Philippe d’Astous
Associate Professor
Department of Finance
HEC Montréal
3000 Côte-Sainte-Catherine Road
Montréal, Quebec, H3T 2A7
Office 4.102
Tel: 514-340-7120
Email: philippe.dastous@hec.ca
We are currently organizing the 5th CEAR-RSI Household Finance Workshop to be held on Nov. 15 and 16, 2024 in Montreal. David Laibson (Harvard) will be the keynote speaker. Find the call for paper here.
Publications
d'Astous, Philippe and Stephen Shore (2024), "Human Capital Risk and Portfolio Choices: Evidence from University Admission Discontinuities" Journal of Financial Economics, Vol. 154 (April).
Boyer, Martin, Philippe d'Astous, and Pierre-Carl Michaud (2022), "Tax-Sheltered Retirement Accounts: Can Financial Education Improve Asset Location Decisions?" Review of Economics and Statistics, Vol. 104 (3).
d'Astous, Philippe and Stephen Shore (2017), "Liquidity Constraints and Credit Card Delinquency: Evidence from Raising Minimum Payments," Journal of Financial and Quantitative Analysis, Vol. 52 (4).
d'Astous, Philippe and Stephen Shore (2024), "Programs of Study and Earnings Dynamics" Labour Economics, Vol. 88 (June).
Boisclair, David, Colin Busby, and Philippe d'Astous (2024), "Financial Literacy and Knowledge of the Retirement Income System in Canada" Journal of Financial Literacy and Wellbeing, Vol. 1 (3).
Boyer, Martin and Philippe d'Astous (2023), "Tax Compliance and Firm Response to Electronic Sales Recording" Canadian Journal of Economics, Vol. 56 (4).
Andersen, Steffen, Philippe d'Astous, Jimmy Martinez-Correa, and Stephen Shore (2022), "Responses to Eliminating Savings Commitments: Evidence from Mortgage Run-offs" Journal of Money, Credit and Banking, Vol. 54 (5).
Achou, B., D. Boisclair, P. d’Astous, R. Fonseca, F. Glenzer et P.-C. Michaud (2020), "The Early Impact of the COVID-19 Pandemic on Household Finances in Québec," Canadian Public Policy, Vol. 46 (S3).
d'Astous, Philippe (2019), "Responses to an Anticipated Increase in Cash on Hand: Evidence from Term Loan Repayments," Journal of Banking and Finance, Vol. 108 (November).
Bergerès, Anne-Sophie, Philippe d'Astous, and Georges Dionne (2015), "Is There any Dependence between Consumer Credit Line Utilization and Default Probability on a Term loan? Evidence from Bank-Customer Data," Journal of Empirical Finance, Vol. 33.
Working Papers
d'Astous, Philippe, Irina Gemmo and Pierre-Carl Michaud (2022), "The Quality of Financial Advice: What Influences Client Recommendations?" NBER Working Paper 30205. Revise and resubmit at the Journal of Banking and Finance.
Andersen, Steffen, Philippe d'Astous, Jimmy Martinez-Correa, and Stephen Shore (2020), "Cross-Program Differences in Returns to Education and the Gender Earnings Gap"