Discussions

1. Deposit Competititon and Financial Fragility by Mark Egan (Minnesota), Ali Hortascu (Chicago) and Gregor Matvos (Chicago)

2. Revisiting the Relationship between Mortgage Debt and Household Income during the Boom by Paul Willen (Boston Fed) and Chris Foote (Boston Fed)

3. Banks, Capital Flows and Financial Crises by Ozge Akinci (New York Federal Reserve) and Albert Queralto (Federal Reserve Board)

4. Consumer Revolving Credit and Debt over the Life-Cycle and Business Cycle by Scott Schuh (Federal Reserve Bank of Boston) and Scott Fulford (Boston College)

5. Bank Financing and Firm Growth: Evidence from Transition Economies by Barket Ullah (Rhode Island College)

6. The Real Effects of Credit Constraints: Evidence from Discouraged Borrowers in the Euro Area by Klass Mulier (ECB) and Annalisa Ferrando (ECB)

7. The Role of Credit Cards for Unemployed Households in the Great Recession by Kathryn Edwards (Wisconsin), J. Michael Collins (Wisconsin) and Maximillian Schmeister (Federal Reserve Board)

8. Household Credit and Employment in the Great Recession by John Mondragon (Northwestern)

9. The Marginal Propensity to Consume over the Business Cycle by Tal Gross (Columbia), Matthew Notowidigdo (Northwestern), and Jialan Wang (Illinois)

10. Demographics and Innovation by Francois Derrien (HEC Paris), Ambrus Kecskes (York), and Phuong-Anh Nguyen (York)

11. Pushing Boundaries: Political Redistricting and Consumer Credit by Pat Akey (Toronto), Christine Dobridge (Fed Board), Rawley Heimer (Boston College), and Stefan Lewellen (Carnegie Mellon)

12. Making Sense of Soft Information: Interpretation Bias and Ex-Post Lending Outcomes by Dennis Campbell (Harvard), Maria Loumioti (MIT) and Regina Wittenberg-Moerman (USC)

13. Director Networks, Mobility, and Governance: Evidence from Corporate Bankruptcies  by Shenje Hshieh (City University of Hong Kong), Jiasun Li (George Mason University), and Nimesh Patel (University of Hawaii)

14. The Entrepreneurial Commercialization of Science: Evidence from Twin Discoveries by Matt Marx (Boston University) and Matt Marx (University of Pennsylvania)

15. Reducing Barriers to Enrollment in Federal Student Loan Repayment Plans: Evidence from the Navient Field Experiment by Holger Mueller (NYU) and Constantine Yannelis (University of Chicago)

16. Labor Reactions to Credit Deterioration: Evidence from LinkedIn Activity by Jeff Gortmaker (Harvard), Jessica Jeffers (University of Chicago), and Michael Lee (New York Federal Reserve) 

17. The Conglomerate Network  by Kenneth Ahern (University of Southern California), Lei Kong (University of Alabama), and Xinyan Yan (University of Dayton)

18. Credit Supply and Entrepreneurship in Low-Income Regions by Mehran Ebrahimian (Stockholm School of Economics) and Seyed Mansouri (Columbia)

19. Declining Business Formation and the Rise of Superstar Firms by Victor Lyonnet (Ohio State), Jack Liebersohn (UC Irvine), and Maxime Bonelli (HEC Paris)

20. Bank Diversification and Lending Resiliency by Michael Gelman (University of Delaware), Itay Goldstein (University of Pennsylvania), and Andrew MacKinlay (Virginia Tech)

21. Banking Across America: Distance and Branch Use by Jung Sakong (Chicago Fed) and Alexander Zentefis (Yale)

22. Early Exposure to Entrepreneurship and the Creation of Female Entrepreneurs by Mikkel Baggesgaard (Queen Mary), Mertz Maddalena Ronchi (Bocconi), and Viola Salvestrini (Queen Mary)

23. Specialized Investments and Firms' Boundaries: Evidence from Textual Analysis of Patents by Jan Bena (University of British Columbia), Isil Erel (Ohio State University), Daisy Wang (Ohio State University), and Michael S. Weisbach (Ohio State University)

25. Do Rights Offering Reduce Bargaining Complexity in Chapter 11? by Gunjan Seth (London Business School)

26. Income Prediction Bias in the Gig Economy by Chuck Howard (Texas A&M), Dave Hardisty (University of British Columbia), Dale Griffin (University of British Columbia) and Zack Wang (Washington University in St Louis)

27. Income Predictability and Budgeting by Yiwei Zhang (University of Wisconsin) and Abigail Sussman (University of Chicago, Booth School of Business)

28. Great Recession Babies: How Are Startups Shaped by Macro Conditions at Birth? by Daniel Bias (Vanderbilt University) and Alexander Ljungqvist (Stockholm School of Economics)

29. Mortgage Lock-In, Mobility, and Labor Reallocation by Julia Fonseca (University of Illinois) and Lu Liu (Wharton School of Business)

30. The Value of Bankruptcy Court in Financial Distress: Evidence from the Chinese Bond Market by Bo Li (Tsinghua University), Mai Li (Peking University), Songman Li (Peking University), and Laura Xiaolei Liu (Peking University)

31. Diversifying Labor Income Risk: Evidence from Income Pooling by Kyle Zimmerschied (University of Missouri)

32. Information and Market Power in DeFi Intermediation by Pablo Azar (NY Fed), Adrian Casillas (New York University), and Maryam Faboodi (MIT)

33. The Great Reshuffling and Entrepreneurship by Matthew Denes (Carnegie Mello), Spyridon Lagaras (Illinois), and Margarita Tsoutsoura (Washington University in St. Louis)

34. Can Small Business Survive Chapter 11? by Edie Hotchkiss (Boston College), Ben Iverson (Bringham Young) and Xiang Zheng (Connecticut)