2017 Michigan County HUD Median Income

Young home buyers
Median household income is used for a variety of reasons, that include defining eligibility for low to moderate mortgage lending; also known as CRA

(Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re looking for a mortgage and your household income is at or lower than the limits displayed below, mention this to the lender or mortgage broker.

The advantage may be a reduced downpayment, closing cost assistance, grant money, reduce
d interest rate or lower mip/pmi.

The U.S. Census Bureau defines median household income as follows:

“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”
.

2017 HUD Median Income Michigan Counties





80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Alcona County Alcona County, MI 48,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Alger County Alger County, MI 51,700 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Allegan County Allegan County, MI 64,700 36,250 41,400 46,600 51,750 55,900 60,050 64,200 68,350
Alpena County Alpena County, MI 49,000 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Antrim County Antrim County, MI 56,600 31,750 36,250 40,800 45,300 48,950 52,550 56,200 59,800
Arenac County Arenac County, MI 48,000 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Baraga County Baraga County, MI 55,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Barry County Barry County, MI HUD Metro FMR Area 65,500 36,700 41,950 47,200 52,400 56,600 60,800 65,000 69,200
Bay County Bay City, MI MSA 65,900 33,650 38,450 43,250 48,050 51,900 55,750 59,600 63,450
Benzie County Benzie County, MI 58,000 32,500 37,150 41,800 46,400 50,150 53,850 57,550 61,250
Berrien County Niles-Benton Harbor, MI MSA 61,000 34,200 39,050 43,950 48,800 52,750 56,650 60,550 64,450
Branch County Branch County, MI 53,300 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Calhoun County Battle Creek, MI MSA 55,700 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Cass County Cass County, MI HUD Metro FMR Area 58,200 32,600 37,250 41,900 46,550 50,300 54,000 57,750 61,450
Charlevoix County Charlevoix County, MI 60,400 33,850 38,650 43,500 48,300 52,200 56,050 59,900 63,800
Cheboygan County Cheboygan County, MI 48,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Chippewa County Chippewa County, MI 54,200 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Clare County Clare County, MI 41,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Clinton County Lansing-East Lansing, MI MSA 68,300 38,300 43,750 49,200 54,650 59,050 63,400 67,800 72,150
Crawford County Crawford County, MI 54,100 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Delta County Delta County, MI 56,300 31,550 36,050 40,550 45,050 48,700 52,300 55,900 59,500
Dickinson County Dickinson County, MI 55,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Eaton County Lansing-East Lansing, MI MSA 68,300 38,300 43,750 49,200 54,650 59,050 63,400 67,800 72,150
Emmet County Emmet County, MI 67,100 37,600 43,000 48,350 53,700 58,000 62,300 66,600 70,900
Genesee County Flint, MI MSA 53,700 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Gladwin County Gladwin County, MI 49,300 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Gogebic County Gogebic County, MI 48,000 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Grand Traverse County Grand Traverse County, MI 70,900 36,900 42,200 47,450 52,700 56,950 61,150 65,350 69,600
Gratiot County Gratiot County, MI 53,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Hillsdale County Hillsdale County, MI 52,100 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Houghton County Houghton County, MI 56,300 31,550 36,050 40,550 45,050 48,700 52,300 55,900 59,500
Huron County Huron County, MI 54,000 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Ingham County Lansing-East Lansing, MI MSA 68,300 38,300 43,750 49,200 54,650 59,050 63,400 67,800 72,150
Ionia County Ionia County, MI 57,500 32,200 36,800 41,400 46,000 49,700 53,400 57,050 60,750
Iosco County Iosco County, MI 48,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Iron County Iron County, MI 48,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Isabella County Isabella County, MI 60,600 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Jackson County Jackson, MI MSA 60,700 34,000 38,850 43,700 48,550 52,450 56,350 60,250 64,100
Kalamazoo County Kalamazoo-Portage, MI MSA 61,800 34,650 39,600 44,550 49,450 53,450 57,400 61,350 65,300
Kalkaska County Kalkaska County, MI 49,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Kent County Grand Rapids-Wyoming, MI HUD Metro FMR Area 66,300 37,150 42,450 47,750 53,050 57,300 61,550 65,800 70,050
Keweenaw County Keweenaw County, MI 49,200 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Lake County Lake County, MI 38,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Lapeer County Detroit-Warren-Livonia, MI HUD Metro FMR Area 68,600 38,450 43,950 49,450 54,900 59,300 63,700 68,100 72,500
Leelanau County Leelanau County, MI 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Lenawee County Lenawee County, MI 60,200 33,750 38,550 43,350 48,150 52,050 55,900 59,750 63,600
Livingston County Livingston County, MI HUD Metro FMR Area 85,300 47,600 54,400 61,200 68,000 73,450 78,900 84,350 89,800
Luce County Luce County, MI 45,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Mackinac County Mackinac County, MI 48,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Macomb County Detroit-Warren-Livonia, MI HUD Metro FMR Area 68,600 38,450 43,950 49,450 54,900 59,300 63,700 68,100 72,500
Manistee County Manistee County, MI 51,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Marquette County Marquette County, MI 60,600 33,950 38,800 43,650 48,500 52,400 56,300 60,150 64,050
Mason County Mason County, MI 52,700 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Mecosta County Mecosta County, MI 53,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Menominee County Menominee County, MI 52,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Midland County Midland, MI MSA 65,900 36,900 42,200 47,450 52,700 56,950 61,150 65,350 69,600
Missaukee County Missaukee County, MI 49,200 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Monroe County Monroe, MI MSA 71,600 40,150 45,850 51,600 57,300 61,900 66,500 71,100 75,650
Montcalm County Montcalm County, MI HUD Metro FMR Area 49,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Montmorency County Montmorency County, MI 45,400 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Muskegon County Muskegon, MI MSA 53,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Newaygo County Newaygo County, MI 51,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Oakland County Detroit-Warren-Livonia, MI HUD Metro FMR Area 68,600 38,450 43,950 49,450 54,900 59,300 63,700 68,100 72,500
Oceana County Oceana County, MI 50,000 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Ogemaw County Ogemaw County, MI 45,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Ontonagon County Ontonagon County, MI 46,700 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Osceola County Osceola County, MI 48,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Oscoda County Oscoda County, MI 42,600 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Otsego County Otsego County, MI 59,100 33,150 37,850 42,600 47,300 51,100 54,900 58,700 62,450
Ottawa County Holland-Grand Haven, MI HUD Metro FMR Area 72,900 40,850 46,650 52,500 58,300 63,000 67,650 72,300 77,000
Presque Isle County Presque Isle County, MI 48,900 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Roscommon County Roscommon County, MI 42,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Saginaw County Saginaw, MI MSA 57,300 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
St. Clair County Detroit-Warren-Livonia, MI HUD Metro FMR Area 68,600 38,450 43,950 49,450 54,900 59,300 63,700 68,100 72,500
St. Joseph County St. Joseph County, MI 54,000 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Sanilac County Sanilac County, MI 52,900 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Schoolcraft County Schoolcraft County, MI 49,100 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Shiawassee County Shiawassee County, MI 59,500 31,600 36,100 40,600 45,100 48,750 52,350 55,950 59,550
Tuscola County Tuscola County, MI 54,100 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Van Buren County Kalamazoo-Portage, MI MSA 61,800 34,650 39,600 44,550 49,450 53,450 57,400 61,350 65,300
Washtenaw County Ann Arbor, MI MSA 88,300 47,600 54,400 61,200 68,000 73,450 78,900 84,350 89,800
Wayne County Detroit-Warren-Livonia, MI HUD Metro FMR Area 68,600 38,450 43,950 49,450 54,900 59,300 63,700 68,100 72,500
Wexford County Wexford County, MI 49,500 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950