICABLE TO THE STATES. IF A BILL OF RIGHTS GUARANTEE IS "INCORPORATED" IN THE "DUE PROCESS" REQUIREMENT OF THE FOURTEENTH AMENDMENT, STATE AND FEDERAL OBLIGATIONS ARE EXACTLY THE SAME. FOR MORE INFORMATION ON THE INCORPORATION DOCTRINE, PLEASE SEE THIS WEX ARTICLE ON THE INCORPORATION DOCTRINE.
THE LAW IS WELL-SETTLED THAT A VOID JUDGEMENT OR ORDER IS VOID EVEN BEFORE REVERSAL, WHETHER COURTS ARE CONSTITUTED BY AUTHORITY AND THEY CANNOT GO BEYOND THAT AUTHORITY DELEGATED TO THEM, AND IF THEY ACT BEYOND THAT AUTHORITY, AND CERTAINLY IN CONTRAVENION OF IT, ITS JUDGEMENTS AND ORDERS ARE NULLITIES, THEY ARE NOT VOIDABLE, BUT SIMPLY VOID, AND THIS EVEN PRIOR TO REVERSAL. IF THE RECORD OF THE CASE DOES NOT SUPPORT SUBJECT-MATTER JURISDICTION, THEN THE JUDGE HAS ACTED WITHOUT SUBJECT MATTER JURISDICTION. IF THE COURT COULD NOT LEGALLY HEAR THE MATTER UPON THE JURISDICTIONAL PAPER PRESENTED, ITS FINDING THAT IT HAD THE AUTHORITY ADDS NOTHING TO ITS AUTHORITY, IT HAD NO AUTHORITY TO MAKE THAT FINDING, THE JUDGEMENT OR ORDER DOES NOT COMPLY WITH THE LAW AND IS VOID. FEDERAL JUDGES AND PROSECUTORS HAVE ABOSLOUTE IMMUNITY UNLESS THEY TOTALLY LACK SUBJECT-MATTER JURISDICTION OR PERSONAL JURISDICTION IN THE CASE. A JUDGE ACTING WITHOUT SUBJECT-MATTER JURISDICTION IS ACTING WITHOUT JUDICIAL AUTHORITY. SUBJECT-MATTER JURISDICTION HAS BEEN DEFINED AS THE 'POWER TO ADJUDGE' CONCERNING THE GENERAL QUESTION INVOLVED.
A JUDGE CANNOT CLAIM JURISDICTION BY FIAT, THAT ALL JUDGEMENTS AND ORDERS ISSUED BY A JUDGE IN A COURT OF LIMITED JURISDICTION MUST CONTAIN THE FINDINGS OF THE COURT SHOWING THAT THE COURT HAS SUBJECT-MATTER JURISDICTION, NOT ALLEGATIONS THAT THE COURT HAS JURIDICTION
WE HAVE ANARCHY ON THE STREETS AND TOTAL DISRESPECT FOR THE LAW BECAUSE WE HAVE ANARCHY IN THE JUDICIAL SYSTEM WITH TOTAL DISRESPECT FOR THE LAW
CONSIDER THE JUDICIAL AND CRIMINAL CONSEQUENCES OF THESE CONSPIRATORIAL, JUDICIAL VIOLATIONS OF THE HOBB'S ACT, VIOLATIONS OF THE CRIMINAL CONSPIRACY, OF A RACKETEER INFLUENCED AND CORRUPT ORGANIZATIONS ACT, VIOLATIONS OF 42 U.S. CODE, SECTION 1983 CIVIL ACTIONS FOR DEPRIVATION OF THE CIVIL RIGHTS OF JEROME A. PINTARO AND MARILYN PINTARO UNDER COLOR OF LAW, EXTORTION, OBSTRUCTION OF JUSTICE, FRAUD, PERJURY, BRIBERY, AND DENIALS OF THE CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES OF JEROME A. PINTARO AND MARILYN PINTARO, RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE UNITED STATES CONSTITUTION AND THE LAWS OF THE UNITED STATES , BY SITTING JUDGES ON AND BY THE UNITED STATES DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS AND THE UNITED STATES 7th CIRCUIT COURT OF APPEALS BY ALLEGED MEMBERS OF A RACKATEER INFLUENCED CORRUPT ORGAINZATION IN A CRIMINAL CONSPIRACY AGAINST JEROME A. PINTARO AND MARILYN PINTARO DATING BACK AS FAR AS NOVEMBER, 2011, HAVING FRAUDULENTLY COLLECTED NEARLY $600,000 IN FRAUDULENT MORTGAGE PAYMENTS FRAUDULENTLY PAID TO CAPITAL ONE FINANICAL CORPORATION'S BANK HOLDING, CAPITAL ONE BANK N.A., "CEO RYAN M. SCHNEIDER," BETWEEN FEBRUARY, 2012 TO MAY, 2018. THE ABOVE NAMED JUDGES ARE SITTING JUDGES OF THE UNITED STATES DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, AND UNITED STATES CIRCUIT COURT JUDGES OF THE 7th CIRCUIT COURT OF APPEALS. THEIR ALLEGED CO-CONSPIRATOR AND FRAUDULENT DEFENDANT, PETER C. POWERS, WHO WAS NEVER PARTY TO THE 42 U.S. CODE, SECTION 1983 COMPLAINT, CASE NO. 23-cv-1425 FILED BY PLAINITIFFS JEROME A. PINTARO AND MARILYN PINTARO, PETER C. POWERS, WHO WAS NEVER SERVED, WHO NEVER MADE AN APPEARANCE, IN THE COMPLAINT CASE NO. 23-cv-1425, ADMITTED TO HAVING EVADED FEDERAL AND STATE OF ILLINOIS INCOME TAX PAYMENTS, AND OTHER TAXES ON AS MUCH AS $5M OF RETAIL SALES REVENUES FROM HIS SEVERAL RETAIL CASH BUSINESS REVENUES SINCE 2005.
THE ORIGINAL, NAMED DEFENDANTS OF RECORD IN THE ACTION FILED MARCH 8, 2023, CASE NO. 23-cv-1425 TO THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, AND ASSIGNED TO JUDGE THOMAS M. DURKIN, WHO ALLEGEDLY WAS NEVER THE ACTUAL JUDGE WHO PROSECUTED THE CASE, THE CASE HAVING BEEN FRAUDULENTLY PROSECUTED OVER ONLINE MEDIA BY AN INDIVIDUAL, WHO WAS NOT DISTRICT COURT JUDGE THOMAS M. DURKIN, WHO IMPERSONATED JUDGE THOMAS M. DURKIN IN THE FRAUDULENT PROSECUTION OF THIS CASE NO. 23-cv-1425. THE ORGINALLY NAMED DEFENDANTS WERE JUDGE JAMES D. OREL, JUDGE ROBERT G. GIBSON, JUDGE BRYAN S. CHAPMAN, JUDGE CRAIG R. BELFORD, CLERK OF THE 18th JUDICIAL CIRCUIT COURT, DUPAGE COUNTY, JAMES MENDRICK, DUPAGE COUNTY SHERIFF, KATHLEEN V. CARRIER, DUPAGE COUNTY RECORDER OF DEEDS, KRISTOPHER M. GRAVEL, DUPAGE COUNTY SHERIFF DEPUTY, EDUARDO P. CASITLLO, DUPAGE COUNTY SHERIFF SERGEANT, JUDGE CHRISTINE T. OREL, JUDGE MONIQUE N. O'TOOLE, JUDGE PAUL A. MARCHESE, JUDGE JEFFREY S. MACKAY, PETER C. POWERS, ROSEMARY POWERS, ATTORNEY DAVID A. BELOFSKY, ATTORNEY IRA T. NEVEL, ATTORNEY ADHAM J. ALAILY, DIMITRI A. SAYEGH, AND MADJ. G. KHOURY. ATTORNEY ADHAM J. ALAILY, WHO FRAUDULENTLY ATTESTED TO THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT, TO THE UNITED STATES DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, AND THE 7th CIRCUIT COURT OF APPEALS THAT HE, 'ATTORNEY ADHAM J. ALAILY' WAS THE ATTORNEY REPRESENTING HIMSELF AS A DEFENDANT IN THE PLAINTIFFS (JEROME A. PINTARO'S AND MARILYN PINTARO'S) COMPLAINT NO. 23-cv-1425, THAT ATTORNEY ADHAM J. ALAILY WAS ALSO THE ATTORNEY REPRESENTING DIMITRI A. SAYEGH, ALSO A DEFENDANT IN PLAINTIFFS' CASE NO. 23-cv-1425, AS WELL AS ANOTHER DEFENDANT IN THE SAME CASE, A MADJ G. KHOURY, A FRAUDULENT DEFENDANT IN THE SAME CASE THAT DID NOT EXIST, A "SUBHUMAN" NON-EXISTENT FRAUDULENT CLIENT "STRAW BUYER" WHO EXISTED IN NAME ONLY, FABRICATED BY ATTORNEY ADHAM J. ALAILY, A COUNTERFEIT DEFENDANT, A COUNTERFEIT "STRAW BUYER" AND THE COUNTERFEIT "GRANTEE" RECORDED ON DUPAGE COUNTY SHERIFF'S DEED FRAUDULENTLY CONVEYING INTEREST OF THE PINTARO'S OAK BROOK RESIDENCE BY "GRANTOR" DUGAGE COUNTY SHERIFF JAMES MENDRICK, PURSUANT TO NOT ONE (1), BUT TWO (2)FRAUDULENT FORECLOSURE SALE AUCTIONS, ALLEGEDLY CONDUCTED BY DUPAGE COUNTY SHERIFF JAMES MENDRICK, WITH TWO SEPARATE AND DIFFERENT "GRANTEES' BOTH HAVING BEEN REPORTED TO HAVE BEEN PAID THE SALE PROCEEDS FROM THE FRAUDULENT FORECLOSURE SALE ONE (1), $1.8M +/- ON THE FIRST FRAUDULENT FORECLOSURE SALE AND $1.3M +/- ON THE SECOND FRAUDULENT FORECLOSURE SALE (2) OF THE PINTARO'S OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, 60523.
THE SECOND CASE FILED WITH THE UNITED STATES DISTRICT COURT ORIGINALLY ASSIGNED TO JUDGE SHARON JOHNSON COLEMAN WAS REASSIGNED TO JUDGE THOMAS M. DURKIN WHO ALSO FRAUDULENTLY, NEVER PROSECUTED CASE NO. 23-cv-2008, A SIMILAR SECTION 42 U.S. CODE 1983, FOR DEPRIVATION OF CIVIL RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE U.S. CONSTITUTION OF THE LAWS OF THE UNITED STATES, JEROME A. PINTARO, PLAINTIFF v. IWCC ARBITRATOR GERALD GRANADA, ATTORNEY CATHERINE M. LEVINE, EVELYN MARTINEZ, CLAIMS ADJUSTER FOR CINCINNATI INSURANCE CO., NICHOLAS TAYLOR, PACE SYSTEMS, INC., DR. BRYAN J. COLE, MIDWEST ORTHOPAEDICS AT RUSH UNIVERSITY MEDICAL CENTER, AND DR. RICHARD B. FOULKES, FOULKES VISION.
https://flipbooks.fleepit.com/f-48247-transfer_of_case_to_executive_committee
https://flipbooks.fleepit.com/f-48246-circuit_court_of_appeals_lack_of_jurisdiction
https://flipbooks.fleepit.com/f-48543-mandate
https://flipbooks.fleepit.com/f-41564-summary_judgement_matter_of_law
https://flipbooks.fleepit.com/f-41623-peter_c_powers
https://flipbooks.fleepit.com/f-41898-docket
https://flipbooks.fleepit.com/f-46000-fraud_by_the_ca7th_circuit_appellate_court
https://flipbooks.fleepit.com/f-41558-reset_hearings_11_3_2023
https://flipbooks.fleepit.com/f-41557-terminate_hearings_2
https://flipbooks.fleepit.com/f-41556-terminate_hearings_1
https://flipbooks.fleepit.com/f-41452-merged_recorder
https://flipbooks.fleepit.com/f-41451-bond_fund
https://www.linkedin.com/in/robert-schillerstrom-16a18614
https://www.illinoispolicy.org/illinois-tollway-chair-resigns-following-patronage-scandal/
https://www.chicagotribune.com/2019/04/17/hinsdale-district-86-referendum-supporters-spent-401533-in-april-2-campaign/
https://www.nbcchicago.com/news/local/hinsdale-district-86-referendum/133155/
https://www.chicagotribune.com/2018/11/07/166-million-hinsdale-district-86-referendum-headed-for-failure-with-96-percent-of-precincts-counted/
https://www.nbcchicago.com/news/local/hinsdale-district-86-referendum/133155/
https://flipbooks.fleepit.com/f-41379-alaily_reply_to_response
https://flipbooks.fleepit.com/f-41378-alaily_motion_to_dismiss
https://flipbooks.fleepit.com/f-41334-robert_berlin
https://flipbooks.fleepit.com/f-41332-terminate_hearings
https://flipbooks.fleepit.com/f-41326-alaily
https://flipbooks.fleepit.com/f-41324-alaily_certain_defendants
https://flipbooks.fleepit.com/f-41318-motion_to_correct
https://flipbooks.fleepit.com/f-41319-38
https://flipbooks.fleepit.com/f-41317-34
https://flipbooks.fleepit.com/f-41316-35
https://flipbooks.fleepit.com/f-41315-39
https://flipbooks.fleepit.com/f-41312-motion_to_reconsider
https://flipbooks.fleepit.com/f-41311-motion_to_correct
https://flipbooks.fleepit.com/f-41260-fraudulent_order
https://flipbooks.fleepit.com/f-41201-disqualify_a_judge
https://flipbooks.fleepit.com/f-41185-void_judgements_and_orders
https://flipbooks.fleepit.com/f-40944-granada
https://flipbooks.fleepit.com/f-40889-corrupt_judges
https://flipbooks.fleepit.com/f-40834-
adham_alaily_madj_g_khoury
https://flipbooks.fleepit.com/f-40772-corrupt_judges
https://flipbooks.fleepit.com/f-40719-levine
https://flipbooks.fleepit.com/f-40962-17
VILLAGE OF HINSDALE MASTER INFRASTRUCTURE PLAN (MIP) FEBRUARY 3, 2015
https://cms4files.revize.com/hinsdaleil/MIP_Review_February_2015.pdf
THESE ARE THE 16 JUDGES THAT WERE ASSIGNED TO MY NEARLY DOZEN CIVIL AND CRIMINAL COMPLAINTS WHICH I HAVE BEEN PARTY TO SINCE OCTOBER, 2018
DUPAGE COUNTY CIRCUIT COURT JUDGES
JUDGE DOROTHY FRENCH MALLEN (RETIRED)
JUDGE BRYAN CHAPMAN
JUDGE ROBERT G. GIBSON
JUDGE ANGELO KAPPAS
JUDGE NEAL CERN
JUDGE JAMES D. OREL
JUDGE CHRISTINE T. CODY OREL
JUDGE CRAIG R. BELFORD
JUDGE MONIQUE N. O'TOOLE
JUDGE JEFFREY MACKAY
JUDGE PAUL A. MARCHESE
U.S. FEDERAL DISTRICT COURT JUDGES
THOMAS M. DURKIN
JUDGE JOHN J. THARP JR.
U.S. FEDERAL CIRCUIT APPELLATE COURT JUDGES
JUDGE THOMAS L. KIRSCH II
JUDGE JOHN Z. LEE
JUDGE DORIS L. PRIOR
WHY DIDN'T YOU REPORT THE HINSDALE REAL ESTATE BROKERAGE CARTEL ANTITRUST CONDUCT AND DUPAGE COUNTY, U.S. DISTRICT COURT, AND U.S. COURT OF APPEALS FRAUD ON THE COURT AND FRAUD BY THE COURT, 42 U.S.C. SECTION 1983, DEPRIVATION OF CIVIL RIGHTS, IMMUNITIES, AND PRIVILEGES, GUARANTEED BY THE U.S. CONSTITUTION AND FEDERAL LAWS OF THE U.S. TO THE DOJ AND THE FBI?
I DID, AS FAR BACK AS 2009!
IT ALL STARTED IN SEPTEMBER, 2001 WITH THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL ANTITRUST CONDUCT AND THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT!
THE DOJ OFFICIAL I MET WITH REQUESTED THAT I PROVIDE HIM AN AFFIDAVIT OF EVENTS WHICH I DID. HE RETIRED AND I ATTEMPTED AT LEAST A HALF DOZEN TIMES TO REPORT ANTICOMPETITIVE CONDUCT, THE DOJ INDICATING THAT THEY WERE NOT THE AGENCY TO REPORT ANTITRUST CONDUCT, IT WAS THE FBI HAD TO REPORT THE ANTITRUST CONDUCT. I EVEN EMAILED BY REGISTERED MAIL THE U.S. ATTORNEY IN CHICAGO, NO RESPONSE.
OVER A TERM OF TWENTY YEARS I HAVE ATTEMPTED ON AT LEAST A DOZEN OR MORE OCCASSIONS TO REPORT ANTICOMPETIVE CONDUCT IN OAK BROOK AND HINSDALE TO THE FBI, THEY WOULD NOT EVEN LET ME INTO THE BUILDING OR SPEAK WITH ANYONE. I ALSO MAILED VIA REGISTERED MAIL THE FBI DIRECTOR IN CHARGE, NO RESPONSE.
THE FOLLOWING IS A SYNOPSIS OF MY COMPLAINT AND WHAT I TOLD BOTH THE FBI AND THE DOJ IN 2009
IN 2009 I WENT TO THE FBI CHICAGO OFFICE ON WEST ROOSEVELT RD AND TO THE DOJ, REAL ESTATE ANTITRUST DIVISION DOWNTOWN CHICAGO ON LASALLE ST TO REPORT HOW THE HINSDALE REAL ESTATE BROKERAGE CARTEL WAS MANIPULATING THE OAK BROOK AND HINSDALE RESIDENTIAL REAL ESTATE MARKETS. THE MAIN OFFENDER AT THE TIME WAS COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE WITH OFFICES LOCATED IN BOTH HINSDALE AND OAK BROOK. COLDWELL BANKER RESIDENTIAL REAL ESTATE AT THE TIME ENJOYED AS MUCH AS A SEVENTY PERCENT MARKET SHARE OF THE OAKBROOK RESIDENTIAL REAL ESTATE MARKET WITH EFFECTIVELY LITTLE TO NO COMPETITION. FURTHER SUPRESSING ANY SEMBLANCE OF A COMPETITIVE RESIDENTIAL MARKET IN OAKBROOK WAS COLDWELL BANKER'S EXTENSIVE USE OF "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" TRANSACTIONS WHICH KEPT BOTH SELL SIDE AND BUY SIDE TRANSACTIONS "IN HOUSE" EARNING THEM A "DUAL COMMISSION" AND A "QUADRUPLE COMMISSION" - THAT IS THE LISTING BROKER AND THE SELLING BROKER WERE BOTH COLDWELL BANKER BROKERS. "DOUBLE DUAL AGENCY" TRANSACTIONS CONSISTED OF A REAL ESTATE BROKER IN A "TEAR DOWN" TRANSACTION, ACTING AS THE LISTING BROKER FOR THE HINSDALE HOMEOWNER SELLER OF AN EXISTING "TEAR DOWN" PROPERTY AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE LISTING BROKER, WHO WAS ESSENTIALLY ACTING AS AN IMPLIED PARTNER WITH THE BUILDER, ACTED AS THE BUYER'S BROKER FOR THE BUILDER OF THE "TEAR DOWN" PROPERTY, AND, IMMEDIATELY, MOST OFTEN, WHILE THE REDEVELOPED PROPERTY WAS STILL UNDER CONSTRUCTION, TYPICALLY WENT UNDER CONTRACT WITH THE NOW LISTING BROKER AND IMPLIED PARTNER OF THE BUILDER, SUBSEQUENTLY ACTING AS THE LISTING BROKER AND AN IMPLIED PARTNER WITH THE BUILDER OF THE REDEVELOPED RESIDENTIAL PROPERTY, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE BROKER ACTED AS THE BUYER'S BROKER FOR THE BUYER OF THE NEWLY REDEVELOPED PROPERTY. A "DOUBLE DUAL AGENCY" TRANSACTION NETTED THE BROKER A "QUADRUPLE" COMMISSION, WITHOUT HAVING TO FRONT ANY MONEY, NOR ASSUME ANY RISK, NOR ENGAGE IN ANY LABOR, THE BROKER OFTEN EARNING CONSIDERABLY MORE THAN THE BUILDER WHO HAD TO BUILD, FINANCE, AND CARRY THE "TEAR DOWN" "AS IS" PROPERTY AND SUBSEQUENT REDEVELOPEMENT. THE HUGE BROKERAGE COMMISSIONS, WHICH COULD NOT BE, AND WERE NOT ANY MEASURABLE UNIT OF VALUATON COMPARISION IN THE VALUATION PROCESS, WHICH COULD NOT BE ASSIGNED NOR ATTRIBUTABLE TO LABOR, MATERIAL, NOR LAND, WERE SIMPLY AN INFLATED "SURCHARGE" WITH NO CONTRIBUTING MATERIAL VALUE, WHICH SOLELY INFLATED THE SALE PRICE UNTIL THE TIME OF RECONNING, THE FIRST GENERATION RESALE WHEN THE UNSUSPECTING BUYERS FOUND THAT THEY WERE "UPSIDE DOWN" IN THE MARKET VALUE AS NOW SUPPORTED BY RECENT, SIMILAR, GERMANE SALES OF EXISTING COMPARABLE PROPERTIES!
I EXPLAINED TO THE FBI AND THE DOJ, HOW COLDWELL BANKER MAINLY, AS WELL AS OTHER HINSDALE RESIDENTIAL REAL ESTATE BROKERAGE COMPANIES, WERE STEERING MIDDLE EASTERN BUYERS TO OAK BROOK, AND AWAY FROM HINSDALE, STEERING MINORITY BUYERS TO OAK BROOK WITH SIGNIFICANTLY, BELOW MARKET LIST PRICES OF OAK BROOK CUSTOM BUILT HOMES, SCREWING OAK BROOK HOMEOWNERS WHO IN MANY CASES WERE SENIOR CITIZENS. IF THAT WASN'T ENOUGH TO RESTRAIN ANY COMPETIVE FORCES IN THE OAK BROOK MARKET, COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE ALLEGEDLY INVENTORIED RESIDENTIAL LISTINGS OF OAK BROOK HOMES OFF MARKET, ALLEGEDLY, INTENTIONALLY WITHHOLDING LISTINGS FROM OTHER BROKERAGE COMPANIES UNTIL COLDWELL BANKER ALLEGEDLY HAD A CONFIRMED BUYER AND THEN LISTED THE ALREADY SOLD "OFF MARKET" AND WITHHELD HOME LISTINGS IN THE MLS AS DESIGNATED "SOLD BEFORE PROCESSING" OR SOLD IN 1, 2, OR 3 DAYS, IN AN UNUSUALLY SHORT PERIOD OF TIME WITHOUT ANY MARKET EXPOSURE. OTHER LOCAL REAL ESTATE BROKERAGE COMPAINES WERE OBVIOUSLY UNHAPPY WITH COLDWELL BANKER'S UNCOMPETITVE CONDUCT, SO SOON AFTER ENTER "THE PRIVATE LISTING NETWORK" WHICH WAS ADOPTED TO "CORRECT" THE ANTICOMPETITIVE BROKERAGE CONDUCT, NOT BY CITING OR RESTRAINING COLDWELL BANKER OR ENFORCING ANY INJUNCTION AGAINST COLDWELL BANKER AS MEMBERS OF THE MLS, BUT BY ALLOWING ALL THE OTHER REAL ESTATE BROKERAGE COMPANIES TO ENGAGE IN THE SAME UNCOMPETIVE CONDUCT THAT COLDWELL BANKER WAS PRACTICING! AND BY THE WAY, THE MIDWEST REAL ESTATE BROKERAGE MULTIPLE LISTING SERVICE IS "BROKER OWNED" AND LOCAL COLDWELL BANKER BROKERAGE HELD A HIGH, IF NOT THE HIGHEST PERCENTAGE OF UNITS OF OWNERSHIP IN THE MRED.
IN SEPTEMBER, 2001, I, BEING AN ILLINOIS LICENSED REAL ESTATE BROKER SINCE 1969 AND MEMBER OF THE MRED/MLS LISTED MY HOME ON THE MLS. IN THE FOLLOWING SIX MONTHS, I HAD OVER TWO HUNDRED (200) SHOWINGS ALMOST EXCLUSIVELY BY LOCAL HINSDALE CARTEL BROKERS WHO HAD NO INTENTION OF SELLING MY HOME, BUT EVERY INTENTION OF KEEPING MY HOME FROM BEING SOLD AT ANYWHERE NEAR TRUE MARKET VALUE, IN ORDER TO PROTECT THEIR PUBLIC, FRAUDULENT PUBLIC PERCEPTION OF OAK BROOK HAVING SIGNIFICANTLY BELOW MARKET SALE PRICES WHICH THE CARTEL, AND MORE SPECIFICALLY COLDWELL BANKER RESIDENTIAL REAL ESTATE HAD CULTIVATED OVER THE PAST DECADE. BEING AWARE OF WHAT WAS HAPPENING, I REQUIRED THAT ANY BUYER THAT WANTED TO SEE MY HOME BE PREAPPROVED OR HAVE A SOURCE OF FUNDS STATEMENT PRIOR TO THE SHOWING. FROM THAT POINT FORWARD TO 2O20, OVER A TERM OF THE NEXT NEARLY TWENY YEARS, I DIDN'T RECIEVE A SINGLE REQUEST FOR SHOWING WITH THE PREAPPROVAL OR SOURCE OF FUNDS REQUIREMENT REQUIRED.
I EXPLAINED TO THE FBI AND DOJ IN 2009 THAT WHAT THE HINSDALE REAL ESTATE BROKERAGE CARTEL DID IN OAK BROOK FOR THE PAST NEARLY TWENTY YEARS AT THE TIME, THEY DID TO EVEN A GREATER DEGREE IN REVERSE IN HINSDALE. THROUGH THEIR AGGRESSIVE, ANTICOMPETITIVE BROKERAGE CONDUCT, TO A LARGE EXTENT, AND AS A RESULT OF "RACIAL AND RELIGIOUS STEERING" ARTIFICIALLY INFLATING, AND MANUFACTURING THE MARKET VALUES OF EXISTING "AS IS," PROPERTIES, FOR A TOTALLY UNSUPPORTED, SPECULATIVE MARKET EXCLUSIVELY FOR "TEAR DOWN" AND "REDEVELOPMENT," "PRICE FIXING," MARKET ALLOCATION," "GROUP BOYCOTTS," "RACIAL AND RELIGIOUS STEERING," "DISCRIMINATION," "DUAL AGENCY" AND "DOUBLE DUAL AGENCY" JUST TO START, WITH UNSUPPORTED BROKERAGE COMMISSIONS OF AS MUCH AS A QUARTER MILLION DOLLARS AND MORE ON A SINGLE "TEAR DOWN" "DOUBLE DUAL AGENCY" TRANSACTION, BASED ON "INFLATED," "MANUFACTURED," REDEVELOPED PROPERTY SALES' PRICES, TOTALLY UNSUPPORTED BY THE TRUE HINSDALE RESIDENTIAL REAL ESTATE MARKET. AS A CONSEQUENCE, HINSDALE RESIDENTIAL MARKET VALUES EXPLODED ONLY TO HAVE HINSDALE REAL ESTATE MARKET VALUES SUBSEQUENTLY IMPLODE UPON SECOND GENERATION SALES OF PREVIOUSLY ACQUIRED, REDEVELOPED PROPERTIES, SUBSEQUENT UNSUPPORTED MARKET VALUES UPON RESALES OF THE "REDEVELOPED" PROPERTIES BY HOMEOWNERS, WHO WERE "UPSIDE DOWN" IN AN ERODED EQUITY POSTION FROM THEIR ORIGINAL ACQUISITION PRICE, WHICH WERE THEN EVEN FURTHER NEGATIVELY IMPACTED IN MARKET VALUES BY EXPLODING "AD VALOREM" REAL ESTATE PROPERTY TAXES.
"THE COMMISSION LAWSUITS TARGETED THE WRONG COMPLAINT"
"IT'S BEEN AN EXERCISE IN FUTILITY"
"REGULATING COMMISSIONS HAS NOTHING TO WITH IT"
"DOUBLESPEAK"
TO DISQUISE AND DISTORT, EUPHEMISM AND AMBIGUITY, TYICALLY USED BY GOVENMENTS AND LARGE INSTITUTIONS
"BUYER AGENT COMPENSATION"
"OFFERS OF COMPENSATON"
"COOPERATIVE COMPENSATION"
"DECOUPLING COMMISSIONS"
"AMID LEGAL UNCERTAINTY"
"MLS COOPERATIVE COMPENSATION WORKAROUNDS"
WITH 1,600,000 +/- NAR MEMBERS
WHO OR WHAT CAN THAT MEMBERSHIP BENEFIT MOST?
AS WITH JAMES CAVILLE'S FAMOUS PHRASE COINED IN 1992
"IT'S THE ECONOMY STUPID"
"IT'S THE AGENCY RELATIONSHIPS STUPID"
"NOT THE COMMISSIONS"
"NOT THE OFFERS OF COMPENSATION"
WHAT YOU DON'T KNOW ABOUT REAL ESTATE BROKERAGE CAN HURT YOU!
THE CONVOLUTED REAL ESTATE BROKERAGE AGENCY RELATIONSHIPS, THE CONVOLUTED LEGAL LANGUAGE, THE INTRICATE, COMPLICATED, CONVOLUTED REASONING, ROLLED UP, COILED, AND TWISTED, THE CONVOLUTED EXPLANATIONS AND DEFINITIONS UNREASONABLY LONG AND DIFFICULT TO UNDERSTAND, HAVING A COMPLICATED STRUCTURE AND DIFFICULT TO UNDERSTAND, THE LAYERS OF CONFUSION, THE DIFFICULTY DETERMINING WHO PAYS THE COMMISSION
U.S. PROPERTY OWNERS - YOU'VE ALL BEEN "HAD" BY THE U.S. REAL ESTATE BROKERAGE CARTEL AND THEIR BENEFACTORS WHOM I WILL LEAVE TO YOUR DISCRETION TO DISCERN!
SINGLE AGENCY BROKERAGE RELATIONSHIP - A SINGLE COMMISSION TO A SINGLE REAL ESTATE BROKERAGE COMPANY WHO THE REAL ESTATE BROKER LICENSEE IS LICENSED WITH, THE LICENSEE ACTING IN THE CAPACITY OF A LISTING REAL ESTATE BROKER, REPRESENTING A SELLER, OR A SELLING REAL ESTATE BROKER REPRESENTING THE BUYER, BUT NOT BOTH, AND THE COOPERATING REAL ESTATE BROKER WHO IS NOT A LICENSEE OF THE SAME BROKERAGE COMPANY.
DESIGNATED AGENCY BROKERAGE RELATIONSHIP - TWO SEPARATE COMMISSIONS TO A SINGLE BROKERAGE COMPANY, BOTH THE LISTING COMMISSION AND THE SELLING COMMISSION, WHEN BOTH COOPERATING REAL ESTATE BROKERS ARE LICENSEES OF THE SAME BROKERAGE COMPANY, BOTH REPORTING TO THE SAME MANAGING BROKER, WHO "DESIGNATES" EACH BROKERAGE'S LICENSEE, BOTH LICENSED WITH THE SAME BROKERAGE COMPANY, TO REPRESENT BOTH PARTIES TO THE TRANSACTION, THE SELLER, AND THE BUYER, TO ACT IN THE CAPACITY OF THE LISTING BROKER FOR THE SELLER AND IN THE CAPACITY OF SELLING BROKER FOR THE BUYER, AT THE SAME TIME AND IN THE SAME TRANSACTION. DESIGNATED AGENCY IS AN AGENCY RELATIONSHIP UNLIKE ANY OTHER AGENCY RELATIONSHIP THAT EXISTS, WHICH WAS "FABRICATED" IN THE EARLY 1990'S BY THE NAR. "DESIGNATED AGENCY" IS ESSENTIALLY "DUAL AGENCY" SIMPLY BECAUSE THE SAME BROKERAGE COMPANY IS REPRESENTING BOTH PARTIES TO A BROKERAGE TRANSACTION AND COLLECTING BOTH REAL ESTATE BROKERAGE COMMISSIONS, BOTH THE LISTING AND THE SELLING COMMISSIONS, REPRESENTING THE SELLER AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE SAME BROKERAGE IS REPRESENTING THE BUYER, A SINGLE BROKERAGE COMPANY IS PARTY TO THE SAME BROKERAGE TRANSACTION AND COLLECTS BOTH BROKERAGE COMMISSIONS.
DUAL AGENCY BROKERAGE RELATIONSHIP - TWO COMMISSIONS TO A SINGLE REAL ESTATE BROKERAGE COMPANY AND TO A SINGLE REAL ESTATE BROKER LICENSEE, BOTH THE LISTING BROKERAGE COMMISSION AND THE SELLING BROKERAGE COMMISSION, A SINGLE REAL ESTATE BROKER LICENSEE, LICENSED WITH THE SAME BROKERAGE COMPANY, WHO EXCLUSIVELY REPRESENTS A SELLER AS A LISTING BROKER AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE SINGLE REAL ESTATE BROKER LICENSEE, LICENSED WITH THE SAME BROKERAGE COMPANY, IS REPRESENTING THE BUYER AS THE BUYER'S BROKER OR SELLING BROKER. A SINGLE BROKERAGE COMPANY IS PARTY TO THE SAME TRANSACTION AND BOTH COMMISSIONS.
DOUBLE DUAL AGENCY BROKERAGE RELATIONSHIP MORE PREVALENT WITH "TEAR DOWN" AND "REDEVELOPMENT" OPPORTUNITIES THAN SALES AND PURCHASES OF EXISTING PROPERTY TRANSACTIONS - FOUR COMMISSIONS TO A SINGLE REAL ESTATE BROKERAGE COMPANY AND A SINGLE REAL ESTATE BROKERAGE LICENSEE, LICENSED WITH A SINGLE BROKERAGE COMPANY, IN TWO RELATED RESIDENTIAL REAL ESTATE BROKERAGE TRANSACTIONS. A LISTING COMMISSION, A REAL ESTATE LICENSEE ACTING IN THE CAPACITY OF A LISTING BROKER FOR THE SELLER IN AN INITIAL RELATED TRANSACTION, AND A SELLING COMMISSION, THE SAME REAL ESTATE BROKER ACTING IN THE CAPACITY OF SELLING BROKER FOR THE BUYER IN THE SAME INITIAL, RELATED TRANSACTION, AT THE SAME TIME AND IN THE SAME TRANSACTION. SUBSEQUENTLY, THE SAME REAL ESTATE BROKER LICENSEE, WITH THE SAME SINGLE BROKERAGE COMPANY, A SUBSEQUENT LISTING COMMISSION, THE REAL ESTATE BROKER ACTING IN THE CAPACITY OF LISTING BROKER FOR THE SELLER IN THE SUBSEQUENT RELATED TRANSACTION, AND THE SINGLE LICENSEE OF THE SINGLE REAL ESTATE BROKERAGE COMPANY ACTING IN THE CAPACITY OF SELLING BROKER FOR THE BUYER, AT THE SAME TIME AND IN THE SAME SUBSEQUENT, RELATED TRANSACTION, BY A SINGLE REAL ESTATE BROKER LICENSEE, LICENSED WITH A SINGLE REAL ESTATE BROKERAGE COMPANY, REPORTING TO A SINGLE MANAGING BROKER.
COLDWELL BANKER HINSDALE WAS THE MOST PROLIFIC ENGAGER OF THIS CONVOLUTED, BIASED AND PREJUDICED AGENCY RELATIONSHIP, THE REAL ESTATE BROKER IS MANDATED TO ACT IN AN UNDISCLOSED CAPACITY AS AN ENTERPRISE PARTNER WITH THE BUILDER - BOTH THE BUILDER'S AND THE BROKER'S INTEREST BEING SO ENTWINED AND TWISTED TOGETHER VIRTUALLY UNABLE TO BE SEPARATED
AN EXAMPLE WOULD BE A LISTING BROKER LICENSEE, LICENSED WITH COLDWELL BANKER RESIDENTIAL REAL ESTATE BROKERAGE COMPANY AND REPORTING TO A SINGLE MANAGING BROKER, MARKETING A HINSDALE "TEAR DOWN" EXISTING PROPERTY IN THE MLS, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT THE SAME LICENSED BROKER IS ACTING AS THE SELLING BROKER FOR A BUILDER/PURCHASER WHO PURCHASES THE EXISTING "TEAR DOWN" PROPERTY TO DEMOLISH AND REDEVELOP INTO NEW CONSTRUCTION, AND SUBSEQUENTLY, AFTER REDEVELOPMENT, THE SAME REAL ESTATE BROKER ACTING IN THE CAPACITY OF LISTING BROKER FOR THE BUILDER/SELLER, THE SAME REAL ESTATE BROKER, REPORTING TO THE SAME SINGLE MANAGING BROKER, ACTING IN THE CAPACITY OF A LISTING BROKER FOR THE NOW SELLER/ BUILDER OF THE REDEVELOPED PROPERTY, AT THE SAME TIME AND IN THE SAME TRANSACTION THAT SAME REAL ESTATE BROKER IS ACTING IN THE CAPACITY OF SELLING BROKER, FOR THE PURCHASER OF THE NEWLY REDEVELOPED PROPERTY.
BEWARE OF THE GREATEST CON OF THE PAST TWO CENTURIES, DESIGNATED AGENCY, DUAL AGENCY, DOUBLE DUAL AGENCY, LISTING SELLER’S BROKER, AND SELLING BUYER’S BROKER
HOME SELLERS AND HOME BUYERS HAVE BEEN CONNED INTO PAYING MULTIPLE REAL ESTATE BROKERAGE COMMISSIONS FOR THE PAST 19TH AND CURRENT 20TH CENTURIES, MOST COMPLETELY UNAWARE OF WHAT AND TO WHOM THE COMMISSIONS WERE BEING PAID
AT MINIMUM, IN THE TYPICAL REAL ESTATE TRANSACTION THE BUYERS AND SELLERS ARE PAYING (4) REAL ESTATE BROKERAGE COMMISSIONS, ON THE SALE SIDE TO: THE LISTING REAL ESTATE BROKER, NOT TO BE CONFUSED WITH THE LISTING REAL ESTATE SALESPERSON, AS WELL AS THE REAL ESTATE SALESPERSON WHO IS LICENSED BY THE REAL ESTATE BROKER, AND ON THE BUY SIDE TO: THE SELLING REAL ESTATE BROKER, NOT TO BE CONFUSED WITH THE SELLING REAL ESTATE SALESPERSON, AS WELL TO AS THE REAL ESTATE SALESPERSON WHO IS LICENSED BY THE REAL ESTATE BROKER
THE RECENT ADDITON OF REAL ESTATE BROKERAGE TEAMS COMPOUND THE PARTIES TO THE TRANSACTION EVEN FURTHER. THE REAL ESTATE BROKERAGE COMMISSION PAID TO THE LICENSED REAL ESTATE BROKER BY THE CONSUMERS PARTY TO A RESIDENTIAL REAL ESTATE TRANSACTION ARE THEN PAID TO THE ENTIRE TEAM OF SALESPERSONS WHICH IS SPLIT AMONGST ALL THE SALESPERSONS PARTY TO THE TEAM, IF THE TEAM HAS TEN SALESPERSONS, THE REAL ESTATE CONSUMER IS PAYING COMMISSIONS TO ALL TEN SALESPERSONS LICENSED BY THE REAL ESTATE BROKER AS WELL AS THE LICENSED REAL ESTATE BROKER
IN A TYPICAL REAL ESTATE BROKERAGE TRANSACTION THERE IS A SELLER, A HOME BEING SOLD, AND A BUYER PARTY TO THE REAL ESTATE TRANSACTION AS WELL AS TWO REAL ESTATE BROKERS, AND TWO REAL ESTATE SALESPERSONS
WHAT OTHER TYPICAL SALE/PURCHASE TRANSACTIONS EXIST WHERE THERE ARE TWO SELLING ENTITIES AND TWO BUYING ENTITIES PARTY TO THE TRANSACTION ASIDE FROM THE BUYER AND THE SELLER?
TYPICALLY AN AUTO PURCHASE IS THE SECOND LARGEST PURCHASE BY CONSUMERS, THERE EXISTS AN AUTO, THE BUYER OF THE AUTO, AND THE SELLER OF THE AUTO PARTY TO THE TRANSACTION
THE PRINCIPAL AGENT PROBLEM IN REAL ESTATE
HAVE YOU EVER WONDERED IF YOUR REAL ESTATE AGENT IS WORKING IN YOUR BEST INTEREST? OR ARE THEIR ACTIONS MOTIVATED BY THEIR OWN BEST INTEREST? THE PRINCIPAL AGENT PROBLEM IS A COMMON OCCURRENCE IN REAL ESTATE AND CAN RESULT IN FINANCIAL HARM TOWARDS THE PRINCIPAL.
https://propertyclub.nyc/article/the-principal-agent-problem-in-real-estate
MULTIPLE BROKERS PROVIDE ECONOMIES OF SCALE TO THE REAL ESTATE BROKERAGE CARTEL
ECONOMIES OF SCALE ARE COST ADVANTAGES REAPED BY COMPANIES WHEN PRODUCTION BECOMES EFFICIENT. COMPANIES CAN ACHIEVE ECONOMIES OF SCALE BY INCREASING PRODUCTION AND LOWERING COSTS. THIS HAPPENS BECAUSE COSTS ARE SPREAD OVER A LARGER NUMBER OF GOODS. COSTS CAN BE BOTH FIXED AND VARIABLE.
https://www.investopedia.com/terms/e/economiesofscale.asp
AGENCY
AGENCY LAW IS THE COMMON LAW DOCTRINE CONTROLLING RELATIONSHIPS BETWEEN AGENTS AND PRINCIPALS.
HOW DO REAL ESTATE AGENTS GET PAID?
https://www.investopedia.com/articles/personal-finance/080714/how-do-real-estate-agents-get-paid.asp
WHAT IS AN AGENT? DEFINITION, TYPES OF AGENTS, AND EXAMPLES
https://www.investopedia.com/terms/a/agent.asp
FACTS ABOUT AGENCY
https://www.sog.unc.edu/sites/www.sog.unc.edu/files/course_materials/Agency%20Facts.pdf
AGENCY – THE BASIC LAW
AN AGENT CANNOT DELEGATE HIS OR HER AUTHORITY AND HAVE SERVICES PERFORMED BY A SUBAGENT WITHOUT EXPRESS PERMISSION FROM PRINCIPAL UNLESS PERMISSION CAN BE IMPLIED FROM THE NATURE OF THE BUSINESS OR CUSTOM
SUBAGENTS
A SUBAGENT IS A PERSON TO WHOM THE AGENT DELEGATES AUTHORITY AS HIS/HER AGENT. THROUGH A SUBAGENT, THE AGENT CAN PERFORM AN ACT FOR THE PRINCIPAL. IF AN AGENT FEELS THAT THE APPOINTMENT OF SUBAGENTS ARE NECESSARY TO THE PROPER TRANSACTION AND CARRYING ON OF THE BUSINESS COMMITTED TO THE AGENT, THEN THE AGENT HAS AN IMPLIED AUTHORITY TO MAKE SUCH APPOINTMENTS ABSENT CONTRARY PROVISIONS IN THE AGREEMENT. GENERALLY, IF AN AGENT EMPLOYS A SUBAGENT, THEN THE AGENT IS THE EMPLOYING PERSON AND THE PRINCIPAL IS NOT A PARTY TO THE CONTRACT OF EMPLOYMENT.
IF AN AGENT EMPLOYS A SUBAGENT FOR HIS/HER PRINCIPAL, AND BY HIS/HER AUTHORITY, THEN THE SUBAGENT IS THE AGENT OF THE PRINCIPAL AND IS DIRECTLY RESPONSIBLE TO THE PRINCIPAL FOR HIS/HER CONDUCT, AND IF DAMAGE RESULTS FROM THE CONDUCT OF SUCH SUBAGENT, THE AGENT IS ONLY RESPONSIBLE IN CASE S/HE HAS NOT EXERCISED DUE CARE IN THE SELECTION OF THE SUBAGENT.
BUT IF THE AGENT EMPLOYS A SUBAGENT ON HIS/HER OWN ACCOUNT TO ASSIST HIM/HER IN THE WORK AT HIS/HER OWN RISK, THEN THERE IS NO AGREEMENT BETWEEN SUCH SUBAGENT AND THE PRINCIPAL. UNDER THIS CIRCUMSTANCE, A SUBAGENT IS ONLY RESPONSIBLE TO THE AGENT, WHILE THE AGENT IS RESPONSIBLE TO THE PRINCIPAL FOR THE ACTIONS DONE BY HIM/HER AND THE ACTIONS BY THE SUBAGENT.
AN AGENT IS RESPONSIBLE TO THE PRINCIPLE FOR THE CONDUCT OF A SUBAGENT WITH REFERENCE TO THE AFFAIRS OF THE PRINCIPAL ENTRUSTED TO THE SUBAGENT. HOWEVER, A SUBAGENCY CANNOT GIVE MORE POWER TO THE SUBAGENCY THAN THE AGENCY HAS AND WHEN THAT GENERAL AGENCY CEASES TO EXIST, IT WILL AUTOMATICALLY DISSOLVE THE SUBAGENCY.
AN AGENT IS NOT LIABLE TO THIRD PERSONS FOR THE MISFEASANCE OR MALFEASANCE OF A SUBAGENT EMPLOYED BY HIM/HER IN THE SERVICE OF HIS/HER PRINCIPAL, UNLESS S/HE IS GUILTY OF NEGLIGENCE IN THE APPOINTMENT OF SUCH SUBAGENT OR IMPROPERLY CO OPERATES IN THE ACTS OR OMISSIONS OF THE SUBAGENT. Baisley v. Henry, 55 Cal. App. 760 (Cal. App. 1921).
https://www.stimmel-law.com/en/articles/agency-basic-law#:~:text=An%20agent%20cannot%20delegate%20his,of%20the%20business%20or%20custom.
AGENCY ISSUES RAISED BY TEAMS
WHILE THE LAW DOES NOT CHANGE (AND THERE IS NO SPECIFIC PART OF THE LICENSE LAW THAT PERTAINS TO TEAMS), THE FORMATION OF A TEAM CAN CREATE LEGAL SITUATIONS THAT COMPANIES ARE NOT USED TO DEALING WITH. ONE OF THOSE ISSUES IS DUAL AGENCY.
ILLINOIS MAY BE UNIQUE IN THAT OUR LICENSE ACT CREATES A PRESUMPTION OF “DESIGNATED AGENCY.” THIS MEANS THAT WHILE A SELLER OR BUYER IS LEGALLY AND TECHNICALLY HIRING THE BROKERAGE COMPANY, THAT CLIENT’S AGENT IS THE INDIVIDUAL BROKER WITH WHOM THEY’RE WORKING (I.E., THEIR DESIGNATED AGENT). GENERALLY SPEAKING, DUAL AGENCY ARISES WHEN A SINGLE BROKER IS THE DESIGNATED AGENT FOR BOTH THE BUYER AND THE SELLER IN THE SAME TRANSACTION. WHEN THIS OCCURS, LICENSE LAW REQUIRES THAT DUAL AGENCY BE DISCLOSED; BOTH THE BUYER AND THE SELLER MUST CONSENT TO THE AGENCY IN WRITING BOTH BEFORE AND AT THE TIME OF CONTRACTING. THE LICENSE LAW’S REQUIREMENTS CAN HAVE FURTHER IMPACT ON BROKERS THAT PRACTICE DISCLOSED DUAL AGENCY, PARTICULARLY WITH REGARD TO THE OBLIGATION TO KEEP ALL CLIENT INFORMATION CONFIDENTIAL. THIS DUTY, IN THE CONTEXT OF DUAL AGENCY, SIGNIFICANTLY CHANGES THE BROKER’S ROLE IN THE TRANSACTION, RESTRICTING THE BROKER FROM PROVIDING COUNSELING OR ADVICE TO THEIR CLIENTS.
THE MOST COMMON TEAM FORMAT IS A TEAM LEADER WHO ACTS AS A SELLER’S AGENT AND THEN OTHER TEAM MEMBERS THAT ACT AS BUYERS’ AGENTS. IF THE TEAM REGULARLY SHARES INFORMATION ON THE CLIENTS IT IS REPRESENTING OR IF THE TEAM HOLDS ITSELF OUT TO THE PUBLIC AS A SINGULAR UNIT (IN OTHER WORDS: YOU HIRE ONE OF US, YOU GET US ALL), THEN IT COULD BE PRESUMED THAT THERE IS ALWAYS DUAL AGENCY WHEN DEALING WITH TEAM MEMBERS. THIS WOULD REQUIRE THE ENTIRE TEAM OR MULTIPLE MEMBERS ANYWAY TO BE LISTED ON THE LISTING OR BUYER’S REPRESENTATION AGREEMENTS.
HOWEVER, IF THE TEAM OPERATES IN SUCH A WAY AS TO PROTECT THE CONFIDENTIAL INFORMATION OF ITS CLIENTS AND SEGREGATES THE ACTIVITY OF THE SELLER’S AGENT AND THE BUYERS’ AGENTS, THEN DUAL AGENCY MAY BE AVOIDABLE. OF COURSE, THIS MAY BE EASIER SAID THAN DONE. IN ORDER TO AVOID THE RESTRICTIONS OF DUAL AGENCY, THE BROKERAGE COMPANY SHOULD TAKE NECESSARY STEPS TO KEEP BOTH PHYSICAL INFORMATION AND ELECTRONIC DATA SECURE AND INACCESSIBLE BY OPPOSING PARTIES. MOREOVER, THE COMPANY WILL NEED TO TAKE INTO CONSIDERATION THE MANNER IN WHICH THE TEAM IS MARKETED SO THAT IT DOES NOT INADVERTENTLY CREATE THE IMPRESSION THAT WHEN HIRING A TEAM MEMBER, A CLIENT HAS ACTUALLY HIRED THE ENTIRE TEAM TO WORK ON THEIR BEHALF.
IT IS EASY TO SEE NOW THAT THE RULES FOR DUAL AGENCY IN ILLINOIS DO NOT CHANGE SIMPLY BECAUSE A COMPANY NOW HAS A TEAM WITHIN IT. THE SAME REQUIREMENTS FOR CONFIDENTIALITY, DISCLOSURE AND CONSENT APPLY WHETHER LICENSEES WITHIN A COMPANY DECIDE TO BAND TOGETHER UNDER A TEAM NAME OR NOT.
https://www.illinoisrealtors.org/blog/many-teams-one-license-law/
MORTGAGE INTEREST RATES TODAY FOR JAN. 26, 2024: RATES COOL OFF FOR HOMESEEKERS
SOME IMPORTANT MORTGAGE RATES MOVED DOWN. HERE'S WHAT TO KNOW IF YOU'RE IN THE MARKET FOR A HOME LOAN.
https://www.cnet.com/personal-finance/mortgages/todays-rates/mortgage-interest-rates-today-for-jan-26-2024-rates-cool-off-for-homeseekers/
WHY NEW HOME SALES SOARED AND EXISTING HOMES PLUNGED IN 2023
https://www.axios.com/2024/01/26/housing-home-sales-interest-rates
DECEMBER'S PCE INFLATION REPORT
https://www.msn.com/en-us/money/markets/december-s-pce-inflation-report-is-embarrassing-for-the-fed-tomas-philipson/vi-BB1hiZdq#details
THE CORRELATION BETWEEN BONDS AND STOCKS HAS RUPTURED. IT'S NOT A PROBLEM FOR EQUITIES, SAYS THIS ANALYST.
https://www.morningstar.com/news/marketwatch/20240126220/the-correlation-between-bonds-and-stocks-has-ruptured-its-not-a-problem-for-equities-says-this-analyst
3 REASONS THE US ECONOMY'S STRENGTH RIGHT NOW IS A HEAD-FAKE, ACCORDING TO MOHAMED EL-ERIAN
https://www.businessinsider.com/us-economy-recession-outlook-consumer-spending-inflation-growth-el-erian-2024-1?op=1
CONSUMER PRICE INDEX SUMMARY
https://www.bls.gov/news.release/cpi.nr0.htm
GRAPHICS FOR ECONOMIC NEWS RELEASES
12-MONTH PERCENTAGE CHANGE, CONSUMER PRICE INDEX, SELECTED CATEGORIES
https://www.bls.gov/charts/consumer-price-index/consumer-price-index-by-category.htm
CONSUMER PRICE INDEX: 2023 IN REVIEW
https://www.bls.gov/opub/ted/2024/consumer-price-index-2023-in-review.htm
GETTING LESS FOR THE SAME PRICE? EXPLORE HOW THE CPI MEASURES “SHRINKFLATION” AND ITS IMPACT ON INFLATION
https://www.bls.gov/opub/btn/volume-12/measuring-shrinkflation-and-its-impact-on-inflation.htm
U.S. BALOONING DEBT NOW MORE THAN 5 TOP ECONOMIES COMBINED!
OUR NATIONAL DEBT HAS TOPPED $34 TRILLION.
THE NATIONAL DEBT HIT A RECORD HIGH. DOES THAT AFFECT THE AVERAGE AMERICAN WALLET?
BALOONING U.S.DEBT MORE THAN 5 TOP ECONOMIES COMBINED.
https://www.usatoday.com/story/money/2024/01/16/what-national-debt-means-for-you/72111112007/
U.S. DEBT CLOCK
https://www.usdebtclock.org
$88 TRILLION IN DEBT AND A WAVE OF ELECTIONS. WORLD LEADERS ARE HAMSTRUNG
https://edition.cnn.com/2024/01/14/business/davos-debt-global-economy/index.html
INFLATION ISN’T BEATEN YET AND RISKS OF A NEW PRICE SHOCK ARE RISING
https://edition.cnn.com/2024/01/19/economy/davos-inflation-red-sea-middle-east/index.html
INFLATION IN THE UNITED STATES AND ITS IMPACT ON THE ECONOMY
https://www.fubo.tv/news/breaking-news/inflation-in-the-united-states-and-its-impact-on-the-economy/
HOW THE RED SEA CRISIS COULD CLOBBER THE GLOBAL ECONOMY
https://edition.cnn.com/2024/01/10/economy/red-sea-attacks-economic-impact/index.html
THE PEOPLE PAID TO SPOT RISKS SEE HIGH CHANCE OF ‘GLOBAL CATASTROPHE’ WITHIN 10 YEARS
https://edition.cnn.com/2024/01/10/business/wef-global-risks-report/index.html
ECONOMY AND INVESTMENT FORECASTS RELY ON FLAWED INFLATION ANALYSIS
https://www.forbes.com/sites/johntobey/2024/01/14/economy-and-investment-forecasts-rely-on-flawed-inflation-analysis/?sh=19f86d374326
TODAY'S MORTGAGE RATES RISE FOR 30-YEAR TERMS
https://www.foxbusiness.com/personal-finance/todays-mortgage-rates-january-16-2024
FIRST TEAM TRIAL ACCUSES COLDWELL BANKER OF ‘THIEVERY’ OVER AGENT DEFECTIONS
A LAWSUIT BY FIRST TEAM ACCUSES COLDWELL BANKER OF LURING TOP MANAGERS AND 80 AGENTS FROM SOUTHERN CALIFORNIA'S LARGEST INDEPENDENT REAL ESTATE BROKERAGE.
https://www.dailynews.com/2024/01/15/first-team-trial-accuses-coldwell-banker-of-thievery-over-agent-defections/
INFLATION CHALLENGES: US CPI DISAPPOINTS, DIMINISHING ODDS OF EARLY FED RATE CUT
https://www.fxmag.com/forex/inflation-challenges-us-cpi-disappoints-diminishing-odds-of-early-fed-rate-cut
BOOMERS WON’T PART WITH THEIR HOMES, AND THAT’S A PROBLEM FOR YOUNG FAMILIES
https://edition.cnn.com/2024/01/16/economy/boomers-own-more-larger-homes-than-millennial-families/index.html
MAJOR LEGAL FIGHTS OVER LONGSTANDING COMMISSION PRACTICES MAY UPEND FLORIDA'S REAL ESTATE BUSINESS
https://www.wlrn.org/business/2024-01-16/real-estate-florida-commission
FALLING MORTGAGE RATES: WHAT LOWER INFLATION AND RATE CUTS MEAN FOR 2024
https://www.cnet.com/personal-finance/mortgages/advice/mortgage-rate-forecast-january-2024/#some-advice-on-mortgage-rates
INFLATION RISK FROM RED SEA DISRUPTION, WARNS ECONOMIST
https://www.bbc.com/news/business-67980256.amp
STICKY US INFLATION WILL WRONGFOOT FED RATE BETS, HILDEBRAND SAYS
https://finance.yahoo.com/news/sticky-us-inflation-wrongfoot-fed-093906113.html
WHOLESALE INFLATION RISES TO NINE-MONTH HIGH OF 0.73 PER CENT IN DEC; FOOD, VEGGIES TURN COSTLIER
https://www.msn.com/en-in/money/markets/wholesale-inflation-rises-to-nine-month-high-of-073-per-cent-in-dec-food-veggies-turn-costlier/ar-AA1mZJjV
BLACKROCK CEO LARRY FINK WARNS OF STUBBORN INFLATION - BUT EXPECTS GROWTH TO ACCELERATE THIS YEAR IF INTEREST RATES DROP
https://www.businessinsider.com/blackrock-larry-fink-inflation-growth-recession-outlook-fed-rate-cuts-2024-1
EXPERTS EXPECT INFLATION TO DROP, INSURANCE RATES TO SOAR THIS YEAR
https://www.repairerdrivennews.com/2024/01/15/experts-expect-inflation-to-drop-insurance-rates-to-soar-this-year/
WHILE INFLATION BEAT THE POST-PANDEMIC ECONOMY, BILLIONAIRES BEAT INFLATION 3 TIMES OVER
https://www.msn.com/en-us/money/markets/while-inflation-beat-the-post-pandemic-economy-billionaires-beat-inflation-3-times-over/ar-AA1mZRF2
INFLATION RATE RISES TO 28.92% IN DECEMBER
https://www.vanguardngr.com/2024/01/inflation-rate-rises-to-28-92-in-december/
THE BUSINESSES THAT RESCUED AMERICA FROM INFLATION, RECESSION, LOST JOBS
https://www.msn.com/en-us/money/markets/the-businesses-that-rescued-america-from-inflation-recession-lost-jobs/ar-AA1mYAQd
FED’S WILLIAMS WARNS NO RATE CUTS UNTIL INFLATION MOVES DOWN TO 2% ON 'SUSTAINED BASIS'
https://www.aol.com/finance/fed-williams-warns-no-rate-203944048.html?_guc_consent_skip=1705285252
FED’S BOSTIC WARNS US PROGRESS ON INFLATION IS LIKELY TO SLOW
https://nypost.com/2024/01/14/business/feds-bostic-warns-us-progress-on-inflation-is-likely-to-slow/
INFLATION STILL HITTING AMERICANS HARD, NEW SURVEY FINDS
72% OF AMERICANS SAY GROCERIES ARE WHERE THEY FEEL INFLATION THE MOST
https://www.foxnews.com/media/inflation-still-hitting-americans-hard-new-survey-finds
THIS YEAR’S REASONS NOT TO BUY STOCKS
https://www.forbes.com/sites/tomaspray/2024/01/14/this-years-reasons-not-to-buy-stocks/?sh=123c1a9c4335
MARKETS BRIEF: WHY HAVE BONDS BEEN SO VOLATILE? AND WILL THAT CONTINUE?
UNCERTAINTY OVER INFLATION, A RECESSION, AND THE FED COULD MEAN CONTINUED WIDE SWINGS IN THE BOND MARKET.
https://www.morningstar.com/markets/markets-brief-why-have-bonds-been-so-volatile-will-that-continue
BOND ISSUANCES DECLINE BY 53 PERCENT IN 2023
https://www.philstar.com/business/2024/01/15/2325804/bond-issuances-decline-53-percent-2023
AMERICA’S OFFICES ARE THE EMPTIEST THEY'VE BEEN IN AT LEAST FOUR DECADES, ACCORDING TO REPORT
NEARLY 20% OF OFFICES ARE SITTING EMPTY, WHICH IS THE HIGHEST NUMBER ON RECORD, ACCORDING TO REPORT
https://www.foxbusiness.com/media/americas-offices-emptiest-least-four-decades-according-report
RETIRED CHICAGO CUBS PITCHER KERRY WOOD AND HIS WIFE LIST WINNETKA MANSION FOR $8.5M
https://www.chicagotribune.com/real-estate/elite-street/ct-re-elite-street-cubs-kerry-wood-winnetka-20240114-eu5o5bzbcnc6raatlcynhgc2lm-story.html
CHICAGO HOMEBUYER SUES CITY’S BIGGEST BROKERAGE OVER COMMISSIONS
CLAIMS @PROPERTIES TOOK PART IN CONSPIRACY WITH NATIONAL ASSOCIATION OF REALTORS
https://therealdeal.com/chicago/2024/01/10/chicago-homebuyer-sues-properties-over-broker-commissions/
NAR ASKS FOR NEW TRIAL IN LATEST SITZER/BURNETT COMMISSION SUIT FILINGS
NAR JOINED KELLER WILLIAMS AND HOMESERVICES OF AMERICA IN FILING MOTIONS FOR JUDGEMENT AS A MATTER OF LAW AND A NEW TRIAL
https://www.housingwire.com/articles/nar-asks-for-new-trial-in-latest-sitzer-burnett-commission-suit-filings/
CLASS-ACTION LAWSUITS ON INFLATED FEES MAY DISRUPT HOUSING MARKET
KANSAS CITY JURY FOUND NAR CONSPIRED TO INFLATE HOME SALE COMMISSIONS
HOME BUYERS ARGUE REALTORS ARE CONSPIRING TO KEEP PRICES INFLATED
ANALYST: I WOULDN’T BE SURPRISED IF THERE’S A GLOBAL SETTLEMENT NEXT YEAR
https://www.newsnationnow.com/business/class-action-lawsuits-inflated-fees-housing-market/
A COMMISSION LAWSUIT IS FILED IN ARIZONA. BUT NAR ISN’T THE TARGET
JOSEPH MASIELLO, WHO BOUGHT A HOME THROUGH HOMESMART IN FALL OF 2021, IS GOING AFTER BROKERAGES AND STATE AND LOCAL ASSOCIATIONS
https://www.housingwire.com/articles/commission-lawsuit-is-filed-in-arizona-but-nar-isnt-the-target/
MY FRIEND IS STRUGGLING TO SELL HER TOWNHOUSE. HERE'S WHY
https://www.fool.com/the-ascent/mortgages/articles/my-friend-is-struggling-to-sell-her-townhouse-heres-why/
9 IN 10 HOMEOWNERS HAVE A MORTGAGE RATE BELOW 6% — HERE’S WHY THAT’S HURTING THE HOUSING MARKET
https://www.marketwatch.com/story/9-in-10-homeowners-have-a-mortgage-rate-below-6-heres-why-thats-hurting-the-housing-market-705cb8d5?mod=search_headline
REAL ESTATE BROKERAGE ACCUSED OF 'TRICKING' HOMEOWNERS PERMANENTLY BANNED FROM OPERATING IN NORTH CAROLINA
https://www.wfmynews2.com/article/money/markets/mv-realty-permanent-ban-regional/275-eb001d99-827c-4c58-a14d-46254c09012d
WHY WA REAL ESTATE AGENTS ARE LEAVING NATION'S MOST POWERFUL GROUP
https://tdn.com/news/state-regional/why-wa-real-estate-agents-are-leaving-nations-most-powerful-group/article_2e35a77c-b177-11ee-8ec9-e352442f1f61.html
THE IMPENDING CRISIS IN COMMERCIAL REAL ESTATE AND BANKING
THE OFFICE VACANCY CRISIS
IMPACT ON SMALL BUSINESSES
DAMPENING CONSTRUCTION ACTIVITY
THE LOOMING BANKING CRISIS
CHALLENGES IN CONVERSION
REGIONAL DISPARITIES
https://www.guerillastocktrading.com/the-impending-crisis-in-commercial-real-estate-and-banking/
THE DISTRESS RECORD: MOUNTING TROUBLES FOR GVA, ASHKENAZY
THE BILLS IN 2024 ARE COMING DUE
https://therealdeal.com/national/2024/01/13/commercial-real-estate-continues-its-descent-in-2024/
DISTRESS LOOMS AS LA AND OC SEE $21B IN CMBS (COMMERCIAL MORTGAGE BACKED SECURITY) LOANS COME DUE IN 2024
ALMOST 60% OF THE DEBT IS ALREADY WATCHLISTED OR IN SPECIAL SERVICING
https://therealdeal.com/la/2024/01/10/21b-in-cmbs-loans-will-come-due-across-la-oc-in-2024/
VIOLATIONS ALLEGED AT HINSDALE CAR WASH
https://patch.com/illinois/hinsdale/violations-alleged-hinsdale-car-wash
HINSDALE MAY BAN SHORT-TERM RENTALS SUCH AS AIRBNBS
THE VILLAGE SAYS IT HAS RECEIVED COMPLAINTS FROM NEIGHBORS ABOUT SUCH RENTALS
https://patch.com/illinois/hinsdale/hinsdale-may-ban-short-term-rentals-such-airbnbs
HINSDALE HOUSE BURGLARIZED; JEWELRY STOLEN: COPS
https://patch.com/illinois/hinsdale/hinsdale-house-burglarized-jewelry-stolen-cops
HINSDALE D86 BOARD TAKES STAND ON SCHOOLS' INEQUALITY
ALL SEVEN HINSDALE HIGH SCHOOL DISTRICT 86 BOARD MEMBERS AGREED THURSDAY TO WORK TOWARD EQUALIZING THE COURSE OFFERINGS AT CENTRAL AND SOUTH HIGH SCHOOLS.
A FORMER BOARD LEADER PRAISED CURRENT MEMBERS FOR REJECTING ARGUMENTS TO GIVE EACH SCHOOL A DIFFERENT "FLAVOR."
THE WEALTHIER AND LARGER HINSDALE CENTRAL HIGH SCHOOL HAS LONG HAD A GREATER COURSE SELECTION THAN HINSDALE SOUTH. ON THURSDAY, ALL SEVEN SCHOOL BOARD MEMBERS SAID THEY SUPPORTED WORK TO CHANGE THAT. CENTRAL RESIDENT WARNS ABOUT SOUTH INFLUENCE
https://patch.com/illinois/hinsdale/hinsdale-d86-board-takes-stand-schools-inequality
HINSDALE D86 PICKS PUBLIC RELATIONS OFFICIAL
HE IS LEAVING A MUCH LARGER DISTRICT, BUT IS SEEING A SIZABLE PAY BUMP.
IN THE SPACE OF EIGHT MONTHS, THE DISTRICT SAW THE OUSTER OF A SUPERINTENDENT, THE DEPARTURE OF AN INTERIM SUPERINTENDENT, THE EXITS OF TWO FRUSTRATED SCHOOL BOARD MEMBERS AND A PAIR OF HIGH-PROFILE CONTROVERSIES INVOLVING BASKETBALL PROGRAMS.
https://patch.com/illinois/hinsdale/hinsdale-d86-picks-public-relations-official
HINSDALE D86 COACH MAY BE SUSPENDED
THE BOARD IS SHOWING MORE OPENNESS THAN WITH ITS OUSTER OF THE FORMER SUPERINTENDENT.
https://patch.com/illinois/hinsdale/hinsdale-d86-coach-may-be-suspended
SCHOOL BOARD REINSTATES HINSDALE SOUTH BASKETBALL COACH AFTER PLAYERS, PARENTS SPEAK OUT ON HIS BEHALF
HINSDALE SOUTH PLAYERS AND THEIR PARENTS CHEERED THE DECISION, WHICH CAME AFTER AN HOUR OF DELIBERATION IN A CLOSED SESSION.
https://chicago.suntimes.com/2024/1/23/24048659/hinsdale-south-basketball-michael-belcaster
INCOMING 'DATA-DRIVEN' HINSDALE D86 OFFICIAL MEETS PUBLIC
MEANWHILE, THE BOARD VOTED FOR A SECOND INTERIM SUPERINTENDENT, REPLACING ONE WHO LEFT LAST MONTH.
https://patch.com/illinois/hinsdale/incoming-data-driven-hinsdale-d86-official-meets-public
HINSDALE D86 OFFICIALS PUSH FOR EQUAL ACCESS TO COURSES
THE WORK TO ALIGN COURSES HAS BEEN STALLED SINCE THE BOARD REJECTED TEACHER-RECOMMENDED CHANGES IN OCTOBER.
https://patch.com/illinois/hinsdale/hinsdale-d86-officials-push-equal-access-courses
HINSDALE D86 SHOULD COUNTER NEGATIVE REPORTING: RESIDENT
THE RESIDENT URGED THE DISTRICT TO BOOST ITS PUBLIC RELATIONS EFFORT.
https://patch.com/illinois/hinsdale/hinsdale-d86-should-counter-negative-reporting-resident
NEW D86 LEADER LACKS SUPERINTENDENT EXPERIENCE – DOES IT MATTER?
ALL FIVE CANDIDATES IN LAST YEAR'S BOARD ELECTION SAID THE PERSON SHOULD HAVE SUPERINTENDENT EXPERIENCE
https://patch.com/illinois/hinsdale/new-d86-leader-lacks-superintendent-experience-does-it-matter
INCOMING D86 LEADER FITS LOCAL NEEDS
https://patch.com/illinois/hinsdale/incoming-d86-leader-fits-local-needs
WHEN SCHOOL DISTRICTS FALL INTO DEBT AND CAN’T GET OUT
STUDENTS AND COMMUNITIES OFTEN PAY THE PRICE
https://hechingerreport.org/when-school-districts-fall-into-debt-and-cant-get-out/
HIGH SCHOOL DISTRICT 86 AND COMMUNITY CONSOLIDATED ELEMENTARY DISTRICT 181 - $200M IN SCHOOL LOANS COMING TO FRUITION AND THE $200M IS WITHOUT INTEREST CARRY!
VOTERS PASS $140M REFERENDUM FOR HINSDALE DISTRICT 86
THE FUNDING WILL BE SPENT TO RESTORE PROGRAMS AND UNDERTAKE MAJOR IMPROVEMENTS AT HINSDALE CENTRAL AND HINSDALE SOUTH HIGH SCHOOLS
https://www.nbcchicago.com/news/local/hinsdale-district-86-referendum/133155/
HINSDALE MIDDLE SCHOOL REFERENDUM PASSES
AFTER FAILING IN MARCH TO HAVE VOTERS PASS A REFERENDUM FOR A $65 MILLION BOND SALE TO FUND THE BUILDING OF A NEW HINSDALE MIDDLE SCHOOL, THE SECOND ATTEMPT WAS FOR ABOUT $53.3 MILLION.
https://www.chicagotribune.com/suburbs/hinsdale/ct-dhd-middle-school-referendum-tl-1117-20161108-story.html
HERE COME THE TAXES!
https://www.thehinsdalean.com/story/2022/12/15/news/school-districts-ready-to-approve-levies/5634.html
PROPERTY TAX ANGER IS GROWING ACROSS AMERICA
https://www.newsweek.com/property-tax-anger-american-poll-1864769
UNDERSTANDING SCHOOL FINANCE
https://www.iasb.com/IASB/media/General/understanding-school-finance.pdf
WITH HUNDREDS OF MILLIONS OF DOLLARS OF HINSDALE SCHOOL LOAN REFERNDUM DEBT TO BE PAID OFF IN THE NEXT FEW DECADES, AND WITH REAL ESTATE BROKERAGE COMMISSIONS HISTORICALLY REPRESENTING THE LARGEST REVENUE PRODUCING INDUSTRY IN HINSDALE, WHY AREN'T REAL ESTATE BROKERS' COMMISSIONS SUBJECT TO SALES TAXES? TAXING REAL ESTATE BROKERS' COMMISSIONS WOULD EASE SOME OF THE DEBT LOAD HAVING BEEN PLACED ON THE HINSDALE RESIDENTIAL PROPERTY OWNERS WITHIN THE PAST TEN YEARS, AND WOULD INCREASE HINSDALE RESIDENTIAL PROPERTY VALUES.
HOW LOCAL GOVERNMENTS RAISE REVENUE—AND WHAT IT MEANS FOR TAX EQUITY
● LOCAL TAXES ARE KEY TO THRIVING COMMUNITIES. ONE IN SEVEN TAX DOLLARS IN THE U.S.—ABOUT $800 BILLION ANNUALLY—IS LEVIED BY LOCAL GOVERNMENTS IN SUPPORT OF EDUCATION, INFRASTRUCTURE, PUBLIC HEALTH, AND OTHER PRIORITIES. THREE FOURTHS OF THIS FUNDING COMES FROM PROPERTY TAXES, 17 PERCENT COMES FROM SALES AND EXCISE TAXES, AND SIX PERCENT COMES FROM INCOME TAXES.
● PROPERTY TAXES AND CONSUMPTION TAXES ARE UBIQUITOUS—BUT OFTEN PROBLEMATIC. PROPERTY TAXES ARE THE DOMINANT LOCAL GOVERNMENT FUNDING SOURCE IN NEARLY ALL LOCALITIES, REPRESENTING THE LARGEST TAX REVENUE SOURCE IN 94 PERCENT OF AREAS. CONSUMPTION TAXES OFTEN PLAY A SECONDARY ROLE, ACTING AS THE SECOND LARGEST SOURCE IN TWO-THIRDS OF AREAS.
https://itep.org/how-local-governments-raise-revenue-effects-on-tax-equity/
SALES TAX: THE BACKBONE OF BUDGETS
GOVERNMENTS, AT NOT JUST THE STATE BUT ALSO AT THE LOCAL LEVELS, USE TAX REVENUE TO FUND AND MAINTAIN STATE AND LOCALLY-DIRECTED SERVICES LIKE ROADS, PUBLIC SCHOOLS, AND MEDICAL FACILITIES. SALES TAXES ARE THE THIRD LARGEST SOURCE OF STATE AND LOCAL TAX REVENUE OVERALL BUT COULD BE MORE IN CERTAIN STATES. SALES TAXES ACCOUNTED FOR 16.6 PERCENT OF TOTAL U.S. STATE AND LOCAL TAX COLLECTIONS ACCORDING TO THE TAX FOUNDATION USING FISCAL YEAR 2021 DATA.
https://www.salestaxinstitute.com/resources/the-social-impact-of-sales-tax
COMMUNITY CONSOLIDATED SCHOOL DISTRICT 181FISCAL YEAR 2024 BUDGET HIGHLIGHTS
https://www.d181.org/uploaded/Departments/Business_and_Operations/Financial_Reports/Budgets/23-24/2023-2024_Fiscal_Year_-_Budget_Presentation.pdf
HINSDALE TOWNSHIP HIGH SCHOOL DISTRICT 86 ANNUAL BUDGET REPORTS
https://www.hinsdale86.org/departments/business-office/annual-budget-reports
BUTLER SCHOOL 53, 2023 -2024 APPROVED BUDGET
https://www.butler53.com/news/1775878/september-2023-board-of-education-report
https://go.boarddocs.com/il/butler53/Board.nsf/files/CVEJK54CC727/$file/Tentative%20Budget%20FY2024%209.11.2023.pdf
ILLINOIS REPORT CARD BUTLER SCHOOL DISTRICT 53 ACADEMIC PROGRESS
https://www.illinoisreportcard.com/district.aspx?source=trends&Districtid=19022053002
ILLINOIS REPORT CARD - HINSDALE CONSOLIDATED COMMUNITY SCHOOL DISTRICT 181 ACADEMIC PROGRESS
https://www.illinoisreportcard.com/District.aspx?source=trends&Districtid=19022181004
ILLINOIS REPORT CARD - HINSDALE TOWNSHIP CENTRAL HIGH SCHOOL DISTRICT 86 ACADEMIC PROGRESS
https://www.illinoisreportcard.com/School.aspx?source=trends&Schoolid=190220860170001
ILLINOIS REPORT CARD - HINSDALE TOWNSHIP SOUTH HIGH SCHOOL DISTRICT 86 ACADEMIC PROGRESS
https://www.illinoisreportcard.com/school.aspx?schoolid=190220860170002
SUBSIDIES FOR $1 MILLION HINSDALE HOMES OK'D
UNDER THE INCENTIVE PROGRAM, THE VILLAGE MAY REMOVE THE VILLAGE'S PART OF THE PROPERTY TAX BILL FOR FIVE YEARS. TO MAKE THAT A REALITY, AN OWNER MUST SPEND AT LEAST $50,000 ON EXTERIOR IMPROVEMENTS. THE PROGRAM ALLOWS THE VILLAGE TO COVER HALF OF THE ELIGIBLE PROJECT COSTS, UP TO $10,000 PER PROJECT.
https://cms4files.revize.com/hinsdaleil/HPC%20Packet%20-%201.11.2024.pdf
https://patch.com/illinois/hinsdale/subsidies-1-million-hinsdale-homes-okd
CORPORATE DEBT DEFAULTS SOARED 80% IN 2023 AND COULD BE HIGH AGAIN THIS YEAR, S&P SAYS
https://www.cnbc.com/2024/01/16/corporate-debt-defaults-soared-80percent-in-2023-and-could-be-high-again-this-year-sp-says.html
WALL STREET BANKS SELL $23 BILLION OF BONDS AFTER EARNINGS
https://www.bloomberg.com/news/articles/2024-01-16/jpmorgan-s-us-high-grade-bond-sale-kicks-off-35-billion-week
BOND TRADERS START TO HEDGE AGAINST HALF-POINT FED CUT IN MARCH
https://www.bloomberg.com/news/articles/2024-01-16/bond-traders-start-to-hedge-against-half-point-fed-cut-in-march
WE DO NOT THINK BOND YIELDS WILL BE DOWN FROM CURRENT LEVELS IN THE NEAR TERM - JPMORGAN
https://ph.investing.com/news/stock-market-news/we-do-not-think-bond-yields-will-be-down-from-current-levels-in-the-near-term--jpmorgan-432SI-1094342
UNDERSTANDING DEFAULT RISK IN BOND INVESTING
https://smartasset.com/investing/understanding-default-risk-in-bond-investing
LOCAL HINSDALE AND OAK BROOK PATCH NEWS
EX-HINSDALE D86 LEADER GAVE 5 DAYS' NOTICE
https://patch.com/illinois/hinsdale/ex-hinsdale-d86-leader-gave-5-days-notice
HINSDALE D86 TO PICK 2ND INTERIM LEADER
THE BOARD HAS NOT HELD A PUBLIC DISCUSSION ABOUT FILLING THE POSITION.
AT ITS MEETING THURSDAY, THE BOARD IS SET TO VOTE ON A CONTRACT GIVING YONKE'S REPLACEMENT $1,300 A DAY.
https://patch.com/illinois/hinsdale/hinsdale-d86-pick-2nd-interim-leader
HINSDALE D86 REVEALS NEW SUPERINTENDENT
THE BOARD HAS YET TO VOTE, BUT THE DISTRICT IS ALREADY CALLING AN OFFICIAL FROM ANOTHER DISTRICT THE NEW SUPERINTENDENT.
https://patch.com/illinois/hinsdale/hinsdale-d86-reveals-new-superintendent
HINSDALE D86 SET TO PICK SUPERINTENDENT
THE BOARD IS RELEASING ONLY A COUPLE OF DETAILS BEFOREHAND. ITS AGENDA INDICATES IT WILL VOTE ON A THREE-YEAR CONTRACT FOR A SALARY OF $255,000.
THE BOARD HAS RELEASED THE SALARY IT WANTS TO GIVE TO THE NEW LEADER.
THE BOARD HAS NOT UPDATED THE PUBLIC ON THAT INQUIRY, AND IT HAS NOT GIVEN ANY CLUE ON WHAT IT IS INVESTIGATING.
SINCE SEPTEMBER, THE DISTRICT HAS PAID ROBBINS SCHWARTZ NEARLY $20,000, ACCORDING TO PUBLIC RECORDS.
https://patch.com/illinois/hinsdale/hinsdale-d86-set-pick-superintendent
STILL NO WORK FROM EX-HINSDALE D86 LEADER
HER CONTRACT CALLED FOR HER TO BE AVAILABLE TO PERFORM ADMINISTRATIVE DUTIES THROUGH MARCH.
https://patch.com/illinois/hinsdale/still-no-work-ex-hinsdale-d86-leader
HERE'S WHO IS RETIRING IN HINSDALE D86
TEACHERS GIVE THEIR RETIREMENT LETTERS YEARS EARLY, SO THEY CAN GET 6 PERCENT INCREASES.
https://patch.com/illinois/hinsdale/heres-who-retiring-hinsdale-d86
INSDALE D86 LOSES BOTH COMMUNICATIONS STAFFERS
THE EMPLOYEES LEFT THE SAME DAY, SAYING THEY HAD NEW OPPORTUNITIES.
https://patch.com/illinois/hinsdale/hinsdale-d86-loses-both-communications-staffers
HINSDALE CENTRAL COACHES RESIGN AFTER PARENT COMPLAINTS
THE HEAD COACH GOT THE ASSISTANT COACHES' "FULL SUPPORT." BUT PARENTS OBJECTED TO THE TREATMENT OF PLAYERS.
https://patch.com/illinois/hinsdale/hinsdale-central-coaches-resign-after-parent-complaints
HINSDALE CRACKS DOWN ON MIGRANT BUSES
RESIDENTS EXPRESSED FEAR OF ILLNESSES AND DANGERS TO CHILDREN.
https://patch.com/illinois/hinsdale/hinsdale-cracks-down-migrant-buses
UNRULY PARENT AT HINSDALE CENTRAL GAME: RECORDS
THE PARENT WAS "COMPLETELY OUT OF LINE" AND YELLED AT THE HEAD COACH IN FRONT OF PLAYERS, ACCORDING TO RECORDS.
https://patch.com/illinois/hinsdale/unruly-parent-hinsdale-central-game-records
HINSDALE WOMAN ARRESTED IN DOMESTIC: COPS
IN ANOTHER CASE, A MAN WAS CHARGED WITH AGGRAVATED FLEEING AND ELUDING AN OFFICER, POLICE SAID.
https://patch.com/illinois/hinsdale/hinsdale-woman-arrested-domestic-cops
WORK ON HINSDALE D86 EQUALITY STALLED
REJECTION OF SOCIAL STUDIES CHANGES IMPACTED WORK TO EQUALIZE COURSE OFFERINGS AT THE TWO SCHOOLS, AN OFFICIAL SAID.
https://patch.com/illinois/hinsdale/work-hinsdale-d86-equality-stalled
'INVASION': CLARENDON HILLS RESIDENTS WEIGH IN ON MIGRANTS
THE VILLAGE BOARD ENACTED REGULATIONS FOR BUSES CARRYING MIGRANTS INTO TOWN
https://patch.com/illinois/hinsdale/invasion-clarendon-hills-residents-weigh-migrants
'COMPLETE FIASCO': HINSDALE HISTORIC PANEL MEETING CRITICIZED
THE CHAIRMAN REFUSED TO ALLOW A VOTE ON THE DEMOLITION OF A HISTORIC HOUSE
https://patch.com/illinois/hinsdale/complete-fiasco-hinsdale-historic-panel-meeting-criticized
TOP 10 MOST-READ HINSDALE-CLARENDON HILLS STORIES IN 2023
THE TOP-READ STORY WAS ABOUT A WOMAN LABELED "ANGRY KAREN" WHO IS ACCUSED OF FIGHTING WITH HINSDALE OFFICERS.
https://patch.com/illinois/hinsdale/most-read-hinsdale-clarendon-hills-stories-2023
HERE'S WHAT'S GOING ON IN OAK BROOK
NO DRAMA!
NO BITING!
NO WARRING!
NO JAILING!
NO "TOXIC AIR AND SOIL" TEAR DOWNS!
NO "STOP SIGNS!"
NO TRAINS!
NO TRACKS!
NO "STRATOSPHERE" PROPERTY TAXES!
JUST "TRANQUILITY" AND LOW PROPERTY TAXES ON HALF ACRE TO FIVE ACRE+ ESTATE SIZE LOTS!"
THE FREE HOME SHOWS ARE BACK! STARTING JAN. 13 & 14 AT DRURY LANE IN OAKBROOK TERRACE
https://patch.com/illinois/hinsdale/calendar/event/20240113/f7a6bd97-e89e-4d82-8c4d-53aef8ab1529/the-free-home-shows-are-back-starting-jan-13-14-at-drury-lane-in-oakbrook-terrace
"WHY YOU ARE NOT GOING TO WANT TO BUY OR SELL A HOME, BUY OR SELL A VACANT LOT, OR BUILD A HOME IN OAK BROOK IN 2024 WITHOUT ME!" WITHOUT LOSING MONEY!
THE PRIVATE LISTING NETWORK ALLOWS REAL ESTATE BROKERS TO FABRICATE ANY LOCAL RESIDENTIAL MARKET CONDITIONS THEY DESIRE - WHAT IS REPORTED BY THE MRED/MLS REAL ESTATE BROKERS MAY IN FACT NOT BE THE ACTUAL MARKET LIST TIMES AND MARKET CONDITIONS REPORTED ON CLOSED LISTINGS OF RESIDENTIAL PROPERTY SALES, PROPERTY SALES THAT HOME SELLERS AND HOME BUYERS RELY ON IN THE SALE AND PURCHASE OF THEIR HOMES. THE TWO PROPERTIES BELOW, BOTH OF WHICH WERE LISTED IN THE PRIVATE LISTING NETWORK, WERE REPORTED TO HAVE SOLD IN A SINGLE DAY, BUT IN FACT WERE ON THE MARKET FOR 48 DAYS FROM LIST TO UNDER CONTRACT AND 332 DAYS FROM LIST TO UNDER MARKET, IN PERCENTAGE TERMS, A 4,800% DIFFERENCE AND 33,200% DIFFERENCE.
DO YOU THINK THAT “YOU” AS A SELLER AND “YOU” AS A BUYER HAVE A MUCH GREATER POTENTIAL TO MAKE THE WRONG DECISIONS ON SELLING YOUR HOME OR BUYING A HOME BASED ON FALSE, FRAUDULENT, FABRICATED RESIDENTIAL MARKET CONDITIONS IN ANY DEFINED RESIDENTIAL MARKET AREA?
REAL ESTATE CONSUMERS, BOTH HOME SELLERS AND BUYERS SEE THESE FABRICATED LISTING TIMES AND BASE THEIR SALES, THEIR PURCHASES, AND THEIR SELECTIONS OF LISTNG/SALES BROKERS’ AND SELLING/BUYERS’ BROKERS BASED ON FALSE, FRAUDULENT, FABRICATED MARKET CONDITIONS, AND NEVER KNOW THE DIFFERENCE “UNTIL IT’S TOO LATE!”. THE IMPLICATIONS AND CONNOTATIONS OF A “ONE” DAY SALE HAS FAR REACHING COMPLICATIONS FOR BOTH BUYERS AND SELLERS IN THEIR SELLING AND PURCHASING “DUE DILLIGENCE” POTENTIONALLY LEADING THEM TO MAKING POTENTIAL MISTAKES OF A LIFETIME ON THE MOST LIKELY LARGEST PURCHASE OR SALE OF THEIR LIFE TIME.
https://flipbooks.fleepit.com/f-47311-one_day_commissions
IF YOU’RE BUYING A HOME, RESIDENTIAL IMPROVED LOT, RESIDENTIAL VACANT LAND, OR GOING TO BUILD A CUSTOM BUILT, HIGH END HOME IN OAK BROOK YOU NEED AN ADVOCATE THAT YOU CAN TRUST, AN ADVOCATE THAT ISN’T AN UNDISCLOSDED PARTNER WITH ANOTHER BROKER, OR UNDISCLOSED PARTNER WITH OTHER BROKERS, AN ADVOCATE THAT ISN’T AN UNDISCLOSED PARTNER WITH A BUILDER, OR UNDISCLOSED PARTNERS WITH BUILDERS, YOU NEED AN ADVOCATE THAT HAS THE APPROPRIATE EDUCATION, KNOWLEDGE, SKILLS, ABILITIES, AND EXPERIENCE IN REAL ESTATE BROKERAGE, REAL ESTATE APPRAISAL, BUILDING INSPECTION, SITE SELECTION, CONSTRUCTION, AND LAND DEVELOPMENT, INDEPENDENT, AND NOT BEHOLDEN TO ANY REAL ESTATE BROKER, NOT BEHOLDEN TO ANY REAL ESTATE BROKERAGE, NOT BEHOLDEN TO ANYONE BUT YOU AS A SELLER AND YOU AS A BUYER.
AS YOU CAN CLEARLY SEE BY THE STATEMENT PERSONALLY HANDED TO ME BY THE MAINSTREET DIRECTOR OF MEMBERSHIP, THE LOCAL HINSDALE AND OTHER LOCAL REAL ESTATE BROKERAGE COMPANIES THAT REPRESENT YOU ALL AS SELLERS AND YOU ALL AS BUYERS ”ARE OWNERS OF THE MIDWEST REAL ESTATE MULTIPLE LISTING SERVICE!” WHICH MOSTLY LIKELY EXPLAINS WHY THE PRIVATE LISTING NETWORK WAS ADOPTED BY THE MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE:
“NOT FOR YOU, BUT ENTIRELY FOR THEM!”
“A CONFLICT OF INTEREST!”
https://flipbooks.fleepit.com/f-47390-fedex_mainstreet_declaration_revised
N.A.R. EXTORTION!
ANTITRUST CONDUCT BY THE MAINSTREET ORGANIZATION OF REALTORS AND THE MRED - THE MIDWEST REAL ESTATE DATA - MULTIPLE LISTING SERVICE
THE MANAGING BROKERS AND BROKERAGE COMPANIES WHO HAVE OWNERSHIP INTEREST IN THE MRED - MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE
HOLDING MY ACCESS TO MLS DATA HOSTAGE AS THEY HAVE FOR THE PAST 45 YEARS THAT I HAVE PAID THESE DUES, IF I REFUSED THEIR EXTORTION REQUIRING ME TO PAY NATIONAL N.A.R. DUES, STATE OF ILLINOIS, N.A.R. DUES, AND LOCAL MAINSTREET ORGANIZATION OF REALTORS' DUES
IN ADDITION TO HAVING TO PAY THE MRED - MIDWEST REAL ESTATE DATA, MULTIPLE LISTING SERVICE ACCESS FEES, TWICE A YEAR!
POWERFUL REALTORS GROUP LOSES ITS GRIP ON THE INDUSTRY
THE NATIONAL ASSOCIATION OF REALTORS IS FACING ANTITRUST LAWSUITS AND SEXUAL HARASSMENT ALLEGATIONS, AND REAL ESTATE AGENTS ARE NOW LOOKING FOR ALTERNATIVES.
https://archive.is/F6zq5
RE/MAX SETTLEMENT ENDS NAR MEMBERSHIP REQUIREMENT
https://finance.yahoo.com/news/max-settlement-ends-nar-membership-173846931.html
10 REASONS YOU DON’T NEED TO JOIN THE NATIONAL ASSOCIATION OF REALTORS (NAR)
https://housely.com/10-reasons-dont-need-join-national-association-realtors-nar/
MORTGAGE
SECURITIZATION
MORTGAGE SECURITIZATION SELLS YOUR MORTGAGE ON YOUR HOME TO WALL STREET CONVERTING YOUR MORTGAGE ON YOUR HOME INTO A BOND WHICH WALL STREET TRADES ON THE OPEN MARKET TO MULTITUDES OF INVESTORS COMPLETELY CHANGING THE ORIGINAL LEGAL RELATIONSHIP BETWEEN YOU AS THE SINGLE BORROWING "MORTGAGOR" OF THE MORTGAGE ON YOUR HOME AND THE SINGLE LENDER WHO ORIGINATED AND OWNED THE MORTGAGE ON YOUR HOME AS THE SINGLE "MORTGAGEE" RESULTING IN THE ORIGINATING LENDER ON YOUR HOME WHO SOLD YOUR MORTGAGE ON YOUR HOME TO WALL STREET NO LONGER OWNING AND SERVICING THE MORTGAGE ON YOUR HOME AND UNKNOWN NUMBERS OF INVESTORS POST SECURITIZATION SUBSEQUENTLY SHARING A VICARIOUS INTEREST IN YOUR MORTGAGE AND YOUR HOME.
UNLESS YOU WANT TO END UP LIKE I HAVE WITH CRIMINAL, FRAUDULENT FORECLOSURE PREDATORS UNCONSTITUTIONALLY STEALING YOUR HOME AND ALL YOUR PERSONAL PROPERTY YOU WORKED HARD TO ACQUIRE OVER YOUR LIFETIME, OVER SIX YEARS OF FRAUDULENT, CORRUPT LITIGATION IN THE CORRUPT DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT AT THE MERCY OF DUPAGE COUNTY'S CORRUPT JUDGES, WITH ALL DUPAGE COUNTY'S CORRUPT GOVERNMENT OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, SUBJECTING YOU TO DUPAGE COUNTY GOVERNMENT FORECLOSURE CORRUPTION AND EXTORTION SOLICITATION FOR HIRE, FURTHER SUPPORTED BY THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS CORRUPTION AND EXTORTION FOR HIRE, YOUR HOME AND ALL YOUR PERSONAL PROPERTY ACQUIRED OVER YOUR LIFETIME BEING UNCONSTITUTIONALLY SEARCHED AND SEIZED BY THE DUPAGE COUNTY SHERIFFS ARMED WITH FRAUDULENT DUPAGE COUNTY COURT ORDERS ISSUED WITHOUT ANY CONSTITUTIONALLY REQUIRED TRIAL, WITHOUT "DUE PROCESS" WITHOUT "PROCEDURAL DUE PROCESS" GUARANTEED BY THE U.S. CONSTITUTION AND LAWS OF THE UNITED STATES, BY CORRUPT DUPAGE COUNTY JUDGES, WITHOUT ANY LEGAL PROBABLE CAUSE, WITHOUT ANY LEGAL COURT ORDERED WARRANT BEING ISSUED UNDER SPECIFIC LEGAL PROTOCOL, YOUR HOME AND ALL YOUR PERSONAL PROPERTY STOLEN AND HELD HOSTAGE FOR YEARS PURSUANT TO DUPAGE COUNTY AND U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS FRAUDULENT FORECLOSURE PROSECUTION BY THE CORRUPT DUPAGE COUNTY GOVERNMENT, BY CORRUPT DUPAGE COUNTY JUDGES, BY CORRUPT DUPAGE COUNTY GOVERNMENT AGENCY OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, AND CORRUPT DUPAGE COUNTY GOVERNMENT SOLICITED "ACTOR" LAWYERS, AND SOLICITED "ACTOR" CRIMINALS AND FICTICIOUS "STRAW BUYERS," DUPAGE COUNTY JUDGES AND OFFICIALS USING THEIR GOVERNMENT POSITIONS AND GOVERNMENT AUTHORITY "UNDER THE COLOR OF LAW" TO FRAUDULENTLY EXTORT, TO FRAUDULENTLY STEAL, TO FRAUDULENTLY PERSECUTE, TO FRAUDULENTLY PROSECUTE, AND TO FRAUDULENTLY KEEP YOU IN THE DUPAGE COUNTY COURTS FOR YEARS POTENTIONALLY COSTING YOU $MILLIONS, STAY AS FAR AS YOU CAN AWAY FROM BANKS AND FINANCIAL INSTITUTIONS AND LENDERS WHO SELL YOUR MORTGAGE ON THE SECONDARY MARKET, AND CONSIDER A PORTFOLIO LENDER FOR YOUR NEXT REAL ESTATE PURCHASE OR REFINANCE, A PORTFOLIO LENDER WHICH ORIGINATES AND KEEPS YOUR MORTGAGE IN THEIR PROPRIETARY PORTFOLIO FOR THE TERM OF THE MORTGAGE. CONSIDER ANY PREMIUM YOU PAY FOR A PORTFOLIO LENDER AS AN "INSURANCE PREMIUM" WHICH WILL BE A FRACTION OF WHAT IT WILL COST YOU IN THE LONG RUN DEFENDING YOURSELF AGAINS FRAUDULENT FORECLOSURE ATTACKS BY CRIMINAL FORECLOSURE PREDATORS AND DUPAGE COUNTY GOVERNMENT ABUSE UNDER "COLOR OF LAW."
WHAT IS A PORTFOLIO LENDER?
A PORTFOLIO LENDER IS A BANK OR OTHER FINANCIAL INSTITUTION THAT ORIGINATES MORTGAGE LOANS AND THEN KEEPS THE MORTGAGE DEBT IN THEIR PROPRIETORY PORTFOLIO OF MORTGAGE LOANS AND LOAN SERVICING, UNLIKE CONVENTIONAL LOANS, A PORTFOLIO LENDER'S LOANS ARE NOT RE-SOLD IN THE SECONDARY MARKET AND ARE NOT SECURITIZED AND SOLD TO WALL STREET WHERE A MORTGAGE CAN LOSE ITS CHARACTERISTICS, IDENTITY, AND VALUE AND FUTURE DIRECTION IN THE FINANCIAL MARKETS.
https://www.investopedia.com/terms/p/portfolio-lender.asp
DON'T IGNORE MARK-TO-MARKET'S ROLE IN THE 2008 MELTDOWN
MARK-TO-MARKET SECURITIZED MORTGAGE BACKED SECURITIES' MARKET VALUE "TANKED" LEHMAN BROTHERS.
"A WEEK BEFORE FAS 157 WENT INTO EFFECT, STEPHEN TAUB WROTE FOR CFO.COM, “IF YOU THINK BANKS ARE WRITING OFF LARGE AMOUNTS OF ASSETS NOW, WAIT UNTIL NEW ACCOUNTING RULES TAKE EFFECT THIS MONTH.”
"HE WAS RIGHT. THAT RULE CHANGE, WHICH REQUIRED FINANCIAL INSTITUTIONS TO UPDATE PRICING OF ILLIQUID SECURITIES IN A WAY THAT RESULTED IN UNINTENDED CONSEQUENCES, IS WHAT MADE MANY OF THE FINANCIAL DERIVATIVES WE HEARD SO MUCH ABOUT—I.E. CREDIT DEFAULT SWAPS, MBS, ETC., SO DANGEROUSLY TOXIC. AND ULTIMATELY, SOME BIG BANKS INSOLVENT."
https://www.realclearmarkets.com/articles/2018/09/14/dont_ignore_mark-to-markets_role_in_the_2008_meltdown_103412.html#!
HAS YOUR HOME BEEN STOLEN BY THE CORRUPT DUPAGE COUNTY GOVERNMENT, BY THE DUPAGE COUNTY SHERIFF PURSUANT TO A FRAUDULENT DUPAGE COUNTY FORECLOSURE COMPLAINT, IN AN UNCONSTITUTIONAL, FRAUDULENT FORECLOSURE SCHEME, PROSECUTED BY CRIMINAL DUPAGE COUNTY JUDGES, CRIMINAL CORRUPT LAWYERS, SOLICITED PRIVATE PARTY CRIMINAL IMPOSTERS, DIMITRI A. SAYEGH, (REPRESENTED BY ATTORNEY ADHAM ALAILY -EGAN & ALAILY, LLC) THE "WINNING BIDDER" REPORTED BY THE DUPAGE COUNTY SHERIFF AS THE SINGLE FRAUDULENT, SUCCESSFUL BIDDER AT THE SECOND OF TWO FRAUDULENT CONDUCTED SHERIFF'S SALES, AND THE FICTICIOUS MADJ G. KHOURY, (REPRESENTED BY ATTORNEY ADHAM ALAILY, EGAN & ALAILY, LLC) MADJ G. KHOURY, WHO WAS THE GRANTEE CONFERRED INTEREST IN THE PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, BY THE DUPAGE COUNTY SHERIFF, MADJ G. KHOURY, A FICTICIOUS "STRAW GRANTEE" IN NAME ONLY THAT DOES NOT EXIST, THE "SUBHUMAN" GRANTEE, REPORTED ON THE DUPAGE COUNTY'S SHERIFF'S DEED, THE CORRUPT DUPAGE COUNTY CLERK OF THE 18th JUDICIAL CIRCUIT COURT, THE CORRUPT DUPAGE COUNTY SHERIFF, THE CORRUPT DUPAGE COUNTY RECORDER OF DEEDS, AND THE CORRUPT DUPAGE COUNTY TAX COLLECTOR?
IF YOU BELIEVE YOUR DUPAGE HOME WAS FRAUDULENTLY AND UNCONSTITUTIONALLY STOLEN FROM YOU LIKE OUR HOME WAS STOLEN FROM MY WIFE AND I, CONTACT YOUR FEDERAL CONGRESSIONAL OFFICIALS, CONTACT THE UNITED STATES COMMITTEE ON BANKING, HOUSING, AND URBAN AFFAIRS AND LET THEM KNOW WHAT IS GOING ON HERE IN DUPAGE COUNTY
https://www.banking.senate.gov/
SUPREME COURT OVERTURNS PRECEDENT IN PROPERTY RIGHTS CASE — A SIGN OF THINGS TO COME?
A SHARPLY DIVIDED U.S. SUPREME COURT RULED FRIDAY THAT PROPERTY OWNERS CAN GO DIRECTLY TO FEDERAL COURT WITH CLAIMS THAT STATE AND LOCAL REGULATIONS EFFECTIVELY DEPRIVE LANDOWNERS OF THE USE OF THEIR PROPERTY.
THE 5-4 DECISION OVERTURNED DECADES OF PRECEDENT THAT BARRED PROPERTY OWNERS FROM GOING TO FEDERAL COURT UNTIL THEIR CLAIMS HAD BEEN DENIED IN STATE COURT.
https://www.npr.org/2019/06/22/734919303/supreme-court-overturns-precedent-in-property-rights-case-a-sign-of-things-to-co
AN UNCONSTITUTIONAL, AND FRAUDULENT FORECLOSURE COMPLAINT FILED ON AN OAK BROOK RESIDENTIAL PROPERTY LOCATED AT 118 SAINT FRANCIS CIRCLE, TRINITY LAKES, BY THE LAW OFFICES OF IRA T. NEVEL, FOR A FRAUDULENT CLIENT PLAINTIFF KNOWN ONLY AS "CSMC 2018-SP3" IN DUPAGE COUNTY CASE NO. 2020CH000378, NOT A HUMAN PERSON, NOT A LENDER, NOT A TRUSTEE, NOT AN INVESTOR, BUT BY A FRAUDULENT NAME ONLY, THAT THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT CLERK, THE DUPAGE COUNTY RECORDER OF DEEDS, THE DUPAGE COUNTY SHERIFF, SEVERAL DUPAGE COUNTY JUDGES, A FEDERAL, U.S. DISTRICT COURT JUDGE OF THE NORTHERN DISTRICT OF ILLINOIS, AND NUMEROUS ATTORNEYS WHICH WERE PARTY TO THIS FRAUDULENT FORECLOSURE COMPLAINT FILED:
"WITHOUT A REAL PLAINTIFF"
"WITHOUT A TRIAL"
"WITHOUT WITNESSES"
"WITHOUT EVIDENCE"
"WITHOUT TESTIMONY"
"WITHOUT DISCOVERY"
WITHOUT "DUE PROCESS"
WITHOUT "PROCEDURAL DUE PROCESS"
WITH A REPORTED FRAUDULENT WINNING SHERIFF'S AUCTION SALE BIDDER "DIMITRI A. SAYEGH" (REPRESENTED BY ATTORNEY ADHAM ALAILY -EGAN & ALAILY, LLC)
WITH A FICTICIOUS "STRAW GRANTEE" IN NAME ONLY, THAT DOES NOT EXIST, THE "SUBHUMAN" GRANTEE, REPORTED ON THE DUPAGE COUNTY'S SHERIFF'S DEED (REPRESENTED BY ATTORNEY ADHAM ALAILY -EGAN & ALAILY, LLC)
PURSUANT TO A FRAUDULENT COURT ORDERED JUDGMENT OF FORECLOSURE AND FRAUDULENT ORDER OF SALE PURSUANT TO A FRAUDULENT, UNCONSTITUTIONAL, SUMMARY JUDGMENT?
THE COMPLETE TEXT OF THE SEVENTH AMENDMENT AS ADOPTED STATES:
IN SUITS AT COMMON LAW, WHERE THE VALUE IN CONTROVERSY SHALL EXCEED TWENTY DOLLARS, THE RIGHT OF TRIAL BY JURY SHALL BE PRESERVED, AND NO FACT TRIED BY A JURY, SHALL BE OTHERWISE REEXAMINED IN ANY COURT OF THE UNITED STATES, THAN ACCORDING TO THE RULES OF THE COMMON LAW.
NOTE THAT THE AMENDMENT AS ADOPTED ENSURES THE RIGHT TO A JURY TRIAL ONLY IN CIVIL SUITS INVOLVING DISPUTED AMOUNTS THAT “EXCEED TWENTY DOLLARS. WHILE THAT MIGHT SEEM A TRIVIAL AMOUNT TODAY, IN 1789, TWENTY DOLLARS WAS MORE THAN AN AVERAGE WORKING AMERICAN EARNED IN A MONTH. ACCORDING TO THE U.S. BUREAU OF LABOR STATISTICS, $20 IN 1789 WOULD BE WORTH ABOUT $529 IN 2017, DUE TO INFLATION. TODAY, FEDERAL LAW REQUIRES A CIVIL SUIT MUST INVOLVE A DISPUTED AMOUNT OF OVER $75,000 TO BE HEARD BY A FEDERAL COURT.
WHAT IS A ‘CIVIL’ CASE?
RATHER THAN PROSECUTION FOR CRIMINAL ACTS, CIVIL CASES INVOLVE DISPUTES SUCH AS LEGAL LIABILITY FOR ACCIDENTS, BREACH OF BUSINESS CONTRACTS, MOST DISCRIMINATION, AND EMPLOYMENT-RELATED DISPUTES, AND OTHER NON-CRIMINAL DISPUTES BETWEEN INDIVIDUALS. IN CIVIL ACTIONS, THE PERSON OR ORGANIZATION FILING THE LAWSUIT SEEKS PAYMENT OF MONETARY DAMAGES, A COURT ORDER PREVENTING THE PERSON BEING SUED, FROM ENGAGING IN CERTAIN ACTS, OR BOTH.
THE AMENDMENT’S GUARANTEE TO A JURY TRIAL DOES NOT APPLY TO CIVIL CASES INVOLVING MARITIME LAW, LAWSUITS AGAINST THE FEDERAL GOVERNMENT, OR TO MOST CASES INVOLVING PATENT LAW. IN ALL OTHER CIVIL CASES, A JURY TRIAL CAN BE WAIVED AT THE CONSENT OF BOTH THE PLAINTIFF AND THE DEFENDANT.
IN ADDITION, THE FEDERAL COURTS HAVE CONSISTENTLY RULED THAT THE SEVENTH AMENDMENT’S PROHIBITION OF OVERTURNING A JURY'S FINDINGS OF FACT APPLIES TO CIVIL CASES FILED IN BOTH FEDERAL AND STATE COURTS, TO CASES IN STATE COURTS THAT INVOLVE FEDERAL LAW, AND TO STATE COURT CASES REVIEWED BY FEDERAL COURTS.
WHAT IS THE 7TH AMENDMENT?
THE 7TH AMENDMENT TO THE UNITED STATES CONSTITUTION SUPPORTS AND ENHANCES THE PROVISIONS OF THE 6TH AMENDMENT.
IN THE 6TH AMENDMENT, THE RIGHT OF AN ACCUSED PERSON TO A JURY TRIAL IS GUARANTEED. IN AMENDMENT VII, THIS RIGHT IS FINE-TUNED TO ESTABLISH CLARITY IN CIVIL COURT CASES WHICH PROTECTS THE CITIZEN’S RIGHTS.
THE TERM ‘CIVIL CASES’ EXPLAINED
A CIVIL CASE IS ONE WHERE DISPUTES ARE HEARD THAT INVOLVE COMPANIES, ORGANIZATIONS, OR PRIVATE CITIZENS.
A TYPICAL 7TH AMENDMENT CIVIL CASE MIGHT CONCERN AN INDIVIDUAL SUING A COMPANY FOR DAMAGES IF A FAULTY PRODUCT DAMAGES HIS PROPERTY.
TRIAL BY JURY IN CIVIL CASES GUARANTEED
THE FOUNDING FATHERS WERE CONCERNED THAT IF TRIAL BY JURY IN CIVIL CASES DISAPPEARED, THEN DECISIONS WOULD HAVE TO BE MADE SOLELY BY A JUDGE.
THEY FELT THERE WAS A RISK THAT A JUDGE MIGHT BE BIASED OR CORRUPTED. THIS WOULD BE LESSENED IF THERE WAS A TRIAL BY JURY.
IN SOME CASES, PEOPLE FELT THAT A JUDGE MIGHT BE MORE INCLINED TO SIDE WITH THE GOVERNMENT, LEADING TO THE GOVERNMENT HAVING TOO MUCH POWER.
ROYAL BIAS AMONGST JUDGES
WHEN THE US CONSTITUTION WAS BEING WRITTEN, THE ABUSES OF THE LAW BY BRITISH JUDGES IN THE THIRTEEN COLONIES WERE REMEMBERED WELL.
GENERALLY, THE KING APPOINTED JUDGES, WHO INVARIABLY RULED IN THE KING’S FAVOR WHEN HEARING CIVIL CASES. THERE WAS, THEREFORE, AN IMPORTANT PRINCIPLE TO BE PRESERVED.
THE 7TH AMENDMENT’S PURPOSE WAS TO ESTABLISH RULES TO GOVERN CIVIL TRIALS. THE 6TH AMENDMENT HAD MADE CLEAR THE RULES REGULATING CRIMINAL TRIALS.
IT WAS, HOWEVER, NECESSARY TO MAKE CLEAR THE ROLE OF A JURY IN A CIVIL TRIAL. JURIES COULD ESTABLISH MATTERS OF FACT, AND NO OTHER COURT COULD ALTER THAT DECISION ONCE ESTABLISHED. THUS, INTERPRETATION OF THE LAW WAS THE ROLE OF THE COURTS.
TRIAL BY JURY AMENDMENT
TRIAL BY JURY IS AN IMPORTANT PRINCIPLE, AND THE FOUNDING FATHERS GUARANTEED IN THE 7TH AMENDMENT (OR TRIAL BY JURY AMENDMENT) THAT IT WOULD APPLY EQUALLY IN A CIVIL COURT CASE.
https://constitutionus.com/constitution/amendments/constitutional-amendments/
"I HAVE!"
MORTGAGE-BACKED SECURITY
A MORTGAGE-BACKED SECURITY IS A TYPE OF ASSET-BACKED SECURITY WHICH IS SECURED BY A MORTGAGE OR COLLECTION OF MORTGAGES. THE MORTGAGES ARE AGGREGATED AND SOLD TO A GROUP OF INDIVIDUALS THAT SECURITIZES, OR PACKAGES, THE LOANS TOGETHER INTO A SECURITY THAT INVESTORS CAN BUY. BONDS SECURITIZING MORTGAGES ARE USUALLY TREATED AS A SEPARATE CLASS, TERMED RESIDENTIAL; ANOTHER CLASS IS COMMERCIAL, DEPENDING ON WHETHER THE UNDERLYING ASSET IS MORTGAGES OWNED BY BORROWERS OR ASSETS FOR COMMERCIAL PURPOSES RANGING FROM OFFICE SPACE TO MULTI-DWELLING BUILDINGS. THE STRUCTURE OF THE MBS MAY BE KNOWN AS "PASS-THROUGH", WHERE THE INTEREST AND PRINCIPAL PAYMENTS FROM THE BORROWER OR HOMEBUYER PASS THROUGH IT TO THE MBS HOLDER, OR IT MAY BE MORE COMPLEX, MADE UP OF A POOL OF OTHER MBSS. OTHER TYPES OF MBS INCLUDE COLLATERALIZED MORTGAGE OBLIGATIONS AND COLLATERALIZED DEBT OBLIGATIONS. A MORTGAGE BOND IS A BOND BACKED BY A POOL OF MORTGAGES ON A REAL ESTATE ASSET SUCH AS A HOUSE.
"MORTGAGE SECURITIZATION AND FORECLOSURE FRAUD"
"HOW THE COURTS PRESIDED OVER BY JUDGES, LAWYERS, LENDERS, AND CRIMINAL INVESTORS HAVE BEEN STEALING HOMES FROM HOMEOWNERS FOR THE PAST THIRTY-FIVE YEARS UNDER THE FRAUDULENT GUISE OF A FORECLOSURE COMPLAINT"
https://flipbooks.fleepit.com/f-46660-securitization_and_foreclosure_fraud_final
LINKS TO ABOVE CITED FLIPBOOKS' URL's
Superior Court of Connecticut. "Carrington Asset Holding Company, LLC et al. v. American Home Mortgage Servicing, Inc.
https://caselaw.findlaw.com/court/ct-superior-court/1543811.html
https://www.housingwire.com/articles/tranche-warfare-mbs-investor-sues-american-home-over-reo-sales/
New Legislation Proposes to Take Wall Street Out of the Housing Market
https://dnyuz.com/2023/12/06/new-legislation-proposes-to-take-wall-street-out-of-the-housing-market/
Democrats want to kick big investors out of the the housing market to improve affordability
https://www.businessinsider.com/housing-market-affordability-investors-hedge-funds-wall-street-democrats-bill-2023-12?op=1
Dems introduce bills to ban hedge funds from housing market
Proposed legislation seeks to block investors from single-family homes
https://therealdeal.com/national/2023/12/07/dems-introduce-bills-to-ban-hedge-funds-from-housing-market/
MERKLEY, SMITH LEAD BICAMERAL ACTION TO BAN HEDGE FUND OWNERSHIP OF RESIDENTIAL HOUSING
https://www.merkley.senate.gov/merkley-smith-lead-bicameral-action-to-ban-hedge-fund-ownership-of-residential-housing/
SEC Probes Major Lender Over Mortgage-Backed Securities Sold to Wall Street
https://www.washingtonpost.com/business/on-small-business/2023/08/28/sec-probes-california-mortgage-lender-over-mbs-sold-to-wall-street/80a89956-45b6-11ee-b76b-0b6e5e92090d_story.html
Wall Street landlords are selling homes back to Main Street. Here's what it might mean for runaway housing prices.
https://www.businessinsider.com/insitutional-investors-selling-single-family-homes-sales-to-main-street-2023-7?op=1
SEC Probes Change Company Over Mortgage-Backed Securities Sold to Wall Street - Bloomberg News
https://money.usnews.com/investing/news/articles/2023-08-28/sec-probes-change-company-over-mortgage-backed-securities-sold-to-wall-street-bloomberg-news
What Role Did Securitization Play in the Global Financial Crisis?
https://www.investopedia.com/ask/answers/041515/what-role-did-securitization-play-us-subprime-mortgage-crisis.asp
Did Securitization Cause the Mortgage Crisis?
https://corpgov.law.harvard.edu/2011/10/19/did-securitization-cause-the-mortgage-crisis/
HOW THE FALSE CLAIMS ACT APPLIES TO SECURITIES AND FINANCIAL FRAUD
HOW THE FCA APPLIES TO MORTGAGE AND FINANCIAL FRAUD
THE FCA HAS BECOME ONE OF THE GOVERNMENT’S PRIMARY TOOLS FOR COMBATING MORTGAGE AND FINANCIAL FRAUD IN THE WAKE OF THE 2008 FINANCIAL CRISIS. MAJOR AREAS WHERE THE FCA HAS BEEN APPLIED INCLUDE:
RESIDENTIAL MORTGAGE FRAUD: THE FCA IS COMMONLY USED TO PURSUE MORTGAGE LENDERS THAT ENGAGED IN FRAUD OR MADE FALSE CERTIFICATIONS RELATED TO FHA-INSURED OR VA-GUARANTEED MORTGAGES. THE FCA HAS ALSO BEEN USED AGAINST COMPANIES LIKE QUICKEN LOANS FOR FRAUDULENT MORTGAGE LENDING PRACTICES.
MORTGAGE SECURITIZATION FRAUD: THE FCA CAN APPLY TO FRAUD AFFECTING MORTGAGE-BACKED SECURITIES ISSUED BY GOVERNMENT-SPONSORED ENTITIES. FOR INSTANCE, A RECENT FCA SETTLEMENT WITH GOLDMAN SACHS RESOLVED CLAIMS RELATED TO RMBS SECURITIES SOLD TO FANNIE MAE AND FREDDIE MAC.
ORIGINATION & SERVICING FRAUD: MORTGAGE COMPANIES HAVE FACED FCA LIABILITY FOR FRAUDULENT PRACTICES RELATED TO LOAN ORIGINATION AND SERVICING WHEN SUCH PRACTICES AFFECT GOVERNMENT-INSURED MORTGAGES. EXAMPLES INCLUDE INFLATED APPRAISALS, ROBOSIGNING, AND FORCE-PLACED INSURANCE.
TARP & BAILOUT FRAUD: THE FCA HAS BEEN ACTIVELY USED TO PROSECUTE A VARIETY OF FRAUD SCHEMES RELATED TO THE GOVERNMENT BAILOUT PROGRAMS. THIS INCLUDES SECURITIES FRAUD AFFECTING TARP RECIPIENTS LIKE AIG AND GENERAL MOTORS.
FORECLOSURE FRAUD: THE FCA CAN BE USED AGAINST BANKS AND MORTGAGE SERVICERS THAT ENGAGED IN FRAUDULENT FORECLOSURE PRACTICES. FOR INSTANCE, ONE FCA CASE INVOLVED BACKDATED MORTGAGE ASSIGNMENT DOCUMENTS FILED IN FORECLOSURES.
PREDATORY LENDING: MORTGAGE LENDERS HAVE FACED FCA LIABILITY FOR PREDATORY LENDING PRACTICES THAT AFFECTED GOVERNMENT-BACKED LOANS. THIS INCLUDES INFLATING BORROWERS’ INCOMES AND STEERING MINORITIES INTO SUBPRIME LOANS.
THE FALSE CLAIMS ACT (FCA) IS A FEDERAL LAW THAT IMPOSES LIABILITY ON PERSONS AND COMPANIES WHO DEFRAUD GOVERNMENTAL PROGRAMS. ENACTED IN 1863, THE FCA WAS ORIGINALLY AIMED AT STOPPING FRAUD AMONG MILITARY CONTRACTORS DURING THE CIVIL WAR. HOWEVER, OVER TIME, THE LAW HAS BECOME AN IMPORTANT TOOL FOR COMBATING FRAUD AGAINST A WIDE RANGE OF GOVERNMENT PROGRAMS, INCLUDING MEDICARE, MEDICAID, AND FEDERAL HOUSING AND DISASTER RELIEF PROGRAMS.
IN RECENT YEARS, THE FCA HAS ALSO EMERGED AS AN IMPORTANT WEAPON AGAINST SECURITIES AND FINANCIAL FRAUD. THE LAW CONTAINS A “QUI TAM” PROVISION THAT ALLOWS PRIVATE CITIZENS, KNOWN AS “RELATORS,” TO FILE WHISTLEBLOWER LAWSUITS ON BEHALF OF THE GOVERNMENT AGAINST COMPANIES ENGAGED IN FRAUD. SUCCESSFUL FCA CASES CAN RESULT IN SUBSTANTIAL MONETARY PENALTIES AND DAMAGES, MAKING IT A POWERFUL INCENTIVE FOR WHISTLEBLOWERS TO COME FORWARD.
https://www.nyccriminalattorneys.com/how-does-the-false-claims-act-apply-to-securities-and-financial-fraud/
SOME 73.1% OF THE LOANS HAD DISQUALIFYING DEFICIENCIES RELATED TO ORIGINATION OR DOCUMENTATION GUIDELINES, WHICH PREVENTED FANNIE MAE OR FREDDIE MAC FROM PURCHASING THEM.
"Nomura returns to sponsor a sizeable MBS"
By Donna M. Mitchell
NOMURA TO PAY $25 MILLION OVER MBS MISCONDUCT, LACK OF SUPERVISION
https://www.pionline.com/regulation/nomura-pay-25-million-over-mbs-misconduct-lack-supervision
MERS AND THE EVOLUTION OF FORECLOSURE
https://www.knowltonlaw.com/blog/2018/7/10/mers-foreclosure
UNITED STATES EX REL. O'DONNELL V. COUNTRYWIDE HOME LOANS, INC., 33 F. SUPP. 3D 494 (S.D.N.Y. 2014)
OVERALL, AS THE GOVERNMENT'S OWN EXPERTS TESTIFIED, A REMARKABLE 42.8% OF THE HSSL LOANS SOLD TO FANNIE AND FREDDIE WERE MATERIALLY DEFECTIVE.
https://casetext.com/case/united-states-ex-rel-odonnell-v-countrywide-home-loans-inc/how-cited?citingPage=1&sort=relevance
THE HIJACKING OF THE U.S. 7th CIRCUIT COURT OF APPEALS, THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, AND THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT
JUSTICE IS NO LONGER BLIND, JUSTICE IS NO LONGER IMPARTIAL AND OBJECTIVE IN THE FEDERAL COURTS SERVICING THE NORTHERN DISTRICT OF ILLINOIS, IN STATE OF ILLINOIS COURTS, IN DUPAGE COUNTY COURTS, WHERE JUSTICE HAS BEEN HIJACKED AND WEAPONIZED BY MEMBERS OF A RACKETEER INFLUENCED CORRUPT ORGANIZATION INCLUDING FEDERAL AND STATE JUDGES, FEDERAL AND STATE GOVERNMENT OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, WHO WANTFULLY AND WILLFULLY ENGAGE IN FRAUD, BIAS, PREJUDICE, CORRUPTION, OBSTRUCTION OF JUSTICE, DEPRIVATION OF CIVIL RIGHTS, IMMUNITIES, AND PRIVILEGES GUARANTEED BY THE U.S. CONSTITUTION, THE LAWS OF THE FEDERAL GOVERNMENT, THE LAWS OF THE STATE OF ILLINOIS, AND COUNTY OF DUPAGE, IN AIDING AND ABETTING, WHO ARE COMPLICIT AS ACCOMPLICES OF PERPETRATORS OF FEDERAL AND STATE CRIMINAL ACTIVITIES, AIDING AND ENCOURAGING THE COMMISSION OF FEDERAL AND STATE CRIMES, AS "AIDERS AND ABETTORS"
"UNDER THE COLOR OF LAW "
U.S. 7th CIRCUIT COURT OF APPEALS - CASE NO. 23-2829, A FEDERAL COURT WITH NO JUDGES, A FEDERAL COURT ISSUING UNIDENTIFIED, UNSIGNED, AND UNAUTHORED COURT ORDERS, A FEDERAL COURT WITH NO IDENTIFIED HUMAN INTERVENTION THAT CAN READ, WRITE, EMAIL, AND MAIL UNAUTHORED, AND UNSIGNED COURT ORDERS, A FEDERAL COURT WITHOUT ANY HUMAN INTERVENTION, WITHOUT ANY JUDGES THAT RULED ON COURT ORDERS, A FEDERAL COURT WHICH TOOK IT UPON ITSELF TO CHANGE THE NAMED DEFENDANTS, ATTORNEY ADHAM ALAILY, DIMITRI A. SAYEGH, AND MADJ G. KHOURY, A SUBHUMAN 'STRAW GRANTEE', WHO EXISTS IN NAME ONLY, NONE OF WHO EVER APPEARED IN COURT, OF COURSE IT WOULD BE DIFFICULT FOR A 'NAME' ONLY, SUBHUMAN, IN NAME ONLY TO APPEAR IN COURT, AND REPLACED THE NAMES OF THE DEFENDANTS AT THE TIME OF FILING, WITH PETER C. POWERS AS LEAD DEFENDANT, AND ROSEMARY POWERS AS DEFENDANTS.
IT IS DOUBTFUL THAT OVER THE PAST 236 YEARS, SINCE 1787, THE U.S. JUDICIARY, THE FEDERAL COURT SYSTEM HAS EVER ENCOUNTERED CORRUPTION, EXTORTION, AND OBSTRUCTION OF JUSTICE, AS SHAMEFUL, DISGRACEFUL AND CORRUPT AS WHAT I HAVE EXPERIENCED WITH THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF THE STATE OF ILLINOIS WITH CASE NOS. 23-cv-1425, 23-CV-2008, AND THE 7TH CIRCUIT COURT OF APPEALS CASE NO. 23-2829.
THE LINKS FOR THE FIRST THREE PAGES OF THE FOLLOWING DOCUMENT WERE ALLEGEDLY SABATOGED "UNDER COLOR OF LAW" BY THE OFFICE OF THE CLERK OF THE FEDERAL, UNITED STATES COURTS, THOMAS G. BRUTON, CLERK OF THE U.S. DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS AND CLERK OF THE U.S. COURT OF APPEALS FOR THE 7th CIRCUIT APPELLATE COURT. THE PERPETRATOR(S) OF THIS ACT OF FRAUD IN THE NAME OF THE FEDERAL COURT SYSTEM, SPECIFICALLY THE 7th CIRCUIT COURT OF APPEALS, CASE NO. 23-2829, JEROME A. PINTARO, AND MARILYN PINTARO v. ATTORNEY ADHAM ALAILY, DIMITRI A. SAYEGH, AND MADJ G. KHOURY, ALSO FRAUDULENTLY CHANGED THE NAMES OF THE LEAD DEFENDANT ATTORNEY ADHAM ALAILY, PARTNER IN THE LAW FIRM OF EGAN & ALAILY, LLC, DIMITIRI A. SAYEGH, AND MADJ G. KHOURY, TO PETER C. POWERS, et. al.
TO VIEW THESE PAGES IN THEIR ENTIRETY AND THE REMAINING PAGES CLICK ON THE 3x3x9 DOT ICON IN THE UPPER RIGHT HAND CORNER OF THE FRONT PAGE AFTER THE DOCUMENT HAS LOADED UP
https://flipbooks.fleepit.com/f-46000-fraud_by_the_ca7th_circuit_appellate_court
DEPRIVATION OF CIVIL RIGHTS, VIOLATIONS OF DUE PROCESS, VIOLATIONS OF PROCEDURAL DUE PROCESS, MEDICAL SABOTAGE, EXTORTION, FRAUD BY THE COURT, FRAUD ON THE COURT, OBSTRUCTION OF JUSTICE, FORECLOSURE FRAUD, CRIMINAL SOLICITATION TO COMMIT INTENTIONAL MEDICAL MALPRACTICE, FALSE ARREST, FALSE IMPRISONMENT, BY A RACKETEER INFLUENCED CORRUPT ORGANIZATION OF "GOVERNMENT JUDGES, OFFICIALS AND EMPLOYEES" AND "GOVERNEMENT ACTORS" AS DESCRIBED BY THE U.S. CONSTITUTION,UNDER "COLOR OF LAW"
PROCEDURAL DUE PROCESS
PROCEDURAL DUE PROCESS IS A LEGAL DOCTRINE IN THE UNITED STATES THAT REQUIRES GOVERNMENT OFFICIALS TO FOLLOW FAIR PROCEDURES BEFORE DEPRIVING A PERSON OF LIFE, LIBERTY, OR PROPERTY.
DUE PROCESS
A DUE PROCESS CLAUSE IS FOUND IN BOTH THE FIFTH AND FOURTEENTH AMENDMENTS TO THE UNITED STATES CONSTITUTION, WHICH PROHIBIT THE DEPRIVATION OF "LIFE, LIBERTY, OR PROPERTY" BY THE FEDERAL AND STATE GOVERNMENTS, RESPECTIVELY, WITHOUT DUE PROCESS OF LAW.
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, BUY A VACANT LOT, OR BUILD A HOME IN OAK BROOK WITHOUT ME!"
"BANKING ON THE BRINK"
https://shorturl.at/fyY25
BOND MARKET, NOT BANKS, DOMINATES A WORLD OF LOOSER LENDING
https://www.bloomberg.com/opinion/articles/2023-12-17/credit-markets-risks-in-a-crisis-are-distorted-when-everyone-s-a-lender
HERE ARE THE BIGGEST RISKS TO STOCKS IN 2024, ACCORDING TO WALL STREET
https://markets.businessinsider.com/news/stocks/stock-market-outlook-biggest-risks-recession-debt-black-swan-2024-2023-12
DO YOU KNOW WHY THIS LICENSED BROKER'S LICENSE WASN'T REVOKED AFTER STEALING SIX HOMES?
BECAUSE HIS PARTNERS WERE MOST LIKELY THE JUDGES, LAWYERS, AND GOVERNMENT AGENCIES
REAL ESTATE BROKER’S LICENSE STILL GOOD AFTER HE PLEADED GUILTY TO SCHEME TO STEAL HOMES
IN NOVEMBER, REAL ESTATE BROKER MICHAEL BOGSTED, WHO’S BEEN FEATURED IN BETTER CALL BEHNKEN INVESTIGATIONS, PLEADED GUILTY TO A FELONY CHARGE INVOLVING STEALING AT LEAST SIX HOMES.
https://www.yahoo.com/news/real-estate-broker-license-still-231421277.html
KANSAS OFFICIAL WARNS OF ‘SOPHISTICATED REAL ESTATE SCAM’
STEALING HOMES!
THE KANSAS REAL ESTATE COMMISSION (KREC) IS WARNING KANSANS TO BE ON THE LOOKOUT FOR A FINANCIALLY CRIPPLING SCAM.
WENDY ALKIRE WITH THE KREC SAID IN A PRESS RELEASE THAT REAL ESTATE SCAMS CAN LEAD TO SUBSTANTIAL FINANCIAL LOSSES FOR THOSE WHO FALL VICTIM TO THEM. SHE SAID THESE TYPES OF SCAMS CAN “BE EXPENSIVE OR IMPOSSIBLE TO RECOVER FROM” AND INVOLVE SCAMMERS SELLING REAL ESTATE THEY DO NOT OWN IN A “SOPHISTICATED REAL ESTATE SCAM.”
SCAMMERS WILL TARGET VACANT AND UNOCCUPIED PROPERTIES, OFTEN USING FAKE IDENTIFICATION IN THE NAME OF THE REAL ESTATE OWNER. THIS CAN MAKE IT HARD TO RECOGNIZE THE SCAM BEFORE THE PROPERTY IS SOLD AND THE MONEY HAS BEEN SENT.
https://www.msn.com/en-us/money/realestate/kansas-official-warns-of-sophisticated-real-estate-scam/ar-AA1loZ39
THESE ARE ONLY A HANDFUL OF PARTIES THAT CONTRIBUTED DIRECTLY OR INDIRECTLY TO THE THEFT OF OUR HOME
JUDGE DOROTHY FRENCH MALLEN, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE NEAL CERNE, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE ANGELO J. KAPPAS, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE JAMES D. OREL, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE CHRISTINE T. OREL, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE ROBERT G. GIBSON, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE BRYAN S. CHAPMAN, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE CRAIG R. BELFORD, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE MONIQUE N. O'TOOLE, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE PAUL A. MARCHESE, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
JUDGE JEFFREY S.MACKAY, DUPAGE COUNTY, 18th JUDICIAL CIRCUIT COURT.
CLERK OF THE DUPAGE COUNTY 18TH JUDICIAL CIRCUIT COURT, CANDICE ADAMS.
DUPAGE COUNTY RECORDER OF DEEDS, KATHLEEN V. CARRIER.
DUPAGE COUNTY SHERIFF JAMES MENDRICK.
DUPAGE SHERIFF DEPUTY KRISTOPHER M. GRAVEL.
DUPAGE SHERIFF SERGEANT EDUARDO P. CASTILLO
STATE'S ATTORNEY ROBERT BERLIN'S OFFICE DUPAGE COUNTY, PROSECUTING JEROME A. PINTARO FOR A CRIMINAL COMPLAINT OF "ASSAULT" FOR WALKING TOWARDS DIMITRI A. SAYEGH, NEVER GETTING CLOSER THAN TEN FEET FROM HIM, TO ASK HIM WHY HE BELIEVED HE OWNED OUR HOME ON DECEMBER 6, 2022, WHEN DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO, AND SHERIFF DEPUTY KRISTOPHER GRAVEL, GRABBED, HANDCUFFED, SHACKLED, AND INCARCERATED JEROME A. PINTARO IN THE DUPAGE COUNTY JAIL FOR "ASSAULT" ON THE DATE OF DUPAGE COUNTY'S FRAUDULENT CONFISCATION OF JEROME & MARILYN PINTARO'S PRINCIPAL OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS. JEROME A. PINTARO'S NEXT HEARING IS SCHEDULED FOR DECEMBER 12, 2023 AT 9:30 AM AT THE DUPAGE COUNTY COURTHOUSE.
THE VILLAGE OF OAK BROOK POLICE DEPARTMENT.
THE LAW FIRM OF IRA T. NEVEL, ATTORNEY FOR PLAINTIFF CSMC 2018-SP3 TRUST, FILED WITH NO NAMED TRUSTEE,18th JUDICIAL CIRCUIT COURT, CASE NO. 2020CH000378, CSMC 2018 SP-3 v. JEROME A. PINTARO AND MARILYN PINTARO, FILED APRIL, 2020.
KLUEVER LAW GROUP, ATTORNEY FOR PLAINTIFF CSMC 2018-SP3 TRUST, A STATUTORY TRUST FILED WITH NO NAMED TRUSTEE, 18th JUDICIAL CIRCUIT COURT, CASE NO. 2020CH000378, CSMC 2018 SP-3 v. JEROME A. PINTARO AND MARILYN PINTARO, FILED APRIL, 2020.
ATTORNEY ADHAM ALAILY, EGAN & ALAILY, ATTORNEY FOR DIMITRI A. SAYEGH, THE IMPOSTER WHO WAS NEVER IN TITLE OF THE PINTARO'S PRINCIPAL OAK BROOK RESIDENCE, THE IMPOSTER WHO IDENTIFIED HIMSELF AS THE "OWNER" OF JEROME A. PINTARO' AND MARILYN PINTARO' PRINCIPAL OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS, THE IMPOSTER WHO WAS ALLOWED TO CHANGE THE EXTERIOR DOOR LOCKS ON THE PINTARO'S PRINCIPAL OAK BROOK RESIDENCE, THE IMPOSTER WHO WAS GIVEN 78 YEARS OF ACCUMULATED PERSONAL PROPERTY SO SITUATED WITHIN THE PINTARO RESIDENCE AT THE TIME OF THE UNCONSTITUTIONAL TAKING BY DUPAGE COUNTY, THE IMPOSTER THAT DUPAGE COUNTY JUDGES, THE DUPAGE COUNTY CLERK OF THE COURT, AND THE DUPAGE COUNTY SHERIFF JAMES MENDRICK AND SHERIFF DEPUTY KRISTOPHER IDENTIFIED AS THE OWNER OF THE PINTARO'S PRINCIPAL OAK BROOK RESIDENCE AT THE TIME OF TAKING, THE IMPOSTER THAT WAS ALSO IDENTIFIED AS THE WINNING BIDDER ON THE SHERIFF SALE CONDUCTED BY DUPAGE COUNTY SHERIFF JAMES MENDRICK, ON JUNE, 2022, ALONG WITH MADJ G. KHOURY, A SUBHUMAN, A FRAUDULENT "STRAW GRANTEE" WHO EXISTS IN NAME ONLY, THE FRAUDULENT INDIVIDUAL THAT DUPAGE COUNTY SHERIFF JAMES MEMDRICK INDENTIFIED ON HIS SHERIFF'S DEED AS THE GRANTEE PURSUANT TO A FRAUDULENT FORELCOSURE SALE OF JEROME A. PINTARO'S AND MARILYN PINTARO'S PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS 60523.
ATTORNEY DAVID A. BELOFSKY, LEAD ATTORNEY REPORTED BY THE DUPAGE COUNTY CLERK OF THE 18th JUDICIAL CIRCUIT COURT, FOR PETER C. POWERS AND ROSEMARY POWERS, 18th JUDICIAL CIRCUIT COURT CASE NO. 2018L001177, POWERS, et al., v. PINTARO, et al.
ATTORNEY COLETTE LUCHETTA STENDEL, ALSO REPORTED AS LEAD ATTORNEY REPORTED BY THE DUPAGE COUNTY CLERK OF THE 18th JUDICIAL CIRCUIT COURT, FOR PETER C. POWERSAND ROSEMARY POWERS, 18th JUDICIAL CIRCUIT COURT CASE NO. 2018L001177, POWERS, et al., v. PINTARO, et al.
ATTORNEY TYLER D. BERBERICH, LAW FIRM OF HORWITZ, HORWITZ, & ASSOCIATES, ATTORNEY REPRESENTING JEROME A. PINTARO IN IWCC, WORKER'S COMP COMPLAINT, 18wc032482, JEROME A. PINTARO v. PACE SYSTEMS, INC.
ATTORNEY ROCCO G. MOTTO, LAW FIRM OF AVGERINOS & HEINLEN, ATTORNEY REPRESENTING JEROME A. PINTARO IN IWCC, WORKER'S COMP COMPLAINT, 18wc032482, JEROME A. PINTARO v. PACE SYSTEMS, INC.
ATTORNEY CATHERINE M. LEVINE, PARTNER IN LAW FIRM OF WIEDNER & McAULIFFE, AND "SPECIAL DUPAGE COUNTY STATE'S ATTORNEY" FOR DUPAGE COUNTY PURSUANT TO HER ONLINE PUBLISHED LINKEDIN PROFILE, ALSO REPORTED ATTORNEY FOR PACE SYSTEMS, INC., NAPERVILLE, ILLINOIS, DUPAGE COUNTY, ALSO REPORTED ATTORNEY FOR NICHOLAS TAYLOR, PACE SYSTEMS, INC., DUPAGE COUNTY, ALSO REPORTED ATTORNEY FOR EVELYN MARTINEZ, CLAIMS ADJUSTER FOR CINCINNATI INSURANCE CO. PURSUANT TO IWCC CASE NO. 18wc032482 WORKER'S COMP COMPLAINT JEROME A. PINTARO v. PACE SYSTEMS, INC.
EVELYN MARTINEZ, CLAIMS ADJUSTER FOR CINCINNATI INSURANCE CO. PURSUANT TO IWCC CASE NO. 18wc032482 WORKER'S COMP COMPLAINT, REPORTED CLIENT OF ATTORNEY CATHERINE M. LEVINE, PARTNER IN LAW FIRM OF WIEDNER & McAULIFFE, AND "SPECIAL DUPAGE COUNTY STATE'S ATTORNEY" FOR DUPAGE COUNTY.
DIMITRI A. SAYEGH, IDENTIFIED BY DUPAGE COUNTY SHERIFF JAMES MENDRICK AS THE WINNING BIDDER ON THE SECOND FRAUDULENT SALE CONDUCTED ON JUNE, 2022, PURSUANT TO A FRAUDULENT FORECLOSURE SALE OF JEROME A. PINTARO'S AND MARILYN PINTARO'S PRINCIPAL OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523, SUBSEQUENT TO A FRAUDULENT, FIRST REPORTED SUCCESSFUL SALE CONDUCTED AND REPORTED BY DUPAGE COUNTY SHERIFF JAMES MENDRICK FOUR MONTHS EARLIER ON FEBRUARY, 2022, BOTH FRAUDULENT FORECLOSURE SALES REPORTED BY DUPAGE COUNTY SHERIFF JAMES MENDRICK.
MADJ G. KHOURY, A SUBHUMAN, A FRAUDULENT "STRAW GRANTEE" WHO EXISTS IN NAME ONLY, INDENTIFIED ON THE FRAUDULENT DUPAGE COUNTY SHERIFF'S DEED AS THE "GRANTEE" THAT WAS CONFERRED INTEREST PURSUANT TO A FRAUDULENT SHERIFF'S SALE OF JEROME A. PINTARO'S AND MARILYN PINTARO'S PRINCIPAL OAK BROOK RESIDENCE AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523 ON JUNE, 2022.
PETER C. POWERS, OWNER AT GRANDSTANDSOX LTD, A RETAIL WHITE SOX SPORTS STORE AND PUBLIC WHITE SOX PARKING LOTS LOCATED BETWEEN 400 WEST 35th ST TO 600 WEST 35th ST., CHICAGO, IL, FEET FROM GUARANTEED RATE WHITE SOX BALL PARK, ATTORNEY DAVID A. BELOFSKY, REPORTED LEAD ATTORNEY FOR PLAINTIFFS PETER & ROSEMARY POWERS IN THE FRAUDULENT 18th JUDICIAL CIRCUIT COURT CASE NO. 2018L001177, POWERS, et al. v. PINTARO, et al., PETER C. POWERS ALSO PARTY IN INTEREST TO THE 18th JUDICIAL CIRCUIT COURT FRAUDULENT COMPANION CASE 2020CH000378, CMSC 2018-SP3 TRUST v. JEROME A. PINTARO & MARILYN PINTARO,A FRAUDULENT FORECLOSURE CASE, TO FORECLOUSE ON A MORTGAGE THAT NO LONGER EXISTED, ORIGINATED ON MARCH 28, 2008 EXCLUSIVELY BY JEROME A. PINTARO AS BORROWER AND SOLE SIGNOR OF THE MORTGAGE NOTE, AND ING DIRECT, FSB BANK, LENDER, WHICH CEASED ALL BUSINESS OPERATIONS IN THE UNITED STATES ON NOVEMBER 1, 2012 A SUBSIDIARY OF ING, N.V., A DUTCH BANKING HOLDING GROUP.
ROSEMARY (PINTARO) POWERS, WIFE OF PETER C. POWERS, OWNER AT GRANDSTANDSOX LTD, A RETAIL STORE AND WHITE SOX PARKING LOTS LOCATED BETWEEN 400 WEST 35th ST TO 600 WEST 35th ST., CHICAGO, IL, FEET FROM GUARANTEED RATE WHITE SOX BALL PARK, PLAINTIFF IN THE FRAUDULENT 18th JUDICIAL CIRCUIT COURT CASE NO. 2018L001177, POWERS,et al. v. PINTARO, et al., NIECE OF JEROME A. PINTARO, AND DAUGHTER OF AUGUST PINTARO, BROTHER OF JEROME A. PINTARO.
NICHOLAS T. PINTARO, SON OF JEROME A. PINTARO AND MARILYN PINTARO.
AMANDA N. (PINTARO) KING, DAUGHTER OF JEROME A. PINTARO AND MARILYN PINTARO.
RYAN M. SCHNEIDER, PRIOR TO JANUARY, 2018, CEO AT CAPITAL ONE FINANCIAL CORP, PRESIDENT AT CAPITAL ONE, N.A., AND AFTER JANUARY, 2018, CEO AT REALOGY, AND LATER AFTER CHANGING THE REALOGY NAME TO ANYWHERE R.E., CEO, AT ANYWHERE R.E. TO PRESENT.
VICTOR CIARDELLI, CEO AT GUARANTEED RATE MORTGAGE CORPORATION, FOR WHICH WHITE SOX BALL PARK IS NAMED.
ARBITRATOR GERALD GRANADA, ILLINOIS WORKER'S COMPENSATION COMMMISSION CASE NO. 18wc032482.
NICHOLAS TAYLOR, TREASURER AT PACE SYSTEMS, INC., PAST EMPLOYER OF JEROME A. PINTARO, DEFENDANT IN CASE NO. 18wc032482 IWCC LAWSUIT, PINTARO v. PACE SYSTEMS, INC.
DOCTOR DANIEL G. GRZEGOREK, PCP AT DULY HEALTH, PCP FOR JEROME A. PINTARO
DOCTOR RICHARD B. FOULKES, OPHTHALMOLOGIST, FOULKES VISION, LOMBARD, ILLINOIS, OPHTHALMOLOGIST FOR JEROME A. PINTARO WHO PERFORMED CATARACT REMOVAL SURGERY ON JEROME A. PINTARO'S LEFT EYE WHICH HAS LEFT JEROME A. PINTARO WITH SEVERE COMPLICATIONS AND TRIPLE AND QUADRUPLE VISION IN THE EYE FOR THE PAST NEARLY FIVE YEARS.
DOCTOR EDWARD SUNG, OPHTHALMOLOGIST, WHEATON EYE CLINIC, OPHTHALMOLOGIST FOR JEROME A. PINTARO FOR POST CATARACT REMOVAL DUE TO SEVERE COMPLICATIONS OF LEFT EYE, AND CATARACT REMOVAL OF RIGHT EYE WHICH WAS POSTPONED BY DR. SUNG.
DOCTOR SHANTAN REDDY, MD, MPH OPHTHALMOLOGIST, DULY HEALTH, OPHTHALMOLOGIST FOR JEROME A. PINTARO, POST CATARACT REMOVAL DUE TO SEVERE COMPLICATIONS OF LEFT EYE.
MIDWEST UNIVERISTY, EYE CLINIC, OPHTHALMOLOGIST FOR JEROME A. PINTARO, POST CATARACT REMOVAL DUE TO SEVERE COMPLICATIONS OF LEFT EYE.
DOCTOR BALAJI GUPTA, DUPAGE OPHTHALMOLOGY, ADVOCATE MEDICAL GROUP, OPHTHALMOLOGIST FOR JEROME A. PINTARO, POST CATARACT REMOVAL DUE TO SEVERE COMPLICATIONS OF LEFT EYE.
DOCTOR ARUN SAMY, MD, OPHTHALMOLOGY, DUPAGE HEALTH, OPHTHALMOLOGIST FOR JEROME A. PINTARO, CATARACT REMOVAL OF RIGHT EYE, AND POST CATARACT REMOVAL DUE TO SEVERE COMPLICATIONS OF LEFT EYE.
UNIVERSITY OF ILLINOIS EYE CLINIC, OPHTHALMOLOGIST FOR JEROME A. PINTARO, POST CATARACT REMOVAL DUE TO SEVERE COMPLICATIONS OF LEFT EYE.
DR. KEVIN F. WALSH, ORTHOPEDIC SURGEON, NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL, JEROME A. PINTARO'S FIRST CHOICE OF SURGEONS, REFUSED TO COMPLETE THE ROTATOR CUFF REPAIR ALLOWED AND REQUIRED BY CINCINNATI INSURNACE CO., WORKER'S COMP INSURER FOR PACE SYSTEMS, INC. DR. KEVIN F. WALSH STEADFASTLY INDICATED THAT THE ONLY APPROPRIATE PROCEDURE WAS A SHOULDER REPLACEMENT. CINCINNATI INSURANCE CO., WORKER'S COMP INSURER FOR PACE SYSTEMS, INC., REFUSED TO ALLOW A SHOULDER REPLACEMENT ON THE GROUNDS THAT A ROTATOR CUFF REPAIR WOULD BE THE APPROPRIATE AND PERMANENT PROCEDURE. DR. WALSH SUGGESTED THAT JEROME A. PINTARO RETAIN LEGAL COUNSEL BASED ON DR. WALSH'S DIAGNOSIS THAT A REPAIR WOULD NOT BE THE CORRECT AND PERMANENT PROCEDURE WHICH IS WHAT JEROME A. PINTARO DID TO NO AVAIL WITH JEROME A. PINTARO'S ATTORNEYS A THE TIME, HORWITZ, HORWITZ & ASSOCIATES.
DR. BRYAN J. COLE, MIDWEST ORTHOPAEDICS AT RUSH UNIVERSITY MEDICAL CENTER, INDICATED THAT DR. KEVIN F. WALSH WAS WRONG, THAT A REPAIR TO CORRECT THE MASSIVE ROTATOR CUFF WAS THE CORRECT AND PERMANENT SURGICAL PROCEDURE, AND ADAMANTLY REFUSED TO COMPLETE A FULL SHOULDER REPLACEMENT IN LIEU OF A FAILED ROTATOR CUFF REPAIR SURGERY OF JEROME A. PINTARO'S RIGHT ARM AND SHOULDER. DR. COLE'S REPAIR PROCEDURE SUBSEQUENTLY RESULT IN A COMPLETE SURGICAL FAILURE IMMEDIATELY AFTER SURGERY. JEROME A. PINTARO PLEADED WITH DR. COLE AND HIS PHYSICIANS ASSISTANTS TO DO ANOTHER FOLLOW UP MRI POST SURGERY DUE TO THE EXTREME PAIN BUT WAS REFUSED, THE PHYSICIAN ASSISTANTS INDICATING THE REASON FOR REFUSAL "POTENTIAL LIABILITY" TO DR. COLE. IN ADDITION TO THE FAILED SURGERY, JEROME A. PINTARO WAS LEFT WITH NERVE DAMAGE AS A RESULT OF AN IMPROPER NERVE BLOCK PROCEDURE WHICH WAS ADMITTED TO BY DR. COLE AND HIS PHYSICIANS WHO REFUSED TO DO ANYTHING ABOUT IT. THE NERVE DAMAGE HAS ONLY GOTTEN MUCH WORSE, AS WELL AS THE EXTREME PAIN AND LOSS OF MOBILITY FOR THE PAST FOUR YEARS, OF WHICH IWCC ARBITRATOR GERALD GRANANDA AND ATTORNEY CATHERINE M. LEVINE, PARTNER IN LAW FIRM OF WIEDNER & McAULIFFE AND "SPECIAL DUPAGE COUNTY STATE'S ATTORNEY" FOR DUPAGE COUNTY PURSUANT TO HER ONLINE PUBLISHED LINKEDIN PROFILE, AND ALSO REPORTED ATTORNEY FOR PACE SYSTEMS, INC., NAPERVILLE, ILLINOIS, DUPAGE COUNTY, ALSO REPORTED ATTORNEY FOR NICHOLAS TAYLOR, PACE SYSTEMS, INC., DUPAGE COUNTY, ALSO REPORTED ATTORNEY FOR EVELYN MARTINEZ, CLAIMS ADJUSTER FOR CINCINNATI INSURANCE CO., PURSUANT TO IWCC CASE NO. 18wc032482 WORKER'S COMP COMPLAINT JEROME A. PINTARO v. PACE SYSTEMS, INC., ARBITRATOR GERALD GRANADA AND ATTORNEY CATHERINE M. LEVINE REFUSED TO ALLOW A SECOND OPINION OF DR. BRYAN J. COLE'S SECOND PROPOSED SURGERY PROCEDURE UTILIZING A "CADAVER PATCH" AFTER COMPLETE FAILURE OF THE FIRST COMPLETELY FAILED ROTATOR CUFF REPAIR, ARBITRATOR GERALD GRANADA AND ATTORNEY CATHERINE M. LEVINE ALSO REFUSED TO ALLOW A REPLACEMENT SURGEON FOR THE REPORTED DR. KEVIN F. WALSH, NORTHWESTERN MEDICINE, CENTRAL DUPAGE HOSPITAL, JEROME A. PINTARO'S FIRST CHOICE OF SURGEONS UNDER ILLINOIS WORKER'S COMPENSATION COMMISSION REQUIREMENTS, CASE NO. 18wc032482.
ATTORNEY FOR DEFENDANT EVELYN MARTINEZ BY OMAR S. ODLAND, MANAGING ATTORNEY, CINCINNATI INSURANCE CO.
ATTORNEY FOR DEFENDANT EVELYN MARTINEZ BY LAURA MILNICHUK, CINCINATTI INSURANCE CO.
ATTORNEY FOR DEFENDANT GERALD GRANADA BY HAL DWORKIN, ASSISTANT ATTORNEY GENERAL STATE OF ILLINOIS
ATTORNEY GENERAL STATE OF ILLINOIS, KWAME RAOUL; DEFENDANT GERALD GRANADA
ATTORNEY CHI ZHANG FOR DEFENDANT BRIAN J. COLE BY CHI ZHANG, HINSHAW & CULBERTSON LLP
ATTORNEY FOR DEFENDANT ATTORNEY CATHERINE M LEVINE, WIEDNER & MCAULIFFE LTD. BY TERRENCE PATRICK MCAVOY, HINSHAW & CULBERTSON LLP
ATTORNEY DAVID L. GORE, WIEDNER & MCAULIFFE LTD.
ATTORNEY FOR DEFENDANT BRIAN J. COLE BY ROBERT W. SMYTH, JR HINSHAW & CULBERTSON LLP
ATTORNEY FOR DEFENDANT BRIAN J. COLE BY SCOTT JOSEPH KATER, HINSHAW & CULBERTSON LLP
MORE FRAUD, MORE OBSTRUCTION OF JUSTICE, MORE EXTORTION, MORE BLAKCMAIL, MORE WITHHOLDING MEDICAL TREATMET, MORE DEPRIVATION OF JEROME A. PINTARO'S CIVIL RIGHTS UNDER THE "COLOR OF LAW" BY THE STATE OF ILLINOIS!"
ARBITRATOR GERALD GRANDA WHO IS BEING SUED BY JEROME A. PINTARO, ILLINOIS WORKMAN'S COMPSATION COMMISSION CLAIM NO. 18wc032482 "DISMISSED" BY A FRANK SOTO, NOT ON THE RECORD, BUT BY AN EMAIL TO ANOTHER LAWYER WHO HAD NOTHING TO DO WITH JEROME A. PINTARO'S COMPLAINT PURSUANT TO IWCC CASE NO. 18wc032482!"
https://flipbooks.fleepit.com/f-46228-case_dismissed
DR. MANINDER S. KOHLI, MD, PCP, ADVENTHEALTH.
DR. MARK J.TARTARA, MD, PCP, ADVOCATE MEDICAL GROUP
HUMANA INC.
U.S DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS, EASTERN DIVISION.
JUDGE SHARON JOHNSON COLEMAN, WAS THE ORIGINAL ASSIGNED JUDGE PRESIDING OVER U.S. DISTRICT COURT CASE NO. 23-cv-2008, A 42 USC SECTION 1983 COMPLAINT FOR DEPRIVATION OF THE CIVIL RIGHTS OF PLAINTIFF JEROME A. PINTARO UNDER "COLOR OF LAW," WAS SUBSEQUENTLY TRANSFERRED, AND REASSIGNED TO JUDGE THOMAS M. DURKIN, WHO WAS THE PRESIDING U.S. DISTRICT COURT JUDGE ASSIGNED TO CASE NO. 23-cv-1425, A SEPARATE FILED 42 USC SECTION 1983 COMPLAINT FOR DEPRIVATION OF THE CIVIL RIGHTS OF PLAINTIFF JEROME A. PINTARO UNDER "COLOR OF LAW," BOTH THESE COMPLAINTS NAMED DUPAGE COUNTY GOVERNMENT AND STATE OF ILLINOIS OFFICIALS AND "GOVERNMENT ACTORS" FOR CIVIL RIGHTS VIOLATIONS. JUDGE THOMAS M. DURKIN, WAS REPORTED TO BE A DUPAGE COUNTY RESIDENT OF DOWNERS GROVE, JUDGE DURKIN ALSO SERVED ON THE DOWNERS GROVE GRADE SCHOOL DISTRICT 58's BOARD FROM 1993 UNTIL 1997, AND SERVED ON THE BOARD OF THE LEGAL ASSISTANCE FOUNDATON FROM 1999 UNTIL 2008. PLAINTIFF JEROME A. PINTARO'S AND MARILYN PINTARO'S COMPLAINTS FILED IN U.S. DISTRICT COURT WERE BOTH SECTION 42 USC SECTION 1983 COMPLAINTS FOR DEPRIVATION OF CIVIL RIGHTS UNDER "COLOR OF LAW" AGAINST DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT JUDGES, DUPAGE COUNTY ELECTED OFFICIALS, APPOINTED OFFICIALS, AND EMPLOYEES, AND DUPAGE COUNTY "GOVERNMENT ACTORS" AS WELL AS A STATE OF ILLINOIS IWCC ARBITRATOR. ALTHOUGH JUDGE THOMAS M. DURKIN WAS THE ASSIGNED U.S. DISTRICT JUDGE FOR U.S. DISTRICT COURT CASES NO. 23-cv-1425, AND COMPANION U.S. DISTRICT COURT CASE NO. 23cv-2008, 42 USC SECTION 1983 COMPLAINT FOR DEPRIVATION OF CIVIL RIGHTS UNDER "COLOR OF LAW,"JUDGE THOMAS M. DURKIN WAS NOT THE JUDGE WHO ALLEGEDLY PROSECUTED THE CASE. THE INDIVIDUAL WHO FRAUDULENTLY ACTED IN JUDGE DURKIN'S STEAD, AND IDENTIFIED HIMSELF AS JUDGE THOMAS M. DURKIN, WAS ALLEGEDLY NOT JUDGE THOMAS M. DURKIN AND NOT A JUDGE. MORE FRAUD, EXTORTION, AND OBSTRUCTION OF JUSTICE BY THE U.S. DISTRICT COURT FOR THE NORTHERN DISTRICTOF ILLINOIS. JUDGE THOMAS M. DURKIN RECENTLY ANNOUNCED HIS RESIGNATION FROM THE U.S. DISTRICT COURT EFFECTIVE DECEMBER, 2023.
THOMAS G. BRUTON, CLERK OF THE U.S. DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS.
THOMAS G. BRUTON, CLERK OF THE U.S. COURT OF APPEALS FOR THE 7th CIRCUIT.
"WHY YOU ARE NOT GOING TO WANT TO SELL A HOME, OR A VACANT LOT, BUY A HOME, OR A VACANT LOT IN OAK BROOK WITHOUT ME!"
I'M NOT PART OF THE HINSDALE REAL ESTATE BROKERAGE, MAINSTREET ASSOCIATION OF REALTORS, AND MIDWEST REAL ESTATE DATA MLS CARTEL!
https://flipbooks.fleepit.com/f-46355-declined_showing
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
"A $12M OAK BROOK HOUSE BUILT ON $1M LOT WITH A $53K PROPERTY TAX BILL?"
https://www.coldwellbankerhomes.com/il/oak-brook/404-fox-trail-ln/pid_56098487/
https://therealdeal.com/chicago/2023/10/18/sellers-seek-record-12m-for-oak-brook-mansion/
"WHY YOU ARE NOT GOING TO WANT TO BUY OR SELL A HOME, OR A VACANT LOT IN OAK BROOK WITHOUT ME!"
"THE PRIVATE LISTING NETWORK"
"THIS IS WHAT $1,215,000 BUYS IN OAK BROOK"
THE HOME BELOW WAS SOLD WHILE IN THE "PRIVATE LISTING NETWORK" REPORTED TO HAVE NEVER BEEN EXPOSED TO THE OPEN OAK BROOK MARKET, WAS REPORTED SOLD IN A DUAL AGENCY TRANSACTION, WHEREBY THE REAL ESTATE BROKER REPRESENTED THE SELLER AS LISTING BROKER, AND REPRESENTED THE BUYER AS BUYER'S, SELLING BROKER, AT THE SAME TIME AND IN THE SAME TRANSACTION
THIS HOME SOLD FOR $248 PER SQ. FT. OF LIVING AREA ABOVE GRADE ACCORDING TO THE YORK TWP ASSESSOR'S ESTIMATE OF SQ. FT.
THE LAND BENEATH THE IMPROVEMENTS, AS THOUGH VACANT AND BUILDABLE, WITH AN ASSUMED TRUE MARKET VALUE OF $800,000, REPRESENTED $164 PER SQ. FT. OR 66% OF THE $248 PER SQ. FT. SALE PRICE OF THE LIVING AREA ABOVE GRADE OF THE IMPROVEMENTS TO THE PROPERTY
https://flipbooks.fleepit.com/f-45975-private_listing_network_dual_agency
"THIS IS WHAT $1,250,000 BUYS IN HINSDALE"
https://flipbooks.fleepit.com/f-46634-110_n_vine
THIS HINSDALE HOME SOLD FOR TWICE THE PRICE OF THE ABOVE OAK BROOK HOME, WHICH SOLD FOR $248 PER SQ. FT., WHICH IS NEARLY TWICE THE SIZE OF THE HINSDALE HOME, THE OAK BROOK HOME SELLING OUT OF THE "PRIVATE LISTING NETWORK" FOR HALF THE PRICE OF THE HINSDALE HOME, NOTWITHSTANDING THE FACT THAT THE OAK BROOK HOME HAD A LOT SIZE TWICE THE SIZE OF THE HINSDALE HOME, WITH AN OAK BROOK PROPERTY TAX BILL 10% LOWER THAN THE HINSDALE HOME WHICH SOLD AT $471 PER SQ. FT. OF LIVING AREA ABOVE GRADE ACCORDING TO THE DOWNERS GROVE TWP ASSESSOR'S ESTIMATE OF SQ. FT. LIVING AREA ABOVE GRADE???
OAK BROOK HOMEOWNERS, YOU ARE GETTING "SCREWED!" "SCREWED!" "SCREWED!"BY A "SPECIFIC GROUP OF INDIVIDUALS" WHICH HAVE TAKEN CONTROL OF THE OAK BROOK SINGLE FAMILY DETACHED HOME MARKET LIST AND SALE PRICES, INTENTIONALLY PUSHING DOWN OAK BROOK HOME PRICES FOR THEIR OWN PERSONAL BENEFIT, AIDED AND ABETTED BY A LOCAL BROKERAGE CONSORTIUM WITH BROKERAGE OFFICES LOCATED IN BOTH HINSDALE AND OAK BROOK!
"WHY YOU ARE NOT GOING TO WANT TO BUY OR SELL A HOME, CONDOMINIUM OR VACANT LOT IN OAK BROOK WITHOUT ME!"
YOU ARE NOT ONLY BUYING A CONDOMINIUM UNIT, YOU ARE ALSO BUYING A PROPORTIONAL UNDIVISIBLE SHARE OF THE CONDOMINIUM'S COMMMON CAPITAL IMPROVMENTS' FUTURE EXPENSES
YOU SHOULD KNOW WHAT THE FUTURE ANTICIPATED EXPENSES ARE TO MAKE AN INFORMED DECISION
DEPRECIATION SCHEDULE FOR CAPITAL IMPROVEMENTS
USEFUL PHSYSCIAL REMAINING LIFE OF EXISTING CAPITAL IMPROVEMENTS
RESERVE FOR REPLACEMENTS OF CAPITAL IMPROVEMENTS
UNIT ASSOCIATION DUES
UMBRELLA ASSOCIATION DUES IF APPLICABLE
SPECIAL ASSESSMENTS PENDING OR PROPOSED
THE CONDO UNIT OWNER’S RIGHTS AND RESPONSIBILITIES HANDBOOK
https://idfpr.illinois.gov/content/dam/soi/en/web/idfpr/ccico/pdfs/condo-unit-owner-s-rights-and-responsibilities-aug-2022.pdf
'NEFARIOUS GAME' BY HINSDALE BUILDERS, REALTORS: OFFICIAL
THE OFFICIAL ALSO HAD CRITICAL WORDS ABOUT AN ARCHITECT AND THE VILLAGE GOVERNMENT.
"THEY HAVE BEEN PREYING ON US. MAYBE THAT DAY HAS COME TO A SCREECHING HALT," HE SAID.
"THERE HAD BEEN SOME MISHANDLING OF A MORATORIUM ON TEARDOWNS BY THE PLAN COMMISSION, CAUSING A LOT OF FUROR IN THE TOWN. A LITTLE TOO MUCH LEGALING ON THE PART OF OUR VILLAGE ATTORNEY," BOHNEN SAID. "A LOT OF THINGS CAUSED MORE PROBLEMS THAN THEY SOLVED. AND THE EFFECT WAS A LOT OF VITRIOL IN TOWN."
https://patch.com/illinois/hinsdale/nefarious-game-hinsdale-builders-realtors-official
'ELITIST SOCIETY': HINSDALE CLASH ON HISTORIC HOME
A VILLAGE OFFICIAL BARRED A VOTE ON A PROPOSED DEMOLITION. RESIDENTS SPOKE OUT AGAINST TEARING DOWN THE HOUSE.
"WE ARE THE POSTER CHILDREN FOR WHAT NOT TO DO IN A VILLAGE," MORAN SAID. "(PEOPLE) COME IN AND BUILD THEIR TAJ MAHALS TO THEMSELVES AND ALL OF A SUDDEN THREE YEARS LATER, THEY DIDN'T REALIZE THERE WAS A PROPERTY TAX."
https://patch.com/illinois/hinsdale/elitist-society-hinsdale-clash-historic-home
HINSDALE D81 TEACHER ABSENTEEISM HIGHER THAN STATE'S
THE LOCAL DISTRICT REDUCED ITS ABSENTEEISM FROM THE PREVIOUS YEAR, ACCORDING TO STATE DATA.
https://patch.com/illinois/hinsdale/hinsdale-d81-teacher-absenteeism-higher-states
A WATCHDOG SAYS HINSDALE HIGH SCHOOL DISTRICT 86 IS PROVIDING ARTIFICIALLY LOW NUMBERS FOR BUILDING CAPACITIES AT CENTRAL AND SOUTH HIGH SCHOOLS.
BURR RIDGE RESIDENT ALAN HRUBY SAID THE PROBLEM STARTED IN JANUARY 2018 WHEN A NEW CONSULTANT STOPPED INCLUDING PHYSICAL EDUCATION SPACE AS PART OF THE AVAILABLE SPACE FOR STUDENTS.
THIS MADE IT APPEAR AS IF BOTH SCHOOLS WERE MORE CROWDED THAN THEY REALLY WERE, HRUBY SAID.
IN APRIL 2019, 61 PERCENT OF VOTERS DECIDED TO ALLOW THE DISTRICT TO GO INTO DEBT BY $140 MILLION FOR CENTRAL AND SOUTH BUILDING IMPROVEMENTS.
FOR YEARS, THE CENTRAL-DOMINATED SCHOOL BOARD HAS RESISTED THE IDEA OF A BOUNDARY CHANGE. RESIDENTS IN THE WEALTHY CENTRAL ZONE FEAR THEIR HOME VALUES WOULD PLUNGE IF THE ATTENDANCE BOUNDARY SHIFTED NORTH.
https://patch.com/illinois/hinsdale/artificially-low-numbers-hinsdale-d86-watchdog
BERKSHIRE UNIT, OTHERS SUED IN LATEST CASE OVER REAL ESTATE COMMISSIONS
A GROUP OF PITTSBURGH AREA HOME SELLERS ON MONDAY SUED LOCAL AFFILIATES OF WARREN BUFFETT'S BERKSHIRE HATHAWAY AND ANYWHERE REAL ESTATE SUBSIDIARIES SOTHEBY'S AND COLDWELL BANKER FOR ALLEGEDLY CONSPIRING TO ARTIFICIALLY INFLATE HOME-SALE COMMISSIONS.
THE COMPLAINT ALLEGED THE DEFENDANTS' "CONDUCT UNLAWFULLY RESTRAINS TRADE AND COMPETITION, HARMS HOME SELLERS IN THE FORM OF INFLATING THE COST OF SELLING A HOUSE." IT SEEKS TRIPLE DAMAGES UNDER U.S. ANTITRUST LAW AND OTHER PENALTIES.
https://www.reuters.com/legal/litigation/berkshire-unit-others-sued-latest-case-over-real-estate-commissions-2023-12-05/
IMPACT OF MARKET CHALLENGES ON U.S. REAL ESTATE AGENTS: A 2023 OVERVIEW
THE U.S. REAL ESTATE MARKET IS CURRENTLY EXPERIENCING SIGNIFICANT CHALLENGES, AS INDICATED BY THE STRUGGLES OF A SUBSTANTIAL PORTION OF REAL ESTATE AGENTS. IN A REPORT BY ALIGNABLE, 45% OF REAL ESTATE AGENTS WHO OWN THEIR FIRMS REPORTED DIFFICULTY IN PAYING RENT ON THEIR OFFICES IN NOVEMBER 2023. THIS SITUATION MARKS A 5% INCREASE FROM OCTOBER AND A 10% RISE FROM SEPTEMBER. THE ISSUE STEMS FROM A COMBINATION OF FACTORS INCLUDING LOW SALES, A SHORTAGE OF INVENTORY IN THE HOUSING MARKET, AND HIGH HOUSING COSTS THAT DISCOURAGE NEW BUYERS
THIS SITUATION HIGHLIGHTS THE DELICATE BALANCE IN THE REAL ESTATE MARKET BETWEEN MONETARY POLICY, HOUSING INVENTORY, AND THE FINANCIAL WELL-BEING OF REAL ESTATE PROFESSIONALS. THE COMING YEAR MAY BRING SOME RELIEF, BUT IT REMAINS A CHALLENGING ENVIRONMENT FOR THOSE WHOSE LIVELIHOODS ARE CLOSELY TIED TO THE DYNAMICS OF THE HOUSING MARKET.
THIS SITUATION HIGHLIGHTS THE DELICATE BALANCE IN THE REAL ESTATE MARKET BETWEEN MONETARY POLICY, HOUSING INVENTORY, AND THE FINANCIAL WELL-BEING OF REAL ESTATE PROFESSIONALS. THE COMING YEAR MAY BRING SOME RELIEF, BUT IT REMAINS A CHALLENGING ENVIRONMENT FOR THOSE WHOSE LIVELIHOODS ARE CLOSELY TIED TO THE DYNAMICS OF THE HOUSING MARKET.
https://www.eopicle.net/2023/12/impact-of-market-challenges-on-us-real.html
HOUSING MARKETS FACING GREATER RISK OF DOWNTURNS CLUSTERED IN CALIFORNIA, NEW JERSEY AND ILLINOIS
THE 50 MOST AT-RISK COUNTIES INCLUDED THREE IN NEW YORK CITY (KINGS AND RICHMOND COUNTIES, WHICH COVER BROOKLYN AND STATEN ISLAND, AND BRONX COUNTY), SIX IN THE NEW YORK CITY SUBURBS (BERGEN, ESSEX, OCEAN, PASSAIC, SUSSEX AND UNION COUNTIES, ALL IN NEW JERSEY) AND SEVEN IN THE CHICAGO METROPOLITAN AREA (COOK, DE KALB, KANE, LAKE, MCHENRY AND WILL COUNTIES IN ILLINOIS, AND LAKE COUNTY IN INDIANA).
https://www.attomdata.com/news/market-trends/attom-q3-2023-special-housing-risk-report/
REAL ESTATE INVESTOR WARNS U.S. IS ENTERING THE 'GREATEST' CORRECTION OF HIS LIFETIME
https://www.foxbusiness.com/real-estate/real-estate-investor-warns-us-entering-greatest-correction-lifetime
-
REAL ESTATE BROKER’S LICENSE STILL GOOD AFTER HE PLEADED GUILTY TO SCHEME TO STEAL HOMES
IN NOVEMBER, REAL ESTATE BROKER MICHAEL BOGSTED, WHO’S BEEN FEATURED IN BETTER CALL BEHNKEN INVESTIGATIONS, PLEADED GUILTY TO A FELONY CHARGE INVOLVING STEALING AT LEAST SIX HOMES.
PROSECUTORS SAY HE CREATED FRAUDULENT DEEDS SO HE COULD TRANSFER OWNERSHIP OR SELL TO AN UNSUSPECTING BUYERS.
“THEY JUST GAVE HIM MY HOUSE” JENKINS SAID. “ON PROBABLY TWO HOURS WORTH OF WORK OF ELECTRONICALLY TRANSMITTING THOSE DOCUMENTS.”
https://www.yahoo.com/news/real-estate-broker-license-still-231421277.html
LAWSUITS CHALLENGING REAL ESTATE COMMISSION COULD SHAKE UP HOUSING MARKET
https://www.pbs.org/newshour/show/lawsuits-challenging-real-estate-commission-could-shake-up-housing-market
FCC’S NEWLY ADOPTED LEAD GEN RULES COULD ACCELERATE LAWSUITS AGAINST LENDERS
https://www.housingwire.com/articles/fccs-newly-adopted-lead-gen-rules-could-accelerate-lawsuits-against-lenders/
COMMERCIAL REAL ESTATE A TOP THREAT TO FINANCIAL SYSTEM IN 2024, U.S. REGULATORS SAY
https://www.morningstar.com/news/marketwatch/20231214807/commercial-real-estate-a-top-threat-to-financial-system-in-2024-us-regulators-say
CALIFORNIA'S HOUSING MARKET IS COLLAPSING
https://www.newsweek.com/california-housing-market-collapsing-1852824
'THE WRITING IS ON THE WALL': $100B IN ANNUAL REAL-ESTATE COMMISSIONS COULD BE CUT BY 30% AND WIPE OUT HALF OF AMERICA'S 1.6M REALTORS, EXPERT SAYS. HERE'S WHY A RECKONING MAY BE COMING
https://moneywise.com/real-estate/real-estate/reckoning-for-us-real-estate-industry
NORTH BAY LAWSUIT CLAIMS REAL ESTATE COMPANIES INFLATE COMMISSIONS
https://www.cbsnews.com/sanfrancisco/news/lawsuit-real-estate-commissions-north-bay/
CALIFORNIA REALTOR GROUPS HIT WITH COPYCAT COMMISSION RATES LAWSUIT
https://www.ocregister.com/2023/12/15/california-realtor-groups-hit-with-copycat-commission-rates-lawsuit/
47 TEXAS REAL ESTATE FIRMS, ASSOCIATIONS GET HIT WITH SECOND COMMISSION LAWSUIT
https://www.housingwire.com/articles/47-texas-real-estate-firms-associations-get-hit-with-second-commission-lawsuit/
THE TRENDS 2024: THE 4 MAIN BROKERAGE MODELS, AND HOW THEY'VE CHANGED
https://www.realestatenews.com/2023/12/11/trends-2024-the-4-main-brokerage-models-and-how-theyve-changed
THE WAY REAL ESTATE AGENTS ARE PAID COULD BE CHANGING. HERE’S HOW THAT COULD AFFECT BUYERS AND SELLERS.
https://www.marketplace.org/2023/12/12/the-way-real-estate-agents-are-paid-could-be-changing-heres-how-that-could-affect-buyers-and-sellers/
LANDMARK VERDICT ON REAL ESTATE COMMISSIONS COULD SEND SHOCKWAVES THROUGH THE HOUSING INDUSTRY
A LANDMARK VERDICT ON REAL ESTATE COMMISSIONS COULD SEND SHOCKWAVES THROUGH THE HOUSING INDUSTRY — AND FUNDAMENTALLY CHANGE HOW HOMES IN THE U.S. ARE BOUGHT AND SOLD. THE REVERBERATIONS ARE ALREADY BEING FELT IN PITTSBURGH.
https://www.post-gazette.com/business/development/2023/12/10/real-estate-commission-realtor-howard-hanna-class-action/stories/202312100035
‘THIS COULD BE THE FINAL STRAW': REALTORS FACE A LEGAL RECKONING
THE LITIGATION COMES AS THE MARKET IS ALREADY FACING A SEVERE TEST, BATTERED BY HIGH INTEREST RATES THAT HAVE SENT HOME SALES PLUNGING AND BUILDING COSTS SKYROCKETING.
https://www.politico.com/news/2023/11/30/realtors-face-reckoning-in-probe-by-bidens-doj-00129363
APPEALS COURT HEARS ARGUMENTS ON REOPENING THE DOJ’S PROBE INTO NAR
THE DOJ’S ANTITRUST DIVISION WOULD LIKE TO INVESTIGATE NAR’S CLEAR COOPERATION POLICY AND PARTICIPATION RULE, WHICH ARE CURRENTLY AT THE EPICENTER OF THE PROLIFERATING COMMISSION LAWSUITS. BASED ON REPORTS FROM SEVERAL NEWS AGENCIES, THE PANEL OF JUDGES SEEMED INCLINED TO ALLOW THE DOJ TO REOPEN ITS PROBE.
https://finance.yahoo.com/news/appeals-court-hears-arguments-reopening-181834918.html
WILL THE HOUSING MARKET CRASH IN 2024?
EXPERTS GIVE 5-YEAR PREDICTIONS
https://www.forbes.com/advisor/mortgages/real-estate/will-housing-market-crash/
FLORIDA COMMISSIONS LAWSUIT TARGETS LARGEST STATE ASSOCIATION
THE FLORIDA ASSOCIATION OF REALTORS AND 16 BROKERAGES ARE NAMED IN THE SEVENTH MAJOR ANTITRUST CASE FILED BY HOME SELLERS SINCE THE SITZER/BURNETT VERDICT.
https://www.realestatenews.com/2023/12/06/florida-commissions-lawsuit-targets-largest-state-association
ADDITIONAL LOCAL BROKERAGES IMPLICATED IN GEORGIA COMMISSION LAWSUIT.
https://noteservicingcenter.com/additional-local-brokerages-implicated-in-georgia-commission-lawsuit/
"HOUSING INFLATION LIFTS ALL REAL ESTATE BROKERS COMMISSIONS WITHOUT THEM LIFTING A FINGER"
A $5,000 REAL ESTATE BROKERAGE COMMISSION IN 1967 WOULD BE EQUIVALENT TO A $46,850 COMMISSION IN 2023, A 937% INCREASE
A $25,000 HOME IN 1967 WOULD BE EQUIVALENT TO A $234,250 HOME IN 2023
https://www.in2013dollars.com/Housing/price-inflation
LAWSUIT COULD CHANGE HOW REALTORS GET PAID
ANDRA GHENT, A FINANCE PROFESSOR AT THE UNIVERSITY OF UTAH AND A SPECIALIST IN REAL ESTATE WHO EXPLAINS HOW THE STRUCTURE WORKS CURRENTLY, AND HOW THE LAWSUIT COULD ULTIMATELY CHANGE THE ENTIRE BUSINESS MODEL OF BUYING AND SELLING HOMES
https://www.bloomberg.com/news/audio/2023-11-28/odd-lots-lawsuit-could-change-how-realtors-get-paid-podcast
"RUSSIAN ROULETTE"
RUSSIAN ROULETTE IS A POTENTIALLY LETHAL GAME OF CHANCE IN WHICH A PLAYER PLACES A SINGLE ROUND IN A REVOLVER AND PULLS THE TRIGGER. THE GAME ORIGINATED FROM A SHORT STORY BY LERMONTOV AND BECAME A METAPHOR FOR TAKING FOOLISH RISKS. REAL ESTATE MARKET MANIPULATION IS TANTAMOUNT TO HOME PURCHASERS ENGAGING IN "RUSSIAN ROULETTE" - A POTENTIONAL FINANCIALLY LETHAL GAME OF CHANCE.
REAL ESTATE MARKET MANIPULATION IS MUCH MORE LIKELY WHEN A SINGLE REAL ESTATE BROKERAGE COMPANY HAS AN OVERWHELMING MARKET SHARE OF HOME LISTINGS IN ANY DEFINED RESDIENTIAL MARKET AREA
43% OF THE 65 SINGLE FAMILY DETACHED HOMES CURRENTLY LISTED FOR SALE IN HINSDALE ARE LISTED "OFF MARKET" IN THE MRED/MLS PRIVATE LISTING NETWORK, NOT ACCESSIBLE TO PURCHASERS LOOKING TO PURCHASE A HOME, NOT FED TO THE ONLINE PUBLIC REAL ESTATE PORTALS LIKE ZILLO AND REDFIN, NOT ACCESSIBLE TO REAL ESTATE APPRAISERS COMPLETING REAL ESTATE APPRAISALS FOR HOME PURCHASERS' MORTGAGES FOR HOMES BEING PURCHASED, NOT ACCESSIBLE BY REAL ESTATE APPRAISERS COMPLETING MARKET VALUE APPRAISALS FOR HOMEOWNERS APPEALING THEIR PROPERTY TAX BILLS, THE "OFF MARKET" PRIVATE LISTING NETWORK DECEITFULLY SUGGESTING THE HINSDALE MARKET OF AVAILABLE HOMES FOR SALE IS HALF OF WHAT IT ACTUALLY IS, CREATING DECEPTIVE, COUNTERFEIT CONDITIONS OF SCARCITY OF THE SUPPLY OF HOMES FOR SALE IN HINSDALE, POTENTIALLY RESULTING IN PURCHASERS FOOLISHLY MAKING INFLATED PURCHASE PRICE OFFERS AND POTENTIONALLY PAYING INFLATED PURCHASE PRICES FOR HOMES THAT ARE NOT JUSTIFIED BY ACTUAL LOCAL MARKET CONDITIONS
45% OF THE 40 SINGLE FAMILY DETACHED HOMES CURRENTLY LISTED FOR SALE IN OAK BROOK ARE LISTED "OFF MARKET" IN THE MRED/MLS PRIVATE LISTING NETWORK, NOT ACCESSIBLE TO PURCHASERS LOOKING TO PURCHASE A HOME, NOT FED TO THE ONLINE PUBLIC REAL ESTATE PORTALS LIKE ZILLO AND REDFIN, NOT ACCESSIBLE TO REAL ESTATE APPRAISERS COMPLETING REAL ESTATE APPRAISALS FOR HOME PURCHASERS' MORTGAGES FOR HOMES BEING PURCHASED, NOT ACCESSIBLE BY REAL ESTATE APPRAISERS COMPLETED MARKET VALUE APPRAISALS FOR HOMEOWNERS APPEALING THEIR PROPERTY TAX BILLS, THE "OFF MARKET" PRIVATE LISTING NETWORK DECEITFULLY SUGGESTING THE OAK BROOK MARKET OF AVAILABLE HOMES FOR SALE IS HALF OF WHAT IT ACTUALLY IS, CREATING DECEPTIVE, COUNTERFEIT CONDITIONS OF SCARCITY OF THE SUPPLY OF HOMES FOR SALE IN OAK BROOK, POTENTIALLY RESULTING IN PURCHASERS FOOLISHLY MAKING INFLATED PURCHASE PRICE OFFERS AND POTENTIONALLY PAYING INFLATED PURCHASE PRICES FOR HOMES THAT ARE NOT JUSTIFIED BY ACTUAL LOCAL MARKET CONDITIONS
"THE FIVE LARGEST DRUG CARTELS ARE REPORTED TO BE THE SINALOA CARTEL, MEDELLIN CARTEL, GULF CARTEL, LOS ZETAS, JUAREZ CARTEL"
THE REAL ESTATE BROKERAGE CARTELS ARE THE ONLY OTHER ORGANIZATIONS THAT APPARENTLY FIND IT NECESSARY TO CONCEAL THE HOMES FOR SALE AND SERVICES THE CARTEL BROKERS ARE OFFERING TO THE PUBLIC IN THEIR "PRIVATE LISTING NETWORK" CONCEALLED FROM THE PUBLIC WHO THEY ARE PROVIDING THE HOMES AND THEIR SERVICES TO.
CAN YOU THINK OF ANY OTHER ENTERPRISES, ORGANIZATIONS, OR INDIVIDUALS THAT HAVE TO CONCEAL THEIR PRODUCTS AND SERVICES THEY OFFER FROM THE PUBLIC THEY ARE OFFERING THEIR PRODUCTS AND SERVICES TO, OTHER THAN THE DRUG CARTELS AND THE REAL ESTATE BROKERAGE CARTELS?
NOW AS I AM TYPING THIS INTO MY LAPTOP IN A LOMBARD, ILLINOIS HOTEL ROOM WHERE MY WIFE AND I HAVE BEEN HELD HOSTAGE FOR THE PAST YEAR, CONSTANTLY HARASSED, PHYSICALLY AND MEDICALLY HARASSED AND INTIMIDATED, A VICTIM OF INTENTIONAL MEDICAL MALPRACTICE, HAVING HAD TWO SURGERIES INTENTIONALLY SABOTAGED WITHIN THE PAST FIVE YEARS OF WHICH CORRECTIVE MEDICAL SERVICES HAVE BEEN WITHHELD AND HELD HOSTAGE, INTIMIDATED 24/7 FOR THE PAST YEAR WHILE BEING HELD HOSTAGE IN OUR HOTEL ROOM, OUR CELL PHONES, OUR COMPUTERS HACKED INTO, MONITORED, LISTENED IN ON, OUR VEHICLES TRACKED BY PROPRIETARY VEHICLE MANUFACTURER GPS AND GPS TRACKING DEVICES PHYSICALLY INSTALLED ON OUR VEHICLES, OUR HOME AND ALL OUR PERSONAL PROPERTY SITUATED WITHIN HAVING BEEN STOLEN FROM US ON DECEMBER 6, 2022, BY A RACKETEER INFLUENCED CORRUPT ORGANIZATION, MEMBERS OF WHICH INCLUDE BUT ARE NOT LIMITED TO, THE DUPAGE COUNTY GOVERNMENT, THE 18th JUDICIAL CIRCUIT COURT, THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, THE VILLAGE OF OAK BROOK, THE HINSDALE REAL ESTATE BROKERAGE CARTEL, PETER C. POWERS AND PARTNERS, NICHOLAS PINTARO, AMANDA (PINTARO) KING, AND OTHERS, WHO EVIDENTLY HAVE A STRONG INTEREST IN OUR OAK BROOK HOME.
NOW, WHILE I AM ENTERING INFORMATION INTO MY WEBSITE ABOUT THE LOCAL HINSDALE REAL ESTATE CARTEL, I IMMEDIATELY RECEIVE A REPEATED TEXT MESSAGE OFFERING ME HEALTH INSURANCE BY THE "NATIONAL ASSOCIATION OF REALTORS" WHICH I HAVE RECEIVED REPEATEDLY IN THE PAST WHILE UNDER SURVEILLANCE, AT THE PRECISE TIME THAT I AM ABOUT TO PUBLISH INFORMATION ONTO A WEBSITE I MAINTAIN, "118 SAINT FRANCIS CIRCLE" THAT MY FOLLOWERS EVIDENTLY OBJECT TO:
"JERRY, THIS IS ARIA, WE'RE WORKING WITH MEMBERS OF NAR TO OFFER DISCOUNTED HEALTH INSURANCE FOR REALTORS. WOULD YOU LIKE ME TO SEND YOU ESTIMATES? REPLY YES FOR PRICING NO TO STOP"
"YOU PICKED THE WRONG PERSON!"
"COMPETENCY RULE"
A VALUATOR MUST:
(1) BE COMPETENT TO PERFORM THE ASSIGNMENT;
(2) ACQUIRE THE NECESSARY COMPETENCY TO PERFORM THE ASSIGNMENT; OR
(3) DECLINE OR WITHDRAW FROM THE ASSIGNMENT.
IN ALL CASES, THE VALUATOR MUST PERFORM COMPETENTLY WHEN COMPLETING THE ASSIGNMENT.
PERFECTION IS IMPOSSIBLE TO ATTAIN, AND COMPETENCE DOES NOT REQUIRE PERFECTION. HOWEVER, A VALUATOR MUST NOT RENDER VALUATION SERVICES IN A CARELESS OR NEGLIGENT MANNER. THIS RULE REQUIRES A VALUATOR TO USE DUE DILIGENCE AND DUE CARE.
BEING COMPETENT
A VALUATOR MUST DETERMINE, PRIOR TO AGREEING TO PERFORM AN ASSIGNMENT, THAT HE OR SHE CAN PERFORM THE ASSIGNMENT COMPETENTLY.
COMPETENCY REQUIRES:
1. THE ABILITY TO PROPERLY IDENTIFY THE PROBLEM TO BE ADDRESSED;
2. THE KNOWLEDGE AND EXPERIENCE TO COMPLETE THE ASSIGNMENT COMPETENTLY; AND
3. RECOGNITION OF, AND COMPLIANCE WITH, LAWS AND REGULATIONS THAT APPLY TO THE VALUATOR OR TO THE ASSIGNMENT.
COMPETENCY MAY APPLY TO FACTORS SUCH AS, BUT NOT LIMITED TO, A VALUATOR'S FAMILIARITY WITH A SPECIFIC TYPE OF PROPERTY OR ASSET, A MARKET, A GEOGRAPHIC AREA, AN INTENDED USE, SPECIFIC LAWS AND REGULATIONS, OR AN ANALYTICAL METHOD.
IF SUCH A FACTOR IS NECESSARY FOR A VALUATOR TO DEVELOP CREDIBLE ASSIGNMENT RESULTS, THE VALUATOR IS RESPONSIBLE FOR HAVING THE COMPETENCY TO ADDRESS THAT FACTOR TO SATISFY THIS COMPETENCY RULE.
GEORGIA HOMESELLERS FILE THEIR OWN COMMISSIONS LAWSUIT
THE CASE TAKES AIM AT NAR AND LOCAL AS WELL AS NATIONAL BROKERAGES, WHILE CALLING OUT THE CURRENT SYSTEM AS A WAY TO PROTECT INEFFECTIVE AGENTS.
KEY POINTS:
THE LAWSUIT IS THE LATEST IN A SERIES OF COMMISSIONS-RELATED CASES FILED IN THE WAKE OF THE SITZER/BURNETT VERDICT.
HOMESELLERS ALLEGE THAT THE BUYER-BROKER COMPENSATION SYSTEM “ILLEGALLY WARPS THE REAL ESTATE MARKET.”
THE CURRENT SYSTEM ALSO ALLOWS “INEFFICIENT AGENTS TO REMAIN IN BUSINESS WITHOUT THE NECESSITY TO ENHANCE THEIR COMPETITIVENESS OR EXIT THE MARKET,” PLAINTIFFS SAY.
ANOTHER COPYCAT COMMISSIONS LAWSUIT HAS BEEN FILED — THIS TIME IN GEORGIA.
THE SUIT, FILED LAST WEEK IN THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF GEORGIA, ATLANTA DIVISION, NAMES SEVERAL LOCAL BROKERAGES ALONG WITH THE NATIONAL ASSOCIATION OF REALTORS AND NATIONAL REAL ESTATE COMPANIES: HOMESERVICES OF AMERICA, KELLER WILLIAMS, RE/MAX, ENGEL & VӦLKERS, CHRISTIE'S INTERNATIONAL REAL ESTATE AND SOTHEBY'S INTERNATIONAL REALTY.
AS WITH THE PREVIOUS COMMISSIONS LAWSUITS FILED IN THE WAKE OF THE LANDMARK SITZER/BURNETT VERDICT, THIS ONE ALLEGES A CONSPIRACY TO INFLATE COMMISSIONS BY REQUIRING SELLERS TO OFFER COMPENSATION TO BUYER AGENTS IN ORDER TO BE LISTED ON THE MLS.
"AS A RESULT OF THIS SCHEME, THE PURPORTEDLY NON-NEGOTIABLE COMMISSIONS OF BUYER AGENTS ARE ROLLED INTO THE SALE PRICE OF HOMES," THE SUIT ALLEGES. "THIS SYSTEM, WITH ITS VEILED SURCHARGES, ILLEGALLY WARPS THE REAL ESTATE MARKET."
https://www.realestatenews.com/2023/11/27/georgia-homesellers-file-their-own-commissions-lawsuit
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
THE FOLLOWING ARE DAILY AMOUNTS EARNED ON BROKER-ASSISTED CLOSED, SOLD, TRANSACTIONS OCCURRING WITHIN THE PAST YEAR IN OAK BROOK AND HINSDALE. THE COMMISSIONS ARE CALCULATED ON THE LISTING BROKER'S PERCENTAGE OF OFFERS OF COMPENSATION TO BUYERS' BROKERS. THE CALCULATIONS ASSUMED THAT THE LISTING BROKER'S COMMISSION, WHICH IS NOT LISTED, IS THE SAME OR MORE THAN THE OFFERS OF COMPENSATION TO THE BUYER'S BROKERS. THE COMMISSION PERCENTAGES RATE REPORTED WERE 5% IN ALL BUT ONE SALE, WHICH WAS REPORTED AS 4%. THE TOTAL AMOUNT OF COMMISSION IS DIVIDED BY THE NUMBER OF DAYS OF MARKET TIME REPORTED FROM DATE OF LISTING TO DATE OF REPORTED SALE. THE DAILY EQUIVALENT IS:
$10,870, $5,487, $3,958, $4,167, $17,115, $35,208, $5,372, $15,417, $4,469, $4,893
IN THE EVENT THE LISTING BROKER ACTED AS A "DUAL AGENT" REPRESENTING THE SELLER AT THE SAME TIME AND IN THE SAME TRANSACTION THE BROKER WAS REPRESENTING THE BUYER, THE "DUAL AGENT" BROKER WOULD RECEIVE THE TOTAL AMOUNT OF THE COMMISSION, BOTH THE SELLER'S SIDE AND THE BUYER'S SIDE
THE IMPORTANCE OF EXPOSURE TIME
WE'RE TALKING ABOUT HIGH END AND MULTI-MILLION DOLLAR REAL ESTATE CONSUMER SELLERS, COULD THEY BE THAT "STUPID" TO BELIEVE THAT THEIR HOME EXPOSED TO A SINGLE BUYER IS IN THEIR BEST INTERESTS?"
THE "PRIVATE LISTING SERVICE" IS SCREWING BOTH OAK BROOK AND HINSDALE REAL ESTATE CONSUMERS"
THE "PRIVATE LISTING SERVICE" IS OBSCURING THE TRUE MARKET CONDITIONS IN THE OAK BROOK AND HINSDALE RESIDENTIAL REAL ESTATE MARKETS. IT'S A WAY THAT THE LOCAL HINSDALE REAL ESTATE CARTEL CAN TOTALLY CONFUSE REAL ESTATE APPRAISERS DOING APPRAISALS ON PROPERTIES LISTED AND SOLD IN OAK BROOK AND HINSDALE. IT'S A WAY THAT COMPANIES LIKE COLDWELL BANKER CAN GAIN MAJORITY MARKET SHARE OF THE ENTIRE OAK BROOK REAL ESTATE MARKET
THE "PRIVATE LISTING SERVICE" IS THE REAL ESTATE BROKERAGE CARTELS WAY OF KEEPING THE "REAL ESTATE BROKERS" INTEREST SUPERIOR TO THE "REAL ESTATE CONSUMERS" INTERESTS IN A REAL ESTATE BROKERAGE TRANSACTION
IF A PROPERTY SELLS BEFORE LISTING OR WITHIN DAYS OF THE LISTING HITTING THE MARKET, IT'S MOST LIKELY SOMEBODY GOT "SCREWED" AND IT SURE AND HELL WASN'T THE BROKERS
EXPOSURE TIME MATTERS AND IS ABSOLUTELY CRITICAL TO THE VALUATION PROCESS BECAUSE:
REASONABLE EXPOSURE IN THE MARKET IS A CONDITION OF THE DEFINITION OF MARKET VALUE.
IMPROPER IDENTIFICATION OF THE REASONABLE EXPOSURE TIME IN A MARKET VALUE OPINION CAN LEAD TO A VALUE CONCLUSION THAT IS NOT CREDIBLE.
THE STUDY OF MARKET CONDITIONS AND EXPOSURE TIME ALLOWS FOR PROPER ANALYSIS OF MARKET ACTIVITY.
RECOGNITION OF REASONABLE EXPOSURE TIME IS PART OF THE PROCESS OF EVALUATING THE SUITABILITY OF SALES AS COMPARABLES.
ANALYSIS OF A PRIOR SALE OF THE SUBJECT REQUIRES A COMPARISON OF THE REASONABLE EXPOSURE TIME LINKED TO THE VALUE OPINION AND THE EXPOSURE PERIOD ASSOCIATED WITH THE SALE.
THE EXPOSURE TIME ASSOCIATED WITH A MARKET VALUE OPINION CAN AFFECT THE VALUE OPINION. THE LENGTH OF TIME THAT A PROPERTY IS EXPOSED IN THE MARKET IMPACTS THE NUMBER OF POTENTIAL BUYERS FOR THE PROPERTY. LONGER EXPOSURE TO THE MARKET TYPICALLY RESULTS IN MORE POTENTIAL BUYERS, AND SHORTER EXPOSURE TO THE MARKET TYPICALLY RESULTS IN FEWER POTENTIAL BUYERS. THE NUMBER OF POTENTIAL BUYERS WHO ARE AWARE OF A PROPERTY’S AVAILABILITY CAN INFLUENCE THE SALE PRICE. IT FOLLOWS THEN THAT WHEN VALUE OPINIONS ARE BASED ON MARKET EXPOSURE THAT IS INADEQUATE OR EXCESSIVE, THE VALUE OPINION IS NOT MARKET ORIENTED. IMPROPER IDENTIFICATION OF THE REASONABLE EXPOSURE TIME IN A MARKET VALUE OPINION CAN LEAD TO A VALUE CONCLUSION THAT IS NOT CREDIBLE.
THE PROPER ANALYSIS OF A SALE TRANSACTION REQUIRES AN UNDERSTANDING OF THE REASONABLE EXPOSURE TIME ASSOCIATED WITH A MARKET VALUE OPINION. WHEN THE OBJECTIVE OF THE ASSIGNMENT IS MARKET VALUE, IDEALLY EACH COMPARABLE SELECTED FOR USE IN THE SALES COMPARISON APPROACH SHOULD HAVE SOLD UNDER THE CONDITIONS SPECIFIED IN THE DEFINITION OF MARKET VALUE BEING USED. ONE CONDITION IS THAT THE MARKETING EFFORT AND EXPOSURE TO THE MARKET SHOULD HAVE BEEN TYPICAL FOR THAT PROPERTY TYPE IN THAT MARKET.
ANALYZING AND UNDERSTANDING MARKET ACTIVITY REQUIRES KNOWLEDGE OF REASONABLE EXPOSURE TIMES FOR THE SUBJECT PROPERTY TYPE IN THAT MARKET. AN UNUSUALLY FAST SALE MAY SUGGEST THAT A PROPERTY WAS UNDERPRICED OR THAT THE SELLER WAS UNDER DURESS. INCREASING EXPOSURE TIMES CAN BECOME THE BASIS TO EXPECT THAT THE MARKET IS SOFTENING. WHEN THE CONDITIONS OF A SALE DO NOT REFLECT THE CONDITIONS OUTLINED IN THE VALUE DEFINITION, THEN THE APPRAISER MUST CONSIDER MAKING ADJUSTMENTS FOR SUCH DIFFERENCES OR THE SALE MUST NOT BE USED AS A COMPARABLE.
THE ANALYSIS OF PRIOR SALES OF THE PROPERTY BEING APPRAISED IS A FUNDAMENTAL COMPONENT IN MARKET VALUE APPRAISALS AND A REQUIREMENT OF USPAP. IN ORDER TO RECONCILE A PRIOR SALE PRICE WITH THE APPRAISER’S OPINION OF VALUE, THE APPRAISER MUST ANALYZE THE MARKETING HISTORY AND EVALUATE THE REASONABLENESS OF THE EXPOSURE PERIOD ASSOCIATED WITH THE SALE. INADEQUATE OR EXCESSIVE EXPOSURE TO THE MARKET IS A FACTOR THAT SHOULD BE CONSIDERED IN ANALYZING THE PRIOR SALE. LIMITED MARKET EXPOSURE IS A FACTOR IN THE LOWER SALE PRICES THAT OFTEN RESULT FROM LIQUIDATION TRANSACTIONS. A SECOND FACTOR IN A LIQUIDATION TRANSACTION IS THAT THE SELLER IS UNDER EXTREME COMPULSION TO SELL. AN APPRAISER MUST HAVE AN UNDERSTANDING OF A REASONABLE EXPOSURE TIME IN ORDER TO RECOGNIZE AND EVALUATE THE IMPACT OF LIMITED MARKET EXPOSURE. ANALYSIS OF A PRIOR SALE OF THE SUBJECT REQUIRES A COMPARISON OF THE REASONABLE EXPOSURE TIME LINKED TO THE VALUE OPINION AND THE EXPOSURE PERIOD ASSOCIATED WITH THE SALE.
DEVELOPING AN OPINION OF REASONABLE EXPOSURE TIME
EXPOSURE TIME IS DIFFERENT FOR VARIOUS TYPES OF PROPERTY AND UNDER VARIOUS MARKET CONDITIONS. IT IS NOT A FIXED PERIOD AND SHOULD NOT BE A BOILERPLATE STATEMENT. THE REASONABLE EXPOSURE PERIOD IS A FUNCTION OF THE PRICE, MARKET CONDITIONS, AND PROPERTY CHARACTERISTICS.
WHEN EVALUATING MARKET DATA, APPRAISERS MUST FOCUS ON THE PERIOD OF EXPOSURE NEEDED TO SELL A PROPERTY PRICED WITHIN A REASONABLE RANGE OF MARKET VALUE. MEANINGFUL ANALYSIS OF DAYS ON MARKET REQUIRES CONSIDERATION OF THE NUMBER OF DAYS AT A PRICE PROXIMATE TO THE MARKET VALUE, EXCLUDING EXPOSURE TIME AT A PRICE NOT CONSIDERED REASONABLE BY MARKET PARTICIPANTS. USPAP ADVISORY OPINION 35 PROVIDES AN EXAMPLE OF PROPER ANALYSIS:
THE DATA USED IN THE DEVELOPMENT OF AN EXPOSURE TIME OPINION MUST BE DRAWN FROM THE SUBJECT MARKET, INCLUDING CONSIDERATION OF PROPERTY TYPE, LOCATION, PROPERTY CHARACTERISTICS, TYPICAL BUYER, AND PRICE SEGMENT. USPAP ADVISORY OPINION (35) STATES THAT:
THE ANSWER TO THE QUESTION “WHAT IS THE REASONABLE EXPOSURE TIME” SHOULD ALWAYS INCORPORATE THE ANSWERS TO THE QUESTION “FOR WHAT KIND OF PROPERTY AT WHAT VALUE RANGE...”
FOR EXAMPLE, CONSIDER AN APPRAISAL OF A HIGHLY DESIRABLE WATERFRONT HOME IN A COMMUNITY THAT INCLUDES A WIDE RANGE OF PROPERTY VALUES. MARKET RESEARCH SHOWS THAT THE EXPOSURE TIME FOR THE ENTIRE COMMUNITY AVERAGES APPROXIMATELY 60 TO 90 DAYS. CLOSER EXAMINATION OF THE MARKET FOR WATERFRONT HOMES IN THE SUBJECT PRICE RANGE AND IN THE SUBJECT NEIGHBORHOOD INDICATES THAT A MORE APPROPRIATE ESTIMATE OF THE SUBJECT EXPOSURE TIME IS 120 TO 180 DAYS. AN APPRAISER MUST FOCUS ON DATA THAT IS SIMILAR IN LOCATION, MARKET APPEAL AND PRICE RANGE TO PROPERLY SUPPORT AN OPINION OF EXPOSURE TIME.
GIVE US OUR HOME AND PERSONAL PROPERTY BACK THAT DUPAGE COUNTY GOVERNMENT HAS STOLEN FROM US AND HAS HELD HOSTAGE FOR THE PAST YEAR FOR THEIR $5M FEDERAL AND STATE INCOME TAX EVADING PARTNER, PETER C. POWERS!
"TWO CONDOMINIUM PURCHASES WERE ALLEGEDLY MADE BY PETER C. POWERS TO PURCHASE TWO BURR RIDGE CONDOMINIUMS FOR HIS TWO DAUGHTERS, ROSE MARTH, A LICENSED ILLINOIS REAL ESTATE BROKER, AND STEPHANIE GANAL, TO LAUNDER $250,000 OF FEDERAL AND STATE OF ILLINOIS, UNTAXED RETAIL CASH REVENUES FROM THE GRANDSTAND, LTD, CONDOMINIUMS ALLEGED TO HAVE BEEN LISTED AND PURCHASED THROUGH COLDWELL BANKER REAL ESTATE AT THE TIME WHEN PETER C. POWERS WAS LICENSED WITH COLDWELL BANKER REAL ESTATE"
FOR THE PAST SIX YEARS THE F.B.I. HAS ADAMANTLY REFUSED TO ALLOW ME TO SPEAK TO ANY F.B.I. AGENTS AT THEIR MAIN CHICAGO LOCATION ON WEST ROOSEVELT ROAD, AND AT THEIR WASHINGTON, D.C. OFFICE, OVER TWO DOZEN ATTEMPTS TO REPORT THE TAX FRAUD TO THE F.B.I., IRS, AND DEPARTMENT OF JUSTICE WERE FUTILE
REGISTERED LETTERS WERE SENT TO THE U.S. ATTORNEY AT HIS CHICAGO OFFICE, THE F.B.I. DIRECTOR AT HIS CHICAGO OFFICE, THE I.R.S. ONLINE PORTAL, AND NUMEROUS VISITS TO THE DEPARTMENT OF JUSTICE, CHICAGO OFFICE WHICH ALSO REFUSED TO SPEAK TO ME
PETER C. POWERS IS MARRIED MY BROTHER'S DAUGHTER, ROSEMARY PINTARO. AFTER FINISHING HIGH SCHOOL, THEY HAD A BABY, ROSE MARTH, AND WERE LIVING IN A RELATIVE'S GARAGE IN A RAT INFESTED ALLEY IN BRIDGEPORT. PETER C. POWERS' EMPLOYEMENT AND INCOME CONSISTED OF SELLING HOT DOGS FROM A HOT DOG CART IN FRONT OF MY BROTHER'S GROCERY STORE AT 29TH AND NORMAL IN BRIDGEPORT AND WORKING PART TIME AT A GROCERY STORE. WITHIN LESS THAN TWO YEARS, PETER C. POWERS WAS DOING REAL ESTATE APPRAISALS FOR THE FHA WHERE I WAS THE DEPUTY CHIEF APPRAISER FOR VALUATION AND CONSTRUCTION FOR THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, FEDERAL HOUSING ADMINISTRATION. I ALSO GOT HIS WIFE ROSEMARY PINTARO EMPLOYED WITH THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, FEDERAL HOUSING ADMINISTRATION WHERE I WAS EMPLOYED AS THE DUPUTY CHIEF APPRAISER WHICH RESULTED IN MY HAVING TO LEAVE GOVERNMENT EMPLOYMENT WITH HUD/FHA BECAUSE TWO RELATED INDIVIDUALS WERE NOT ALLOWED TO WORK AT THE SAME AGENCY. WITHIN TWO YEARS FROM THE TIME THEY HAD THE BABY AND WERE LIVING IN A GARAGE IN A RAT INFESTED ALLEY IN BRIDGEPORT, WITH MY ASSISTANCE AND CONTACTS, I HAD PETER C. POWERS AND ROSEMARY POWERS LIVING IN A 1,800 S.F., NEW CUSTOM BUILT SPLIT LEVEL IN ORLAND PARK WHERE I ALSO RESIDED AT THE TIME.
AFTER THE REAL ESTATE MARKET CRASHED IN 2008, THERE WAS VIRTUALLY NO WORK AVAILABLE, SO BETWEEN 2011 AND 2016 I WORKED FOR PETER C. POWERS IN HIS RETAIL STORE, AND ON MAJOR CONSTRUCTION PROJECTS. PETER C. POWERS AND HIS ATTORNEY PARTNERS OWN 32 ACRES OF VACANT PROPERTY IN OAK FOREST, ILLINOIS WHICH THEY WERE HAVING A DIFFICULT TIME DETERMINING A USE AND LAND PLAN. WITHIN LESS THAN A YEAR I DEVELOPED A USE AND LAND PLAN FOR THE PROPERTY AS AN "AGED RESTRICTED DUPLEX COMMUNITY," AND WITHIN THE NEXT TWO YEARS COMPLETED THE PRELIMINARY ENGINEERING, THE STATE AND FEDERAL ENVIRONMENTAL CLEARANCES, THE PRODUCT TYPE AS A DUPLEX COMMUNITY, AND THE PROPOSED BUILDING PROTOTYPES BE CONSTRUCTED. AT THE SAME TIME WHILE I WAS WORKING ON THE "PRIORY ESTATES" AGE RESTRICTED COMMUNITY IN OAK FOREST, ILLINOIS, PURSUANT TO POWERS' SON-IN-LAW FAILING TO SUCCESSFULLY OBTAIN A CITY OF CHICAGO SPIF (SMALL BUSINESS IMPROVEMENT FUND) GRANT OF $50,000, WITH LESS THAN 30 DAYS FROM THE DEADLINE FOR FILING, I SUCCESSFULLY WAS ABLE TO SECURE THE $50,000 SPIF GRANT AND DESIGNED, REMODELLED, AND WAS GENERAL CONTRACTOR FOR REMODELLING OF THE ENTIRE 250' FACADE ON HIS RETAIL STORE BUILDING AT 600 WEST 35TH ST, CHICAGO, IL. IN ADDITION TO WORKING ON THE "PRIORY ESTATES" AGE RESTRICTED COMMUNITY, I FOUND TIME TO DEMOLISH A 2,000 S.F. BUILDING THAT POWERS OWNED IN BURR RIDGE, WAS ABLE TO REPAIR A MAJOR STRUCTURAL ROOF FAILURE ON HIS STORE FROM A FAILED TRUSS, I WAS ABLE TO REMOVE, ENLARGEN, AND REMODEL AN ENTRANCE WITH A STEEL SECURITY DOOR THAT WAS A POINT OF BREAK-INS OFF THE ALLEY, I WAS ABLE TO LIST IN THE MLS AND SECURE ATHLETICO PHYSICAL THERAPY AS TENANT, AND NEGOTIATE A $1.8M LONG TERM LEASE WITH ATHLETICO, ON A FORECLOSED COMMERCIAL BUILDING I ASSISTED POWERS IN PURCHASING AT THE NORTHEAST CORNER OF 35TH AND WALLACE. I WAS SUCCESSFUL IN APPEALING REAL ESTATE PROPERTY TAX ASSESSMENTS ON AT LEAST A DOZEN PROPERTIES HE OWNED AT THE ANNIVERSARIES OF REASSESSMENTS, A PARTICULAR ONE SAVING HIM $38,000, AND $THOUSANDS MORE ON OTHERS. THERE WERE TOO MANY OTHER PROJECTS TO REVISIT THAT I COMPLETED WITHIN THE TIME PERIOD FROM 2009 TO 2015. THE VALUE OF THE WORK AND PROJECTS COMPLETED FOR POWERS WAS CONSERVATIVELY CALCULATED TO BE $500,000 OVER THE SIX YEARS. WHAT WAS I ABLE TO COLLECT FROM PETER C. POWERS? SPIT! ZERO! NOT A PENNY, NADA! NOTHING! HE DIDN'T EVEN REIMBURSE ME A SINGLE CENT FOR ANY EXPENSES THAT I INCURRED OVER THE SIX YEARS DOING ALL THIS WORK FOR HIM AND HIS WIFE.
NOT ONLY DID PETER C. POWERS NEVER PAY ME A SINGLE CENT FOR THE PROJECTS I COMPLETED FOR HIM, OR NEVER REIMBURSE ME A SINGLE CENT FOR THE EXPENSES THAT I INCURRED WHILE I WAS DOING ALL THIS WORK FOR PETER C. POWERS - PETER C. POWERS, RYAN M. SCHNEIDER, VICTOR CIARDELLI, AND MOST LIKELY PETER POWERS' ATTORNEY PARTNERS WERE ALLEGEDLY AND FRAUDULENTLY STEALING OVER $500,000 FROM ME AND MY FAMILY FROM FEBRUARY, 2012 UNTILY MAY, 2018 WITH FRAUDULENT MORTGAGE PAYMENTS FABRICATED AT THE TIME BY CAPITAL ONE N.A. BANK's PRESIDENT RYAN M. SCHNEIDER, WHO IN JANUARY, 2018 BECAME CEO FOR 'REALOGY' WHICH CHANGED ITS NAME TO 'ANYWHERE R.E.' WITH ITS COLDWELL BANKER' BRAND.
OH, BY THE WAY, PETER C. POWERS AND ROSEMARY POWERS, AND PETER C. POWERS' FATHER CHARLES (BUDDY) POWERS, AND PETER C. POWERS' MOTHER MARIE POWERS, WERE PARTNERS IN THE GRANDSTAND, LTD. AFTER THE STORE WAS UP AND RUNNING PETER C. POWERS DUMPED HIS MOTHER AND FATHER, SUING HIS OWN MOTHER AND FATHER REMOVING THEM FROM THE BUSINESS TO ELIMINATE THE POSSIBILITY OF HIS MOTHER AND FATHER CLAIMING ANY OWNERSHIP OF THE GRANDSTAND, LTD.
IS A COMMERCIAL REAL ESTATE CRASH COMING? WHAT INDUSTRY LEADERS CAN DO
THESE COMMERCIAL STRUCTURES AREN’T MERELY CONCRETE AND GLASS: THEY SIGNIFY VALUE FOR PROPERTY OWNERS AND THEIR LENDERS; VALUE, THAT IS, IF THEY ARE UTILIZED AS INTENDED.
SHOULD THEY BECOME REDUNDANT, A SIGNIFICANT PORTION OF THE ECONOMY STANDS AT RISK. GIVEN NAREIT’S 2021 ESTIMATE THAT THE OFFICE MARKET HOVERS AROUND $3.2 TRILLION IN VALUE, EVEN IF HALF OF IT FALTERS, THE RIPPLE EFFECTS COULD BE MONUMENTAL. AND OFFICE BUILDINGS TODAY ARE ONLY ABOUT HALF OCCUPIED, ON AVERAGE, ACCORDING TO KASTLE SYSTEMS.
A DOMINO EFFECT COULD ENSUE: FORECLOSURES, STRATEGIC DEFAULTS, SELLOFFS, LAYOFFS, BANKRUPTCIES, AND REGIONAL WEAKNESSES COULD BE MAGNIFIED. CITIES—RELIANT ON PROPERTY TAXES—COULD FACE ECONOMIC STAGNATION OR EVEN BANKRUPTCY, REQUIRING BAILOUTS.
https://www.forbes.com/sites/forbesbusinesscouncil/2023/11/29/is-a-commercial-real-estate-crash-coming-what-industry-leaders-can-do/?sh=9501ad6e2ce1
"HOLD ON!" "A 16% FED FUNDS RATE BY Q4 2026 OR BEFORE?"
https://www.macrotrends.net/2015/fed-funds-rate-historical-chart
FROM JANUARY, 1977 THROUGH JUNE, 1981, FOUR AND HALF YEARS, THE FED FUNDS RATE EXPLODED FROM 4.5% TO 20.5% - AN INCREASE OF 16%!
DECEMBER, 1980, THE U.S. NATIONAL DEBT WAS $928B DECEMBER, 2023 THE U.S. NATIONAL DEBT IS $34T
https://www.usdebtclock.org/1980.html
DECEMBER, 1980, THE U.S. TOTAL DEBT WAS $4.7T DECEMBER, 2023, THE U.S. TOTAL DEBT IS $104T
https://www.usdebtclock.org/
THE COMMERCIAL REAL ESTATE OUTLOOK FOR 2024
COST AND AVAILABILITY OF CAPITAL
THE U.S. IS IN A PERIOD OF RISING INTEREST RATES THAT BEGAN ALMOST TWO YEARS AGO WHEN THE FEDERAL RESERVE BEGAN RAISING RATES TO COMBAT INFLATION.
THE PRIMARY EFFECT OF RATE HIKES IS OBVIOUS. THE COST OF BORROWING HAS INCREASED DRAMATICALLY AND WILL LIKELY REMAIN HIGH INDEFINITELY. HIGHER MORTGAGE RATES AREN'T GOOD FOR ANY BORROWER, BUT CAN BE DEVASTATING FOR CRE INVESTORS WHO BORROW HEAVILY AND GENERALLY NEED TO REFINANCE EVERY THREE, FIVE OR SEVEN YEARS.
THE PROBLEM IS BEING EXACERBATED BY BANKS TIGHTENING THEIR LENDING STANDARDS OR REFUSING TO MAKE CRE LOANS AT ALL. FEDERALLY REGULATED BANKS HOLD VIRTUALLY ALL OF THEIR RESERVES IN U.S. GOVERNMENT BONDS. WHEN RATES GO UP THE VALUE OF BONDS GOES DOWN. BY NECESSITY, BANKS ARE BEING VERY CONSERVATIVE IN MAKING LOANS. NOT ONLY DO CRE LOANS COST MORE TODAY, BUT THEY ARE HARDER TO FIND.
POTENTIAL RECESSION
A SIGNIFICANT DOWNTURN WOULD MEAN COMMERCIAL LANDLORDS WILL STRUGGLE TO FILL VACANCIES AND FIND IT DIFFICULT, IF NOT IMPOSSIBLE, TO RAISE RENTS.
PERSISTENT INFLATION
A PROLONGED PERIOD OF LOW INFLATION AND RELATIVE PRICE STABILITY ENDED ABRUPTLY THREE YEARS AGO. AFTER AN INITIAL AND ALARMING SPIKE, THE INFLATION RATE HAS SINCE MODERATED, BUT IT'S STILL TOO HIGH AND OVERALL PRICE LEVELS HAVE BEEN SLOW IN RECEDING.
RETAIL PERFORMANCE IS A FUNCTION OF CONSUMER SENTIMENT, WHICH WAS WEAK IN THE FIRST HALF OF THE YEAR BUT BEGAN TO RECOVER IN THE SECOND HALF. THAT RECOVERY CAN BE ATTRIBUTED TO A CORRESPONDING EASING OF THE INFLATION RATE (MENTIONED ABOVE) AND MODERATION IN ENERGY PRICES.
AS EVIDENCED BY BANKRUPTCY FILINGS, WEAKER RETAILERS ARE FALLING BY THE WAYSIDE, BUT HEALTHIER, HIGHER-QUALITY STORES ARE DOING A GREAT JOB PICKING UP THE SLACK. STORE OPENINGS HAVE OUTPACED STORE CLOSINGS SO FAR IN 2023.
https://money.usnews.com/investing/articles/the-commercial-real-estate-outlook
PETER C. POWERS OWNS AS MANY AS TWENTY INDIVIDUAL COMMERCIAL PARCELS OF VACANT AND IMPROVED INCOME PRODUCING PROPERTIES WITH SEPARATE P.I.N.S, HE'S PART OWNER OF 32 ACRES OF VACANT PROPERTY IN SOUTH SUBURBAN OAK FOREST, HE LIVES IN BURR RIDGE, HE TOLD ME HE HAD $MILLIONS IN CASH IN "COFFEE CANS," HE RECEIVED $50,000 OF COVID LOANS WHICH WERE FORGIVABLE, HE RECEIVED A $50,000 SPIF GRANT FROM THE CITY OF CHICAGO, AND HE HAS A RETAIL WHITE SOX SPORTS STORE FEET FROM GUARANTEED RATE FIELD AND YET HE WAS REPORTED TO HAVE FILED FOR BANKRUPTCY PROTECTION?
PETER C. POWERS' CASH BUSINESS MODEL HAS BEEN UNDER THE IRS RADAR FOR THE PAST TWENTY YEARS. A RACKETEER INFLUENCED CORRUPT ORGANIZATION, COMMONLY KNOWN AS RICO, TARGETS SO-CALLED CRIMINAL ENTERPRISES THAT HAVE BEEN PART OF AN OVERALL BROAD CONSPIRACY, IN THIS CASE ACTING AS BENEFACTORS OF AND FOR PETER C. POWERS INCLUDES BUT IS NOT LIMITED TO THE TOTAL NUMBER OF MEMBERS OF THE RICO, THE DUPAGE COUNTY GOVERNMENT, DUPAGE COUNTY GOVERNMENT OFFICIALS, ELECTED, APPOINTED, AND EMPLOYED, THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT, THE 18TH JUDICIAL CIRCUIT COURT CLERK, CIRCUIT COURT JUDGES, THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, A DISTRICT COURT JUDGE, THE CLERK OF THE U.S. DISTRICT COURT OF NORTHERN DISTRICT OF ILLINOIS THE 7TH DISTRICT U.S. APPELLATE COURT, AND THE CLERK OF 7TH DISTRICT U.S. APPELLATE COURT.
THE ENTERPISE CONSTITUTED AN ONGOING ORGANIZATION WHOSE MEMBERS AND ASSOCIATES FUNCTIONED AS A CONTINUING UNIT FOR A COMMON PURPOSE OF ACHIEVING THE OBJECTIVES OF THE ENTERPRISE, NAMELY CONDUCTING ACTS OF EXTORTION, FRAUD, OBSTRUCTION OF JUSTICE, AND VIOLATIONS AND DEPRIVATION OF THE CIVIL RIGHTS OF JEROME A. PINTARO AND MARILYN PINTARO GUARANTEED THEM BY THE U.S. CONSTITUTION, THE FEDERAL LAWS OF THE UNITED STATES, AND THE LAWS OF THE STATE OF ILLINOIS, AND COUNTY OF DUPAGE - ACTING AS BENEFACTORS AND SUPPORTERS OF ALLEGED CRIMINAL OFFENSES AND CONDUCT BY PETER C. POWERS.
I HAVE BEEN BOYCOTTED BY ATTORNEYS THROUGHOUT THE U.S., NOT JUST HERE IN ILLINOIS, OR THE MIDWEST.
THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT AND THE CLERK OF THE 18th JUDICIAL COURT, AND THE U.S. DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS, AND THE CLERK OF THE U.S. DISTRICT COURT, HAS DEPRIVED JEROME A. PINTARO AND MARILYN PINTARO OF OUR CIVIL RIGHTS AND DUE PROCESS THROUGH JUDICIAL FRAUD AND JUDICIAL OBSTRUCTION OF JUSTICE CONDUCTED BY A MANAGED RACKATEER INFLUENCED CORRUPT ORGANIZATION OF JUDGES, POLITICIANS, AND ATTORNEYS.
"PETER C. POWERS, WITH THE ALLEGED ASSISTANCE OF VICTOR CIARDELLI, GUARANTEED RATE MORTGAGE, AND RYAN M. SCHNEIDER, CURRENT CEO AT ANYWHERE R.E. - COLDWELL BANKER, AND THE PREVIOUS CEO AT CAPITAL ONE FINANCIAL CORPORATION AND CAPITAL ONE, N.A. BANK, THE FRAUDULENT MORTGAGE SERVICER AT THE TIME OF THE THEFT OF OVER $500,000 FROM THE PINTAROS, AND OTHERS PARTY TO A 'MASSIVE' RACKETEER INFLUENCED CORRUPT ORGANIZATION, ARE ALL ALLEGED TO HAVE FRAUDULENTLY PARTICIPATED IN STEALING OVER $500,000 FROM JEROME A. PINTARO AND MARILYN PINTARO, BY THE FRAUDULENT THEFT OF SIX YEARS OF FRAUDULENT MORTGAGE PAYMENTS ON A MORTGAGE THAT CAPITAL ONE FINANCIAL CORPORATION, CAPITAL ONE N.A. BANK, THE FRAUDULENT BANK SERVICER OF THE FRAUDULENT MORTGAGE DEBT, NEVER ORIGINATED, WERE NEVER ASSIGNED, AND WERE NEVER LEGALLY ENTITLED TO COLLECT MORTGAGE PAYMENTS FROM THE PINTAROS BETWEEN FEBRUARY, 2012 AND MAY, 2018!"
THE FRAUDULENT MORTGAGE PAYMENTS WERE COLLECTED BY CAPITAL ONE, N.A. WHICH AT THE TIME RYAN M. SCHNEIDER WAS ITS PRESIDENT.
CAPITAL ONE, N.A., AT THE ALLEGED DIRECTION OF RYAN M. SCHNEIDER, FRAUDULENTLY REPORTED TO JEROME A. PINTARO THAT THE CAPITAL ONE N.A. BANK HAD PURCHASED THE MORTGAGE ON THE PINTARO'S OAK BROOK RESIDENCE IN 2011, AT THE TIME THAT ING, DIRECT, FSB, A SUBSIDIARY OF ING, N.V., A DUTCH OWNED BANK, CEASED ALL BUSINESS OPERATIONS IN THE U.S.
RYAN M. SCHNEIDER, A PERSON WHOSE NET WORTH HAS BEEN REPORTED IN THE MEDIA TO BE AS MUCH AS $60M, IS AN EXPERT IN MORTGAGE SECURITIZATION, HAVING COMPLETED HIS DOCTORAL THESIS ON "MORTGAGE SECURITIZATION."
'REALOGY,' FORMER NAME OF THE CURRENT 'ANYWHERE R.E. AND ITS BRAND, COLDWELL BANKER, ALLEGEDLY REMOVED RYAN M. SCHNEIDER FROM THE ALLEGED 'SCENE OF THE CRIME,' AS AN OFFICER OF CAPITAL ONE FINANCIAL CORPORATION AND CAPITAL ONE N.A. BANK, BY EMPLOYING RYAN M. SCHNEIDER AS THE CEO OF THE PREVIOUSLY KNOWN 'REALOGY' SUBSEQUENTLY CHANGED TO 'EVERYWHRE R.E. AND ITS BRAND COLDWELL BANKER" AS OF JANUARY, 2018. TO ALLEGEDLY 'COVER UP' THIS R.I.C.O.'s FRAUD AND OBSTRUCTION OF JUSTICE PURSUANT TO THE CAPITAL THEFT OF OVER $500,000 FROM THE PINTAROS AND AN THE SUBSEQUENT FRAUDULENT ACTION BY RYAN M. SCHNEIDER, CEO OF ANYWHERE R.E. TO FRAUDULENTLY FORECLOSE ON JEROME A. PINTARO'S AND MARILN PINTARO'S PRINCIPAL OAK BROOK RESDIENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, ILLINOIS AND STEAL AN ADDITIONAL $4M FROM THE PINTAROS . 'SELECT PORTFOLIO SERVICING, INC. WAS BROUGHT INTO THE R.I.C.O CONFINES TO 'LEGITIMIZE, COVER UP, AND SEASON' THE FRAUDULENT OWNERSHIP OF THE LOAN AND PREVIOUS FRAUDULENT COLLECTION OF OVER $500,000 OF LOAN PAYMENTS BETWEEN 2012 - 2018, IN A FRAUDULENT LEGAL ACTION IN DUPAGE COUNTY COURTS TO CONVEY THE FRAUDULENT OWNERSHIP OF THE FRAUDULENT MORTGAE LOAN TO THE FICTICIOUS NAME OF A FRAUDULENT PURCHASER AND OWNER OF THE FRAUDULENT LOAN, NAMELY, CSMC 2018-SP3 TRUST, THE ALLEGED 'TRUST' OWNER AND THE NAME OF THE PLAINTIFF ON THE COMPLAINT FILED BY THE LAW FIRM OF IRA. T. NEVEL, ON APRIL 24, 2020 IN DUPAGE COUNTY, AS CASE NO. 2020CH000378, THE PLAINTIFF REPORTED ON THE FORECLOSURE COMPLAINT AT THE TIME OF THE FILING OF THE COMPLAINT, WAS CSMC 2018-SP3 TRUST, FILED WITHOUT ANY NAMED TRUSTEE v. JEROME A. PINTARO & MARILYN PINTARO.
$500,000 IN MAIL FRAUD AND OTHER FRAUD OFFENSES UNDER 18 U.S. CODE CHAPTER 63 ALLEGEDLY BY THE NINTH LARGEST BANK IN THE U.S., CAPITAL ONE FINANCIAL CORPORATION, AND ITS FRAUDULENT SERVICER, CAPITAL ONE, N.A., AT THE ALLEGED DIRECTION OF THE PRESIDENT OF CAPITAL ONE N.A. BANK AT THE TIME, RYAN M. SCHNEIDER, NOW THE CURRENT CEO AT ANYWERE R.E. AND ITS BRAND COLDWELL BANKER SINCE JANUARY, 2018, AFTER RESIGNING FROM CAPITAL ONE FINANCIAL CORPORATION
PETER C. POWERS
OWNER AT GRANDSTAND, LTD AND OWNER OF PRIVATELY OWNED PARKING LOTS SERVICING "GUARANTEED RATE FIELD" PUBLIC PARKING
PETER C. POWERS PREVIOUSLY LICENSED ILLINOIS REAL ESTATE APPRAISER - LICENSED CANCELLED
PETER C. POWERS, PREVIOUSLY LICENSED ILLINOIS REAL ESTATE SALESMAN AND BROKER LICENSED WITH COLDWELL BANKER REAL ESTATE - LICENSE CANCELLED
ROSE MARTH, DAUGHTER OF PETER C. POWERS - ROSE MARTH AN ILLINOIS LICENSED REAL ESTATE BROKER AND PREVIOUSLY LICENSED SALES PERSON AND REAL ESTATE BROKER WITH COLDWELL BANKER REAL ESTATE
ROSE MARTH AND PAULA CIARDELLI BOTH CURRENT ACTIVE ILLINOIS LICENSED REAL ESTATE SALES PERSONS WITH BAIRD AND WARNER BROKERAGE, BOTH PREVIOUS PARTNERS AND MEMBERS OF A BROKERAGE TEAM AT D'ABRILE REAL ESTATE BROKERAGE - D'ABRILE BROKERAGE SUBSEQUENTLY JOINED COLDWELL BANKER REAL ESTATE BROKERAGE
RYAN M. SCHNEIDER CURRENT CEO AND BOARD DIRECTOR AT ANYWHERE REAL ESTATE AND ITS COLDWELL BANKER BRAND
RYAN M. SCHNEIDER PREVIOUS PRESIDENT AT CAPITAL ONE FINANCIAL CORP. AND PRESIDENT & DIRECTOR AT CAPITAL ONE BANK (USA), NA (A SUBSIDIARY OF CAPITAL ONE FINANCIAL CORP.) AND PARTNER AT MCKINSEY & CO., INC.
VICTOR CIARDELLI PRESIDENT AND CEO OF GUARANTEED RATE MORTAGE FOR WHICH "GUARANTEED RATE FIELD" IS NAMED
COLDWELL BANKER, UNDER RYAN M. SCHNEIDER AND GUARANTEED RATE AFFINITY, UNDER VICTOR CIARDELLI, LLC SHARE COMMON OWNERSHIP
"VIOLATIONS OF THE RACKETEER INFLUENCED AND CORRUPT ORGANIZATIONS ACT UNDER 18 U.S. CODE CHAPTER 96"
THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT
THE U.S. DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS
THE ILLINOIS WORKERS' COMPENSATION COMMISSION
STATE OF ILLINOIS
WHY THE VALIDITY, ACCURACY, AND LEGALITY OF DUPAGE COUNTY RECORDED PUBLIC RECORDS CANNOT BE TRUSTED
WHY THE VALIDITY, ACCURACY, AND LEGALITY OF THE 18th JUDICIAL CLERK OF THE CIRCUIT COURT'S OFFICE AND THE VALIDITY, ACCURACY, AND LEGALITY OF THE 18th JUDICIAL CIRCUIT COURT FORECLOSURE AND EVICTION ORDERS CANNOT BE TRUSTED
WHY THE VALIDITY, ACCURACY, AND LEGALITY OF THE DUPAGE COUNTY CRIMINAL JUSTICE SYSTEM CANNOT BE TRUSTED
DUPAGE COUNTY, RETURN ALL OUR PERSONAL PROPERTY ACCUMULATED OVER THE PAST 78 YEARS THAT YOU STOLE FROM MY WIFE AND I, ALL OUR FURNITURE, ALL OUR PERSONAL BELONGINGS, ALL OUR PRIVATE DOCUMENTS AND PRIVATE PROPERTY, FROM FAMILY HEIRLOOMS TO SUPPOSITORIES, OUR COURT RECORDS, OUR COMPUTERS, OUR ELECTRONICS, OUR FINANCIAL INSTRUMENTS, OUR RECORDS, OUR CLOTHING, OUR HOUSEWARES, OUR JEWELRY, MONEY, ALL OUR FRESH, FROZEN, AND CANNED FOOD, PAST AND CURRENT INCOME TAX RECORDS, MORTGAGE RECORDS, THAT DUPAGE COUNTY STOLE ON DECEMBER 6, 2022. WHILE ALL MY NEIGHBORS LOOKED ON IN THE MIDDLE OF SAINT FRANCIS CIRCLE I WAS FALSELY ARRESTED, HANDCUFFED, AND MY ARMS AFTER RECENT ROTATOR CUFF SURGERY, SHACKLED TO MY BODY, THROWN IN A POLICE SUV, AND BROUGHT TO THE DUPAGE COUNTY JAIL IN WHEATION WHERE I WAS JAILED IN A 3' x 3' CONCRETE AND STEEL REINFORCED CELL. DID I KILL ANYBODY? NO! WAS I ACCUSED OF A CAPITAL CRIME? NO! DID I THREATEN THE PRESIDENT OF THE UNITED STATES? NO! WAS I FLIGHT RISK? NO! I WAS BRUTALLY ARRESTED, HANDCUFFED AND SHACKLED FOR "ASSAULT" WHICH CONSISTED OF WALKING TOWARDS DIMITRI A. SAYEGH TO ASK HIM WHO HE WAS AND WHY HE BELIEVED HE OWNED OUR HOME, THE PERSON WHO IDENTIFIED HIMSELF AS THE LAWFUL OWNER OF OUR HOME, PURSUANT TO A SECOND FRAUDULENT FORECLOSURE SALE IN JUNE, 2022, AFTER THE FIRST FRAUDULENT FORECLOSURE SALE IN FEBRUARY, 2022, BOTH CONDUCTED BY THE DUPAGE COUNTY SHERIFF JAMES MENDRICK, DIMITRI A. SAYEGH, THE PERSON THAT THE DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO, AND DEPUTY KRISTOPHER GRAVEL ATTESTED TO BEING THE LAWFUL OWNER OF OUR OAK BROOK HOME PURSUANT TO THE SECOND FRAUDULENT FORECLOSURE SALE CONDUCTED BY THE DUPAGE COUNTY SHERIFF JAMES MENDRICK IN JUNE, 2022. I WAS TOLD THAT BOTH FRAUDULENT FORECLOSURE AUCTIONS ATTRACTED A SINGLE BIDDER, AND THAT SINGLE BIDDER IN BOTH CASES WERE FRAUDULENTLY REPORTED BY SHERIFF JAMES MENDRICK TO BE THE PERSON THAT SHERIFF JAMES MENDRICK FRAUDULENTLY REPORTED TO HAVE SOLD MY OAK BROOK RESIDENCE TO. THE FIRST FRAUDULENT SALE OF OUR PRINCIPAL OAK BROOK RESIDENCE, REPORTED TO HAVE OCCURRED FEBRUARY, 2022, WAS FRAUDULENTLY REPORTED TO HAVE SOLD FOR $1,780,000 WITH A $58,000 DEFICIENCY JUDGMENT AGAINST MY WIFE MARILYN PINTARO, WHO WAS NEVER A PARTY OR DEBTOR ON THE ORIGINAL MORTGAGE NOTE, WAS NOT AN IDENTIFIED DEBTOR ON THE NOTE, AND AS A RESULT NEVER SIGNED THE NOTE, BUT WAS NEVERTHELESS NAMED ON THE COURT ORDER ISSUED BY THE 18th JUDICIAL CIRCUIT COURT PRESIDING JUDGE, ORDERD TO PAY $58,000. THE SECOND FRAUDULENT FORECLOSURE SALE, FOUR MONTHS LATER, WAS FRAUDULENTY REPORTED TO HAVE BEEN SOLD TO DIMITRI A. SAYEGH FOR A FRAUDULENTLY REPORTED $1,300,001, WITH A DEFICIENCY JUDGMENT, AGAIN FILED AGAINST MARILYN PINTARO AS A DEBTOR, MARILYN PINTARO WHO WAS NEVER ON THE MORTGAGE NOTE, WHO NEVER SIGNED THE NOTE, A FRAUDULENT DEFICIENCY JUDGEMENT AGAINST MARILYN PINTARO WHO WAS NEVER THE LEGAL DEBTOR ON THE NOTE FOR $590,000. DIMITRI A. SAYEGH, THE PERSON WHO DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO, AND DEPUTY KRISTOPHER GRAVEL INDENTIFIED AS THE OWNER OF OUR OAK BROOK RESIDENCE, WAS ALLOWED TO CHANGE ALL THE EXTERIOR LOCKS ON OUR HOME AND THE SHERIFFS GAVE OUR HOME AND ITS ENTIRE CONTENTS OF PERSONAL PROPERTY TO DIMITRI A. SAYEGH, DIMITRI A. SAYEGH WHO WAS NEVER CONFERRED THE INTEREST IN OUR HOME FROM THE DUPAGE COUNTY SHERIFF, JAMES MENDRICK, AN UNKNOWN PERSON WHO DUPAGE COUNTY RECORDER KATHLEEN CARRIER'S FRAUDULENT RECORDED SHERIFF'S DEED DOCUMENT CLEARLY INDICATED WAS NEVER IN TITLE OF OUR HOME, NOT FOR A SINGLE SECOND, DUPAGE COUNTY RECORDER KATHLEEN CARRIER'S RECORDS WILL CLEARLY SHOW THAT THE ALLEGED PERSON WHO WAS FRAUDULENTLY CONFERRED TITLE TO OUR OAK BROOK HOME BY MEANS OF A FRAUDULENT SHERIFF'S DEED, WAS NOT DIMITRI A. SAYEGH BUT INSTEAD MADJ G. KHOURY, A FICTICIOUS NAME, A NON-HUMAN, A NON-PERSON, A "STRAW GRANTEE", A SUBHUMAN WHO NEVER EXISTED; A FRAUDULENT FORECLOSURE COMPLAINT AND A FRAUDULENT COMPLAINT TO COLLECT A DEBT THAT NEVER EXISTED FOR DUPAGE COUNTY'S $5M FEDERAL AND STATE INCOME TAX EVADING PARTNER!
TAKING OUR HOME WAS NOT ENOUGH FOR THE 18th JUDICIAL CIRCUIT COURT, THEIR PARTNER, THE $5M FEDERAL AND STATE INCOME TAX EVADING PARTNER, AND DUPAGE COUNTY, SO DIMITRI A. SAYEGH FILED, NOT ONE, BUT THREE ABSOLUTELY FRAUDULENT ORDERS OF PROTECTION AND NO CONTACT ORDERS NONE OF WHICH DIMITRI A. SAYEGH EVER SIGNED, YET WERE UNCONDITIONALLY ACCEPTED BY JUDGE JEFFREY MACKAY, ORDERS OF PROTECTION AND NO CONTACT ORDERS TO MAINTAIN A MINIMUM 1,000 DISTANCE FROM MY OAK BROOK HOME AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL. DIMITRI A. SAYEGH INDICATED ON THE ORDERS OF PROTECTION AND NO CONTACT ORDER THAT I, JEROME A. PINTARO WAS "ARMED AND CONSIDERED TO BE DANGEROUS" WHICH JUDGE JEFFREY MACKAY FILED TO THE STATE OF ILLINOIS TO ALL POLICE OFFICIALS. THERE WAS NO TRIAL, I CONSISTENTLY DECLARED MY COMPLETE INNOCENCE, I INVOKED BY 5th AMENDMENT RIGHT TO SELF-INCRIMINATION, THE SERVICE OF THE FRAUDULENT ORDERS OF PROTECTION AND COURT DOCUMENTS, SERVED BY TWO PERSONS WHO ALLEGED THEMSELVES TO BE DUPAGE COUNTY SHERIFF DEPUTIES, WERE SERVED A DAY BEFORE THE HEARING IN THE DUPAGE COUNTY COURT BUILDING.
DUPAGE COUNTY, STOP PROSCECUTING ME FOR A CRIMINAL OFFENSE THAT I NEVER COMMITTED AND YOU KNOW I NEVER COMMITTED. THE CRIMINAL OFFENSE OF APPROACHING DIMITRI A. SAYEGH AFTER DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO, AND DEPUTY KRISTOPHER GRAVEL STATED THAT DIMITRI A. SAYEGH WAS THE LAWFUL OWNER OF OUR OAK BROOK HOME, WHICH DIMITRI A. SAYEGH NEVER WAS, FOR A SINGLE SECOND, THAT THEY WERE THERE TO EVICT JEROME A. PINTARO AND MARILYN PINTARO, AND THEIR SON CHRISTOPHER PINTARO WHO WAS NOT AN OWNER, WHO WAS A FAMILY OCCUPANT OF OUR HOME FOR THE PAST 23 YEARS, PROSECUTING JEROME A. PINTARO FOR A FALSE ARREST BY DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO, AND DEPUTY KRISTOPHER GRAVEL WHO BOTH SOLICITED DIMITRI A. SAYEGH TO FILE A CRIMINAL COMPLAINT OF "ASSAULT" AGAINST JEROME A. PINTARO AT THE TIME OF THE ARREST, A CRIMINAL ARREST OF JEROME A. PINTARO FOR "ASSAULT" NEVER HAVING BEEN WITHIN TEN FEET OF DIMITRI A. SAYEGH, VIOLENTLY ARRESTED, HANDCUFFED, AND SHACKLED WITHOUT EVER BEING RECITED HIS MIRANDA RIGHTS. DUPAGE COUNTY STOP PROSECUTING ME FOR A CRIMINAL OFFENSE I NEVER COMMITTED, NUMEROUS CRIMINAL HEARINGS FOR THE PAST YEAR, DIMITRI A. SAYEGH HAVING NEVER APPEARED IN COURT, DIMITRI A. SAYEGH'S ATTORNEY ADHAM ALAILY, HAVING NEVER APPEARED, DIMITRI A. SAYEGH WHO WAS SUBPOENAED NUMEROUS TIMES AND NEVER APPEARED, A CRIMINAL CASE WHICH WAS SCHEDULED TO GO TO TRIAL NUMEROUS TIMES AND NEVER WENT TO TRIAL, A CRIMINAL CASE WHICH JEROME A. PINTARO WAS NEVER NOTICED ON, A CRIMINAL CASE THAT THE JUDGE INDICATED MULTIPLE TIMES WAS CONTINUED ON THE MOTION OF DEFENDANT JEROME A. PINTARO WHICH WAS A TOTAL LIE, JEROME A. PINTARO NEVER MOTIONED THE COURT TO CONTINUE AN OBVIOUSLY FRAUDULENT ALLEGATION OF CRIMINAL CONDUCT, A FRAUDULENT CRIMINAL CASE THAT STATE'S ATTORNEY'S OFFICE, ROBERT BERLIN'S, ASSISTANT STATES' ATTORNEYS WERE PARTY TO BUT WERE NEVER PRESENT, FRAUDULENTLY LIED ON THE COURT RECORD, A CRIMINAL CASE WHICH JEROME A. PINTARO PLEADED INNOCENT AND INVOKED HIS 5TH AMENDMENT RIGHT TO NOT SELF-INCRIMINATE, A CRIMINAL CASE OF WHICH THE COURT RECORD WAS UNREADABLE, A CRIMINAL CASE BY DUPAGE COUNTY GOVERNMENT IN RETRIBUTION FOR JEROME A. PINTARO'S CONSTITUTIONAL RIGHTS TO FREE SPEECH RELATING TO CERTAIN INDIVIDUALS AND BUSINESS ENTITIES, A CRIMINAL CASE BY DUPAGE COUNTY GOVERNMENT FOR AND ON BEHALF OF THEIR $5M FEDERAL AND STATE INCOME TAX EVADING PARTNER!
"IF YOU NAME ME IN A LAWSUIT, YOU WILL NEVER SEE ME OR THE GRANDKIDS EVER AGAIN!"
https://flipbooks.fleepit.com/f-44767-add_defendants
SUMMARY JUDGMENT
HOW DUPAGE COUNTY AND DUPAGE COUNTY'S 18TH JUDICIAL CIRCUIT COURT JUDGES AND THEIR 'TAG TEAM' PARTNER ATTORNEYS, FRAUDULENTLY STOLE YOUR HOME FROM YOU, WITH FRAUDULENT COURT ORDERED FORECLOSURES BASED UPON AN UNCONSTITUTIONAL COURT ORDER PURSUANT TO A COURT ENTERED "SUMMARY JUDGEMENT" IMPOSED BY THE JUDGE IN A FRAUDULENT COURT PROCEEDING, WITHOUT ANY "WITNESS TESTIMONY," WITHOUT ANY "PLAINTIFF TESTIMONY," WITHOUT ANY "COURT ALLOWED DISCOVERY," WITHOUT ANY REQUIRED "LENDER SWORN AFFIDAVITS," WITH FRAUDULENT LOAN DOCUMENTS, WITH FRAUDULENT COURT ORDERS, WITH FRAUDULENT DUPAGE COUNTY SHERIFF'S FORECLOSURE AUCTION SALES, WITH FRAUDULENT DUPAGE COUNTY SHERIFF'S DEEDS CONVEYING INTEREST TO YOUR FORECLOSED HOMES TO DEED GRANTEES WHICH DID NOT EXIST, WHICH WERE FICITICIOUS NAMES OF "STRAW GRANTEES" THAT NEVER EXISTED, THAT WERE SUBHUMAN, FABRICATED NAMES, AND WITH ILLEGAL ATTORNEY TESTIMONY, BY ATTORNEYS WHO ILLEGALLY TESTIFIED ON BEHALF OF THEIR CLIENTS WHO NEVER APPEARED IN COURT.
SUMMARY JUDGMENT
https://www.law.cornell.edu/wex/summary_judgment
WHY SUMMARY JUDGMENT IS UNCONSTITUTIONAL
https://virginialawreview.org/articles/why-summary-judgment-unconstitutional/
WHY SUMMARY JUDGMENT IS UNCONSTITUTIONAL
https://www.washthomas.com/why-summary-judgment-is-unconstitutional/
LETTER: SUMMARY JUDGEMENTS ARE UNCONSTITUTIONAL
https://www.therepublic.com/2020/12/30/letter_summary_judgements_are_unconstitutional/
USING THE LEGALLY DEFECTIVE AFFIDAVIT OR DECLARATION DEFENSE TO FORECLOSURE
https://www.justia.com/foreclosure/defenses-to-foreclosure/defective-affidavits-and-declarations/
BROWARD JUDGE IGNORES TAINTED BANK DOCUMENTS TO JUSTIFY FORECLOSURES, WATCHDOG REPORT CHARGES
https://www.floridabulldog.org/2021/07/gundersen-ignores-tainted-bank-documents-to-justify-foreclosures/
RIGHT TO JURY IN CIVIL CASES
https://www.law.georgetown.edu/constitution-center/constitution/right-to-jury-in-civil-cases/
US HOMEBUYERS ARE WAITING FOR THE FED TO START CUTTING INTEREST RATES. HERE'S WHEN 9 EXPERTS SAY IT'S GOING TO HAPPEN.
HIGH MORTGAGE RATES HAVE EFFECTIVELY FROZEN THE US HOUSING MARKET. AND WHILE LOWER RATES COULD BE ON THE HORIZON, AMERICANS MIGHT HAVE TO WAIT AWHILE.
THE AVERAGE RATE FOR A 30-YEAR FIXED-RATE MORTGAGE IS OVER 7%, UP FROM ROUGHLY 3% AT THE BEGINNING OF 2022. THIS HAS DETERRED PROSPECTIVE FIRST-TIME HOMEBUYERS FROM TAKING THE PLUNGE AND MADE EXISTING HOMEOWNERS RELUCTANT TO SELL THEIR HOMES AND BUY ANOTHER — THEY'D RATHER STICK WITH THE SUPER-LOW RATES THEY ALREADY LOCKED IN.
https://www.businessinsider.com/interest-rates-mortgage-loan-when-will-federal-reserve-cut-2023-9&post-bottom-piano-recommendations
THE HOUSING MARKET IS HISTORICALLY UNAFFORDABLE - BUT A RECORD NUMBER OF AMERICANS NOW OWN THEIR HOME WITHOUT A MORTGAGE.
THE SHARE OF US HOMES WITHOUT A MORTGAGE JUMPED FIVE PERCENTAGE POINTS FROM 2012 TO 2022 TO A RECORD NEAR 40%, BLOOMBERG REPORTED.
MORE THAN HALF OF THOSE HOMEOWNERS ARE AT RETIREMENT AGE.HISTORICALLY HIGH MORTGAGE RATES AND HOME PRICES HAVE KEPT MANY AMERICANS SIDELINED FROM THE MARKET.
https://markets.businessinsider.com/news/commodities/housing-market-home-mortgage-unaffordable-rates-fed-prices-investors-finance-2023-11
RECENT COMMERCIAL ADDITIONS TO OAK BROOK'S TAX BASE
REMEDY, KAYNE ANDERSON DROP $71M ON OAK BROOK MEDICAL OFFICE
https://therealdeal.com/chicago/2023/11/15/remedy-kayne-anderson-buy-oak-brook-medical-office-for-71m/
NAPLETON AUTO GROUP BUYS OAKBROOK TERRACE TOWER
https://www.dailyherald.com/business/20231113/napleton-auto-group-buys-oakbrook-terrace-tower
GW PROPERTIES SELLS OAK BROOK FOR $41 MILLION
https://therealdeal.com/chicago/2023/11/03/gw-properties-sells-overlook-at-oak-brook-for-41-million/
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
"RENTED BEFORE SOLD?"
OAK BROOK RECENT HIGH END RESIDENTIAL LISTINGS AND SALE
IMPERIAL CRANE HEAD LISTS OAK BROOK MANSION FOR NEAR-RECORD $8M PRICE
THE 13,000 SF HOME WOULD BE THE HIGHEST PRICE SALE IN DUPAGE COUNTY IN RECENT YEARS
(THIS FOR SALE LISTING WAS CANCELLED ON 11/17/2023 AND REPORTED RENTED IN THE MRED/MLS ON THE SAME DAY)
https://therealdeal.com/chicago/2023/05/04/imperial-crane-head-lists-oak-brook-mansion-for-near-record-8m-price/
https://flipbooks.fleepit.com/f-45160-3305_listing_rental
ASSUMING THIS HOME SOLD AT FULL PRICE WITH A 20% DOWN PAYMENT - THE MONTLY MORTAGE AMOUNT, $6.4M, PRINCIPAL AND INTEREST @ 7% MORTGAGE INTEREST CARRY WOULD HAVE BEEN NEARLY TWICE THE $25,000 AMOUNT OF THE RENTAL
https://flipbooks.fleepit.com/f-45161-3305_monthly_payment
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
A $12M MANSION WITH A $52,959.22 PROPERTY TAX BILL?
A $12M MANSION ON A $1M LOT
OAK BROOK MANSION LISTED FOR NEARLY $12M, A RECORD ASKING PRICE FOR THE DUPAGE COUNTY SUBURB
COLDWELL BANKER
REAL ESTATE BROKRAGE COMMISSION $600,000
https://www.chicagotribune.com/real-estate/elite-street/ct-re-elite-street-oak-brook-record-20231017-ny6hdm2zw5eczjybatawzjkacq-story.html
"MANSION?"
MANSION SELLS FOR $4.75M, MAKING IT THE HIGHEST SALE PRICE FOR A HOME IN OAK BROOK SINCE 2009
LISTED 10/26/2022 - UNDER CONTACT 12/24/2022
60 DAYS LISTING TO CONTRACT
ONLY $3,958.33 PER DAY BROKERAGE COMMISSION COMPENSATION
REAL ESTATE BROKRAGE COMMISSION $237,500
https://www.chicagotribune.com/real-estate/elite-street/ct-re-oak-brook-mansion-20230619-loejgohjd5eu5ka7midwyzntqq-story.html
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
ABOUT COLDWELL BANKER IN OAK BROOK
COLDWELL BANKER CURRENTLY HAS A 45% REAL ESTATE MARKET SHARE IN OAK BROOK, THREE TIMES GREATER THAN HINSDALE
ABOUT COLDWELL BANKER IN HINSDALE
COLDWELL BANKER CURRENTLY HAS A 15% REAL ESTATE BROKERAGE MARKET SHARE IN HINSDALE
BELIEVE "INFLATION IS TAMING?" DON'T BET ON IT! IT'S WHAT THEY WANT YOU TO BELIEVE!
GOLD, SILVER, RESIDENTIAL, AND COMMERCIAL REAL ESTATE HAVE TRADITIONALLY BEEN TYPICAL INFLATION HEDGES IN AN INFLATING ECONOMY
THE OUTLOOK FOR COMMERCIAL REAL ESTATE IS PRECARIOUS AT BEST FOR AS FAR IN THE FUTURE AS CAN BE SEEN WITH CLASS A, B, AND C COMMERCIAL PROPERTY VALUES TANKING, REAL ESTATE TAXES INCREASING, AND ILLIQUIDTY EXPLODING!
NEARLY EVERY INDICATION IS THAT RESIDENTIAL REAL ESTATE WILL BE UNDER SUPPLIED AND OVER DEMANDED FOR YEARS IF NOT DECADES GOING FORWARD PUSHING RESIDENTIAL PROPERTY VALUES IN DESIRABLE, LOW PROPERTY TAXED AREAS TO UNPRECEDENTED HEIGHTS
YOU CAN'T LIVE IN GOLD AND SILVER!
OVER THE FUTURE TEN YEAR OUTLOOK, GOVERNMENT PROJECTED INTEREST EXPENSE TO CARRY THE DEFICIT AS A PERCENTAGE OF TOTAL GOVERNMENT SPENDING IS CURRENTLY PROJECTED TO BE $2T - $3T AND GROWING
CURRENT US DEFECIT HAS GROWN FROM $1T IN 2022 TO $2T THE PAST YEAR
THE DEFICIT WOULD STILL BE WIDE EVEN IF RATES WENT DOWN, SAYS CBO DIRECTOR PHILLIP SWAGEL
https://www.cnbc.com/video/2023/11/15/the-deficit-would-still-be-wide-even-if-rates-went-down-says-cbo-director-phillip-swagel.html
DEBATE: FED'S CREDIT FOR LOWERING INFLATION
https://www.cnbc.com/video/2023/11/08/debate-feds-credit-for-lowering-inflation.html
BE AWARE - OUTLOOK FOR COMMERCIAL REAL ESTATE
WHY THE FED SHOULD BE WORRIED ABOUT COMMERCIAL REAL ESTATE
https://www.cnbc.com/video/2023/11/08/debate-feds-credit-for-lowering-inflation.html
LIQUIDITY GRIDLOCK WORSENS IN US COMMERCIAL REAL ESTATE SECTOR
NO REAL OPTION
SELLING OUT OF AN ASSET IS ALSO BECOMING HARDER. EITHER THERE ARE NO BUYERS OR A LIMITED POOL WHO DEMAND SUCH A LOW VALUATION THAT EXISTING OWNERS COULD END UP WITH NO PROCEEDS AFTER PAYING OFF LOANS, SAID CLAUDIA FAUST, CO-FOUNDER AND MANAGING PARTNER AT HAWKEYE PARTNERS, A REAL ESTATE INVESTOR.
THE CURRENT DELINQUENCY RATE FOR LOANS IN COMMERCIAL MORTGAGE-BACKED SECURITIES IS 4.76% BUT IT IS EXPECTED TO APPROACH 10.51% IN COMING YEARS - THE PEAK TOUCHED DURING THE GLOBAL FINANCIAL CRISIS, ACCORDING TO MOODY'S ANALYTICS.
https://www.reuters.com/markets/us/liquidity-gridlock-worsens-us-commercial-real-estate-sector-2023-11-08/
HINSDALE SET TO TAX TO MAX NEXT YEAR
OTHER TOWNS TAKE PRIDE IN KEEPING THEIR LEVIES THE SAME FOR YEARS AT A TIME
AT A VILLAGE BOARD MEETING, TRUSTEES UNANIMOUSLY VOTED TO INCREASE NEXT YEAR'S ESTIMATED TAX LEVY BY 5 PERCENT, THE MAXIMUM ALLOWED UNDER STATE LAW. THIS MEANS THE VILLAGE WILL GET OVER $600,000 MORE IN PROPERTY TAXES NEXT YEAR, FOR A TOTAL OF $12.2 MILLION.
IN ILLINOIS, SCHOOL DISTRICTS, PARTICULARLY WEALTHY ONES SUCH AS HINSDALE'S, ARE HEAVILY DEPENDENT ON PROPERTY TAXES.
https://patch.com/illinois/hinsdale/hinsdale-set-tax-max-next-year
IS "TAX TO THE MAX" A CONSEQUENCE OF " MUNICIPAL TAX DEBT, INTEREST RATE "AGITA?"
IS "TAX TO THE MAX" A CONSEQUENCE OF AN INSUFFICIENT VILLAGE OF HINSDALE MUNICIPAL TAX BASE?
IS "TAX TO THE MAX" GOING TO BE CAPABLE OF SERVICING AS MUCH AS A HALF $BILLION OR MORE IN PAST SCHOOL REFERENDUM LOANS AND OTHER MUNICIPAL TAX DEBT SERVICING OVER THE NEXT 30 YEARS?
A TAX BASE IS THE TOTAL VALUE OF ALL THE ASSETS, PROPERTIES, INDIVIDUAL INCOME, AND CORPORATE INCOME IN A CERTAIN AREA OR SCHOOL DISTRICT JURISDICITON
TO CALCULATE THE TOTAL TAX LIABILITY, ONE MUST MULTIPLY THE TAX BASE BY THE TAX RATE:
TAX LIABILITY = TAX BASE x TAX RATE
A PROGRESSIVE TAX TAKES A LARGER PERCENTAGE OF INCOME FROM HIGH-INCOME GROUPS THAN FROM LOW-INCOME GROUPS
A PROPORTIONAL TAX TAKES THE SAME PERCENTAGE OF INCOME FROM ALL INCOME GROUPS
A REGRESSIVE TAX TAXES A LARGER PERCENTAGE OF INCOME FROM LOW-INCOME GROUPS THAN FROM HIGH-INCOME GROUPS
SALES TAXES ARE REGRESSIVE SINCE EVERYONE PAYS THE SAME PERCENTAGE OF TAX FOR PURCHASES REGARDLESS OF INCOME
A PROGRESSIVE TAX IS WHEN THE TAX RATE PAID INCREASES AS AN INDIVIDUAL'S INCOMES INCREASE.
PROGRESSIVE TAXES ARE POPULAR BECAUSE THEY SHIFT THE BURDEN OF PAYING TAXES TO THOSE WHO ARE MOST LIKELY ABLE TO PAY.
A TAX BASE MAY BE BROAD OR "NARROW" DEPENDING ON THE NUMBER OF PEOPLE WITHIN A TAX JURISDICTION WHO ARE SUBECT TO A TAX. A SINGLE INDIVIDUAL MAY BE SUBJECT TO SEVERAL TAXES IF THEY PARTICIPATE IN ACTIVITIES WITHIN THE JURISDICTION THAT OFFER ACTIVITIES AVAILABLE FOR THE INDIVIUAL TO PARTICIPATE IN.
HINSDALE HAS AN UBER "NARROW" AND "CONSTRICTED" TAX BASE, WITH LITTLE OR NO RETAIL, COMMERCIAL OR INDUSTRIAL TAXABLE USES.
THE LOCAL REAL ESTATE BROKERAGE CARTEL HAS OVER THE PAST 35 YEARS MADE HINSDALE A PROGRESSIVE TAX BASE IMPOSING A GREATER TAX RATE ON HIGHER-INCOME BRACKETS IN THE FORM OF HIGH END RESIDENTIAL REAL ESTATE TAXES.
WITH A PROGRESSIVE TAX, THE TAX BURDEN IS HIGHER FOR THE WEALTHY THAN IT IS FOR THOSE WITH LOWER INCOMES.
STATE SALES TAXES AND GROSS RECEIPTS TAXES ARE A SIGNIFICANT REVENUE SOURCE FOR STATE GOVERNMENTS.
RECENT REPORTS INDICATE THAT 32% OF THE NATION'S STATE TAX REVENUE CAME FROM SALES AND GROSS RECEIPTS TAXES.
MOST SERVICE RELATED TAXES EXCLUDE REAL ESTATE SERVICES AND COMMISSIONS, HOWEVER MANY STATES ARE CONSIDERING EXPANDING THE APPLICATION OF SALES TAXES OF SERVICES TO INCLUDE A WIDE RANGE OF SERVICES INCLUDING REAL ESTATE. (SOURCE:NAR)
WHILE THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL HAS BEEN WILDLY SUCCESSFUL IN TRANSFERRING THE HINSDALE TAX LIABILITY DEBT TO THE HIGHER END RESIDENTIAL REAL ESTATE PROPERTY OWNERS WHO PAY HIGH END REAL ESTATE PROPERTY TAXES, A GOOD NUMBER OF WHICH EXCEED $100K ANNUALLY - THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL, WHICH IS BY FAR THE LARGEST REVENUE PRODUCING ENTITY IN THE VILLAGE OF HINSDALE COLLECTED $BILLIONS OF REAL ESTATE SERVICE FEES AND COMMISSIONS OVER THE PAST 35 YEARS ABSOLUTELY "SALES TAX FREE" NOT A SINGLE MEMBER OF THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL HAS CONTRIBUTED A SINGLE "PENNY" IN SALES TAX REVENUES TO THE VILLAGE OF HINSDALE AND ITS RESIDENTS EVER
A HINSDALE PROPERTY OWNER SELLS A HIGH-END RESIDENTIAL SINGLE FAMILY DETACHED HOME FOR $5,000,000 WITH AN ANNUAL PROPERTY TAX OF $100,000, AND THEN HAS TO PAY A TRANSFER TAX ON THE SALE OF THE HOME TO THE STATE OF ILLINOIS AND TO DUPAGE COUNTY IN THE APPROXIMATE AMOUNT OF $7,500 FOR THE PRIVILEGE OF SELLING HIS/HER HOME
THE REAL ESTATE BROKERAGES WHO PARTICIPATED IN THE SALE OF THE HOME COLLECT A 5% COMMISSION ON THE SALE OF THE HOME AMOUNTING TO $250,000 AND DON'T PAY A "PENNY" IN ANY SALES TAXES, TRANSFER TAXES, OR ANY OTHER TAX ON THE $250,000 COMMISSION COLLECTED
IF SALES TAXES WERE IMPOSED ON THE $250,000 BROKERAGE COMMISSION AT HINSDALE'S SALES TAX RATE OF 8%, $20,000 IN SALES TAX REVENUES WOULD BE RETURNED TO THE VILLAGE OF HINSDALE AND ITS RESIDENTS
A $7,500 TAX IS IMPOSED ON THE HOMEOWNER/SELLER FOR THE PRIVILEGE OF SELLING HIS/HER HOME AND THE REAL ESTATE BROKERAGES WALK AWAY WITH THE $250,000 COLLECTED "SALES TAX FREE" WITHOUT PAYING A SINGLE CENT
MUNICIPAL BONDS
GENERAL OBLIGATION BONDS ARE ISSUED BY STATES, CITIES OR COUNTIES AND NOT SECURED BY ANY ASSETS. INSTEAD, GENERAL OBLIGATION ARE BACKED BY THE “FULL FAITH AND CREDIT” OF THE ISSUER, WHICH HAS THE POWER TO TAX RESIDENTS TO PAY BONDHOLDERS.
https://www.investor.gov/introduction-investing/investing-basics/investment-products/bonds-or-fixed-income-products-0
UNITED STATES 10-YEAR BOND YIELD
https://www.investing.com/rates-bonds/u.s.-10-year-bond-yield-streaming-chart
WARNINGS ISSUED TO EX-HINSDALE D86 OFFICIALS
THE DISTRICT'S LAWYERS TOLD FORMER BOARD MEMBERS TO KEEP SECRET INFORMATION THAT THE DISTRICT LABELS CONFIDENTIAL.
"I DON'T UNDERSTAND THE REASON WHY THIS LETTER WAS SENT. THEY ARE NOT THE GENERAL COUNSEL," GALLO SAID. "I FIND IT QUESTIONABLE."
IT WAS UNCLEAR WHY ROBBINS SCHWARTZ SENT THE EMAIL, GIVEN THAT IT IS NOT THE DISTRICT'S GENERAL COUNSEL. THE GENERAL COUNSEL IS THE ITASCA-BASED HODGES LOIZZI FIRM.
https://patch.com/illinois/hinsdale/warnings-issued-ex-hinsdale-d86-officials
WHAT IS FOIA?
https://www.isbe.net/foia
HOW TO FILE A FREEDOM OF INFORMATION ACT REQUEST IN ILLINOIS
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://files.illinoispolicy.org/wp-content/uploads/2021/07/IPI_2021_11_one-pager_FOIA-basics-1.pdf
ILLINOIS FREEDOM OF INFORMATION ACT
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://foiapac.ilag.gov/content/pdf/faq_foia_government.pdf
FREEDOM OF INFORMATION ACT OR FOIA BASICS
https://www.illinoislegalaid.org/legal-information/freedom-information-act-or-foia-basics
FOIA WEB LOG : FOIA HISTORY
https://www.d181.org/board-of-education/foia/foia-log
FOIA: WRITTEN REQUEST FOR DISTRICT 181 RECORDS
chrome-extension://efaidnbmnnnibpcajpcglclefindmkaj/https://www.d181.org/uploaded/Board_of_Education/FOIA/FOIA.pdf
HINSDALE TOWNSHIP HIGH SCHOOL DISTRICT 86 FOIA REQUESTS
https://www.hinsdale86.org/board-of-education/foia-requests
HINSDALE D86 OFFICIAL'S EMAIL CALLED 'CONDESCENDING'
THE BOARD PRESIDENT ASSERTED HER POWER OVER THE DISTRICT'S TWO INTERIM SUPERINTENDENTS.
"THE CONDESCENDING AND DISRESPECTFUL TONE CONTAINED WITHIN THIS EMAIL IS UTTERLY OUTRAGEOUS," SAID GALLO, WHO WAS ELECTED IN APRIL AFTER HAVING SERVED TWO PREVIOUS TERMS. "CLEARLY YOU HAVE MISINTERPRETED 'YOUR RESPONSIBILITY,' NOT TO MENTION YOUR AUTHORITY AS PRESIDENT. IN FACT, THE SUPERINTENDENT ONLY TAKES DIRECTION FROM THE FULL BOARD, NOT THE BOARD PRESIDENT. NO ONE MEMBER HAS SOLE AUTHORITY. YOU HAVE, ONCE AGAIN, OVERSTEPPED THE BOUNDS OF BOARD PRESIDENT."
https://patch.com/illinois/hinsdale/hinsdale-d86-officials-email-called-condescending
FIRST COMMISSION LAWSUIT FIND BROKERS "GUILTY"
MORE BROKER COMMISSION LAWSUITS "PENDING"
LAWSUITS ARE SHAKING THE NAR’S GRIP ON AMERICA’S REAL ESTATE FEES
ICYMI: THE NATIONAL ASSOCIATION OF REALTORS, A MASSIVE TRADE AND LOBBYING GROUP, ALONG WITH TWO BROKERAGE FIRMS, HOMESERVICES OF AMERICA AND KELLER WILLIAMS REALTY, WERE ORDERED TO PAY $1.8 BILLION IN DAMAGES TO A GROUP OF 500,000 HOME SELLERS WHO ARGUED THAT THE GROUPS HAD CONSPIRED TO KEEP COMMISSIONS ARTIFICIALLY HIGH.
THE PLAINTIFFS’ MAIN BEEF: AN NAR RULE THAT REQUIRES SELLERS TO AGREE TO PAY A COMMISSION TO BOTH THE BUYER’S AND SELLER’S AGENTS BEFORE THEIR HOME CAN BE LISTED ON A DATABASE CALLED THE MULTIPLE LISTING SERVICE, OR MLS. (BASICALLY, IF YOU DON’T GET YOUR LISTING ON THE MLS, YOU SERIOUSLY LIMIT THE NUMBER OF PEOPLE WHO’LL SEE IT.)
IF YOU’RE SELLING YOUR HOME, YOU’RE PROBABLY STILL ON THE HOOK FOR THAT 5%-6% PAYOUT.
"SELLERS, SELLING THEIR HOMES NOW MAY RESULT IN PAYING AN UNRECOVERABLE BUYERS' LISTING COMMISSION OF AS MUCH AS 2.5% - 3% MORE"
BUT THE MISSOURI CASE IS JUST ONE OF SEVERAL FRONTS ON WHICH THE COMMISSION RULE IS BEING ATTACKED. OTHER PLAINTIFFS HAVE SUED THE NAR, AND THE DEPARTMENT OF JUSTICE IS ALSO SCRUTINIZING THE SYSTEM TO SEE WHETHER IT VIOLATES ANTITRUST LAW. THE OUTCOME OF THAT INVESTIGATION COULD HAVE HUGE IMPLICATIONS IF THE FEDS TRY TO BAN COMMISSION-SHARING AGREEMENTS ALTOGETHER.
AND BECAUSE COMMISSION RATES TEND TO BE BAKED INTO A HOME’S PRICE, CHANGING THE COMMISSION STRUCTURE COULD HELP TAKE THE HEAT OFF HOME PRICES
"BUYERS, BUYING THEIR HOMES NOW MAY RESULT IN PAYING AS MUCH AS 2.5% - 3% MORE,
......PLUS IF THE COMMISSION IS FINANCED AND INCLUDED IN THE BUYERS' MORTGAGE AMOUNT, AN ADDITIONAL 30 YEARS OF MORTGAGE INTEREST ON THE INCREMENTAL AMOUNT OF THE COMMISSION FINANCED!"
https://www.cnn.com/2023/11/06/business/nar-real-estate-fees/index.html
FOR OVER 3/4 OF THE LAST CENTURY, BUYERS WERE "UNREPRESENTED" - THE SELLER ALONE WAS REPRESENTED BY A REAL ESTATE BROKER, BUYERS WERE NOT, IN A SYSTEM KNOWN THEN AS SUB-AGENCY. AT THAT TIME PEOPLE BOUGHT HOMES AND LIVED IN THEM FOR THEIR ENTIRE LIVES; HOMEOWNERS DIDN'T MOVE EVERY 7 YRS LIKE WE DO TODAY. REAL ESTATE BROKERS AT THAT TIME WERE NOT CAREER DRIVE, SELLING REAL ESTATE WAS OFTEN A TEMPORARY OR PART TIME PURSUIT. BUYERS MORE OFTEN THAN NOT, WERE NOT REPRESENTED BY ATTORNEYS, MANY BUYERS ASSUMING AT THE TIME THAT THE LENDER AND THE LENDER'S REAL ESTATE APPRAISER WERE GOING TO MAKE SURE THAT THE PURCHASE OF THE HOME WAS FINANCIALLY AND ECONOMICALLY SOUND, MAINLY BECAUSE THE LENDER TYPICALLY HAD A LARGER EQUITY POSITION IN THE PROPERTY THAN THE PURCHASER. MORTGAGES WERE TYPICALLY MADE BY "SAVINGS & LOAN INSTITUTIONS." THE PROCESS WAS INFORMAL AND OFTEN THE BORROWER WOULD DEAL DIRECTLY WITH THE OWNER OR OFFICER OF THE S&L. TYPICALLY, THE MORTGAGE REQUEST WOULD BE REVIEWED BY A LOAN COMMITTEE WHO WOULD ACCEPT OR REJECT THE LOAN. AT THAT TIME ELECTRONICS WERE LIMITED TO A BLACK AND WHITE TELEVISION AND TELEPHONES WERE IMOBILE, ATTACHED TO THE INTERIOR OF A HOME WITH A CABLE, EXTERIOR PHONE BOOTHS WERE AVAILABLE FOR MAKING CALLS AWAY FROM HOME. BUYERS AT THE TIME WERE NOT SOPHISTICATED, THE WORLD WAS A LOT LESS COMPLICATED, AND THE RULE OF HOME BUYING FOR BUYERS AT THE TIME WAS "LAISSEZ FAIRE" AND 'CAVEAT VENDITOR' "LET THE BUYERS BEWARE."
TODAY WE HAVE "CRADLE TO GRAVE" BIG BROTHER GOVERNMENT GETTING INTO OUR FACES WITH ALL KINDS OF REQUIREMENTS, WE HAVE LOCAL, STATE, AND FEDERAL DUPLICATIVE AGENCIES WATCHING OVER OUR REAL ESTATE TRANSACTIONS, ALL KIND OF LAWS PROTECTING CONSUMERS' FINANCIAL INTERESTS. NOWADAYS HAVING ATTORNEY REPRESENTATION AT A CLOSING IS ASSUMED, VIRTUALLY LITTLE OR NO BUYERS WOULD BE FOOLISH TO ATTEND A CLOSING ON THEIR OWN. REAL ESTATE HAS A HUGE FOOTPRINT ON THE INTERNET, LIST AND SALE PRICES READILY AVAILABLE TO EVERYONE ACROSS THE CONTINENT, INTERNET ACCESS IS AVAILABLE 24/7, CELL PHONES ARE NOW PART OF OUR ANATOMY, AUTOMATIC VALUATION MODELS READILY AVAILABLE, BUILDING INSPECTORS AVAILABLE TO INSPECT PROPERTIES, AND VOLUMES OF INFORMATION ON PURCHASING A HOME IS AVAILABLE FOR THE TAKING, AS WELL AS AN INFINITE NUMBER OF OTHER RESOURCES AVAILABLE TO HOME BUYERS AND SELLERS. THE SECOND MOST IMPORTANT FUNCTION OF A BUYERS' BROKER OTHER THAN ASSISTING A BUYER IN THE SELECTION OF A HOME PURCHASE, IS TO PICK UP HIS/HER BROKERAGE COMMISSION CHECKS AT CLOSING.
OAK BROOK AND HINSDALE HOME OWNERS HAVE ALLEGEDLY LOST $BILLIONS OVER THE PAST 35 YEARS AS A RESULT OF THE ALLEGED ANTI-COMPETITIVE CONDUCT OF LOCAL HINSDALE REAL ESTATE BROKERS
CLASS ACTION LAWSUIT
JERRY PINTARO VOLUNTEERS AS THE FIRST NAMED PLAINTIFF
https://www.law.cornell.edu/wex/class_action
HINSDALE AREA STATE LAWMAKER BOWING OUT
AN ELMHURST ALDERWOMAN PLANS TO RUN FOR THE DEMOCRATIC NOMINATION FOR THE DISTRICT 45 SEAT.
A STATE REPRESENTATIVE FOR THE HINSDALE AREA HAS DECIDED AGAINST RUNNING FOR A SECOND TWO-YEAR TERM.
JENN LADISCH-DOUGLASS, AN ELMHURST DEMOCRAT, RELEASED A STATEMENT IN SEPTEMBER STATING SHE WOULD NOT SEEK RE-ELECTION TO REPRESENT DISTRICT 45, WHICH INCLUDES ELMHURST AND PARTS OF HINSDALE, WESTERN SPRINGS AND WESTMONT, AMONG OTHER TOWNS.
https://patch.com/illinois/hinsdale/hinsdale-area-state-lawmaker-bowing-out
WINDOW TO THE LAW: ANTITRUST FOR REAL ESTATE PROFESSIONALS
https://www.nar.realtor/videos/window-to-the-law/antitrust-for-real-estate-professionals
COMPETITION.REALTOR GETS A MAKEOVER
https://www.nar.realtor/magazine/real-estate-news/sales-marketing/competitionrealtor-gets-a-makeover
ANSWERS TO SOME OF THE MOST COMMON QUESTIONS ABOUT COMPETITION & OPPORTUNITY IN REAL ESTATE
https://www.nar.realtor/competition-in-real-estate/faqs
OAK BROOK HOMEOWNERS
IF YOU DESCRIBE ANY GROUP OF INDIVIDUALS AS INCESTUOUS, YOU DISAPPROVE OF THE FACT THAT THEY ARE NOT INTERESTED IN IDEAS OR PEOPLE FROM OUTSIDE THEIR GROUP, A CLOSE OR LIMITED GROUP OF PERSONS, WHO DO NOT COMMUNICATE OR DO BUSINESS WITH PEOPLE OUTSIDE THEIR GROUP, AND THAT, MY FRIENDS, UNDERMINES RESIDENTIAL REAL ESTATE MARKET INTEGRITY.
IN-BREEDED MARKET VALUES ARE THE INCESTUOUS CONSEQUENCE OF HISTORICALLY MANIPULATED, MARKET RESTRICTED, RESIDENTIAL PROPERTY SALES PRICES, PURSUANT TO THE DEVELOPMENT OF CURRENT MARKET VALUES OVER THE PAST 35 YEARS OF MARKET MANIPULATION BY THE LOCAL HINSDALE CARTEL. THE HINSDALE CARTEL WILL DO ANYTHING NECESSARY TO ASSAIL, TO DISCREDIT, TO HARASS, AND BOYCOTT ANY REAL ESTATE LICENSEE FROM WITHIN OR WITHOUT OF THEIR PERCEIVED MARKET THAT THEY BELIEVE WILL DISTRUPT OR EXPOSE THEIR MANIPULATED MARKET. IT WILL MOST LIKELY TAKE YEARS TO CORRECT THE HARM THAT HAS COME TO THE HINSDALE RESIDENTIAL REAL ESTATE MARKET FROM THE LOCAL CARTEL'S MANIPULATION THAT HAS OCCURRED OVER THE PAST 35 YEARS.
THE LOCAL HINSDALE CARTEL AS WE KNOW IT TODAY HAS BEEN IN THE MAKING FOR THE PAST 35 YEARS AND ITS DEVELOPMENT OVER TIME HAS BEEN AT THE GREAT AND EXTRAORDINARY EXPENSE TO LOCAL HINSDALE AND OAKBROOK RESIDENTIAL PROPERTY OWNERS.
THE LOCAL HINSDALE CARTEL MEMBERS DO NOT HAVE THE WILL, THE KNOWLEDGE, TRAINING, EXPERTISE, AND EXPERIENCE TO EFFECTIVELY AND ACCURATELY ARRIVE AT UNRESTRICTED, AND UNMANIPULATED MARKET VALUES FOR THE HINSDALE AND OAK BROOK MARKET AREAS. MOST LOCAL HINSDALE CARTEL MEMBERS ARE INCAPAPLE OF WORKING ON AN INDIVIDUAL BASIS, THEY NEED TO FUNCTION UNDER THE UMBRELLA OF THE MASS HINSDALE CARTEL, THEY CANNOT DO BUSINESS ON AN INDIVIDUAL BASIS NOR WILL THE CARTEL ALLOW THEM TO DO BUSINESS AN AN INDIVIDUAL BASIS.
THE UNCOUPLING OF BROKER LISTING COMMISSIONS AND BROKER SELLING COMMISSIONS ISN'T GOING TO EVOLVE IN ANYTHING MORE OR LESS THAN WHAT HINSDALE AND OAK BROOK PROPERTY OWNERS HAVE PRESENTLY. OAK BROOK, AND MORE SO HINSDALE RESIDENTIAL PROPERTY OWNERS ARE GOING TO HAVE TO ELIMINATE THE INCESTUOUS RELATIONSHIP THAT EXISTS WITH THE LOCAL HINSDALE BROKERAGE CARTEL IN ORDER TO ALLOW OAK BROOK AND HINSDALE MARKET VALUES TO FIND UNMANIPULATED, AND UNRESTRICTED LEVELS OF "COMPETITIVE" MARKET VALUES PURSUANT TO A FREE AND UNMANIPULATED RESIDENTIAL REAL ESTATE MARKET.
OAK BROOK PROPERTY OWNERS "WAKE UP!' THE LOCAL HINDSALE CARTEL BROKERS ARE NOT QUALIFED, NOR ADEQUATELY TRAINED, AND ARE CERTAINLY NOT SUFFICIENTLY EDUCATED IN REAL ESTATE APPRAISAL THAT WOULD ALLOW THEM TO ESTABLISH AN ACCURATE MARKET VALUE FOR "HIGH END" OAK BROOK RESIDENTIAL PROPERTIES.
PROSPECTIVE OAK BROOK HOME PURCHASERS, YOU ARE NOT GOING TO WANT TO BUY A HOME, OR A LOT, OR BUILD A HOME IN OAK BROOK WITHOUT ME
BELOW ARE EIGHT (8) WESTMONT AND DOWNERS GROVE SINGLE FAMILY DETACHED HOMES CURRENTLY LISTED FOR SALE IN THE MRED/MLS AS OF 11/8/2023
THE AVERAGE LIST PRICE PER SQ. FT. OF LIVING AREA ABOVE GRADE FOR THESE EIGHT WESTMONT AND DOWNERS GROVE HOMES BASED ON THE TOWNSHIP ASSESSOR'S OFFICE ESTIMATE OF SQ. FT. OF LIVING AREA ABOVE GRADE IS
$314 PER SQUARE FOOT
https://flipbooks.fleepit.com/f-44571-merged_1_8_westmont_downers
BELOW ARE EIGHT (8) OAK BROOK SINGLE FAMILY DETACHED HOMES CURRENTLY LISTED FOR SALE IN THE MRED/MLS AS OF 11/8/2023
THE AVERAGE LIST PRICE PER SQ. FT. OF LIVING AREA ABOVE GRADE FOR THESE EIGHT OAK BROOK HOMES BASED ON THE TOWNSHIP ASSESSOR'S OFFICE ESTIMATE OF SQ. FT. OF LIVING AREA ABOVE GRADE IS
$305 PER SQUARE FOOT
https://flipbooks.fleepit.com/f-44573-merged_1_13_oak_brook
DON'T BELIEVE THAT
"CENTURY OLD REAL ESTATE PRACTICE"
NONSENSE!
DESIGNATED AGENCY, SINGLE AGENCY, DUAL AGENCY, SELLING AGENCY, BUYER AGENCY, AND THE REST OF THE "AGENCIES" HAVE BEEN A PRODUCT OF THE PAST THIRTY YEARS.
ONE REASON AGENCY RELATIONSHIPS ARE SO COMPLEX IS THE BROKERAGE INDUSTRY’S DETERMINATION TO PRESERVE A COOPERATIVE SYSTEM THAT ALLOWS LISTING BROKERS TO COLLECT A COMMISSION FROM ONE PARTY — THE SELLER — AND EITHER KEEP THE ENTIRE FEE OR SPLIT IT WITH ANOTHER BROKER.
DID YOU KNOW THAT PRIOR TO 1993, PRIOR TO NAR'S DESIGNATED AGENCY AND DUAL AGENCY, BUYERS WERE UNREPRESENTED?
IT WORKED FOR NEARLY A CENTURY UNTIL NAR CHANGED THE RULES WITH DUAL AGENCY AND DESIGNATED AGENCY!
FROM SUBAGENCY TO NON-AGENCY: A HISTORY
FOR MOST OF THE LAST CENTURY, THE LEGAL RELATIONSHIPS BETWEEN BROKERS AND THEIR CLIENTS WERE SIMPLE: LISTING BROKERS REPRESENTED SELLERS, AND AGENTS WHO WORKED WITH BUYERS DID SO AS “SUBAGENTS” OF THE LISTING BROKER. ALL OF THE AGENTS INVOLVED IN A TRANSACTION OWED THEIR ALLEGIANCE TO THE SELLER, AND BUYERS WERE UNREPRESENTED.
https://www.inman.com/2012/02/17/from-subagency-non-agency-a-history/
A CENTURY-OLD REAL-ESTATE PRACTICE COULD SOON END. HERE’S HOW HOME SELLERS AND BUYERS COULD BE AFFECTED
‘IT’S A GREAT VICTORY NOT ONLY FOR THE PLAINTIFFS BUT ALSO FOR ALL HOME BUYERS AND SELLERS,’ ONE CONSUMER ADVOCATE SAYS OF A DECISION IN A REAL-ESTATE LAWSUIT
https://www.marketwatch.com/story/a-century-old-real-estate-practice-could-soon-end-heres-how-home-sellers-and-buyers-could-be-affected-7211d0a3?mod=home-page
ALL MARKET, ECONOMIC, AND FINANCIAL INDICACTIONS WOULD SUGGEST THAT IF YOU HAVE A LOW INTEREST RATE "FIXED RATE" MORTGAGE 2-3% OR NO MORTGAGE ON YOUR HOME, YOU'VE GOTTA BE "NUTS" TO SELL YOUR HOME NOW UNLESS YOU ABSOLUTELY HAVE TO OR DESPARATELY NEED OR WANT TO
THAT LOW INTEREST RATE MORTGAGE IS THE ONE OF THE BEST, IF NOT THE BEST INVESTMENTS AVAILABLE TO HOMEOWNERS AT THIS TIME AND MOST LIKELY WILL CONTINUE TO BE GOING FORWARD FOR YEARS AND YEARS TO COME
THAT LOW "FIXED RATE" MORTGAGE IS AND WILL CONTINUE TO ADD VALUE TO YOUR HOME AS AN INVESTMENT, AS THE VALUE OF YOUR HOME CONTINUES TO INFLATE, YOUR INTEREST RATE CARRY WILL REMAIN STAGNANT, AS MORTGAGE RATES INCREASE, THE INVESTMENT VALUE IN YOUR HOME INCREASES, AS INFLATION INCREASES THE VALUE OF YOUR HOME, THE ECONOMIC INVESTMENT, YOUR EQUITY POSITION IN YOUR HOME INCREASES
INTEREST AND MORTGAGE RATES MOST LIKELY WILL HAVE UPWARD PRESSURE FOR YEARS TO COME
THE OPPOSITE IS TRUE WITH COMMERCIAL PROPERTIES, ESPECIALLY "SINGLE USE" HIGHLY TAXED, COMMERCIAL PROPERTIES WHICH ARE ENTERING THE "DEEP FREEZE" AND WILL CONTINUE TO HAVE ILLIQUIDITY ISSUES FOR YEARS TO COME
INFLATION WILL CONTINUE TO INCREASE COMMERCIAL PROPERTY REAL ESTATE TAXES, ILLIQUIDITY WILL CONTINUE TO DECREASE COMMERCIAL PROPERTY MARKET VALUES AND RENT PRICES
ALMOST NO ONE PAYS A 6% REAL-ESTATE COMMISSION—EXCEPT AMERICANS
IN MOST COUNTRIES, BUYER AGENTS ARE MUCH LESS OF A FACTOR. IN GENERAL, THE SERVICES OF REAL-ESTATE AGENTS ARE LESS BUNDLED THAN THEY ARE IN THE U.S., MILLER SAID. FOR INSTANCE, A SELLER MIGHT PAY SEPARATELY FOR ASSISTANCE WITH STAGING THEIR HOME OR FOR HELP NEGOTIATING A SALES CONTRACT.
GOING FORWARD, WE MIGHT SEE MORE BUYERS IN THE U.S. EVENTUALLY OPTING TO REPRESENT THEMSELVES FOR MOST OF THEIR HOUSE HUNT AND USE A LAWYER FOR THE CLOSING, SAID MILLER.
“YOU CAN HIRE A LAWYER FOR LESS THAN THE TYPICAL BUYER COMMISSION FEE, EXCEPT ON LOW-PRICE HOMES,” HE SAID.
https://www.msn.com/en-us/money/other/almost-no-one-pays-a-6-real-estate-commission-except-americans/ar-AA1k3RVW
AT THEIR ANNUAL MEGA-PARTY, REAL ESTATE AGENTS ON EDGE OVER THE POTENTIAL EROSION OF THEIR COMMISSIONS
WHILE SOME REAL ESTATE AGENTS EARN MILLIONS OF DOLLARS A YEAR SELLING HOMES, THEY ARE THE OUTLIERS. THE MEDIAN INCOME FOR NAR MEMBERS WAS ABOUT $56,000 IN 2022, ACCORDING TO THE ORGANIZATION. AND AGENTS WITH TWO YEARS OR LESS OF EXPERIENCE EARN A LOT LESS, WITH A MEDIAN GROSS INCOME OF $9,600 A YEAR.
REAL ESTATE AGENTS GENERATE ABOUT $100 BILLION IN COMMISSIONS A YEAR, ACCORDING TO THE DEPARTMENT OF JUSTICE. AND ABOUT HALF OF THAT, PLAINTIFFS IN THE RECENT CASE ARGUE, GOES TO BUYERS’ AGENTS.
https://www.cnn.com/2023/11/16/economy/real-estate-agents-annual-convention-verdict/index.html
THOUSANDS OF HOUSTON HOME SELLERS MAY BE AFFECTED BY ANTITRUST LAWSUIT OVER REAL ESTATE COMMISSIONS
FILED IN THE U.S. TEXAS EASTERN DISTRICT COURT IN DALLAS, THE POTENTIAL CLASS ACTION NAMES MORE THAN 30 DEFENDANTS, INCLUDING HOUSTON ASSOCIATION OF REALTORS, SAN ANTONIO ASSOCIATION OF REALTORS, AUSTIN BOARD OF REALTORS AND TEXAS REALTORS. THE SUIT NAMES NATIONAL ASSOCIATION OF REALTORS, NEW JERSEY-BASED ANYWHERE REAL ESTATE AND DENVER-BASED RE/MAX HOLDINGS AS CO-CONSPIRATORS.
https://www.houstonchronicle.com/business/real-estate/article/houston-home-sellers-texas-lawsuit-18494590.php
TEXAS COMMISSION LAWSUIT NAMES REAL ESTATE TEAMS AND INDIVIDUAL BROKER AS DEFENDANTS
QJ TEAM AND FIVE POINTS HOLDINGS FILED AN ANTITRUST LAWSUIT ON MONDAY ACCUSING LARGE AND SMALL INDUSTRY PLAYERS OF COLLUDING TO INFLATE AGENT COMMISSIONS
DESPITE NAR BEING IDENTIFIED IN THE COMPLAINT AS THE CREATOR OF THE ALLEGED CONSPIRACY, THE TRADE GROUP IS NOT NAMED AS A DEFENDANT IN THE LAWSUIT. (IT IS, HOWEVER, NAMED AS A CO-CONSPIRATOR ALONG WITH ANYWHERE AND RE/MAX.) INSTEAD, THE TEXAS ASSOCIATION OF REALTORS, AS WELL AS LOCAL REALTOR GROUP THE AUSTIN BOARD OF REALTORS, METROTEX ASSOCIATION OF REALTORS, HOUSTON ASSOCIATION OF REALTORS ARE NAMED.
https://www.housingwire.com/articles/texas-commission-lawsuit-names-real-estate-teams-and-individual-broker-as-defendants/
WHO’S BEHIND THE TEXAS LAWSUIT OVER BROKER COMMISSIONS?
ONE PLAINTIFF’S PRIORS INCLUDE FILM PRODUCER AND FANTASY FOOTBALL CONVENTION ORGANIZER
TWO COMPANIES, QJ TEAM AND FIVE POINTS HOLDINGS, ARE GOING AFTER TEXAS REALTOR ASSOCIATIONS AND BROKERAGES IN THE WAKE OF THE NEARLY $1.8 BILLION VERDICT AGAINST THE NATIONAL ASSOCIATION OF REALTORS, KELLER WILLIAMS AND HOMESERVICES OF AMERICA.
FIVE POINTS HOLDINGS IS BASED IN DALLAS AND HAS OPERATED SINCE 2011. THE MAN BEHIND THE HOLDING COMPANY IS FORT WORTH NATIVE AND SERIAL ENTREPRENEUR MARK HULME
THE OTHER PLAINTIFF IN THE SUIT IS QJ TEAM, A HOMEBUILDER BASED IN GRANBURY, A TOWN ABOUT 45 MILES SOUTHEAST OF FORT WORTH. IN ADDITION TO BUILDING NEW HOMES, QJ TEAM ALSO REMODELS HIGH-END HOMES, ACCORDING TO ITS WEBSITE.
THE LAWSUIT TAKES ISSUE WITH THE PRACTICE OF SELLERS’ AGENTS OFFERING COMPENSATION TO BUYERS’ AGENTS IN EXCHANGE FOR LISTING PROPERTIES ON MULTIPLE LISTING SERVICES, ALLEGING IT VIOLATES ANTITRUST LAW. PLAINTIFFS ARE SEEKING CLASS-ACTION STATUS FOR TEXAS HOME SELLERS WHO PAID A “BUYER BROKER COMMISSION” FROM NOVEMBER 13, 2019 AND ONWARD.
https://therealdeal.com/texas/2023/11/16/who-is-suing-texas-realtor-associations-over-broker-commissions/
THE TRILLION-DOLLAR WIN HIDING IN YOUR MORTGAGE
https://cbnc.com/the-trillion-dollar-win-hiding-in-your-mortgage/
THIS CHART SHOWS WHY MILLENNIALS, THE BIGGEST GENERATION IN AMERICAN HISTORY, WILL KEEP HOUSING PRICES SKY-HIGH FOR YEARS TO COME
https://fortune.com/2023/11/13/housing-market-millennials-homebuying-age-boomers-home-prices-affordability/
THIS REAL ESTATE ANALYST SAID THE US IS MIRED IN A 'VERY SAVAGELY UNHEALTHY' HOUSING MARKET — HERE'S WHY AND WHAT YOU CAN DO ABOUT IT
https://finance.yahoo.com/news/real-estate-analyst-said-us-120000644.html
RECESSION WILL HIT THE US IN 2024 – SO GET READY FOR MASSIVE INTEREST-RATE CUTS, UBS SAYS
https://www.businessinsider.com/stock-market-outlook-2024-recession-fed-interest-rate-cuts-ubs-2023-11
ONE OF WALL STREET'S BIGGEST BEARS SAYS A 'HUGE CRASH' IS COMING AS MARKETS ARE IN THE BIGGEST CREDIT BUBBLE IN HISTORY
https://finance.yahoo.com/news/one-wall-streets-biggest-bears-024002628.html
US DEBT INTEREST COSTS SKYROCKET 87% AS NEW FEDERAL FISCAL YEAR BEGINS
https://markets.businessinsider.com/news/bonds/us-debt-interest-borrowing-costs-federal-fiscal-year-deficit-spending-2023-11
THE CLEAREST SIGN YET THAT COMMERCIAL REAL ESTATE IS IN TROUBLE
https://www.msn.com/en-us/money/realestate/the-clearest-sign-yet-that-commercial-real-estate-is-in-trouble/ar-AA1jPX7O
LIQUIDITY GRIDLOCK WORSENS IN US COMMERCIAL REAL ESTATE SECTOR
https://www.reuters.com/markets/us/liquidity-gridlock-worsens-us-commercial-real-estate-sector-2023-11-08/
FOUR BAY AREA REAL ESTATE PROS INDICTED IN ALLEGED $55M MORTGAGE FRAUD SCHEME
GIVEN RISING CONCERNS ABOUT FRAUDULENT DEALINGS WITHIN THE REAL ESTATE INDUSTRY, REGULATORY BODIES, AND LAW ENFORCEMENT AGENCIES ARE INTENSIFYING EFFORTS TO TACKLE THIS ISSUE. COLLABORATIVE EFFORTS AMONG THE FEDERAL HOUSING FINANCE AGENCY—OFFICE OF INSPECTOR GENERAL, U.S. POSTAL INSPECTION SERVICE, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT—OFFICE OF INSPECTOR GENERAL, AND THE CALIFORNIA DEPARTMENT OF JUSTICE COORDINATED THE NEED FOR ACTION.
https://hoodline.com/2023/11/four-bay-area-real-estate-pros-indicted-in-alleged-55m-mortgage-fraud-scheme/
REAL ESTATE INVESTOR FACES SEC INQUIRY ON WEWORK OFFER
IN MAY, A GROUP OF INVESTORS FILED SUIT AGAINST LARMORE IN ILLINOIS, ALLEGING THAT HE USED CLIENT FUNDS TO PAY FOR A GULFSTREAM G400, A YACHT AND A LAVISH PARTY FOR HIS DOG, SPIKE. THE PLAINTIFFS WITHDREW THAT LAWSUIT IN OCTOBER, ALTHOUGH AN ATTORNEY FOR THE PLAINTIFFS SAID THAT HE PLANNED TO REFILE IN ARIZONA.
https://finance.yahoo.com/news/real-estate-investor-faces-sec-190712804.html
‘RIGGED’: FEDERAL US COURT AWARDS $1.8B IN DAMAGES AFTER MAJOR REALTOR FIRMS FOUND GUILTY OF CONSPIRING TO INFLATE COMMISSIONS ON HOME SALES — AND IT TURNS OUT THAT WAS JUST THE BEGINNING
https://finance.yahoo.com/news/rigged-federal-court-awards-1-220000989.html
DOJ BACKGROUNDER Q&A: NATIONAL ASSOCIATION OF REALTORS®
https://flipbooks.fleepit.com/f-44821-doj_backgrounder
REAL ESTATE AGENTS AFTER FIXED COMMISSIONS
https://www.forbes.com/sites/billconerly/2023/11/13/real-estate-agents-after-fixed-commissions/?sh=44a633e233be
ELITE INVESTOR JIM ROGERS TOUTS GOLD AND SILVER OVER STOCKS AND REAL ESTATE - AND WARNS INFLATION WILL WORSEN AND A RECESSION IS LOOMING
https://markets.businessinsider.com/news/commodities/jim-rogers-gold-silver-stocks-bonds-real-estate-inflation-recession-2023-11
MANHATTAN REAL ESTATE BROKERAGES ARE SUED FOR INFLATING COMMISSIONS
A LAWSUIT FILED ON MONDAY ACCUSES THE REAL ESTATE BOARD OF NEW YORK (REBNY) AND MORE THAN TWO DOZEN BROKERAGES AND COMPANIES OF CONSPIRING TO ARTIFICIALLY INFLATE COMMISSIONS PAID TO AGENTS WHO HELP SELL RESIDENTIAL REAL ESTATE IN MANHATTAN.
THAT VERDICT, WHICH A JUDGE CAN TRIPLE TO MORE THAN $5.3 BILLION, COULD UPEND DECADES-OLD PRACTICES THAT REQUIRE SELLERS TO PAY COMMISSIONS TO BUYERS' BROKERS. NAR FACES AT LEAST TWO OTHER SIMILAR PROPOSED CLASS ACTIONS.
https://www.reuters.com/legal/manhattan-real-estate-brokerages-are-sued-inflating-commissions-2023-11-13/
COMMISSION LAWSUITS SPREAD TO MANHATTAN
THE LAWSUIT ACCUSES REBNY AND 26 BROKERAGES OF CONSPIRING TO INFLATE AGENT COMMISSIONS
IT APPEARS THAT NO REAL ESTATE BROKERAGE FIRM IN THE U.S. IS SAFE FROM A COMMISSION LAWSUIT. ON WEDNESDAY, MANHATTAN HOME SELLER MONTY MARCH FILED A LAWSUIT IN U.S. DISTRICT COURT IN THE SOUTHERN DISTRICT OF NEW YORK, ALLEGING THAT REAL ESTATE BOARD OF NEW YORK RULES GOVERNING THE MULTIPLE LISTING SERVICE IN MANHATTAN KEPT COMMISSIONS HIGH AND VIOLATED STATE AND FEDERAL ANTITRUST LAWS.
IN ADDITION TO REBNY, THE ROBUST LIST OF DEFENDANTS INCLUDES: REAL ESTATE BOARD OF NEW YORK LISTING SERVICE, BROWN HARRIS STEVENS, CHRISTIE’S INTERNATIONAL REAL ESTATE, COLDWELL BANKER, COMPASS, CORE MARKETING SERVICES, THE CORCORAN GROUP , DOUGLAS ELLIMAN, ELEGRAN, ENGEL & VOLKERS, FOX RESIDENTIAL GROUP, HALSTEAD REAL ESTATE, HOMESNAP, KELLER WILLIAMS NYC , LESLIE J. GARFIELD & CO, LEVEL GROUP, M.N.S. REAL ESTATE, MODERN SPACES, THE AGENCY, THE MODLIN GROUP, NEST SEEKERS INTERNATIONAL, OXFORD PROPERTY GROUP, R NEW YORK, RE/MAX, SERHANT., SLOANE SQUARE, AND SOTHEBY’S INTERNATIONAL REALTY AFFILIATES. NOTICEABLY MISSING FROM THE LIST IS THE NATIONAL ASSOCIATION OF REALTORS.
https://www.housingwire.com/articles/commission-lawsuits-spread-to-manhattan/
JILL ON MONEY: WILL 6% REAL ESTATE COMMISSIONS BECOME EXTINCT?
https://tribunecontentagency.com/article/jill-on-money-will-6-real-estate-commissions-become-extinct/
OPINION: NEW COMMISSION STANDARDS FROM NAR DON’T ADDRESS THE REAL ISSUES
NAR'S LATEST FOCUS ON COMMISSION STANDARDS ESSENTIALLY OVERLOOKS THE FUNDAMENTAL NEED FOR ENHANCING THE QUALITY OF REAL ESTATE PROFESSIONALS
https://www.housingwire.com/articles/opinion-new-commission-standards-from-nar-dont-address-the-real-issues/
WHY HOME PRICES WON’T CRASH IN THE NEXT RECESSION
CREDIT CHANNELS ARE MUCH DIFFERENT THIS TIME AROUND
https://www.housingwire.com/articles/why-home-prices-wont-crash-in-the-next-recession/
COMMISSION LAWSUITS PILE UP: NAR, KELLER WILLIAMS NAMED IN NEW SOUTH CAROLINA CASE
THE LAWSUIT KNOWN AS BURTON IS SEEKING CLASS-ACTION STATUS IN SOUTH CAROLINA
https://www.housingwire.com/articles/nar-kw-named-in-new-south-carolina-commission-lawsuit/
ILLINOIS HOMEBUYERS FILE SECOND COMMISSION LAWSUIT, AND IT MAY BE THE LARGEST ONE YET
THE NEW BATTON 2 LAWSUIT ACCUSES SEVEN NATIONAL BROKERAGE FIRMS OF COLLUDING TO INFLATE AGENT COMMISSIONS
https://www.housingwire.com/articles/illinois-homebuyers-file-second-commission-lawsuit-and-it-may-be-the-largest-one-yet/
AMID LEGAL UNCERTAINTY, MLS's EXPLORE COOPERATIVE COMPENSATION WORKAROUNDS
SOME MLSS HAVE CHANGED THEIR RULES IN ANTICIPATION OF THE SITZER/BURNETT INJUNCTION - IS IT ENOUGH?
https://www.housingwire.com/articles/amid-legal-uncertainty-mlss-explore-cooperative-compensation-workarounds/
REAL ESTATE INDUSTRY TREMBLES OVER COMMISSIONS ON HOME SALES
https://www.washingtonpost.com/business/2023/11/11/real-estate-commissions-nar-changes/
HOUSING: ANOTHER CLASS-ACTION LAWSUIT TARGETS REAL ESTATE BROKER COMMISSIONS
https://finance.yahoo.com/news/housing-another-class-action-lawsuit-targets-real-estate-broker-commissions-220521726.html?.tsrc=fin-srch
HOW THE COMMISSION LAWSUITS MAY PROMPT INTERVENTION FROM DOJ AND REGULATORS
THE DOJ IS INTERESTED IN NAR’S CLEAR COOPERATION POLICY, BUT OTHER AGENCIES MAY ALSO INVESTIGATE REAL ESTATE AGENT COMMISSIONS
https://www.housingwire.com/articles/how-the-commission-lawsuits-may-prompt-intervention-from-doj-and-regulators/
WHAT’S DIFFERENT ABOUT THE $200B(!) GIBSON COMMISSION LAWSUIT
THE MASSIVE MISSOURI SUIT HAS BEEN ASSIGNED TO THE SAME JUDGE OVERSEEING THE SITZER/BURNETT SUIT
https://www.housingwire.com/articles/whats-different-about-the-200b-gibson-commission-lawsuit/
IMMUNITY OR LIABILITY? ANTITRUST EXPERTS WEIGH IN ON COMMISSION LAWSUIT SETTLEMENT OUTCOMES
EXPERTS DISCUSS IF BECOMING A RE/MAX OR ANYWHERE FRANCHISEE MAY OR MAY NOT PROTECT AN INDEPENDENT BROKERAGE FROM COMMISSION LAWSUITS
https://www.housingwire.com/articles/antitrust-experts-weigh-in-on-commission-lawsuit-settlements/
AFTER A $1.8 BILLION VERDICT, THE CLOCK IS TICKING ON THE 6% REAL ESTATE COMMISSION
AND THAT IS LARGELY BECAUSE OF THE POWER OF THE NATIONAL ASSOCIATION OF REALTORS, THE LARGEST PROFESSIONAL ORGANIZATION IN AMERICA AND A SIGNIFICANT LOBBYING GROUP FOR THE REAL ESTATE INDUSTRY.
BUT THE VERDICT HANDED DOWN IN A MISSOURI COURT ON TUESDAY THAT FOUND NAR AND TWO BROKERAGE FIRMS, HOMESERVICES OF AMERICA AND KELLER WILLIAMS REALTY, WERE LIABLE FOR $1.8 BILLION IN DAMAGES FOR CONSPIRING TO KEEP COMMISSIONS ARTIFICIALLY HIGH, MAY MARK THE BEGINNING OF THE END OF HOW HOMES ARE BOUGHT AND SOLD.
WHAT WAS THE CASE ABOUT?
THE CORNERSTONE OF THE PLAINTIFF’S ARGUMENT IS THAT NAR IS FORCING HOMESELLERS TO PAY AN INFLATED COMMISSION THAT IS THEN SPLIT BETWEEN THEIR AGENT AND THE BUYER’S AGENT. THE HOMESELLERS ARGUED COMMISSION SHARING AS A CONDITION FOR ACCESS TO THE MULTIPLE LISTING SERVICE WAS UNFAIR AND KEPT COMMISSIONS ARTIFICIALLY HIGH.
IMPACT OF COMMISSIONS ON BUYERS AND SELLERS
ANALYSTS FROM KEEFE, BRUYETTE & WOODS, AN INVESTMENT BANKING FIRM, SAID IN REPORT RELEASED AHEAD OF THE VERDICT THAT THE NAR LITIGATION AND RELATED GOVERNMENT ACTION IS LIKELY TO RESHAPE THE RESIDENTIAL BROKERAGE INDUSTRY’S COMMISSION STRUCTURE, BY ELIMINATING THE BUYER-BROKER COMMISSION RULE, AND EVENTUALLY THE PRACTICE OF LISTING AGENTS AND SELLERS SETTING AND PAYING BUYER AGENT COMMISSIONS.
AND SINCE THE COMMISSION PAID TO AN AGENT IS TYPICALLY BAKED INTO A HOME PRICE, IF THEY WERE REDUCED OR WERE TO BECOME MORE NEGOTIABLE, HOME PRICES COULD DROP AS WELL, THEY SAID.
https://www.cnn.com/2023/11/05/homes/nar-verdict-real-estate-commission-fee/index.html
JURY AWARDS $1.78 BILLION TO CONSUMERS WHO ARE VICTIMS OF REAL ESTATE INDUSTRY PRICE-SETTING
https://consumerfed.org/press_release/jury-awards-1-78-billion-to-consumers-who-are-victims-of-real-estate-industry-price-setting/
REAL ESTATE INDUSTRY FACING PUSHBACK TO LONGSTANDING RULES SETTING AGENT COMMISSIONS ON HOME SALES
A SERIES OF COURT CHALLENGES SEEK TO UPEND LONGSTANDING REAL ESTATE INDUSTRY PRACTICES THAT DETERMINE THE COMMISSIONS AGENTS RECEIVE ON THE SALE OF A HOME — AND WHO FOOTS THE BILL
https://www.usnews.com/news/business/articles/2023-11-01/real-estate-industry-facing-pushback-to-longstanding-rules-setting-agent-commissions-on-home-sales
HOW REAL ESTATE COMMISSIONS WORK AND WHY THEY MIGHT GET LOWER
https://www.msn.com/en-us/money/realestate/how-real-estate-commissions-work-and-why-they-might-get-lower/ar-AA1jgKOq
THE LATEST REAL ESTATE COMMISSION LAWSUIT IS THE SCARIEST OF THEM ALL
https://www.housingwire.com/articles/the-latest-real-estate-commission-lawsuit-is-the-scariest-of-them-all/
REAL ESTATE INDUSTRY IS IN FLUX AFTER SHOCKING GUILTY VERDICT IN COMMISSION LAWSUIT TRIAL
https://www.housingwire.com/articles/real-estate-industry-is-in-flux-after-shocking-guilty-verdict-in-commission-lawsuit-trial/
BROKERS PREPARE FOR CHANGES AFTER SITZER/BURNETT COMMISSION LAWSUIT VERDICT
https://www.housingwire.com/articles/brokers-prepare-for-changes-after-sitzer-burnett-commission-lawsuit-verdict/
K.C. JURY DELIVERS MASSIVE BLOW TO REAL ESTATE INDUSTRY
https://finance-commerce.com/2023/11/k-c-jury-delivers-massive-blow-to-real-estate-industry/
HOME SELLERS SEEK $100 BILLION FROM ‘GOLIATH’ REALTOR GROUPS (1)
https://news.bloomberglaw.com/antitrust/goliath-real-estate-group-hit-with-suit-seeking-100-billion
A NEW 'WAKE-UP CALL FOR REAL-ESTATE AGENTS' COULD RESHAPE HOW WE BUY AND SELL HOMES
https://www.businessinsider.com/real-estate-agent-lawsuit-verdict-commissions-broker-fees-2023-11
REAL ESTATE AGENTS, BROKERS MUST PAY $1.8 BILLION FOR INFLATING COMMISSIONS, JURY RULES
https://www.nydailynews.com/2023/11/01/real-estate-agents-inflated-commissions-billions-jury-award/
JURY VERDICT COULD REDUCE REAL ESTATE COMMISSIONS, SLASH AGENT HEAD COUNT
https://www.msn.com/en-us/money/realestate/jury-verdict-could-reduce-real-estate-commissions-slash-agent-head-count/ar-AA1jaNjz
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
THE UNDERGROUND MRED/MLS "PRIVATE LISTING NETWORK" MARKET IN OAK BROOK AND HINSDALE AS OF 11/3/2023
OAK BROOK
MAXIMUM LIST PRICE $11,999,000
AVERAGE LIST PRICE $3,171,658
MEDIAN LIST PRICE $1,574,500
MINIMUM LIST PRICE $1,100,000
HINSDALE
MAXIMUM LIST PRICE $9,999,000
AVERAGE LIST PRICE $2,545,359
MEDIAN LIST PRICE $1,999,000
MINIMUM LIST PRICE $615,000
THE PATCH - HINSDALE NEWS
https://patch.com/illinois/hinsdale
'NOT A TON OF MONEY' WITH HINSDALE CONDOS
HOLLADAY PROPERTIES PLANS TO RENOVATE THE SECOND AND THIRD STORIES INTO "LUXURY LIFESTYLE" CONDOS – SIX UNITS PER FLOOR. THEY WILL BE AIMED AT THOSE 55 OR OLDER, A GROUP KNOWN AS "EMPTY NESTERS," THE DEVELOPER SAID.
https://patch.com/illinois/hinsdale/not-ton-money-hinsdale-condos
NEIGHBOR'S COMPLAINTS AGAINST HINSDALE SCHOOL 'LEGITIMATE'
THE SCHOOL IS "LIT UP LIKE A CHRISTMAS TREE" ALL THE TIME, A RESIDENT SAID.
https://patch.com/illinois/hinsdale/neighbors-complaints-against-hinsdale-school-legitimate
HINSDALE D86 POISED TO TAX TO MAX
HINSDALE HIGH SCHOOL DISTRICT 86 BOARD MEMBERS AGREED LAST WEEK TO INCREASE THE PROPERTY TAX LEVY BY THE MAXIMUM ALLOWED UNDER STATE LAW.
UNDER THE LAW, A PUBLIC BODY CAN INCREASE THE TAX LEVY BY THE RATE OF INFLATION UP TO 5 PERCENT.
https://rb.gy/on99f
HINSDALE D181 TEACHERS TO GET PAY RAISES
TEACHERS IN HINSDALE SCHOOL DISTRICT 181 ARE IN LINE FOR PAY HIKES IN AN AGREEMENT THAT THE SCHOOL BOARD APPROVED MONDAY.
ACCORDING TO THE ILLINOIS REPORT CARD, DISTRICT 181 TEACHERS ARE AMONG THE HIGHEST-PAID IN THE STATE.
THE AVERAGE DISTRICT 181 SALARY IS $94,341, COMPARED TO THE STATE AVERAGE OF $73,916. IN NEIGHBORING WESTERN SPRINGS, THE LOCAL SCHOOL DISTRICT'S AVERAGE SALARY IS $75,548.
https://rb.gy/0ef5g
CENTRAL, SOUTH SEE HIKES IN CHRONIC ABSENTEEISM
MORE STUDENTS ARE CHRONICALLY ABSENT AT HINSDALE CENTRAL AND SOUTH HIGH SCHOOLS THAN THERE USED TO BE, ACCORDING TO STATE DATA RELEASED THIS WEEK
THE STATE TRACKS THE RATE OF STUDENTS WHO ARE ABSENT 10 PERCENT OR MORE OF THE DAYS IN A SCHOOL YEAR, WHETHER EXCUSED OR NOT. FOR A 180-DAY YEAR, THAT MEANS A STUDENT MISSED AT LEAST 18 DAYS, OR 3½ WEEKS
AT CENTRAL, 21 PERCENT OF STUDENTS WERE CHRONICALLY ABSENT LAST SCHOOL YEAR, UP FROM 6 PERCENT IN THE 2019-2020 YEAR.
SOUTH HAS RISEN TO 26 PERCENT, FROM 10 PERCENT IN THE 2019-2020 YEAR.
https://shorturl.at/ejvIQ
GRAUE MILL GROUP STOLE PUBLIC PROPERTY: OFFICIAL
PROSECUTORS DECLINED TO PURSUE CHARGES. THE COUNTY'S FOREST PRESERVE SUED THE NONPROFIT GROUP THAT RAN THE MILL FOR DECADES.
"IF YOU NAME ME IN A LAWSUIT, YOU WILL NEVER SEE ME OR THE GRANDKIDS EVER AGAIN!"
https://flipbooks.fleepit.com/f-44767-add_defendants
DUPAGE COUNTY SHERIFFS FALSELY ARRESTED ME ON DECEMBER 6, 2022, FOR "ASSAULT" AGAINST DIMITRI A. SAYEGH WHO I WAS NEVER CLOSER THAN TEN FEET TO, THE PERSON WHO DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO, AND SHERIFF DEPUTY KRISTOPHER GRAVEL, ARMED WITH FRAUDULENT FORECLOSURE AND EVICTION PAPERS WHICH I ATTESTED TO BEING FRAUDULENT, THEY RESPONDING THAT IT MADE NO DIFFERENCE IF THE FORECLOSURE AND EVICTION PAPERS WERE FRAUDULENT, BECAUSE DUPAGE COUNT JUDGES HAVE TOTAL IMMUNITY FROM PROSECUTION, WHICH THEY WERE AS WRONG ABOUT AS THE FRAUDULENT FORECLOSURE AND EVICTION PAPERS THAT THEY WERE WAVING ABOVE THEIR HEADS WHILE THEY WERE HANDCUFFING AND ADDITIONALLY SHACKLING MY SEVENTY EIGHT YEAR OLD ARMS TO MY BODY IN THE MIDDLE OF ST. FRANCIS CIRCLE AS ALL MY NEIGHBORS AND MY FAMILY LOOKED ON, DIMITRI A. SAYEGH AND HIS ATTORNEY ADHAM ALAILY WHO SWORE THAT DIMITRI A. SAYEGH WAS THE OWNER OF MY HOME AND NOT MY CHICAGO TITLE AND TRUST LAND TRUST, FILED A FRAUDULENT CRIMINAL COMPLAINT AGAINST ME, NEITHER OF WHOM EVER APPEARED AT ANY OF THE FRAUDULENT CRIMINAL COURT HEARINGS, THE NUMEROUS HEARINGS THAT I WAS MANDATED TO APPEAR AT, BY PRESIDING JUDGE PAUL A. MARCHESE AND JUDGE MONIQUE N. O'TOOLE FOR THE PAST YEAR, AND AFTER FALSELY ARRESTING AND INCARCERATING ME, THE DUPAGE COUNTY SHERIFF HAD ALL THE LOCKS CHANGED ON MY NOME, STOLE MY HOME AND ITS ENTIRE CONTENTS OF SEVENTY-EIGHT YEARS OF ACCUMULATEFD PERSONAL PROPERTY, ALL OUR VALUABLES, WHICH IT HAS ILLEGALLY HELD HOSTAGE FOR A YEAR, AND THEN THE LYING DIMITRI A. SAYEGH AND HIS LYING ATTORNEY ADHAM ALAILY, FILED SEVERAL FRAUDULENT ORDERS OF PROTECTION AGAINST ME REPORTING THAT I WAS ARMED AND DANGEROUS TO LAW ENFORCEMENT THROUGHOUT THE STATE OF ILLINOIS, BY PRESIDING JUDGE JEFFREY MACKAY, WITHOUT A TRIAL, WITHOUT ANY DUE PROCESS, REQUIRING THAT I STAY 1,000 FEET AWAY FROM MY HOME, OR GET SHOT!
DIMITRI A. SAYEGH, THE PERSON WHO DUPAGE COUNTY SHERIFF SERGEANT EDUARDO CASTILLO AND SHERIFF DEPUTY KRISTOPHER GRAVEL ATTESTED TO BE THE OWNER OF THE PINTAROS' PRINCIPAL OAK BROOKK RESIDENCE, THE PERSON THAT SHERIFF SERGEANT EDUARDO CASTILLO, AND SHERIFF DEPUTY KRISTOPHER GRAVEL GAVE COMPLETE POSSESSION ON DECEMBER 6, 2022, COMPLETE POSSESSION OF JEROME PINTARO'S AND MARILYN PINTARO'S PRINCIPAL OAK BROOK RESIDENCE AND ALL THEIR VALUABLES AND PERSONAL PROPERTY TO DIMITRI A. SAYEGH WHO WAS NEVER LEGALLY IN TITLE OF RECORD FOR A SINGLE SECOND OF THE PINTAROS' OAK BROOK RESIDENCE. THE DUPAGE COUNTY RECORDER OF DEEDS KATHLEEN CARRIER'S DUPAGE COUNTY RECORDER'S OFFICE ACCEPTED AND FILED A FRAUDULENT DEED FRAUDULENTLY STATING THAT SHERIFF JAMES MENDRICK SOLD THE PINTAROS' OAK BROOK HOME, NOT ONCE, BUT TWICE, FILING CUMULATIVE JUDGMENTS OF NEARLY $600,000 AGAINST MARILN PINTARO, WHO NEVER SIGNED ANY NOTE DUPAGE COUNTY INDICATED SHE WAS DEBTOR OF RECORD TO, MADJ G. KHOURY WAS THE GRANTEE ON A FRAUDULENT SHERIFF'S DEED THAT SHERIFF JAMES MENDRICK FRAUDULENTLY WAS INDICATED TO HAVE CONFERRED INTEREST TO ON A FRAUDULENT CONVEYANCE OF INTEREST OF PINTAROS' PRINCIPAL OAK BROOK RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL 60523. MADJ G. KHOURY IS A "STRAW GRANTEE" A SUBHUMAN, NOT A REAL PERSON, BUT INSTEAD A FABRICATED NAME, CONCOCTED BY DUPAGE COUNTY JUDGES AND SHERIFF JAMES MENDRICK'S DEED.
NOW DUPAGE COUNTY CIVIL SERVANTS, ONE OF WHICH DRIVES AROUND THE $BILLION WHEATON COURTHOUSE COMPOUND IN HIS ROLLS ROYCE, ARE TRYING TO STEAL PERSONAL PROPERTY FROM A NON-PROFIT GROUP THAT RAN THE GRAUE MILL AND MUSEUM FOR OVER SEVENTY YEARS
DUPAGE COUNTY'S FOREST PRESERVE AGENCY IS BATTLING IN COURT WITH A NONPROFIT GROUP THAT RAN THE GRAUE MILL AND MUSEUM IN OAK BROOK FOR MORE THAN SEVEN DECADES.
THE COUNTY'S FOREST PRESERVE SUED THE NONPROFIT GROUP THAT RAN THE MILL FOR DECADES
"IN 29 YEARS OF PRACTICING, I'VE NEVER SEEN THAT," HE SAID IN AN INTERVIEW. "THEY CAN GET THE CRIMINAL AUTHORITIES TO COME AFTER YOU. WE GIVE CREDIT TO THE STATE'S ATTORNEY FOR STOPPING THAT."
ARTIFACTS SUCH AS A CIVIL WAR DRUM, HE SAID, BELONG TO THE CORPORATION BECAUSE THEY WERE BOUGHT WITH DONATIONS TO THE FOUNDATION.
N A MARCH LETTER TO THE PRESERVE'S ATTORNEY, LANG SAID THE PRESERVE WAS USING "NUCLEAR BOMBS" SUCH AS LAWSUITS AND WASTING TAXPAYER MONEY TO "KILL A FLY."
"THE (CORPORATION) IS PRIMARILY COMPOSED OF ELDERLY, RETIRED, GOOD CITIZENS AND RULE FOLLOWERS, NOT THE WATERGATE PERPETRATORS," LANG SAID IN THE LETTER TO ATTORNEY JEFFREY JACOBSON.
https://patch.com/illinois/elmhurst/graue-mill-group-stole-public-property-official
'POOR' HINSDALE STREETS TO BE RESURFACED
HINSDALE EXPECTS TO SPEND $700,000 NEXT YEAR TO RESURFACE A HALF MILE OF STREETS.
https://patch.com/illinois/hinsdale/poor-hinsdale-streets-be-resurfaced
MUSLIM HINSDALE D86 OFFICIAL SPEAKS IN WAKE OF CONTROVERSY
SHE REFERRED TO A RECENT ISSUE OVER A FLYER TO HELP GAZA CHILDREN. "IT PAINS ME WHEN I SEE THINGS LIKE THIS FLARE UP," SHE SAID.
https://patch.com/illinois/hinsdale/muslim-hinsdale-d86-official-speaks-wake-controversy
LOOK INTO HINSDALE CENTRAL, SOUTH DISCREPANCIES: OFFICIAL
THE AVERAGE CENTRAL STUDENT TAKES A COURSE NOT OFFERED AT SOUTH, A RESIDENT TOLD THE SCHOOL BOARD.
THIS SCHOOL YEAR, 64 COURSES AT CENTRAL ARE NOT BEING OFFERED AT SOUTH, GALINSKI SAID. BY HIS NUMBERS, THE AVERAGE CENTRAL STUDENT IS TAKING ONE COURSE EACH SEMESTER THAT IS NOT RUNNING AT SOUTH.
HE PRESENTED A SPREADSHEET OF THE 64 COURSES OFFERED AT CENTRAL, BUT NOT AT SOUTH (BELOW).
"WHEN WILL DISTRICT 86 PROVIDE ALL STUDENTS IN THE DISTRICT EQUAL OPPORTUNITIES IN ALL EDUCATION PROGRAMS?" GALINSKI ASKED.
SOME SOUTH RESIDENTS HAVE SUGGESTED A BOUNDARY CHANGE TO EQUALIZE ENROLLMENTS BETWEEN THE SCHOOLS.
BUT THAT IDEA IS CONSIDERED POLITICALLY TOXIC FOR A SCHOOL BOARD WITH A 5-2 MAJORITY OF MEMBERS FROM THE CENTRAL ZONE. RESIDENTS ON THE CENTRAL SIDE FEAR THEIR HOME VALUES WOULD PLUNGE IF THEIR PROPERTIES SHIFTED TO THE SOUTH ZONE.
https://shorturl.at/zIR18
SAT SCORES UP IN HINSDALE SCHOOL DISTRICT 86
ON MONDAY, THE STATE RELEASED SCHOOLS' SAT SCORES, AMONG OTHER DATA, ON THE ILLINOIS REPORT CARD WEBSITE.
AT HINSDALE CENTRAL HIGH SCHOOL, 76 PERCENT OF JUNIORS WHO TOOK THE SAT LAST SCHOOL YEAR MET STATE STANDARDS IN ENGLISH LANGUAGE ARTS.
THAT'S ABOVE THE 75 PERCENT IN 2019, THE LAST SCHOOL YEAR BEFORE THE PANDEMIC AND THE LAST ONE UNDER PRENTISS' PREDECESSOR, BRUCE LAW. THE LATEST NUMBER IS ALSO AN INCREASE OF 4 PERCENTAGE POINTS FROM THE PREVIOUS YEAR.
AT HINSDALE SOUTH HIGH SCHOOL, 47 PERCENT OF JUNIORS MET THE STATE ENGLISH LANGUAGE ARTS BENCHMARK LAST YEAR. THAT WAS AN 8 PERCENTAGE POINT INCREASE FROM A YEAR EARLIER. IN 2019, 44 PERCENT OF STUDENTS MET THE BENCHMARK.
THE BIGGEST DECLINE OVER THE LAST FOUR YEARS WAS IN THE SAT MATH SECTION AT HINSDALE CENTRAL. ACCORDING TO THE STATE, 70 PERCENT OF CENTRAL STUDENTS MET STANDARDS IN THAT AREA LAST SCHOOL YEAR. THAT WAS A 3 PERCENTAGE POINT DROP FROM THE PREVIOUS YEAR. IN 2019, 79 PERCENT OF STUDENTS MADE THE BENCHMARK.
AT HINSDALE SOUTH, 44 PERCENT OF STUDENTS MET THE STANDARDS IN MATH LAST YEAR, UP 5 PERCENTAGE POINTS FROM A YEAR EARLIER. THAT WAS ABOVE 2018'S 43 PERCENT BUT BELOW 2019'S 47 PERCENT.
https://rb.gy/v8a48
MAN ACCUSED OF IDENTITY THEFT AT HINSDALE BANK
WAS ARRESTED ABOUT 1:30 P.M. THURSDAY ON CHARGES OF FFELONY IDENTITY THEFT AND MISDEMEANOR OBSTRUCTING IDENTIFICATION.
A 55-YEAR-OLD LOCKPORT MAN WAS ARRESTED ABOUT 3:30 A.M. SUNDAY AT OGDEN AVENUE AND YORK ROAD ON CHARGES OF DUI AND USE OF UNSAFE TIRES.
THE DRIVER OF A SEMI-TRUCK STRUCK A LIGHT POLE AND KNOCKED IT OVER ABOUT 8 P.M. WEDNESDAY AT SHELL GAS STATION, 210 E. OGDEN AVE.
A RESIDENT IN THE 200 BLOCK OF SOUTH BRUNER STREET TOLD POLICE OCT. 24 THAT SOMEONE FORGED CHECKS USING THE RESIDENT'S BANK ACCOUNT INFORMATION AND CASHING THEM.
SOMEONE SMASHED A WINDOW ON WEDNESDAY OR THURSDAY AT THE INSTITUTE IN BASIC LIFE PRINCIPLES, 950 N. MADISON ST. THE DAMAGE WAS REPORTED FRIDAY.
https://rb.gy/6e2el
LEAKS IN HINSDALE'S 3-YEAR-OLD PARKING GARAGE?
LEAKS HAVE BEEN REPORTED IN HINSDALE'S 3-YEAR-OLD DOWNTOWN PARKING GARAGE, WITH ONE RESIDENT SAYING IT INVOLVES A "STICKY" SUBSTANCE, ACCORDING TO VILLAGE DOCUMENTS.
WHEN IT RAINS, THE RESIDENT SAID, LEAKS ARE SEEN IN A LOT OF PLACES ON THE GARAGE'S LOWER LEVEL.
"IF IT WERE JUST WATER, IT WOULDN'T BE SO BAD, BUT THE WET SUBSTANCE THAT DRIPS DOWN IS SORT OF STICKY AND DIFFICULT TO REMOVE FROM CARS," THE RESIDENT SAID.
THE VILLAGE HAS KNOWN ABOUT THE LEAKS AT LEAST SINCE SEPTEMBER 2020, A COUPLE OF MONTHS AFTER THE GARAGE OPENED.
THE VILLAGE'S 319-SPACE, TWO-LEVEL GARAGE COST MORE THAN $9 MILLION, ACCORDING TO A VILLAGE NEWS RELEASE IN 2020.
https://rb.gy/5rz8z
CAR BURGLARIZED AT HINSDALE SHOPPING CENTER: COPS
THE WINDOW WAS BROKEN AND A HANDBAG WAS STOLEN IN BROAD DAYLIGHT, POLICE SAID
IN THE LAST FEW DAYS, HINSDALE POLICE HANDLED CASES INVOLVING A CAR BURGLARY, DAMAGE TO A BUS, FRAUD, THEFT, CHECK FRAUD AND DUIS. HERE IS INFORMATION FROM THE LATEST HINSDALE POLICE REPORTS
https://patch.com/illinois/hinsdale/car-burglarized-hinsdale-shopping-center-cops
HINSDALE CENTRAL INVESTIGATES DONUT FUNDRAISER
THE EXPRESSION USED IN THE FLYER IS SEEN AS ANTISEMITIC. THE FUNDRAISER WAS SET FOR FRIDAY.
THE FLYER INCLUDES THE SAYING, "FROM THE RIVER TO THE SEA, PALESTINE WILL BE FREE."
THAT SAYING HAS BEEN THE RALLYING CRY FOR GROUPS THAT ARE ANTISEMITIC AND CALL FOR THE ANNIHILATION OF ISRAEL, ACCORDING TO THE ANTI-DEFAMATION LEAGUE.
https://www.adl.org/resources/backgrounder/allegation-river-sea-palestine-will-be-free
https://patch.com/illinois/hinsdale/hinsdale-central-investigates-donut-fundraiser
2ND FRUSTRATED HINSDALE D86 OFFICIAL RESIGNS
SHE SAID SHE HAD NO FAITH IN THE BOARD'S LEADERSHIP, WHICH SHE DESCRIBED AS A "TYRANNY."
"DISAPPOINTINGLY, I CAN STATE THAT WHILE SOME BOARDS I HAVE SERVED ON MAY HAVE BEEN CONSIDERED BY SOME TO BE DYSFUNCTIONAL, THE CURRENT D86 BOARD IS THE WORST," GALLO SAID IN HER RESIGNATION LETTER. "SHOULD THE BOARD LEADERSHIP CONTINUE ITS CURRENT TRAJECTORY, I FEAR MORE DAMAGE THAN GOOD WILL RESULT."
"I SHARE HER SENSE OF FUTILITY AND FRUSTRATION AND WOULD EMPHASIZE THAT HER CHOICE OF WORDS IN HER LETTER OF RESIGNATION WERE KIND," GALLO SAID. "IN MY OPINION, THIS BOARD'S LEADERSHIP IS THE SINGLE GREATEST OBSTACLE TO RECRUITING AND RETAINING A SUPERINTENDENT OF THE CALIBER THIS DISTRICT SO DESPERATELY NEEDS AND DESERVES."
https://patch.com/illinois/hinsdale/2nd-frustrated-hinsdale-d86-official-resigns
BID FOR BACK TAXES IN HINSDALE FAILS
https://patch.com/illinois/hinsdale/bid-back-taxes-hinsdale-fails
THIS HINSDALE PARK TO GET NEW PLAYGROUND
THE VILLAGE PLANS TO REPLACE THE OLDEST OF ITS 11 PLAYGROUNDS.
https://patch.com/illinois/hinsdale/hinsdale-park-get-new-playground
'THEY'RE BACK!!!!' HINSDALE COPS WARN
THE LOCAL DEPARTMENT EXPECTS A RISE IN CAR THEFTS, BASED ON EXPERIENCES IN OTHER TOWNS.
https://patch.com/illinois/hinsdale/theyre-back-hinsdale-cops-warn
EXPECT 'MARKED' JUMP IN CRIME: HINSDALE LEADER
THE VILLAGE PRESIDENT ASKED PEOPLE TO "MARK MY WORDS" ABOUT AN INCREASE IN CRIME.
https://patch.com/illinois/hinsdale/expect-marked-jump-crime-hinsdale-leader
$1M HINSDALE HOUSE MAY GET VILLAGE AID
THIS IS PART OF THE EFFORT TO PREVENT THE DEMOLITION AND REPLACEMENT OF HISTORIC HOMES.
https://patch.com/illinois/hinsdale/1m-hinsdale-house-may-get-village-aid
TOP 20 HIGHEST SALARIES IN HINSDALE D181
https://patch.com/illinois/hinsdale/top-20-highest-salaries-hinsdale-d181
BROAD-DAYLIGHT HINSDALE CAR BURGLARIES REPORTED
https://patch.com/illinois/hinsdale/broad-daylight-hinsdale-car-burglaries-reported
OPEN SECRETS
FOLLOW THE MONEY IN POLITICS
https://www.opensecrets.org/orgs/national-assn-of-realtors/summary?id=d000000062
THE 1.5 MILLION-MEMBER NATIONAL ASSOCIATION OF REALTORS SPENT $81.7 MILLION ON POLITICAL LOBBYING IN 2022, MORE THAN ANY OTHER BUSINESS GROUP. BEHIND THE TEACHERS UNIONS, IT RANKS AS THE MOST POWERFUL SPECIAL INTEREST IN THE COUNTRY. THOUGH IT CLAIMS TO HELP CONSUMERS, IT IS A CARTEL THAT SEEKS PRIMARILY TO ENRICH ITS MEMBERS BY EXPANDING GOVERNMENT CONTROL OVER MIDDLE-CLASS AMERICANS’ LARGEST SOURCE OF WEALTH: THEIR HOMES
https://www.wsj.com/articles/home-sellers-take-on-the-realtors-cartel-housing-market-lawsuit-49eb1082
OPINION: THE 6% REAL ESTATE COMMISSION IS DOOMED
https://www.cnn.com/2023/11/15/opinions/nar-lawsuit-real-estate-commissions-brobeck/index.html
HOUSTON REAL ESTATE AGENTS BRACE FOR CHANGES AS LAWSUITS CHALLENGE REAL ESTATE COMMISSION PRACTICES
https://www.houstonchronicle.com/business/real-estate/article/nar-commission-lawsuit-impacts-houston-home-buyers-18488415.php
VIDEO
AMERICANS ARE TAXED $60 BILLION IN REAL-ESTATE COMMISSIONS, SAYS ATTORNEY WHO JUST WON A $1.8 BILLION MEGA-VERDICT AGAINST NATIONAL ASSOCIATION OF REALTORS
THE CLASS-ACTION LAWSUIT WAS FILED IN 2019 ON BEHALF OF 500,000 HOME SELLERS IN MISSOURI AND SOME BORDER TOWNS. THE VERDICT STATED THAT THE DEFENDANTS “CONSPIRED TO REQUIRE HOME SELLERS TO PAY THE BROKER REPRESENTING THE BUYER OF THEIR HOMES IN VIOLATION OF FEDERAL ANTITRUST LAW.”
IF TREBLE DAMAGES — WHICH ALLOWS PLAINTIFFS TO POTENTIALLY RECEIVE UP TO THREE TIMES ACTUAL OR COMPENSATORY DAMAGES — ARE AWARDED, THEN THE DEFENDANTS MAY HAVE TO PAY MORE THAN $5 BILLION.
https://fortune.com/2023/11/02/national-association-realtors-class-action-verdict-60-billion-commissions-ever-year/
A $1.8 BILLION EARTHQUAKE JUST HIT THE REAL ESTATE INDUSTRY
HOW THINGS COULD CHANGE FOREVER
I THINK THERE'S GOING TO BE A LOT OF TERRIBLE, UNINTENDED CONSEQUENCES THAT ARE GOING TO COME OUT OF THIS ONE
https://www.businessinsider.com/lawsuits-verdict-realtors-brokerages-real-estate-agents-home-buying-selling-2023-11?op=1
REAL ESTATE COMMISSIONS ARE DECREASING — IS IT STILL WORTH BECOMING AN AGENT?
A NEED FOR TRANSPARENCY
THE ROLE OF THE AGENT HAS CHANGED
IS IT STILL WORTH BECOMING A REAL ESTATE AGENT?
https://www.gobankingrates.com/money/jobs/real-estate-commissions-are-decreasing-is-it-still-worth-becoming-an-agent/
A POST-VERDICT FUTURE IS TAKING SHAPE FAST
HERE’S WHAT TO DO
MORE SETTLEMENTS LIKELY
MLSS AND BUYER'S AGENT COMPENSATION WILL CHANGE
WHAT AGENTS AND BROKERAGE LEADERS CAN DO RIGHT NOW
https://www.realestatenews.com/2023/11/06/a-post-verdict-future-is-taking-shape-fast-heres-what-to-do
COMMISSIONS LAWSUITS: THE LATEST
LAWSUITS THAT COULD RESHAPE THE REAL ESTATE COMPENSATION LANDSCAPE ARE MOVING TOWARD RESOLUTION, WITH SOME PARTIES SETTLING AND THE INDUSTRY CONSIDERING WHAT IT ALL MEANS.
https://www.realestatenews.com/explainers/commissions-lawsuits-the-latest
"THERE'S NEVER BEEN A WORSE TIME TO BUY INSTEAD OF RENT!"
THE COST OF BUYING A HOME VERSUS RENTING ONE IS AT ITS MOST EXTREME SINCE AT LEAST 1996. THE AVERAGE MONTHLY NEW MORTGAGE PAYMENT IS 52% HIGHER THAN THE AVERAGE APARTMENT RENT, ACCORDING TO CBRE ANALYSIS. THE LAST TIME THE MEASURE LOOKED OUT OF WHACK WAS BEFORE THE 2008 HOUSING CRASH. EVEN THEN, THE PREMIUM PEAKED AT 33% IN THE SECOND QUARTER OF 2006.
https://rb.gy/6aza0
"HOMEBUYERS AND SELLERS: GET READY FOR MORTGAGE RATES AT 8% FOR A LONG TIME, TOP ECONOMIST SAYS"
THE ‘LOCK-IN’ EFFECT
SOME REAL ESTATE EXPERTS ARGUE THAT THIS HIGH-RATE ENVIRONMENT IS ACTUALLY THE TOUGHEST ON SELLERS—OR WOULD-BE SELLERS WHO ARE RELUCTANT TO PUT THEIR HOMES BACK ON THE MARKET ONLY TO TURN AROUND AND BE FORCED TO LOCK IN AT A 7%-8% MORTGAGE RATE. THAT’S BECAUSE MANY OF THESE WOULD-BE SELLERS BOUGHT DURING THE PANDEMIC, WHEN BUYERS ENJOYED SUB-3% RATES.
https://rb.gy/pmbsw
MORTGAGE RATE HISTORY CHART - 1971-2023
https://www.propertycalcs.com/historical-rates/
1981 HISTORICAL MORTGAGE RATES CHART - HIGHEST POINT 18.63%
https://www.propertycalcs.com/historical-rates/rates/1981/30-year-mortgage/
2021 HISTORICAL MORTGAGE RATES CHART - LOWEST POINT 2.65%
https://www.propertycalcs.com/historical-rates/rates/2021/30-year-mortgage/
THE US'S MASSIVE DEBT PILE IS FUELING THE BOND-MARKET CRASH. THESE 4 CHARTS TELL THE STORY.
ACCORDING TO HISTORICAL TREASURY DEPARTMENT DATA, NATIONAL DEBT HAS BALLOONED FROM UNDER $300 BILLION IN JUNE 1946 TO A STAGGERING $33 TRILLION BY SEPTEMBER 2023 – MEANING THE US'S LIABILITIES NOW DWARF THE SIZE OF THE CHINESE, JAPANESE, GERMAN, INDIAN, AND BRITISH ECONOMIES COMBINED.
https://markets.businessinsider.com/news/bonds/bond-market-crash-government-debt-ceiling-crisis-wall-street-deficit-2023-10
GET READY FOR MORE US DEBT STICKER SHOCK AS WALL STREET SEES A BIGGER WAVE OF TREASURYS FLOODING THE BOND MARKET
BANK OF AMERICA REVISED ITS DEFICIT EXPECTATIONS HIGHER FOR COMING YEARS, NOTING THAT US OVERSPENDING WILL GROW TO $2 TRILLION BY FISCAL YEAR 2026 FROM $1.7 TRILLION IN 2023. A MAJOR FACTOR DRIVING THIS UPSWING WILL BE HIGHER INTEREST EXPENSES ON US BORROWING, FORCING THE TREASURY TO KEEP ISSUING MORE BONDS.
https://markets.businessinsider.com/news/bonds/us-debt-deficit-treasury-bond-market-wall-street-supply-forecast-2023-10
TREASURY BOND SUPPLY COULD SOON HIT RECORD LEVELS AS UNSUSTAINABLE DEFICITS AND HIGH RATES CREATE SPIRAL EFFECT, BANK OF AMERICA SAYS
"HIGHER INTEREST RATES WILL LIKELY HAVE A MEANINGFUL IMPACT ON DEFICIT SPENDING AND RESULT IN LARGER UST ISSUANCE, CREATING A SPIRAL EFFECT. RATES WILL HAVE TO MATERIALIZE MORE THAN 100BPS BELOW FORWARDS FOR COSTS TO NOT RISE MATERIALLY AS A SHARE OF GDP," THE ANALYSTS WROTE. "A DAUNTING SUPPLY PICTURE BECOMES EVEN MORE CHALLENGING GIVEN THE BACKDROP OF HIGHER FINANCING COSTS."
THE SUPPLY-DEMAND IMBALANCE HAS SET OFF ALARMS FROM KEY MARKET COMMENTATORS, WITH RAY DALIO AND BILL GROSS WARNING ABOUT THE NEED FOR HIGHER INTEREST RATES IF THE TREASURY WANTS TO FIND BUYERS.
https://markets.businessinsider.com/news/bonds/treasury-bond-market-supply-auctions-deficits-bofa-us-debt-fed-2023-10
LEGAL BATTLE COULD MAKE REAL ESTATE BROKER COMMISSIONS A THING OF THE PAST
GIANTS LIKE THE NATIONAL ASSOCIATION OF REALTORS (NAR) AND MAJOR REAL ESTATE FIRMS STAND ACCUSED OF CONSPIRING TO MAINTAIN HIGH COMMISSIONS, WITH CRITICS ARGUING THAT THE AGE-OLD SYSTEM LACKS TRANSPARENCY AND DISPROPORTIONATELY AFFECTS SELLERS.
CENTRAL TO THE DEBATE IS THE CUSTOMARY WAY COMMISSIONS ARE SPLIT BETWEEN THE BUYER'S AND SELLER'S AGENTS. HISTORICALLY, SELLERS PAY THEIR BROKER, WHO THEN DIVIDES THE COMMISSION BETWEEN BOTH AGENTS. ADVOCATES OF THE SYSTEM, SUCH AS NAR, ARGUE IT ENSURES HOME AFFORDABILITY FOR BUYERS. OPPONENTS, LIKE JOSHUA SITZER, SEE IT AS AN OPAQUE PRACTICE THAT UNFAIRLY CHARGES THEM BASED ON ANCIENT INDUSTRY NORMS.
https://www.newsweek.com/kansas-city-legal-battle-real-estate-commission-changes-nar-jako-future-buying-1838758
THESE LAWSUITS COULD UPEND THE REAL ESTATE MARKET
https://www.axios.com/2023/10/23/lawsuit-trial-broker-fees-real-estate-news
COMMISSIONS LAWSUITS: THE LATEST
https://www.realestatenews.com/explainers/commissions-lawsuits-the-latest
THE SITZER/BURNETT TRIAL KICKS OFF IN KANSAS CITY
IN THEIR TRIAL BRIEF, THE PLAINTIFFS IN THE SUIT ALLEGE THAT NAR’S PARTICIPATION RULE, WHICH THEY REFER TO AS THE MANDATORY OFFER OF COMPENSATION RULE, IS “A MARKET-SHAPING AND DISTORTING RULE” THAT STIFLES INNOVATION AND COMPETITION.
“THE RULE REQUIRES EVERY HOME SELLER TO OFFER PAYMENT TO THE BROKER REPRESENTING THEIR ADVERSARY, THE BUYER, EVEN THOUGH THE BUYER’S BROKER IS RETAINED BY AND OWES A FIDUCIARY OBLIGATION TO THE BUYER (WHO MAY BE TOLD, FALSELY, THAT THE SERVICES OF THE BUYER BROKER ARE “FREE”),” THE BRIEF SAID.
THEY ARGUE THAT THE CURRENT PRACTICE OF THE SELLER’S AGENT SPLITTING THEIR COMMISSION WITH THE BUYER’S AGENT, WHO TYPICALLY NEGOTIATES FOR A LOWER SELLING PRICE FOR THEIR CLIENT, WORKS AGAINST THE SELLER’S INTEREST AND ONLY EXISTS DUE TO THE ALLEGED ANTICOMPETITIVE RULES. THE PLAINTIFFS ALSO NOTE THAT THE NAR RULE IN QUESTION REQUIRES A BLANKET OFFER OF COMPENSATION FOR THE BUYER’S BROKER REGARDLESS OF THEIR EXPERIENCE OR THE LEVEL OF SERVICE THEY PROVIDE THE BUYERS WITH, AND THAT THE COMPENSATION OFFER WAS ONLY VISIBLE TO THE BUYER’S AGENT AND NOT THEIR CLIENTS, UNTIL VERY RECENTLY.
“THIS ARTIFICIAL AND SEVERED MARKET STRUCTURE CREATED BY DEFENDANTS’ CONDUCT DETERS PRICE-CUTTING COMPETITION AND INNOVATION, RESULTING IN INFLATED COMMISSIONS,” THE BRIEF STATES. “THE MANDATORY NAR RULES IMPEDE THE ABILITY OF A FREE MARKET TO FUNCTION IN THE RESIDENTIAL REAL ESTATE INDUSTRY, AND THE PLAIN PURPOSE AND/OR EFFECT OF THE RULES IS TO RAISE, INFLATE, OR STABILIZE COMMISSION RATES.”
THE PLAINTIFFS, A GROUP OF HOME SELLERS, ARE SEEKING BILLIONS IN DAMAGES OVER RULES THEY SAY FORCED THEM TO PAY BUYER'S AGENT COMMISSIONS THAT WOULD HAVE BEEN PAID BY HOMEBUYERS IN A TRULY COMPETITIVE MARKET. NAR CALLS THE CURRENT COMPENSATION STRUCTURE A WIN FOR CONSUMERS, SAVING SELLERS TIME AND CREATING A LARGER POOL OF BUYERS WITH PROFESSIONAL REPRESENTATION.
https://ahahome.org/the-sitzer-burnett-trial-kicks-off-in-kansas-city/
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
WHO REVIEWS THE REAL ESTATE APPRAISER AND THE REAL ESTATE APPRAISAL COMPLETED ON THE PROPERTY YOU ARE PURCHASING?
15 U.S. Code § 1639e - Appraisal independence requirements
https://www.law.cornell.edu/uscode/text/15/1639e
12 U.S. Code § 3353 - Appraisal management company minimum requirements
https://www.law.cornell.edu/uscode/text/12/3353
IS YOUR BUYER'S BROKER EXPERIENCED AND QUALIFIED TO REVIEW AND READILY RESPOND WITH VALUATION DATA AND SUPPORT FOR AN INCREASE IN VALUE IF THE LENDER'S REAL ESTATE APPRAISAL COMES IN SHORT OF THE AMOUNT OF MARKET VALUE REQUIRED TO SUPPORT THE MORTGAGE AMOUNT YOU REQUESTED?
DO YOU TRUST THE RELATIONSHIP BETWEEN A LISTING BROKER OR BUYER BROKER PARTY TO A TRANSACTION AND THE BUILDING INSPECTOR THE LISTING BROKER OR BUYER BROKER RECOMMENDED TO COMPLETE THE INSPECTION ON THE PROPERTY YOU ARE PURCHASING?
WHO REVIEWS THE BUILDING INPSECTOR AND THE BUILDING INSPECTOR'S INSPECTION REPORT OF DEFICIENCIES NOTED IN THE INSPECTOR'S REPORT OR DEFICIENCIES NOT NOTED THAT SHOULD BE NOTED IN THE BUILDING INSPECTOR'S REPORT?
A CONDITION AS SIMPLE AND SUBTLE AS GRADING CAN BE CATASTROPHIC AND COSTLY CREATING FOUNDATION STRUCTURAL FAILURE, MOLD IN THE LOWER AND GRADE LEVELS OF THE HOME, AND OTHER SERIOUS ISSUES.
https://www.linkedin.com/pulse/things-you-should-know-residential-lot-grading-robert-givens
ANYWHERE REAL ESTATE, BRANDS AND SERVICES; Coldwell Banker®, Sotheby’s International Realty®, Better Homes and Gardens® Real Estate, ERA®, Century 21®, The Corcoran Group®, Coldwell Banker Commercial®
STOCK IN FREE FALL PRIOR TO THIRD QUARTER EARNINGS RELEASE ON OCTOBER 24, 2023
https://shorturl.at/AMZ19
https://www.barchart.com/stocks/quotes/HOUS/interactive-chart
REAL ESTATE BROKERS POCKETING UP TO 6% IN FEES DRAW ANTITRUST SCRUTINY
THE LUCRATIVE BROKER COMMISSION SYSTEM AT THE HEART OF THE US RESIDENTIAL HOUSING MARKET IS FACING UNPRECEDENTED ANTITRUST SCRUTINY FROM THE JUSTICE DEPARTMENT AND TWO PRIVATE CLASS-ACTION LAWSUITS THAT RISK WEAKENING THE NATIONAL ASSOCIATION OF REALTORS, THE INDUSTRY’S POWERFUL LOBBYING GROUP.
FEDERAL ANTITRUST ENFORCERS ARE POISED TO DECIDE WHETHER TO PURSUE THEIR OWN CASE AFTER A YEARS-LONG INVESTIGATION, ACCORDING TO A PERSON FAMILIAR WITH THE ISSUE. THE JUSTICE DEPARTMENT IS FOCUSED ON THE REAL ESTATE COMMISSION-SHARING SYSTEM THAT TYPICALLY PUTS HOMESELLERS ON THE HOOK FOR A 5% TO 6% CUT OF THE SALE, SPLIT BETWEEN THEIR AGENT AND THE BUYER’S AGENT.
https://www.mercurynews.com/2023/10/18/real-estate-brokers-pocketing-up-to-6-in-fees-draw-antitrust-scrutiny/
THE MONEYMAKING REAL ESTATE-COMMISSION SYSTEM WHERE BROKERS POCKET AS MUCH AS 6% OF A SALE AND INFLATES HOME PRICES WILL BECOME EVEN MORE SEVERE WITH ACCELERATING, OUT OF CONTROL HOME PRICE INFLATION AND SKYROCKETING MORTGAGE INTEREST RATES!
EL-ERIAN ON FED, POWELL, INFLATION TARGET, AND MORE
https://shorturl.at/egjA8
FED HAS 'WRONG INFLATION TARGET,' SHOULD BE LESS DATA DEPENDENT, EL-ERIAN SAYS
https://shorturl.at/gLNW3
BROKER COMMISSION SYSTEM THAT CHARGES UP TO 6% COULD FACE ANTITRUST PROBE
THE MONEYMAKING REAL ESTATE-COMMISSION SYSTEM WHERE BROKERS POCKET AS MUCH AS 6% OF A SALE — AND CRITICS CHARGE INFLATES HOME PRICES — COULD FACE A FEDERAL ANTITRUST PROBE AFTER A YEARS-LONG INVESTIGATION, PEOPLE FAMILIAR WITH THE MATTER TOLD BLOOMBERG.
THE REPORTED SCRUTINY BY THE JUSTICE DEPARTMENT COMES AMID TWO PRIVATE CLASS-ACTION LAWSUITS THAT LOOK TO LOOSEN THE STRANGLEHOLD THE POWERFUL NATIONAL ASSOCIATION OF REALTORS HAS OVER THE RESIDENTIAL HOUSING MARKET.
THE JUSTICE DEPARTMENT HAS TURNED ITS FOCUS TO THE REAL ESTATE COMMISSION-SHARING SYSTEM THAT BAKES IN A 5% TO 6% CUT OF THE SALE, WHICH IS SPLIT BETWEEN THE SELLER’S AND BUYER’S AGENTS, ACCORDING TO BLOOMBERG.
THE SYSTEM, WHICH IS LARGELY UNIQUE TO THE US, PUSHES UP THE OVERALL PRICE OF HOMES, CRITICS CONTEND.
AMERICA’S REAL ESTATE-COMMISSION SYSTEM CHARGES HOME SELLERS AS MUCH AS 6% — VERSUS 2% IN OTHER PARTS OF THE WORLD LIKE AUSTRALIA AND THE UK. CRITICS HAVE ARGUED THAT HEFTY RATES PUSH HOME PRICES HIGHER.
https://nypost.com/2023/10/17/real-estate-brokers-pocketing-hefty-fees-my-face-antitrust-probe/
THE SITZER/BURNETT TRIAL KICKS OFF IN KANSAS CITY
IN THEIR TRIAL BRIEF, THE PLAINTIFFS IN THE SUIT ALLEGE THAT NAR’S PARTICIPATION RULE, WHICH THEY REFER TO AS THE MANDATORY OFFER OF COMPENSATION RULE, IS “A MARKET-SHAPING AND DISTORTING RULE” THAT STIFLES INNOVATION AND COMPETITION.
“THE RULE REQUIRES EVERY HOME SELLER TO OFFER PAYMENT TO THE BROKER REPRESENTING THEIR ADVERSARY, THE BUYER, EVEN THOUGH THE BUYER’S BROKER IS RETAINED BY AND OWES A FIDUCIARY OBLIGATION TO THE BUYER (WHO MAY BE TOLD, FALSELY, THAT THE SERVICES OF THE BUYER BROKER ARE “FREE”),” THE BRIEF SAID.
THEY ARGUE THAT THE CURRENT PRACTICE OF THE SELLER’S AGENT SPLITTING THEIR COMMISSION WITH THE BUYER’S AGENT, WHO TYPICALLY NEGOTIATES FOR A LOWER SELLING PRICE FOR THEIR CLIENT, WORKS AGAINST THE SELLER’S INTEREST AND ONLY EXISTS DUE TO THE ALLEGED ANTICOMPETITIVE RULES.
THE PLAINTIFFS ALSO NOTE THAT THE NAR RULE IN QUESTION REQUIRES A BLANKET OFFER OF COMPENSATION FOR THE BUYER’S BROKER REGARDLESS OF THEIR EXPERIENCE OR THE LEVEL OF SERVICE THEY PROVIDE THE BUYERS WITH, AND THAT THE COMPENSATION OFFER WAS ONLY VISIBLE TO THE BUYER’S AGENT AND NOT THEIR CLIENTS, UNTIL VERY RECENTLY.
“THIS ARTIFICIAL AND SEVERED MARKET STRUCTURE CREATED BY DEFENDANTS’ CONDUCT DETERS PRICE-CUTTING COMPETITION AND INNOVATION, RESULTING IN INFLATED COMMISSIONS,” THE BRIEF STATES. “THE MANDATORY NAR RULES IMPEDE THE ABILITY OF A FREE MARKET TO FUNCTION IN THE RESIDENTIAL REAL ESTATE INDUSTRY, AND THE PLAIN PURPOSE AND/OR EFFECT OF THE RULES IS TO RAISE, INFLATE, OR STABILIZE COMMISSION RATES.”
https://www.housingwire.com/articles/the-sitzer-burnett-trial-kicks-off-in-kansas-city/
REAL ESTATE BROKERAGE COMMISSIONS ARE NOT PAID, OVER, AND DONE, AT THE TIME OF CLOSING, THEY ARE PAID AND CARRIED IN THE AMOUNT OF FINANCING AND PAID AND CARRIED IN THE AMOUNT OF INCREASED REAL ESTATE PROPERTY TAXES FOR THE ENTIRE TERM OF OWNERSHIP
THE TAX PROPERTY TAX CONSEQUENCE OF SHARED REAL ESTATE BROKERAGE COMMISSIONS
THE LOCAL HINSDALE REAL ESTATE BROKERAGE CARTEL HAS COST HINSDALE PROPERTY TAX PAYERS $BILLIONS IN ACCUMULATED HOME EQUITY LOSSES OVER THE PAST THIRTY YEARS!" IF WE ASSUME A HINSDALE HOME THAT HAS AN ANNUAL PROPERTY TAX BILL OF $50K, AND IF WE ASSUME THAT 5% OF HOME PRICES OVERALL HAVE BEEN BUILT INTO THE MARKET SINCE 1993, WHEN THE RESIDENTIAL REAL ESTATE BROKERAGE INDUSTRY TRANSCENDED FROM SUB-AGENCY WHICH EXISTED FOR MULTIPLE DECADES PRIOR WITH THE ONSET OF COMMISSION SHARING, DESGNATED AGENCY, SELLERS' LISTING AGENCY, BUYERS' BUYER AGENCY, AND DUAL AGENCY, WE CAN CONCLUDE THAT 5% OF OF THE ANNUAL PROPERTY TAX BILL IS ATTRIBUTABLE DIRECTLY TO THE REAL ESTATE BROKERAGE COMMISSION INFLATING THE PROPERTY TAX BILL AND THE OVERALL RESIDENTIAL MARKET, SALES PRICES, AND MARKET VALUES THAT PROPERTY TAXES ARE ASSESSED UPON, 5%+ COMMISSION THAT BUYERS PAID AND FINANCED IN THEIR MORTGAGES WHEN THEY PURCHASED THEIR HOME. ON AN ANNUAL BASIS $2,500, OR 5% OF $50K COULD BE ALLOCATED DIRECTLY TO THE 5% BROKERAGE COMMISSION PAID AND FINANCED AND BUILT INTO THE OVERALL RESIDENTIAL REAL ESTATE MARKET. IF WE FURTHER ACCEPT THAT APPROXIMATELY $208 PAID AND PART AND PARCEL OF EVERY MONTHLY MORTGAGE PAYMENT, OVER THE TERM OF A 30 YEAR MORTGAGE, THE 5% ALLOCATED TO THE $2,500 ANNUAL INCREMENTAL AMOUNT ATTRIBUTABLE DIRECTLY TO INCREASED PROPERTY TAXES, $208 OF EVERY MONTHLY PRINCIPAL AND INTEREST PAYMENT AMOUNT, WITHOUT ASSUMING ANY INCREASE IN TAXES OVER THE 30 YEAR TERM, THE HOMEOWNER WOULD HAVE PAID BASED UPON AN IMPUTED 6% INTEREST RATE, $223,995,57 TOTAL, $77,380 CONTRIBUTED, $146,615.57 IN INTEREST COMPOUNDED MONTHLY IN THE MONTYLY MORTGAGE PAYMENT, $223,995.57 THAT HINSDALE HOMEOWNERS WOULD HAVE PAID UPON THE ADDITIONAL MARKET VALUE, ADDITIONAL ASSESSED VALUATION, AND ADDITIONAL PROPERTY TAXES. IF THE 5% SHARED BROKERAGE COMMISSION COLLECTED BY THE LISTING BROKER DID NOT EXIST AND WERE NOT BUILT INTO THE MARKET, THE PROPERTY TAXES IN THEORY WOULD HAVE BEEN 5%, OR $5K LESS, $45K.
THE MORTGAGE, FINANCING, AMORTIZATION CONSEQUENCE OF FINANCING THE SHARED REAL ESTATE BROKERAGE COMMISSION PACKED IN THE SALE PRICE AND INCLUDED IN THE MORGTGAGE AMOUNT
NOTE: THE PROPERTY TAX CONSEQUENCE IS IN ADDITION TO THE AMOUNT OF THE REAL ESTATE BROKERAGE COMMISSION FINANCED AND INCLUDED IN THE MORTGAGE WHICH IS AMORTIZED AT THE MORTGAGE INTEREST RATE AND TERMS OF THE MORTGAGE OVER THE 30 YEAR TERM OF OWNERSHIP.
THE DUPAGE COUNTY "GOVERNMENT SPONSORED HINSDALE REAL ESTATE BROKERAGE CARTEL" ACCORDING TO WHAT HAS BEEN ALLEGED MAY HAVE EXPOSED 17,235 HINSDALE MEN, WOMAN, AND CHILDREN TO ENVIRONMENTAL CONTAMINATION OVER THE PAST 30 YEARS
FORMER JUDGES WHO SENT KIDS TO JAIL FOR KICKBACKS MUST PAY MORE THAN $200 MILLION
https://www.webpagescreenshot.info/#v2=JGMPnauIs
ELEVEN 18th JUDICIAL CIRCUIT COURT JUDGES
TWO FEDERAL U.S. DISTRICT COURT JUDGES
THE CLERK OF THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT
THE CLERK OF THE UNITED STATES DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS
TWO DUPAGE COUNTY ELECTED OFFICIALS
THE DUPAGE COUNTY RECORDER OF DEEDS
THE DUPAGE COUNTY SHERIFF
TWO SHERIFF DEPUTIES
UNKNOWN NUMBERS OF DUPAGE COUNTY GOVERNMENT EMPLOYEES AND UNITED STATES GOVERNMENT EMPLOYEES
TO FRAUDULENTLY PERSECUTE, TO FRAUDULENTLY PROSECUTE, TO FRAUDULENTLY EXTORT, TO FRAUDULENTLY INCARCERATE A U.S. CITIZEN
TO STEAL A U.S. CITIZENS' HOME AND EVERY ITEM OF PERSONAL PROPERTY ACCUMULATED OVER A LIFESPAN OF NEARLY EIGHTY YEARS WITHOUT DUE PROCESS, WITHOUT COMPENSATION, HOLDING JEROME A. PINTARO'S AND MARILYN PINTARO'S PRINCIPAL OAK BROOK RESIDENCE 'HOSTAGE' FOR NEARLY A YEAR
TO STEAL OVER FIVE YEARS OF JEROME A. PINTARO AND MARILYN PINTARO'S REMAINING LIVES OF TWO PERSONS IN THEIR LATE SEVENTIES FORCING THEM TO DEFEND THEMSELVES AGAINST FRAUDULENT CIVIL, FRAUDULENT CRIMINAL, AND FRAUDULENT ORDERS OF PROTECTION
FRAUDULENTLY DISTORTING THE LAWS OF THE STATE OF ILLINOIS, THE COUNTY OF DUPAGE, AND THE UNITED STATES
FRAUDULENTLY ACTING IN THE NAME OF THE DUPAGE COUNTY GOVENMENT AND THE UNITED STATES GOVERNMENT
FRAUDULENTLY USING THE RESOURCES OF DUPAGE COUNTY AND THE RESOURCES OF THE UNITED STATES, COSTING DUPAGE COUNTY TAXPAYERS AND THE UNITED STATES GOVERNMENT TAX PAYERS HUNDREDS OF THOUSANDS OF DOLLARS OF WASTED DUPAGE COUNTY AND UNITED STATES GOVERNMENT TAX DOLLARS FOR A FRAUDULENT, PERSONAL VENDETTA ON BEHALF OF AN INDIVIDUAL WHO HAS ADMITTED TO EVADING INCOME AND OTHER TAXES ON AS MUCH AS $5M OF RETAIL BUSINESS REVENUES
THE DUPAGE COUNTY, STATE OF ILLINOIS JUDICIARY, THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT JUDGES AND ELECTED OFFICIALS, AND THE UNITED STATES JUDICIARY, THE U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, ITS DISTRICT JUDGES AND THE CLERK OF THE COURT, AND THE UNITED STATES 7TH CIRCUIT COURT OF APPEALS, HAVE VIOLATED THE MOST SACRED OF ALL GUARANTEED RIGHTS, PRIVILEGES, AND IMMUNITIES OF JEROME A. PINTARO, MARILYN PINTARO, AND CHRISTOPHER PINTARO, U.S. CONSTITUTIONAL CIVIL RIGHTS THAT HAVE BEEN THE FOUNDATION OF THE UNITED STATES FREEDOMS, THE RIGHTS, PRIVILEGES, AND IMMUNITIES GUARANTEED BY THE U.S.CONSTITUTION AND FEDERAL LAWS OF THE UNITED STATES FOR THE PAST 247 YEARS. THE RIGHTS THAT HAVE INSPRIRED U.S. CITIZENS TO BEAR ARMS AND PROTECT THEIR COUNTRY WITH THEIR LIVES, THE RIGHTS THAT HAVE INPSIRED U.S. CITIZENS TO ABIDE BY THE LAW OF THE LAND. JEROME A. PINTARO, MARILYN PINTARO AND CHRISTOPHER PINTARO, ALL BORN CITIZENS OF THESE UNITED STATES, WERE VIOLENTLY, FRAUDULENTLY, AND ILLEGALLY RIPPED FROM THEIR PRINCIPAL OAK BROOK RESIDENCE, THEIR PLACE OF FINANCIAL AND PERSONAL SECURITY AND COMFORT, WITHOUT ANY LEGAL REASON, WITHOUT ANY PROBABLE CAUSE, IN ORDER TO MAKE JEROME AND MARILYN PINTARO MORE VULNERABLE TO ILLEGAL 24/7 SURVEILLANCE, TO ABOLISH THE PINTAROS' RIGHTS OF PRIVACY AND COMFORTS PROVIDED BY THEIR PRINCIPAL OAK BROOK RESIDENCE, A SECURE INTERNET CONNECTION, A PLACE OF PRIVACY, A PLACE OF COMFORT AND SECURITY, THE ROGUE DUPAGE COUNTY GOVERNMENT, IMPOSING INTENTIONAL PSYCHOLOGICAL ABUSES UPON JEROME AND MARILYN PINTARO OVER THE PAST NEARLY SIX YEARS, THE INTENTIONAL INFLICTION OF DISTRESS, ANGUISH AND INTIMIDATION THROUGH NON-PHYSICIAL ACTS OF FRAUD, EXTORTION, OBSTRUCTION OF JUSTICE, RACKETEERING, THEFT OF $5M OF REAL AND PERSONAL PROPERTY, MENTAL AND EMOTIONAL ABUSES THAT INCLUDE COERSION, HARASSMENT, AND THE ISOLATION OF JEROME AND MARILYN PINTARO TO A HOTEL ROOM FOR THE PAST YEAR, THE THEFT OF NEARLY SIX PRECIOUS YEARS STOLEN BY DUPAGE COUNTY GOVERNMENT FROM JEROME AND MARILYN PINTAROS' LIVES, BOTH IN THEIR LATE SEVENTIES, WHILE DUPAGE COUNTY HELD THE PINTARO'S PRINCIPAL OAK BROOK RESIDENCE AND ALL THEIR PERSONAL PROPERTY SITUATED WITHIN "HOSTAGE" IN AN ATTEMPT TO RENDER THEM AMENABLE TO DUPAGE COUNTY GOVERNMENT'S ILLEGAL MANDATES THAT COULD NOT BE ACHIEVED BY ANY LEGAL INFERENCE OTHERWISE, THAT HAS ALSO ISOLATED CHRISTOPHER PINTARO TO LIVE IN A BASEMENT FOR THE PAST YEAR, ISOLATING THE PINTAROS FROM THEIR FAMILIES, FROM SOCIAL CONTACTS, TO INSTILL FEELINGS OF CONFUSION, ANXIETY, SHAME, AND GUILT, BY AN OVER-COMPLIANT, OUT OF CONTROL DUPAGE COUNTY GOVERNMENT, IN AN ATTEMPT TO INSTILL FEELINGS OF POWERLESNESS, INITIATED AND MANAGED BY A ROGUE DUPAGE COUNTY GOVERNMENT AND THE UNITED STATES JUDICIARY, BOTH GOVERNMENTS PARTY TO A RACKETEER INFLUENCED CORRUPT ORGANIZATION, ACTING ON THE BEHALF OF AN INDIVIDUAL WHO HAS ADMITTED TO EVADING INCOME AND OTHER TAXES ON NEARLY $5M OF RETAIL BUSINESS REVENUES.
DUPAGE COUNTY
JUDGE DOROTHY FRENCH MALLEN
JUDGE NEAL CERNE
JUDGE ANGELO J. KAPPAS
JUDGE JAMES D. OREL
JUDGE CHRISTINE T. OREL
JUDGE ROBERT G. GIBSON
JUDGE BRYAN S. CHAPMAN
JUDGE CRAIG R. BELFORD
JUDGE MONIQUE N. O'TOOLE
JUDGE PAUL A. MARCHESE
JUDGE JEFFREY S.MACKAY
CLERK OF THE 18TH JUDICIAL CIRCUIT COURT CANDICE ADAMS
DUPAGE COUNTY RECORDER OF DEEDS KATHLEEN V. CARRIER
DUPAGE COUNTY SHERIFF JAMES MENDRICK
SHERIFF DEPUTY KRISTOPHER M. GRAVEL
SHERIFF SERGEANT EDUARDO P. CASTILLO
A RACKETEER INFLUENCED CORRUPT ORGANIZATION OF EXTORTION, THE DUPAGE COUNTY GOVERNMENT'S SOLICITATION OF, INCLUDING BUT NOT LIMITED TO OTHER STATE OF ILLINOIS AND DUPAGE COUNTY GOVERNMENT AGENCIES, ATTORNEY AND LAW FIRM BOYCOTTS THROUGHOUT THE UNITED STATES, SOLICITED LAW ENFORCEMENT AGENCIES INCLUDING DUPAGE COUNTY LAW ENFORCEMENT, THE OAK BROOK POLICE DEPARTMENT, THE DUPAGE COUNTY SHERIFF, ALLEGEDLY THE COOK COUNTY SHERIFF, THE CHICAGO OFFICE OF THE F.B.I, SOLICITED PUBLIC DUPAGE COUNTY AND COOK COUNTY LIBRARY PERSONNEL, SOLICITED PUBLIC CORPORATIONS, SOLICITED PUBLIC UTILITY COMPANIES, SOLICITED LAND TRUST COMPANY, SOLICITED GROCERY STORES, AUTO REPAIR COMPANIES, INSURANCE COMPANIES, FINANCIAL INSTITUTIONS, CELLULAR PHONE PROVIDERS, AND COUNTLESS OTHER PRIVATE AND PUBLIC ENTERPRISES, HOSPITALS, PHYSICIANS, SOLICITED TO BE PARTY TO THIS DUPAGE COUNTY GOVERNMENT, RACKETEER INFLUENCED CORRUPT ORGANIZATION, TO WITHHOLD, TO DISCRIMINATE AGAINST, TO INTENTIONALLY SABOTAGE MEDICAL TESTS, SURGICAL PROCEDURES, TO UNWARRANTLY POSTPONE, TO MEDICALLY INTIMIDATE, TO INTENTIONALLY SABOTAGE MEDICAL SERVICES AND MEDICAL TREATMENT OF JEROME A. PINTARO FOR THE PAST FIVE YEARS
"U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS, FRAUD, OBSTRUCTION OF JUSTICE BY JUDGE THOMAS M. DURKIN, PRESIDING JUDGE, U.S. DISTRICT COURT CASE NO. 23-CV-1425, JUDGE DURKIN REFUSING TO HEAR, PLEAD, AND RULE UPON A MOTION BY JEROME AND MARILYN PINTARO TO ADD PARTY DEFENDANTS, NICHOLAS T. PINTARO, AND AMANDA (NEE PINTARO) KING TO THE SECTION 1983 COMPLAINT FOR DEPRIVATION OF CIVIL RIGHTS"
U.S. DISTRICT COURT OF THE NORTHERN DISTRICT OF ILLINOIS
JUDGE THOMAS M. DURKIN
JUDGE SHARON JOHNSON COLEMAN
THOMAS G BRUTON
CLERK'S OFFICE
U.S. DISTRICT COURT NORTHERN DISTRICT OF ILLINOIS
Tho
CORRUPTION OF THE COURTS, JUDGES, AND COUNTY OFFICIALS FROM THE DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT TO THE 7th CIRCUIT U.S. COURT OF APPEALS
DOWNERS GROVE ATTORNEY CONFIRMED AS FEDERAL JUDGE
A DOWNERS GROVE RESIDENT, DURKIN, 58, WAS NOMINATED BY PRESIDENT BARACK OBAMA IN MAY TO REPLACE JUDGE WAYNE ANDERSON, WHO RETIRED IN JULY 2010.
DURKIN IS CURRENTLY A PARTNER AT THE LAW FIRM MAYER BROWN LLP, WHERE HE HANDLES COMPLEX BUSINESS LITIGATION AND WHITE COLLAR CRIMINAL CASES, INCLUDING FRAUD, TAX AND PUBLIC CORRUPTION.
DURKIN ALSO SERVED ON THE DOWNERS GROVE GRADE SCHOOL DISTRICT 58 SCHOOL BOARD FROM 1993 UNTIL 1997. HE IS THE BROTHER OF STATE REP. JIM DURKIN (R-WESTERN SPRINGS).
https://patch.com/illinois/downersgrove/downers-grove-attorney-confirmed-as-federal-judge
THE U.S.DISTRICT COURT, OF THE NORTHERN DISTRICT OF "NORTH KOREA" KLUCZYNSKI FEDERAL BUILDING, CHICAGO, ILLINOIS, RUNNING DEFENSE FOR A $5M INCOME TAX EVADING "ASSOCIATE"
FUTURE JUDICIAL VACANCIES
JUDGE THOMAS M. DURKIN
RETIRING
DECEMBER 26, 2023
https://www.uscourts.gov/judges-judgeships/judicial-vacancies/future-judicial-vacancies
https://flipbooks.fleepit.com/f-43555-23_cv_1425
https://flipbooks.fleepit.com/f-43557-23_cv_1425_2
https://flipbooks.fleepit.com/f-43563-docketing_stmt
https://flipbooks.fleepit.com/f-43631-workers_comp_complaint
https://flipbooks.fleepit.com/f-43825-motion_to_compel
FRAUD, OBSTRUCTION OF JUSTICE, AND SABOTAGE BY THE U.S. DISTRICT COURT OF THE NORTHERN DISRICT OF ILLINOIS COURT, AND THE CLERK OF THE COURT
https://flipbooks.fleepit.com/f-43914-powers_fraudulent_complaint
https://flipbooks.fleepit.com/f-44037-powers_v_pintaro_affidavit
https://flipbooks.fleepit.com/f-44118-fraudulent_appeal_to_a_phantom_federal_7th_circuit_court_of_appeals
https://flipbooks.fleepit.com/f-45436-23_2389
JUDGE DURBIN IS UNCONSTITUTIONALLY BLOCKING A SECTION 1983 DEPRIVATION OF CIVIL RIGHTS APPEAL UNDER RULE 3. APPEAL AS OF RIGHT - HOW TAKEN, FEDERAL RULES OF APPELLATE COURT, AN APPEAL TO THE 7TH CIRCUIT APPELLATE COURT U.S. DISTRICT COURT CASE 23-cv-1425; PINTARO, et al., v. OREL, et al., DEFENDANTS; DUPAGE COUNTY 18th JUDICIAL CIRCUIT COURT JUDGES, ELECTED OFFICALS, AND DUPAGE COUNTY EMPLOYED OFFICIALS AND CASE 23-cv-2008; PINTARO v. GRANADA, et al., DEFENDANTS; A STATE OF ILLINOIS WORKER'S COMPENSATION COMMISSION ARBITRATOR, LAWYERS REPRESENTING PACE SYSTEMS, INC., A FORMER EMPLOYER OF PLAINTIFF JEROME A. PINTARO, A CINCINNATI INSURANCE CO. CLAIMS ADJUSTER, A WELL KNOWN, RUSH UNIVERSITY, MIDWEST ORTHOPAEDICS SURGEON, AND A STATE OF ILLINOIS ATTORNEY REPRESENTING KWAME RAOUL; FOR A SECTION 1983 DEPRIVATION OF CIVIL RIGHTS APPEAL
https://flipbooks.fleepit.com/f-44330-46_judge_durkin_blocking_appeal
https://flipbooks.fleepit.com/f-44385-pintaro_v_granada_merged_dismissal_of_case
https://flipbooks.fleepit.com/f-44329-7th_circuit_court_of_appeal
https://flipbooks.fleepit.com/f-44326-dupage_recorder_s_office_printout
U.S. DISTRICT COURT, NORTHERN DISTRICT OF ILLINOIS AND 7th CIRCUIT COURT OF APPEALS, PARTNERS WITH PETER C. POWERS, A PERSON WHO ADMITTED TO HAVING EVADED FEDERAL AND STATE INCOME TAXES AND OTHER TAXES ON AS MUCH AS $5M IN BUSINESS REVENUES, IN EXTORTION, OBSTRUCTION OF JUSTICE, FRAUD, AND RACKETEERING AGAINST JEROME A. PINTARO AND MARILYN PINTARO
RYAN M. SCHNEIDER - PRESIDENT AND CEO OF ANYWERE R.E.
VICTOR CIARDELLI - FOUNDER AND CEO OF GUARANTEED RATE MORTGAGE
RYAN M. SCHNEIDER & VICTOR CIARDELLI -GUARANTEED RATE AFFINITY MORTGAGE SERVICES FOR ANYWHERE REAL ESTATE
PETER C. POWERS - GRANDSTANDSOX LTD REPORTED TO HAVE EVADED INCOME TAXES, PAYROLL TAXES, SALES TAXES, ETC. ON AS MUCH AS $5M IN BUSINESS REVENUES SINCE 2005, THE CASH REPORTED TO BE HIDDEN IN 'COFFEE CANS.'
THOMAS G. BRUTON, CLERK OF THE U.S. DISTRICT COURT, NORTHERN DISTRICT OF ILLINOIS, FRAUDULENTLY REMOVED THE PROPER, REMAINING DEFENDANTS OF RECORD, CASE NO. 23-cv-1425, PINTARO, et al., v. OREL, et al., ATTORNEY/DEFENDANT ADHAM ALAILY, DEFENDANT DIMITRI A. SAYEGH, REPRESENTED BY ATTORNEY/DEFENDANT ADHAM ALAILY, AND MADJ G. KHOURY, A FICTICIOUS, SUBHUMAN DEFENDANTE REPRESENTED BY ATTORNEY/DEFENDANT ADHAM ALAILY, MADJ G. KHOURY, A SUBHUMAN, A PERSON WHO DOES NOT EXIST, THE FICTICIOUS NAME OF THE 'STRAW GRANTEE' FABRICATED BY DEFENDANT/ATTORNEY ADHAM ALAILY AND DEMITRI A. SAYEGH, THE 'STRAW GRANTEE' OF JEROME PINTARO'S AND MARILYN PINTARO'S PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE OAK BROOK, IL.
THOMAS G. BRUTON, THE CLERK OF THE U.S. DISTRICT COURT, NORTHERN DISTRICT OF ILLINOIS, WITHOUT ANY PRIOR NOTICE, WITHOUT JUSTIFICATION, WITHOUT 'DUE PROCESS' CHANGED THE DEFENDANTS IN CASE NO. 23-cv-1425 FROM PINTARO, et al., v. OREL, et al., OR PINTARO, et al., v. ALAILY, et al., TO JEROME A. PINTARO, et al., v. PETER C. POWERS, et al. THE CLERK OF THE U.S. DISTRICT COURT, NORTHERN DISTRICT OF ILLINOIS, WITHOUT ANY LEGAL AUTHORITY, WITHOUT DUE PROCESS NAMED PETER C. POWERS, A PERSON WHO ADMITTED TO HAVING EVADED FEDERAL AND STATE INCOME AND OTHER TAXES ON AS MUCH AS $5M OF BUSINESS REVENUES, AND OTHERS AS NAMED DEFENDANTS, REMOVING PROPER DEFENDANTS, DEFENDANT/ATTORNEY ADHAM ALAILY, DEFENDNAT DIMITRI. A. SAYEGH, AND THE FICITIOUS, SUBHUMAN, MADJ G. KHOURY FROM THE CASE IN AN ATTEMPT TO COVER UP FRAUD AMD OBSTRUCTION OF JUSTICE BY DEFENDANT/ATTORNEY ADHAM ALAILY. THE FEDERAL DISTRICT COURT. JUDGE THOMAS M. DURKIN AND THE U.S. DISTRICT COURT'S CLERK'S OFFICE REFUSED TO HEAR OR CONSIDER MOTIONS FILED BY PLAINTIFF JEROME PINTARO TO CORRECT AND REMOVE PETER C. POWERS, et al. AS IMPROPER DEFENDANTS, AND PROCEEDED TO REPORT PETER C. POWERS TO THE 7TH CIRCUIT, COURT OF APPEALS, CASE NO. 23-2829, UPON PLAINITFF JEROME PINTARO FILING AN APPEAL WITH THE 7TH CIRCUIT COURT OF APPEALS.
PLAINTIFF JEROME A. PINTARO, ATTEMPTED TO CORRECT THE IMPROPER REMOVAL OF PROPER DEFENDANTS, ALAILY, SAYEGH, AND THE SUBHUMAN, MADJ. G. KHOURY IN PLAINTIFF PINTARO'S APPEAL, CASE NO. 23-2829, BY CONTACTING THE 7TH CIRCUIT COURT OF APPEALS, CLERK OF THE COURT, WHO INDICATED THAT ANY CHANGES WOULD HAVE TO BE DONE WITH THE U.S. DISTRICT COURT CLERK, THOMAS G. BRUTON, WHO REFUSED.
U.S. DISTRICT COURT CASE NO. 23-cv-1425: JEROME A. PINTARO AND MARILYN PINTARO v. JUDGE JAMES D. OREL, JUDGE CRAIG R. BELFORD, JUDGE, CHRISTINE T. OREL, JUDGE MONIQUE N. O'TOOLE, JUDGE PAUL A. MARCHESE, JUDGE JEFFREY S. MACKAY, JUDGE ROBERT G. GIBSON, JUDGE BRYAN S. CHAPMAN, KATHLEEN V. CARRIER, DUPAGE COUNTY RECORDER OF DEEDS, DUPAGE COUNTY SHERIFF, JAMES MENDRICK, DUPAGE COUNTY SHERIFF SERGEANT EDUARDO, P. CASTILLO, DUPAGE COUNTY SHERIFF DEPUTY KRISTOPHER GRAVEL, ATTORNEY ADHAM ALAILY, DIMITRI A. SAYEGH, AND MADJ G. KHOURY, A SUBHUMAN, A PERSON WHO DOES NOT EXIST, THE FICTICIOUS NAME OF THE 'STRAW GRANTEE' FABRICATED BY DEFENDANT/ATTORNEY ADHAM ALAILY AND DEMITRI A. SAYEGH, THE ALLEGED 'STRAW GRANTEE' OF JEROME PINTARO'S AND MARILYN PINTARO'S PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE OAK BROOK, IL, PURSUANT TO A FRAUDULENT FORECLOSURE SALE ALLEGEDLY CONDUCTED, NOT ONCE, BUT TWICE, BY DUPAGE COUNTY SHERIFF JAMES MENDRICK, NOT FOR A TRUSTEE, BUT A DOCUMENT DEFENDENT FILED AS CSMC 2018-SP3 TRUST, FILED WITHOUT ANY NAMED TRUSTEE, DUPAGE COUNTY CASE NO. 2020CH000378.
JUDGE THOMAS M. DURKIN, U.S. DISTRICT JUDGE OF THE U.S. DISTRICT COURT ON NORTHEN ILLINOIS, ASSIGNED JUDGE THOMAS M. DURKIN TO CASE NO. 23-cv-1425; PINTARO, et al. v. OREL, et al.; A 42 U.S.C. SECTION 1983 CIVIL RIGHTS VIOLATION FOR DEPRIVATION OF RIGHTS.
JUDGE THOMAS M. DURKIN ALLEGEDLY RULED ON THE ABOVE CASE BUT NEVER PRESIDED OVER THE CASE. THE CASE WAS PRESIDED OVER BY AN UNKNOWN PERSON WHO REPRESENTED HIMSELF AS JUDGE THOMAS M. DURKIN, OVER TELEPHONE HEARINGS.
JUDGE SHARON JOHNSON COLEMAN, U.S. DISTRICT JUDGE OF THE U.S. DISTRICT COURT OF NORTHERN ILLINOIS, WAS ASSIGNED AS DISTRICT COURT JUDGE OVER CASE NO. 23-cv-2008; JEROME A. PINTARO v. GRANADA, et al. A 42 U.S.C. SECTION 1983 CIVIL RIGHTS VIOLATION FOR DEPRIVATION OF RIGHTS.
JUDGE SHARON JOHNSON COLEMAN SUBSEQUENTLY REASSIGNED CASE NO. 23cv-2008 PINTARO, et al., v. GRANADA, et al., TO JUDGE THOMAS M. DURKIN. JUDGE THOMAS M. DURKIN, WHO ALSO NEVER CONDUCTED OR PRESIDED OVER A SINGLE HEARING ON THIS COMPLAINT, NOR DID ANY OTHER JUDGE WHO REPRESENTED HIMSELF AS JUDGE THOMAS M. DURKIN IN THIS COMPLAINT, INDICATED THAT HE WAS GOING TO REGRADLESS, RULE ON THE CASE IN WRITING WITHOUT ANY HEARINGS ON THE CASE HAVING BEEN CONDUCTED.
RELATED CASES CLOSED AND PENDING IN DUPAGE COUNTY IN ADDITION TO U.S. DISTRICT COURT CASE NO. 23-cv-1425, CASE NO. 23-cv-2008, 7TH CIRCUIT COURT OF APPEALS, CASE NO. 23-2829
DISCLOSURE: I, JEROME A. PINTARO, WAS NEVER ARRESTED IN MY ENTIRE LIFE, THE PAST 78 YEARS, HAVEN'T RECEIVED SO MUCH AS A TRAFFIC VIOLTATION WITHIN THE PAST 40 YEARS, WAS NEVER IN A COURTROOM UNTIL THE FILING OF THE FIRST CASE IN 10/2018, AND WAS HONORABLY DISCHARGED
FROM THE ILLINOIS NATIONAL GUARD AND US ARMY
ACTIVE CASE NO. 2018L001177 - FILED 10/2018, NOT A SINGLE DOCUMENT FILED TO THE COURT HAS A
SIGNATURE OF ANY ATTORNEY, PETER C. POWERS & ROSEMARY POWERS PLAINTIFFS v. JEROME A PINTARO & MARILYN PINTARO; A FRAUDULENT COMPLAINT FILED WITH NO LEGAL CAUSE OF ACTION, FILED, UNTIMELY, NINE YEARS AFTER THE ALLEGED DATE OF INCEPTION AND FOUR YEARS BEYOND THE
TIME LIMITATIONS FOR SUCH CAUSES, FILED IN VIOLATION OF THE STATUTE OF FRAUDS, JUDGE DOROTHY FRENCH MALLEN, JUDGE BRYAN CHAPMAN, JUDGE ANGELO KAPPAS, JUDGE NEAL CERNE PRESIDING OVER THE CASE, PLAINTIFFS PETER C. POWERS & ROSEMARY POWERS ARE RELATED DEFENDANTS, ADMITTED TO DEFENDANTS OF LAUNDERING $5M OF BUSINESS REVENUES SINCE 2005
CLOSED CASE NO. 2020CH000378 - FRAUDULENT COMPLAINT FILED 4/24/2020, NOT A SINGLE DOCUMENT FILED TO THE COURT HAS A SIGNATURE OF ANY ATTORNEY, A FRAUDULENT REAL ESTATE MORTGAGE FORECLOSURE, PLAINTIFFS PRINCIPAL RESIDENCE LOCATED AT 118 SAINT FRANCIS CIRCLE, OAK BROOK, IL, SEARCHED, SEIZED, AND CONFISCATED WITH THE ENTIRE CONTENTS OF THE HOME, 78 YEARS OF PERSONAL PROPERTY, COURT DOCUMENTS, ELECTRONICS, APPLIANCES, FOOD, EVERYTHING SO SITUATED WITHIN THE HOME, BY DUPAGE COUNTY SHERIFF DEPUTIES WITH NO COURT ORDER, WITH NO PROBABLE CAUSE, THE HOME IS BEING HELD HOSTAGE BY DUPAGE COUNTY SHERIFF UNTIL PLAINTIFFS JEROME PINTARO AND MARILYN PINTARO PAY PETER C. POWERS AND ROSEMARY POWERS A RANSOM FOR THE HOME. PLAINTIFFS HAVE HAD TO LIVE IN A HOTEL SINCE THE TAKING ON 12/6/2022, NEARLY A YEAR, AND CONTINUE HAVING TO PAY THE EXPENSES ON THE HOME, INSURANCE, UTILITIES, ETC. JUDGE JAMES D. OREL, JUDGE ROBERT G. GIBSON, JUDGE BRYAN CHAPMAN
ACTIVE SOPC2217028, COMPLAINT NO. OW202200009161, A FRAUDULENT CRIMINAL CASE OF 'ASSAULT' SOLICITED BY SERGEANT EDUARDO CASTILLO, PETITIONER DIMITRI A. SAYEGH, DUPAGE COUNTY SHERIFFS OFFICE, ORIGINATING AGENCY - DUPAGE COUNTY DEPUTY SHERIFF, SERGEANT EDUARDO CASTILLO AND DUPAGE COUNTY SHERIFF DEPUTY KRISTOPHER GRAVEL, THE SAME SHERIFF DEPUTIES WHO CONFISCATED DEFENDANTS HOME ON 12/6/2022, FALSELY ARRESTED ANDIMPRISONED DEFENDANT JEROME PINTARO IN THE DUPAGE COUNTY JAIL ACTIVE CASE NO. 2022CM001855 - A FRAUDULENT BAIL BOND HEARING DATED 12/6/2022, JUDGE CHRISTINE T. CODY OREL, A $1,000 BOND FOR WALKING TOWARDS DIMITRI A. SAYEGH, THE PERSON WHO IMPERSONATED HIMSELF AS THE OWNER OF DEFENDANTS PRINCIPAL OAK BROOK RESIDENCE ON 12/6/2022
ACTIVE CASE NO. 2022CM001855 - A FRAUDULENT CRIMINAL CASE; DEFENDANT, JEROME PINTARO; COMPLAINTANT, DIMITRI A. SAYEGH, DUPAGE COUNTY SHERIFFS OFFICE, ORIGINATING AGENCY NO. SOPC2217028, COMPLAINT NO. OW202200009161, JUDGE PAUL A. MARCHESE, , ASSISTANT STATE'S
ATTORNEY DANIEL DUQUETTE, ASSISTANT STATE'S ATTORNEY JORDAN ROOTH. A FRAUDULENT CRIMINAL CASE; DEFENDANT, JEROME PINTARO; COMPLAINTANT, DIMITRI A. SAYEGH, DUPAGE COUNTY SHERIFFS OFFICE, ORIGINATING AGENCY NO. SOPC2217028, COMPLAINT NO. OW202200009161, JUDGE MONIQUE N. O'TOOLE, PROSECUTED BY JUGE PAUL MARCHESE AND MONIQUE N. O'TOOLE SINCE 12/6/2022 AT HEARINGS THAT DEFENDANT JEROME PINTARO PLEADED INNOCENT AND HAVE REFUSED TO ANSWER ANY QUESTIONS AT THE HEARINGS, THE COURT DOCKET FRAUDULENTLY FILED INDICATING THAT DEFENANT JEROME PINTARO WAS MOTIONING THE COURT TO CONTINUE, A TRIAL WAS TO BE CONDUCTED ON 9/12/2022, WHICH WAS NOT, NEXT TRIAL DATE IS SCHEDULED ON 10/17/2022, NEITHER THE PETITIONER DIMITRI A. SAYEGH, OR HIS ATTORNEY ADHAM ALAILY, OR THE ARRESTING DUPAGE COUNTY SHERIFFS HAVE EVER MADE AN APPEARANCE AT ANY HEARINGS
ACTIVE CASE NO. 2023OP000074 - A FRAUDULENT EMERGENCY STALKING, NO CONTACT ORDER, VERIFIED PETITION STALKING, NO CONTACT ORDER, SUMMONdS STALKING - NO CONTACT ORDER, FILED BY PETITIONER DIMITRI A. SAYEGH AND HIS ATTORNEY ADHAM ALAILY, FILED FOR TWO YEARS, VOIDING MY F.O.I.D. CARD, HAVING TO DISPOSE OF MY WEAPONS, REQUIRING NO CLOSER THAT A 1,000' DISTANCE TO DEFENDANT JEROME PINTARO'S PRINCIPAL OAK BROOK RESIDENCE, JUDGE JEFFREY MACKAY
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
AN AVERAGE HOME PRICE DOESN'T REFLECT THE DISTRIBUTION OF THE SALES PRICE CURVE
WHAT IS BEING PERCEIVED TO BE HOME PRICES DECREASING IS ACTUALLY THE SKEWING EFFECT OF LOWER PRICED HOMES BEING OFFERED FOR SALE
WHAT WE SEE GOING FORWARD IS NOT A TREND BUT INSTEAD A REALITY FOR YEARS GOING FORWARD
HOME PRICES WILL CONTINUE TO INFLATE FOR YEARS GOING FORWARD
BUILDING MATERIALS WILL CONTINUE TO INFLATE, LABOR WILL CONTINUE TO RESET HIGHER GOING FORWARD
RENTAL HEDGE FUNDS WILL CONTINUE TO PURCHASE "RENTABLE" HOUSING FOR YEARS GOING FORWARD
U.S. POPULATION GROWTH PROJECTIONS INDICATE THE U.S. WILL GROW BY 55,000,000, YES 55 MILLION FROM 2023 THROUGH 2035 FROM 340M TO 395M
CUSTOM BUILDERS WILL BE CONSUMED BY THE TIME THAT IT WILL TAKE TO BUILD CUSTOM HOMES BECAUSE OF THE SCARCITY OF MATERIALS AND QUALIFIED LABOR WHICH WILL PUT FURTHER PRICE PRESSURE TO THE UPSIDE
SMART MONEY IS PULLING THEIR HOMES "OFF THE MARKET" TO RIDE OUT THIS WAVE OF INFLATION THAT I PREDICT, BACKED BY CREDIBLE EVIDENCE, WILL CONTINUE AT LEAST THROUGH 2035
As of 10/16/2023, THERE ARE 10,482 SINGLE FAMILY DETACHED HOME LISTINGS ON THE MRED/MLS
OF THE 10,482 HOMES LISTED ON THE MRED/MLS, 9,395 ARE LISTED AT $1M OR LESS
OF THE 10,482 HOMES LISTED ON THE MRED/MLS ONLY 1,087 ARE LISTED AT $1M OR MORE
$1M IS NOT BY HISTORICAL MEASURES, A LUXURY, HIGH END, HOME ANY LONGER
MRED/MLS STATISTICS - SOLD IN 2023 YTD, AS OF 10/16/23, $34,268,425,218, 93,105 TRANSACTIONS
MRED/MLS STATISTICS - SOLD IN 2022 YTD, $43,405,861,098, 119,181 TRANSACTIONS
MRED/MLS STATISTICS - SOLD IN 2021 YTD, $47,928,126,389, 139,429 TRANSACTIONS
"WHY YOU ARE NOT GOING TO WANT TO BUY A HOME, A VACANT LOT, OR BUILD IN OAK BROOK WITHOUT ME!"
IF YOU'RE LOOKING TO BUILD A HOME IN OAK BROOK, CONSIDER THE FOLLOWING:
THE WRONG THING TO DO IS BUILD THE WRONG HOUSE ON THE WRONG LOT
THE WRONG THING TO DO IS BUILD THE WRONG HOUSE IN THE WRONG OAK BROOK LOCATION
THE WRONG THING TO DO IS BUY THE WRONG LOT THAT SUFFERS FROM ECONOMIC OR LOCATIONAL DEPRECIATION
THAT FACT IS THAT COST DOES NOT EQUATE TO MARKET VALUE OR CREATE MARKET VALUE
ASSUMING YOU BOUGHT A LOT THAT WAS EXPOSED TO ANY RESIDENTIAL ADVERSITY AS MEASURED BY THE MARKET OF 40%, THE PURCHASE PRICE OF THE LOT SHOULD AND WOULD DEFINITELY REFLECT THE 40% ADVERSITY DISCOUNT COMMONLY KNOWN AS ECONOMIC OR LOCATIONAL DEPRECIATION, A 40% DISCOUNT FROM SIMILAR COMPETING LOTS THAT WERE NOT EXPOSED TO THE ADVERSITY, YOU MAY BELIEVE YOU WERE GETTING A GREAT VALUE WITH THE LOT, BUT WHEN YOU GO TO BUILD YOUR HOME YOUR CONSTRUCTION COSTS WOULD NOT REFLECT ANY ADVERSITY DISCOUNT, BECAUSE CONSTRUCTION COSTS ARE BASED ON BRIX, STIX, AND LABOR AND TYPICALLY NOT LOCATION, THE COST TO BUILD WOULD BE THE SAME ON EVERY LOT WITH SIMILAR CONSTRUCTION CONDITIONS, EVERY DOLLAR OF CONSTRUCTION COSTS YOU PAID TO BUILD THE HOUSE WOULD BE DISCOUNTED IN VALUE BY THE 40% ADVERSITY FACTOR DUE TO THE ECONOMIC OR BETTER KNOWN AS LOCATIONAL DEPRECIATION, SO THAT $3M IN CONSTRUCTION COST YOU PAID TO BUILD THE HOME WOULD EQUATE IN MARKET VALUE TO $1.8M, YOU WOULD HAVE LOST $1.2M IN MARKET VALUE DUE TO THE ECONOMIC OR LOCATIONAL DEPRECIATION, SO WHEN YOU WENT TO SELL THE HOUSE, THE VALUE OF YOUR HOME WOULD TYPICALLY BE $1.2M LESS, PLUS THE INCREMENTAL DIFFERENCE OF THE 40% DISCOUNT YOU RECEIVED BY BUYING THE LOT EXPOSED TO THE ADVERSITY - LESS THAN SIMILAR COMPETING PROPERTIES THAT WERE NOT EXPOSED TO THE ADVERSITY.
