Links
Kadanjoe Asia Pacific Sdn. Bhd. (Company No. 243428-U)

 USEFUL LINKS 

 

 

 

 

 
 
 
Website:- https://sites.google.com/site/kadanjoe/
              www.kadanjoe.com
 
Badfaith Insurance
 
Insurance Act 1996 and Bank Negara Malaysia
Section 59 of the Insurance Act 1996 "Action Against Insurer, employee or director":-
" (1) This section applies where the Bank is satisfied that --
"(a) A licensed insurer --
(i) is carrying on business in a manner detrimental to the interests of its policyowners, creditors, or the public generally"
Penalty prescribed by the Act:-
"Imprisonment for 3 years or 3 million ringgit or both. Default Penalty."
 
 
~Ruat caelum fiat justicia~ 
The rule of law, properly administered, could be a repository of detachment and intellectual integrity that fulfills humanity's aspirations to do justice. It could be a guide for practical conduct, a vehicle for facilitating business arrangements, a method for reconciling value conflicts, a forum for vindicating human rights, and a process through which the virtues of rationality and civlization could be dominant ( 2 International Military Tribunal, "Trial of the Major War Criminals 101" ). 
When the rule of law and the role of justice are blurred you will see the thin edge of the wedge of anarchy.
Source:- From a Judge 
 
LEGAL TUTORIAL: The Steps of Common Fraud or Error In Policy Wordings:-

Step 1: Fraud in the Inducement: “… is intended to and which does cause one to execute an instrument, or make an agreement… The misrepresentation involved does not mislead one as the paper he signs but rather misleads as to the true facts of a situation, and the false impression it causes is a basis of a decision to sign or render a judgment”.
Source: Steven H. Gifis, ‘Law Dictionary’, 5th Edition, Hauppauge:
Barron’s Educational Series, Inc., 2003, s.v.: ‘Fraud’.

Step 2: Fraud in Fact by Deceit (Obfuscation and Denial) and Theft:

“ACTUAL FRAUD. Deceit. Concealing something or making a false representation with an evil intent [scanter] when it causes injury to another…”. Source: Steven H. Gifis, ‘Law Dictionary’, 5th Edition, Happauge: Barron’s Educational Series, Inc., 2003, s.v.: ‘Fraud’.

“THE TORT OF FRAUDULENT DECEIT… The elements of actionable deceit are: A false representation of a material fact made with knowledge of its falsity, or recklessly, or without reasonable grounds for believing its truth, and with intent to induce reliance thereon, on which plaintiff justifiably relies on his injury…”. Source: Steven H. Gifis, ‘Law Dictionary’, 5th Edition, Happauge: Barron’s Educational Series, Inc., 2003, s.v.: ‘Deceit’.

Step 3: Theft by Deception and Fraudulent Conveyance:

THEFT BY DECEPTION:

“FRAUDULENT CONCEALMENT… The hiding or suppression of a material fact or circumstance which the party is legally or morally bound to disclose…”.

“The test of whether failure to disclose material facts constitutes fraud is the existence of a duty, legal or equitable, arising from the relation of the parties: failure to disclose a material fact with intent to mislead or defraud under such circumstances being equivalent to an actual ‘fraudulent concealment’…”.

To suspend running of limitations, it means the employment of artifice, planned to prevent inquiry or escape investigation and mislead or hinder acquirement of information disclosing a right of action, and acts relied on must be of an affirmative character and fraudulent…”.

Source: Black, Henry Campbell, M.A., 'Black’s Law Dictionary’, Revised 4th Edition, St Paul: West Publishing Company, 1968, s.v. ‘Fraudulent Concealment’.
 
~Ruat caelum fiat justicia~ 
The rule of law, properly administered, could be a repository of detachment and intellectual integrity that fulfills humanity's aspirations to do justice. It could be a guide for practical conduct, a vehicle for facilitating business arrangements, a method for reconciling value conflicts, a forum for vindicating human rights, and a process through which the virtues of rationality and civlization could be dominant ( 2 International Military Tribunal, "Trial of the Major War Criminals 101" ). 
When the rule of law and the role of justice are blurred you will see the thin edge of the wedge of anarchy.
Source:- From a Judge 
 
Some useful Articles and Links
 
CLAIMS
 

Northeast Aviation & Marine (Links)

http://www.northeastaviationmarine.com/links.htm

 

Northeast Aviation & Marine (Marin Links)

http://www.northeastaviationmarine.com/marine_links.htm

 

PIM Aviation Insurance 

http://www.pimi.com/links

  

ONLINE AVIATION FORM 

PIM Online Aviation Forms

http://www.pimi.com/form 

 

INSURANCE NEWS 

Business Insurance

http://www.businessinsurance.com/cgi-bin/index.pl


THE FOLLOWING LINKS PROVIDE TYPICAL AVIATION CLAIMS PROCEDURES:

Copyright Source:-

They are available from The United States Aircraft Insurance Group (USAIG) and United States Aviation Underwriters, Inc. (USAU). Appreciation to USAIG and USAU is recorded here.

 

(1.1) Preliminary Reporting Info

The Hull Loss form should be used when there are no injuries to anyone other than the pilot, and no damage to anything but the insured aircraft. Hull Loss Report

 

(1.2) Detailed Investigations & Risk Management

The need to identify the cause and whether the accident could have been prevented. Some risk management needs to be applied

 

(2.0) Aviation Claim Procedures

Aviation claim procedures for the easy handling and follow-up for these aviation claims.

The first step mus t start correctly and on right footing.  

There mus t be a proper listing summary of all the incidents and claims. 

The United States Aircraft Insurance Group (USAIG) and United States Aviation Underwriters, Inc. (USAU) have and are doing:- 

Corporate Accident Response Plan

Corporate Aircraft Accident Response Plan

Corporate Accident Response Plan

Safety Highlights

The AOPA Air Safety Foundation is teaming with USAIG (United States Aircraft Insurance Group) to produce and distribute four new Safety Highlights publications on General Aviation aircraft. The booklets provide an analysis of accident causes and offer safety suggestions for operating specific model types.
Cessna 172 Skyhawk Safety Highlights, Piper Cherokee and Arrow Safety Highlights, Cessna 182 Skylane Safety Highlights and Beech Bonanza/Debonair Safety Highlights are now available. The series of four is sponsored by a grant from United States Aircraft Insurance Group. USAIG will also distribute the series through its regional offices and brokers..........

Their site also provides some good guidance notes for Claims Reporting:-

 

Claims Reporting Kit

No one likes to think about having an accident. If an accident occurs, prompt and accurate reporting will enable the insurers to assist you quickly and effectively. So, please take a few moments to become familiar with the forms below and these brief suggestions for filling them out. Please keep in mind that your insurance coverage may or may not include all types of accidents or damage mentioned in this note or on the forms. Nothing in this note, or on the forms, alters the coverages available to you under your aviation policy.

Three different forms are provided: one for aircraft accidents, one for other than aircraft accidents, and one for hull losses.

Please use the Aircraft Accident form whenever an insured aircraft is involved in any fashion, and injuries to persons other than the pilot, or damage to property other than the insured aircraft may have occurred.

The Other Than Aircraft Accident form should be used for all other accidents or incidents which may have caused damage to someone else's property or bodily injury to any person other than the occupants of the insured aircraft. These would include such items as "slip and fall" events, "hangar rash" to other than the insured aircraft (unless caused by the insured aircraft), claims for incorrect or inadequate maintenance to someone else's aircraft, pedestrian accidents on the insured's ramp, painting overspray damage and so on.

The Hull Loss form should be used when there are no injuries to anyone other than the pilot, and no damage to anything but the insured aircraft.

When completing the forms, stick to the facts! Your interest and ours are best served by accurate information, without speculation or guesswork. 

 

Claim Forms Format

If you need to report a claim, please download the appropriate form, fill it out and fax it to the Claims nearest you. Please be sure to follow up your fax with a call to the Claims Office.

Word Documents

Adobe Acrobat Files

Report of Accident - Aircraft Accident

Report of Accident - Aircraft Accident

Report of Accident - Other Than Aircraft Accident

Report of Accident - Other Than Aircraft Accident

Hull Loss Report

Hull Loss Report

Through the "I CARE" Program, it is our intention to continuously and relentlessly sharpen our focus on our customers and their needs. We are also making a commitment to our own employees that we will, together, create an environment that relentlessly focuses on this goal."

Customer Service

Claim Forms

What's New

Keeping & Maintaining Good Health

http://www.healthyworldaffiliates.com/3670

Distributor for Pyro-Energen:-

http://www.pyroenergen.com/

http://www.pyroenergen.com/contact.htm

Daniel & Ruth (M) Sdn Bhd
175 - 1 Jalan Sarjana
Taman Connaught, 6th Mile Cheras
56000 Kuala Lumpur, West Malaysia
Tel : 603 9132 8533/3533/2533
Fax : 603 9132 0133
Mobile : 012-6371957
evisionarydoer@gmail.com
Contact person : Mrs Ruth Wong

PYRO-ENERGEN II



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