Need Credit Repair?

Consumer Protection LINKS

CLASS Attorney In the News!


Here are some FDCPA related links which you might find helpful and encouraging:


                                National DO-NOT-CALL Registry

                                The REAL Free Credit Report Website

LAWS:
    Federal Fair Debt Collections Practices Act in PDF
    Federal Fair Debt Collections Practices Act in HTML
    
    Federal Fair Credit Reporting Act in PDF
    Federal Fair Credit Reporting Act in HTML
   
New Hampshire Fair Credit Reporting Act
    Massachusetts Fair Credit Reporting (One Liability Section)
    

    Telephone Consumer Protection Act (Summary)
    New Hampshire Law on Telemarketers
    Massachusetts Law on Telemarketers


    Federal Fair Credit Billing Act (Civil Liability Section)
    Massachusetts Counterpart for Fair Credit Billing



    FTC FAQ on Dealing With Debt Collectors

    FCC Consumer Fact Sheet on Telemarketers
   
FTC Fact Sheet on Credit Billing


    Massachusetts Consumer Protection Act
    Massachusetts Regulation of Debt Collection (also applies to creditors)

   
Massachusetts Attorney General Consumer Protection Regulations
    Massachusetts Unfair and Deceptive Insurance Practices


    New Hampshire Consumer Protection Act
    New Hampshire Regulation of Collection Agencies (arguably applies to creditors)
    New Hampshire Department of Justice Debt Collection Guide
    New Hampshire Administrative Regulation of Insurance Practices

NEWS:
    Debt Collection Law Firm Files 5,700 lawsuits per attorney!   

   
Debt Collectors to Pay More Than $1,000,000.00 to Settle Charges.


     Plaintiff Wins $1.5 Million Verdict from Vulgar Collection Agency Calls!

    Debt Collectors Facing Tough Times When Consumers Fight Back

    Woman Sues Debt Collector, Encore/Midland, Wins $8.1 Million

    Debt Collectors get NASTY: Stats from CNN Money

    Confessions of Former Debt Collectors

    $237,358.00 Awarded to Victim of Portfolio Recovery Associates

    Debt Collectors Report Record Profits [Encore Capital Group (Midland Credit Management)]


Million Dollar Verdicts are rare and the news stories listed above are for informational and encouragement purposes only.  Every case is unique and dependent on its own facts as well as the governing State law and potential additional claims. As explained herein, the FDCPA, generally provides for statutory recovery up to a maximum of $1,000- which is still an excellent result.