Pay It Forward

2019 Pay It Forward Applications


with questions.

DEADLINE for applications July 15, 2019

Download application here.

The Zonta Club of Hilo Foundation is looking for women entrepreneurs who are starting up or expanding a small business and could use a small financial boost. We are now accepting applications for two microgrants to be awarded in 2019.

Each microgrant will be for $1,000 for one year, renewable for a second year upon a successful report about the first year’s use of the funds. If you are, or know of, a woman who could use this grant, please send an email requesting an application questionnaire to, or send a request for an application to the address at the bottom of this letter. The application deadline is July 15, 2019.

The original funding for this grant program was a generous donation in 2014 by Nancy Cabral, a member of Zonta and owner of Day-Lum Rentals & Management, Inc./ Coldwell Banker Day-Lum Properties. She had received an award, and challenged the Zonta Club of Hilo to use the funds to “Pay It Forward” to other women who were working to achieve financial independence and business success. This was the start of Zonta’s Pay It Forward program.

Across the country, over 1,800 of the new businesses started every day are by women entrepreneurs. We’ve come a long way from an average of 952 between 2012 and 2017. Since 1972, women-owned businesses have surged by more than 3,000 percent. Keep in mind that before 1988, to start a business, a woman needed a male co-signer for a loan, so it wasn’t easy. (Source: American Express—State of Women-Owned Businesses 2018)

The program goal of the Zonta Pay It Forward program is to help women in our community start up or expand a business through a grant intended to give a helping hand. Besides the subsidy, we offer (on request) business advice and monitoring via field visits to help awardees run a successful business.

When the awardee has completed the second year under the grant award, we ask that she present a final report to the Zonta Club of Hilo. We also urge awardees to “Pay It Forward” when they are able.

All Zonta Club of Hilo application forms are available for download 

at the end of each section and the bottom of the page. 

Please direct all questions or send in a completed application to

Andrea Christensen,
May 15, 2019, 5:44 PM
Andrea Christensen,
May 15, 2019, 5:44 PM