Travel Personal Accident - Section B - 13

Visits


I. Travel Personal Accident
Our Travel Personal Accident insurance offers flexible coverage in respect of Death and Permanent disablement as well as Medical Expenses benefit for a short period covering a journey.
The maximum limit of acceptance per person is RM200,000. The purpose is to avoid large policies due to possibility of accumulation. The premium charged is based on the nwnber of days of travel and the number ofunits purchased subject to a maximum of 10 units. Each unit is equivalent to a capital sum insured of RM10,000.
Where a proposer ask for a larger cover, details of his income and existing cover
should be determined and request be considered in accordance with our guideline on
sum insured.
The policy can be extended to cover Medical expenses follo\Ving an accident and
Hospitalisation Expenses following a sickness. The premium charged for this
extension again is based on the number of days of travel and the number of units
purchase subject to a maximum of4 units. Each unit is equivalent to RM5,000.
2. Premium for Travel PA
Premium









3. Special Feature of our Travel Personal Accident a) 24 hour. Cover worldwide. b) Cover is inclusive ofriot, strike and civil commotion cover c) Option to select for accident cover only or with medical expenses and
hospitalisation expenses. d) Automatic extension if the journey is delayed due to no act of the Insured.

4.Underwriting Consideration a) Age limit of acceptance is between 16 -65 years.

5. Referred Risks (Acceptance of such risk is to be referred to Business Development or Branch Head)
a) Travelling in unscheduled flights
b) Travelling in boats or pleasure crafts
c) Persons exceeding 75 years old

6. Special Acceptance Risks (Acceptance of such risk is to be referred to Portfolio Underwriters/ Head of Underwriting and Technical Support) a) Persons who are of ill health and/or need to be escorted
b) Travelling in unscheduled flights
c) Tour Agency

7. Declined Risks (Any accommodation of such risk is to be referred to Head of Underwriting and Technical Support/Risk Review Committee)
a) Credit cards/airline schemes













I. Travel Personal Accident
Our Travel Personal Accident insurance offers flexible coverage in respect of Death and Permanent disablement as well as Medical Expenses benefit for a short period covering a journey.
The maximum limit of acceptance per person is RM200,000. The purpose is to avoid large policies due to possibility of accumulation. The premium charged is based on the nwnber of days of travel and the number ofunits purchased subject to a maximum of 10 units. Each unit is equivalent to a capital sum insured ofRM10,000.
Where a proposer ask for a larger cover, details of his income and existing cover
should be determined and request be considered in accordance with our guideline on
sum insured.
The policy can be extended to cover Medical expenses follo\Ving an accident and
Hospitalisation Expenses following a sickness. The premium charged for this
extension again is based on the number of days of travel and the number of units
purchase subject to a maximum of4 units. Each unit is equivalent to RM5,000.
2. Premium for Travel PA
Premium









3. Special Feature of our Travel Personal Accident a) 24 hour. Cover worldwide. b) Cover is inclusive ofriot, strike and civil commotion cover c) Option to select for accident cover only or with medical expenses and
hospitalisation expenses. d) Automatic extension if the journey is delayed due to no act of the Insured.

4.Underwriting Consideration a) Age limit of acceptance is between 16 -65 years.

5. Referred Risks (Acceptance of such risk is to be referred to Business Development or Branch Head)
a) Travelling in unscheduled flights
b) Travelling in boats or pleasure crafts
c) Persons exceeding 75 years old

6. Special Acceptance Risks (Acceptance of such risk is to be referred to Portfolio Underwriters/ Head of Underwriting and Technical Support) a) Persons who are of ill health and/or need to be escorted
b) Travelling in unscheduled flights
c) Tour Agency

7. Declined Risks (Any accommodation of such risk is to be referred to Head of Underwriting and Technical Support/Risk Review Committee)
a) Credit cards/airline schemes
I. Travel Personal Accident
Our Travel Personal Accident insurance offers flexible coverage in respect of Death and Permanent disablement as well as Medical Expenses benefit for a short period covering a journey.
The maximum limit of acceptance per person is RM200,000. The purpose is to avoid large policies due to possibility of accumulation. The premium charged is based on the nwnber of days of travel and the number ofunits purchased subject to a maximum of 10 units. Each unit is equivalent to a capital sum insured of RM10,000.
Where a proposer ask for a larger cover, details of his income and existing cover
should be determined and request be considered in accordance with our guideline on
sum insured.
The policy can be extended to cover Medical expenses follo\Ving an accident and
Hospitalisation Expenses following a sickness. The premium charged for this
extension again is based on the number of days of travel and the number of units
purchase subject to a maximum of4 units. Each unit is equivalent to RM5,000.
2. Premium for Travel PA
Premium









3. Special Feature of our Travel Personal Accident a) 24 hour. Cover worldwide. b) Cover is inclusive ofriot, strike and civil commotion cover c) Option to select for accident cover only or with medical expenses and
hospitalisation expenses. d) Automatic extension if the journey is delayed due to no act of the Insured.

4.Underwriting Consideration a) Age limit of acceptance is between 16 -65 years.

5. Referred Risks (Acceptance of such risk is to be referred to Business Development or Branch Head)
a) Travelling in unscheduled flights
b) Travelling in boats or pleasure crafts
c) Persons exceeding 75 years old

6. Special Acceptance Risks (Acceptance of such risk is to be referred to Portfolio Underwritersl/Head of Underwriting and Technical Support) a) Persons who are of ill health and/or need to be escorted
b) Travelling in unscheduled flights
c) Tour Agency

7. Declined Risks (Any accommodation of such risk is to be referred to Head of Underwriting and Technical Support/Risk Review Committee)
a) Credit cards/airline schemes
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Payment instruction to insurer for your insurance transaction. 信用卡付款指令,保险公司的保险交易。Pembayaran Kad Kredit arahan kepada syarikat insurans untuk transaksi insurans anda.  Dec 13, 2012, 6:38 AM YVONNE WONG
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MPIB -MULTI-PURPOSE INSURANS BHD - AGENTS' GUIDE  Jan 5, 2013, 12:37 AM Simon Poon
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