Karonga Vulnerability Study

Assessing impact of community-managed microfinance in Malawi

Together with a team of researchers I took part in an impact assessment of microfinance in Northern Malawi. Microfinance is loans and savings to poor people and the methodology under evaluation is called Village Savings and Loans Associations (VSLA). VSLAs let poor people save, lend and insure themselves locally in their villages.

We established 150 village banks in 46 villages between 2009 and 2012. Before starting the project, we randomly selected 23 villages for implementation the first two years. We surveyed 1500 households in all 46 village in 2009, 2010 and 2011.

The project and the reserach was funded by The Rockwool Foundation. The village banks are implemented by DanChurchAid and its implementing partner, Livingstonia Synod Development Department.

Participating reaseachers are Helene Bie Lilleør (Rockwool Foundation Research Unit), Christopher Ksoll (Oxford University), Jens Vesterager (Rockwool Foundation) and Jonas Helth Lønborg (University of Southern Denmark).


University of Southern Denmark's magazine wrote about the project on page 14 of their September 2010 issue.

Helene Bie Lilleør has presented the project and its evaluation in Danish.

Below are the public versions of the questionnaires we used in the first data collection in 2009.

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Ole Dahl Rasmussen,
Sep 19, 2011, 2:09 PM
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Ole Dahl Rasmussen,
Sep 19, 2011, 2:09 PM
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