Privacy Policy
Effective Date: August 2, 2026
Thank you for using Envelopes: Cash Budget Wallet ("the App"). Your privacy is important to us. This Privacy Policy explains what information the App collects, how it is used, and the choices available to you.
By using the App, you agree to the practices described in this Privacy Policy.
1. Information We Collect
Information You Enter
The App allows you to voluntarily enter financial and organizational information, including:
Accounts and wallets
Income and expense records
Budget envelopes
Bills and subscriptions
Business partner information
Transaction notes
Optional location descriptions entered manually
Theme and language preferences
PIN lock settings
This information is stored locally on your device unless otherwise stated.
2. Information Collected Automatically
The App uses third-party services that may automatically collect certain technical information, including:
Device identifiers (such as Advertising ID)
App interactions
Screen views
Diagnostics and crash-related information
Advertising performance information
This information may be processed by Google services to improve app performance and deliver advertisements.
3. How Your Information Is Used
Your information is used to provide the App's functionality, including:
Managing budgets and envelopes
Recording expenses and income
Managing wallets and accounts
Tracking bills and reminders
Managing business partner ledgers
Creating reports
Exporting and restoring backups
Improving app stability
Measuring anonymous app usage
Delivering advertisements
4. Local Data Storage
Core financial information is stored locally on your device using a local database.
Examples include:
Accounts
Transactions
Budgets
Bills
Business partner records
Settings
PIN preferences
Your personal financial records are not uploaded to our own servers.
5. Third-Party Services
The App may use trusted third-party services including:
Google AdMob
Firebase Analytics
Firebase Remote Config
These services may collect technical information in accordance with their own privacy policies.
6. Advertising
The App displays advertisements using Google AdMob.
Ad formats may include:
Banner Ads
Native Ads
Interstitial Ads
App Open Ads
Rewarded Ads
Rewarded advertisements are completely optional and are shown only when initiated by the user to unlock eligible in-app benefits.
7. Notifications
With your permission, the App may send local notifications for:
Budget alerts
Bill reminders
Daily reminders
Savings reminders
Notification permission is optional and can be disabled at any time through your device settings.
8. Backup and Restore
The App allows you to:
Export your financial data
Restore previously exported backups
Generate PDF and supported financial reports
Share exported reports using Android's secure sharing system
These operations are initiated by you.
9. Security
The App includes security features such as:
Optional PIN lock
Local-only storage of financial information
Backup rules that exclude sensitive preference files from automatic device backup
While we take reasonable steps to protect your information, no method of electronic storage is completely secure.
10. Data Sharing
We do not sell your personal financial information.
Financial records entered into the App remain stored locally on your device.
Some technical information may be processed by Google services used for analytics and advertising.
11. Children's Privacy
The App is intended for users aged 13 years and older and is not directed toward children under 13. We do not knowingly collect personal information from children under 13.
12. Your Choices
You may:
Delete your financial data from within the App.
Disable notifications.
Reset or remove your PIN.
Export your data before uninstalling.
Remove the App at any time.
13. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Changes will be reflected by updating the Effective Date at the top of this page.
14. Contact Us
If you have any questions regarding this Privacy Policy, please contact us.
Developer: SSN Developers
App: Envelopes: Cash Budget Wallet
Support Email: partnerships@ssncodelabs.comÂ