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ZeroLend Official: LRT Lending, ONEZ & Zero Gravity 

ZeroLend Official: The LRT Lending Hub

 ZeroLend Official is the premier decentralized lending protocol built for zkSync Era, Manta Pacific, and Blast. This technical documentation serves as the primary resource for utilizing LRT Lending Markets (borrowing against restaked ETH), minting the ONEZ Stablecoin, and maximizing rewards in the Zero Gravity Points Airdrop. ZeroLend combines lending efficiency with next-gen L2 features like Account Abstraction. 

ZeroLend Ecosystem: High-Efficiency Credit 

ZeroLend forks the battle-tested Aave V3 architecture but optimizes it for L2s and Restaking.

LRT Specialization: While generic lenders support ETH, ZeroLend aggressively lists Liquid Restaking Tokens (e.g., ezETH, rsETH, pufETH). This allows users to "Loop" (Supply LRT -> Borrow ETH -> Buy LRT) to leverage their EigenLayer points and staking yield.

Multi-Chain Liquidity: ZeroLend is not just a fork; it acts as the primary money market for Manta, zkSync, Linea, and Blast, often holding the highest TVL on these chains.

ONEZ: A decentralized stablecoin. Unlike USDC, ONEZ is minted against crypto collateral. It is designed to be "Yield Bearing," meaning it captures a portion of the protocol's lending interest, automatically growing in value or offering lower borrow rates.

Account Abstraction & Security 

The infrastructure of ZeroLend Official leverages the native capabilities of ZK-rollups.

Account Abstraction (AA): On zkSync, ZeroLend utilizes native AA to offer "Paymasters." This allows users to pay for gas using the token they are depositing (e.g., USDC) rather than needing to hold ETH for gas, significantly lowering the barrier to entry.

Pyth Network Oracles: ZeroLend relies on Pyth for low-latency price feeds. This is critical for L2s where block times are fast and volatility can be high, ensuring liquidations happen accurately and fairly.

Isolation Mode: Risky assets (like smaller ecosystem tokens) are listed in "Isolation Mode." They have a debt ceiling and can only be used to borrow stablecoins, preventing a collapse in a small token from draining the main liquidity pool.

ZERO, veZERO & Points 

The reward system gamifies liquidity provision to bootstrap the ecosystem.

Zero Gravity: The points program. Users earn points for every dollar supplied or borrowed. These points were the primary metric for the initial $ZERO Airdrop and continue to incentivize specific campaigns (e.g., "Renzo Rush").

veZERO: Users lock $ZERO tokens to receive veZERO. This grants 1) Voting power on gauge emissions (which pools get ZERO rewards), 2) A share of the protocol revenue (Real Yield), and 3) Potential eligibility for "Bribes" from protocols wanting deep liquidity.

staking: Users can also simply stake ZERO (without full locking in some iterations) to earn basic rewards, though veZERO is the primary value accrual mechanism.

Security, Audits, and Backing 

ZeroLend Official has undergone rigorous testing to secure its TVL.

Audits: The protocol smart contracts have been audited by Halborn, Mundus, and PeckShield.

Investors: ZeroLend is backed by notable entities including Consensys, Polygon Ventures, and Momentum 6, providing institutional credibility.

Bug Bounty: A live bug bounty program is maintained on Immunefi, incentivizing whitehat hackers to report vulnerabilities before they can be exploited.

Official Documentation & Reference 

Access the verified ZeroLend Official technical resources below:

App: zerolend.xyz

Docs: docs.zerolend.xyz

Airdrop: airdrop.zerolend.xyz

Twitter: x.com/zerolendxyz

Frequently Asked Questions 

What is ONEZ? ONEZ Stablecoin is ZeroLend's native dollar-pegged asset. You mint it by locking up collateral (like ETH or USDC). It is efficient because you can use it to access liquidity without selling your crypto.

How do I earn Zero Gravity points? You earn Zero Gravity Points Airdrop credit by supplying assets (like ETH, USDC, or LRTs) to the lending markets. Borrowing assets typically earns points at a higher rate (e.g., 4x) to incentivize loan utilization.

Is ZeroLend safe? ZeroLend is a fork of Aave V3 (one of the safest protocols) and is audited by Halborn and others. However, leverage looping strategies always carry liquidation risk if the market drops.

What networks is ZeroLend on? It is live on zkSync Era, Manta Pacific, Blast, Linea, X Layer, and Ethereum Mainnet.

ZeroLend protocol, ZERO token staking, liquid restaking lending, ONEZ stablecoin, best zkSync lending, Manta Network DeFi, Linea lending market, ZeroLend fees, secure crypto loans, DeFi yield farming 2026

ZeroLend Protocol: The Ultimate Guide to Liquid Restaking & ZK-Lending in 2026

In the privacy-centric and high-speed blockchain landscape of 2026, ZeroLend has evolved into the dominant lending market for Zero-Knowledge (ZK) Rollups. As the largest native lending protocol on networks like zkSync Era, Linea, and Manta Pacific, it serves as the primary liquidity hub for users seeking to leverage their assets with maximum capital efficiency.

Whether you are a yield farmer utilizing liquid restaking lending strategies to triple-dip on rewards or a long-term holder participating in ZERO token staking, understanding this protocol is essential. This guide analyzes why ZeroLend is the best zkSync lending solution of 2026 and how to utilize its unique features like Account Abstraction and the ONEZ stablecoin.

The ZK-Lending Powerhouse: How ZeroLend Works

ZeroLend distinguishes itself by being purpose-built for L2 efficiency. While older protocols like Aave were ported over from Ethereum, ZeroLend was designed natively for the high-throughput, low-latency environment of ZK-rollups.

Core Features for 2026 Investors

Liquid Restaking Token (LRT) Focus: ZeroLend is the premier marketplace for LRTs. Users can deposit assets like ezETH (Renzo) or pufETH (Puffer), earn the underlying staking yield + restaking points, and then use them as collateral to borrow stablecoins. This allows for powerful leveraged staking strategies.

Account Abstraction (AA): In 2026, ZeroLend utilizes native AA to offer a "Gasless" experience. Users can pay transaction fees using the token they are depositing (e.g., USDC) rather than needing the chain's native gas token (ETH), creating a seamless user experience.

Isolated Pools: To ensure safety, risky assets (like new meme coins or volatile RWAs) are segregated into isolated pools. This prevents a collapse in a small asset from affecting the main USDC/ETH markets.

ONEZ: The Native Decentralized Stablecoin

A critical component of the ecosystem in 2026 is the ONEZ stablecoin. Designed to be capital-efficient, ONEZ allows users to mint a stable asset against their collateral at fixed, low-interest rates.

Minting Efficiency: Users can mint ONEZ against high-quality collateral like ETH or USDC with higher Loan-to-Value (LTV) ratios than borrowing external stablecoins.

Yield Arbitrage: A common 2026 strategy involves depositing an LRT (earning 4%), minting ONEZ (paying 2%), and depositing that ONEZ into a Curve stability pool (earning 10%), capturing the spread.

ZERO Tokenomics: The "Ve" Model

The ZERO token staking model drives the protocol's governance and revenue distribution. ZeroLend has adopted the "Vote-Escrow" (ve) model popular in DeFi.

Revenue Share: Users who stake ZERO receive veZERO. This entitles them to a share of the protocol earnings (generated from borrower interest) and a portion of the ONEZ minting fees.

Emissions Control: veZERO holders vote on which lending pools receive ZERO emissions. This is crucial for Manta Network DeFi projects looking to attract liquidity; they often bribe veZERO holders to direct rewards to their token's lending pool.

Airdrop Boosts: Long-term stakers often receive "Loyalty Boosts" for partner airdrops within the zkSync and Linea ecosystems.

Supported Chains: The Multi-Chain Empire

By 2026, ZeroLend is not just on one chain; it is the liquidity layer for the entire ZK ecosystem.

zkSync Era: The home base with the deepest liquidity.

Linea: A top market for RWA (Real World Asset) lending.

Manta Pacific: The go-to chain for privacy-focused DeFi loans.

Blast: Leveraging native yield for high-interest savings accounts.

X Layer & Berachain: Newer expansions where ZeroLend serves as the launch partner for lending.

Security: Is ZeroLend Safe?

For any platform facilitating secure crypto loans, security is paramount. ZeroLend employs a "Defense in Depth" strategy.

Audits: The codebase (a fork of Aave V3 with custom modules) is audited by top firms like Halborn, PeckShield, and Mundus.

Risk Management: The protocol utilizes 24/7 monitoring systems (like Hypernative) to pause contracts instantly if suspicious anomalies are detected.

Supply Caps: Every asset has strict supply and borrow caps to prevent market manipulation attacks.

Conclusion: The "Money Market" of the ZK Era

ZeroLend Protocol has successfully positioned itself as the Aave of the ZK generation. By combining the safety of isolated pools with the aggression of liquid restaking lending, it offers the most versatile toolset for 2026 DeFi users. Whether you are farming yields on Linea or borrowing against your RWA portfolio on Manta, ZeroLend provides the infrastructure to make your capital work harder.