Finance And Investments
 

Introducing Stock Markets

In 1782 in America, world’s first stock market came into existence. Prior to this in huge wall compound fights between four types of animals were arranged. People used to earn money on the strength and weakness of these animals.  Financial market adopted the same technique and “Stock Exchange” Was born. Later on building was built for stock exchange. American stock exchange was named “Wall Street” after above stated wall. Those animals used to for fight were Bulls, Beers, Hogs, And Sheep. Each of them is having following characteristics. More details....... 

Fundamental analysis of shares

Before doing actual investment one must study following things.

Equity – Initially an amount of capital is invested or used to start the company to run its operations by issuing shares or the equally divided parts as per the amount of investment.

Holding pattern – Every Company has some share holding pattern.


Tax Benefits on LOAN-You can get two kinds of tax sops on your home loan. They are: On interest portion – A deduction of up to Rs 1.5 lakh every year on the interest amount  On principal portion – The principal portion qualifies for a deduction under the mixed bag of Section 80C. So ideally, you can get up to Rs 1 lakh deduction on the principal portion every year. More Details......
1. Credit Analysis Basics and Risk Definitions
2. Money Laundering and Frauds
3. Understanding & Using Letters of Credit
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Credit Cards - money leak?There are a lot of hidden costs behind that credit card you own and if you aren't watchful enough, your monthly statement may shock you. Here is a checklist on where your credit card expenses may spill over, and you may have to pay the extra buck quite unnecessarily. More Details......                               CAR, Personal and Durable LOAN's- These loans are a sure-shot avenue for wealth leakage. With all the banks waiting to give you a loan, the temptation is too high to resist and it's easy to succumb to a smooth talking salesman. But there are a few things you must know which might help you plug your outflow.

Where the money leaks and how to stop it? More Details......
Floating Rate LOAN Banks and housing finance companies lavishly claim that a floating rate loan is a sure-shot winner to get the benefit of a falling interest rate scenario. But going by the way banks are phrasing their home loan agreements, there appears to be little truth in that claim.
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Pre- Paying Home  LOAN Got a windfall and think that your first priority would be pre-paying that home loan you took some years back? Why not! But, just like in the case of investments, as a borrower you should ‘time' your prepayment correctly. You need to know when to go for it and when to postpone your decision. Besides, you also need to know what factors you should take into account before you prepay your home loan. Here's giving you a lowdown on all these and a lot more. More Details......
Home loan As the name suggests, this is a loan given out to purchase a home. You can get a loan of up to 85% of the property cost. You can choose from a fixed rate loan or a floating rate loan.
Home improvement and extension loan  These are loans given out to carry out either partial repair work in your home or to extend the home by adding extra space More Details......
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Why HOME LOAN - Taking a loan to buy a home comes with its share of goodies. In fact, it might just make more sense to take a loan in order to buy a home than buy it out of your own funds.

If you want to buy a house, you have two options to fund it – Either use your own funds or take a loan. Most of us obviously would not be able to afford an outright purchase (without availing of any loan whatsoever).  More Details......
I will be eligible for how much loan amount ?You will be eligible for how much loan amountd, epends on the amount of loan repayment or EMI that you can afford to make every month. When you approach a bank to take a home loan, they will usually work out your eligibility on this basis. How does the bank find out how much you can afford to shell out on your EMI? More Details......