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Some states like Sc have placed limits on the fee amount allowed. South Carolina law limits this fee to 15% of the loan amount borrowed. Should you look at this in a yearly APR it would be 390% interest.

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These refinancing options do carry high rates using them and shouldn't be removed as a general practice as this can lead to finance unsteadiness. Pay-day loans are essential however in helping Americans with short term money flow issues and lending quick money when they actually need it.

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