Young home buyers
2015 HUD Median Income for Tennessee. Median household income is used for a variety of reasons, including defining eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re searching for a mortgage and your household income is at or less than the amounts displayed below, mention this to the lender or mortgage broker. The advantage may be a reduced downpayment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”



2015 Median Income For Tennessee Counties

2015 Median County Income 80% of Median Household Income
County Name Median Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Anderson County 61,600 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
Bedford County 50,100 28,100 32,100 36,100 40,100 43,350 46,550 49,750 52,950
Benton County 42,000 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Bledsoe County 39,300 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Blount County 61,600 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
Bradley County 47,200 27,650 31,600 35,550 39,450 42,650 45,800 48,950 52,100
Campbell County 41,200 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Cannon County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Carroll County 48,500 27,200 31,050 34,950 38,800 41,950 45,050 48,150 51,250
Carter County 52,400 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
Cheatham County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Chester County 64,900 30,450 34,800 39,150 43,500 47,000 50,500 53,950 57,450
Claiborne County 46,200 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Clay County 41,700 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Cocke County 42,100 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Coffee County 51,900 29,050 33,200 37,350 41,500 44,850 48,150 51,500 54,800
Crockett County 48,000 26,900 30,750 34,600 38,400 41,500 44,550 47,650 50,700
Cumberland County 46,800 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Davidson County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Decatur County 52,000 29,050 33,200 37,350 41,500 44,850 48,150 51,500 54,800
DeKalb County 47,400 26,550 30,350 34,150 37,900 40,950 44,000 47,000 50,050
Dickson County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Dyer County 49,400 27,650 31,600 35,550 39,500 42,700 45,850 49,000 52,150
Fayette County 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Fentress County 39,100 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Franklin County 53,800 30,150 34,450 38,750 43,050 46,500 49,950 53,400 56,850
Gibson County 50,200 28,150 32,150 36,150 40,150 43,400 46,600 49,800 53,000
Giles County 48,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Grainger County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Greene County 41,100 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Grundy County 37,800 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Hamblen County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Hamilton County 59,000 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Hancock County 31,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Hardeman County 49,200 27,000 30,850 34,700 38,550 41,650 44,750 47,850 50,900
Hardin County 41,100 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Hawkins County 51,800 29,050 33,200 37,350 41,450 44,800 48,100 51,400 54,750
Haywood County 43,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Henderson County 49,100 27,550 31,450 35,400 39,300 42,450 45,600 48,750 51,900
Henry County 50,300 28,200 32,200 36,250 40,250 43,500 46,700 49,950 53,150
Hickman County 51,700 28,950 33,100 37,250 41,350 44,700 48,000 51,300 54,600
Houston County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Humphreys County 53,800 30,150 34,450 38,750 43,050 46,500 49,950 53,400 56,850
Jackson County 43,600 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Jefferson County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Johnson County 37,500 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Knox County 61,600 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
Lake County 39,200 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Lauderdale County 39,600 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Lawrence County 48,200 27,000 30,850 34,700 38,550 41,650 44,750 47,850 50,900
Lewis County 43,500 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Lincoln County 54,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Loudon County 61,600 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
McMinn County 50,300 28,200 32,200 36,250 40,250 43,500 46,700 49,950 53,150
McNairy County 44,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Macon County 44,000 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Madison County 64,900 30,450 34,800 39,150 43,500 47,000 50,500 53,950 57,450
Marion County 59,000 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Marshall County 53,200 29,800 34,050 38,300 42,550 46,000 49,400 52,800 56,200
Maury County 53,600 30,050 34,350 38,650 42,900 46,350 49,800 53,200 56,650
Meigs County 47,300 26,500 30,300 34,100 37,850 40,900 43,950 46,950 50,000
Monroe County 46,600 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Montgomery County 51,400 28,850 32,950 37,050 41,150 44,450 47,750 51,050 54,350
Moore County 60,800 34,100 38,950 43,800 48,650 52,550 56,450 60,350 64,250
Morgan County 49,400 27,650 31,600 35,550 39,500 42,700 45,850 49,000 52,150
Obion County 51,400 28,800 32,900 37,000 41,100 44,400 47,700 51,000 54,300
Overton County 45,300 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Perry County 41,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Pickett County 48,900 27,400 31,300 35,200 39,100 42,250 45,400 48,500 51,650
Polk County 47,200 27,650 31,600 35,550 39,450 42,650 45,800 48,950 52,100
Putnam County 48,300 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Rhea County 47,800 26,800 30,600 34,450 38,250 41,350 44,400 47,450 50,500
Roane County 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Robertson County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Rutherford County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Scott County 40,400 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Sequatchie County 59,000 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Sevier County 50,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Shelby County 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Smith County 56,800 31,850 36,400 40,950 45,450 49,100 52,750 56,400 60,000
Stewart County 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Sullivan County 51,800 29,050 33,200 37,350 41,450 44,800 48,100 51,400 54,750
Sumner County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Tipton County 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Trousdale County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Unicoi County 52,400 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
Union County 61,600 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
Van Buren County 41,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Warren County 46,000 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Washington County 52,400 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
Wayne County 49,000 27,450 31,400 35,300 39,200 42,350 45,500 48,650 51,750
Weakley County 53,900 28,850 33,000 37,100 41,200 44,500 47,800 51,100 54,400
White County 44,900 26,250 30,000 33,750 37,500 40,500 43,500 46,500 49,500
Williamson County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650
Wilson County 66,900 37,450 42,800 48,150 53,500 57,800 62,100 66,350 70,650