3/4 - 1 c. crushed saltines, about 20 crackers

1 c. cooked rice

1 1/2 lb ground beef

1/2 large onion, chopped

3/4 c. tomato juice

1/4-1/2 c. water

1 1/2 tbsp Taco seasoning mix

Seasoned salt, salt and pepper to taste

2 c. shredded lettuce

1 1/2 c. medium tomatoes, diced

1/4 c. butter

1/4 c. all-purpose flour

2 c. milk

1/2 lb processed American cheese, cubed

1 1/2 c. (6 oz) shredded sharp cheddar cheese

1/2 jar stuffed olives, drained, diced

Tortilla chips

1. Put crackers on the bottom of a 9x13 in baking dish. Top with rice.

2. In a skillet, cook beef and onion until meat is no longer pink; drain.

3. Add tomato juice, water, seasonings, simmer for 15-20 minutes. Spoon over rice

4. Sprinkle with lettuce and tomatoes.

5. In a saucepan melt butter. Stir in flour until smooth. Gradually add milk stirring as you add it. Bring to a boil; cook and stir for 2 minutes, reduce heat; sir in American cheese until melted. Pour over tomatoes.

6. Top with cheddar cheese and olives.

7. Serve with tortilla chips.