Volume 1, Issue 2


May 2011
Volume 1, issue 2

 Loaves & Fishes

The Milwaukee South Stake Provident Living Newsletter   

Doctrine & Covenants 121: 7-8

My son, peace be unto thy soul; thine adversity and thine afflictions shall be but a small moment;
And then if thou endure it well, God shall exalt thee on high; thou shalt triumph over all thy foes.

Loaves & Fishes is the Milwaukee South Stake Provident Living Newsletter is compiled by the Stake Provident Living and Family Finances Specialist.

Click here for past newsletters

Dear members of the Milwaukee South Stake,

I hope you will find things in this newsletter that will uplift your soul, lighten your burdens, bring a smile to your lips, and just generally give you useful ideas. This has been a delightful and spiritual experience for me as I put these things together for you this month. Enjoy!                              ...Sis. O.

Find a library of 
self-reliance resources at: 

The Milwaukee South Stake Resource Center 


Share your ideas, experiences and insights on self-reliance by making a comment at:


You will find other interesting links there as well! 

Check out the link for 10 Ways to Feel Young Again in the Family Relationships section.


Self-Reliance and Adversity



Adversity comes to all of us at one time or another. The following talk contains excellent ideas on dealing with the hard things of life. 

Dallin H. Oaks


During the trying times of life the need for education can become more important. This program shows how education helped three families meet their needs.

Living Essentials: Education



Family mealtime offers more than more than just good nutrition it can help you avoid some areas of adversity in your life. Sharing a meal creates a feeling of family togetherness, helps to prevent behavioral problems, and helps children do better in school.

Family Mealtimes-Making It A Priority”.

At The Milwaukee South Stake Resource Center you can find a link to The Food Nanny a program that helps families rediscover the blessings of family mealtime.



Unemployment can be a very stressful trial. Here are some ideas to help you deal with losing your employment.

 Surviving Unemployment


Family Finances

The trials of life can come upon us unexpectedly. This Living Essentials episode “provides practical information regarding insurance such as the many types and how to select the best options based on individual needs. It not only discusses the basic types of property insurance including car and home, but also home and disaster insurance. In addition, experts will discuss health insurance, workers compensation, and other benefits. They will also discuss health options for those who are self-employed and how life insurance can be an investment”.

Livng Essentials: Insurance


Food Storage 

Living Gluten Free

Building food storage from gluten free products can be a challenge. This is a list of blogs dealing with living a gluten free life style. You could use the recipes or resources you find to start building a three-month supply of foods you normally eat.

gfe's favorite gf blogs


Self-Reliance and Adversity


           In October 2002 General Conference President Gordon B. Hinckley referred to being prepared as something that is prudent. We never know when trials could come into our lives. They could come in the form of health issues, unemployment, a natural disaster, or changes in family dynamics (such as a death in the family). Preparation by setting aside food and financial resources can take some of the sting out of the stress of facing these and other unexpected situations.

            "Brethren, I wish to urge again the importance of self-reliance on the part of every individual Church member and family.


            None of us knows when a catastrophe might strike. Sickness, injury, unemployment may affect any of us.

            We have a great welfare program with facilities for such things as grain storage in various areas. It is important that we do this. But the best place to have some food set aside is within our homes, together with a little money in savings. The best welfare program is our own welfare program. Five or six cans of wheat in the home are better than a bushel in the welfare granary.

            I do not predict any impending disaster. I hope that there will not be one. But prudence should govern our lives. Everyone who owns a home recognizes the need for fire insurance. We hope and pray that there will never be a fire. Nevertheless, we pay for insurance to cover such a catastrophe, should it occur.

            We ought to do the same with reference to family welfare.”

(Gordon B. Hinckley,  To Men of the Priesthood”, Oct. 2002 General Conference)

When a family is dealing with hard times it isn't just the parents that feel the stress of the situation. Children can feel the stress as well. Using the family council can let everyone in the family help in their own way to deal with the hard times. Great comfort can come when everyone works together and prays together in unity for the help that the family needs. In the following sections use the information and links to help you in your family councils to set goals and apply the principles on these topics.


Family Finances

A Tithe Is a Tenth Part

Family Finances: Budgeting

As we become more self-reliant we can be of greater service to our fellow man. One way to become more self-reliant in family finances is to have a family budget. Teaching family members about budgeting and living with a financial plan is important. It will not only help present circumstances but teach children by example, making it easier for them to apply the principles of budgeting when they are grown.

 Budgeting may seem restricting but once the discipline becomes a habit, it is a pathway to financial freedom. Living on a budget not only assures that the needs of the family are met but allows for other desires as well.

Review the online course provided by the church, Personal Finances and then work through your family council to teach these principles to your children. 

Here are some other links on teaching your children about finances:

Teaching Kids About Money: Goals by Age 

15 Ways to Teach Kids About Money 

Teaching Your Teens to Manage Money


Family Home Storage


grains and bread

Building a Three Month Supply of Pantry Food

 "Our Heavenly Father created this beautiful earth, with all its abundance, for our benefit and use. His purpose is to provide for our needs as we walk in faith and obedience. He has lovingly commanded us to “prepare every needful thing” (see D&C 109:8) so that, should adversity come, we can care for ourselves and our neighbors and support bishops as they care for others.

"We encourage members world-wide to prepare for adversity in life by having a basic supply of food and water and some money in savings.

"We ask that you be wise as you store food and water and build your savings. Do not go to extremes; it is not prudent, for example, to go into debt to establish your food storage all at once. With careful planning, you can, over time, establish a home storage supply and a financial reserve."
—The First Presidency, All Is Safely Gathered In: Family Home Storage, Feb. 2007, 1

The first step in becoming self-reliant through family home storage is to build a 3-month supply of pantry food. This would be food that is part of your regular, normal, daily diet. Start with easy steps. Begin by building a one-week supply, then one-month supply and gradually increasing your supply of food until you have a 3-month supply of the foods you would normally eat. Then you can work on saving longer-term storage.

Here are some links to information or tools that will help you in accomplishing this goal:

Frequently Asked Questions-Answers to questions on various topics pertaining to Family Home Storage.

3 Month Supply- Along with ideas on how to build your 3-month supply this link has an excel worksheet to help you calculate what you will need (be sure to watch the instructional video)

Living Essentials: Food Storage- This program discusses an easy way to begin building a three month supply of food.


Self-Reliance: Family Home Evening Ideas


75th Anniversary of the Church Welfare System

This year is the 75th anniversary of the Church Welfare System. This may be a great time to have a family home evening on fast offerings and set some family goals on finding ways to support others in their time of need through fast offerings. Great blessings come into the lives of those who are recipients of the commodities produced by fast offerings.  The lives of those who give these offerings are blessed as well.

Here are some links to explore on this topic:

Welfare Services Celebrates 75 Years – There are 2 videos in this article. One is about the church welfare farms and the purpose they serve. The other one is about the story of Welfare Square and other Church welfare facilities. Both would be wonderful for family viewing.

Fasting and Fast Offerings- Information focusing on the principle of the fast.

Lessons I Learned As A Boy- This is a video teaching the blessings of giving.


Frugal Living


By using cost cutting frugal measures the money you save could be used toward buying food for your home storage or putting the cash into a financial reserve.

As well as being able to help with your own personal preparedness, being frugal can free up resources so that you can be more generous in charitable contributions.

For example changing the brand of toothpaste you use could save you a dollar a tube. You still have toothpaste but now you have an extra dollar that can be contributed to the fast offering or humanitarian fund. If everyone in the stake did that it could add up to a substantial amount to be used toward helping those in need.

Here are some places where you could find money saving ideas that could work for your famiy.

Signup for a free Frugal Living Newsletter or see Frugal Living ideas at FrugaLiving.about.com 

 lowest gasoline 

prices in

 Wisconsin by 



Here are pictures of some food we purchased from Share, a food buying club supported by volunteers. They had organic produce available so we purchased some that was organic. The cost was $46.50. We shopped for prices at local grocery stores for the same food (looking for specials) and the cost would have been $70.50.


Seasonal Activities


Prepare for Strawberry Season

June is the month for strawberries, so start planning ahead for your strawberry projects. With Strawberries you can add a variety of products to your home storage.  You can:

Plan what you want to make, how much you will be making and then calculate how many berries you will need. It is important to process the berries right away after you get them so be sure to plan your time for this. Strawberries don’t keep long in the fresh state.

If you have the space you can put in a strawberry patch of your own. When you put in the strawberry bed you won’t get strawberries until the next season. However, it is well worth the wait. If you don’t have room for a strawberry bed you can grow them in containers on your patio.


After the work of putting in your strawberry patch or planting your patio containers, think about giving all those family workers a reward. The strawberry short cake in the link below could be very motivating! Check it out and see what I mean. 

You can also find farms that let you come and pick strawberries. Picking your own berries can save you a lot of money.

Check for farms near you at PickYourOwn.org

While you are there be sure to check out when and where asparagus, peas, spinach or rhubarb are available. They should be available soon too, if you are interested in them. This site also has information on processing these things as well.

Strawberry Picking Tips- Read this to make your berry picking experience more sucessful.


Strawberry Recipes:

Strawberry Shortcake


Joy of Baking –a list of strawberry recipes with pictures.