2018 HUD median and area income limits for Montana Counties

Young family
Median household income is used for a range of reasons, including determining eligibility for low to moderate mortgage financing; also known as CRA (Community Reinvestment Act).

Fannie Mae and Freddie Mac each have a special mortgage program that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage).

If you’re searching for a mortgage and your household income is at or under the limits displayed below, mention this to the lender or mortgage broker. The benefit may be a smaller down payment, closing cost assistance, grant money, cheaper interest rate or lower mip/pmi.

The U.S. Census Bureau defines media n household income as follows:

“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”

2018 Median Income For Montana Counties

2018 HUD median income limits - 80%

         
County Name Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Adair County 61,000 34,200 39,050 43,950 48,800 52,750 56,650 60,550 64,450
Andrew County 64,300 36,050 41,200 46,350 51,450 55,600 59,700 63,800 67,950
Atchison County 60,600 33,950 38,800 43,650 48,500 52,400 56,300 60,150 64,050
Audrain County 56,500 31,650 36,200 40,700 45,200 48,850 52,450 56,050 59,700
Barry County 51,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Barton County 48,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Bates County 56,500 31,650 36,200 40,700 45,200 48,850 52,450 56,050 59,700
Benton County 43,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Bollinger County 64,600 36,200 41,400 46,550 51,700 55,850 60,000 64,150 68,250
Boone County 76,400 42,800 48,900 55,000 61,100 66,000 70,900 75,800 80,700
Buchanan County 64,300 36,050 41,200 46,350 51,450 55,600 59,700 63,800 67,950
Butler County 46,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Caldwell County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Callaway County 61,500 34,450 39,400 44,300 49,200 53,150 57,100 61,050 64,950
Camden County 55,500 31,100 35,550 40,000 44,400 48,000 51,550 55,100 58,650
Cape Girardeau County 64,600 36,200 41,400 46,550 51,700 55,850 60,000 64,150 68,250
Carroll County 58,900 33,000 37,700 42,400 47,100 50,900 54,650 58,450 62,200
Carter County 48,600 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Cass County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Cedar County 42,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Chariton County 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Christian County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Clark County 58,500 32,800 37,450 42,150 46,800 50,550 54,300 58,050 61,800
Clay County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Clinton County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Cole County 79,500 40,050 45,800 51,500 57,200 61,800 66,400 70,950 75,550
Cooper County 60,700 34,000 38,850 43,700 48,550 52,450 56,350 60,250 64,100
Crawford County 48,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Sullivan part 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
Dade County 48,300 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Dallas County 44,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Daviess County 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
DeKalb County 64,300 36,050 41,200 46,350 51,450 55,600 59,700 63,800 67,950
Dent County 46,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Douglas County 39,700 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Dunklin County 40,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Franklin County 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
Gasconade County 58,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Gentry County 54,800 30,700 35,100 39,500 43,850 47,400 50,900 54,400 57,900
Greene County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Grundy County 52,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Harrison County 52,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Henry County 55,700 31,200 35,650 40,100 44,550 48,150 51,700 55,250 58,850
Hickory County 41,400 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Holt County 57,400 32,150 36,750 41,350 45,900 49,600 53,250 56,950 60,600
Howard County 61,000 34,900 39,900 44,900 49,850 53,850 57,850 61,850 65,850
Howell County 45,300 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Iron County 46,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Jackson County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Jasper County 56,700 31,750 36,300 40,850 45,350 49,000 52,650 56,250 59,900
Jefferson County 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
Johnson County 64,500 36,150 41,300 46,450 51,600 55,750 59,900 64,000 68,150
Knox County 53,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Laclede County 48,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Lafayette County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Lawrence County 50,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Lewis County 57,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Lincoln County 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
Linn County 49,200 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Livingston County 58,600 32,850 37,550 42,250 46,900 50,700 54,450 58,200 61,950
McDonald County 46,400 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Macon County 52,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Madison County 45,700 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Maries County 55,600 31,150 35,600 40,050 44,500 48,100 51,650 55,200 58,750
Marion County 54,500 30,550 34,900 39,250 43,600 47,100 50,600 54,100 57,600
Mercer County 53,500 30,000 34,250 38,550 42,800 46,250 49,650 53,100 56,500
Miller County 48,600 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Mississippi County 36,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Moniteau County 62,600 35,100 40,100 45,100 50,100 54,150 58,150 62,150 66,150
Monroe County 57,900 32,450 37,050 41,700 46,300 50,050 53,750 57,450 61,150
Montgomery County 52,600 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Morgan County 48,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
New Madrid County 44,300 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Newton County 56,700 31,750 36,300 40,850 45,350 49,000 52,650 56,250 59,900
Nodaway County 55,400 31,050 35,450 39,900 44,300 47,850 51,400 54,950 58,500
Oregon County 43,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Osage County 79,500 40,050 45,800 51,500 57,200 61,800 66,400 70,950 75,550
Ozark County 40,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Pemiscot County 39,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Perry County 65,400 36,650 41,850 47,100 52,300 56,500 60,700 64,900 69,050
Pettis County 52,900 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Phelps County 56,200 31,500 36,000 40,500 44,950 48,550 52,150 55,750 59,350
Pike County 55,600 31,150 35,600 40,050 44,500 48,100 51,650 55,200 58,750
Platte County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Polk County 52,400 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Pulaski County 57,400 32,150 36,750 41,350 45,900 49,600 53,250 56,950 60,600
Putnam County 46,400 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Ralls County 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Randolph County 53,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Ray County 80,000 44,800 51,200 57,600 64,000 69,150 74,250 79,400 84,500
Reynolds County 47,900 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Ripley County 41,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
St. Charles County 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
St. Clair County 45,100 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Ste. Genevieve County 62,400 34,950 39,950 44,950 49,900 53,900 57,900 61,900 65,900
St. Francois County 53,900 30,200 34,500 38,800 43,100 46,550 50,000 53,450 56,900
St. Louis County 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
Saline County 51,400 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Schuyler County 48,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Scotland County 52,000 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Scott County 49,600 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Shannon County 49,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Shelby County 55,000 30,800 35,200 39,600 44,000 47,550 51,050 54,600 58,100
Stoddard County 51,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Stone County 53,300 29,900 34,150 38,400 42,650 46,100 49,500 52,900 56,300
Sullivan County 50,400 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Taney County 48,800 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Texas County 49,300 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Vernon County 51,300 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Warren County 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150
Washington County 43,300 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Wayne County 42,500 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
Webster County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Worth County 57,100 32,000 36,600 41,150 45,700 49,400 53,050 56,700 60,350
Wright County 39,900 29,750 34,000 38,250 42,500 45,900 49,300 52,700 56,100
St. Louis city 76,800 43,050 49,200 55,350 61,450 66,400 71,300 76,200 81,150