One of the great things about most prepaid cell phones is you do not have to have credit to get your phone. Bad Credit, Good Credit, No Credit you do not need a credit score to get a Prepaid Cell Phone from Tracfone or Net10.
My recommendation is to use your good credit to buy a house and save money with a Pay as you go Prepaid Cell phone. Right now the best deals are from the NET10.com Website. With any phone you purchase from the website you get 300 free minutes. 100 free minutes each time you add a phone card.
There are three main credit scoring agencies in the United States. Experian, Transunion and Equifax. Knowing what your credit score and what goes into it can save you a lot of money on the interest you will pay. Get your FREE credit score and more!
A Prepaid phone will never have a negative effect on your credit score. If you run out of minutes or activity time you will lose your ability to use your phone. With a contract phone if you do not fulfill your contract it will go as a negative on your credit report.