2016 HUD Median Income for North Carolina Counties

Young family
Median household income is used for a variety of reasons, including identifying eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan product that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re seeking a mortgage and your household income is at or under the limits displayed below, mention this to the banker or mortgage broker. The benefit may be a lower down payment, closing cost assistance, grant money, reduced interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”


2016 North Carolina Median Income


80% of the HUD Median Income
County_Name Area Median Income 1 person 2 person 3 person 4 person 5 person 6 person 7 person 8 person
Alamance County 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Alexander County 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Alleghany County 41,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Anson County 40,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Ashe County 48,400 27,100 31,000 34,850 38,700 41,800 44,900 48,000 51,100
Avery County 48,100 27,300 31,200 35,100 38,950 42,100 45,200 48,300 51,450
Beaufort County 50,900 28,500 32,600 36,650 40,700 44,000 47,250 50,500 53,750
Bertie County 41,900 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Bladen County 44,300 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Brunswick County 58,300 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Buncombe County 57,900 32,450 37,050 41,700 46,300 50,050 53,750 57,450 61,150
Burke County 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Cabarrus County 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Caldwell County 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Camden County 71,900 40,250 46,000 51,750 57,500 62,100 66,700 71,300 75,900
Carteret County 54,500 32,850 37,550 42,250 46,900 50,700 54,450 58,200 61,950
Caswell County 47,100 27,200 31,050 34,950 38,800 41,950 45,050 48,150 51,250
Catawba County 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Chatham County 74,900 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Cherokee County 44,300 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Chowan County 44,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Clay County 47,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Cleveland County 50,000 28,000 32,000 36,000 40,000 43,200 46,400 49,600 52,800
Columbus County 47,100 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Craven County 53,400 31,850 36,400 40,950 45,450 49,100 52,750 56,400 60,000
Cumberland County 52,200 29,250 33,400 37,600 41,750 45,100 48,450 51,800 55,150
Currituck County 70,500 39,500 45,150 50,800 56,400 60,950 65,450 69,950 74,450
Dare County 66,100 37,350 42,700 48,050 53,350 57,650 61,900 66,200 70,450
Davidson County 49,100 29,300 33,500 37,700 41,850 45,200 48,550 51,900 55,250
Davie County 58,500 32,800 37,450 42,150 46,800 50,550 54,300 58,050 61,800
Duplin County 43,100 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Durham County 74,900 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Edgecombe County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
Forsyth County 58,500 32,800 37,450 42,150 46,800 50,550 54,300 58,050 61,800
Franklin County 76,600 42,950 49,050 55,200 61,300 66,250 71,150 76,050 80,950
Gaston County 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Gates County 55,000 32,950 37,650 42,350 47,050 50,850 54,600 58,350 62,150
Graham County 40,600 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Granville County 56,300 31,550 36,050 40,550 45,050 48,700 52,300 55,900 59,500
Greene County 52,100 29,200 33,400 37,550 41,700 45,050 48,400 51,750 55,050
Guilford County 57,200 31,750 36,300 40,850 45,350 49,000 52,650 56,250 59,900
Halifax County 43,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Harnett County 55,100 30,900 35,300 39,700 44,100 47,650 51,200 54,700 58,250
Haywood County 53,400 29,900 34,200 38,450 42,700 46,150 49,550 52,950 56,400
Henderson County 57,900 32,450 37,050 41,700 46,300 50,050 53,750 57,450 61,150
Hertford County 42,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Hoke County 55,000 30,800 35,200 39,600 44,000 47,550 51,050 54,600 58,100
Hyde County 43,200 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Iredell County 62,500 35,000 40,000 45,000 50,000 54,000 58,000 62,000 66,000
Jackson County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
Johnston County 76,600 42,950 49,050 55,200 61,300 66,250 71,150 76,050 80,950
Jones County 50,300 28,200 32,200 36,250 40,250 43,500 46,700 49,950 53,150
Lee County 57,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Lenoir County 46,500 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Lincoln County 63,600 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
McDowell County 47,100 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Macon County 46,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Madison County 57,900 32,450 37,050 41,700 46,300 50,050 53,750 57,450 61,150
Martin County 45,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Mecklenburg County 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Mitchell County 47,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Montgomery County 44,200 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Moore County 60,600 34,100 38,950 43,800 48,650 52,550 56,450 60,350 64,250
Nash County 49,800 27,900 31,900 35,900 39,850 43,050 46,250 49,450 52,650
New Hanover County 65,100 36,500 41,700 46,900 52,100 56,300 60,450 64,650 68,800
Northampton County 38,200 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Onslow County 51,200 28,700 32,800 36,900 40,950 44,250 47,550 50,800 54,100
Orange County 74,900 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Pamlico County 56,100 31,450 35,950 40,450 44,900 48,500 52,100 55,700 59,300
Pasquotank County 57,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Pender County 55,200 30,950 35,350 39,750 44,150 47,700 51,250 54,750 58,300
Perquimans County 52,500 29,400 33,600 37,800 42,000 45,400 48,750 52,100 55,450
Person County 50,800 28,850 33,000 37,100 41,200 44,500 47,800 51,100 54,400
Pitt County 59,300 31,150 35,600 40,050 44,500 48,100 51,650 55,200 58,750
Polk County 55,300 31,000 35,400 39,850 44,250 47,800 51,350 54,900 58,450
Randolph County 57,200 31,750 36,300 40,850 45,350 49,000 52,650 56,250 59,900
Richmond County 41,400 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Robeson County 38,900 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Rockingham County 52,300 29,300 33,500 37,700 41,850 45,200 48,550 51,900 55,250
Rowan County 52,700 29,550 33,750 37,950 42,150 45,550 48,900 52,300 55,650
Rutherford County 39,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Sampson County 44,700 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Scotland County 37,000 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Stanly County 56,100 31,450 35,950 40,450 44,900 48,500 52,100 55,700 59,300
Stokes County 58,500 32,800 37,450 42,150 46,800 50,550 54,300 58,050 61,800
Surry County 44,100 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Swain County 52,900 29,850 34,100 38,350 42,600 46,050 49,450 52,850 56,250
Transylvania County 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Tyrrell County 39,500 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Union County 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Vance County 43,000 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Wake County 76,600 42,950 49,050 55,200 61,300 66,250 71,150 76,050 80,950
Warren County 45,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Washington County 44,800 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Watauga County 61,600 34,550 39,450 44,400 49,300 53,250 57,200 61,150 65,100
Wayne County 53,200 29,800 34,050 38,300 42,550 46,000 49,400 52,800 56,200
Wilkes County 37,200 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050
Wilson County 48,400 27,350 31,250 35,150 39,050 42,200 45,300 48,450 51,550
Yadkin County 58,500 32,800 37,450 42,150 46,800 50,550 54,300 58,050 61,800
Yancey County 46,900 27,100 30,950 34,800 38,650 41,750 44,850 47,950 51,050