2017 HUD Median Income for Indiana Counties

Young home buyers
Median household income is used for a variety of reasons, including calculating eligibility for low to moderate mortgage financing; commonly known as as CRA (Community Reinvestment Act). Fannie Mae and Freddie Mac each have a special loan program that is partially based upon on the household median income (i.e. Home Possible Mortgage and the My Community Mortgage). If you are seeking a mortgage and your household income is at or less than the amounts displayed below, tell this to the lender or mortgage broker. The advantage may be a lower downpayment, closing cost assistance, grant money, cheaper interest rate or reduced mip/pmi.

The U.S. Census Bureau defines median household income as follows:
“Median income is the amount which divides the income distribution into two equal groups, half having income above that amount, and half having income below that amount. Mean income (average) is the amount obtained by dividing the total aggregate income of a group by the number of units in that group. The means and medians for households and families are based on all households and families. Means and medians for people are based on people 15 years old and over with income”

2017 HUD Median Income for Indiana Counties





80% of HUD Median Income
County Name MSA HUD AREA INCOME 1 Person 2 People 3 People 4 People 5 People 6 People 7 People 8 People
Adams County Adams County, IN 59,300 33,250 38,000 42,750 47,450 51,250 55,050 58,850 62,650
Allen County Fort Wayne, IN MSA 63,700 35,250 40,250 45,300 50,300 54,350 58,350 62,400 66,400
Bartholomew County Columbus, IN MSA 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
Benton County Lafayette-West Lafayette, IN HUD Metro FMR Area 62,500 35,000 40,000 45,000 50,000 54,000 58,000 62,000 66,000
Blackford County Blackford County, IN 47,600 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Boone County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Brown County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Carroll County Carroll County, IN HUD Metro FMR Area 64,100 35,950 41,050 46,200 51,300 55,450 59,550 63,650 67,750
Cass County Cass County, IN 53,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Clark County Louisville, KY-IN HUD Metro FMR Area 66,400 37,200 42,500 47,800 53,100 57,350 61,600 65,850 70,100
Clay County Terre Haute, IN HUD Metro FMR Area 52,900 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Clinton County Clinton County, IN 60,700 34,000 38,850 43,700 48,550 52,450 56,350 60,250 64,100
Crawford County Crawford County, IN 48,800 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Daviess County Daviess County, IN 57,900 32,450 37,050 41,700 46,300 50,050 53,750 57,450 61,150
Dearborn County Cincinnati, OH-KY-IN HUD Metro FMR Area 74,700 41,850 47,800 53,800 59,750 64,550 69,350 74,100 78,900
Decatur County Decatur County, IN 57,300 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
DeKalb County DeKalb County, IN 61,100 34,250 39,150 44,050 48,900 52,850 56,750 60,650 64,550
Delaware County Muncie, IN MSA 52,800 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Dubois County Dubois County, IN 67,700 37,950 43,350 48,750 54,150 58,500 62,850 67,150 71,500
Elkhart County Elkhart-Goshen, IN MSA 58,200 32,600 37,250 41,900 46,550 50,300 54,000 57,750 61,450
Fayette County Fayette County, IN 49,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Floyd County Louisville, KY-IN HUD Metro FMR Area 66,400 37,200 42,500 47,800 53,100 57,350 61,600 65,850 70,100
Fountain County Fountain County, IN 54,600 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Franklin County Franklin County, IN 63,600 36,050 41,200 46,350 51,500 55,650 59,750 63,900 68,000
Fulton County Fulton County, IN 52,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Gibson County Gibson County, IN 63,500 35,600 40,650 45,750 50,800 54,900 58,950 63,000 67,100
Grant County Grant County, IN 48,900 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Greene County Greene County, IN 56,200 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Hamilton County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Hancock County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Harrison County Louisville, KY-IN HUD Metro FMR Area 66,400 37,200 42,500 47,800 53,100 57,350 61,600 65,850 70,100
Hendricks County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Henry County Henry County, IN 53,200 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Howard County Kokomo, IN MSA 62,500 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Huntington County Huntington County, IN 60,100 33,700 38,500 43,300 48,100 51,950 55,800 59,650 63,500
Jackson County Jackson County, IN 58,300 32,700 37,350 42,000 46,650 50,400 54,150 57,850 61,600
Jasper County Jasper County, IN HUD Metro FMR Area 68,300 38,300 43,750 49,200 54,650 59,050 63,400 67,800 72,150
Jay County Jay County, IN 51,800 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Jefferson County Jefferson County, IN 54,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Jennings County Jennings County, IN 55,000 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Johnson County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Knox County Knox County, IN 57,500 32,200 36,800 41,400 46,000 49,700 53,400 57,050 60,750
Kosciusko County Kosciusko County, IN 60,200 34,550 39,500 44,450 49,350 53,300 57,250 61,200 65,150
LaGrange County LaGrange County, IN 54,400 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Lake County Gary, IN HUD Metro FMR Area 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
LaPorte County Michigan City-La Porte, IN MSA 57,200 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Lawrence County Lawrence County, IN 56,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Madison County Anderson, IN HUD Metro FMR Area 58,600 32,850 37,550 42,250 46,900 50,700 54,450 58,200 61,950
Marion County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Marshall County Marshall County, IN 61,100 34,250 39,150 44,050 48,900 52,850 56,750 60,650 64,550
Martin County Martin County, IN 57,700 32,350 36,950 41,550 46,150 49,850 53,550 57,250 60,950
Miami County Miami County, IN 56,900 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Monroe County Bloomington, IN HUD Metro FMR Area 62,300 34,950 39,950 44,950 49,900 53,900 57,900 61,900 65,900
Montgomery County Montgomery County, IN 54,800 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Morgan County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Newton County Gary, IN HUD Metro FMR Area 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
Noble County Noble County, IN 61,100 34,250 39,150 44,050 48,900 52,850 56,750 60,650 64,550
Ohio County Cincinnati, OH-KY-IN HUD Metro FMR Area 74,700 41,850 47,800 53,800 59,750 64,550 69,350 74,100 78,900
Orange County Orange County, IN 49,000 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Owen County Owen County, IN HUD Metro FMR Area 54,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Parke County Parke County, IN 53,300 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Perry County Perry County, IN 59,200 33,150 37,900 42,650 47,350 51,150 54,950 58,750 62,550
Pike County Pike County, IN 55,900 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Porter County Gary, IN HUD Metro FMR Area 64,900 36,350 41,550 46,750 51,900 56,100 60,250 64,400 68,550
Posey County Evansville, IN-KY MSA 65,500 36,700 41,950 47,200 52,400 56,600 60,800 65,000 69,200
Pulaski County Pulaski County, IN 52,200 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Putnam County Putnam County, IN HUD Metro FMR Area 60,800 34,100 38,950 43,800 48,650 52,550 56,450 60,350 64,250
Randolph County Randolph County, IN 51,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Ripley County Ripley County, IN 61,700 34,550 39,500 44,450 49,350 53,300 57,250 61,200 65,150
Rush County Rush County, IN 58,900 33,000 37,700 42,400 47,100 50,900 54,650 58,450 62,200
St. Joseph County South Bend-Mishawaka, IN HUD Metro FMR Area 61,500 34,200 39,050 43,950 48,800 52,750 56,650 60,550 64,450
Scott County Scott County, IN HUD Metro FMR Area 51,800 31,300 35,750 40,200 44,650 48,250 51,800 55,400 58,950
Shelby County Indianapolis-Carmel, IN HUD Metro FMR Area 69,900 39,150 44,750 50,350 55,900 60,400 64,850 69,350 73,800
Spencer County Spencer County, IN 67,000 37,550 42,900 48,250 53,600 57,900 62,200 66,500 70,800
Starke County Starke County, IN 48,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Steuben County Steuben County, IN 57,100 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Sullivan County Sullivan County, IN HUD Metro FMR Area 57,500 32,200 36,800 41,400 46,000 49,700 53,400 57,050 60,750
Switzerland County Switzerland County, IN 49,600 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Tippecanoe County Lafayette-West Lafayette, IN HUD Metro FMR Area 62,500 35,000 40,000 45,000 50,000 54,000 58,000 62,000 66,000
Tipton County Tipton County, IN 62,200 34,650 39,600 44,550 49,500 53,500 57,450 61,400 65,350
Union County Union County, IN HUD Metro FMR Area 61,500 34,450 39,400 44,300 49,200 53,150 57,100 61,050 64,950
Vanderburgh County Evansville, IN-KY MSA 65,500 36,700 41,950 47,200 52,400 56,600 60,800 65,000 69,200
Vermillion County Terre Haute, IN HUD Metro FMR Area 52,900 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Vigo County Terre Haute, IN HUD Metro FMR Area 52,900 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Wabash County Wabash County, IN 55,000 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Warren County Warren County, IN 67,400 37,750 43,150 48,550 53,900 58,250 62,550 66,850 71,150
Warrick County Evansville, IN-KY MSA 65,500 36,700 41,950 47,200 52,400 56,600 60,800 65,000 69,200
Washington County Washington County, IN HUD Metro FMR Area 51,500 30,800 35,200 39,600 43,950 47,500 51,000 54,500 58,050
Wayne County Wayne County, IN 55,300 32,100 36,700 41,300 45,850 49,550 53,200 56,900 60,550
Wells County Fort Wayne, IN MSA 63,700 35,250 40,250 45,300 50,300 54,350 58,350 62,400 66,400
White County White County, IN 63,200 35,400 40,450 45,500 50,550 54,600 58,650 62,700 66,750
Whitley County Fort Wayne, IN MSA 63,700 35,250 40,250 45,300 50,300 54,350 58,350 62,400 66,400