P.O. Box 88 | Leland, MS 38756 | (662) 686-2238
What are the goals of Leland Habitat?
Our goals are to complete 32 houses by 2015, and to eliminate sub-standard housing in Leland, MS.
What has Leland Habitat accomplished?
Since 1996, Leland Habitat for Humanity (LHFH) has built about 31 houses in the Leland community. Each house is approximately 1,100 square feet and built on property either donated to or purchased by LHFH.
Who lives in these houses?
There are 26 families, comprising a total of 49 adults and 72 children. The children are the beneficiaries of building these houses, as they not only gain a house they can be proud of, but a home.
How are these families selected?
The applicants for a home must be residents of Leland, have a total family income of at least 25% and not more than 50% of the local median income for Washington County based on family size, be currently living in sub-standard housing, have sufficient, sustainable income to assume a 20-year mortgage, have a satisfactory debt-to-income ratio, and be willing to put in 500 hours of "sweat equity" on the house construction.
How much does each house cost?
Each house costs approximately $42,000. The size of the house is 1,100 square feet and includes a living room, dining room, kitchen, three bedrooms, one bath, central heat/air, and a storage shed. Also included in this price is the property on which the house is built.
Where do construction funds come from?
All construction funds come from individual donors like you, as well as businesses, churches, LHFH fund-raising activities, and grants.
What makes the house affordable?
Volunteer construction workers build the houses. Businesses and individuals donate some of the building materials. The homeowner is not required to make a down payment on the house when closing the house loan, and the loan itself is a no-interest loan assumed for a 20-year period.
How are mortgage payments handled?
Homeowners make monthly payments to Leland Habitat for Humanity, including insurance and taxes. Insurance and tax monies are held in an escrow account until due and is paid by Leland Habitat for Humanity to the insurance company and/or taxing agency.
What happens to the mortgage payment?
The money received by Leland Habitat for mortgage payments is recycled to build more Habitat houses. Leland Habitat for Humanity is a non-profit organization. Therefore, all the monies received can be turned back into building more houses.
What can I do?
Help us accomplish our goals by volunteering to work at the building site and serve on committees or Board of Directors. You can provide funding, donate supplies and building materials, and support the activities of Leland Habitat for Humanity. Help us build affordable, well-built houses in Leland, Mississippi, and eliminate sub-standard housing in our community.