Article 18

 

ARTICLE 18 - INSURANCE BENEFITS

 

18.1          Group Health, Dental and Vision Care Insurance Programs

 

18.11      The College shall continue to provide the current (or comparable) level of group health, prescription, dental and vision care insurance programs. The College shall provide comparable levels and types of coverage as long as it is available. In order to facilitate consideration of potential changes in coverage, plan design and other benefit issues, the parties agree to form a "Joint Committee on Insured Benefits". The committee will be composed of representatives of the Human Resources Department and each insured benefit eligible employee group (i.e., Classified, Faculty/Academic Professionals and


Management/Confidential employees), in accordance with the Memorandum of Understanding which is reproduced in the back of this Agreement.

 

18.12      Health, Dental, Prescription and Vision Care Insurance Premiums

 

18.121        Full-time Employees: The College shall pay the maximum monthly amounts listed below toward payment of the combined health, dental, prescription and vision care insurance premiums for full-time employees and eligible dependents, with any excess amount paid by the employee through payroll deduction:

 

If any other employee group receives a higher employer contribution, the amount paid for Classified employees shall be equal to the higher contribution amount.

 

Effective December

1, 2015:

Effective October 1, 2016:

Employee only

$702

Employee only

$730

Employee + spouse

$1286

Employee + spouse

$1338

Employee + child

$1196

Employee + child

$1244

Employee + family

$1516

Employee + family

$1577

 

18.122        Part-time Employees: The College shall pay the monthly amount listed in 18.121 prorated based on the position's budgeted FTE toward payment of the combined health, dental, prescription and vision care insurance premiums for part-time employees and eligible dependents, with any excess amount paid by the employee through payroll deduction for 12 months.

 

18.123        Part-time employees in positions scheduled to work fewer than 12 months per year will continue to receive the pro-rated College contribution for the entire 12 month period. (For example, an employee employed to work nine months during each regular academic year, with summers off, will receive the pro-rated College contribution for the entire 12 months.) However, this provision shall not apply to positions filled on a temporary basis for less than one year.

 

18.124        The payment of the College contribution as defined in 18.121 and 18.122 maximum amount) is subject to 18.5.

 

18.125        Coverage for an employee shall be effective the first of the month after the effective date of the employee's appointment, provided 30 calendar days have elapsed since that date.

 

18.2          Long Term Disability Insurance Program. Subject to Article 18.5, the College shall continue to provide and pay for the current (or comparable) long-term disability benefit for full-time employees and part-time employees.

 

18.3          Group Life Insurance

 

18.31      The College shall provide and pay for in full premiums for the term life and accidental death disability insurance in the amount of $20,000/$20,000 for full-time employees and part-time employees.

 

18.32      The College shall continue to offer the current or comparable level of group term life and accidental death disability insurance, at employee option and expense, by payroll deduction for full-time employees and part-time employees.

 

18.4          Under established College procedures, a group home owners and automobile insurance program shall be available at employee option and expense and by payroll deduction.


18.5          The College contribution toward insurance premiums for full-time employees will not be paid for any pay period an employee is on approved leave in which the employee is compensated for less than 80 hours in a pay period (except as detailed in Article 18.51). The College contribution toward insurance premiums for part-time employees will not be paid for any pay period an employee is on an approved leave in which the employees is compensated for less than 32 hours in a pay period (except as detailed in Article 18.51). Coverage will be continued if permitted by the insurance plan, subject to payment by employee from current earnings or by personal check.

 

18.51   The College contribution toward health and dental insurance premiums for the full-time employee who has completed at least one full year of uninterrupted employment and who is absent from work due to illness or injury and who does not have 80 paid hours in any calendar month will be paid by the College until employee returns to work or up to a maximum of three months in any 12 month period, subject to receipt of physician statement certifying employee's inability to work. The employee's medical and dental insurance coverage will be continued for the duration of the sick leave according to the requirements of the Federal Family and Medical Leave Act.

 

18.6          Beneficiaries of an employee who died while employed by the College will receive a cash payoff of unused accrued sick leave.