HUD Median Income


Young home buyers
2013 HUD Median Income for West Virginia
. Median household income is used for a range of reasons, including calculating eligibility for low to moderate mortgage loans; identified as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are searching for a mortgage and your household income is at or less than the amounts displayed below, mention this to the banker or mortgage broker. The advantage may be a smaller down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”


2012 - 2013 HUD median income limits for West Virginia counties

You can verify the HUD limits with eFannieMae. This link > DATA SET will lead you to HUD MSA incomes for one to eight family incomes. Scroll to the bottom of the page and click on the state. A new window will open in your browser.
West Virginia County MSA 2013 HUD Area Income
BARBOUR COUNTY, WVNON METRO AREA45,400
BERKELEY COUNTY, WVHagerstown-Martinsburg, MD-WV65,900
BOONE COUNTY, WVCharleston, WV54,900
BRAXTON COUNTY, WVNON METRO AREA45,400
BROOKE COUNTY, WVSteubenville-Weirton, OH-WV51,700
CABELL COUNTY, WVHuntington-Ashland, WV-KY-OH50,300
CALHOUN COUNTY, WVNON METRO AREA45,400
CLAY COUNTY, WVCharleston, WV54,900
DODDRIDGE COUNTY, WVNON METRO AREA45,400
FAYETTE COUNTY, WVNON METRO AREA45,400
GILMER COUNTY, WVNON METRO AREA45,400
GRANT COUNTY, WVNON METRO AREA47,300
GREENBRIER COUNTY, WVNON METRO AREA45,400
HAMPSHIRE COUNTY, WVWinchester, VA-WV65,300
HANCOCK COUNTY, WVSteubenville-Weirton, OH-WV51,700
HARDY COUNTY, WVNON METRO AREA47,100
HARRISON COUNTY, WVNON METRO AREA50,300
JACKSON COUNTY, WVNON METRO AREA52,600
JEFFERSON COUNTY, WVWashington-Arlington-Alexandria, DC-VA-MD-WV107,500
KANAWHA COUNTY, WVCharleston, WV54,900
LEWIS COUNTY, WVNON METRO AREA45,700
LINCOLN COUNTY, WVCharleston, WV54,900
LOGAN COUNTY, WVNON METRO AREA45,400
MARION COUNTY, WVNON METRO AREA49,700
MARSHALL COUNTY, WVWheeling, WV-OH51,100
MASON COUNTY, WVNON METRO AREA45,400
MCDOWELL COUNTY, WVNON METRO AREA45,400
MERCER COUNTY, WVNON METRO AREA45,400
MINERAL COUNTY, WVCumberland, MD-WV53,000
MINGO COUNTY, WVNON METRO AREA45,400
MONONGALIA COUNTY, WVMorgantown, WV56,600
MONROE COUNTY, WVNON METRO AREA49,300
MORGAN COUNTY, WVHagerstown-Martinsburg, MD-WV65,900
NICHOLAS COUNTY, WVNON METRO AREA47,500
OHIO COUNTY, WVWheeling, WV-OH51,100
PENDLETON COUNTY, WVNON METRO AREA56,500
PLEASANTS COUNTY, WVParkersburg-Marietta-Vienna, WV-OH53,200
POCAHONTAS COUNTY, WVNON METRO AREA45,400
PRESTON COUNTY, WVMorgantown, WV56,600
PUTNAM COUNTY, WVCharleston, WV54,900
RALEIGH COUNTY, WVNON METRO AREA51,600
RANDOLPH COUNTY, WVNON METRO AREA47,200
RITCHIE COUNTY, WVNON METRO AREA45,400
ROANE COUNTY, WVNON METRO AREA45,400
SUMMERS COUNTY, WVNON METRO AREA45,400
TAYLOR COUNTY, WVNON METRO AREA49,900
TUCKER COUNTY, WVNON METRO AREA45,400
TYLER COUNTY, WVNON METRO AREA48,300
UPSHUR COUNTY, WVNON METRO AREA47,500
WAYNE COUNTY, WVHuntington-Ashland, WV-KY-OH50,300
WEBSTER COUNTY, WVNON METRO AREA45,400
WETZEL COUNTY, WVNON METRO AREA50,700
WIRT COUNTY, WVParkersburg-Marietta-Vienna, WV-OH53,200
WOOD COUNTY, WVParkersburg-Marietta-Vienna, WV-OH53,200
WYOMING COUNTY, WVNON METRO AREA45,400