Interests: residential mortgage lending, foreclosure alternatives and community impacts, housing affordability, tenure choice and tenure conversion, housing maintenance and investments
Recent Papers and Work in Progress
- When Does Delinquency Result in Neglect? Mortgage Distress and Property Maintenance (updated version coming soon). Previous version: Federal Reserve Bank of Boston, Public Policy Discussion Paper No. 13-1.
- Agency and Incentives: Vertical Integration in the Mortgage Foreclosure Industry, with Tim Lambie-Hanson
- Exploring Geographic Concentration and Recent Growth in the VA Home Loan Guaranty Program, with Kerry Spitzer.
- The Home Maintenance Decisions of Older Adults,
with Jaclene Begley.
Book Chapters and Other Publications
- The Role of Proximity in Foreclosure Externalities: Evidence from Condominiums, with Lynn M. Fisher and Paul S. Willen, accepted for publication in American Economic Journal: Economic Policy. Previous version: Federal Reserve Bank of Boston, Public Policy Discussion Paper No. 13-2.
- Do Borrower Rights Improve Borrower Outcomes? Evidence from the Foreclosure Process, with Kristopher S. Gerardi and Paul S. Willen, Journal of Urban Economics 73 (1): 1-17, 2013.
- Are Investors the Bad Guys? Tenure and Neighborhood Stability in Chelsea, Massachusetts,with Lynn M. Fisher, Real Estate Economics 40 (2): 351-386, 2012.
- Effects of Vacancy Decontrol on Berkeley Rental Housing, Berkeley Planning Journal 21: 80-103, 2008.
- The Role of Investors in Acquiring Foreclosed Properties in Boston, with Christopher E. Herbert, Irene Lew, and Rocio Sanchez-Moyano, Urban Institute research report
- Foreclosure Investors in Suffolk County, Federal Reserve Bank of Boston Community Development Issue Brief No. 1, 2013 series.
- A Profile of the Mortgage Crisis in a Low-and-Moderate-Income Community, with Lynn M. Fisher and Paul S. Willen, in The American Mortgage System: Crisis and Reform, editors Susan M. Wachter and Marvin M. Smith, University of Pennsylvania Press, 2011.
- Addressing the Prevalence of Real Estate Investments in the New Markets Tax Credit Program, Federal Reserve Bank of San Francisco, Community Development Investment Center, Working Paper 2008-04, 2008.
- Historic Preservation as a Catalyst for Gentrification, Policy Matters, Autumn 2007.
- 2011 Lincoln Institute of Land Policy C. Lowell Harriss Dissertation Fellowship ($10,000)
- 2011 MIT School of Architecture and Planning Horowitz Student Research Fund award ($2,000)
- Ph.D. (June 2013), Urban and Regional Studies, Massachusetts Institute of Technology.
Committee: William C. Wheaton (chair), Lynn M. Fisher, Paul S. Willen
- Master of Public Policy (May 2008), Goldman School of Public Policy, University of California, Berkeley
- B.A. (May 2006), Political Science, Urban Practice and Policy, University of Richmond
summa cum laude, Phi Beta Kappa
Massachusetts Institute of Technology, Teaching Assistant
Department of Urban Studies and Planning
- 11.202 Gateway: Planning Economics (MCP core course)
- 11.203 Microeconomics (MCP core course)
- 11.220 Quantitative Reasoning and Statistical Methods for Planning (MCP core course)
- 11.THG Thesis Preparation (research design course for master of city planning students)
University of California, Berkeley, Graduate Student Instructor
Economics 1: Introduction to Economics (undergraduate level)
- Political Science 3: Empirical Analysis and Quantitative Methods (undergraduate level)
- 2011 MIT Department of Urban Studies and Planning Outstanding Ph.D. Teaching Assistant
- 2011 MIT Department of Urban Studies and Planning nominee for Institute-wide Goodwin Medal for conspicuously effective teaching
Maiden name: Skiles