Young home buyers
2016 HUD Median Income for South Carolina. Median household income is used for a variety of reasons, that include calculating eligibility for low to moderate mortgage lending; identified as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special mortgage program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or under the amounts listed below, mention this to the banker or mortgage broker. The benefit may be a lower downpayment, closing cost assistance, grant money, lower interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”




2016 HUD median income limits for South Carolina counties


80% of the HUD Median Income
County_Name Area Median Income 1 person 2 person 3 person 4 person 5 person 6 person 7 person 8 person
Abbeville County 48,500 27,200 31,050 34,950 38,800 41,950 45,050 48,150 51,250
Aiken County 59,000 33,050 37,800 42,500 47,200 51,000 54,800 58,550 62,350
Allendale County 31,100 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Anderson County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Bamberg County 44,500 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Barnwell County 45,000 26,600 30,400 34,200 38,000 41,050 44,100 47,150 50,200
Beaufort County 67,100 37,600 43,000 48,350 53,700 58,000 62,300 66,600 70,900
Berkeley County 68,200 37,000 42,250 47,550 52,800 57,050 61,250 65,500 69,700
Calhoun County 64,100 35,950 41,050 46,200 51,300 55,450 59,550 63,650 67,750
Charleston County 68,200 37,000 42,250 47,550 52,800 57,050 61,250 65,500 69,700
Cherokee County 44,600 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Chester County 43,200 26,700 30,500 34,300 38,100 41,150 44,200 47,250 50,300
Chesterfield County 42,100 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Clarendon County 41,200 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Colleton County 42,800 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Darlington County 40,800 25,300 28,900 32,500 36,100 39,000 41,900 44,800 47,700
Dillon County 34,800 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Dorchester County 68,200 37,000 42,250 47,550 52,800 57,050 61,250 65,500 69,700
Edgefield County 59,000 33,050 37,800 42,500 47,200 51,000 54,800 58,550 62,350
Fairfield County 64,100 35,950 41,050 46,200 51,300 55,450 59,550 63,650 67,750
Florence County 53,500 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Georgetown County 53,200 30,900 35,300 39,700 44,100 47,650 51,200 54,700 58,250
Greenville County 63,500 34,100 39,000 43,850 48,700 52,600 56,500 60,400 64,300
Greenwood County 45,500 26,450 30,200 34,000 37,750 40,800 43,800 46,850 49,850
Hampton County 43,700 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Horry County 50,900 28,500 32,600 36,650 40,700 44,000 47,250 50,500 53,750
Jasper County 43,200 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Kershaw County 54,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Lancaster County 50,000 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Laurens County 44,500 27,100 31,000 34,850 38,700 41,800 44,900 48,000 51,100
Lee County 37,900 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Lexington County 64,100 35,950 41,050 46,200 51,300 55,450 59,550 63,650 67,750
McCormick County 49,600 27,800 31,800 35,750 39,700 42,900 46,100 49,250 52,450
Marion County 40,000 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Marlboro County 32,300 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Newberry County 55,400 31,050 35,450 39,900 44,300 47,850 51,400 54,950 58,500
Oconee County 50,800 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Orangeburg County 41,400 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Pickens County 63,500 34,100 39,000 43,850 48,700 52,600 56,500 60,400 64,300
Richland County 64,100 35,950 41,050 46,200 51,300 55,450 59,550 63,650 67,750
Saluda County 64,100 35,950 41,050 46,200 51,300 55,450 59,550 63,650 67,750
Spartanburg County 52,900 29,650 33,850 38,100 42,300 45,700 49,100 52,500 55,850
Sumter County 51,300 28,450 32,500 36,550 40,600 43,850 47,100 50,350 53,600
Union County 42,500 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
Williamsburg County 40,400 25,150 28,750 32,350 35,900 38,800 41,650 44,550 47,400
York County 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800