COMMUNITY INVESTMENT & EXCHANGE SYSTEM CIES
ON-LINE HUMAN RESOURCE CATALOGUE HRC
DO WE KNOW WHO WE ARE? Harry Bellafonte, Turn the World Around ** http://www.youtube.com/watch?v=PLqb64Pb9So
** Wonderful song by Harry Bellafonte on the Muppet Show describing 'Knowing who we are' as the essential part of being human.
‘Indigene’ (Latin = ‘self-generating’) + 'Community' (Latin 'com' = 'together' + 'munus' = 'gift or service')
'Indigène' (Latine = 'généré du soi') + 'Communauté' (L. 'com' = 'ensemble' + 'munus' = 'cadeau ou service')
Indigene Community www.indigenecommunity.info Communauté Indigène
Akwe:kon (Mohawk = 'All of us')
'She:kon' ('Say-go', Iroquois = 'Do you carry the great peace**')? (** Mutual-Aid see below)
Human governance systems such as cities, provinces & nations as well as the essential human systems which they manage such as: food, water, clean-air, material provisions or services don't function well when we don't know who our citizens are and attention isn't paid to how all citizens, businesses and stakeholders can contribute, be recognized for their contributions and take part of managing these systems at various levels.
Our present colonial founded 'exogenous' (L = 'other-generated') corporations, institutions & governments construct huge worldwide oligarchies based in exploitation but without intimate knowledge and reciprocity at the multihome-building or village level for "who we are". Huge inefficient self-destructive artificial constructs such as industrial agriculture (about 1/100th the productivity of indigenous polyculture orchards), massive transportation systems laying waste to landscape, poison rivers, lakes, lands & air without a participatory foundation. We've every sort of specialization without even knowing our neighbours. Knowing who we are improves every specialty. It is impossible to build worldwide systems without an intimacy, interpersonal & local knowledge.
'Indigenous' (L = 'self-generating') peoples cultivated this knowledge of 'who-we-are' systematically from the individual, family, multihome and village all the way to national and international levels. As such the First Nation territory of 'Tiohtiake' (Mohawk for the Montreal archipelago or 'place where the nations & their rivers, unite & divide') is part of 'Kanien'keh' ('Nation of the Flint') in turn part of the 'Haudenosaunee' (Iroquois = 'People of the extended-home') confederacy of 5 nations and in turn part of a continental-congress of confederacies across 'Turtle-Island' (North-America). ** The constitution or Great Law of Peace is based on the mutual-aid of knowing in multihome buildings & inclusive time-based human resource accounting. https://sites.google.com/site/indigenecommunity/home/2-mutual-aid
Following describes our online 'community' web-software for neighbourhoods everywhere. Have a look at it as a possibility for all of us to 'know our human-resources', recapture economy and ecological relations. https://sites.google.com/site/indigenecommunity/home/membership
COMMUNITY INVESTMENT & EXCHANGE SYSTEM cies & HUMAN RESOURCE CATALOGUE hrc
Indigene Community’s team is developing the CIES / HRC software. We're communicating the project with municipalities & multiple organizations. Ted Ewanchyna, an Information Technology professor is assisting us in this software development, identifies demanding mathematics requiring years of further elaborations even after we get the interactive website up & receiving the online HRC data on investment & exchange accounting forms.
We're engaging multiple investor collaborator-users to invest in the process for the benefit of their communities, groups & businesses. Our work goes beyond monetary accounting & investment calculation into equivalent multi-stakeholder values for founder-knowledge, worker-labour, supplier-goods & services, knowledge, consumer-buying power etc. Specific accounting modules enable all to be counted for their respective gifts. CIES / HRC software serves a diversity of purposes & interests, 'stimulating' neighbourhood economic relations. Among Jardins LaSalle 2,600 residents, 100 families as well as 3 businesses are supportive. https://sites.google.com/site/indigenecommunity/relational-economy/4-community-investment-exchange-system
ON-LINE CIES / HRC WEB-SOFTWARE
The software enables neighbourhoods of about 5000 person (target zone) residents to go online, become members (various levels & stakeholder involvements) through investing in 'share' (called 'ratio') ownership. Such software requires a few thousand dollars of investment, is mathematically exacting so we are hoping to develop some investment into the process. Once up & running it will be available 'open-source' worldwide. The HRC / CIES software require ongoing development from its present Alpha to Beta & subsequent stages, so we are approaching it as an economic endeavour. Members may invest talents, equipment, property, labour, exchange, goods, services & buying power. Members then post goods & services on-line, where others visit & choose. There’s a huge gap in present: eBay, Kijiji or Craig's-List online sales because of a lack of local proximity, relationship, intimacy, opportunity, governance involvement & collective intelligence.
ASSET BASED COMMUNITY DEVELOPMENT ECONOMY ABCDE Most municipalities, companies, environmental or social activists consider the environment as a collection of problems, weaknesses or deficits rather than as collecting human capacities & solutions. As such ecology becomes something to 'teach', ignoring huge gifts we're already endowed with. Most entrepreneurs approach ecology as one of economically marketing their individual goods & services. Most institutional service providers approach 'community' through their own limited budgets & skill-sets. Animating present community gifts & services enables all folks to empower present economies, work through relations with friends, family & acquaintances as well as developing livelihood decision-making power, exactly where they are. Indigenous heritage take complementary processes, such as Both-Sides-Now, equal-time, recorded & published dialogues, through which folks develop better understanding of each other's perspectives. https://sites.google.com/site/indigenecommunity/structure/1-both-sides-now-article
ANIMATING COMMUNITY ECONOMIES EVERYWHERE
Would you like to be part of investing into this software development? Indigene Community hopes to raise about 3 – 4,000$ to get the first Beta rendition operating on the web with the capacity to be able to: 1) intake memberships (investment 'ratio-shares' & registration fees) with founder, worker, supplier & consumer stakeholder-groupings, business memberships, 2) post goods & e-links on line as both member & neighbourhood offerings, 3) form talent/skill service groupings & account-for transactions, 4) maintain on-line accounts for Vendors, Consumers. Transaction revenue sustains collective livelihood enabling communities to become 'corporations' (Latin 'corps' = 'body') collecting and concerting resources to stand powerfully in the world. Various professional partners are investing as are neighbourhood residents in target areas of about 5000 people.
For all communities around the world bringing together local talents, goods, investment & exchange this web-software empowers us all to recognize human resource strengths & capacities. All too often environmental/social groups begin with 'causes' rather than ‘capacities’ and hence the larger public stands back rather than fully engaging their gifts & services. Self-generating communities undertake all kinds of ecological / social essential-service projects. Strengths give community structure to engage as full-partners at every stage employ other resources as necessary.
INVESTING (If you're interested to invest any amount (10$ up) please send an email indication as we are setting up)
Indigene Community enables investment through 'ratios' a (‘share-like’) ownership-recognition related to the 'rateable' provisions found in Non-Profit charters. A ratio's value is tied to the Quebec minimum wage ≈ 10$ / hour, as a basic unit of work. We accredit / compensate work at market-rates so as to be a multiplier of the basic untrained wage rate, so a dentist involved may be working at 100 ratios per hour or whatever they are willing to offer their services at. At all times members are encouraged to invest goods & services at market-rates for ownership 'ratios' (one-ratio/one-vote) so as to build equity and decision-making authority over their investments. Goods are as well accounted for at market-rates. Members who earn at market-rates can also spend at market-rates as well as easily competing in open markets because of the interactive support which community provides. Integrated capital accounting includes everyone to work, be compensated & achieve livelihood. https://sites.google.com/site/indigenecommunity/relational-economy/3-rateable-corporations
Domestic’ multihome ‘economy’ (Greek ‘oikos’ = ‘home’ + ‘namein’ = ‘manage’ from ‘manus’ = ‘hand’ meaning ‘to care & nurture’) integrates, humanizes & empowers industrial & commercial economies through intergenerational, multi-disciplinary, both-sexes collaboration. In Participatory Companies invested-interest begets active-concern on the part of each individual & whole community collective-intelligence. Recirculation of dollars & energy means that domestic/industrial/commercial economy can double (earning & spending) working capital then recirculate it. Industrial/commercial only economies ‘leak’ money & resources out of communities so that although complementary resources exist no one is empowered to put these resources together. Compared with mainstream (eg. McDonalds & other big corporations) (Dollars-energy only circulates once), intentional communities can recirculate or multiply their dollars & human energy through investment & exchange over 33 times (eg. Mennonite communities). Multihome (apartment & townhouse) communities recirculate over 50 times. Graphic, https://sites.google.com/site/indigenecommunity/relational-economy
TEAM Towards a culture of peace & ecology, (Four starting communities in red, St-Lazare, LaSalle-Mtl, Ile-des-Soeurs-Verdun, Rawdon)
Collaborative Consumption, All About Sharing, Adam Werback, www.yerdle.com Yerdle
INDIGENE COMMUNITY Chapter of the
SUSTAINABLE DEVELOPMENT ASSOCIATION*
* Canadian Non-Profit Corporation 1994
PROMOTERS: DOUGLAS JACK (System design), 9662 rue Jean-Milot, LaSalle, QC H8R1X9,
514-365-9594 email@example.com & TED EWANCHYNA (software programmer)
FOR STRONGER COMMUNITIES
BUY & SELL THROUGH CATALOGUING YOUR NEIGHBOURHOOD TALENT, GOODS & SERVICES
LES VIVRES POUR LES COMMUNAUTÉS PLUS SAINES
VENDRE & ACHETER EN CATALOGUANT LES TALENTS, BIENS & SERVICES DES BON VOISINS DE VOTRE QUARTIER
INDIGENOUS COMMUNITY ECONOMY IN CULTURES OF GIVING & RECEIVING
‘Indigene’ (Latin = ‘self-generating’) + 'Community' (L 'com' = 'together' + 'munus' = 'gift or service')
'Indigène' (Latine = 'généré du soi') + 'Communauté' (L 'com' = 'ensemble' + 'munus' = 'cadeau ou service')
Indigene Community www.indigenecommunity.info Communauté Indigène
‘Akwe:kon' Mohawk = 'All of us'
‘DO-WE-KNOW-WHO-WE-ARE-?’ PROJECT SUMMARY
‘DO-WE-KNOW-WHO-WE-ARE-?’ ‘Community’ (Latin ‘com’ = ‘together’ + ‘munus’ = ‘gift or service’) ‘Economy’ (Greek ‘oikos’ = ‘home’) draws upon ‘indigenous’ (Latin ‘self-generating’) African & worldwide heritage stories, here transmitted by Harry Belafonte in Turn the World Around, https://www.youtube.com/watch?v=PLqb64Pb9So&feature=kp
“We are of the spirit, Truly of the
spirit, Only can the spirit, Turn the world around,
Do we know who we are?
Douglas Jack & Ted Ewanchyna have years association & collaborated over past 12 months March 2013 to Mar.’14 developing ‘Do-we-know-who-we-are-?’ Community Economy online web-based Software with a) Human Resource Catalogue, b) Resource Mapping & accounting for contribution & transaction in a Community Investment & Exchange System. Over 1000 web-viewers worldwide https://sites.google.com/site/indigenecommunity/structure/9-do-we-know-who-we-are
Posting of ‘Do-we-know-?’ website, Beta-Version of Community-Economy software 1st April 2014. We invite the 1st 100 neighbour users in LaSalle-Gardens residents & businesses to post talents, goods & services on these neighbourhood websites. Software refined by12th May for 2 local hired students starting date in each community. Students begin 2 week software & community planning with inscription of their & local committee friends, family & neighbours into the online Catalogue. Version 1.0 software by 1st June.
We are associated through Indigene Community a chaptre of the Sustainable Development Association, Canadian Non-profit corporation since 1994. ‘Do-we-know-?’ is designed to enable individuals & families in local walkable neighbourhoods to learn about their family, friends & neighbours’ talents, old & new goods & services, to join together, become members, post their gifts & services with other similar offerings, form in companies as well as support local companies in complementary essential service provision.
ECONOMIES OF INTIMATE MULTIHOME (Apartment, Townhouse & Village) PROXIMITY
Proximity of services & intimate economic relations of knowing each other are missing from web & multinational company service outlets in today’s centralized economies as well as government institutional services. Without intimacy, professionals don’t know the whole person, family, multihome or community which they serve on shiftwork combined with several others. All around are friends, family, citizen & business talents & capacities capable of organizing locally. Intimates have breadth of knowledge about each other. Rather than artificial linear one-way professional- institutional-client relations, citizens develop pride & self-worth in themselves & their ability to give, serve & receive in a full cycle. Young-old, female-male relations need economic recognition. Self-worth develops from contributing knowledge where intellectual ‘capital’ is known accounted-for & appreciated. Businesses expand their offerings, capacities & client base hiring intimates, through local catalogues as well as access needed goods & services for their operations.
Indigene Community organizes the huge gap in service & goods delivery in business, institutions, capital & co-op due to a lack of human-resource recognition, accounting valorization & capital development among all Founder, Worker, Supplier & Consumer stakeholder groups.
START-UP CAPITAL MEM ASSETS : ‘Do-we-know-?’ accounts for contributions of time, expertise, resources, goods, services, money, software, patronage etc. Network of existing home, individual & business, new & used goods & services. 5000 people = earning & spending potential of 50 million $ transactions between LaSalle-Gardens (5000 people).
‘Do-We-Know-Who-We-Are-?’ TABLE OF CONTENTS page 4
BUSINESS PLAN SECTIONS. Click on the Section line in order to go directly to that: PAGE
Neighbourhood online web-based Human Resource Catalogue mapping & accounting software ‘Do-we-know-who-we-are-?’ enables family, friends, neighbours & business to interact in economic mutual-aid for essential goods & services in harmony with nature & the environment within Multihome buildings & easy walk distances.
‘Do-we-know-?’ provides local individuals & businesses a wide range of specialists to function economically at home, in communities & world. The online web-based Community Economy software is a device for neighbours to know about the range of talents, goods & services available. Home-based economy benefits from structured planning, critical-mass association & accounting. A huge part of international business is carried out in a system of systematic exchanges (without money). Individuals & local communities are organized to benefit from these formal accounting tools, softwares, relationships & arrangements.
Concurrent Commerces, e-Marketers, Online-Community-Barter & Government or Private Social Service Institutions engage their ‘clients’, workers, suppliers & even founders passively in one way goods & service provision without considering their talents & ability to invest-in & govern their essential services. Amazon, e-Bay, Kijiji, Craig’s-List kinds of on-line, web-based trading systems for new & used items effectively displayed, marketed & recycled a trillion dollars of goods & services but lack proximity, intimacy & buyer – vendor relations as key elements of quality control.
‘Do-we-know-who-we-are-?’ organizes resource efficiencies for 70% of populations who live in Multihome buildings & neighbourhoods such as apartments, townhouses & village centers:
1) bringing people together in participatory business relations with each other through electronic web-based systems of cataloguing, mapping & accounting. 2) culturing reciprocal investment & exchange systematically with local businesses, thus increasing the effectiveness & stability of our existing economy. 3) 1/3 cost to build / living area, 1/3 cost to heat, maintain, operate & repair. 4) Travel is reduced by 90% through Multihome collaborative economic accounting & resourcing. 5) Livelihood businesses stimulated by ‘Do-we-know-?’ multiply / recirculate resident incomes among fellow residents by many fold (33 times reported among Mennonite communities) & 6) modular proximal infrastructure & animation of human resources compared with detached nuclear homes.
CAVAET: ‘DO-WE-KNOW-?’ responds to communities desiring to apply Indigenous Knowledge for economic benefit, re-integrating/weaving human & natural factors back into local economy. In humility we know that; livelihood systems are sacred to us all as the foundation upon which we act & interact economically as well as live & die by. There are billions of factors involved in any economic study. Our goal’s to animate whole neighbourhood populations culturally. We integrate patterns of existing commercial & industrial systems, transforming them from a holistic perspective of paying at-tention to each & every human & economic factor. Do-we-know-? Is a social-economic experiment.
DOUGLAS JACK, 9662 Jean-Milot, LaSalle, QC H8R1X9, 514-365-9594 firstname.lastname@example.org
Holistic Integrated-system’s Designer, Group Dynamics, Economist, Accounting Community Social-Business Advocate began in solidarity with 1st Nations & ‘indigenous’ (Latin ‘self-generating’) peoples over 48 years, learning about indigenous heritage worldwide including his own Celtic & Mohawk. Work, study (diplomas) & research in accounting, business-management / planning, equipment / architectural design, home & community-center building, government & university research, laboratory chemical analysis, structural-geological mapping, specialized-education & integration. www.indigenecommunity.info
Information Technology software & programming specialist & professor in University & Colleges. From April 2013 to February 2014 Douglas & Ted have been programming the ‘Do-we-know-who-we-are-?’ Community Economy online web software. email@example.com
The following RESIDENT - SUPPORTER – PROMOTORS have lived in Jardins LaSalle for years & decades. They are among 100 individuals on our LaSalle-Gardens Mutual-Aid committee contact list & represent hundreds of neighbours, extended families, friends & organizations as well as language & cultural capacities to reach out, organize community & cultivate economy.
Joel Joseph firstname.lastname@example.org 514-366-8872 Entrepreneur, Business Manager, Electronic Specialist at his store A-Z Electronics on Dollard Avenue in LaSalle. Joel has been promoting the adoption of an electronic web-based community trading system for over a decade among his active customers as well as among LaSalle businesses such as a 2nd Hand Book Store, Restaurants, a Bakery & other stores. https://www.facebook.com/pages/A-to-Z-Electronics/137802086171
Simon O’Kill email@example.com from LaSalle-Gdns, Dawson College CEGEP student is interested in being one of our CSJ intake workers for cataloguing talents.
Kiril Dolgih firstname.lastname@example.org 514-567-0474 Conservation de la faune, Russian, French & English speaker
Elaine O’Kill email@example.com home support, social-work, mother.
Alain Lebel firstname.lastname@example.org 514-771-5677 maitre-menuisier, sculpteur, magicien, gerant des restaurants a NY, French, English
Ingris Zepeda email@example.com Organizer, translation French, Spanish, English
Damase Gauthier 514-363-9864, Master Electrician retired, former President Cherry-Lane Community Garden.
Resham Singh firstname.lastname@example.org 514-312-5944 & 514-206-7530, Financial Security Advisor (Insurance & Investments, CI,DI, RESP, RRSP) Sikh community, LaSalle.
Alain Farmer email@example.com 514-762-0330, Animation of Old Folks Home residents on rue Louis-Fortier & Jean-Milot with mother, software programmer.
Indigene Community (IC) chapter of the Sustainable Development Association, Canadian Non-Profit Corporation since 1994 devoted to ecological design across all professional disciplines in industry, business, academia & now domestic & community service economy. IC’s constitution & memorandum of agreement among members are based on ‘indigenous’ (L. ‘self-generating’) ‘community’ (L. ‘com’ = ‘together’ + ‘munus’ = ‘gift or service’ economic self-organization practices. Indigenous worldwide corporate (Production-Society & Guild) law, predates & integrates colonial corporate, business & institutional law so as to include domestic & community goods & service production as well as commerce & industry.
MULTISTAKEHOLDER / NON-PROFIT
IC includes all economic stakeholders: Founder, Worker, Supplier (Vendor) & Consumer contributors members grouped into Associations. IC employs time-based Human Resource Accounting for contributions of Expertise, Labour, Goods, Services & Patronage, recognized, recorded & valued at market-rates as MEM (‘Money’ from Egyptian / Greek ‘Mnemosis’ = ‘Memory’). MEM are valued at the Quebec Minimum Wage, March 2014 = 10$15 /labour hour, an introductory livelihood wage rate for basic labours. MEM loans draw market interest rates (Bank of Canada plus sector rates) without dividend or split & subject to minimum & maximum owning limits. Vendors set prices, market & advertise talents, goods & services for success at Market-rates (eg. 30$45 wage or service of 30$45 = 3 MEM (at 10$15). In order to purchase, Consumer members must have adequate positive MEM credit account balance. Consumers lower transaction fees & transaction investments at higher MEM levels. Trust factors for Vendors, Consumers & the corporation increase with higher levels of invested interest.
‘INDIGENOUS’ (Latin ‘SELF-GENERATING’)
Stakeholder contributions, experience, expertize & decision-making acumen are represented by MEM. Vendors invest 8% of each transaction. Contributors of human energy & materials must be compensated so as to continue the cycle. MEM integrate human values of Capital (L ‘cap’ = ‘head’ = ‘decision-making knowledge’), Currency (‘flow’), Condolence/ Social-security (insurance), Collegial Education (accreditation), Communication (math-based) & more. As a whole community value system, MEMs remember all contributions for decision-making, resource flow, financial-security, experience-knowledge-accreditation & collaboration.
Present corporate, for-profit non-profit & cooperatives fail because they don’t: structurally recognize stakeholder contributions & intelligence through human resource accounting. Each person is a ‘voice-of-the-earth-speaking’ for ecological factors of production & prosperity. Hierarchal linear ‘corporate’ (Latin corps = ‘body’) structure & resource extraction models of economy destroy abundant resource ecologies, & stakeholder participation worldwide to the point of threatening life on earth in our time & potentially for all time. IC’s constitution organizes a whole cycle of stakeholder complementary investment & participant motivations. See IC. C. Relational Economy section: https://sites.google.com/site/indigenecommunity/relational-economy/3-rateable-corporations & D. Participatory Structure treat various aspects of this important factor for human & biosphere accounting, recognition & governance structures.
2.3 Comparative analysis of the competition/potential collaborators
Note: IC offers a full range of essential talents, goods & services. We join our resident & business talents to add-to & improve the performance of each specific business & institution.
Introduction: ‘Do-we-know’ is significantly different from:
1) Commerces, stores & restaurants which operate in the monetary & capital markets mostly selling new products from industrial production.
2) e-Marketers eBay, Kijiji, Craig’s List, Amway & other distant unknowing web-based marketers, because of the feedback cycle for product & service qualities found in our organizing of friend, family & neighbourhood networks, capacities, governance & proximity. Email communications sent to these for possible partnership development.
3) On-line Community ‘Barter’ Systems such as Local Exchange Trading System LETS (D. Jack involved with the founders of British Columbia’s Slocan Valley LETS system in the 1970s, Banc d’échange communautaire en service BECS (Montreal), Magenta (Privately organized 1980s Montreal barter system), Jack-of-all-Trading-Units, JOATU by Jamie Klinger, Skill-Share Ste-Emelie/St-Henri. Douglas Jack was brought to give a workshop on Indigenous Economy to the EF Schumacher 2004 international conference : Local Currencies in the 21st Century at Bard College near Albany, New York. All Barter systems organize credit, trades & currency with good intention but leave-out: multi-stakeholder, investment & owner-intelligence of citizens, thus failing to thrive.
4) Government & Private based Social Service Institutions are organized hierarchally around client deficits (needs-based assessments) ignorant of their strengths, with clients as passive recipients of often inappropriate services because of the lack of client voice & empowerment in linear hierarchal institutions. Yet clients need to be valued & to value themselves medically, socially & economically. ‘Do-We-Know- ?’ organizes complementary ‘community’ (Latin ‘com’ = ‘together’) + ‘munus’ = ‘gift or service’) talents, goods & services, so that strengths are considered & employed in an inter-dependent & complementary way.
Selection of analysis criteria:
- Catalogue, Mapping & Accounting animation of citizen-client whole person & community talents, goods & services for giving & receiving. Whole community integrates domestic-community, commercial & industrial goods & services.
- Credits from various contributions given MEM value so that all community contributors can interact economically.
- Welcoming, Inclusive, Participatory Economy for individuals, families, multi-home, communities, business, institutions etc. as fractals of the whole.
- Quality-control for goods & services by all stakeholders empowered as recognized & voting contributors.
- Adding value to existing economies & structures, integrating all stakeholders as contributing participants through accounting recognition of key contributions.
Community Web-based Economy (software convened) animating neighbourhood complementary interactions of human resources to know about each other’s capacities, interact in proximity & meet all human needs to both give & receive talents, goods & services. Idle & waylaid human & physical resources augment present monetary capital economies.
Primary segment: Individuals & families living in multihome dwellings & neighbourhoods, get to ‘know-who-we-are’, collaborate & form companies with similar talents/sectors, are credited for transactions & services with MEM, earn, invest & spend. There is animation of ‘domestic’ (multihome infrastructure such as food-preparation, care of young, differentially-abled & elderly) & ‘community’ (L ‘com’ = ‘together’ + ‘munus’ = ‘gift or service’) ‘economy’ (Greek ‘oikos’ = ‘home’) as well as commercial & industrial activities, through cataloguing, mapping & accounting.
Percentage of first-year earnings generated by the segment = 100%
1st 6 months with 7700 Talents Catalogued online generate 1790 resident transaction worth 35,800$ resident revenues supported by 3580$ Administration Fees &
6061$ MEM investments through: transactions = 2864$ MEM + choice 3197$ MEM
2nd 6 months with 516,600 Talents Catalogued online generate124,000 investment & exchange transactions worth 2,520,000$ resident revenues supported by 252,000$ 10% Adm
Target territory: LaSalle-Gardens / Heights, LaSalle-Montreal (aka ‘The Heights’.
Interested local community activists: West-Park Village DDO, Ted Ewanchyna, Ile-des-Soeurs Verdun (Serge Bellemare), Notre-Dame-de-Grace (TransitionsNDG), St-Lazare (Dag Radicevic Dag Radicevic firstname.lastname@example.org 514-455-6241) & Fredericton New-Brunswick
Buying behaviour: Number of clients needed to achieve target earnings for this segment:
COMMUNITY OWNED & OPERATED: In the 1st 6 months we involve 315 investing Vendor, Worker, Consumer & Fund -members & 1790 individuals / business ownership investment & exchange transactions monthly in LaSalle-Gardens achieved through resident & business participation in improving their own livelihood/ business support networks. Residents join with similar talents to provide quality responsible intimate goods & services in closer proximity. The consumer (client) invests, receives purchase accreditation & is celebrated for their own talents, goods & services. Word-of-mouth advertizing simultaneously received from multiple neighbourhood contacts gives neighbourhood economies huge advantage. Despite all of the false advertising, no business with monetary-capital, non-profit or cooperative is achieving these cultural empowerment goals.
PRESENT ECONOMY: 70% of neighbourhood dwellers live in apartments, townhouses & village centers immersed unaware of 1000s of specialties & interests all around. We don’t know our fellow residents & don’t interact to generate livelihood together. The Consumer domestic & community service economy is as large as the Producer industrial-commercial economy but without organization & tools for our knowledge & tools. In driving the super-highway to hierarchal work, school & play in structures, citizens become isolated & try to be generalists, with cupboards, shelves & storage rooms filled with expensive specialized tools & articles. We use these rarely, often not even yearly or even in decades. Priorities change, but cupboards remain full. Given cost-of-space, we throw more of this unused capacity into the garbage each year than we sell, recycle or reuse. eBay, Kijiji etc require expensive shipping. Massive inefficient continental (trillion $ yearly) economies waste physical & human resources destroying ecologies worldwide. Damage follows the basic hidden operating instruction of money, “Get me more of this good or service!” Detached worldwide monetary systems are unaware of impacts. Agents employed in finance & sourcing, act to transfer embedded costs to the detriment of 3rd World ‘others’, with or without awareness of 1st world consumers.
In work & business few are fulfilling their deeper dreams of collaboratively contributing meaningful talents & intelligence to make the world a better place. 40% of the Canadian Export Economy is based in raw materials & finished products for arms, munitions, security & war. USA has the same 40% war-economy level reflecting interests of primarily resource-extraction companies. Canada is #1 in both forestry & mining company activity per capita worldwide destroying land, air, water & biosphere ecologies everywhere. In protection of false ‘economy’, Canadian companies employ huge paramilitary forces & choose our role as #3 in war economy per capita worldwide. As a specialist who has worked in structural geological research with the Canadian & US Geological Surveys, Forestry, Pulp & Paper quality control as well as in organizing & employed in urban recycling system, Douglas Jack can attest that there’s 1) greater mineral-ore density sitting refined in urban garbage than in the most lucrative mountain mine, 2) more refined high quality paper & wood product in our garbage than in forest wood lots.
COMMUNICATING ‘DO-WE-KNOW-? PRODUCT CHARACTERISTICS TO OUR CONSUMERS
We help neighbours & business self-promote the talents, goods & services as part of a whole. Community web-sites spotlight ‘indigenous’ multihome residents & business. Everyone knows mainstream advertisers have other masters than the communities in which they sell.
LOCATION / DISTRIBUTION NETWORK
Locating right in the midst of densely populated walkable multihome living complexes & neighbourhoods, privileges ease-of-access, interaction & proximity, where young & old, female & male, friends & family contribute to each other through cataloguing, mapping & accounting for their contributions, brings huge economies not available in the $ commerce-only economy.
Residents & Businesses decide their own prices for talents, goods & services. Their own deep knowledge about product qualities, tailored goods & services & the market itself will reinforce appropriate pricing. We advocate market-rates, but residents & business establish their own catalogue prices. Joining similar resident & business specialties together, they form a small companies offering greater diversity of goods & services & support each other in this decision-making process. We support individuals & businesses in their desired professional talents, goods & services. We carry a wide range of 2nd Hand Goods & people centered services at better prices than 1) mainstream commerce, 2) online marketers, 3) perpetually under-capitalized ‘Barter’ systems or 4) social services can ever provide. These four are outsiders to personal resident consumer lives. Indigene Community organizes multihome residents for individual & business strengths so as to have an economic reciprocal relationship with these four, on-equal-terms. Vendor Cost / transaction = 10% of talent, goods or service sale made.
Posting of ‘Text’ description of business, individual or Talents = FREE. One Gigabyte Vendor member space for Pictures or Video = 10$15 / year/GB. Vendors are required to invest 8% of each transaction for MEM ownership, repayable as finances permit or within the context of minimum & maximum MEM holdings are required of members. Transaction administration fees & MEM investments are reduced with higher levels of MEM ownership, hence fees are transferred over to business, companies, caucuses or Production-Society/Guilds. Consumers can lower transaction adm. Fees through certain levels of MEM ownership.
Sharing of Business Plan with Community Partners Reach out to Community Advocates Financial Planners, Software Programmers etc.
Version 1.1 2 CSJ Student contract ends. Neighbourhood workers hired personel continue managing & promoting system.
Version 1.2 4 community websites operating. Each web-version adds client functions giving incentive for participation.
List your business’ principal production methods and procedures.
1) Development of NEIGHBOURHOOD WEB COMMUNITY ECONOMY SOFTWARE for Cataloguing, Mapping, Accounting for Investment & Exchanges. Continual Web-version Updates designed for diverse community characteristics.
2) Implementation of NEIGHBOURHOOD WEB-LISTING OF LOCAL TALENTS, goods & services with progressive participatory ownership involvement by all specialty individuals & businesses. Members promote ‘Do-we-know-?’ among their networks inviting friends, family, neighbours & community members to list their own talents as well as benefiting with others.
3) LOCAL STUDENTS PROMOTION ‘Do-we-know-?’ among friends, family & community individuals, businesses & organizations. Promotion among social-e-media networks & as community interest articles in newspapers, radio, TV.
4) SELF-GENERATING PROFITABILITY of system encourages multiple communities to adopt ‘Open-Source’ software.
5) MULTI-DISCIPLINARY approach to Asset-Based Community Development Economy ABCDE. We inspire by valorizing resident gifts. Over the past 20 years Doug & partner Rebecca have:
a) planted over 50 mostly food trees, fruit-bushes, perennial-herbs in a Polyculture Orchard of over 200 square metres. Many children & their parents have become involved. 2011 Doug innovated, designed & built a Cement-board Composter for food & paper cuttings which provides rodent (rat, mice, squirrel, groundhog, racoon, skunk etc) free composting in compact urban environments.
b) EXEMPLIFYING INNOVATION: 2014 Doug is building a demonstration Linear-Axis-Helical-Windmill, which captures 12 – 15 times wind concentrations (speed & density) from wind diversion on wind-shear surfaces such as windward wall building edges & roof-lines. Dag Radicevic Electrical Engineer / Physicist is providing consultation. Through showing innovation in a prominent publicspace, people loosen-up & eager to show & undertake their own projects.
c) 2014 Doug is building a prototype 36-inch wheel Ergonomic Cycle.
d) 2014 Doug is building a prototype 28 cm Stride Wheels to replace Roller-blades.
Indigene Community webpage https://sites.google.com/site/indigenecommunity/structure/9-do-we-know-who-we-are ‘Do-we-know-?’ section / page has communicated the Community Economy concept among residents & activist for 6 months now. During the process of writing this business plan we’re reaching out to interested parties, some of whom appear in this document. Rather than sending out ‘commercial’ information, we communicate with people & businesses about their talents, goods & services as well as possibilities for involvement. Indigene Community employs a tracking code on the website to permit Google Analytics to gather statistics on the number & nature of visitors in aggregated data.
As of 18 March 2014 since 3 years & 231 days from its launch on the 27 July 2010, 7621 different visitors have visited IC www.indigenecommunity.info 9776 times reading 17,200 sections (called pages) from 129 countries across every continent & ocean. Over 100 individuals have joined IC from countries worldwide through Indigene Community Facebook page having now made many 100s of dialogues & exchanges almost every day on a host of human livelihood issues from a number of centres : Quebec, USA, England, India, Australia, France, Brazil, South-Africa, Serbia etc. https://www.facebook.com/groups/indigenecommunity/permalink/680425091999690/
Animation of neighbourhood resident & local business talents, goods & services. Joining similar interests together into companies. Advertising talents among friends, families, organizations & businesses. MEM recognition for the contributions of Founder/Funders, Workers, Suppliers (Vendors & others) & Consumers. Caucusing of like-interests among Vendors & stakeholder Associations with specialist management of goods & service economies.
Individual & Business VENDORS provide talents (eg. Consulting), goods (new & 2nd Hand) & services. Suppliers also include such as INTERNET web hosting, e-accounts, BANKING (eg. Bank or Caisse Populaire) services for member credit & MEM investment accounts, OFFICE space & equipment (Eg. Apartment Complex or Condominium space) & others who are supplying talents, goods & services to ‘Do-we-know-?’ from an outside location. We prefer Suppliers who are invested into ‘Do-we-know-?’ in their neighbourhoods & provide MEM recognition for specific contributions as well as a voice within specialized Production-Society (Guilds) – companies as well as within each neighbourhood’s Supplier Association.
Over the past year March 2013 – 14 Douglas Jack (‘Do-we-know-?’ Systems Designer & Implementer) & Ted Ewanchyna (Software designer & implementater) have been developing the ‘Do-we-know-?’ system & software. We’are launching the system in LaSalle-Gardens. We provide systems & web expertise, office-space, web-site hosting, telephone & organization. We evaluate these contributions as loans / investments translated as MEM estimated at 60,000$ MEM. All member contributors to the projects development understand MEM as a unit of contribution/experience/expertise/decision-making-acumen or intelligence. All are paid interest directly or compounding in MEM holdings & must have the option to be paid back when income is sufficient in addition to operations. CLSC LaSalle, Kahnawake Economic Development Commission, Canadian Cohousing Network, Transitions NDG, McGill & Concordia Universities, Federation of Canadian Municipalities, Common-Dreams, Reader-Supported-News, Truth-out, Democracy-Now & other civic-organizations & news organizations.
‘Do-we-know-?’ project is an ongoing essential service within communities to organize physical & human resources. We’re creating not just an entrepreneurial (beginning) stage but ongoing economic & governance process by which stakeholders: Funders, Workers, Suppliers & Consumers, who animate & collaborate community resources are recognized for specific expertize / interest contributions & empowered in resource generation & governance process.
Sales accrue to each Vendor, who develop MEM ownership in the system. ‘Do-we-know’ is a Catalogue, Mapping & Accounting service for communities, which generates income for operations through charging a 10% administration Transaction fee of each sale to each Vendor. Vendor, Consumer & other viewers must have certain levels of MEM invested in the system to view Vendor Map locations. Website tracking codes keep track of inquiries by Customers who must have a positive account MEM or $ balance with which to complete each purchase. Owner members promote ‘Do-we-know-?’ system for their own business benefit among their family, friends & communities, hence true popular networking with incentive for participation. Monthy sales more than double on an exponential basis from April 2014 at 400$, May 800$, Jun 1600$, Jul 4000$, Aug 9000$, Sep 20000$ totally 35800$ in the 1st 6 months & continuing to double in Oct, Nov, Dec 2014 & Jan, Feb, Mar 2015 totalling 2,520,000$ for 2nd 6 months.
Vendors establish their own Cost of Goods Sold for all talents, goods & services Catalogued. ‘Do-we-know-?’ as an organization in each neighbourhood/community charges 10% to each Vendor sale for our catalogue, mapping & accounting with organizational & web services. Vendors are required to invest 8% of each transaction price for MEM ownership. Vendors are grouped within areas of goods & service specialty. Vendors & Consumer members are given lower % transaction fees according to certain MEM levels of ownership, hence a system trustworthiness. Consumers are encouraged through differential charges to pay ‘on-line’ through their MEM account hence a trackable transaction. Web costs beyond ‘text’ product descriptions & hence higher Gigabyte picture & video communication ‘server’ loads are charged to each Vendor as a Web Administration fee of one MEM or 10$15 per GB /year.
Presently Doug & Ted’s expertise & personal financial stability (ability to invest/ loan expertise, resources & time) is the foundation for the launching period until revenues adequately cover operating expenses. We estimate monthly operating expenses to cover our:
- Computer, internet, phone, web, devoted office space & equipment in office/month at
1) 50$ hosting / website.
2) 80$ Telephone + internet.
3) 130$ / office Space
TOTAL 260$/month in office
- By October 2014, revenue-financed Salary to cover one Neighbourhood Coordinator at 2000$ / month with insurance, employment insurance, Quebec CSST, benefits.
TOTAL 2000$/month salary both community offices.
- Douglas & Ted are invest equivalent value start-up costs until revenues meet expenses foreseen by the 7th month of operation October 2014.
· Detailed CV of each promoter Doug Jack & Ted Ewanchyna √
· Timetable of activities √
· Market study dash board (bibliography) √
· Survey questionnaire and results √
· Letters of intention – Invoicing Not applicable
· Stakeholders’ Participation agreement, if applicable √
· Commercial lease, Not applicable
· Actual income statements, Not applicable
· Any other relevant document
APPENDIX - Timetable of activities
APPENDIX - Dash Board –
i. Websites consulted:
1._ www.indigenecommunity.info Worldwide Indigenous Economy tools, accounting, governance
2. PERSONAL EXPERIENCE: Douglas Associating with Jardins LaSalle neighbourhood since 1988 through family & as a Specialized Educator. Associated with partner & children with families, children & city. Living in Jardins L. neighbourhood since 2000 getting to know residents as family, friends, neighbours in associations, helping to establish Pointe-Claire, LaSalle, Montreal & Quebec’s cosmetic complex synthetic Pesticide ban 2003, Community-Health, CLSC, Table de developpement sociale, Candidate for Green Party of Canada in 2004 federal election, LaSalle-Gardens Mutual-Aid Committee, Concordia University Community Economic Development graduate program 2004-5, Relational-Economy projects, gardening, composting, invention of Cement-Board composter2011, Employee, West Island YMCA-led, Separation-at-Source-Recycling program for Beaconsfield, Pointe-Claire & Pierrefonds & mutual-aid.
3. ~ 1 million$ / building at welfare rates of ~30,000$ /year/ household. eg. LaSalle Gardens http://www.city-data.com/canada/LaSalle-City.html
~ 3 – 5 million$ /building for individuals & families in higher-end condominiums 73,355$/year/household DDO average household income. Community is presently un & underserved by present commercial & industrial economies.
4.International Association for Public Participation www.iap2.org Canadian chapter founding conference in Montreal 2005. Doug was commissioned to give workshop on ‘Organizing from the Tree-Roots’.
5.Both Douglas & Ted are computer literate for decades now. Ted with his Master’s degree & Douglas hired as a researcher on diverse government (eg.CMHC), media (eg. CBC), university (McGill & Concordia) research projects involving web-research capacities.
ii. Works consulted: (title, author, year of publication)
1.Building Communities from the Inside Out, A Path Towards Finding & Mobilizing a Community’s Assets, John P. Krezmann & John L. McKnight 1993, Northwestern University, Asset-Based Community Development Institute www.abcdinstitute.org Douglas met John McKnight at a McGill workshop in 1989.
A Guide to Mapping Local Business Assets & Mobilizing Local Business Capacities, 1996, ABCD
A Guide to Mapping Consumer Expenditure & Mobilizing Consumer Expenditure Capacities, 1996, ABCD
2. Dr. Lou Brown, University of Madison, Wisconsin, Integrated Community Living, Doug met Lou in 1989. http://mn.gov/web/prod/static/mnddc/live/parallels2/video-13-p2/louBrown.html Excellent video!
3.Herb Lovett, Massachusetts, http://www.amazon.com/Learning-Listen-Positive-Approaches-Difficult/dp/1557661642 Doug met Herb in 1989.
4.Mutual Aid, A Factor of Evolution, Petr Kropotkin, circa 1905 Intra & interspecies collaboration.
5.The Constitution of the Five Nations, Iroquois Book of the Great Law, AC Parker, 1916
6. Stolen From Our Embrace, The Abduction of First Nation Children & the Restoration of Aboriginal Communities, Suzanne Fournier & Ernie Crey, 1997 Doug met Ernie for days in 1971 describing issues.
7. The Essential Gandhi, An Anthology, His Life Work & Ideas, Edited by Louis Fischer, 1961
8. Amer-Ind Gestural Code Based on Universal American Indian Hand Talk, Madge Skelly, 1979. Foundation for American Sign Language (Douglas is trained in ASL), gestural & sign communication with aphasia, deafness, multi-language & communication skills in general.
9. 1491, new Revelations of the Americas Before Columbus, Charles C. Mann, 2006. Our worldview is informed by colonial historical indoctrination. What we believe is possible in human relations, economy & ecology depends are informed by how we learn & what we are informed of. This is the foundation.
10. Tsi Tetsionitiotiakon 105 Mohawk & other 1st Nation placenames throughout ‘Tiohtiake’ (‘Place where the nations & their rivers, unite & divide’) Sustainability Rooted in Heritage. 2000, GIS mapping coordinated by Douglas Jack with 35 elders from Kahnawake & Kanehsatake under the direction of Melvin Tekahonwen:sere Diabo, Director of the Kahnawake Onkwawen:na Mohawk Language Center.
10. Money, Understanding & Creating Alternatives to Legal Tender, Thomas H. Greco, 2001, met in New York at EF Schumacher Society international Local Currencies in the 21st Century, 2004 conference where Doug gave a workshop on Indigenous Economy.
iii. Experts met: (name, title, organization) see also Works consulted with meetings
1.John L. McKnight 1989 at McGill University conference on Integrated Education including meeting Eldridge Cleaver Black Panther (advocate for differentially abled son). . www.abcdinstitute.org
2.Lou Brown 1989 at Les Promotions Sociales Taylor-Thibodeau staff-conference on integrating living, http://mn.gov/web/prod/static/mnddc/live/parallels2/video-13-p2/louBrown.html
3.Herb Lovett 1989 at LPSTT staff-conference workshop, Learning to Listen, Positive Approaches and People with Difficult Behavior (1996)
4.Pete Seegar, spoke with & sang songs with for hours 2004 at Local Currencies in 21st Century conference at Bard College where Pete attended Doug’s Indigenous Economy workshop. (travel with Burl Ives 1971). Essential role of music in community & communications based in human livelihood experiences.
5.Professor Ray Tomalty PhD. Urban Planning McGill University. Doug was hired on the Canadian Mortgage & Housing Corporation www.cmhc-schl.gc.ca , Implementing Sustainable Community Development : Charting a Federal Role for the 21st Century working with Steven Peck www.greenroofs.org Ray follows the ‘Do-we-know-who-we-are-?’ Community Economy development with interest.
iv. QUESTIONNAIRES: (available as electronic documents linked below)
a) Title : Cohousing in the LaSalle-Gardens Community https://sites.google.com/site/indigenecommunity/relational-economy/4-lasalle-gardens-cohousing-mutual-aid on line as web-page & Word attachment.
Number of respondents: 100 Questionnaire Title: Cohousing in the LaSalle-Gardens Community
Date of survey: Submitted 1st Dec. 2011 with Community University Research Exchange C.U.R.E.
Location: LaSalle Gardens Mutual Aid Committee Cohousing project with Tegan Wiebe research
Type of survey: Student Intern interviews with community residents, Summer 2011 Phone: 25 calls Face to face: 25 meetings Internet: 25 articles research
Other details: Cohousing implies the concept of ‘Intentional-Communities’ involving diverse economic organization of livelihood economies resulting in resource management capacity for housing & property.
b) Communities Working Towards Sustainable Food Systems, Three case studies of community developments in Montreal, Quebec https://sites.google.com/site/indigenecommunity/relational-economy on-line as a web-page & Word attachment. # of Respondents: 100
Questionnaire Title: Tara Mather Community Food Systems 2008 TaraMatherCommFoodSystems20082008.doc
Date of Survey : Submitted August 2008 with C.U.R.E. student (from Texas) Tara Mather research.
Location : LaSalle-Gardens Mutual Aid Committee Relational Economy Project with Tara Mather research
Type of survey : Student intern interviews with LaSalle-Gardens community residents Spring-Summer ‘08. Phone : 25 calls, Face-to-face 25 meetings, Internet : 25 articles researched. Other details : Food is the fundamental human economy in terms of being our most frequent interaction with the biosphere. Per person food expenditures run at about 3000$ per person per year supported on a thrice daily routine. Housing also runs at about 3000$ /person/year average per family & several person household. Our survey involved contacts with local food Super-markets, Restaurants & Grocery stores with inquiry about organizing community members to join, invest-in, be represented in a Consumer Association & patronize specific community food stores with their food dollars & fidelity. The LaSalle-Gardens Mutual-Aid Committee organized 100 households. We were welcomed but needed some 100 households (= 300 people = 1,000,000$ annual food purchases) per store in order to influence corporate policy. We realized during this process that; it is better to community economically organize based in resident & business individual strengths, self-concepts & capacities in order to build up to the Relational Economy level we all have. https://docs.google.com/viewer?a=v&pid=sites&srcid=ZGVmYXVsdGRvbWFpbnxpbmRpZ2VuZWNvbW11bml0eXxneDo3MDI2OTMyOWYwYjg4YjJh
v. Other (associations, organizations, etc.):
1.Canadian Association for Community Living, North-York, Ontario, www.cacl.ca
2. Vision Media Communications with founder Lawrence Levin. Douglas is the subject of 4 films on Polyculture Orchards called How to Grow Your Own Raw Vegan Food Garden https://sites.google.com/site/indigenecommunity/design/1-how-to-grow-your-own-raw-vegan-food-garden
3.Montreal Urban Ecology Center www.urbanecology.net on Park Ave. Doug helped with its building as well as being engaged to hold a few workshops over the years on his role as coordinator of Eco-Montreal Tiohtiake Green Map (Canada’s 1st Green Map) project with McGill University Urban Planning students as well as Relational Economy at LaSalle.
4.Co-op La Maison Verte, www.cooplamaisonverte.com 5785 Sherbrooke St. West, ecological household products & food. Doug was part of the design phase with Jason Hughes founder two years before opening.
5. Growing from work with the LaSalle CLSC on boul. Newman in Food Security http://www.csssdll.qc.ca/votre-csss/nos-points-de-services/clsc/clsc-de-lasalle/
6. Table de développement sociale LaSalle. www.tdslasalle.org Douglas has been meeting with the Table for over 10 years since its founding in LaSalle & following its work on Airlie St.
vi. Competition/Potential Collaborators:
CLIENTS TO SOLICIT