FHA loan limits for Utah - 2019

House with a sold sign
Here are the FHA loan limits for the Utah counties. Home buyers only require a 3.5% down payment with an FHA mortgage if they stay at or below the maximum county lending limits. Loan amounts that exceed the lending limits are known as jumbo FHA mortgages. The FHA home loan is the easiest way to purchase a home.

"How much can I borrow with an FHA loan"?
The maximum mortgage amount is determined by a number of factors, including a debt to income calculation. This borrowing calculation measures the amount of monthly debt the borrower pays each month relative to the monthly income. The borrower's credit score is used to determine the maximum debt percentage. Learn more about FHA mortgages at AnytimeEstimate.com

One-Unit is a single family home or condominium
Two-Unit is two separate living units (duplex)
Three-Unit three separate living units (triplex)
Four-Unit four separate living units (fourplex)

FHA loan limits for Utah Counties

County Name  One-Family  Two-Family  Three-Family  Four-Family 
BEAVER  $314,827 $403,125 $487,250 $605,525
BOX ELDER  $401,350 $513,800 $621,050 $771,850
CACHE  $314,827 $403,125 $487,250 $605,525
CARBON  $314,827 $403,125 $487,250 $605,525
DAGGETT  $314,827 $403,125 $487,250 $605,525
DAVIS  $401,350 $513,800 $621,050 $771,850
DUCHESNE  $314,827 $403,125 $487,250 $605,525
EMERY  $314,827 $403,125 $487,250 $605,525
GARFIELD  $314,827 $403,125 $487,250 $605,525
GRAND  $314,827 $403,125 $487,250 $605,525
IRON  $314,827 $403,125 $487,250 $605,525
JUAB  $377,200 $482,850 $583,700 $725,400
KANE  $314,827 $403,125 $487,250 $605,525
MILLARD  $314,827 $403,125 $487,250 $605,525
MORGAN  $401,350 $513,800 $621,050 $771,850
PIUTE  $314,827 $403,125 $487,250 $605,525
RICH  $314,827 $403,125 $487,250 $605,525
SALT LAKE  $388,700 $497,600 $601,500 $747,500
SAN JUAN  $314,827 $403,125 $487,250 $605,525
SANPETE  $314,827 $403,125 $487,250 $605,525
SEVIER  $314,827 $403,125 $487,250 $605,525
SUMMIT  $726,525 $930,300 $1,124,475 $1,397,400
TOOELE  $388,700 $497,600 $601,500 $747,500
UINTAH  $314,827 $403,125 $487,250 $605,525
UTAH  $377,200 $482,850 $583,700 $725,400
WASATCH  $462,300 $591,800 $715,400 $889,050
WASHINGTON  $349,600 $447,550 $540,950 $672,300
WAYNE  $314,827 $403,125 $487,250 $605,525
WEBER  $401,350 $513,800 $621,050 $771,850