Young home buyers
2016 HUD Median Income for Tennessee. Median household income is used for a variety of reasons, including defining eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re searching for a mortgage and your household income is at or less than the amounts displayed below, mention this to the lender or mortgage broker. The advantage may be a reduced downpayment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”



2016 HUD Median Income For Tennessee Counties

80% of the HUD Median Income
County_Name Area Median Income 1 person 2 person 3 person 4 person 5 person 6 person 7 person 8 person
Anderson County 61,900 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Bedford County 49,000 27,450 31,400 35,300 39,200 42,350 45,500 48,650 51,750
Benton County 40,600 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Bledsoe County 41,000 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Blount County 61,900 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Bradley County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Campbell County 40,300 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Cannon County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Carroll County 46,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Carter County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
Cheatham County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Chester County 54,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Claiborne County 43,900 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Clay County 37,600 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Cocke County 40,100 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Coffee County 51,700 28,950 33,100 37,250 41,350 44,700 48,000 51,300 54,600
Crockett County 44,800 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Cumberland County 44,800 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Davidson County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Decatur County 48,200 27,650 31,600 35,550 39,500 42,700 45,850 49,000 52,150
DeKalb County 45,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Dickson County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Dyer County 48,300 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Fayette County 60,100 33,700 38,500 43,300 48,100 51,950 55,800 59,650 63,500
Fentress County 38,800 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Franklin County 50,000 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Gibson County 49,300 27,650 31,600 35,550 39,450 42,650 45,800 48,950 52,100
Giles County 48,300 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Grainger County 42,200 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Greene County 46,300 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Grundy County 36,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Hamblen County 51,500 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Hamilton County 61,300 34,300 39,200 44,100 48,950 52,900 56,800 60,700 64,650
Hancock County 31,600 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Hardeman County 43,100 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Hardin County 42,300 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Hawkins County 50,700 28,400 32,450 36,500 40,550 43,800 47,050 50,300 53,550
Haywood County 44,200 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Henderson County 48,800 27,350 31,250 35,150 39,050 42,200 45,300 48,450 51,550
Henry County 50,100 28,100 32,100 36,100 40,100 43,350 46,550 49,750 52,950
Hickman County 48,900 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Houston County 45,800 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Humphreys County 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Jackson County 43,900 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Jefferson County 51,500 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Johnson County 37,800 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Knox County 61,900 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Lake County 37,900 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Lauderdale County 39,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Lawrence County 48,900 27,400 31,300 35,200 39,100 42,250 45,400 48,500 51,650
Lewis County 43,500 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Lincoln County 52,500 29,400 33,600 37,800 42,000 45,400 48,750 52,100 55,450
Loudon County 61,900 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
McMinn County 49,900 27,950 31,950 35,950 39,900 43,100 46,300 49,500 52,700
McNairy County 42,600 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Macon County 43,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Madison County 54,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Marion County 61,300 34,300 39,200 44,100 48,950 52,900 56,800 60,700 64,650
Marshall County 53,300 29,900 34,150 38,400 42,650 46,100 49,500 52,900 56,300
Maury County 57,900 31,500 36,000 40,500 44,950 48,550 52,150 55,750 59,350
Meigs County 48,900 27,400 31,300 35,200 39,100 42,250 45,400 48,500 51,650
Monroe County 46,100 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Montgomery County 57,300 30,200 34,500 38,800 43,100 46,550 50,000 53,450 56,900
Moore County 61,000 34,200 39,050 43,950 48,800 52,750 56,650 60,550 64,450
Morgan County 46,600 26,350 30,100 33,850 37,600 40,650 43,650 46,650 49,650
Obion County 48,000 27,400 31,300 35,200 39,100 42,250 45,400 48,500 51,650
Overton County 44,700 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Perry County 40,700 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Pickett County 43,300 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Polk County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Putnam County 42,400 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Rhea County 47,800 26,800 30,600 34,450 38,250 41,350 44,400 47,450 50,500
Roane County 54,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Robertson County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Rutherford County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Scott County 36,800 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Sequatchie County 61,300 34,300 39,200 44,100 48,950 52,900 56,800 60,700 64,650
Sevier County 51,600 28,950 33,050 37,200 41,300 44,650 47,950 51,250 54,550
Shelby County 60,100 33,700 38,500 43,300 48,100 51,950 55,800 59,650 63,500
Smith County 53,700 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Stewart County 52,600 29,500 33,700 37,900 42,100 45,500 48,850 52,250 55,600
Sullivan County 50,700 28,400 32,450 36,500 40,550 43,800 47,050 50,300 53,550
Sumner County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Tipton County 60,100 33,700 38,500 43,300 48,100 51,950 55,800 59,650 63,500
Trousdale County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Unicoi County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
Union County 61,900 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Van Buren County 42,100 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Warren County 45,100 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Washington County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
Wayne County 45,800 26,150 29,850 33,600 37,300 40,300 43,300 46,300 49,250
Weakley County 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
White County 43,500 26,000 29,700 33,400 37,100 40,100 43,050 46,050 49,000
Williamson County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350
Wilson County 68,500 38,400 43,850 49,350 54,800 59,200 63,600 68,000 72,350