How to use Venmo

Part 1: Signing Up

1. Open Venmo. It's a light-blue app with a white "V" on it.

If you haven't yet downloaded Venmo, do so now for iPhone (https://itunes.apple.com/us/app/venmo/id351727428?mt=8)

or for Android (https://play.google.com/store/apps/details?id=com.venmo&hl=en).

To sign up for a Venmo account on desktop, go to Venmo's website at https://venmo.com/.

2. Tap a sign-up option. You can sign up for Venmo using your Facebook details by tapping Sign up with Facebook, or you can tap the Sign up with Email option to use an email address.

Choosing an email address will require you to manually enter account details like your name, your address, and so on.

If you're using the Venmo desktop site, click one of the sign-up options on the right side of the page.

3. Enter your account details. The process for doing so will vary depending on the sign-up method you chose:

Facebook - Tap Log in with the Facebook app and then tap Continue as [Name] if prompted. Otherwise, enter your Facebook email address (or phone number) and password, then tap Log In to save your login details. You'll then need to enter your phone number and Venmo password, tap Send Code, and verify your phone number by typing the code Venmo sends to you into Venmo. Tap Verify to continue.

Email - Enter your name, email address, and password, then tap Next. Enter your phone number, then tap Send Code. Open the text message from Venmo, look at the code in it, and type the code into the Venmo app. Tap Verify to complete the process.

4. Wait for Venmo to load your account. Once the account creation and verification process is complete, you'll be able to link a card or bank account and start sending and receiving money with Venmo.

Part 2: Linking Venmo to Your Bank Account or Credit Card

1.Tap ☰. It's in the top-left corner of the Venmo app. (Skip this step if you are on the Venmo desktop website.)

2.Select Settings. This option is at the bottom of the left side menu on the mobile app and the top right of your Venmo homepage on the website. (Skip this step if you are using the Android app.)

3.Select Banks & Cards. You'll see this option near the top of the menu and on the left side of the Settings page on desktop.

4.Select Link Bank Account. You can also select Add Debit or Credit Card on this page if you'd like to add a card as an intermediary.

If you decide to add a card, enter your card's information when prompted and then select Add Card.

On desktop, first click Edit payment methods below the "Payment Methods" box.

5.Select a bank branch, then enter your bank account's credentials. As long as they match your existing bank account, doing so will show a list of your checking accounts.

6.Select an account. Doing so will add it to your Venmo account; you'll be able to send money from and receive money to this account.

7.Return to the Venmo home page. To do so, tap ☰, then tap Home near the top of the menu.

On desktop, click the "Venmo" logo in the top-left side of the page.

Part 3: Sending and Requesting Money

1.Tap the "Pay/Request" icon. It's a square with a pencil icon in the top-right corner of the Venmo screen.

On Android, this icon is in the bottom-right corner of the screen.

On desktop, click the white field at the top of the page that says "Pay or charge someone".

2. Type in your recipient's Venmo username: Saline Crosscountry

3. Select your recipient's name when it pops up. You'll see it below the search bar.

4.Type in an amount - $150 (for check or credit card)

No surcharge is added if Venmo is linked to your checking account (total cost $150.00) ,

a 3% surcharge is automatically added if Venmo is linked to your credit card (total cost $154.50).

On desktop, you'll first click Pay or Charge to the left of the search bar.

5.Add a note to the transaction.

For mobile devices, tap the "What's it for?" field below the payment area.

On desktop, just press the spacebar to enter a note.

PLEASE ENTER: YOUR CHILD’S NAME and “XC Camp 2021”

Mobile display Desktop display

On desktop, click Pay or Charge below the note box. Doing so will send or request the allotted amount.

8.Tap Pay or Request again when prompted. Doing so will send your payment or request for payment to your selected recipient.

You won't need to perform this step on desktop.