2017 HUD Median Income for North Carolina Counties

Young family
Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan product that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re seeking a mortgage and your household income is at or under the limits displayed below, mention this to the banker or mortgage broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”


2017 North Carolina Median Income





80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Alamance County Burlington, NC MSA 52,900 29,650 33,850 38,100 42,300 45,700 49,100 52,500 55,850
Alexander County Hickory-Lenoir-Morganton, NC MSA 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
Alleghany County Alleghany County, NC 42,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Anson County Anson County, NC 40,500 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Ashe County Ashe County, NC 47,200 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Avery County Avery County, NC 47,300 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Beaufort County Beaufort County, NC 52,400 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
Bertie County Bertie County, NC 39,800 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Bladen County Bladen County, NC 43,900 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Brunswick County Brunswick County, NC HUD Metro FMR Area 57,400 32,150 36,750 41,350 45,900 49,600 53,250 56,950 60,600
Buncombe County Asheville, NC HUD Metro FMR Area 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Burke County Hickory-Lenoir-Morganton, NC MSA 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
Cabarrus County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area 70,700 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Caldwell County Hickory-Lenoir-Morganton, NC MSA 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
Camden County Camden County, NC 73,300 41,100 46,950 52,800 58,650 63,350 68,050 72,750 77,450
Carteret County Carteret County, NC 65,100 35,150 40,150 45,150 50,150 54,200 58,200 62,200 66,200
Caswell County Caswell County, NC 50,200 28,150 32,150 36,150 40,150 43,400 46,600 49,800 53,000
Catawba County Hickory-Lenoir-Morganton, NC MSA 52,000 29,150 33,300 37,450 41,600 44,950 48,300 51,600 54,950
Chatham County Durham-Chapel Hill, NC HUD Metro FMR Area 73,300 41,100 46,950 52,800 58,650 63,350 68,050 72,750 77,450
Cherokee County Cherokee County, NC 44,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Chowan County Chowan County, NC 46,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Clay County Clay County, NC 45,200 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Cleveland County Cleveland County, NC 49,500 27,750 31,700 35,650 39,600 42,800 45,950 49,150 52,300
Columbus County Columbus County, NC 46,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Craven County Craven County, NC HUD Metro FMR Area 51,000 30,250 34,600 38,900 43,200 46,700 50,150 53,600 57,050
Cumberland County Fayetteville, NC HUD Metro FMR Area 52,300 29,300 33,500 37,700 41,850 45,200 48,550 51,900 55,250
Currituck County Virginia Beach-Norfolk-Newport News, VA-NC HUD Metro FMR Area 73,000 40,900 46,750 52,600 58,400 63,100 67,750 72,450 77,100
Dare County Dare County, NC 65,600 36,750 42,000 47,250 52,500 56,700 60,900 65,100 69,300
Davidson County Davidson County, NC HUD Metro FMR Area 56,100 31,300 35,800 40,250 44,700 48,300 51,900 55,450 59,050
Davie County Winston-Salem, NC HUD Metro FMR Area 56,900 31,850 36,400 40,950 45,500 49,150 52,800 56,450 60,100
Duplin County Duplin County, NC 44,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Durham County Durham-Chapel Hill, NC HUD Metro FMR Area 73,300 41,100 46,950 52,800 58,650 63,350 68,050 72,750 77,450
Edgecombe County Rocky Mount, NC MSA 49,100 27,550 31,450 35,400 39,300 42,450 45,600 48,750 51,900
Forsyth County Winston-Salem, NC HUD Metro FMR Area 56,900 31,850 36,400 40,950 45,500 49,150 52,800 56,450 60,100
Franklin County Raleigh, NC MSA 80,200 44,950 51,350 57,750 64,150 69,300 74,450 79,550 84,700
Gaston County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area 70,700 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Gates County Gates County, NC HUD Metro FMR Area 56,700 31,750 36,300 40,850 45,350 49,000 52,650 56,250 59,900
Graham County Graham County, NC 44,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Granville County Granville County, NC 57,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Greene County Greene County, NC 51,400 28,800 32,900 37,000 41,100 44,400 47,700 51,000 54,300
Guilford County Greensboro-High Point, NC HUD Metro FMR Area 57,200 32,050 36,600 41,200 45,750 49,450 53,100 56,750 60,400
Halifax County Halifax County, NC 43,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Harnett County Harnett County, NC 51,200 29,350 33,550 37,750 41,900 45,300 48,650 52,000 55,350
Haywood County Haywood County, NC HUD Metro FMR Area 53,300 29,900 34,150 38,400 42,650 46,100 49,500 52,900 56,300
Henderson County Asheville, NC HUD Metro FMR Area 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Hertford County Hertford County, NC 42,000 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Hoke County Hoke County, NC HUD Metro FMR Area 54,800 30,700 35,100 39,500 43,850 47,400 50,900 54,400 57,900
Hyde County Hyde County, NC 49,800 28,400 32,450 36,500 40,550 43,800 47,050 50,300 53,550
Iredell County Iredell County, NC HUD Metro FMR Area 65,500 36,700 41,950 47,200 52,400 56,600 60,800 65,000 69,200
Jackson County Jackson County, NC 51,200 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Johnston County Raleigh, NC MSA 80,200 44,950 51,350 57,750 64,150 69,300 74,450 79,550 84,700
Jones County Jones County, NC HUD Metro FMR Area 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Lee County Lee County, NC 58,100 32,550 37,200 41,850 46,500 50,250 53,950 57,700 61,400
Lenoir County Lenoir County, NC 46,600 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Lincoln County Lincoln County, NC HUD Metro FMR Area 53,600 31,750 36,250 40,800 45,300 48,950 52,550 56,200 59,800
McDowell County McDowell County, NC 46,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Macon County Macon County, NC 48,500 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Madison County Asheville, NC HUD Metro FMR Area 61,300 34,350 39,250 44,150 49,050 53,000 56,900 60,850 64,750
Martin County Martin County, NC 50,400 28,250 32,250 36,300 40,300 43,550 46,750 50,000 53,200
Mecklenburg County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area 70,700 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Mitchell County Mitchell County, NC 49,200 27,550 31,500 35,450 39,350 42,500 45,650 48,800 51,950
Montgomery County Montgomery County, NC 48,400 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Moore County Moore County, NC 65,600 36,400 41,600 46,800 52,000 56,200 60,350 64,500 68,650
Nash County Rocky Mount, NC MSA 49,100 27,550 31,450 35,400 39,300 42,450 45,600 48,750 51,900
New Hanover County Wilmington, NC HUD Metro FMR Area 68,200 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Northampton County Northampton County, NC 39,600 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Onslow County Jacksonville, NC MSA 55,500 30,650 35,000 39,400 43,750 47,250 50,750 54,250 57,750
Orange County Durham-Chapel Hill, NC HUD Metro FMR Area 73,300 41,100 46,950 52,800 58,650 63,350 68,050 72,750 77,450
Pamlico County Pamlico County, NC HUD Metro FMR Area 59,300 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Pasquotank County Pasquotank County, NC 55,600 31,150 35,600 40,050 44,500 48,100 51,650 55,200 58,750
Pender County Pender County, NC HUD Metro FMR Area 57,100 32,000 36,600 41,150 45,700 49,400 53,050 56,700 60,350
Perquimans County Perquimans County, NC 53,600 30,050 34,350 38,650 42,900 46,350 49,800 53,200 56,650
Person County Person County, NC HUD Metro FMR Area 52,300 29,300 33,500 37,700 41,850 45,200 48,550 51,900 55,250
Pitt County Greenville, NC MSA 54,200 30,350 34,700 39,050 43,350 46,850 50,300 53,800 57,250
Polk County Polk County, NC 58,500 32,800 37,450 42,150 46,800 50,550 54,300 58,050 61,800
Randolph County Greensboro-High Point, NC HUD Metro FMR Area 57,200 32,050 36,600 41,200 45,750 49,450 53,100 56,750 60,400
Richmond County Richmond County, NC 43,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Robeson County Robeson County, NC 35,800 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Rockingham County Rockingham County, NC HUD Metro FMR Area 48,500 27,900 31,850 35,850 39,800 43,000 46,200 49,400 52,550
Rowan County Rowan County, NC HUD Metro FMR Area 56,300 31,550 36,050 40,550 45,050 48,700 52,300 55,900 59,500
Rutherford County Rutherford County, NC 45,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Sampson County Sampson County, NC 44,300 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Scotland County Scotland County, NC 38,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Stanly County Stanly County, NC 55,500 31,100 35,550 40,000 44,400 48,000 51,550 55,100 58,650
Stokes County Winston-Salem, NC HUD Metro FMR Area 56,900 31,850 36,400 40,950 45,500 49,150 52,800 56,450 60,100
Surry County Surry County, NC 46,600 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Swain County Swain County, NC 46,600 28,350 32,400 36,450 40,500 43,750 47,000 50,250 53,500
Transylvania County Transylvania County, NC 53,900 30,200 34,500 38,800 43,100 46,550 50,000 53,450 56,900
Tyrrell County Tyrrell County, NC 39,900 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Union County Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area 70,700 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Vance County Vance County, NC 45,200 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Wake County Raleigh, NC MSA 80,200 44,950 51,350 57,750 64,150 69,300 74,450 79,550 84,700
Warren County Warren County, NC 46,300 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Washington County Washington County, NC 42,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Watauga County Watauga County, NC 61,900 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Wayne County Goldsboro, NC MSA 45,000 28,350 32,400 36,450 40,500 43,750 47,000 50,250 53,500
Wilkes County Wilkes County, NC 45,000 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Wilson County Wilson County, NC 46,500 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Yadkin County Winston-Salem, NC HUD Metro FMR Area 56,900 31,850 36,400 40,950 45,500 49,150 52,800 56,450 60,100
Yancey County Yancey County, NC 48,700 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450