Under this program, a consortium of village people engaged in various economic activities shall be created and a corpus banking scheme in lines of Grameen Bank of Bangladesh, shall be followed. This shall empower all small, medium and large funds at the disposal of farmers and dairy farm owners. The banks shall allow small to medium loans to the consortium members and also support them through a life insurance scheme so that loans provided to them can be covered through insurance.

Also all villagers shall be covered through insurance schemes so that any eventuality can be dealth with by the bereaved family.

Under this program, village people shall also be taught the concepts of banking and asked to take up jobs in these Grameen Banks. This shall not only create viable job opportunities within the village but also provide a safe and structured platform for money-lending.