email:  mike@kattollc.com                         phone: (248) 835-9112       or (941) 249-509                        fax:(419) 858-4570                       23261 Lehigh AV. Port Charlotte, FL 33954
 
 

Risk Management and Insurance Needs

 

People face many risks in life including premature death for the bread winner of the family, long life, health problems, disability, injury, home related risks, car related risks, etc. It is important to plan for all contingencies just in case something bad and unexpected was to happen. Insurance is the vehicle that transfers risk from the individual to the insurance company and it is vital to plan for such unseen contingencies. No financial plan is complete without planning for such contingencies. Life insurance is important for families with young children that need to be cared for in case of premature death for the bread winner. Long term care insurance is important to insure against old age so that the person can be taken care of at a long term care facility. Health insurance is important to plan against the risk of high costs for treating diseases or injuries. Disability insurance is important to replace income while a person is temporarily or permanently disabled. Home and car insurances are required by mortgage companies and by State law respectively. Business liability insurance is important for business owners. Planning for insurance involves an overall examination of all finances and the risks facing the particular individual. Each person and business has unique insurance needs. I will use the certified financial planning process to determine your insurance needs and help you find the best insurance at the lowest possible rates.  

 

Mike Katto is a CERTIFIED FINANCIAL PLANNERTM and a Registered Investment Advisory Representative.

 

 
email:  mike@kattollc.com                         phone: (248) 835-9112    or (941) 249-5099                             fax:(419) 858-4570                       23261 Lehigh AV. Port Charlotte, FL 33954