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Retirement & Life Insurance

401(a) Defined Contribution Plan:

Effective January 1 2014, Preferred Hiring Pool (PHP) adjuncts began receiving a 10% contribution based on their gross monthly wage by the University on a pay period basis.  The provision that required teaching a minimum number of units each calendar year is no longer in effect. 

Contributions are remitted after each pay period to a 401(a) Defined Contribution Account.  You choose how to invest your money amongst the different investment options. However, if you do not make a selection, the default investment option is the Life Cycle Fund closest to the year you turn age 65.

403(b) Voluntary Retirement Plan:

Adjunct Professors are eligible to contribute to this plan via payroll deduction up to the IRS elective deferral limits*.  You can contribution to TIAA-CREF and/or Fidelity and both plans offer a Roth option. 

To enroll, please complete an application for TIAA-CREF and/or Fidelity and a Salary Reduction Authorization Form.

*if an employee made or will make elective deferrals (Pre-Tax Contributions) or Roth Contributions to an retirement plan not maintained by the University in this calendar year, the employee is responsible for ensuring that all his/her contributions in aggregate do not exceed his/her IRS elective deferral limit.

For information about onsite financial counseling visits please visit:

For additional questions about the retirement plans, please contact

Life Insurance:

All active, Preferred Hiring Pool adjunct professors actively at work are eligible for $40,000 in basic life and accidental death and dismemberment.  This amount reduces by 65% at age 70. 

Newly eligible PHP adjunct professors will be sent a beneficiary form to complete and return to the Office of Human Resources, Benefits Office, LM 339 or or fax to 415-386-1074.