Personal Insurance

We offer a wide variety of insurance for personal use. There are many advantages to having personal insurance in almost every situation. Each insurance plan is tailored to your individual needs to ensure you get the right coverage for the right price. For any questions please call (602) 841-5304.

Auto Insurance

Auto insurance is the most widely thought of insurance, yet most people whom are not insurance specialists do not take the time to really know, or have the knowledge to know if they are covered adequately. 
Some questions you should ask yourself about auto insurance are:
What liability limits should I carry?
Is my customized equipment covered?
Why carry uninsured/underinsured?
These are just a few of the questions the staff at Pat Dumar Smith Insurance can help you with. Call today!

Specialty Insurance

From one a day convention to liquor liability, specialty insurance in an important part of your insurance protection. We also offer competitive rates on insurance for motorcycles, boats and ATV's. Call today for all of your specialty insurance needs!

Life Insurance

Most people would not think of keeping their auto or home uninsured, but these are not your most important assets-YOU are your most important asset. If suddenly you were taken out of the picture, what would happen to your family? What if you become disabled? Need long term coverage?

Questions to ask yourself:

How much coverage do i need?

What is the difference between term, whole life, and universal?

What is indexed Universal life?

Would second to die life insurance be right for us?

To learn more about our customized insurance plans,  Talk to our insurance specialists at (602) 841-5304 now.

Homeowners Insurance

A man's home is his castle. Thus it is important to insure it correctly. A few questions you need to ask yourself are:
Do I have enough insurance on my home to replace it?
What items carry internal limits in homeowners policies?
Why are some water claims covered and others are not?
These are a few of the questions you may have about insuring your home. Please call for more information on this important insurance!