ACTIVE RSD Classified - My Options


STEP 1- COMPARE PLANS
MEDICAL, DENTAL, AND VISION COVERAGE OPTIONS

  • There is no Synergy network this year.  All employees will be on the statewide Connexus network.
  • In order to experience the enhanced benefits of coordinated care use the Moda Find Care search feature to look for a "PCP 360" primary care provider.  After your enrollment is complete, log in to myModa and designate your PCP 360.  When you use your PCP 360, your enhanced benefits will include a lower deductible, lower out-of-pocket maximum, and copayments for office visits and specialist visits.  View this video for additional information.   

STEP 2- COMPARE RATES (online calculator)
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FULL TIME EMPLOYEES - Learn your monthly cost:
Classified Employees who work 30 hours or more per week receive a full $1,270.00 District contribution each month. Use the composite calculator below to learn your monthly payroll deduction.
PART TIME EMPLOYEES - Learn your monthly cost
Classified Employees who had benefits 7/1/16 and continue to work less than 30 hours per week choose one of the calculators below, depending on who you will cover.  

STEP 3- COMPARE ANNUAL COST TO BUY AND USE INSURANCE

Review the example below to compare the total cost per year for a full time employee with a full CAP, in a worst case scenario for an individual on each plan. The example includes annual cost to buy insurance, and annual maximum out of pocket costs you would pay to providers.
Note the example is purely for demonstration purposes to evaluate if the additional annual cost for insurance when buying a lower deductible plan provides the most economical option for you during the plan year.  Your cost will not be the same if you don't receive a full CAP and/or are subject to tiered rates.


STEP 4- RESEARCH ADDITIONAL COVERAGES

 *DISABILITY * LIFE INSURANCE * ACCIDENTAL DEATH  COVERAGE * LONG TERM CARE INSURANCE * OTHER

Optional coverage above is only available when you enroll now!   



STEP 5- VISIT THE OEBB WEBSITE AND ENROLL! 
HOW MUCH DOES THE DISTRICT CONTRIBUTE?
  • A CAP is the contribution amount the District will pay each month to OEBB to assist employees in paying for their selected Medical, Dental and Vision Coverage.  Employees will pay any remaining out of pocket cost through a payroll deduction
    • For the 2018-2019 school year, the CAP is $1,270.00 per month. 
    • The district contribution will likely increase after the new bargaining agreement has been ratified.  The rates listed on this website will remain the same, however your out of pocket cost may be lower than shown. 
  • Full time classified employees working 30-40 hours per week will receive the full $1,270.00 CAP and pay composite rates.
  • Part time employees hired after 7.1.16 who work less than 30 hours per week will not qualify for benefits or an opt out stipend. 
  • Part time employees who had coverage prior to 7.16.16 must work 18 hours to be eligible for insurance. If they work less than 30 hours per week they receive $1,065.00 CAP.   

OPT OUT 
  • Benefit eligible classified employees may "opt out" if they are enrolled in group insurance coverage elsewhere. 
  •  In order to qualify to Opt Out, an employee must be insured on another employer sponsored group policy (through a spouse or parent.)  You do not qualify to Opt Out if you have coverage with Medicare, Veterans Administration, Oregon Health Plan, or other non-group plans. 
  • If you do not qualify to Opt Out, you may decline coverage by simply waiving the option to buy one or more plans.  You must log into the OEBB website to provide notification of your decision to Opt-Out in addition to providing the form and proof of insurance to the district.   
  • Employees who work 30 or more hours per week and who have chosen to "opt out" will receive a stipend in their regular paycheck in the amount of $360.00 per month. Employees hired prior to 7.1.16 working less than 30 hour per week will receive a stipend prorated in the amount equal to their FTE (.50 FTE x $360.00 = $180.00.)
  • During open enrollment or when new employees are first eligible for coverage, employees must complete the Opt Out Form 19-20 and return it with a copy of your other group insurance card by email to the Benefits Department  or by fax to: 541-923-5142.


SICK LEAVE BANK

Classified employees may participate in the sick leave bank. The cost to participate is $10.00 per month by payroll deduction.