We specialize in providing key information on daily mortage rates for each and every US state, top lenders in all 50 states, and  mortage tools like: loan calculator, mortage calculator, refiance calculator, by-weekly calculator and pre-qualification mortage  calculator.  Our online mortage calculator's are designed to work only as a guide in helping you determine the amount you may be able to afford. However, none of the mortage calculator's included on our site are intended to serve as recommendations on how much you should be borrowing.

Home mortage loans are available from several types of mortage enders—thrift institutions, commercial banks, mortage companies, and credit unions. Different mortage lenders may quote you different prices, so you should contact several mortage lenders to make sure you're getting the best price. You can also get a home loan through a mortage broker. mortage Brokers arrange transactions rather than lending money directly; in other words, they find a lender for you. A broker's access to several mortage lenders can mean a wider selection of mortage products and terms from which you can choose. mortage brokers will generally contact several lenders regarding your application, but they are not obligated to find the best deal for you unless they have contracted with you to act as your agent. Consequently, you should consider contacting more than one mortage broker, just as you should with banks or thrift institutions.

Whether you are dealing with a mortage lender or a mortage broker may not always be clear. Some financial institutions operate as both lenders and brokers. And most brokers' advertisements do not use the word "broker." Therefore, be sure to ask whether a broker is involved. This information is important because brokers are usually paid a fee for their services that may be separate from and in addition to the lender's origination or other fees.