Young home buyers
2017 HUD Median Income for South Carolina. Median household income is used for a variety of reasons, that include calculating eligibility for low to moderate mortgage lending; identified as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or under the amounts listed below, mention this to the banker or mortgage broker. The benefit may be a lower downpayment, closing cost assistance, grant money, lower interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”




2017 HUD median income limits for South Carolina counties





80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Abbeville County Abbeville County, SC 47,100 26,400 30,200 33,950 37,700 40,750 43,750 46,750 49,800
Aiken County Augusta-Richmond County, GA-SC HUD Metro FMR Area 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Allendale County Allendale County, SC 32,900 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Anderson County Anderson, SC HUD Metro FMR Area 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Bamberg County Bamberg County, SC 44,000 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Barnwell County Barnwell County, SC 44,200 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Beaufort County Beaufort County, SC HUD Metro FMR Area 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Berkeley County Charleston-North Charleston, SC MSA 68,800 38,550 44,050 49,550 55,050 59,500 63,900 68,300 72,700
Calhoun County Columbia, SC HUD Metro FMR Area 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Charleston County Charleston-North Charleston, SC MSA 68,800 38,550 44,050 49,550 55,050 59,500 63,900 68,300 72,700
Cherokee County Cherokee County, SC 46,500 26,050 29,800 33,500 37,200 40,200 43,200 46,150 49,150
Chester County Chester County, SC HUD Metro FMR Area 44,500 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Chesterfield County Chesterfield County, SC 41,400 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Clarendon County Clarendon County, SC 42,300 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Colleton County Colleton County, SC 41,300 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Darlington County Darlington County, SC HUD Metro FMR Area 47,200 26,450 30,200 34,000 37,750 40,800 43,800 46,850 49,850
Dillon County Dillon County, SC 35,000 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Dorchester County Charleston-North Charleston, SC MSA 68,800 38,550 44,050 49,550 55,050 59,500 63,900 68,300 72,700
Edgefield County Augusta-Richmond County, GA-SC HUD Metro FMR Area 62,000 34,750 39,700 44,650 49,600 53,600 57,550 61,550 65,500
Fairfield County Columbia, SC HUD Metro FMR Area 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Florence County Florence, SC HUD Metro FMR Area 57,800 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Georgetown County Georgetown County, SC 53,700 30,100 34,400 38,700 42,950 46,400 49,850 53,300 56,700
Greenville County Greenville-Mauldin-Easley, SC HUD Metro FMR Area 62,100 34,800 39,800 44,750 49,700 53,700 57,700 61,650 65,650
Greenwood County Greenwood County, SC 52,100 28,250 32,300 36,350 40,350 43,600 46,850 50,050 53,300
Hampton County Hampton County, SC 44,300 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Horry County Myrtle Beach-North Myrtle Beach-Conway, SC HUD Metro FMR Area 52,100 29,200 33,400 37,550 41,700 45,050 48,400 51,750 55,050
Jasper County Jasper County, SC HUD Metro FMR Area 41,800 26,900 30,750 34,600 38,400 41,500 44,550 47,650 50,700
Kershaw County Kershaw County, SC HUD Metro FMR Area 53,800 30,150 34,450 38,750 43,050 46,500 49,950 53,400 56,850
Lancaster County Lancaster County, SC HUD Metro FMR Area 57,700 30,650 35,000 39,400 43,750 47,250 50,750 54,250 57,750
Laurens County Laurens County, SC HUD Metro FMR Area 46,100 25,850 29,550 33,250 36,900 39,900 42,850 45,800 48,750
Lee County Lee County, SC 39,800 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Lexington County Columbia, SC HUD Metro FMR Area 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
McCormick County McCormick County, SC 48,300 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Marion County Marion County, SC 41,500 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Marlboro County Marlboro County, SC 35,700 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Newberry County Newberry County, SC 53,900 30,200 34,500 38,800 43,100 46,550 50,000 53,450 56,900
Oconee County Oconee County, SC 52,100 29,200 33,400 37,550 41,700 45,050 48,400 51,750 55,050
Orangeburg County Orangeburg County, SC 38,900 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
Pickens County Greenville-Mauldin-Easley, SC HUD Metro FMR Area 62,100 34,800 39,800 44,750 49,700 53,700 57,700 61,650 65,650
Richland County Columbia, SC HUD Metro FMR Area 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Saluda County Columbia, SC HUD Metro FMR Area 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Spartanburg County Spartanburg, SC HUD Metro FMR Area 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Sumter County Sumter, SC MSA 46,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Union County Union County, SC HUD Metro FMR Area 46,300 25,950 29,650 33,350 37,050 40,050 43,000 45,950 48,950
Williamsburg County Williamsburg County, SC 41,000 25,700 29,400 33,050 36,700 39,650 42,600 45,550 48,450
York County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area 70,700 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650