Verify you are human by completing the action below.

Pax Dollar needs to review the security of your connection before proceeding.

Ray ID: AjYtKbVsSRfvG

Performance & security by Cloudflare

Paxos USDP Official: Regulated Stablecoin & Minting Guide 2026

Paxos Ecosystem: The Trust Company Standard

The Paxos USDP Stablecoin is built on a foundation of regulatory compliance that outstrips standard stablecoin issuers.

NYDFS Regulated Stablecoin: Paxos holds a limited purpose trust charter from the New York State Department of Financial Services. This subjects USDP to the same rigorous capital reserves and compliance standards as a traditional bank.

Institutional Stablecoin: Because of this regulatory status, USDP is the preferred settlement asset for major fintechs (like PayPal and Interactive Brokers) who require absolute legal certainty for their operations.

Multi-Chain: While primarily an ERC-20 token on Ethereum, USDP is also available on Solana and BSC, facilitating compliant cross-border payments.

Mint USDP & Redemption Architecture

The Paxos Trust Company platform operates a seamless fiat-to-crypto gateway for qualified clients.

Direct Minting: Institutional clients can wire USD to Paxos's segregated bank accounts. Upon receipt, the system automatically triggers the Mint USDP smart contract, delivering tokens 1:1 to the client's whitelisted address.

Redemption Window: Unlike other stablecoins that may have "gates" during crises, USDP offers a statutory right of redemption. Customers can redeem USDP for USD at a 1:1 ratio, with fiat wires sent out typically within one business day.

USDP Contract Address: Always verify the official address to avoid phishing scams.

USDP Yield & Treasury Backing

Trust in USDP is derived from its boring, yet safe, economic model.

Asset Composition: The USDP Reserves Audit confirms that 100% of the backing is held in cash, cash equivalents, and short-term US Treasury bills. Paxos does not take risks with corporate debt or commercial paper.

DeFi Integration: While Paxos does not pay yield directly to holders, USDP is a blue-chip collateral asset in DeFi. Users can supply USDP to Aave or Curve to earn safe, low-volatility yield.

Peg Stability: Because of the open redemption window for institutions, arbitrageurs aggressively defend the $1.00 peg, making it one of the most stable assets in crypto history.

Paxos Login: Institutional Account Setup

For businesses and high-net-worth individuals seeking direct access, follow this path:

Access Portal: Navigate to the official Paxos Login page (link below).

KYC/AML: Complete the enhanced due diligence process required by NYDFS regulations.

Bank Link: Connect your corporate bank account. Note that the name on the bank account must match the verified Paxos entity.

Deposit: Select "Deposit" and choose "Wire Transfer."

Auto-Mint: Once the wire lands (usually T+1), the USD is converted to Paxos USDP Stablecoin and credited to your account balance, ready for withdrawal to the blockchain.

Is USDP Safe? Bankruptcy Remote Guarantee

The critical differentiator for USDP is its legal structure.

Bankruptcy Remote Crypto: User assets are held in fully segregated accounts, distinct from Paxos's corporate funds. In the unlikely event that Paxos declares bankruptcy, USDP holders are legally recognized as the owners of the underlying deposits, ensuring they are not treated as general creditors.

Attestations: Paxos publishes monthly attestation reports signed by independent accounting firms (like Withum), detailing the exact CUSIP numbers of the Treasury bills held in reserve.

Frequently Asked Questions

What is the difference between USDP and PAX? They are the same asset. The ticker was rebranded from PAX to USDP (Paxos Dollar) to better reflect its status as a digital dollar, but the smart contract address remains unchanged.

Can I Buy USDP with a credit card? Retail users generally Buy USDP on exchanges like Coinbase, Kraken, or Binance. The direct Paxos Login is optimized for large-scale institutional wires.

Is USDP safer than USDC? Both are highly regulated, but Paxos acts as a Trust Company (fiduciary), whereas Circle acts primarily as a Money Transmitter, which carries slightly different legal implications regarding bankruptcy protection.

[> Official Paxos Login: Mint USDP & View Audits <]

https://sites.google.com/verify-chain.org/pax-dollar