No Fee 3rd Party Payers Payment Card


Why you want to use our 3rd party payment distribution system:

  • All cards are Visa Branded Reloadable cards, used anywhere Visa is accepted.
  • Payments can be split between the card and the payee's checking account (we do the ACH processing for you!).
  • Numerous benefits for your cardholders.
  • No change in administration or banking institution.
  • No change to your current payroll processor.
  • Eliminates paper checks.
  • Generates revenue to you.
  • Generates nonprofit contributions.
  • Provides savings and benefits for your payees.
  • Easy and fast implementation.
  • Cards may be branded with your approved logo.
  • Saves you money.






Back Office Visibility


  • Enroll your payees.
  • Set their splits between the card and their checking accounts.
  • In House payment is only .35¢ per ACH to Employee's Card if you are paying from your back office.  If you are using a payroll company to do your ACH (Direct Deposit) payroll there is no fee for loading funds on your employee's card.


What you need to know as an Employer

How many employees or other Payees do you need to pay?

We offer several methods for enrolling payees and submitting payment information to fit the needs of any employer or other payer.  Smaller Payers can set up their company and maintain payment information right on our site. We can also work with larger Payers to interface directly with your payroll provider, accounts payable system, etc.  You can even enroll employees and submit payment data through spreadsheets right to our secure site.  And, you no longer need to worry about the cost of ACH for your direct deposit employees.  With our system, you can split payments between our card and your payee's bank account and WE handle the ACH transactions!

Worried about card retention?

Because our cards offer so many benefits, your payees will KEEP OUR CARD, even if you only pay them periodically.  When you are not loading funds to their card, they can put money on the card right from their own checking account.  That keeps the card in use, providing benefits, and ready for your next payment distribution.

Talk with us and we'll set up the system that works best for you.





Card Benefits for your Employees:

  • Save BIG with merchant rebates - all cards are automatically enrolled in DebitDeals.
  • Save $.03 per gallon off gas anywhere in the U.S.
  • Manage your OWN daily and WEEKLY spending limits - a great budgeting tool!
  • No need to change banks, your account is funded from your current checking acct, or by a 3rd party such as your employer.
  • If your employee does not have a checking account to attach to their card they have the option to select the 3rd Party Funded iCareCard that can be funded by Direct Deposit Only durring sign-up.
  • No reload, transaction, or monthly fees.
  • Set your own text or email card balance notifications.
  • View your transactions online anytime.
  • Earn 5 cents Cash Back Reward when you use your card (on purchases of at least $10).
  • Get cash rebates at over 1,000 online retailers.
  • Get discounts and coupons on travel, entertainment, prescriptions, restaurants, groceries, and more.
  • Earn monthly referral income.
  • No Monthly Fees and No Loading Fees.

Best of all, each time you use your card you earn rebates for yourself and donations for your favorite charity!



FAQ:

What is the iCareCard?

The iCareCard is a Reloadable Visa debit card, and can be used anywhere in the world where Visa is accepted.

How do I load funds on the card?

There are two types of iCareCard Reloadable cards, Self Funded, and 3rd Party Funded.  Self Funded cards are loaded and re-loaded from your current checking account.  You determine the balance you want to load on your card and when the balance falls below your selected re-load point, your card is re-loaded from your checking account.  3rd Party Funded cards are loaded by a 3rd party, such as your employer.

Are My Funds Insured?

Yes, your card balance is insured up to $250,000 by the FDIC.

What are the Advantages of the iCareCard?

The Significant Advantages Include:

  • $.03/gallon rebate on fuel anywhere in the United States.
  • Cash Give Back rewards from participating DebitDeals merchants (see www.debitdeals.com).
  • No transaction or loading fees unless you use an ATM or get cash from a bank.
  • Cash contributions for your chosen charity or non-profit at no cost to you.
  • Ability to set your own Daily and Weekly spending limits (great for family budgeting).
  • Daily email or text alerts.
  • View your transactions at any time.
  • Phone Response to Balance inquiries 24/7.
  • Automatic Re-Load (set it and forget it).
  • Earn 5 cents Cash Back Reward when you use your card (on purchases of at least $10).
  • Get cash rebates at over 1,000 online retailers.
  • Get discounts and coupons on travel, entertainment, prescriptions, restaurants, groceries, and more.
  • Earn monthly referral income.
  • No Monthly Fees and No Loading Fees.

How much money can I keep on my card?

For self funded cards the limit is $5,000.00. For 3rd Party Payer cards the limit is based on the needs of the payer.

Can I use my card for online or telephone payments?

Yes, this is a fully functional Visa card

Do I have to use a PIN number?

No Purchases can be made as a Credit (no PIN required).

What is DebitDeals?

DebitDeals is a program designed to drive more business to local merchants, provide savings (give backs) to our cardholders, and provide much needed assistance to charities and non-profits

What is "Amount on Hold"?

This is an estimate of the amount of purchases made recently which have not yet posted to your card balance.

Can I load "one time" additional funds to my card for a special situation?

Yes, you can manually transfer funds to your card by logging in to your card account. In addition, you can move funds from your card back to your checking account as the need arises.