Student Loan Borrower Resource Center

Are you struggling with student debt? This page is for you.

Millions of Americans struggle with student debt every year. The burden is even heavier for Black and Latinx communities who are facing disproportionate impacts of the COVID-19 pandemic. If you are facing unemployment or reduced income, these resources can help.

¿Necesita ayuda con préstamos estudiantiles en español? Pruebe estos resúmenes.

Student Loan Help Clinic

Join experts for a Student Loan Help Clinic hosted online or via telephone. Topics covered include, student loan basics, affordable repayment plans, loan forgiveness options, and what to do if you cannot afford your payments.

  • More clinic dates coming soon! In the meantime, watch our recorded clinic below.

Student Loan Aid Tool

If your income goes down suddenly, you are eligible to have your student loan payment reduced under the government income-driven repayment programs. Social impact startup Savi is providing their student loan technology to support this important effort.

Savi logo and art of people saving money on loans

Subject Summaries

Learn about important student loan topics by reading our simple one-page summaries. Find out if you qualify for lower payments, learn more about loan forgiveness programs, and more. Then, give us feedback to help us develop the most helpful resources possible.

Please note: you can view these documents full screen by selecting the "pop-out" button in the upper right corner.

One Pagers_Student Debt Basics v3.pdf

Student Loan Basics

This package includes some top-level documents to help you quickly understand your loan situation and what types of programs you should be looking at.

Versión en español:
Conceptos Básicos de Préstamos Estudiantiles

One Pagers_Income Driven Repayments v2.pdf

Income Driven Repayment (IDR)

This package is all about IDR programs (Income Driven Repayment), which is ideal if you have reduced income due to unemployment or underemployment.

Versión en español: Plan de Pago Impulsados Por Sus Ingresos (IDR, por sus siglas en Inglés)

One Pagers_Public Service Loan Forgiveness v2.pdf

Public Service Loan Forgiveness (PSLF)

This package reviews Public Service Loan Forgiveness, which is a great program if you're employed in a governmental or not-for-profit organization.

Versión en español: Perdón de Préstamos del Servicio Público (PSLF, por sus siglas en Inglés)

Student Loan Help Clinic - Recording

This recording of our Student Loan Help Clinic on September 10, 2020 covers important topics on student loan debt. Find out how you can manage your debt and reduce payments, as well as:

  • A national snapshot of student loans and its effect on the country and marginalized communities

  • Information about types of loans and servicers

  • The CARES Act and executive action affecting student loans

  • Enrolling in income-driven repayment plans (including use of the Savi tool)

  • Public Service Loan Forgiveness and other federal programs to reduce student loans

  • Debt relief scams and other need-to-know student loan information

Was this center helpful? Take the survey to let us know!

The Student Loan Borrower Outreach Program is testing and developing effective educational resources. Help us improve future resources by providing feedback here.

Borrower Survey art - clipboard with happy, sad, and neutral face checkboxes

More questions? Try these resources.

This is the official United States website for federal student aid. It includes information on applying for the FAFSA, getting aid, and repaying loans, including applying for IDR, PSLF, and Disability Discharge programs.

The Consumer Financial Protection Bureau is a U.S. government agency that empowers you to take more control over your economic life and enforces federal consumer financial law.