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The LegalShield Legal Plan for Family with the additions of the Trial Defense supplement, the Home-Based Business supplement with GoSmallBiz, and the Identity Theft Shield Plan has improved our lives since we joined in 2007.
In the first 10 months of the month-to-month service, we collected or saved $16,500 in solving our personal and business legal problems.
- When
our oak tree fell in a windy storm, the property insurance company
claimed we had a $1,000 deductible policy. We always had a $250
deductible. When we complained that there must be a mistake, we made no
headway, and announced we would call our attorney. We called the LegalShield provider attorney firm for our state, and the
attorney called the insurance company. The insurance company called us
back and apologized for any misunderstanding and not only reduced the
deductible, but completely waived the deductible for the damages caused
by the fallen tree. Be sure to note not all cases are the same.
Results may vary.
- Elaine's
former employer had gone bankrupt 4 years earlier, while owing her
vacation pay. The claim of $2,600 was listed in the bankruptcy
judgment, but correspondence about the case stopped. She called our Legal Shield provider
attorney firm for our state, and the attorney specialized in bankruptcy
had her fax the judgement to him to review. He called back and advised
her that the payment was contingent on a property to be sold and the
IRS being paid, and instructed her how to find out at the recorder's
office if the land was sold. We did not understand how to interpret the
paper filings recorded for that parcel of land, so we had our attorney
review those papers. He saw that the land had been sold and then told
Elaine that she could take action by opening the bankruptcy case again
and assured us we would win.
We did not want to put up the money for
this court action, even though it was at the discount rate for LegalShield
Members, so we brainstormed with the attorney on how best to talk to
the former employer, whom Elaine had had a cordial relationship. She,
after all, had set up the sales department and evolved the company into
international prominence. The attorney instructed Elaine to remind the
former employer every couple of sentences that if she is forced to take
action that her attorney is certain she will win, and he would be liable
not only for the amount owed, but also for the court and attorney
costs, as well as interest. Elaine called the former employer, and
followed our attorney's advice, and it worked. The former employer at
first complained about the IRS collecting funds from him, but then
promised to send a check that afternoon. In 2 days Elaine had the check
for $2,600 in hand and deposited it immediately into the checking
account. Be sure to note not all cases are the same.
Results may vary.
In looking back, we now see how her former employer could have
been helped by having a LegalShield
Business Plan with timely advice and contract review of the patent
that had just expired. Instead the avoidance of the legal problem and
resulting high patent attorney bills brought the company down, causing
80 people to lose their jobs.
- When we enrolled in Identity Theft Shield through LegalShield we received a credit report that would serve as our baseline. However, Ken discovered a credit card balance of $5,950 that did not belong on his credit report. He reported the dispute to a
licensed investigator with Kroll Background America, that created and
services the Identity Theft Shield.
The investigator told him that the the credit reporting agency would
send us a amended report within 40 days. On day 40 the report came with
the disputed credit card balance removed. Be sure to note not all cases are the same.
Results may vary.
- A
thief tried to charge $500 and then $400 to a department store credit
card that was still unactivated. The store called to verify the
transaction which alerted us before a charge could be made. We called
Kroll, our Identity Theft Shield
provider, and reported this to the licensed investigator in a 5-minute
conversation. He put a 90-day alert on all 3 credit reporting agencies
and did checks on the many national databases to make sure the thief was
not spreading the harm. We received no extra charges and did not have
to put in the time to contact and file reports with the agencies or
numerous databases. Be sure to note not all cases are the same.
Results may vary.
- A
client of our consulting business refused to pay the balance of the
invoiced services we had provided, wanting instead to turn the balance
into equity in his company. We were not agreeable
to this kind of restitution, since the client had proven to be a poor
businessman. We learned from using the services of our GoSmallBiz supplement to the Home-Based Business at www.GoSmallBiz.com
website about the 3-collection letter system with stepped up urgency to pursue the payment, After receiving no reply after sending two letters of collection, for the third
letter, we called our provider attorney firm. The attorney consulted
with us and after we faxed our statement of facts, she wrote a
collection letter on the attorney firm letterhead (with the top
one-third of the first page listing the law partners), and mailed it to
our client. This finally drew the attention of the client, who made a
lame proposal that we could refuse. We called our attorney and, since
we did not feel the investment in a regular civil action was sound given
the client's financial situation, she advised us in the steps to take
the matter to the small claims court in our county. Because of the
assistance of the attorney, we felt no stress in preparing for or
participating in the trial. We eventually received a judment of $6,600
in our favor. The client has been faithful in paying the installment
payments to satisfy the court judgment. Be sure to note not all cases are the same.
Results may vary.
- In our business solutions consulting business, Ken often uses www.GoSmallBiz.com
as a member to ask questions via email to professionals specialized in
business matters. His last question was on depreciation of certain
fixed assets. Within 36 hours, the professional consultant replied via
email the answer to the question, complete with reference links for more
detailed discussion. He could have spent time to find this information himself, but instead, he let www.GoSmallBiz.com professionals give him the advice, while he spent his time completing business projects.
- In 2012 our pet chorky Rosey was saved from being exterminated through legal consultations and a letter from our provider attorney law firm. You know how we love our pets! Sometimes they can get into legal trouble, too.
Disclaimer: Be sure to note not all cases are the same.
Results may vary. Click Here to see the website for the
details of the LegalShield plan benefits in your state, qualification, and quick enrollment
for access to a national network of quality attorneys. You do not need to feel
alone in facing these issues because of your budget anymore.
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