Individual and Family
Choosing a health insurance plan that is right for you or family can be confusing. You probably have a ton of questions. How much will a plan cost me? Will I be able to keep my doctor? How much will I pay if something happens to me or a family member? Do I qualify for assistance with my monthly payments (known as the Premium Tax Credit)? We can help answer all these questions for you. As an independent broker, we represent all health insurance companies in the state of Colorado and can help you choose a company that fits your needs.
In order to help you, we will need to collect some information about your income, your zip code, age, marital status and a few additional questions. All the information we collect is confidential and never used for anything other than finding you the appropriate health insurance coverage.
For more information or to request a quote, please fill out the Quote Request Form or contact Jim at 303-996-0080 or jimmarietta@hotmail.com
Open Enrollment Information
Open Enrollment for 2025 begins November 1, 2024 and ends December 15, 2024 for a January 1st effective date. An additional enrollment period happens December 16, 2024 - January 15, 2025 for a February 1st effective date.
You may still be able to purchase health insurance for 2024 if you have a qualifying Life Changing Event.
Life Changing Event Qualifications
During the year, you may have a change in circumstances that would require a change in your health care plan. These special “life changing events" may allow you to change your health insurance coverage outside of the Open Enrollment Period, within 60 days of the event. The following circumstances apply:
Loss of minimum essential coverage (job-based coverage or Health First Colorado, Colorado’s Medicaid program)
Birth of a baby, adoption of a child or placement of a child for foster care
Getting married
Gain of lawful presence
Change of dependency status of someone on your plan
Turning 26 and aging off your parent’s plan
Move to a new permanent address in your state – certain conditions apply
Changes in your income that affect the amount of Cost-Sharing Reductions (lower out-of-pocket costs) you qualify for
Changes in your income that make you newly qualify for Premium Tax Credit (lower monthly costs)
Changes in your income that make you no longer qualify for the Premium Tax Credit (lower monthly costs)
Leaving incarceration
Change of tribal status
Starting/ending AmeriCorps service
Incorrectly or inappropriately enrolled in a health plan due to an error or omission on the part of Connect for Health Colorado or someone working in an official capacity to help you enroll
Violation of the contract you had with your health insurance carrier
Loss of an exemption to purchase health insurance coverage
Change in affordability of employer-sponsored insurance
If you don’t enroll in a qualifying ACA plan, you may be incur a penalty on your tax return. For more information, ask you tax consultant or visit irs.gov
Dental and Vision
Dental and Vision Insurance for you or your family are separate policies from your health insurance coverage. These plans can be purchased at any time in the calendar year. There are a variety of options when it comes to dental and vision coverage. We can find the right plan to meet your health needs. For more information or to request a quote, please contact Jim at 303-996-0080 or jimmarietta@hotmail.com