Erasmus University
Rotterdam School of Management
Department of Finance, Room T08-41
P.O. Box 1738
3000 DR, Rotterdam, The Netherlands 


                    Phone: +31-10-4089095 (office)
                    Phone: +31-10-4082790 (secretary)
                    Fax:     +31-10-4089017 
                    E-mail: mcosemans (at) rsm.nl
                    Web:
www.mathijscosemans.com