Recent Projects
The Rise in Mortgage Fees: Evidence from HMDA Data, with Neil Bhutta.
Can Everyone Tap Into the Housing Piggy Bank? Racial Disparities in Access to Home Equity, with James Conklin and Kristopher Gerardi, Journal of Financial Economics.
Workshop on Changing Demographics and Housing Demand, October 2024, organized with Jaclene Begley. Conference Summary.
Housing Policy: Mortgage Borrowers (Chapter 5, part 1) in Recession Remedies, with Kristopher Gerardi and Paul Willen
Racial Differences in Mortgage Refinancing, Distress, and Housing Wealth Accumulation During COVID-19, with Kristopher Gerardi and Paul Willen
How Resilient Is Mortgage Credit Supply? Evidence from the COVID-19 Pandemic, with Andreas Fuster, Aurel Hizmo, James Vickery, and Paul Willen
Why is the Default Rate So Low? How Economic Conditions and Public Policies Have Shaped Mortgage and Auto Delinquencies During the COVID-19 Pandemic, with Lisa Dettling
Recent Data on Mortgage Forbearance: Borrower Uptake and Understanding of Lender Accommodations, with James Vickery and Tom Akana