2015 HUD Median Income for North Carolina Counties

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Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan product that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re seeking a mortgage and your household income is at or under the limits displayed below, mention this to the banker or mortgage broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”


2015 North Carolina Median Income


2015 Median County Income 80% of Median Household Income
County Name Median Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Alamance County 53,300 29,900 34,150 38,400 42,650 46,100 49,500 52,900 56,300
Alexander County 53,200 29,300 33,450 37,650 41,800 45,150 48,500 51,850 55,200
Alleghany County 40,900 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Anson County 41,500 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Ashe County 50,900 28,500 32,600 36,650 40,700 44,000 47,250 50,500 53,750
Avery County 51,200 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Beaufort County 51,900 29,050 33,200 37,350 41,500 44,850 48,150 51,500 54,800
Bertie County 44,500 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Bladen County 44,100 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Brunswick County 63,100 35,350 40,400 45,450 50,500 54,550 58,600 62,650 66,700
Buncombe County 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Burke County 53,200 29,300 33,450 37,650 41,800 45,150 48,500 51,850 55,200
Cabarrus County 67,200 37,650 43,000 48,400 53,750 58,050 62,350 66,650 70,950
Caldwell County 53,200 29,300 33,450 37,650 41,800 45,150 48,500 51,850 55,200
Camden County 73,500 40,550 46,350 52,150 57,900 62,550 67,200 71,800 76,450
Carteret County 64,100 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
Caswell County 51,000 28,600 32,650 36,750 40,800 44,100 47,350 50,600 53,900
Catawba County 53,200 29,300 33,450 37,650 41,800 45,150 48,500 51,850 55,200
Chatham County 67,400 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Cherokee County 46,500 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Chowan County 46,100 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Clay County 48,600 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Cleveland County 50,300 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Columbus County 48,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Craven County 59,700 33,450 38,200 43,000 47,750 51,600 55,400 59,250 63,050
Cumberland County 54,300 30,450 34,800 39,150 43,450 46,950 50,450 53,900 57,400
Currituck County 70,900 39,700 45,400 51,050 56,700 61,250 65,800 70,350 74,850
Dare County 70,200 39,350 44,950 50,550 56,150 60,650 65,150 69,650 74,150
Davidson County 55,000 30,800 35,200 39,600 44,000 47,550 51,050 54,600 58,100
Davie County 56,100 31,450 35,950 40,450 44,900 48,500 52,100 55,700 59,300
Duplin County 44,500 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Durham County 67,400 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Edgecombe County 48,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Forsyth County 56,100 31,450 35,950 40,450 44,900 48,500 52,100 55,700 59,300
Franklin County 78,800 44,150 50,450 56,750 63,050 68,100 73,150 78,200 83,250
Gaston County 67,200 37,650 43,000 48,400 53,750 58,050 62,350 66,650 70,950
Gates County 61,800 34,650 39,600 44,550 49,450 53,450 57,400 61,350 65,300
Graham County 42,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Granville County 59,200 33,150 37,900 42,650 47,350 51,150 54,950 58,750 62,550
Greene County 52,400 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
Guilford County 54,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Halifax County 44,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Harnett County 55,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Haywood County 55,000 30,800 35,200 39,600 44,000 47,550 51,050 54,600 58,100
Henderson County 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Hertford County 45,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Hoke County 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Hyde County 48,700 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Iredell County 59,600 33,400 38,200 42,950 47,700 51,550 55,350 59,150 63,000
Jackson County 51,700 28,950 33,100 37,250 41,350 44,700 48,000 51,300 54,600
Johnston County 78,800 44,150 50,450 56,750 63,050 68,100 73,150 78,200 83,250
Jones County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Lee County 57,900 32,450 37,050 41,700 46,300 50,050 53,750 57,450 61,150
Lenoir County 46,800 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Lincoln County 56,700 31,750 36,300 40,850 45,350 49,000 52,650 56,250 59,900
McDowell County 49,300 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Macon County 48,900 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Madison County 55,900 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Martin County 48,400 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Mecklenburg County 67,200 37,650 43,000 48,400 53,750 58,050 62,350 66,650 70,950
Mitchell County 46,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Montgomery County 43,800 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Moore County 66,200 35,850 41,000 46,100 51,200 55,300 59,400 63,500 67,600
Nash County 48,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
New Hanover County 63,100 35,350 40,400 45,450 50,500 54,550 58,600 62,650 66,700
Northampton County 38,500 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Onslow County 50,000 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Orange County 67,400 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Pamlico County 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Pasquotank County 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Pender County 55,700 31,200 35,650 40,100 44,550 48,150 51,700 55,250 58,850
Perquimans County 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Person County 54,200 30,350 34,700 39,050 43,350 46,850 50,300 53,800 57,250
Pitt County 53,000 29,700 33,950 38,200 42,400 45,800 49,200 52,600 56,000
Polk County 53,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Randolph County 54,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Richmond County 42,600 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Robeson County 35,700 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Rockingham County 45,600 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Rowan County 48,500 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Rutherford County 40,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Sampson County 48,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Scotland County 38,400 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Stanly County 59,000 33,050 37,800 42,500 47,200 51,000 54,800 58,550 62,350
Stokes County 56,100 31,450 35,950 40,450 44,900 48,500 52,100 55,700 59,300
Surry County 50,800 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Swain County 57,700 31,400 35,850 40,350 44,800 48,400 52,000 55,600 59,150
Transylvania County 54,100 30,350 34,650 39,000 43,300 46,800 50,250 53,700 57,200
Tyrrell County 41,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Union County 67,200 37,650 43,000 48,400 53,750 58,050 62,350 66,650 70,950
Vance County 44,600 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Wake County 78,800 44,150 50,450 56,750 63,050 68,100 73,150 78,200 83,250
Warren County 46,700 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Washington County 43,300 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Watauga County 63,600 35,650 40,750 45,850 50,900 55,000 59,050 63,150 67,200
Wayne County 52,600 29,500 33,700 37,900 42,100 45,500 48,850 52,250 55,600
Wilkes County 44,200 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700
Wilson County 51,300 28,750 32,850 36,950 41,050 44,350 47,650 50,950 54,200
Yadkin County 56,100 31,450 35,950 40,450 44,900 48,500 52,100 55,700 59,300
Yancey County 47,600 28,500 32,550 36,600 40,650 43,950 47,200 50,450 53,700