Humana Medicare plans help those who qualify for traditional Medicare plans make the most of their healthcare dollar. These plans make health coverage simple and affordable. Humana offers a wide range of choices and can help find the plan that will work best for you.
Plans range from Advantage plans to Medigap to supplement the traditional coverage you already have. You can choose from PFFS (Private Fee For Service), HMO (Health Maintenance Organization), PPO (Preferred Provider Organization) or even a special needs plan tailored to your specific needs.
Humana Medicare PFFS (Private Fee For Service) coverage is a good choice if flexibility is an important factor in your health insurance decision. With this plan, you can see virtually any doctor you choose.
There is no list of network providers and there is no need for referrals with this plan. You have flexibility in deciding where you receive your care as well. You do not have to locate and service area hospital. Any health care provider that accepts the plan is available to you. With the Humana Gold Choice PFFS plan, you pay an affordable monthly premium and have a fixed copayment for your physician and inpatient covered services.
For those in search of broad coverage with fixed, affordable fees, the Humana Medicare HMO (Health Maintenance Organization) may be the plan for you.
This Advantage plan offers all the benefits of traditional Medicare coverage with added coverage such as benefits when traveling outside the United States, coverage for unlimited primary care physician visits, coverage for most annual screenings and more.
You choose a primary care doctor from within the network. This primary care physician will coordinate your care, including making referrals to specialists when necessary. Premiums are lower with this plan. Out of pocket costs are lower and more predictable than with other plans.
The Humana Medicare Choice PPO (Preferred Provider Organization) plans offer you a way to balance choice with affordability. These plans give you the ability to choose your doctors, specialist sand hospitals.
Lower costs are achieved by choosing network providers but you are not locked into using only those within the network. Copayments and coinsurance are predictable, thus making it easier to budget for medical costs.
These plans offer all the standard benefits of traditional Medicare plus added coverage for such things as emergency coverage anywhere in the world and referral free visits to any provider in the country.
Hope this information is useful for you. For more detailed information on providers, kindly refer to the Right Pane.
Everything you need to know about Medicare Supplemental Insurance