332 Financial economics: Financial institutions are EI5; their effect on growth is EI5 → EO; investment is EO2; interest is EO7. Financial market is EO9 \ EI5a
332.024: Family finance: SF →rp [Family spending money.] or I →rp
Subdivided by ethnic, personality, geographic: SF () →rp or I() →rp
332.024 01 Increasing Personal income: (EO (I))↑
Net Worth: (EI1 / I)↑
Financial security: (EI1 (I))↕↓ [Reduction in fluctuations of net worth.]
332.024 014 Retirement planning: EI5\ EOa [Financial institutions for retired people.] Add – TM4d if wish to stress forecasting.
332.024 016 Estate planning: EI5 \ HM [Financial institutions for mortality.]
332.024 2 Personal debt planning: (I →rp EO7) – TM4d
332.04 Special topics:
332.041 Capital: EO2 \ EO9 [Investment.for Economic output] [Note: this is the way economists use the word, to reflect the physical nature of capital; others may think of capital in terms of money, but capital properly thought of is the result of investment, not the money used for investment (EI5a\ EO2). In practice, though, especially with working capital, this boundary becomes fuzzy.]
332.041 2 Working capital: (EO2 \ EO9) (N2a)
Cash: (EI5a \ EO2) (N2a)
Inventories: EO9 (→gc EO) [Link to working capital]
332.041 4 Fixed capital: (EO2 \ EO9) (N2h)
332.041 5 Capital formation and saving: (EO2 \ EO9)↑ ; I →rp EI5 [Note: These are two quite different things; savings are best thought of as financial transfers to financial institutions (including cash) – savings by organizations can be denoted by replacing I with PI4. but linking this to savings as denoted here.]
332.041 52 Self-financing: EO6 →rp EO2
332.041 54 Venture capital: EO2 > SO2→ [Investment in entrepreneurship]
332.042 International finance: EO2 (N1a)
332.042 4 Capital movements: Should distinguish long-term investment [default above] from short-term investment EO2 (N1a + N2a)
Currency movements: EI5a →gm (N1a) [These are and should be distinguished from short-term investments]
332.1 Banks: EI5e [Dewey puts comprehensive works on money and banking here.]
332.11 Central banks: EI5e (PI2a →rs EI5a) [Banks where governments control money]
332.112 Monetary policy: PI2a →rs EI5a
Central banks and: : EI5e (PI2a →rs EI5a) ↔ (PI2a →rs EI5a)
332.113 Relation to commercial banks: : EI5e (PI2a →rs EI5a) ↔ EI5e
332.114 Open-market operation: : EI5e (PI2a →rs EI5a) ↔rp EI5c
332.12 Commercial banks: EI5e
332.122 Incorporated: EI5e (EI1a)
332.122 3 National: EI5e (N1c)
332.122 4 State/provincial: EI5a (N1e)
332.123 Private banks: EI5a (EI1e)
332.15 International banks: EI5e (N1a)
332.152 International banks for monetary stabilization and balance of payments [IMF]:
EI5e (PI4a →rs EI5a)
332.153 International banks for economic development: EI5e (PI4a →ge EO↑)
Subdivided by region [Dewey classes by country with country]: N1yyy –
[Dewey gives particular codes to particular banks]
332.154 International banks for promoting trade: EI5e (PI4a →ga EO4)
332.155 International banks for international settlements: EI5e (PI4a → (EI5e ↔rp EI5e))
332.16 Banks with multiple outlets: EI5e (N1∑)
332.17 Banking services: EI5e →
332.175 2 Deposits: EI5e →rp EO7 [or under financial services?]
332.175 22 Chequeing accounts: EI5e (I →rp)
332.175 3 Loans: EI5e ←rp EO7
332.175 4 Investments: EI5e →rp EO2
332.178: Special banking services: EI5e → [specify]
332.178 8 Credit cards: PI3g (→rp N2m) [Document that allows you to pay in future]
332.2 Specialized banks: EI5e \
332.21 Savings banks: EI5e (I →rp EI5)
332.22 Postal savings banks: (EI5e (I →rp EI5))(PI2a) [code by government, not postal]
332.26 Trust companies: EI5g
332.28 Development banks serving one country: See above if international; EI5e (→ge (N1yyy – EO↑))
332.3 Credit and loan institutions: [Do not need general category.]
332.31 Agricultural institutions: EI5e (EO91)
332.32 Savings and loan associations: EI5e (→rp NB2)
332.34 Pawnshops: EO9 – EI5e [non-bank financial services?]
332.35 Consumer and sales finance: EO9 – EI5e (EO1)
332.37 Labor and employee banks: EI5e (SO0)
332.38 Credit and loan functions of insurance companies: EI5f ←rp EO7
332.4 Money: EI5a
332.401 Philosophy and theory: EI5a – TF5; EI5a – TT
332.404 Forms and units of money: EI5a ()
Gold and silver coins: EI5a (EO9111018 or EO911101802)
Token coins: EI5a (MTM) (QI8) [symbolic metal money]
Paper money: EI5a (PI3b)
332.41 Value of money: Code for inflation: EO↕1 [This is what Dewey means, though the title is ambiguous]
332.414 Factors affecting: EO↕1 ←
Money supply: EO↕1 ← EI5a
332.414 2 Devaluation: (EI7a (EI5a))↓ [Price of money falls.]
332.415 Stabilization measures (wage-price policies): PI2a →ga EO↕1
332.42 Monetary standards: EI5a – PI3
332.422 Non-metallic standards: (EI5a – PI3) (EI5a) [in terms of other currencies]
332.422 2 Gold standard: (EI5a – PI3) (EO9111018)
332.422 3 Silver standard: (EI5a – PI3) (EO911101802)
332.423 Bimetallism: (EI5a – PI3) (EO9111018 + EO911101802)
332.45: Foreign exchange: EI5a ↔rp EI5a
332.452 Under gold standard: (EI5a ↔rp EI5a)(EI7a∩) [stable (fixed) exchange rate]
[Flexible] : (EI5a ↔rp EI5a)(EI7a↕)
332.456 Exchange rate: (EI5a ↔rp EI5a) – EI7a
Subdivided by time and place
332.456 2 Floating: (EI5a ↔rp EI5a) – EI7a (↕)
332.456 4 Fixed: (EI5a ↔rp EI5a) – EI7a(∩) [Not sure we need distinguish; link to foreign exchange]
332.456 6 Determined by international agreement: ((EI5a ↔rp EI5a) – EI7a)(PI1 ↔ PI1)
332.46 Monetary policy: PI2a →rs EI5a [Dewey has in several places depending on link]
332.49 Historical and geographical treatment of money and monetary policy: EI5a – N1yyy or N2 yyy; (PI2a →rs EI5a) – N1 yyy or N2 yyy
332.54 Barter: ↔rp (+ EI5a)
332.55 Commercial paper as medium of exchange: EI5a (→rp EO7)
332.56 Social Credit money: EI5a – TT (Cutter) [Money theorized by SC]
332.6 Investment: EO2
332.604 Special topics:
332.604 2 Investment for particular purposes: EO2 →
Socially-responsible investment: EO2 (→ii ED↓)
332.604 22 Tax shelters: (EO →rp PI2a) ←ga EO2
332.62 Securities brokers: EO9 xxx (EI5c,d)
332.63 Specific forms of investment:
In art: EO2 (A)
Coins: EO2 (EI5a (EO9 (MTM))
Stamps: EO2: (EO944121513 – PI3g) [Note: not productive investment.]
332.632 Real estate: EO2 (N1)
Securities: EO2 (EI5c)
Commodities: EO2 (EO9)
332.632 042 Evaluation techniques for: add: ←ie TM
332.632 044 Special types of securities: [treats different from bonds below]
Fixed rate: EI5c∩
Variable: EI5c↕
332.632 2 Shares: EI5d
332.632 21 Valuation of: →ie EI5d
332.632 22 Price of: EI5d – EI7a
332.632.25 Preferred stock: EI5d (QC1)
332.632 28 Stock speculation: EO2 (EI5d – EI7a↕)
332.632.283 Options: EI5d (→ rp > N2m) Stocks buy in future.
332.632 3 Bonds: EI5c
Mortgage bonds: EI5c (NB2)
332.632 32 Government securities: EI5c (PI2a)
332.632 33 Municipal bonds: EI5c (PI2af)
332.632 34 Corporate bonds: EI5c (EI1a)
332.632 4 Real estate: EO2 (N1)
332.632 42 Land:
332.632 43 Buildings and fixtures: EO2 (NB)
332.632 44 Mortgages: EO2 (EI5c (NB2))
332.632 47 Real estate investment trusts: EO2 (N1∑)
332.632 7 Investment company securities: [mutual funds] EO2 (EI5d∑)
332.632 8 Commodities: EO2 (EO9)
332.642 Exchange of securities: ↔rs EI5d
Stock exchange: (EO9 \ ↔rp EI5d) – N1
332.643 Over-the-counter markets: (EO9 \ ↔rp EI5d) – N1∑
332.644 Exchange of commodities: ↔rp EO9
Commodity exchange: (EO9 \ ↔rp EO9) – N1
Distinguish agriculture, mining
332.645 Speculation: →rp EI5d (EI7a↕) [Don’t use EO2?]
332.645 2 Futures: EI5d (N2m) [Future stock.]
332.645 22 Hedging: →rp EI5d → ga (← PI7a↕) [Purchase stock to reduce impact of price changes] [Note: quite a different thing, and not speculation.]
332.645 3 Options: EI5d (→ rp > N2m) [same as just above]
332.645 7 Derivatives: EI5d (EI5∑) Stocks that reflect other instruments.
332.65 International exchange of securities: ↔rp EI5d (N1a)
332.66 Investment banks: EI5e (EO2)
332.67 Investment in specific industries: EO2 > EO9yyy
332.672 52 Investment by governments: PI2a →rp EO2
332.672 53 Investment by institutional investors: EI5 →rp EO2
332.672 532 by insurance companies: EI5g →rp EO2
332.672 54 Investment by pension funds: (EI5 (→rp EO5 (SOa))) →rp EO2
332.673 International investment: EO2 (N1a)
By types of investor as above
332.673 2 Government policy on: PI2a → EO2 (N1a)
Incentives and obstacles in both countries: EO2 (N1a) – PI3
Can code by country: PI3 (N1 yyy)
332.678 Investment guides: EO2 – PI3g
332.7 Credit: →ga ←rp EO7 [allow to pay interest]
332.71 Agricultural: (→ga ← rp EO7) (EO91)
332.72 Real estate: (→ga ← rp EO7) (N1)
332.722 Residential (→ga ← rp EO7) (NB2)
332.742 Commercial: (→ga ← rp EO7) ( →rp EO9)
332.743 Personal: (→ga ← rp EO7) (I)
332.75 Insolvency and credit restrictions: →ga ←rp EO7
332.76 Credit instruments:
Money orders, cheques: PI3g (→rp N2c) [pay in days]
332.765 Credit cards [again]: PI3g (→rp N2m)
[Debit card: PI3g (→rp N2a) [Pay instantly]
332.77 Commercial paper (letters of credit, promissory notes): PI3g (← EO7)
332.8 Interest: EO7
332.83 Usury: EO7 ← ga PI3
332.84 Discount: EO7 ↓ ←
332.9 Counterfeiting: EI5a (PC)