2018 Michigan county HUD median and area income limits

Young home buyers
Median household income is used for a variety of reasons, that include defining eligibility for low to moderate mortgage lending; also known as CRA

(Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re looking for a mortgage and your household income is at or lower than the limits displayed below, mention this to the lender or mortgage broker.

The advantage may be a reduced downpayment, closing cost assistance, grant money, reduce
d interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:

“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
.

2018 HUD Median Income Michigan Counties


2018 HUD median income limits - 80%

         
County Name Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Alcona County 50,100 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Alger County 55,100 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Allegan County 65,600 36,750 42,000 47,250 52,500 56,700 60,900 65,100 69,300
Alpena County 50,500 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Antrim County 58,200 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Arenac County 48,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Baraga County 53,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Barry County 68,200 38,200 43,650 49,100 54,550 58,950 63,300 67,650 72,050
Bay County 60,400 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Benzie County 60,000 33,600 38,400 43,200 48,000 51,850 55,700 59,550 63,400
Berrien County 60,800 34,100 38,950 43,800 48,650 52,550 56,450 60,350 64,250
Branch County 56,800 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Calhoun County 54,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Cass County 59,200 33,150 37,900 42,650 47,350 51,150 54,950 58,750 62,550
Charlevoix County 63,400 35,500 40,600 45,650 50,700 54,800 58,850 62,900 66,950
Cheboygan County 50,300 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Chippewa County 54,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Clare County 42,300 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Clinton County 73,900 41,400 47,300 53,200 59,100 63,850 68,600 73,300 78,050
Crawford County 55,600 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Delta County 57,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Dickinson County 56,400 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Eaton County 73,900 41,400 47,300 53,200 59,100 63,850 68,600 73,300 78,050
Emmet County 68,000 38,100 43,550 49,000 54,400 58,800 63,150 67,500 71,850
Genesee County 57,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Gladwin County 50,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Gogebic County 52,400 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Grand Traverse County 73,900 41,100 47,000 52,850 58,700 63,400 68,100 72,800 77,500
Gratiot County 54,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Hillsdale County 54,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Houghton County 58,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Huron County 56,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Ingham County 73,900 41,400 47,300 53,200 59,100 63,850 68,600 73,300 78,050
Ionia County 60,800 34,100 38,950 43,800 48,650 52,550 56,450 60,350 64,250
Iosco County 48,500 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Iron County 49,600 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Isabella County 65,200 35,750 40,850 45,950 51,050 55,150 59,250 63,350 67,400
Jackson County 62,400 34,950 39,950 44,950 49,900 53,900 57,900 61,900 65,900
Kalamazoo County 70,300 38,550 44,050 49,550 55,050 59,500 63,900 68,300 72,700
Kalkaska County 50,300 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Kent County 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Keweenaw County 47,100 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Lake County 41,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Lapeer County 70,900 39,700 45,400 51,050 56,700 61,250 65,800 70,350 74,850
Leelanau County 72,000 40,350 46,100 51,850 57,600 62,250 66,850 71,450 76,050
Lenawee County 59,100 33,150 37,850 42,600 47,300 51,100 54,900 58,700 62,450
Livingston County 93,100 50,350 57,550 64,750 71,900 77,700 83,450 89,200 94,950
Luce County 48,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Mackinac County 48,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Macomb County 70,900 39,700 45,400 51,050 56,700 61,250 65,800 70,350 74,850
Manistee County 53,400 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Marquette County 62,900 35,250 40,250 45,300 50,300 54,350 58,350 62,400 66,400
Mason County 54,300 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Mecosta County 56,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Menominee County 54,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Midland County 73,400 41,100 47,000 52,850 58,700 63,400 68,100 72,800 77,500
Missaukee County 51,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Monroe County 75,100 42,100 48,100 54,100 60,100 64,950 69,750 74,550 79,350
Montcalm County 52,100 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Montmorency County 44,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Muskegon County 59,300 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Newaygo County 54,200 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Oakland County 70,900 39,700 45,400 51,050 56,700 61,250 65,800 70,350 74,850
Oceana County 51,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Ogemaw County 46,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Ontonagon County 48,000 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Osceola County 49,400 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Oscoda County 44,500 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Otsego County 60,600 33,950 38,800 43,650 48,500 52,400 56,300 60,150 64,050
Ottawa County 77,000 43,150 49,300 55,450 61,600 66,550 71,500 76,400 81,350
Presque Isle County 52,100 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Roscommon County 44,400 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Saginaw County 56,500 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
St. Clair County 70,900 39,700 45,400 51,050 56,700 61,250 65,800 70,350 74,850
St. Joseph County 54,800 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Sanilac County 53,700 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Schoolcraft County 50,400 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Shiawassee County 64,000 35,200 40,200 45,250 50,250 54,300 58,300 62,350 66,350
Tuscola County 55,600 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000
Van Buren County 70,300 38,550 44,050 49,550 55,050 59,500 63,900 68,300 72,700
Washtenaw County 92,900 50,350 57,550 64,750 71,900 77,700 83,450 89,200 94,950
Wayne County 70,900 39,700 45,400 51,050 56,700 61,250 65,800 70,350 74,850
Wexford County 51,900 32,900 37,600 42,300 46,950 50,750 54,500 58,250 62,000