Disclaimer: the author of this website is not a lawyer. The information provided is of a general nature only, and does not in any way constitute legal advice or recommendations. The information is provided "as is" and there may be errors or inaccuracies, or the information may not be completely up-to-date. The information may also relate to consumer law in a different state to where you live. Always check the information provided before relying on it. You should always obtain independent legal advice from a qualified professional before relying on any information provided on this site. The content contained within this website reflects the personal views and opinions of the author. Documents referred to as "fines" are breach of contract notices.