Milwaukee South Stake Provident Living Newsletter, Loaves & Fishes, Volume 1, Issue 04


July  2011
Volume 1, issue 4

 Loaves & Fishes

The Milwaukee South Stake Provident Living Newsletter   

D&C 104: 78-80

“And again, verily I say unto you, concerning your debts—behold it is my will that you shall pay all your debts.

And it is my will that you shall humble yourselves before me, and obtain this blessing by your diligence and humility and the prayer of faith.

And inasmuch as you are diligent and humble, and exercise the prayer of faith, behold, I will soften the hearts of those to whom you are in debt, until I shall send means unto you for your deliverance.”


Loaves & Fishes is the Milwaukee South Stake Provident Living Newsletter compiled by the Stake Provident Living and Family Finances Specialist

Click here for past newsletters


Here we are at the 4th newsletter. I hope you have been enjoying all of the self-reliance ideas. If you have missed past issues you can start from the beginning by clicking on the links just above. Each newsletter adds upon the one before. Use them for your own learning experience, in teaching classes or sharing with friends. Have fun exploring the topics for this month. I know I had a great experience putting it together for you.

                         ...Sis. O.

Find a library of 
self-reliance resources at: 

The Milwaukee South Stake Resource Center 


Share your ideas, experiences and insights on self-reliance at:

You will find other interesting links there as well!


Self-Reliance: Diligence, Humility and Prayer of Faith



Sometime when decisions are made that require diligent effort, the fear of failure can set in. For Ideas on how to deal with this read:

"Faith in the Lord Jesus Christ" by Elder Kevin W. Pearson


Learn why you do what you do. Watch this Fresh Take episode "Start With Why With Simon Sinek" 



Living Essentials: Healthy Communication in Marriage 


Networking can be an effective way to find a job. It takes diligent effort but can be very effective. Watch Living Essentials: Networking

Family Finances

Living Essentials:Debt Management

"This episode is to provide practical information on how to effectively avoid consumer debt. We will do this by talking about common pit falls and warning signs. We will also discuss how to manage debt you may have."

Food Storage 

There are all kinds of things in starting and maintaining food storage that takes diligent effort.

One of those things is rotating your food to avoid spoilage.

Here are some ideas on how to make rotating food racks.

Thanks for Sharing:

"I have used  a mixture of soda and vinegar to open a clogged drain. It worked really well."  Diane L.

(Video demonstration on how to unclog a drain with soda and vinegar.)

July is:

National Picnic Month

(It is also National Hot Dog Month, National Baked Bean Month, National Pickle Month, National Blueberry Month, and National Ice Cream Month. It sounds pretty much like National Picnic Month applies all the way around! Have a picnic and celebrate them all.)

How to Plan a Picnic

Picnic Food Ideas 

5 Ways to Enjoy Your Local Park

Check here to discover a new place to picnic near you.



Diligence, Humility and Prayer of Faith

In the journey to self-reliance there may be times that one feels like the job is impossible. Maybe the road blocks seem to hard to overcome. That's where diligence and humility can help. In humility turn to the Lord for guidance and support. He wants you to succeed. He will help you at whatever place you find yourself. Prayers are heard and answered. Choose to do things the Lord's way. Become determined to overcome complacency or feelings of being overwhelmed. Take it at a pace that you can handle, being diligent in pursuing your goals. It takes both diligence and humble prayer to become self-reliant.


“When our wagon gets stuck in the mud, God is much more likely to assist the man who gets out to push than the man who merely raises his voice in prayer—no matter how eloquent the oration. President Thomas S. Monson put it this way: ‘It is not enough to want to make the effort and to say we’ll make the effort. . . . It’s in the doing, not just the thinking, that we accomplish our goals. If we constantly put our goals off, we will never see them fulfilled.’”

Dieter F. Uchtdorf“Two Principles for Any Economy,” Ensign, Nov. 2009, 55


"There is a guide for receiving the Lord's power of deliverance from opposition in life. It was given to Thomas B. Marsh, then the president of the Quorum of the Twelve Apostles. He was in difficult trials, and the Lord knew he would face more. Here was the counsel to him that I take for myself and offer you: 'Be thou humble; and the Lord thy God shall lead thee by the hand, and give thee answer to thy prayers' (D&C 112:10).

"The Lord always wants to lead us to deliverance through our becoming more righteous. That requires repentance. And that takes humility. So the way to deliverance always requires humility in order for the Lord to be able to lead us by the hand where He wants to take us through our troubles and on to sanctification."

Henry B. Eyring, "The Power of Deliverance, BYU Devotional," January 15, 2008


"A key to improved prayer is to learn to ask the right questions. Consider changing from asking for the things you want to honestly seeking what He wants for you. Then as you learn His will, pray that you will be led to have the strength to fulfill it."

Richard G. Scott"Using the Supernal Gift of Prayer," Ensign, May 2007, 8

As we apply diligence, humility, and sincere prayer to the challenges we face in working toward becoming self-reliant, blessings will come. These blessing may come in the freedom to do more and accomplish more, to choose more, and to be filled with hope.

Choose This day 

The Power of Hope

The Tender Mercies of the Lord


Family Finances


Family Finances:
Eliminating Debt

Avoiding debt can sometimes be a challenge but we know we should avoid debt.  Grinding debt brings with it burdens that are not only financial but which can cause problems in other areas of our lives. It can bring tension into relationships and make the debtor a slave to creditors. If you find yourself in debt you can begin to free yourself by setting specific goals, applying self-discipline and diligence until the debt is eliminated.

The following quotes by church leaders give insights on this topic:

"Those who structure their standard of living to allow a little surplus, control their circumstances. Those who spend a little more than they earn are controlled by their circumstances. They are in bondage” ("President N. Eldon Tanner, Constancy Amid Change," Ensign, Nov. 1979, 81).

President Hinckley said: "We have been counseled again and again concerning self-reliance, concerning debt, concerning thrift. So many of our people are heavily in debt for things that are not entirely necessary. . . . I urge you as members of this Church to get free of debt where possible and to have a little laid aside against a rainy day." 
—"The Times in Which We Live," Ensign, Nov. 2001, 73

"We are carrying a message of self-reliance throughout the Church. Self-reliance cannot be obtained when there is serious debt hanging over a household. One has neither independence nor freedom from bondage when he is obligated to others. . .  I urge you to look to the condition of your finances. I urge you to be modest in your expenditures; discipline yourselves in your purchases to avoid debt to the extent possible. Pay off debt as quickly as you can, and free yourselves from bondage." (Gordon B. Hinckley, Ensign, Nov. 1998, 52–54)) 

“Over the years the wise counsel of our leaders has been to avoid debt except for the purchase of a home or to pay for an education. I have not heard any of the prophets change this counsel.” (President James E. Faust, “Doing the Best Things in the Worst Times,” Ensign, Aug. 1984, 41)

Some useful tools in becoming debt free:

Taming the Debt Dragon-October 2004 Ensign article by Christiane Fechter.

A debt-elimination calendar 

A family budget worksheet.

Financial calculators on Provident Living website:

Online Financial Course: Peace in Your Hearts- On the right hand side of this page you will find a link to this easy to follow on-line course.

Why is Debt so Bad and How Do I Get Out of Debt?- Several lessons presented on the BYU Personal Finance website.

Utah State University Cooperative Extension: Power Pay Debt Elimination & Financial Calculators 

Family Home Storage


Longer-Term Storage: Finding a Place

We should be making an effort to build up some longer term storage when we have acquired our 3-month supply of pantry food. President Monson has stated "Many more people could ride out the storm tossed waves in their economic lives if they had their year's supply of food...and were debt-free. Today we find that many have followed this counsel in reverse, they have a year's supply of debt and are food-free" (As quoted in,Lay Up In Store by Keith B. McMullin).

Both becoming debt-free and working on longer-term storage takes time and diligence. By working on these goals a little at a time, over time will get you to your goals.

The First Presidency has counseled most recently in the  publication "All Is Safely Gathered In, Family Home Storage" about longer-term storage to go along with our 3-month supply:

 “For longer-term needs, and where permitted, gradually build a supply of food that will last a long time and that you can use to stay alive, such as wheat, white rice, and beans. These items can last 30 years or more when properly packaged and stored in a cool, dry place.  A portion of these items may be rotated in your three-month supply.” (The Basics of Family Home Storage, All Is Safely Gathered In: Family Home Storage)

 The first thing to do in preparing to gather longer-term storage is to decide where you will keep this food. You may have to be creative if you have limited storage space. Look around to find places that are not being used that can be converted to food storage areas. The following links may be helpful in your search to find a place to store your food:

How To Use a Food Storage System- A video on the importance of rotating food storage.

Small Spaces Storage Solutions

Food Storage System



Self-Reliance: Family Home Evening Ideas


Building up food storage or working on getting out of debt (any self-reliance goal for that matter) are not just temporal pursuits and they are not always easy to accomplish. It is a journey of faith as well. The exercise of physical and emotional diligence is important but there is spiritual diligence that can be applied also. A family facing difficult goals and set backs can find strength by exercising faith and praying together with faith and humility.  Help from a loving Father in Heaven can lighten loads, build strength, and give insights for all family members. During a family home evening have a discussion about trusting Heavenly Father to help you with your goals. The whole family working together can bring about miracles.

Jesus Teaches About Prayer- A New Testament video story.

Our True Identity-President Dieter F. Uchtdorf retells the story of the ugly duckling and urges us to reflect on who we really are—sons and daughters of a glorious Heavenly Father.

Even a Child Can Understand-Mormon Message video.

Matt and Mandy- A video about how Heavenly Father knows about each of us and our troubles and worries.

Goals- A Family Home Evening Lesson presented on the BYU Personal Finances website.


Frugal Living


If you are searching for more space to put your food storage you may want to consider getting rid of some of those possessions that you aren't using anymore. That would free up some shelf space and you can have a garage/yard sale to get rid of it. That way you would have some cash with which to work on your self-reliance goals as well. If you have never put on a such a sale before, never fear the links below will walk you through the process.  

Find or advertise a yard sale.
Multiple Yard Sale links- For both shoppers and sellers.

If you just want to be frugal and shop at a yard sale below are some tips for you!

See how to find a yard sale in the links above.
Recall Roundup-When shopping at a yard sale be aware of things that may be on the recall list.


Seasonal Activities


You can find links to finding a farmer's market near you in issue 3 of the Loaves & Fishes. (See links to past issues in the left hand column above. It's in the Seasonal Activities Section.)

Food Safety and Health-Preserving Food Safely: Tested Recipes for Canning Approved by University of Wisconsin

How to Freeze fruits and vegetables.

What's in season for your region? - After you click on this link, scroll to the bottom of the page and you will find a link to a produce calendar for Wisconsin. This calendar can help you plan when produce will be available so you can head to the farm to get your produce. (Remember to always call first to make sure the produce is really on. Times may vary due to weather or other conditions.)

Recipes for June produce:


 Recipes from All 

How to French Cut Green Beans-Did you harvest your beans a little too late and they             are a bit tough? Never fear, just french cut them to make them more tender.

Canning Green Beans-Video


How to Make Pickles- Video for pickles that must be stored in the refrigerator.

How to Make Pickles-Step-by-step instructions for pickles that can be stored on the shelf.

Fresh Cucumber Recipes

Red Potatoes:

Roasted Red Potato Recipes

Canning Potatoes- Remember when you get ready to eat your home canned potatoes (or any low acid home canned foods) you must boil them before you eat them.  Boil foods for 10 minutes at altitudes below 1,000 feet. Add an additional minute of boiling time for each additional 1,000 feet elevation. 


Raspberry Depot- Everything you ever wanted to know about Raspberries. This site has many recipes and lots of beautiful pictures.