2016 Michigan County HUD Median Income

Young home buyers
Median household income is used for a variety of reasons, that include defining eligibility for low to moderate mortgage lending; also known as CRA

(Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re looking for a mortgage and your household income is at or lower than the limits displayed below, mention this to the lender or mortgage broker.

The advantage may be a reduced downpayment, closing cost assistance, grant money, reduce
d interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:

“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
.

2016 HUD Median Income Michigan Counties


 80% of the HUD Median Income 
 County_Name   Area Median Income   1 person   2 person   3 person   4 person   5 person   6 person   7 person   8 person 
Alcona County                            46,600          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Alger County                            47,300          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Allegan County                            63,600          35,650          40,750          45,850          50,900            55,000            59,050            63,150            67,200
Alpena County                            49,600          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Antrim County                            54,500          30,550          34,900          39,250          43,600            47,100            50,600            54,100            57,600
Arenac County                            46,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Baraga County                            53,100          29,750          34,000          38,250          42,500            45,900            49,300            52,700            56,100
Barry County                            64,700          36,250          41,400          46,600          51,750            55,900            60,050            64,200            68,350
Bay County                            55,300          31,500          36,000          40,500          44,950            48,550            52,150            55,750            59,350
Benzie County                            56,400          31,600          36,100          40,600          45,100            48,750            52,350            55,950            59,550
Berrien County                            59,100          33,150          37,850          42,600          47,300            51,100            54,900            58,700            62,450
Branch County                            52,000          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Calhoun County                            55,500          31,100          35,550          40,000          44,400            48,000            51,550            55,100            58,650
Cass County                            56,500          32,000          36,600          41,150          45,700            49,400            53,050            56,700            60,350
Charlevoix County                            57,700          32,350          36,950          41,550          46,150            49,850            53,550            57,250            60,950
Cheboygan County                            47,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Chippewa County                            56,000          31,400          35,850          40,350          44,800            48,400            52,000            55,600            59,150
Clare County                            41,400          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Clinton County                            65,600          36,750          42,000          47,250          52,500            56,700            60,900            65,100            69,300
Crawford County                            51,400          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Delta County                            54,900          30,750          35,150          39,550          43,900            47,450            50,950            54,450            57,950
Dickinson County                            54,700          30,650          35,000          39,400          43,750            47,250            50,750            54,250            57,750
Eaton County                            65,600          36,750          42,000          47,250          52,500            56,700            60,900            65,100            69,300
Emmet County                            63,300          35,600          40,650          45,750          50,800            54,900            58,950            63,000            67,100
Genesee County                            52,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Gladwin County                            46,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Gogebic County                            47,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Grand Traverse County                            61,600          34,550          39,450          44,400          49,300            53,250            57,200            61,150            65,100
Gratiot County                            52,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Hillsdale County                            51,300          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Houghton County                            53,800          30,150          34,450          38,750          43,050            46,500            49,950            53,400            56,850
Huron County                            52,300          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Ingham County                            65,600          36,750          42,000          47,250          52,500            56,700            60,900            65,100            69,300
Ionia County                            56,300          31,550          36,050          40,550          45,050            48,700            52,300            55,900            59,500
Iosco County                            46,500          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Iron County                            47,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Isabella County                            52,000          30,050          34,350          38,650          42,900            46,350            49,800            53,200            56,650
Jackson County                            58,900          32,400          37,000          41,650          46,250            49,950            53,650            57,350            61,050
Kalamazoo County                            63,100          35,350          40,400          45,450          50,500            54,550            58,600            62,650            66,700
Kalkaska County                            49,400          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Kent County                            66,800          37,450          42,800          48,150          53,450            57,750            62,050            66,300            70,600
Keweenaw County                            51,600          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Lake County                            38,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Lapeer County                            66,900          37,450          42,800          48,150          53,500            57,800            62,100            66,350            70,650
Leelanau County                            68,300          38,300          43,750          49,200          54,650            59,050            63,400            67,800            72,150
Lenawee County                            59,900          33,550          38,350          43,150          47,900            51,750            55,600            59,400            63,250
Livingston County                            84,800          46,000          52,600          59,150          65,700            71,000            76,250            81,500            86,750
Luce County                            47,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Mackinac County                            48,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Macomb County                            66,900          37,450          42,800          48,150          53,500            57,800            62,100            66,350            70,650
Manistee County                            51,000          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Marquette County                            60,700          34,000          38,850          43,700          48,550            52,450            56,350            60,250            64,100
Mason County                            52,100          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Mecosta County                            51,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Menominee County                            50,900          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Midland County                            68,300          38,300          43,750          49,200          54,650            59,050            63,400            67,800            72,150
Missaukee County                            48,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Monroe County                            69,200          38,200          43,650          49,100          54,550            58,950            63,300            67,650            72,050
Montcalm County                            48,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Montmorency County                            43,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Muskegon County                            52,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Newaygo County                            51,500          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Oakland County                            66,900          37,450          42,800          48,150          53,500            57,800            62,100            66,350            70,650
Oceana County                            48,700          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Ogemaw County                            43,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Ontonagon County                            46,200          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Osceola County                            47,000          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Oscoda County                            41,600          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Otsego County                            58,300          32,700          37,350          42,000          46,650            50,400            54,150            57,850            61,600
Ottawa County                            69,300          38,850          44,400          49,950          55,450            59,900            64,350            68,800            73,200
Presque Isle County                            47,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Roscommon County                            41,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Saginaw County                            55,600          31,150          35,600          40,050          44,500            48,100            51,650            55,200            58,750
St. Clair County                            66,900          37,450          42,800          48,150          53,500            57,800            62,100            66,350            70,650
St. Joseph County                            53,500          30,000          34,250          38,550          42,800            46,250            49,650            53,100            56,500
Sanilac County                            52,000          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Schoolcraft County                            48,800          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600
Shiawassee County                            52,800          29,600          33,800          38,050          42,250            45,650            49,050            52,400            55,800
Tuscola County                            52,700          29,550          33,750          37,950          42,150            45,550            48,900            52,300            55,650
Van Buren County                            63,100          35,350          40,400          45,450          50,500            54,550            58,600            62,650            66,700
Washtenaw County                            91,600          46,000          52,600          59,150          65,700            71,000            76,250            81,500            86,750
Wayne County                            66,900          37,450          42,800          48,150          53,500            57,800            62,100            66,350            70,650
Wexford County                            50,100          29,500          33,700          37,900          42,100            45,500            48,850            52,250            55,600