2018 HUD median and area income limits for Indiana Counties

Young home buyers
Median household income is used for a variety of reasons, including calculating eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or less than the amounts displayed below, tell this to the lender or mortgage broker. The advantage may be a lower downpayment, closing cost assistance, grant money, cheaper interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”

2018 HUD Median Income for Indiana Counties

2018 HUD median income limits - 80%

         
County Name Area Income 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Ada County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Adams County 48,300 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Bannock County 57,300 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Bear Lake County 59,900 33,550 38,350 43,150 47,900 51,750 55,600 59,400 63,250
Benewah County 48,600 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Bingham County 62,600 35,100 40,100 45,100 50,100 54,150 58,150 62,150 66,150
Blaine County 77,200 43,250 49,400 55,600 61,750 66,700 71,650 76,600 81,550
Boise County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Bonner County 55,300 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Bonneville County 62,200 34,850 39,800 44,800 49,750 53,750 57,750 61,700 65,700
Boundary County 53,500 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Butte County 51,400 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Camas County 53,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Canyon County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Caribou County 70,700 39,600 45,250 50,900 56,550 61,100 65,600 70,150 74,650
Cassia County 55,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Clark County 37,300 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Clearwater County 49,200 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Custer County 55,400 32,300 36,900 41,500 46,100 49,800 53,500 57,200 60,900
Elmore County 54,400 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Franklin County 64,600 39,850 45,550 51,250 56,900 61,500 66,050 70,600 75,150
Fremont County 59,500 33,350 38,100 42,850 47,600 51,450 55,250 59,050 62,850
Gem County 50,700 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Gooding County 51,500 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Idaho County 49,200 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Jefferson County 62,200 34,850 39,800 44,800 49,750 53,750 57,750 61,700 65,700
Jerome County 50,900 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Kootenai County 62,900 35,250 40,250 45,300 50,300 54,350 58,350 62,400 66,400
Latah County 67,500 37,800 43,200 48,600 54,000 58,350 62,650 67,000 71,300
Lemhi County 53,300 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Lewis County 52,900 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Lincoln County 52,200 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Madison County 36,700 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Minidoka County 53,600 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Nez Perce County 69,200 35,250 40,250 45,300 50,300 54,350 58,350 62,400 66,400
Oneida County 51,600 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Owyhee County 70,300 39,400 45,000 50,650 56,250 60,750 65,250 69,750 74,250
Payette County 55,400 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Power County 49,500 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Shoshone County 50,500 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200
Teton County 68,000 38,100 43,550 49,000 54,400 58,800 63,150 67,500 71,850
Twin Falls County 59,300 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Valley County 61,400 34,400 39,300 44,200 49,100 53,050 57,000 60,900 64,850
Washington County 46,000 31,950 36,500 41,050 45,600 49,250 52,900 56,550 60,200