HUD Median Income


2012 HUD Median Income for Iowa
. Median household income is used for a variety of reasons, including
defining eligibility for low to moderate mortgage loans; identified as CRA (Community Reinvestment Act).
Man with pockets turned inside out
Fannie Mae and Freddie Mac each have a special mortgage program that is partially dependent on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you’re searching for a mortgage and your household income is at or lower than  the amounts listed below, mention this to the lender or mortgage broker. The benefit may be a lower down payment, closing cost assistance, grant money, cheaper interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”


2012 - 2013 HUD Median Income for Iowa

You can verify the HUD limits with eFannieMae. This link > DATA SET will lead you to HUD MSA incomes for one to eight family incomes. Scroll to the bottom of the page and click on the state. A new window will open in your browser.
Iowa County MSA2013 HUD Area Income
ADAIR COUNTY, IANON METRO AREA61,000
ADAMS COUNTY, IANON METRO AREA59,300
ALLAMAKEE COUNTY, IANON METRO AREA59,300
APPANOOSE COUNTY, IANON METRO AREA59,300
AUDUBON COUNTY, IANON METRO AREA59,400
BENTON COUNTY, IACedar Rapids, IA71,000
BLACK HAWK COUNTY, IAWaterloo-Cedar Falls, IA 62,900
BOONE COUNTY, IANON METRO AREA66,500
BREMER COUNTY, IAWaterloo-Cedar Falls, IA 62,900
BUCHANAN COUNTY, IANON METRO AREA64,200
BUENA VISTA COUNTY, IANON METRO AREA59,300
BUTLER COUNTY, IANON METRO AREA61,300
CALHOUN COUNTY, IANON METRO AREA59,300
CARROLL COUNTY, IANON METRO AREA66,100
CASS COUNTY, IANON METRO AREA59,300
CEDAR COUNTY, IANON METRO AREA65,800
CERRO GORDO COUNTY, IANON METRO AREA63,400
CHEROKEE COUNTY, IANON METRO AREA59,700
CHICKASAW COUNTY, IANON METRO AREA59,300
CLARKE COUNTY, IANON METRO AREA59,300
CLAY COUNTY, IANON METRO AREA59,300
CLAYTON COUNTY, IANON METRO AREA59,300
CLINTON COUNTY, IANON METRO AREA59,700
CRAWFORD COUNTY, IANON METRO AREA59,300
DALLAS COUNTY, IADes Moines-West Des Moines, IA 75,500
DAVIS COUNTY, IANON METRO AREA59,300
DECATUR COUNTY, IANON METRO AREA59,300
DELAWARE COUNTY, IANON METRO AREA63,000
DES MOINES COUNTY, IANON METRO AREA59,300
DICKINSON COUNTY, IANON METRO AREA63,100
DUBUQUE COUNTY, IADubuque, IA64,600
EMMET COUNTY, IANON METRO AREA59,300
FAYETTE COUNTY, IANON METRO AREA59,300
FLOYD COUNTY, IANON METRO AREA59,300
FRANKLIN COUNTY, IANON METRO AREA59,300
FREMONT COUNTY, IANON METRO AREA61,600
GREENE COUNTY, IANON METRO AREA62,200
GRUNDY COUNTY, IAWaterloo-Cedar Falls, IA 62,900
GUTHRIE COUNTY, IADes Moines-West Des Moines, IA 75,500
HAMILTON COUNTY, IANON METRO AREA63,400
HANCOCK COUNTY, IANON METRO AREA60,400
HARDIN COUNTY, IANON METRO AREA59,300
HARRISON COUNTY, IAOmaha-Council Bluffs, NE-IA 71,500
HENRY COUNTY, IANON METRO AREA59,300
HOWARD COUNTY, IANON METRO AREA59,300
HUMBOLDT COUNTY, IANON METRO AREA61,000
IDA COUNTY, IANON METRO AREA61,200
IOWA COUNTY, IANON METRO AREA67,900
JACKSON COUNTY, IANON METRO AREA59,300
JASPER COUNTY, IANON METRO AREA61,900
JEFFERSON COUNTY, IANON METRO AREA59,300
JOHNSON COUNTY, IAIowa City, IA76,200
JONES COUNTY, IACedar Rapids, IA71,000
KEOKUK COUNTY, IANON METRO AREA59,300
KOSSUTH COUNTY, IANON METRO AREA62,800
LEE COUNTY, IANON METRO AREA59,300
LINN COUNTY, IACedar Rapids, IA71,000
LOUISA COUNTY, IANON METRO AREA59,300
LUCAS COUNTY, IANON METRO AREA61,000
LYON COUNTY, IANON METRO AREA64,000
MADISON COUNTY, IADes Moines-West Des Moines, IA 75,500
MAHASKA COUNTY, IANON METRO AREA60,000
MARION COUNTY, IANON METRO AREA69,300
MARSHALL COUNTY, IANON METRO AREA59,300
MILLS COUNTY, IAOmaha-Council Bluffs, NE-IA 71,500
MITCHELL COUNTY, IANON METRO AREA67,300
MONONA COUNTY, IANON METRO AREA59,300
MONROE COUNTY, IANON METRO AREA59,300
MONTGOMERY COUNTY, IANON METRO AREA59,300
MUSCATINE COUNTY, IANON METRO AREA64,700
O'BRIEN COUNTY, IANON METRO AREA60,100
OSCEOLA COUNTY, IANON METRO AREA60,300
PAGE COUNTY, IANON METRO AREA59,300
PALO ALTO COUNTY, IANON METRO AREA59,300
PLYMOUTH COUNTY, IANON METRO AREA70,000
POCAHONTAS COUNTY, IANON METRO AREA60,300
POLK COUNTY, IADes Moines-West Des Moines, IA 75,500
POTTAWATTAMIE COUNTY, IAOmaha-Council Bluffs, NE-IA 71,500
POWESHIEK COUNTY, IANON METRO AREA67,500
RINGGOLD COUNTY, IANON METRO AREA59,300
SAC COUNTY, IANON METRO AREA59,300
SCOTT COUNTY, IADavenport-Moline-Rock Island, IA-IL 65,000
SHELBY COUNTY, IANON METRO AREA59,300
SIOUX COUNTY, IANON METRO AREA63,100
STORY COUNTY, IAAmes, IA78,500
TAMA COUNTY, IANON METRO AREA59,300
TAYLOR COUNTY, IANON METRO AREA59,300
UNION COUNTY, IANON METRO AREA59,300
VAN BUREN COUNTY, IANON METRO AREA59,300
WAPELLO COUNTY, IANON METRO AREA59,300
WARREN COUNTY, IADes Moines-West Des Moines, IA 75,500
WASHINGTON COUNTY, IAIowa City, IA76,200
WAYNE COUNTY, IANON METRO AREA59,300
WEBSTER COUNTY, IANON METRO AREA59,300
WINNEBAGO COUNTY, IANON METRO AREA59,300
WINNESHIEK COUNTY, IANON METRO AREA64,000
WOODBURY COUNTY, IASioux City, IA-NE-SD 59,600
WORTH COUNTY, IANON METRO AREA61,800
WRIGHT COUNTY, IANON METRO AREA59,300