Payday Loans in Kingston Jamaica West Indies

Looking for unsecured loans in Jamaica orsame day loans in Jamaica or information on lending companies in Jamaica?

Your search is over!

We are the most affordable lending institution in Jamaica in Montego Bay (St. James) with the best interest rates on the island for quick loans

We are a provider of Cash Advances and more in Jamaica W.I. with branches in St. Andrew, St. Ann, St. James, Negril, Portland, Manchester and Portmore.

In finance, a loan is the lending of money from one individual, organization to another individual, organization. A loan is a debt provided by an licensed organization or individual to another entity at an interest rate, and evidenced by a promissory note which specifies, among other things, the principal amount of money borrowed, the interest fee the lender is charging, and date of repayment. A loan entails the reallocation of the subject asset(s) for a duration of time, between the lender and the company borrowing.

Want a better way to borrow extra cash in Jamaica? It’s not a payday loan. It’s an installment loan, which means you pay down the principal with each on-time payment. Talk to us today

We are one of the leading micro financing companies with the best rates for loans in St. Andrew Jamaica.

We are your premier choice for all loan services, that will take care of your cash flow problems in an emergency. We will provide the financing you need.

In a loan, the borrower initially receives or borrows an amount of money, called the principal, from the lender, and is obligated to pay back or repay an equal amount of money to the lender at a later agreed time.

Whatever your need, get the cash from your existing assets with a secured loan.

We got a loan for that!

We do SECURED LOANS!

We have a loan for just about anything you can think of!

Need to buy a car?

Would you like to pursue a higher education?

Have you had a medical emergency and need cash?

We've got a loan for that!

Whatever your need, get the cash from your existing assets with a secured loan. Your car may be storing hundreds of thousands of dollars that can help you meet your financial obligations!

Looking for payday loans in Jamaica?

Whether it is

school fees to be paid

medical expenses to be settled

money to take that long awaited family getaway

home repairs to be made

The equity from your existing assets can take care of it all.

Come in and let one of our capable reps show you how you can put your home to work for you.

If you're using the equity from your house you will need*:

Copy of last three (3) salary slips or last 12 month's bank statements if you're self employed

Copy of last utility bill

Property title

Valuation and surveyors ID report

If you're using the equity from your vehicle you will need*:

Valuation

Certificate of Fitness

Copy of last three (3) salary slips or last 12 month's bank statements if you're self employed

Motor Vehicle Certificate of Title

Copy of Motor Vehicle Registration Certificate

Insurance certificate

In addition, new customers will require:

Valid photo id

12 months account statement from your financial institution

Two references

Tax Registration Number Card

Confirmation of address (e.g. utility bill)

Acting as a provider of loans is one of the principal tasks for financial institutions such as banks and credit card companies. For other institutions, issuing of debt contracts such as bonds is a typical source of funding.

Secured Loans in Jamaica W.I.

A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral.

If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.

In some instances, a loan taken out to purchase a brand new car may be secured by the car, in much the same way as a mortgage is secured by housing. The length of time of the loan period is considerably shorter – often corresponding to the useful life of the car. There are two types of automobile loans, direct and indirect. A direct auto loan is where a bank gives the loan directly to a consumer. An indirect auto loan is where a car dealership acts as an intermediary between the bank or financial institution and the you.

We are a provider of Personal Loans, Business Loans, Short Term Loans, Payroll Advances, Cash Advances and more in Jamaica W.I.

Unsecured Loans in Jamaica West Indies

Looking for same day money to buy a car, or renovate your home, take a holiday? Whatever your need, we have a wide range of easy loan options. Unsecured loans are monetary loans that are not secured against the borrower's assets. These may be available from financial institutions under many different guises or marketing packages such as bank overdrafts

Are you looking for Payday Loans in Kingston Jamaica West Indies, Lending companies in Jamaica WI. Contact us to speak a customer agent today.

A few of the well known lending agencies in Jamaica are National Commercial Bank, AIM Financial, Wilco Finance to name a few.