Young home buyers
2017 HUD Median Income for Tennessee. Median household income is used for a variety of reasons, including defining eligibility for low to moderate mortgage loans; also known as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage product that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re searching for a mortgage and your household income is at or less than the amounts displayed below, mention this to the lender or mortgage broker. The advantage may be a reduced downpayment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”



2017 HUD Median Income For Tennessee Counties




80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Anderson County Knoxville, TN HUD Metro FMR Area 63,900 35,800 40,900 46,000 51,100 55,200 59,300 63,400 67,500
Bedford County Bedford County, TN 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Benton County Benton County, TN 43,800 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Bledsoe County Bledsoe County, TN 43,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Blount County Knoxville, TN HUD Metro FMR Area 63,900 35,800 40,900 46,000 51,100 55,200 59,300 63,400 67,500
Bradley County Cleveland, TN MSA 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Campbell County Campbell County, TN HUD Metro FMR Area 41,100 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Cannon County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Carroll County Carroll County, TN 48,100 26,950 30,800 34,650 38,500 41,600 44,700 47,750 50,850
Carter County Johnson City, TN MSA 51,800 29,050 33,200 37,350 41,450 44,800 48,100 51,400 54,750
Cheatham County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Chester County Jackson, TN HUD Metro FMR Area 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Claiborne County Claiborne County, TN 43,800 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Clay County Clay County, TN 37,000 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Cocke County Cocke County, TN 41,200 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Coffee County Coffee County, TN 51,400 28,800 32,900 37,000 41,100 44,400 47,700 51,000 54,300
Crockett County Crockett County, TN HUD Metro FMR Area 46,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Cumberland County Cumberland County, TN 46,300 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Davidson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Decatur County Decatur County, TN 47,400 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
DeKalb County DeKalb County, TN 46,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Dickson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Dyer County Dyer County, TN 55,800 28,950 33,050 37,200 41,300 44,650 47,950 51,250 54,550
Fayette County Memphis, TN-MS-AR HUD Metro FMR Area 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Fentress County Fentress County, TN 38,400 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Franklin County Franklin County, TN 51,900 29,050 33,200 37,350 41,500 44,850 48,150 51,500 54,800
Gibson County Gibson County, TN 49,700 27,850 31,800 35,800 39,750 42,950 46,150 49,300 52,500
Giles County Giles County, TN 49,000 27,450 31,400 35,300 39,200 42,350 45,500 48,650 51,750
Grainger County Grainger County, TN HUD Metro FMR Area 44,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Greene County Greene County, TN 46,400 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Grundy County Grundy County, TN 37,000 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Hamblen County Morristown, TN MSA 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Hamilton County Chattanooga, TN-GA MSA 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Hancock County Hancock County, TN 35,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Hardeman County Hardeman County, TN 41,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Hardin County Hardin County, TN 43,800 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Hawkins County Kingsport-Bristol-Bristol, TN-VA MSA 54,500 30,350 34,700 39,050 43,350 46,850 50,300 53,800 57,250
Haywood County Haywood County, TN 44,000 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Henderson County Henderson County, TN 50,600 28,350 32,400 36,450 40,500 43,750 47,000 50,250 53,500
Henry County Henry County, TN 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Hickman County Hickman County, TN HUD Metro FMR Area 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Houston County Houston County, TN 51,500 27,800 31,750 35,700 39,650 42,850 46,000 49,200 52,350
Humphreys County Humphreys County, TN 55,500 31,100 35,550 40,000 44,400 48,000 51,550 55,100 58,650
Jackson County Jackson County, TN 41,800 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Jefferson County Morristown, TN MSA 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Johnson County Johnson County, TN 42,300 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Knox County Knoxville, TN HUD Metro FMR Area 63,900 35,800 40,900 46,000 51,100 55,200 59,300 63,400 67,500
Lake County Lake County, TN 41,600 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Lauderdale County Lauderdale County, TN 40,000 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Lawrence County Lawrence County, TN 48,600 27,250 31,150 35,050 38,900 42,050 45,150 48,250 51,350
Lewis County Lewis County, TN 44,200 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Lincoln County Lincoln County, TN 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
Loudon County Knoxville, TN HUD Metro FMR Area 63,900 35,800 40,900 46,000 51,100 55,200 59,300 63,400 67,500
McMinn County McMinn County, TN 51,600 28,950 33,050 37,200 41,300 44,650 47,950 51,250 54,550
McNairy County McNairy County, TN 42,700 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Macon County Macon County, TN HUD Metro FMR Area 43,200 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Madison County Jackson, TN HUD Metro FMR Area 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Marion County Chattanooga, TN-GA MSA 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Marshall County Marshall County, TN 51,400 28,800 32,900 37,000 41,100 44,400 47,700 51,000 54,300
Maury County Maury County, TN HUD Metro FMR Area 66,600 33,650 38,450 43,250 48,050 51,900 55,750 59,600 63,450
Meigs County Meigs County, TN 41,100 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Monroe County Monroe County, TN 46,200 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Montgomery County Clarksville, TN-KY MSA 55,800 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Moore County Moore County, TN 53,400 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Morgan County Morgan County, TN HUD Metro FMR Area 47,700 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Obion County Obion County, TN 48,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Overton County Overton County, TN 44,200 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Perry County Perry County, TN 43,100 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Pickett County Pickett County, TN 45,300 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Polk County Cleveland, TN MSA 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Putnam County Putnam County, TN 50,800 27,800 31,750 35,700 39,650 42,850 46,000 49,200 52,350
Rhea County Rhea County, TN 50,200 28,150 32,150 36,150 40,150 43,400 46,600 49,800 53,000
Roane County Roane County, TN HUD Metro FMR Area 54,900 30,750 35,150 39,550 43,900 47,450 50,950 54,450 57,950
Robertson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Rutherford County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Scott County Scott County, TN 38,800 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Sequatchie County Chattanooga, TN-GA MSA 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Sevier County Sevier County, TN 52,600 29,500 33,700 37,900 42,100 45,500 48,850 52,250 55,600
Shelby County Memphis, TN-MS-AR HUD Metro FMR Area 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Smith County Smith County, TN HUD Metro FMR Area 56,000 31,400 35,850 40,350 44,800 48,400 52,000 55,600 59,150
Stewart County Stewart County, TN 55,700 31,200 35,650 40,100 44,550 48,150 51,700 55,250 58,850
Sullivan County Kingsport-Bristol-Bristol, TN-VA MSA 54,500 30,350 34,700 39,050 43,350 46,850 50,300 53,800 57,250
Sumner County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Tipton County Memphis, TN-MS-AR HUD Metro FMR Area 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Trousdale County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Unicoi County Johnson City, TN MSA 51,800 29,050 33,200 37,350 41,450 44,800 48,100 51,400 54,750
Union County Knoxville, TN HUD Metro FMR Area 63,900 35,800 40,900 46,000 51,100 55,200 59,300 63,400 67,500
Van Buren County Van Buren County, TN 44,300 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Warren County Warren County, TN 46,700 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Washington County Johnson City, TN MSA 51,800 29,050 33,200 37,350 41,450 44,800 48,100 51,400 54,750
Wayne County Wayne County, TN 43,100 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Weakley County Weakley County, TN 52,400 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
White County White County, TN 42,900 26,850 30,650 34,500 38,300 41,400 44,450 47,500 50,600
Williamson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550
Wilson County Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area 68,700 38,500 44,000 49,500 54,950 59,350 63,750 68,150 72,550